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Consolidated Balance Sheets (USD $) | Dec. 31, 2013 | Dec. 31, 2012
--- | --- | ---
Investments in securities: |  |
Fixed maturities, available-for-sale, at fair value (amortized cost: 2013: $87,980,160; 2012: $75,573,673) | $ 91,445,413 | $ 81,936,978
Equity securities, available-for-sale, at fair value (cost: 2013: $22,200,369; 2012: $21,229,114) | 36,144,065 | 28,510,933
Short-term investments | 7,926,373 | 13,567,648
Other investments | 7,247,831 | 6,763,100
Total investments | 142,763,682 | 130,778,659
Cash and cash equivalents | 23,626,761 | 20,810,018
Premium and fees receivable (less allowance for doubtful accounts: 2013: $2,620,903; 2012: $1,902,581) | 8,750,224 | 11,037,714
Accrued interest and dividends | 1,006,698 | 1,037,447
Prepaid expenses and other assets | 7,466,141 | 4,651,115
Property, net | 4,325,538 | 3,603,323
Current income taxes recoverable | 366,772 | 0
Total Assets | 188,305,816 | 171,918,276
Liabilities: |  |
Reserves for claims | 35,360,000 | 39,078,000
Accounts payable and accrued liabilities | 20,324,190 | 15,477,545
Current income taxes payable | 0 | 1,336,824
Deferred income taxes, net | 4,013,983 | 893,156
Total liabilities | 59,698,173 | 56,785,525
Commitments and Contingencies | 0 | 0
Redeemable Noncontrolling Interest | 545,489 | 493,861
Stockholders' Equity: |  |
Preferred stock (1,000,000 authorized shares; no shares issued) | 0 | 0
Common stock - no par value (10,000,000 authorized shares; 2,037,135 and 2,043,359 shares issued and outstanding 2013 and 2012, respectively, excluding 291,676 shares for 2013 and 2012 of common stock held by the Company’s subsidiary) | 1 | 1
Retained earnings | 116,714,749 | 105,820,459
Accumulated other comprehensive income | 11,347,404 | 8,818,430
Total stockholders’ equity | 128,062,154 | 114,638,890
Total Liabilities and Stockholders’ Equity | $ 188,305,816 | $ 171,918,276

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