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Consolidated Statements Of Income (USD $)
 3 Months Ended 9 Months Ended
Sep. 30, 2014
Sep. 30, 2013
Sep. 30, 2014
Sep. 30, 2013
Revenues:        
Net premiums written $ 26,356,835 $ 30,431,560 $ 81,115,940 $ 84,787,318
Investment income - interest and dividends 1,064,995 990,338 3,130,846 2,835,870
Net realized gain on investments 8,689 261,938 592,908 333,554
Other 2,077,711 1,921,403 6,344,163 6,190,170
Total Revenues 29,508,230 33,605,239 91,183,857 94,146,912
Operating Expenses:        
Commissions to agents 14,440,264 18,142,697 48,242,923 49,240,917
Provision (benefit) for claims 1,507,814 (3,037,101) 4,177,478 (2,429,289)
Salaries, employee benefits and payroll taxes 6,609,425 7,133,497 19,250,116 19,533,970
Office occupancy and operations 1,257,009 1,165,772 3,683,980 3,266,112
Business development 552,215 606,549 1,581,872 1,487,635
Filing fees, franchise and local taxes 233,079 141,373 648,022 510,893
Premium and retaliatory taxes 491,927 592,717 1,332,492 1,563,764
Professional and contract labor fees 621,305 404,206 1,976,272 1,514,749
Other 196,702 179,006 656,653 560,170
Total Operating Expenses 25,909,740 25,328,716 81,549,808 75,248,921
Income before Income Taxes 3,598,490 8,276,523 9,634,049 18,897,991
Provision for Income Taxes 1,004,000 2,733,000 2,656,000 5,944,000
Net Income 2,594,490 5,543,523 6,978,049 12,953,991
Net Income Attributable to Redeemable Noncontrolling Interest 0 (27,725) (23,523) (55,788)
Net Income Attributable to the Company $ 2,594,490 $ 5,515,798 $ 6,954,526 $ 12,898,203
Basic Earnings per Common Share $ 1.28 $ 2.67 $ 3.42 $ 6.26
Weighted Average Shares Outstanding – Basic 2,028,818 2,069,081 2,033,637 2,059,226
Diluted Earnings per Common Share $ 1.28 $ 2.66 $ 3.41 $ 6.19
Weighted Average Shares Outstanding – Diluted 2,032,644 2,074,940 2,038,875 2,083,560
Cash Dividends Paid per Common Share $ 0.08 $ 0.08 $ 0.24 $ 0.24