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Consolidated Statements Of Cash Flows - USD ($)
 9 Months Ended
Sep. 30, 2015
Sep. 30, 2014
Operating Activities    
Net income $ 10,342,119 $ 6,978,049
Adjustments to reconcile net income to net cash provided by operating activities:    
Depreciation 654,838 583,979
Amortization, net 542,841 458,635
Amortization related to postretirement benefits obligation 5,928 1,663
Share-based compensation expense related to stock options 102,707 88,291
Net (gain) loss on the disposals of property (30,374) 6,487
Net realized gain on investments (601,336) (592,908)
Net earnings from other investments (1,774,927) (990,657)
Provision for claims 3,621,401 4,177,478
Provision for deferred income taxes 1,909,000 1,468,000
Changes in assets and liabilities:    
(Increase) decrease in receivables (457,484) 261,128
Increase in other assets (1,110,322) (1,407,762)
Increase in current income taxes recoverable 0 (1,257,252)
Increase (decrease) in accounts payable and accrued liabilities 1,150,634 (1,640,499)
Increase in current income taxes payable 156,487 0
Payments of claims, net of recoveries (2,401,401) (3,285,478)
Net cash provided by operating activities 12,110,111 4,849,154
Investing Activities    
Purchases of available-for-sale securities (5,794,149) (13,572,217)
Purchases of short-term investments (11,642,357) (2,923,269)
Purchases of other investments (3,164,415) (1,036,110)
Proceeds from sales and maturities of available-for-sale securities 16,212,924 10,321,679
Proceeds from sales and maturities of short-term investments 335,084 4,694,893
Proceeds from sales and distributions of other investments 3,167,494 1,050,427
Proceeds from sales of other assets 113,238 26,233
Purchase of subsidiary (72,600) 0
Purchase of redeemable noncontrolling interest of subsidiary 0 (515,275)
Purchases of property (2,313,052) (1,649,412)
Proceeds from the sale of property 74,395 15,400
Net cash used in investing activities (3,083,438) (3,587,651)
Financing Activities    
Repurchases of common stock (5,166,846) (652,657)
Exercises of stock options and SARs 54,988 27,100
Distributions to noncontrolling interest 0 (168,057)
Excess tax benefits related to exercise of stock options and SARs 26,875 15,999
Dividends paid (477,392) (488,127)
Net cash used in financing activities (5,562,375) (1,265,742)
Net Increase (Decrease) in Cash and Cash Equivalents 3,464,298 (4,239)
Cash and Cash Equivalents, Beginning of Period 15,826,515 23,626,761
Cash and Cash Equivalents, End of Period 19,290,813 23,622,522
Cash Paid During the Year for:    
Income tax payments, net 2,727,700 2,443,000
Non cash net unrealized loss (gain) on investments, net of deferred tax benefit (provision) of $1,691,188 and $(410,923) for 2015 and 2014, respectively $ 3,253,970 $ (772,074)