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Loans (Tables) | 12 Months Ended
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Dec. 31, 2013
Loans [Abstract] |
Net Loans Held-For-Investment |
| December 31,
| 2013 |  | 2012
Real estate loans: |
Multifamily | $ 870,951 |  | $ 610,129
Commercial mortgage | 340,174 |  | 315,450
One-to-four family residential mortgage | 64,753 |  | 64,733
Home equity and lines of credit | 46,231 |  | 33,573
Construction and land | 14,152 |  | 23,243
Total real estate loans | 1,336,261 |  | 1,047,128
Commercial and industrial loans | 10,162 |  | 14,786
Other loans | 2,310 |  | 1,830
Total commercial and industrial and other loans | 12,472 |  | 16,616
Deferred loan cost, net | 3,458 |  | 2,456
Originated loans held-for-investment, net | 1,352,191 |  | 1,066,200
PCI Loans | 59,468 |  | 75,349
Loans acquired: |  |  |
Multifamily | 3,930 |  | 5,763
Commercial mortgage | 13,254 |  | 17,053
One-to-four family residential mortgage | 60,262 |  | 78,237
Construction and land | 371 |  | 380
Total loans acquired | 77,817 |  | 101,433
Loans held for investment, net | 1,489,476 |  | 1,242,982
Allowance for loan losses | (26,037) |  | (26,424)
Net loans held-for-investment | $ 1,463,439 |  | $ 1,216,558
Summary Of Accretable Yield |
| For The Year Ended December 31,
| 2013 |  | 2012
Balance at the beginning of year | $ 43,431 |  | $ 42,493
Accretable yield at purchase date | - |  | 833
Accretion into interest income | (5,701) |  | (6,424)
Net reclassification from non-accretable difference (1) | (5,266) |  | 6,529
Balance at end of year | $ 32,464 |  | $ 43,431
(1) Due to re-casting of cash flows for loan pools acquired in the 2011 FDIC-assisted transaction.
Activity In Allowance For Loan Losses |
| December 31,
| 2013 |  | 2012 |  | 2011
Balance at beginning of year | $ 26,424 |  | $ 26,836 |  | $ 21,819
Provision for loan losses | 1,927 |  | 3,536 |  | 12,589
Recoveries | 860 |  | 245 |  | 108
Charge-offs | (3,174) |  | (4,193) |  | (7,680)
Balance at end of year | $ 26,037 |  | $ 26,424 |  | $ 26,836
Allowance For Loan Losses And Loans Receivable By Portfolio Segment And Based On Impairment Method |
| December 31, 2013
| Real Estate |  |  |  |  |  |  |  |  |  |  |  |
| Commercial |  | One-to-Four Family |  | Construction and Land |  | Multifamily |  | Home Equity and Lines of Credit |  | Commercial and Industrial |  | Other |  | Unallocated |  | Originated Loans Total |  | Purchase Credit-Impaired |  | Total
Allowance for loan losses: |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
Beginning Balance | $ 14,480 |  | $ 623 |  | $ 994 |  | $ 7,086 |  | $ 623 |  | $ 1,160 |  | $ 21 |  | $ 1,201 |  | $ 26,188 |  | $ 236 |  | $ 26,424
Charge-offs | (1,208) |  | (414) |  | - |  | (657) |  | (491) |  | (379) |  | (25) |  | - |  | (3,174) |  | - |  | (3,174)
Recoveries | 1 |  | 18 |  | 567 |  | - |  | - |  | 201 |  | 73 |  | - |  | 860 |  | - |  | 860
Provisions | (654) |  | 648 |  | (1,356) |  | 2,945 |  | 728 |  | (557) |  | (2) |  | (177) |  | 1,575 |  | 352 |  | 1,927
Ending Balance | $ 12,619 |  | $ 875 |  | $ 205 |  | $ 9,374 |  | $ 860 |  | $ 425 |  | $ 67 |  | $ 1,024 |  | $ 25,449 |  | $ 588 |  | $ 26,037
Ending balance: individually evaluated for impairment | $ 2,385 |  | $ 19 |  | $ - |  | $ 117 |  | $ 7 |  | $ 104 |  | $ - |  | $ - |  | $ 2,632 |  | $ - |  | $ 2,632
Ending balance: collectively evaluated for impairment | $ 10,234 |  | $ 856 |  | $ 205 |  | $ 9,257 |  | $ 853 |  | $ 321 |  | $ 67 |  | $ 1,024 |  | $ 22,817 |  | $ 588 |  | $ 23,405
Originated loans, net: |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
Ending Balance | $ 340,534 |  | $ 65,289 |  | $ 14,161 |  | $ 872,901 |  | $ 46,825 |  | $ 10,202 |  | $ 2,279 |  | $ - |  | $ 1,352,191 |  | $ - |  | $ 1,352,191
Ending balance: individually evaluated for impairment | $ 32,194 |  | $ 1,115 |  | $ 109 |  | $ 2,074 |  | $ 1,341 |  | $ 1,504 |  | $ - |  | $ - |  | $ 38,337 |  | $ - |  | $ 38,337
Ending balance: collectively evaluated for impairment | $ 308,340 |  | $ 64,174 |  | $ 14,052 |  | $ 870,827 |  | $ 45,484 |  | $ 8,698 |  | $ 2,279 |  | $ - |  | $ 1,313,854 |  | $ - |  | $ 1,313,854
| December 31, 2012
| Real Estate |  |  |  |  |  |  |  |  |  |  |  |
| Commercial |  | One-to-Four Family |  | Construction and Land |  | Multifamily |  | Home Equity and Lines of Credit |  | Commercial and Industrial |  | Other |  | Unallocated |  | Total |  | Purchase Credit-Impaired |  | Total
Allowance for loan losses: |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
Beginning Balance | $ 15,180 |  | $ 967 |  | $ 1,189 |  | $ 6,772 |  | $ 418 |  | $ 975 |  | $ 226 |  | $ 1,109 |  | $ 26,836 |  | $ - |  | $ 26,836
Charge-offs | (1,828) |  | (1,300) |  | (43) |  | (729) |  | (2) |  | (90) |  | (201) |  | - |  | (4,193) |  | - |  | (4,193)
Recoveries | 107 |  | - |  | - |  | 9 |  | - |  | 86 |  | 43 |  | - |  | 245 |  | - |  | 245
Provisions | 1,021 |  | 956 |  | (152) |  | 1,034 |  | 207 |  | 189 |  | (47) |  | 92 |  | 3,300 |  | 236 |  | 3,536
Ending Balance | $ 14,480 |  | $ 623 |  | $ 994 |  | $ 7,086 |  | $ 623 |  | $ 1,160 |  | $ 21 |  | $ 1,201 |  | $ 26,188 |  | $ 236 |  | $ 26,424
Ending balance: individually evaluated for impairment | $ 2,753 |  | $ 5 |  | $ - |  | $ 317 |  | $ 123 |  | $ 417 |  | $ - |  | $ - |  | $ 3,615 |  | $ - |  | $ 3,615
Ending balance: collectively evaluated for impairment | $ 11,727 |  | $ 618 |  | $ 994 |  | $ 6,769 |  | $ 500 |  | $ 743 |  | $ 21 |  | $ 1,201 |  | $ 22,573 |  | $ 236 |  | $ 22,809
Originated loans, net: |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
Ending balance | $ 315,603 |  | $ 65,354 |  | $ 23,255 |  | $ 611,469 |  | $ 33,879 |  | $ 14,810 |  | $ 1,830 |  | $ - |  | $ 1,066,200 |  | $ - |  | $ 1,066,200
Ending balance: individually evaluated for impairment | $ 41,568 |  | $ 2,061 |  | $ - |  | $ 2,040 |  | $ 1,943 |  | $ 4,087 |  | $ - |  | $ - |  | $ 51,699 |  | $ - |  | $ 51,699
Ending balance: collectively evaluated for impairment | $ 274,035 |  | $ 63,293 |  | $ 23,255 |  | $ 609,429 |  | $ 31,936 |  | $ 10,723 |  | $ 1,830 |  | $ - |  | $ 1,014,501 |  | $ - |  | $ 1,014,501
Investment Of Originated Loans Held-For-Investment, Net Of Deferred Fees And Costs, By Loan Type And Credit Quality Indicator |
| At December 31, 2013
| Real Estate |  |  |  |  |  |
| Multifamily |  | Commercial |  | One-to-Four Family |  | Construction and Land |  | Home Equity and Lines of Credit |  | Commercial and Industrial |  | Other |  | Total
| < 35% LTV |  | => 35% LTV |  | < 35% LTV |  | => 35% LTV |  | < 60% LTV |  | => 60% LTV |  |  |  |  |  |  |  |  |  |
Internal Risk Rating |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
Pass | $ 40,966 |  | $ 817,923 |  | $ 42,995 |  | $ 240,472 |  | $ 28,595 |  | $ 30,241 |  | $ 13,458 |  | $ 45,117 |  | $ 7,488 |  | $ 2,279 |  | $ 1,269,534
Special Mention | 309 |  | 7,866 |  | 1,304 |  | 12,938 |  | 2,289 |  | 703 |  | 595 |  | 469 |  | 962 |  | - |  | 27,435
Substandard | 821 |  | 5,016 |  | 1,333 |  | 41,492 |  | 1,388 |  | 2,073 |  | 108 |  | 1,239 |  | 1,752 |  | - |  | 55,222
Originated loans held-for-investment, net | $ 42,096 |  | $ 830,805 |  | $ 45,632 |  | $ 294,902 |  | $ 32,272 |  | $ 33,017 |  | $ 14,161 |  | $ 46,825 |  | $ 10,202 |  | $ 2,279 |  | $ 1,352,191
| At December 31, 2012
| Real Estate |  |  |  |  |  |
| Multifamily |  | Commercial |  | One-to-Four Family |  | Construction and Land |  | Home Equity and Lines of Credit |  | Commercial and Industrial |  | Other |  | Total
| < 35% LTV |  | => 35% LTV |  | < 35% LTV |  | => 35% LTV |  | < 60% LTV |  | => 60% LTV |  |  |  |  |  |  |  |  |  |
Internal Risk Rating |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
Pass | $ 19,438 |  | $ 575,434 |  | $ 30,284 |  | $ 211,679 |  | $ 32,120 |  | $ 28,091 |  | $ 12,536 |  | $ 31,526 |  | $ 10,992 |  | $ 1,804 |  | $ 953,904
Special Mention | 115 |  | 10,444 |  | 185 |  | 23,521 |  | 1,422 |  | 384 |  | 5,137 |  | 659 |  | 753 |  | - |  | 42,620
Substandard | 510 |  | 5,528 |  | 1,699 |  | 48,235 |  | 1,066 |  | 2,271 |  | 5,582 |  | 1,694 |  | 3,065 |  | 26 |  | 69,676
Originated loans held-for-investment, net | $ 20,063 |  | $ 591,406 |  | $ 32,168 |  | $ 283,435 |  | $ 34,608 |  | $ 30,746 |  | $ 23,255 |  | $ 33,879 |  | $ 14,810 |  | $ 1,830 |  | $ 1,066,200
Estimated Expected Future Cash Flows Of Each PCI Loan Pool |
- |  |  |  |  |  |  |  |  |  |  |
| At December 31, 2013
| Total Non-Performing Loans
| Non-Accruing Loans |  |  |  |
| 0-29 Days Past Due |  | 30-89 Days Past Due |  | 90 Days or More Past Due |  | Total |  | 90 Days or More Past Due and Accruing |  | Total Non-Performing Loans
Loans held-for-investment: |  |  |  |  |  |  |  |  |  |  |
Real estate loans: |  |  |  |  |  |  |  |  |  |  |
Commercial |  |  |  |  |  |  |  |  |  |  |
LTV < 35% |  |  |  |  |  |  |  |  |  |  |
Special Mention | $ - |  | $ - |  | $ - |  | $ - |  | $ - |  | $ -
Total | - |  | - |  | - |  | - |  | - |  | -
LTV => 35% |  |  |  |  |  |  |  |  |  |  |
Special Mention | - |  | - |  | 335 |  | 335 |  | - |  | 335
Substandard | 3,606 |  | 421 |  | 7,836 |  | 11,863 |  | - |  | 11,863
Total | 3,606 |  | 421 |  | 8,171 |  | 12,198 |  | - |  | 12,198
Total commercial | 3,606 |  | 421 |  | 8,171 |  | 12,198 |  | - |  | 12,198
One-to-four family residential |  |  |  |  |  |  |  |  |  |  |
LTV < 60% |  |  |  |  |  |  |  |  |  |  |
Special Mention | - |  | 16 |  | 114 |  | 130 |  | - |  | 130
Substandard | - |  | 418 |  | 186 |  | 604 |  | - |  | 604
Total | - |  | 434 |  | 300 |  | 734 |  | - |  | 734
LTV => 60% |  |  |  |  |  |  |  |  |  |  |
Substandard | - |  | 189 |  | 993 |  | 1,182 |  | - |  | 1,182
Total | - |  | 189 |  | 993 |  | 1,182 |  | - |  | 1,182
Total one-to-four family residential | - |  | 623 |  | 1,293 |  | 1,916 |  | - |  | 1,916
Construction and land |  |  |  |  |  |  |  |  |  |  |
Substandard | 108 |  | - |  | - |  | 108 |  | - |  | 108
Total construction and land | 108 |  | - |  | - |  | 108 |  | - |  | 108
Multifamily |  |  |  |  |  |  |  |  |  |  |
LTV => 35% |  |  |  |  |  |  |  |  |  |  |
Substandard | - |  | - |  | - |  | - |  | - |  | -
Total multifamily | - |  | - |  | - |  | - |  | - |  | -
Multifamily |  |  |  |  |  |  |  |  |  |  |
LTV => 35% |  |  |  |  |  |  |  |  |  |  |
Substandard | - |  | - |  | 73 |  | 73 |  | - |  | 73
Total Multifamily | - |  | - |  | 73 |  | 73 |  | - |  | 73
Home equity and lines of credit |  |  |  |  |  |  |  |  |  |  |
Pass | - |  | - |  | - |  | - |  | - |  | -
Special Mention | - |  | - |  | - |  | - |  | - |  | -
Substandard | - |  | - |  | 1,239 |  | 1,239 |  | - |  | 1,239
Total home equity and lines of credit | - |  | - |  | 1,239 |  | 1,239 |  | - |  | 1,239
Commercial and industrial loans |  |  |  |  |  |  |  |  |  |  |
Pass | - |  | - |  | - |  | - |  | - |  | -
Special Mention | - |  | - |  | - |  | - |  | - |  | -
Substandard | - |  | - |  | 441 |  | 441 |  | - |  | 441
Total commercial and industrial loans | - |  | - |  | 441 |  | 441 |  | - |  | 441
Other loans |  |  |  |  |  |  |  |  |  |  |
Pass | - |  | - |  | - |  | - |  | 32 |  | 32
Total other loans | - |  | - |  | - |  | - |  | 32 |  | 32
Total non-performing loans held-for-investment | $ 3,714 |  | $ 1,044 |  | $ 11,217 |  | $ 15,975 |  | $ 32 |  | $ 16,007
Loans acquired: |  |  |  |  |  |  |  |  |  |  |
One-to-four family residential |  |  |  |  |  |  |  |  |  |  |
LTV < 60% |  |  |  |  |  |  |  |  |  |  |
Substandard | - |  | - |  | - |  | - |  | - |  | -
Total | - |  | - |  | - |  | - |  | - |  | -
LTV => 60% |  |  |  |  |  |  |  |  |  |  |
Substandard | 607 |  | - |  | 466 |  | 1,073 |  | - |  | 1,073
Total | 607 |  | - |  | 466 |  | 1,073 |  | - |  | 1,073
Total one-to-four family residential | 607 |  | - |  | 466 |  | 1,073 |  | - |  | 1,073
Commercial |  |  |  |  |  |  |  |  |  |  |
LTV> 35% |  |  |  |  |  |  |  |  |  |  |
Special Mention | $ - |  | $ - |  | $ 252 |  | $ 252 |  | $ - |  | $ 252
Total | - |  | - |  | 252 |  | 252 |  | - |  | 252
Total non-performing loans acquired | 607 |  | - |  | 718 |  | 1,325 |  | - |  | 1,325
Total non-performing loans | $ 4,321 |  | $ 1,044 |  | $ 11,935 |  | $ 17,300 |  | $ 32 |  | $ 17,332
| At December 31, 2012
| Total Non-Performing Loans
| Non-Accruing Loans |  |  |  |
| 0-29 Days Past Due |  | 30-89 Days Past Due |  | 90 Days or More Past Due |  | Total |  | 90 Days or More Past Due and Accruing |  | Total Non-Performing Loans
Loans held-for-investment: |  |  |  |  |  |  |  |  |  |  |
Real estate loans: |  |  |  |  |  |  |  |  |  |  |
Commercial |  |  |  |  |  |  |  |  |  |  |
LTV < 35% |  |  |  |  |  |  |  |  |  |  |
Substandard | $ 1,699 |  | $ - |  | $ - |  | $ 1,699 |  | $ - |  | $ 1,699
Total | 1,699 |  | - |  | - |  | 1,699 |  | - |  | 1,699
LTV => 35% |  |  |  |  |  |  |  |  |  |  |
Substandard | 13,947 |  | 442 |  | 5,565 |  | 19,954 |  | 349 |  | 20,303
Total | 13,947 |  | 442 |  | 5,565 |  | 19,954 |  | 349 |  | 20,303
Total commercial | 15,646 |  | 442 |  | 5,565 |  | 21,653 |  | 349 |  | 22,002
One-to-four family residential |  |  |  |  |  |  |  |  |  |  |
LTV < 60% |  |  |  |  |  |  |  |  |  |  |
Special Mention | - |  | 19 |  | 229 |  | 248 |  | 119 |  | 367
Substandard | - |  | 429 |  | - |  | 429 |  | - |  | 429
Total | - |  | 448 |  | 229 |  | 677 |  | 119 |  | 796
LTV => 60% |  |  |  |  |  |  |  |  |  |  |
Substandard | 233 |  | 201 |  | 1,437 |  | 1,871 |  | 151 |  | 2,022
Total | 233 |  | 201 |  | 1,437 |  | 1,871 |  | 151 |  | 2,022
Total one-to-four family residential | 233 |  | 649 |  | 1,666 |  | 2,548 |  | 270 |  | 2,818
Construction and land |  |  |  |  |  |  |  |  |  |  |
Substandard | 2,070 |  | - |  | - |  | 2,070 |  | - |  | 2,070
Total construction and land | 2,070 |  | - |  | - |  | 2,070 |  | - |  | 2,070
Multifamily |  |  |  |  |  |  |  |  |  |  |
LTV => 35% |  |  |  |  |  |  |  |  |  |  |
Substandard |  |  |  |  | 279 |  | 279 |  | - |  | 279
Total multifamily | - |  | - |  | 279 |  | 279 |  | - |  | 279
Home equity and lines of credit |  |  |  |  |  |  |  |  |  |  |
Substandard | 107 |  | - |  | 1,587 |  | 1,694 |  | - |  | 1,694
Total home equity and lines of credit | 107 |  | - |  | 1,587 |  | 1,694 |  | - |  | 1,694
Commercial and industrial loans |  |  |  |  |  |  |  |  |  |  |
Substandard | 532 |  | - |  | 724 |  | 1,256 |  | - |  | 1,256
Total commercial and industrial loans | 532 |  | - |  | 724 |  | 1,256 |  | - |  | 1,256
Other loans |  |  |  |  |  |  |  |  |  |  |
Pass | - |  | - |  | - |  | - |  | 2 |  | 2
Total other loans | - |  | - |  | - |  | - |  | 2 |  | 2
Total non-performing loans held-for-investment | $ 18,588 |  | $ 1,091 |  | $ 9,821 |  | $ 29,500 |  | $ 621 |  | $ 30,121
Loans held-for-sale: |  |  |  |  |  |  |  |  |  |  |
Commercial |  |  |  |  |  |  |  |  |  |  |
LTV => 35% |  |  |  |  |  |  |  |  |  |  |
Substandard | - |  |  |  | 773 |  | 773 |  | - |  | 773
Total commercial | - |  | - |  | 773 |  | 773 |  | - |  | 773
One-to-four family residential |  |  |  |  |  |  |  |  |  |  |
LTV => 60% |  |  |  |  |  |  |  |  |  |  |
Substandard | 122 |  | - |  | 3,662 |  | 3,784 |  | - |  | 3,784
Total one-to-four family residential | 122 |  | - |  | 3,662 |  | 3,784 |  | - |  | 3,784
Multifamily |  |  |  |  |  |  |  |  |  |  |
LTV => 35% |  |  |  |  |  |  |  |  |  |  |
Substandard | - |  | - |  | 890 |  | 890 |  | - |  | 890
Total multifamily | - |  | - |  | 890 |  | 890 |  | - |  | 890
Total non-performing loans held-for-sale | 122 |  | - |  | 5,325 |  | 5,447 |  | - |  | 5,447
Total non-performing loans | $ 18,710 |  | $ 1,091 |  | $ 15,146 |  | $ 34,947 |  | $ 621 |  | $ 35,568
Detail And Delinquency Status Of Originated Loans Held-For-Investment, Net Of Deferred Fees And Costs, By Performing And Non-Performing Loans |
| December 31, 2013
| Performing (Accruing) Loans |  |  |  |
| 0-29 Days Past Due |  | 30-89 Days Past Due |  | Total |  | Non-Performing Loans |  | Total Loans Receivable, net
Loans held-for-investment: |  |  |  |  |  |  |  |  |
Real estate loans: |  |  |  |  |  |  |  |  |
Commercial |  |  |  |  |  |  |  |  |
LTV < 35% |  |  |  |  |  |  |  |  |
Pass | $ 42,995 |  | $ - |  | $ 42,995 |  | $ - |  | $ 42,995
Special Mention | 1,304 |  | - |  | 1,304 |  | - |  | 1,304
Substandard | 1,333 |  | - |  | 1,333 |  | - |  | 1,333
Total | 45,632 |  | - |  | 45,632 |  | - |  | 45,632
LTV > 35% |  |  |  |  |  |  |  |  |
Pass | 239,544 |  | 928 |  | 240,472 |  | - |  | 240,472
Special Mention | 10,927 |  | 1,676 |  | 12,603 |  | 335 |  | 12,938
Substandard | 28,949 |  | 680 |  | 29,629 |  | 11,863 |  | 41,492
Total | 279,420 |  | 3,284 |  | 282,704 |  | 12,198 |  | 294,902
Total commercial | 325,052 |  | 3,284 |  | 328,336 |  | 12,198 |  | 340,534
One-to-four family residential |  |  |  |  |  |  |  |  |
LTV < 60% |  |  |  |  |  |  |  |  |
Pass | 28,216 |  | 379 |  | 28,595 |  | - |  | 28,595
Special Mention | 1,746 |  | 413 |  | 2,159 |  | 130 |  | 2,289
Substandard | 269 |  | 515 |  | 784 |  | 604 |  | 1,388
Total | 30,231 |  | 1,307 |  | 31,538 |  | 734 |  | 32,272
LTV > 60% |  |  |  |  |  |  |  |  |
Pass | 27,575 |  | 2,666 |  | 30,241 |  | - |  | 30,241
Special Mention | 703 |  | - |  | 703 |  | - |  | 703
Substandard | 522 |  | 369 |  | 891 |  | 1,182 |  | 2,073
Total | 28,800 |  | 3,035 |  | 31,835 |  | 1,182 |  | 33,017
Total one-to-four family residential | 59,031 |  | 4,342 |  | 63,373 |  | 1,916 |  | 65,289
Construction and land |  |  |  |  |  |  |  |  |
Pass | 13,458 |  | - |  | 13,458 |  | - |  | 13,458
Special Mention | 595 |  | - |  | 595 |  | - |  | 595
Substandard | - |  | - |  | - |  | 108 |  | 108
Total construction and land | 14,053 |  | - |  | 14,053 |  | 108 |  | 14,161
Multifamily |  |  |  |  |  |  |  |  |
LTV < 35% |  |  |  |  |  |  |  |  |
Pass | 40,638 |  | 328 |  | 40,966 |  | - |  | 40,966
Special Mention | 94 |  | 215 |  | 309 |  | - |  | 309
Substandard | 821 |  | - |  | 821 |  | - |  | 821
Total | 41,553 |  | 543 |  | 42,096 |  | - |  | 42,096
LTV > 35% |  |  |  |  |  |  |  |  |
Pass | 817,923 |  | - |  | 817,923 |  | - |  | 817,923
Special Mention | 6,751 |  | 1,115 |  | 7,866 |  | - |  | 7,866
Substandard | 4,118 |  | 825 |  | 4,943 |  | 73 |  | 5,016
Total | 828,792 |  | 1,940 |  | 830,732 |  | 73 |  | 830,805
Total multifamily | 870,345 |  | 2,483 |  | 872,828 |  | 73 |  | 872,901
Home equity and lines of credit |  |  |  |  |  |  |  |  |
Pass | 45,116 |  | 1 |  | 45,117 |  | - |  | 45,117
Special Mention | 376 |  | 93 |  | 469 |  | - |  | 469
Substandard | - |  | - |  | - |  | 1,239 |  | 1,239
Total home equity and lines of credit | 45,492 |  | 94 |  | 45,586 |  | 1,239 |  | 46,825
Commercial and industrial loans |  |  |  |  |  |  |  |  |
Pass | 7,415 |  | 73 |  | 7,488 |  | - |  | 7,488
Special Mention | 962 |  | - |  | 962 |  | - |  | 962
Substandard | 570 |  | 741 |  | 1,311 |  | 441 |  | 1,752
Total commercial and industrial loans | 8,947 |  | 814 |  | 9,761 |  | 441 |  | 10,202
Other loans |  |  |  |  |  |  |  |  |
Pass | 2,226 |  | 21 |  | 2,247 |  | 32 |  | 2,279
Total other loans | 2,226 |  | 21 |  | 2,247 |  | 32 |  | 2,279
Total loans held-for-investment | $ 1,325,146 |  | $ 11,038 |  | $ 1,336,184 |  | $ 16,007 |  | $ 1,352,191
| December 31, 2013
| Performing (Accruing) Loans |  |  |  |
| 0-29 Days Past Due |  | 30-89 Days Past Due |  | Total |  | Non-Performing Loans |  | Total Loans Receivable, net
LTV < 60% |  |  |  |  |  |  |  |  |
Pass | 43,112 |  | 1,195 |  | 44,307 |  | - |  | 44,307
Special Mention | 306 |  | 104 |  | 410 |  | - |  | 410
Substandard | 136 |  | 4 |  | 140 |  | - |  | 140
Total | 43,554 |  | 1,303 |  | 44,857 |  | - |  | 44,857
LTV => 60% |  |  |  |  |  |  |  |  |
Pass | 13,838 |  | - |  | 13,838 |  | - |  | 13,838
Special Mention | 232 |  | - |  | 232 |  | - |  | 232
Substandard | 262 |  | - |  | 262 |  | 1,073 |  | 1,335
Total | 14,332 |  | - |  | 14,332 |  | 1,073 |  | 15,405
Total one-to-four family residential | 57,886 |  | 1,303 |  | 59,189 |  | 1,073 |  | 60,262
Commercial |  |  |  |  |  |  |  |  |
LTV < 35% |  |  |  |  |  |  |  |  |
Pass | $ 2,143 |  | $ - |  | 2,143 |  | $ - |  | $ 2,143
Special Mention | 189 |  | - |  | 189 |  | - |  | 189
Substandard | 937 |  | 529 |  | 1,466 |  | - |  | 1,466
Total | 3,269 |  | 529 |  | 3,798 |  | - |  | 3,798
LTV > 35% |  |  |  |  |  |  |  |  |
Pass | 8,742 |  | 461 |  | 9,203 |  | - |  | 9,203
Substandard | - |  | - |  | - |  | 252 |  | 252
Total | 8,742 |  | 461 |  | 9,203 |  | 252 |  | 9,455
Total commercial | 12,011 |  | 990 |  | 13,001 |  | 252 |  | 13,253
Construction and land |  |  |  |  |  |  |  |  |
Substandard | 372 |  | - |  | 372 |  | - |  | 372
Total construction and land | 372 |  | - |  | 372 |  | - |  | 372
Multifamily |  |  |  |  |  |  |  |  |
LTV < 35% |  |  |  |  |  |  |  |  |
Pass | $ 588 |  | $ - |  | $ 588 |  | $ - |  | $ 588
Substandard | 490 |  | - |  | 490 |  | - |  | 490
Total | 1,078 |  | - |  | 1,078 |  | - |  | 1,078
LTV => 35% |  |  |  |  |  |  |  |  |
Pass | 2,262 |  | - |  | 2,262 |  | - |  | 2,262
Special Mention | 590 |  | - |  | 590 |  | - |  | 590
Total | 2,852 |  | - |  | 2,852 |  | - |  | 2,852
Total multifamily | 3,930 |  | - |  | 3,930 |  | - |  | 3,930
Total loans acquired | 74,199 |  | 2,293 |  | 76,492 |  | 1,325 |  | 77,817
| $ 1,399,345 |  | $ 13,331 |  | $ 1,412,676 |  | $ 17,332 |  | $ 1,430,008
| December 31, 2012
| Performing (Accruing) Loans |  |  |  |
| 0-29 Days Past Due |  | 30-89 Days Past Due |  | Total |  | Non-Performing Loans |  | Total Loans Receivable, net
Loans held-for-investment: |  |  |  |  |  |  |  |  |
Real estate loans: |  |  |  |  |  |  |  |  |
Commercial |  |  |  |  |  |  |  |  |
LTV < 35% |  |  |  |  |  |  |  |  |
Pass | $ 29,424 |  | $ 860 |  | $ 30,284 |  | $ - |  | $ 30,284
Special Mention | 185 |  | - |  | 185 |  | - |  | 185
Substandard | - |  | - |  | - |  | 1,699 |  | 1,699
Total | 29,609 |  | 860 |  | 30,469 |  | 1,699 |  | 32,168
LTV > 35% |  |  |  |  |  |  |  |  |
Pass | 208,908 |  | 2,771 |  | 211,679 |  | - |  | 211,679
Special Mention | 22,416 |  | 1,105 |  | 23,521 |  | - |  | 23,521
Substandard | 27,932 |  | - |  | 27,932 |  | 20,303 |  | 48,235
Total | 259,256 |  | 3,876 |  | 263,132 |  | 20,303 |  | 283,435
Total commercial | 288,865 |  | 4,736 |  | 293,601 |  | 22,002 |  | 315,603
One-to-four family residential |  |  |  |  |  |  |  |  |
LTV < 60% |  |  |  |  |  |  |  |  |
Pass | 29,154 |  | 2,966 |  | 32,120 |  | - |  | 32,120
Special Mention | 1,055 |  | - |  | 1,055 |  | 367 |  | 1,422
Substandard | 448 |  | 189 |  | 637 |  | 429 |  | 1,066
Total | 30,657 |  | 3,155 |  | 33,812 |  | 796 |  | 34,608
LTV > 60% |  |  |  |  |  |  |  |  |
Pass | 26,963 |  | 1,128 |  | 28,091 |  | - |  | 28,091
Special Mention | 384 |  | - |  | 384 |  | - |  | 384
Substandard | 249 |  | - |  | 249 |  | 2,022 |  | 2,271
Total | 27,596 |  | 1,128 |  | 28,724 |  | 2,022 |  | 30,746
Total one-to-four family residential | 58,253 |  | 4,283 |  | 62,536 |  | 2,818 |  | 65,354
Construction and land |  |  |  |  |  |  |  |  |
Pass | 12,377 |  | 159 |  | 12,536 |  | - |  | 12,536
Special Mention | 5,137 |  | - |  | 5,137 |  | - |  | 5,137
Substandard | 3,512 |  | - |  | 3,512 |  | 2,070 |  | 5,582
Total construction and land | 21,026 |  | 159 |  | 21,185 |  | 2,070 |  | 23,255
Multifamily |  |  |  |  |  |  |  |  |
LTV < 35% |  |  |  |  |  |  |  |  |
Pass | 19,438 |  | - |  | 19,438 |  | - |  | 19,438
Special Mention | - |  | 115 |  | 115 |  | - |  | 115
Substandard | 510 |  | - |  | 510 |  | - |  | 510
Total | 19,948 |  | 115 |  | 20,063 |  | - |  | 20,063
LTV > 35% |  |  |  |  |  |  |  |  |
Pass | 574,686 |  | 748 |  | 575,434 |  | - |  | 575,434
Special Mention | 9,134 |  | 1,310 |  | 10,444 |  | - |  | 10,444
Substandard | 4,909 |  | 340 |  | 5,249 |  | 279 |  | 5,528
Total | 588,729 |  | 2,398 |  | 591,127 |  | 279 |  | 591,406
Total multifamily | 608,677 |  | 2,513 |  | 611,190 |  | 279 |  | 611,469
Home equity and lines of credit |  |  |  |  |  |  |  |  |
Pass | 31,482 |  | 44 |  | 31,526 |  | - |  | 31,526
Special Mention | 659 |  | - |  | 659 |  | - |  | 659
Substandard | - |  | - |  | - |  | 1,694 |  | 1,694
Total home equity and lines of credit | 32,141 |  | 44 |  | 32,185 |  | 1,694 |  | 33,879
Commercial and industrial loans |  |  |  |  |  |  |  |  |
Pass | 10,356 |  | 636 |  | 10,992 |  | - |  | 10,992
Special Mention | 753 |  | - |  | 753 |  | - |  | 753
Substandard | 978 |  | 831 |  | 1,809 |  | 1,256 |  | 3,065
Total commercial and industrial loans | 12,087 |  | 1,467 |  | 13,554 |  | 1,256 |  | 14,810
Other loans |  |  |  |  |  |  |  |  |
Pass | 1,743 |  | 59 |  | 1,802 |  | 2 |  | 1,804
Substandard | 26 |  | - |  | 26 |  | - |  | 26
Total other loans | 1,769 |  | 59 |  | 1,828 |  | 2 |  | 1,830
| $ 1,022,818 |  | $ 13,261 |  | $ 1,036,079 |  | $ 30,121 |  | $ 1,066,200
Summary Of Impaired Loans |
| At December 31, 2013
| Recorded Investment |  | Unpaid Principal Balance |  | Related Allowance
With No Allowance Recorded: |  |  |  |  |
Real estate loans: |  |  |  |  |
Commercial |  |  |  |  |
LTV < 35% |  |  |  |  |
Pass | $ 3,405 |  | $ 3,542 |  | $ -
Substandard | - |  | 706 |  | -
LTV => 35% |  |  |  |  |
Pass | 19,689 | 21,382 | 21,383 |  | -
Substandard | - |  | - |  | -
Construction and land |  |  |  |  |
Substandard | 108 |  | 91 |  | -
One-to-four family residential |  |  |  |  |
LTV < 60% |  |  |  |  |
Special Mention | 507 |  | 507 |  | -
Substandard | 269 |  | 269 |  | -
LTV => 60% |  |  |  |  |
Substandard | - |  | - |  | -
Multifamily |  |  |  |  |
LTV < 35% |  |  |  |  |
Substandard | 593 |  | 1,064 |  | -
LTV > 35% |  |  |  |  |
Substandard | - |  | - |  | -
Commercial and industrial loans |  |  |  |  |
Special Mention | 210 |  | 219 |  | -
Substandard | 853 |  | 1,008 |  | -
With a Related Allowance Recorded: |  |  |  |  |
Real estate loans: |  |  |  |  |
Commercial |  |  |  |  |
LTV => 35% |  |  |  |  |
Special Mention | 2,289 |  | 2,672 |  | (52)
Substandard | 6,810 |  | 6,937 |  | (2,333)
One-to-four family residential |  |  |  |  |
LTV > 60% |  |  |  |  |
Pass | - |  | - |  | -
Substandard | 340 |  | 340 |  | (19)
LTV < 60% |  |  |  |  |
Special Mention | - |  | - |  | -
Multifamily |  |  |  |  |
LTV => 35% |  |  |  |  |
Substandard | 1,481 |  | 1,481 |  | (117)
Home equity and lines of credit |  |  |  |  |
Special Mention | 342 |  | 342 |  | (7)
Substandard | 1,000 |  | 1,395 |  | -
Commercial and industrial loans |  |  |  |  |
Substandard | 441 |  | 485 |  | (104)
Total: |  |  |  |  |
Real estate loans |  |  |  |  |
Commercial | 32,193 |  | 35,240 |  | (2,385)
One-to-four family residential | 1,116 |  | 1,116 |  | (19)
Construction and land | 108 |  | 91 |  | -
Multifamily | 2,074 |  | 2,545 |  | (117)
Home equity and lines of credit | 1,342 |  | 1,737 |  | (7)
Commercial and industrial loans | 1,504 |  | 1,712 |  | (104)
| $ 38,337 |  | $ 42,441 |  | $ (2,632)
| At December 31, 2012
| Recorded Investment |  | Unpaid Principal Balance |  | Related Allowance
With No Allowance Recorded: |  |  |  |  |
Real estate loans: |  |  |  |  |
Commercial |  |  |  |  |
LTV < 35% |  |  |  |  |
Substandard | $ 1,699 |  | $ 1,699 |  | $ -
LTV => 35% |  |  |  |  |
Pass | 2,774 |  | 2,774 |  | -
Special Mention | 1,037 |  | 1,045 |  | -
Substandard | 24,691 |  | 25,897 |  | -
Construction and land |  |  |  |  |
Substandard | 2,373 |  | 3,031 |  | -
One-to-four family residential |  |  |  |  |
LTV < 60% |  |  |  |  |
Substandard | 49 |  | 49 |  | -
LTV => 60% |  |  |  |  |
Substandard | 2,841 |  | 4,141 |  | -
Multifamily |  |  |  |  |
LTV < 35% |  |  |  |  |
Substandard | 510 |  | 510 |  | -
Commercial and industrial loans |  |  |  |  |
Special Mention | 38 |  | 38 |  | -
Substandard | 1,527 |  | 1,527 |  | -
With a Related Allowance Recorded: |  |  |  |  |
Real estate loans: |  |  |  |  |
Commercial |  |  |  |  |
LTV => 35% |  |  |  |  |
Special Mention | 637 |  | 664 |  | (57)
Substandard | 11,645 |  | 12,045 |  | (2,696)
One-to-four family residential |  |  |  |  |
LTV < 60% |  |  |  |  |
Special Mention | 520 |  | 520 |  | (5)
Multifamily |  |  |  |  |
LTV => 35% |  |  |  |  |
Substandard | 1,640 |  | 2,111 |  | (317)
Home equity and lines of credit |  |  |  |  |
Special Mention | 356 |  | 356 |  | (18)
Substandard | 1,587 |  | 1,589 |  | (105)
Commercial and industrial loans |  |  |  |  |
Substandard | 491 |  | 491 |  | (417)
Total: |  |  |  |  |
Real estate loans |  |  |  |  |
Commercial | 42,483 |  | 44,124 |  | (2,753)
One-to-four family residential | 3,410 |  | 4,710 |  | (5)
Construction and land | 2,373 |  | 3,031 |  | -
Multifamily | 2,150 |  | 2,621 |  | (317)
Home equity and lines of credit | 1,943 |  | 1,945 |  | (123)
Commercial and industrial loans | 2,056 |  | 2,056 |  | (417)
| $ 54,415 |  | $ 58,487 |  | $ (3,615)
Summary Of Troubled Debt Restructuring |
| Year Ended December 31, 2013
|  |  | Pre-Modification |  | Post-Modification
| Number of |  | Outstanding Recorded |  | Outstanding Recorded
| Relationships |  | Investment |  | Investment
| (in thousands)
Troubled Debt Restructurings |  |  |  |  |
One-to-four Family |  |  |  |  |
Pass | 1 |  | $ 70 |  | $ 70
Special Mention | 1 |  | 331 |  | 331
Substandard | 2 |  | 606 |  | 606
Total Troubled Debt Restructurings | 4 |  | $ 1,007 |  | $ 1,007
All four of the relationships in the table above were restructured to receive reduced interest rates.
| Year Ended December 31, 2012
|  |  | Pre-Modification |  | Post-Modification
| Number of |  | Outstanding Recorded |  | Outstanding Recorded
| Relationships |  | Investment |  | Investment
| (in thousands)
Troubled Debt Restructurings |  |  |  |  |
Commercial real estate loans |  |  |  |  |
Substandard | 1 |  | $ 6,251 |  | $ 6,251
One-to-four Family |  |  |  |  |
Substandard | 2 |  | 489 |  | 489
Home equity and lines of credit |  |  |  |  |
Special Mention | 2 |  | 356 |  | 356
Total Troubled Debt Restructurings | 5 |  | $ 7,096 |  | $ 7,096
Detail And Delinquency Status Of Restructured Loans |
| Year Ended December 31, 2013
| Number of |  | 30-89 Days |  | 90 Days or More
| Relationships |  | Past Due |  | Past Due
| (in thousands)
Commercial & Industrial |  |  |  |  |
Substandard - non-accrual | 1 |  | $ - |  | $ 441
Total | 1 |  | - |  | 441
CRE |  |  |  |  |
Substandard - non-accrual | 3 |  | - |  | 7,052
Total | 3 |  | - |  | 7,052
Total | 4 |  | $ - |  | $ 7,493
| Year Ended December 31, 2012
|  |  | Pre-Modification |  | Post-Modification
| Number of |  | Outstanding Recorded |  | Outstanding Recorded
| Relationships |  | Investment |  | Investment
| (in thousands)
One-to-four Family |  |  |  |  |
Substandard - non-accrual | 1 |  | $ - |  | $ 256
Total | 1 |  | $ - |  | $ 256

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