XML 34 R24.htm IDEA: XBRL DOCUMENT v3.19.1

Loans (Tables)

3 Months Ended

Mar. 31, 2019

Receivables [Abstract]

Net Loans Held-for-Investment

Net loans held-for-investment are as follows (in thousands):

	March 31,				December 31,
	2019				2018
Real estate loans:
Multifamily	$	1,978,070			$	1,930,535
Commercial mortgage	502,294				499,311
One-to-four family residential mortgage	90,825				91,371
Home equity and lines of credit	79,374				78,593
Construction and land	30,181				26,552
Total real estate loans	2,680,744				2,626,362
Commercial and industrial loans	38,924				44,104
Other loans	1,335				1,519
Total commercial and industrial and other loans	40,259				45,623
Deferred loan cost, net	6,849				6,892
Originated loans held-for-investment, net	2,727,852				2,678,877
PCI Loans	18,892				20,143
Loans acquired:
One-to-four family residential mortgage	208,461				225,877
Multifamily	132,649				145,485
Commercial mortgage	134,488				133,263
Home equity and lines of credit	15,292				17,583
Construction and land	8,142				12,003
Total acquired real estate loans	499,032				534,211
Commercial and industrial loans	10,083				11,933
Other loans	1				6
Total loans acquired, net	509,116				546,150
Loans held-for-investment, net	3,255,860				3,245,170
Allowance for loan losses	(27,486		)		(27,497		)
Net loans held-for-investment	$	3,228,374			$	3,217,673

Summary of Accretable Yield

The following table details the accretion of interest income for PCI loans for the three months ended March 31, 2019 and March 31, 2018 (in thousands): 

	At or for the three months ended March 31,
	2019				2018
Balance at the beginning of period	$	21,846			$	24,502
Accretion into interest income	(1,049		)		(1,090		)
Balance at end of period	$	20,797			$	23,412

Allowance For Loan Losses And Loans Receivable By Portfolio Segment Table

The following tables set forth activity in our allowance for loan losses, by loan type, as of and for the three months ended March 31, 2019, and March 31, 2018 (in thousands):  

	Three Months Ended March 31, 2019
	Real Estate
	Commercial				One-to-Four Family				Construction and Land				Multifamily				Home Equity and Lines of Credit				Commercial and Industrial				Other				Originated Loans Total				Purchased Credit-Impaired				Acquired Loans				Total
Allowance for loan losses:
Beginning balance	$	5,630			$	342			$	463			$	18,084			$	291			$	1,569			$	108			$	26,487			$	1,010			$	—			$	27,497
Charge-offs	(6		)		—				—				—				—				(26		)		—				(32		)		—				(60		)		(92		)
Recoveries	13				—				—				—				—				—				—				13				—				9				22
Provisions (credit)	(255		)		28				111				262				45				(167		)		(16		)		8				—				51				59
Ending balance	$	5,382			$	370			$	574			$	18,346			$	336			$	1,376			$	92			$	26,476			$	1,010			$	—			$	27,486

	Three Months Ended March 31, 2018
	Real Estate
	Commercial				One-to-Four Family				Construction and Land				Multifamily				Home Equity and Lines of Credit				Commercial and Industrial				Other				Originated Loans Total				Purchased Credit-Impaired				Acquired Loans				Total
Allowance for loan losses:
Beginning balance	$	5,196			$	503			$	610			$	17,374			$	122			$	1,273			$	94			$	25,172			$	951			$	37			$	26,160
Charge-offs	(3		)		—				—				—				(60		)		—				—				(63		)		—				(1		)		(64		)
Recoveries	16				—				—				—				—				20				—				36				—				6				42
Provisions (credit)	4				(48		)		(147		)		38				163				44				19				73				—				(39		)		34
Ending balance	$	5,213			$	455			$	463			$	17,412			$	225			$	1,337			$	113			$	25,218			$	951			$	3			$	26,172

The following tables detail the amount of loans receivable held-for-investment, net of deferred loan fees and costs, that are evaluated individually, and collectively, for impairment, and the related portion of the allowance for loan losses that is allocated to each loan portfolio segment, at March 31, 2019, and December 31, 2018 (in thousands):

	March 31, 2019
	Real Estate
	Commercial				One-to-Four Family				Construction and Land				Multifamily				Home Equity and Lines of Credit				Commercial and Industrial				Other				Originated Loans Total				Purchased Credit-Impaired				Acquired Loans				Total
Allowance for loan losses:
Ending balance: individually evaluated for impairment	$	100			$	10			$	—			$	—			$	7			$	3			$	—			$	120			$	—			$	—			$	120
Ending balance: collectively evaluated for impairment	$	5,282			$	360			$	574			$	18,346			$	329			$	1,373			$	92			$	26,356			$	1,010			$	—			$	27,366
Loans, net:
Ending balance	$	502,849			$	91,873			$	30,199			$	1,981,444			$	81,136			$	39,016			$	1,335			$	2,727,852			$	18,892			$	509,116			$	3,255,860
Ending balance: individually evaluated for impairment	$	14,573			$	1,873			$	—			$	1,261			$	59			$	66			$	—			$	17,832			$	—			$	3,669			$	21,501
Ending balance: collectively evaluated for impairment	$	488,276			$	90,000			$	30,199			$	1,980,183			$	81,077			$	38,950			$	1,335			$	2,710,020			$	18,892			$	505,447			$	3,234,359

	December 31, 2018
	Real Estate
	Commercial				One-to-Four Family				Construction and Land				Multifamily				Home Equity and Lines of Credit				Commercial and Industrial				Other				Originated Loans Total				Purchased Credit-Impaired				Acquired Loans				Total
Allowance for loan losses:
Ending balance: individually evaluated for impairment	$	—			$	18			$	—			$	—			$	5			$	3			$	—			$	26			$	—			$	—			$	26
Ending balance: collectively evaluated for impairment	$	5,630			$	324			$	463			$	18,084			$	286			$	1,566			$	108			$	26,461			$	1,010			$	—			$	27,471
Loans, net:
Ending balance	$	499,860			$	92,433			$	26,613			$	1,933,946			$	80,315			$	44,190			$	1,520			$	2,678,877			$	20,143			$	546,150			$	3,245,170
Ending balance: individually evaluated for impairment	$	15,252			$	1,893			$	—			$	1,268			$	61			$	73			$	—			$	18,547			$	—			$	3,782			$	22,329
Ending balance: collectively evaluated for impairment	$	484,608			$	90,540			$	26,613			$	1,932,678			$	80,254			$	44,117			$	1,520			$	2,660,330			$	20,143			$	542,368			$	3,222,841

Investment of Originated Loans Held-for-Investment, Net of Deferred Fees and Costs, by Loan Type and Credit Quality Indicator

The following tables detail the recorded investment of originated loans held-for-investment, net of deferred fees and costs, by loan type and credit quality indicator at March 31, 2019, and December 31, 2018 (in thousands):

	March 31, 2019
	Real Estate
	Multifamily								Commercial								One-to-Four Family								Construction and Land				Home Equity and Lines of Credit				Commercial and Industrial				Other				Total
	< 35% LTV				=> 35% LTV				< 35% LTV				=> 35% LTV				< 60% LTV				=> 60% LTV
Internal Risk Rating
Pass	$	197,675			$	1,777,587			$	79,101			$	412,573			$	55,956			$	33,751			$	30,199			$	80,902			$	38,449			$	1,335			$	2,707,528
Special Mention	—				607				391				1,125				740				—				—				26				420				—				3,309
Substandard	—				5,575				—				9,659				1,088				338				—				208				147				—				17,015
Originated loans held-for-investment, net	$	197,675			$	1,783,769			$	79,492			$	423,357			$	57,784			$	34,089			$	30,199			$	81,136			$	39,016			$	1,335			$	2,727,852

	December 31, 2018
	Real Estate
	Multifamily								Commercial								One-to-Four Family								Construction and Land				Home Equity and Lines of Credit				Commercial and Industrial				Other				Total
	< 35% LTV				=> 35% LTV				< 35% LTV				=> 35% LTV				< 60% LTV				=> 60% LTV
Internal Risk Rating
Pass	$	170,832			$	1,756,882			$	78,917			$	409,155			$	54,912			$	34,808			$	26,613			$	80,077			$	43,640			$	1,520			$	2,657,356
Special Mention	—				613				395				1,137				747				—				—				27				430				—				3,349
Substandard	—				5,619				—				10,256				1,406				560				—				211				120				—				18,172
Originated loans held-for-investment, net	$	170,832			$	1,763,114			$	79,312			$	420,548			$	57,065			$	35,368			$	26,613			$	80,315			$	44,190			$	1,520			$	2,678,877

Estimated Expected Future Cash Flows of Each PCI Loan Pool

The following tables set forth the detail, and delinquency status, of non-performing loans (non-accrual loans and loans past due 90 days or more and still accruing), net of deferred fees and costs, at March 31, 2019, and December 31, 2018, excluding PCI loans which have been segregated into pools. For PCI loans, each loan pool is accounted for as a single asset with a single composite interest rate and an aggregate expectation of cash flows (in thousands):

	March 31, 2019
	Total Non-Performing Loans
	Non-Accruing Loans
	0-29 Days Past Due				30-89 Days Past Due				90 Days or More Past Due				Total				90 Days or More Past Due and Accruing				Total Non-Performing Loans
Loans held-for-investment:
Real estate loans:
Commercial
LTV => 35%
Substandard	$	—			$	—			$	2,308			$	2,308			$	—			$	2,308
Total commercial	—				—				2,308				2,308				—				2,308
One-to-four family residential
LTV < 60%
Substandard	—				428				77				505				—				505
Total	—				428				77				505				—				505
LTV => 60%
Substandard	—				—				31				31				—				31
Total one-to-four family residential	—				428				108				536				—				536
Home equity and lines of credit
Substandard	72				—				—				72				—				72
Total home equity and lines of credit	72				—				—				72				—				72
Commercial and industrial loans
Substandard	—				—				55				55				—				55
Total commercial and industrial loans	—				—				55				55				—				55
Total non-performing loans held-for-investment, originated	72				428				2,471				2,971				—				2,971
Loans acquired:
Real estate loans:
Commercial
LTV < 35%
Substandard	85				—				193				278				—				278
LTV => 35%
Substandard	3,590				—				533				4,123				—				4,123
Total commercial	3,675				—				726				4,401				—				4,401
One-to-four family residential
LTV < 60%
Substandard	195				—				110				305				6				311
LTV => 60%
Substandard	125				—				93				218				27				245
Total one-to-four family residential	320				—				203				523				33				556
Multifamily
LTV < 35%
Substandard	48				—				—				48				—				48
LTV => 35%
Substandard	408				—				—				408				—				408
Total multifamily	456				—				—				456				—				456
Home equity and lines of credit
Substandard	—				—				77				77				—				77
Total home equity and lines of credit	—				—				77				77				—				77
Total non-performing loans acquired	4,451				—				1,006				5,457				33				5,490
Total non-performing loans	$	4,523			$	428			$	3,477			$	8,428			$	33			$	8,461

	December 31, 2018
	Total Non-Performing Loans
	Non-Accruing Loans
	0-29 Days Past Due				30-89 Days Past Due				90 Days or More Past Due				Total				90 Days or More Past Due and Accruing				Total Non-Performing Loans
Loans held-for-investment:
Real estate loans:
Commercial
LTV => 35%
Substandard	$	—			$	287			$	2,588			$	2,875			$	—			$	2,875
Total commercial	—				287				2,588				2,875				—				2,875
One-to-four family residential
LTV < 60%
Substandard	—				432				77				509				—				509
LTV => 60%
Substandard	—				32				—				32				—				32
Total one-to-four family residential	—				464				77				541				—				541
Home equity and lines of credit
Substandard	75				—				—				75				—				75
Total home equity and lines of credit	75				—				—				75				—				75
Commercial and industrial loans
Substandard	—				—				25				25				—				25
Total commercial and industrial loans	—				—				25				25				—				25
Total non-performing loans held-for-investment, originated	75				751				2,690				3,516				—				3,516
Loans acquired:
Real estate loans:
Commercial
LTV < 35%
Substandard	87				—				194				281				—				281
LTV => 35%
Substandard	—				764				3,371				4,135				—				4,135
Total commercial	87				764				3,565				4,416				—				4,416
One-to-four family residential
LTV < 60%
Substandard	—				199				169				368				6				374
LTV => 60%
Substandard	126				—				93				219				27				246
Total one-to-four family residential	126				199				262				587				33				620
Multifamily
LTV < 35%
Substandard	152				—				—				152				—				152
LTV => 35%
Substandard	—				414				—				414				—				414
Total multifamily	152				414				—				566				—				566
Home equity and lines of credit
Substandard	—				—				77				77				—				77
Total home equity and lines of credit	—				—				77				77				—				77
Total non-performing loans acquired	365				1,377				3,904				5,646				33				5,679
Total non-performing loans	$	440			$	2,128			$	6,594			$	9,162			$	33			$	9,195

Detail and Delinquency Status of Originated Loans Held-for-Investment, Net of Deferred Fees and Costs, by Performing and Non-Performing Loans

The following tables set forth the detail and delinquency status of originated and acquired loans held-for-investment, net of deferred fees and costs, by performing and non-performing loans at March 31, 2019, and December 31, 2018 (in thousands):

	March 31, 2019
	Performing (Accruing) Loans
	0-29 Days Past Due				30-89 Days Past Due				Total				Non-Performing Loans				Total Loans Receivable, net
Loans held-for-investment:
Real estate loans:
Commercial
LTV < 35%
Pass	$	78,884			$	217			$	79,101			$	—			$	79,101
Special Mention	—				391				391				—				391
Total	78,884				608				79,492				—				79,492
LTV => 35%
Pass	412,254				320				412,574				—				412,574
Special Mention	1,125				—				1,125				—				1,125
Substandard	6,033				1,317				7,350				2,308				9,658
Total	419,412				1,637				421,049				2,308				423,357
Total commercial	498,296				2,245				500,541				2,308				502,849
One-to-four family residential
LTV < 60%
Pass	53,527				2,429				55,956				—				55,956
Special Mention	118				622				740				—				740
Substandard	583								583				505				1,088
Total	54,228				3,051				57,279				505				57,784
LTV => 60%
Pass	33,521				230				33,751				—				33,751
Substandard	307				—				307				31				338
Total	33,828				230				34,058				31				34,089
Total one-to-four family residential	88,056				3,281				91,337				536				91,873
Construction and land
Pass	30,199				—				30,199				—				30,199
Total construction and land	30,199				—				30,199				—				30,199
Multifamily
LTV < 35%
Pass	197,675				—				197,675				—				197,675
Total	197,675				—				197,675				—				197,675
LTV => 35%
Pass	1,777,587				—				1,777,587				—				1,777,587
Special Mention	607				—				607				—				607
Substandard	5,575				—				5,575				—				5,575
Total	1,783,769				—				1,783,769				—				1,783,769
Total multifamily	1,981,444				—				1,981,444				—				1,981,444
Home equity and lines of credit
Pass	80,561				341				80,902				—				80,902
Special Mention	26				—				26				—				26
Substandard	136				—				136				72				208
Total home equity and lines of credit	80,723				341				81,064				72				81,136
Commercial and industrial
Pass	38,333				115				38,448				—				38,448
Special Mention	393				27				420				—				420
Substandard	93				—				93				55				148
Total commercial and industrial	38,819				142				38,961				55				39,016

	March 31, 2019
	Performing (Accruing) Loans (Continued)
	0-29 Days Past Due				30-89 Days Past Due				Total				Non-Performing Loans				Total Loans Receivable, net
Other loans - Pass	1,327				8				1,335				—				1,335
Total originated loans held-for-investment	2,718,864				6,017				2,724,881				2,971				2,727,852
Acquired loans:
Real estate loans:
One-to-four family residential
LTV < 60%
Pass	189,354				562				189,916				—				189,916
Substandard	6				—				6				311				317
Total	189,360				562				189,922				311				190,233
LTV => 60%
Pass	17,983				—				17,983				—				17,983
Substandard	—				—				—				245				245
Total	17,983				—				17,983				245				18,228
Total one-to-four family residential	207,343				562				207,905				556				208,461
Commercial
LTV < 35%
Pass	39,794				190				39,984				—				39,984
Special Mention	1,078				—				1,078				—				1,078
Substandard	1,176				554				1,730				278				2,008
Total	42,048				744				42,792				278				43,070
LTV => 35%
Pass	75,688				150				75,838				—				75,838
Special Mention	4,308				127				4,435				—				4,435
Substandard	6,015				1,007				7,022				4,123				11,145
Total	86,011				1,284				87,295				4,123				91,418
Total commercial	128,059				2,028				130,087				4,401				134,488
Construction and land
Pass	8,142								8,142				—				8,142
Total construction and land	8,142				—				8,142				—				8,142
Multifamily
LTV < 35%
Pass	128,090				—				128,090				—				128,090
Special Mention	—				25				25				—				25
Substandard	—				—				—				48				48
Total	128,090				25				128,115				48				128,163
LTV => 35%
Pass	4,078				—				4,078				—				4,078
Substandard	—				—				—				408				408
Total	4,078				—				4,078				408				4,486
Total multifamily	132,168				25				132,193				456				132,649
Home equity and lines of credit
Pass	15,118				20				15,138				—				15,138
Substandard	77								77				77				154
Total home equity and lines of credit	15,195				20				15,215				77				15,292
Commercial and industrial
Pass	10,083								10,083				—				10,083
Total commercial and industrial	10,083				—				10,083				—				10,083
Other loans - Pass	1				—				1				—				1
Total loans acquired	500,991				2,635				503,626				5,490				509,116
	$	3,219,855			$	8,652			$	3,228,507			$	8,461			$	3,236,968

	December 31, 2018
	Performing (Accruing) Loans
	0-29 Days Past Due				30-89 Days Past Due				Total				Non-Performing Loans				Total Loans Receivable, net
Loans held-for-investment:
Real estate loans:
Commercial
LTV < 35%
Pass	$	78,699			$	218			$	78,917			—				$	78,917
Special Mention	—				395				395				—				395
Total	78,699				613				79,312				—				79,312
LTV => 35%
Pass	408,830				325				409,155				—				409,155
Special Mention	1,137				—				1,137				—				1,137
Substandard	7,381				—				7,381				2,875				10,256
Total	417,348				325				417,673				2,875				420,548
Total commercial	496,047				938				496,985				2,875				499,860
One-to-four family residential
LTV < 60%
Pass	54,576				336				54,912				—				54,912
Special Mention	—				747				747				—				747
Substandard	896				—				896				510				1,406
Total	55,472				1,083				56,555				510				57,065
LTV => 60%
Pass	34,576				232				34,808				—				34,808
Substandard	528				—				528				32				560
Total	35,104				232				35,336				32				35,368
Total one-to-four family residential	90,576				1,315				91,891				542				92,433
Construction and land
Pass	26,613				—				26,613				—				26,613
Total construction and land	26,613				—				26,613				—				26,613
Multifamily
LTV < 35%
Pass	170,534				298				170,832				—				170,832
Total	170,534				298				170,832				—				170,832
LTV => 35%
Pass	1,756,443				439				1,756,882				—				1,756,882
Special Mention	613				—				613				—				613
Substandard	4,390				1,229				5,619				—				5,619
Total	1,761,446				1,668				1,763,114				—				1,763,114
Total multifamily	1,931,980				1,966				1,933,946				—				1,933,946
Home equity and lines of credit
Pass	80,077				—				80,077				—				80,077
Special Mention	27				—				27				—				27
Substandard	137				—				137				74				211
Total home equity and lines of credit	80,241				—				80,241				74				80,315
Commercial and industrial loans
Pass	43,640				—				43,640				—				43,640
Special Mention	430				—				430				—				430
Substandard	95				—				95				25				120
Total commercial and industrial loans	44,165				—				44,165				25				44,190
Other loans - Pass	1,518				2				1,520				—				1,520
Total originated loans held-for-investment	$	2,671,140			$	4,221			$	2,675,361			$	3,516			$	2,678,877

	December 31, 2018
	Performing (Accruing) Loans
	0-29 Days Past Due				30-89 Days Past Due				Total				Non-Performing Loans				Total Loans Receivable, net
Loans Acquired
Real estate loans:
One-to-four family residential
LTV < 60%
Pass	202,471				2,799				205,270				—				205,270
Special Mention	415				—				415				—				415
Substandard	62				6				68				374				442
Total	202,948				2,805				205,753				374				206,127
LTV => 60%
Pass	19,504				—				19,504				—				19,504
Substandard	—				—				—				246				246
Total	19,504				—				19,504				246				19,750
Total one-to-four family residential	222,452				2,805				225,257				620				225,877
Commercial
LTV < 35%
Pass	41,071				—				41,071				—				41,071
Special Mention	1,079				—				1,079				—				1,079
Substandard	1,185				151				1,336				281				1,617
Total	43,335				151				43,486				281				43,767
LTV => 35%
Pass	73,986				749				74,735				—				74,735
Special Mention	4,315				128				4,443				—				4,443
Substandard	5,772				411				6,183				4,135				10,318
Total	84,073				1,288				85,361				4,135				89,496
Total commercial	127,408				1,439				128,847				4,416				133,263
Construction and land
Pass	12,003				—				12,003				—				12,003
Total construction and land	12,003				—				12,003				—				12,003
Multifamily
LTV < 35%
Pass	137,141				—				137,141				—				137,141
Special Mention	—				52				52				—				52
Substandard	—				—				—				152				152
Total	137,141				52				137,193				152				137,345
LTV => 35%
Pass	7,726				—				7,726				—				7,726
Substandard	—				—				—				414				414
Total	7,726				—				7,726				414				8,140
Total multifamily	144,867				52				144,919				566				145,485
Home equity and lines of credit
Pass	17,427				—				17,427				—				17,427
Substandard	79				—				79				77				156
Total home equity and lines of credit	17,506				—				17,506				77				17,583
Commercial and industrial loans
Pass	11,888				45				11,933				—				11,933
Substandard	—				—				—				—				—
Total commercial and industrial loans	11,888				45				11,933				—				11,933
Other	6				—				6				—				6
Total loans acquired	536,130				4,341				540,471				5,679				546,150
	$	3,207,270			$	8,562			$	3,215,832			$	9,195			$	3,225,027

Summary of Impaired Loans

The following table summarizes originated and acquired impaired loans as of March 31, 2019, and December 31, 2018 (in thousands):

	March 31, 2019												December 31, 2018
	Recorded Investment				Unpaid Principal Balance				Related Allowance				Recorded Investment				Unpaid Principal Balance				Related Allowance
With No Allowance Recorded:
Real estate loans:
Commercial
LTV < 35%
Substandard	$	—			$	139			$	—			$	—			$	139			$	—
LTV => 35%
Pass	5,844				6,730				—				5,931				6,817				—
Substandard	11,047				11,863				—				12,160				15,028				—
One-to-four family residential
LTV < 60%
Pass	1,822				1,899				—				1,532				1,606				—
Substandard	238				238				—				241				241				—
LTV => 60%
Pass	127				157				—				129				158				—
Substandard	125				276				—				126				278				—
Multifamily
LTV < 35%
Substandard	48				48				—				152				152				—
LTV => 35%
Pass	35				507				—				38				509				—
Substandard	1,225				1,225				—				1,229				1,229				—
Home equity and lines of credit
Pass	26				26				—				28				28				—
Commercial and industrial loans
Substandard	48				119				—				52				119				—
With a Related Allowance Recorded:
Real estate loans:
Commercial
LTV => 35%
Substandard	517				1,770				(100		)		—				—				—
One-to-four family residential
LTV < 60%
Substandard	346				346				(10		)		657				657				(18		)
LTV => 60%
Home equity and lines of credit
Substandard	33				33				(7		)		33				33				(5		)
Commercial and industrial loans
Special Mention	20				20				(3		)		21				21				(3		)
Total:
Real estate loans
Commercial	17,408				20,502				(100		)		18,091				21,984				—
One-to-four family residential	2,658				2,916				(10		)		2,685				2,940				(18		)
Multifamily	1,308				1,780				—				1,419				1,890				—
Home equity and lines of credit	59				59				(7		)		61				61				(5		)
Commercial and industrial loans	68				139				(3		)		73				140				(3		)
	$	21,501			$	25,396			$	(120	)		$	22,329			$	27,015			$	(26	)

	Three Months Ended
	March 31, 2019								March 31, 2018
	Average Recorded Investment				Interest Income				Average Recorded Investment				Interest Income
With No Allowance Recorded:
Real estate loans:
Commercial
LTV => 35%
Pass	5,888				78				5,479				64
Substandard	11,604				72				9,718				75
One-to-four family residential
LTV < 60%
Pass	1,677				22				1,183				13
Substandard	240				3				252				1
LTV => 60%
Pass	128				1				269				4
Substandard	125				3				134				3
Multifamily
LTV < 35%
Substandard	100				1				152				1
LTV => 35%
Pass	37				4				679				4
Substandard	1,227				20				622				11
Home equity and lines of credit
Pass	27				—				33				1
Commercial and industrial loans
Substandard	50				—				134				—
With a Related Allowance Recorded:
Real estate loans:
Commercial
LTV => 35%
Pass	—				—				743				20
Substandard	259				—				—				—
One-to-four family residential
LTV < 60%
Pass	—								409				2
Substandard	502				5				837				4
LTV => 60%
Pass	—				—				134				—
Substandard	33				1				35				—
Commercial and industrial loans
Special Mention	21				—				24				—
Total:
Real estate loans
Commercial	17,751				150				15,940				159
One-to-four family residential	2,672				34				3,218				27
Multifamily	1,364				25				1,453				16
Home equity and lines of credit	60				1				68				1
Commercial and industrial loans	71				—				158				—
	$	21,918			$	210			$	20,837			$	203

Troubled Debt Restructurings on Financing Receivables

The following table summarizes loans that were modified in a troubled debt restructuring (TDR) during the three months ended March 31, 2019:

	March 31, 2019
	Number of Relationships		Pre-Modification Outstanding Recorded Investment				Post-Modification Outstanding Recorded Investment(1)
	(in thousands)
Troubled Debt Restructurings
Consumer	1		$	2			$	2
Commercial real estate	1		2,834				2,834
Total Troubled Debt Restructurings	2		$	2,836			$	2,836
(1) Amounts are at time of modification

X

- Definition

Schedule Of Past Due Performing Financing Receivables Table [Table Text Block]

+ References

No definition available.

+ Details

Name:	nfbk_ScheduleOfPastDuePerformingFinancingReceivablesTableTableTextBlock
Namespace Prefix:	nfbk_
Data Type:	nonnum:textBlockItemType
Balance Type:	na
Period Type:	duration

X

- Definition

Summary Of Changes In Accretable Yields Of Acquired Loans Table [Table Text Block]

+ References

No definition available.

+ Details

Name:	nfbk_SummaryOfChangesInAccretableYieldsOfAcquiredLoansTableTableTextBlock
Namespace Prefix:	nfbk_
Data Type:	nonnum:textBlockItemType
Balance Type:	na
Period Type:	duration

X

- Definition

Tabular disclosure of financing receivables (examples of financing receivables include loans, trade accounts receivable and notes receivable) and activity in the allowance for credit losses account.

+ References

Reference 1: http://fasb.org/us-gaap/role/ref/legacyRef
-Publisher FASB
-Name Accounting Standards Codification
-Topic 310
-SubTopic 10
-Section 50
-Paragraph 11B
-URI http://asc.fasb.org/extlink&oid=84173941&loc=SL6953423-111524

+ Details

Name:	us-gaap_AllowanceForCreditLossesOnFinancingReceivablesTableTextBlock
Namespace Prefix:	us-gaap_
Data Type:	nonnum:textBlockItemType
Balance Type:	na
Period Type:	duration

X

- Definition

Tabular disclosure of financing receivables by credit quality indicator. The credit quality indicator is a statistic about the credit quality of financing receivables. Examples include, but not limited to, consumer credit risk scores, credit-rating-agency ratings, an entity's internal credit risk grades, loan-to-value ratios, collateral, collection experience and other internal metrics.

+ References

Reference 1: http://fasb.org/us-gaap/role/ref/legacyRef
-Publisher FASB
-Name Accounting Standards Codification
-Topic 310
-SubTopic 10
-Section 50
-Paragraph 29
-URI http://asc.fasb.org/extlink&oid=84173941&loc=SL6953659-111524

Reference 2: http://fasb.org/us-gaap/role/ref/legacyRef
-Publisher FASB
-Name Accounting Standards Codification
-Topic 310
-SubTopic 10
-Section 55
-Paragraph 19
-URI http://asc.fasb.org/extlink&oid=82894031&loc=SL6953803-111525

+ Details

Name:	us-gaap_FinancingReceivableCreditQualityIndicatorsTableTextBlock
Namespace Prefix:	us-gaap_
Data Type:	nonnum:textBlockItemType
Balance Type:	na
Period Type:	duration

X

- Definition

Tabular disclosure of impaired financing receivables.

+ References

Reference 1: http://fasb.org/us-gaap/role/ref/legacyRef
-Publisher FASB
-Name Accounting Standards Codification
-Topic 310
-SubTopic 10
-Section 50
-Paragraph 15
-URI http://asc.fasb.org/extlink&oid=84173941&loc=d3e5212-111524

+ Details

Name:	us-gaap_ImpairedFinancingReceivablesTableTextBlock
Namespace Prefix:	us-gaap_
Data Type:	nonnum:textBlockItemType
Balance Type:	na
Period Type:	duration

X

- Definition

Tabular disclosure of financing receivables that are past due but not impaired, financing receivables that are 90 days past due and still accruing, and financing receivables on nonaccrual status.

+ References

Reference 1: http://fasb.org/us-gaap/role/ref/legacyRef
-Publisher FASB
-Name Accounting Standards Codification
-Topic 310
-SubTopic 10
-Section 50
-Paragraph 7A
-URI http://asc.fasb.org/extlink&oid=84173941&loc=SL6953401-111524

Reference 2: http://fasb.org/us-gaap/role/ref/legacyRef
-Publisher FASB
-Name Accounting Standards Codification
-Topic 310
-SubTopic 10
-Section 50
-Paragraph 7
-URI http://asc.fasb.org/extlink&oid=84173941&loc=d3e5111-111524

+ Details

Name:	us-gaap_PastDueFinancingReceivablesTableTextBlock
Namespace Prefix:	us-gaap_
Data Type:	nonnum:textBlockItemType
Balance Type:	na
Period Type:	duration

X

- References

No definition available.

+ Details

Name:	us-gaap_ReceivablesAbstract
Namespace Prefix:	us-gaap_
Data Type:	xbrli:stringItemType
Balance Type:	na
Period Type:	duration

X

- Definition

Tabular disclosure of the various types of trade accounts and notes receivable and for each the gross carrying value, allowance, and net carrying value as of the balance sheet date. Presentation is categorized by current, noncurrent and unclassified receivables.

+ References

Reference 1: http://fasb.org/us-gaap/role/ref/legacyRef
-Publisher FASB
-Name Accounting Standards Codification
-Topic 210
-SubTopic 10
-Section S99
-Paragraph 1
-Subparagraph (SX 210.5-02.3,4)
-URI http://asc.fasb.org/extlink&oid=6877327&loc=d3e13212-122682

+ Details

Name:	us-gaap_ScheduleOfAccountsNotesLoansAndFinancingReceivableTextBlock
Namespace Prefix:	us-gaap_
Data Type:	nonnum:textBlockItemType
Balance Type:	na
Period Type:	duration

X

- Definition

Tabular disclosure of financing receivables and troubled debt restructurings.

+ References

Reference 1: http://fasb.org/us-gaap/role/ref/legacyRef
-Publisher FASB
-Name Accounting Standards Codification
-Topic 310
-SubTopic 10
-Section 50
-Paragraph 33
-URI http://asc.fasb.org/extlink&oid=84173941&loc=SL6953676-111524

Reference 2: http://fasb.org/us-gaap/role/ref/legacyRef
-Publisher FASB
-Name Accounting Standards Codification
-Topic 310
-SubTopic 10
-Section 50
-Paragraph 34
-URI http://asc.fasb.org/extlink&oid=84173941&loc=SL6953682-111524

+ Details

Name:	us-gaap_TroubledDebtRestructuringsOnFinancingReceivablesTableTextBlock
Namespace Prefix:	us-gaap_
Data Type:	nonnum:textBlockItemType
Balance Type:	na
Period Type:	duration