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Reserves for Claims Summary Of Transactions In Reserves For Claims (Details) - USD ($)
12 Months Ended
Dec. 31, 2015
Dec. 31, 2014
Dec. 31, 2013
Liability for Unpaid Claims and Claims Adjustment Expense [Roll Forward]      
Balance, beginning of period $ 36,677,000 $ 35,360,000 $ 39,078,000
Provisions related to: Current year 7,295,013 6,860,335 7,239,628
Provisions related to: Prior years (2,816,519) (1,630,619) (7,811,224)
Total provision (benefit) charged to operations 4,478,494 5,229,716 (571,596)
Claims paid, net of recoveries, related to: Current year (97,116) (102,947) (110,240)
Claims paid, net of recoveries, related to: Prior years (3,270,378) (3,809,769) (3,036,164)
Total claims paid, net of recoveries (3,367,494) (3,912,716) (3,146,404)
Balance, end of year $ 37,788,000 $ 36,677,000 $ 35,360,000