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Consolidated Statements Of Income - USD ($)
 12 Months Ended
Dec. 31, 2015
Dec. 31, 2014
Dec. 31, 2013
Revenues:      
Net premiums written $ 112,475,686 $ 109,963,556 $ 113,886,266
Investment income – interest and dividends 4,531,319 4,259,501 3,894,608
Net realized (loss) gain on investments (116,163) 268,294 195,800
Other 10,309,230 8,627,935 8,274,823
Total Revenues 127,200,072 123,119,286 126,251,497
Operating Expenses:      
Commissions to agents 62,174,301 65,632,353 67,150,810
Provision (benefit) for claims 4,478,494 5,229,716 (571,596)
Salaries, employee benefits and payroll taxes 28,041,213 25,218,225 25,386,511
Office occupancy and operations 5,885,336 5,049,962 4,430,220
Business development 2,373,270 2,333,491 2,145,639
Filing fees, franchise and local taxes 732,985 817,909 681,935
Premium and retaliatory taxes 2,161,571 1,851,767 2,558,227
Professional and contract labor fees 2,691,411 2,676,483 2,171,606
Other 884,438 820,882 755,407
Total Operating Expenses 109,423,019 109,630,788 104,708,759
Income before Income Taxes 17,777,053 13,488,498 21,542,738
Provision for Income Taxes 5,228,000 3,816,000 6,746,000
Net Income 12,549,053 9,672,498 14,796,738
Net Income Attributable to Noncontrolling Interests 15,148    
Net Income Attributable to Redeemable Noncontrolling Interests   23,523 88,528
Net Income Attributable to the Company $ 12,533,905 $ 9,648,975 $ 14,708,210
Basic Earnings per Common Share $ 6.32 $ 4.75 $ 7.15
Weighted Average Shares Outstanding – Basic 1,984,360 2,031,760 2,056,169
Diluted Earnings per Common Share $ 6.30 $ 4.74 $ 7.08
Weighted Average Shares Outstanding – Diluted 1,989,799 2,037,534 2,076,628
Cash Dividends Paid per Common Share $ 0.40 $ 0.32 $ 0.32