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Revenue Recognition
 6 Months Ended
Jun. 30, 2022
Revenue from Contract with Customer [Abstract]  
Revenue Recognition Revenue Recognition
    
The Company records revenue from contracts with customers in accordance with Accounting Standards Update 2014-09, Revenue from Contracts with Customers (“Topic 606”). The standard’s core principle is that a company will recognize revenue when it transfers promised goods or services to customers in an amount that reflects the consideration to which the company expects to be entitled in exchange for those goods or services. Topic 606 does not apply to revenue associated with financial instruments, including revenue from loans and securities, which comprise the majority of the Company’s revenue.
The Company’s revenue streams that are within the scope of Topic 606 include service charges on deposit accounts, ATM and card interchange fees, investment services fees, and other miscellaneous income. Fees and service charges for customer services include: (i) service charges on deposit accounts, including account maintenance fees, overdraft fees, insufficient funds fees, wire fees, and other deposit related fees; (ii) ATM and card interchange fees, which include fees generated when a Bank cardholder uses a non-Bank ATM or a non-Bank cardholder uses a Bank ATM, and fees earned whenever the Bank's debit cards are processed through card payment networks such as Visa; and (iii) investment services fees earned through partnering with a third-party investment and brokerage service firm to provide insurance and investment products to customers. The Company's performance obligation for fees and service charges is satisfied and related revenue recognized immediately or in the month of performance of services. For the three and six months ended June 30, 2022, other income primarily included rental income from subleasing one of the Company's branches to a third party and loan servicing fees. For the three and six months ended June 30, 2021, other income primarily included rental income from subleasing one of the Company's branches to a third party and loan servicing fees.
The following table summarizes non-interest income for the periods indicated (in thousands):

 Three Months Ended June 30,Six Months Ended June 30,
 2022202120222021
Fees and service charges for customer services:
Service charges$794 $690 $1,554 $1,410 
ATM and card interchange fees491 483 946 882 
Investment fees90 154 206 232 
Total fees and service charges for customer services1,375 1,327 2,706 2,524 
Income on bank-owned life insurance (1)
848 857 1,687 1,705 
Gains on available-for-sale debt securities, net (1)
— 509 264 606 
(Losses)/gains on trading securities, net (1)
(1,563)807 (2,365)1,171 
Gains on sales of loans (1)
— 1,401 — 1,401 
Other105 15 186 145 
Total non-interest income$765 $4,916 $2,478 $7,552 
(1) Not in scope of Topic 606