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Consolidated Statements Of Cash Flows - USD ($)
 6 Months Ended
Jun. 30, 2015
Jun. 30, 2014
Operating Activities    
Net income $ 5,846,621 $ 4,383,559
Adjustments to reconcile net income to net cash provided by (used in) operating activities:    
Depreciation 449,132 406,133
Amortization, net 364,520 301,398
Amortization related to postretirement benefits obligation 3,952 1,109
Share-based compensation expense related to stock options 67,654 55,083
Net gain on the disposals of property (18,114) (1,900)
Net realized gain on investments (939,967) (584,219)
Net earnings from other investments (1,209,585) (684,781)
Provision for claims 2,917,422 2,669,664
Provision for deferred income taxes 625,000 737,000
Changes in assets and liabilities:    
(Increase) decrease in receivables (836,421) 119,308
Increase in other assets (202,641) (1,003,088)
Increase in current income taxes recoverable 0 (1,512,452)
Decrease in accounts payable and accrued liabilities (1,390,662) (3,098,494)
Increase in current income taxes payable 331,716 0
Payments of claims, net of recoveries (1,469,422) (2,401,664)
Net cash provided by (used in) operating activities 4,539,205 (613,344)
Investing Activities    
Purchases of available-for-sale securities (3,471,184) (5,184,440)
Purchases of short-term investments (6,307,977) (3,770,868)
Purchases of other investments (858,464) (786,575)
Proceeds from sales and maturities of available-for-sale securities 9,655,760 6,319,047
Proceeds from sales and maturities of short-term investments 296,830 2,001,533
Proceeds from sales and distributions of other investments 2,201,964 494,365
Proceeds from sales of other assets 19,104 26,233
Purchase of redeemable noncontrolling interest of subsidiary 0 (515,275)
Purchases of property (1,144,333) (1,062,550)
Proceeds from the sale of property 52,413 1,900
Net cash provided by (used in) investing activities 444,113 (2,476,630)
Financing Activities    
Repurchases of common stock (1,747,322) (584,121)
Exercises of stock options and SARs 54,988 27,100
Distributions to noncontrolling interest 0 (168,057)
Excess tax benefits related to exercise of stock options and SARs 26,875 15,999
Dividends paid (321,117) (325,822)
Net cash used in financing activities (1,986,576) (1,034,901)
Net Increase (Decrease) in Cash and Cash Equivalents 2,996,742 (4,124,875)
Cash and Cash Equivalents, Beginning of Period 15,826,515 23,626,761
Cash and Cash Equivalents, End of Period 18,823,257 19,501,886
Cash Paid During the Year for:    
Income tax payments, net 1,329,000 2,414,900
Non cash net unrealized loss (gain) on investments, net of deferred tax benefit (provision) of $950,040 and $(745,285) for 2015 and 2014, respectively $ 1,835,320 $ (1,405,194)