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Consolidated Statements Of Cash Flows (USD $)
 9 Months Ended
Sep. 30, 2013
Sep. 30, 2012
Operating Activities    
Net income $ 12,953,991 $ 8,043,755
Adjustments to reconcile net income to net cash provided by (used in) operating activities:    
Depreciation 444,689 348,334
Amortization, net 378,947 320,666
Amortization related to postretirement benefits obligation 3,581 7,558
Share-based compensation expense related to stock options 62,108 55,857
Increase in allowance for doubtful accounts on premiums receivable 119,212 494,000
Net loss (gain) on disposals of property 778 (23,076)
Net realized gain on investments (333,554) (357,819)
Net earnings from other investments (1,050,854) (1,211,188)
(Benefit) provision for claims (2,429,289) 4,424,523
Provision for deferred income taxes 3,833,000 1,076,000
Excess tax benefits related to exercise of stock options and SARs 938,090 0
Changes in assets and liabilities:    
Decrease (increase) in receivables 1,159,753 (3,892,948)
Increase in other assets (2,771,634) (524,563)
Increase in current income taxes recoverable (1,708,257) 0
Increase in accounts payable and accrued liabilities 5,853,711 847,971
Decrease in current income taxes payable (1,336,824) (356,938)
Payments of claims, net of recoveries (1,832,711) (3,414,523)
Net cash provided by operating activities 14,284,737 5,837,609
Investing Activities    
Purchases of available-for-sale securities (14,833,885) (14,000,215)
Purchases of short-term securities (4,886,789) (5,434,469)
Purchases of other investments (1,330,327) (2,460,907)
Investment in/purchase of subsidiary 0 (350,000)
Proceeds from sales and maturities of available-for-sale securities 7,321,758 11,860,920
Proceeds from sales and maturities of short-term securities 3,065,790 8,315,618
Proceeds from sales and distributions of other investments 1,761,362 1,379,198
Proceeds from sales of other assets 22,808 204,750
Purchases of property (1,063,985) (373,045)
Proceeds from disposals of property 17,335 51,093
Net cash used in investing activities (9,925,933) (807,057)
Financing Activities    
Repurchases of common stock (1,881,323) (2,804,412)
Exercise of options 75,797 152,792
Dividends paid (494,903) (438,431)
Net cash used in financing activities (2,300,429) (3,090,051)
Net Increase in Cash and Cash Equivalents 2,058,375 1,940,501
Cash and Cash Equivalents, Beginning of Period 20,810,018 18,042,258
Cash and Cash Equivalents, End of Period 22,868,393 19,982,759
Cash Paid During the Year for:    
Income taxes, payments, net 4,243,300 2,523,000
Non cash net unrealized gain on investments, net of deferred tax provision of $(532,399) and $(1,144,006) for 2013 and 2012, respectively (998,638) (2,175,915)
Non cash intangible assets acquired from purchase of subsidiary 0 (1,481,900)
Non cash contingent liability from purchase of subsidiary $ 0 $ 691,250