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Consolidated Statements Of Operations - USD ($)
shares in Thousands, $ in Thousands
3 Months Ended 9 Months Ended
Sep. 30, 2024
Sep. 30, 2023
Sep. 30, 2024
Sep. 30, 2023
Revenues:        
Net premiums written $ 54,855 $ 49,822 $ 146,451 $ 132,793
Escrow and other title-related fees 4,574 4,683 13,098 12,942
Non-title services 4,305 4,636 12,913 14,513
Interest and dividends 2,736 2,313 7,824 6,537
Other investment income 995 514 1,996 2,915
Net investment gains (losses) 976 (815) 4,640 720
Other 388 257 748 647
Total Revenues 68,829 61,410 187,670 171,067
Operating Expenses:        
Commissions to agents 29,089 23,806 75,509 63,735
Provision for claims 1,668 1,838 3,483 3,897
Personnel expenses 18,057 19,083 54,793 58,451
Office and technology expenses 4,388 4,209 13,161 13,122
Other expenses 4,039 3,864 12,072 11,845
Total Operating Expenses 57,241 52,800 159,018 151,050
Income before Income Taxes 11,588 8,610 28,652 20,017
Provision for Income Taxes 2,273 1,526 5,941 4,167
Net Income $ 9,315 $ 7,084 $ 22,711 $ 15,850
Basic Earnings per Common Share $ 4.94 $ 3.75 $ 12.05 $ 8.37
Weighted Average Shares Outstanding – Basic 1,884 1,891 1,885 1,894
Diluted Earnings per Common Share $ 4.92 $ 3.75 $ 12.02 $ 8.37
Weighted Average Shares Outstanding – Diluted 1,893 1,891 1,889 1,894