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Revenue Recognition
6 Months Ended
Jun. 30, 2020
Revenue from Contract with Customer [Abstract]  
Revenue Recognition Revenue Recognition
        
        The Company records revenue from contracts with customers in accordance with ASU 2014-09, Revenue from Contracts with Customers (“Topic 606”). The standard’s core principle is that a company will recognize revenue when it transfers promised goods or services to customers in an amount that reflects the consideration to which the company expects to be entitled in exchange for those goods or services. Topic 606 does not apply to revenue associated with financial instruments, including revenue from loans and securities, which comprise the majority of the Company’s revenue.
        The Company’s revenue streams that are within the scope of Topic 606 include service charges on deposit accounts, ATM and card interchange fees, investment services fees, and other miscellaneous income. Fees and service charges for customer services include: (i) service charges on deposit accounts, including account maintenance fees, overdraft fees, insufficient funds fees, wire fees, and other deposit related fees; (ii) ATM and card interchange fees, which include fees generated when a Bank cardholder uses a non-Bank ATM or a non-Bank cardholder uses a Bank ATM, and fees earned whenever the Bank's debit cards are processed through card payment networks such as Visa; and (iii) investment services fees earned through partnering with a third party investment and brokerage service firm to provide insurance and investment products to customers. The Company's performance obligation for fees and service charges is satisfied and related revenue recognized immediately or in the month of performance of services. Other income primarily includes rental income from subleasing one of the Company's branches to a third party, which is recognized at the time the transaction occurs.
        The following table summarizes non-interest income for the periods indicated (in thousands):
 Three Months Ended June 30,Six Months Ended June 30,
 2020201920202019
Fees and service charges for customer services:
Service charges$356  $812  $1,109  $1,594  
ATM and card interchange fees275  339  579  640  
Investment fees35  56  98  113  
Total fees and service charges for customer services666  1,207  1,786  2,347  
Income on bank owned life insurance(1)
865  907  1,741  1,804  
Gains on available-for-sale debt securities, net(1)
73  59  60  214  
Gains (losses) on trading securities, net(1)
1,626  343  (366) 1,429  
Gains on sale of loans(1)
665—  665  —  
Swap income(1)
308—  384  —  
Other35  50  76  86  
Total non-interest income$4,238  $2,566  $4,346  $5,880  
(1) Not in scope of Topic 606