<SEC-DOCUMENT>0000950123-18-004571.txt : 20180510
<SEC-HEADER>0000950123-18-004571.hdr.sgml : 20180510
<ACCEPTANCE-DATETIME>20180510081821
ACCESSION NUMBER:		0000950123-18-004571
CONFORMED SUBMISSION TYPE:	13F-HR
PUBLIC DOCUMENT COUNT:		2
CONFORMED PERIOD OF REPORT:	20180331
FILED AS OF DATE:		20180510
DATE AS OF CHANGE:		20180510
EFFECTIVENESS DATE:		20180510

FILER:

	COMPANY DATA:	
		COMPANY CONFORMED NAME:			PEAPACK GLADSTONE FINANCIAL CORP
		CENTRAL INDEX KEY:			0001050743
		STANDARD INDUSTRIAL CLASSIFICATION:	COMMERCIAL BANKS, NEC [6029]
		IRS NUMBER:				223537895
		STATE OF INCORPORATION:			NJ
		FISCAL YEAR END:			1231

	FILING VALUES:
		FORM TYPE:		13F-HR
		SEC ACT:		1934 Act
		SEC FILE NUMBER:	028-06431
		FILM NUMBER:		18820615

	BUSINESS ADDRESS:	
		STREET 1:		500 HILLS DRIVE
		CITY:			BEDMINSTER
		STATE:			NJ
		ZIP:			07921
		BUSINESS PHONE:		9082340700

	MAIL ADDRESS:	
		STREET 1:		500 HILLS DRIVE
		CITY:			BEDMINSTER
		STATE:			NJ
		ZIP:			07921
</SEC-HEADER>
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<TYPE>13F-HR
<SEQUENCE>1
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        <credentials>
          <cik>0001050743</cik>
          <ccc>XXXXXXXX</ccc>
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      <periodOfReport>03-31-2018</periodOfReport>
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    <coverPage>
      <reportCalendarOrQuarter>03-31-2018</reportCalendarOrQuarter>
      <filingManager>
        <name>PEAPACK GLADSTONE FINANCIAL CORP</name>
        <address>
          <ns1:street1>500 HILLS DRIVE</ns1:street1>
          <ns1:city>BEDMINSTER</ns1:city>
          <ns1:stateOrCountry>NJ</ns1:stateOrCountry>
          <ns1:zipCode>07921</ns1:zipCode>
        </address>
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      <reportType>13F HOLDINGS REPORT</reportType>
      <form13FFileNumber>028-06431</form13FFileNumber>
      <provideInfoForInstruction5>N</provideInfoForInstruction5>
    </coverPage>
    <signatureBlock>
      <name>Daniel J. Leary, III</name>
      <title>First VP &amp; Chief Fiduciary Officer</title>
      <phone>(908)719-4331</phone>
      <signature>/s/ Daniel J. Leary, III</signature>
      <city>Bedminster</city>
      <stateOrCountry>NJ</stateOrCountry>
      <signatureDate>05-10-2018</signatureDate>
    </signatureBlock>
    <summaryPage>
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      <tableValueTotal>1848737</tableValueTotal>
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   <infoTable>
       <nameOfIssuer>ROYAL DUTCH SHELL SPONS ADR</nameOfIssuer>
       <titleOfClass>ADR SECURITIES</titleOfClass>
       <cusip>780259206</cusip>
       <value>475321</value>
       <shrsOrPrnAmt>
           <sshPrnamt>7449</sshPrnamt>
           <sshPrnamtType>SH</sshPrnamtType>
       </shrsOrPrnAmt>
       <investmentDiscretion>DFND</investmentDiscretion>
       <votingAuthority>
           <Sole>5512</Sole>
           <Shared>0</Shared>
           <None>1937</None>
       </votingAuthority>
   </infoTable>
   <infoTable>
       <nameOfIssuer>ROYAL DUTCH SHELL SPONS ADR</nameOfIssuer>
       <titleOfClass>ADR SECURITIES</titleOfClass>
       <cusip>780259206</cusip>
       <value>80783</value>
       <shrsOrPrnAmt>
           <sshPrnamt>1266</sshPrnamt>
           <sshPrnamtType>SH</sshPrnamtType>
       </shrsOrPrnAmt>
       <investmentDiscretion>OTR</investmentDiscretion>
       <votingAuthority>
           <Sole>1266</Sole>
           <Shared>0</Shared>
           <None>0</None>
       </votingAuthority>
   </infoTable>
   <infoTable>
       <nameOfIssuer>SAP SE SPONS ADR</nameOfIssuer>
       <titleOfClass>ADR SECURITIES</titleOfClass>
       <cusip>803054204</cusip>
       <value>235243</value>
       <shrsOrPrnAmt>
           <sshPrnamt>2237</sshPrnamt>
           <sshPrnamtType>SH</sshPrnamtType>
       </shrsOrPrnAmt>
       <investmentDiscretion>DFND</investmentDiscretion>
       <votingAuthority>
           <Sole>1341</Sole>
           <Shared>0</Shared>
           <None>896</None>
       </votingAuthority>
   </infoTable>
   <infoTable>
       <nameOfIssuer>TOTAL S.A. SPONS ADR</nameOfIssuer>
       <titleOfClass>ADR SECURITIES</titleOfClass>
       <cusip>89151E109</cusip>
       <value>749566</value>
       <shrsOrPrnAmt>
           <sshPrnamt>12993</sshPrnamt>
           <sshPrnamtType>SH</sshPrnamtType>
       </shrsOrPrnAmt>
       <investmentDiscretion>DFND</investmentDiscretion>
       <votingAuthority>
           <Sole>12883</Sole>
           <Shared>0</Shared>
           <None>110</None>
       </votingAuthority>
   </infoTable>
   <infoTable>
       <nameOfIssuer>TOTAL S.A. SPONS ADR</nameOfIssuer>
       <titleOfClass>ADR SECURITIES</titleOfClass>
       <cusip>89151E109</cusip>
       <value>28845</value>
       <shrsOrPrnAmt>
           <sshPrnamt>500</sshPrnamt>
           <sshPrnamtType>SH</sshPrnamtType>
       </shrsOrPrnAmt>
       <investmentDiscretion>OTR</investmentDiscretion>
       <votingAuthority>
           <Sole>500</Sole>
           <Shared>0</Shared>
           <None>0</None>
       </votingAuthority>
   </infoTable>
   <infoTable>
       <nameOfIssuer>UNILEVER NV NY SHARES ADR</nameOfIssuer>
       <titleOfClass>ADR SECURITIES</titleOfClass>
       <cusip>904784709</cusip>
       <value>111991</value>
       <shrsOrPrnAmt>
           <sshPrnamt>1986</sshPrnamt>
           <sshPrnamtType>SH</sshPrnamtType>
       </shrsOrPrnAmt>
       <investmentDiscretion>DFND</investmentDiscretion>
       <votingAuthority>
           <Sole>1600</Sole>
           <Shared>0</Shared>
           <None>386</None>
       </votingAuthority>
   </infoTable>
   <infoTable>
       <nameOfIssuer>UNILEVER NV NY SHARES ADR</nameOfIssuer>
       <titleOfClass>ADR SECURITIES</titleOfClass>
       <cusip>904784709</cusip>
       <value>231199</value>
       <shrsOrPrnAmt>
           <sshPrnamt>4100</sshPrnamt>
           <sshPrnamtType>SH</sshPrnamtType>
       </shrsOrPrnAmt>
       <investmentDiscretion>OTR</investmentDiscretion>
       <votingAuthority>
           <Sole>4100</Sole>
           <Shared>0</Shared>
           <None>0</None>
       </votingAuthority>
   </infoTable>
   <infoTable>
       <nameOfIssuer>CROWN CASTLE INTL CORP REIT</nameOfIssuer>
       <titleOfClass>REAL ESTATE INVESTMENT TRUSTS</titleOfClass>
       <cusip>22822V101</cusip>
       <value>1443673</value>
       <shrsOrPrnAmt>
           <sshPrnamt>13171</sshPrnamt>
           <sshPrnamtType>SH</sshPrnamtType>
       </shrsOrPrnAmt>
       <investmentDiscretion>DFND</investmentDiscretion>
       <votingAuthority>
           <Sole>0</Sole>
           <Shared>0</Shared>
           <None>0</None>
       </votingAuthority>
   </infoTable>
   <infoTable>
       <nameOfIssuer>CROWN CASTLE INTL CORP REIT</nameOfIssuer>
       <titleOfClass>REAL ESTATE INVESTMENT TRUSTS</titleOfClass>
       <cusip>22822V101</cusip>
       <value>178116</value>
       <shrsOrPrnAmt>
           <sshPrnamt>1625</sshPrnamt>
           <sshPrnamtType>SH</sshPrnamtType>
       </shrsOrPrnAmt>
       <investmentDiscretion>OTR</investmentDiscretion>
       <votingAuthority>
           <Sole>0</Sole>
           <Shared>0</Shared>
           <None>0</None>
       </votingAuthority>
   </infoTable>
   <infoTable>
       <nameOfIssuer>MGM GROWTH PROPERTIES LLC REIT</nameOfIssuer>
       <titleOfClass>REAL ESTATE INVESTMENT TRUSTS</titleOfClass>
       <cusip>55303A105</cusip>
       <value>1004300</value>
       <shrsOrPrnAmt>
           <sshPrnamt>37841</sshPrnamt>
           <sshPrnamtType>SH</sshPrnamtType>
       </shrsOrPrnAmt>
       <investmentDiscretion>DFND</investmentDiscretion>
       <votingAuthority>
           <Sole>0</Sole>
           <Shared>0</Shared>
           <None>0</None>
       </votingAuthority>
   </infoTable>
   <infoTable>
       <nameOfIssuer>MGM GROWTH PROPERTIES LLC REIT</nameOfIssuer>
       <titleOfClass>REAL ESTATE INVESTMENT TRUSTS</titleOfClass>
       <cusip>55303A105</cusip>
       <value>138539</value>
       <shrsOrPrnAmt>
           <sshPrnamt>5220</sshPrnamt>
           <sshPrnamtType>SH</sshPrnamtType>
       </shrsOrPrnAmt>
       <investmentDiscretion>OTR</investmentDiscretion>
       <votingAuthority>
           <Sole>0</Sole>
           <Shared>0</Shared>
           <None>0</None>
       </votingAuthority>
   </infoTable>
   <infoTable>
       <nameOfIssuer>WELLTOWER INC REIT</nameOfIssuer>
       <titleOfClass>REAL ESTATE INVESTMENT TRUSTS</titleOfClass>
       <cusip>95040Q104</cusip>
       <value>389664</value>
       <shrsOrPrnAmt>
           <sshPrnamt>7159</sshPrnamt>
           <sshPrnamtType>SH</sshPrnamtType>
       </shrsOrPrnAmt>
       <investmentDiscretion>DFND</investmentDiscretion>
       <votingAuthority>
           <Sole>0</Sole>
           <Shared>0</Shared>
           <None>0</None>
       </votingAuthority>
   </infoTable>
   <infoTable>
       <nameOfIssuer>WELLTOWER INC REIT</nameOfIssuer>
       <titleOfClass>REAL ESTATE INVESTMENT TRUSTS</titleOfClass>
       <cusip>95040Q104</cusip>
       <value>16329</value>
       <shrsOrPrnAmt>
           <sshPrnamt>300</sshPrnamt>
           <sshPrnamtType>SH</sshPrnamtType>
       </shrsOrPrnAmt>
       <investmentDiscretion>OTR</investmentDiscretion>
       <votingAuthority>
           <Sole>0</Sole>
           <Shared>0</Shared>
           <None>0</None>
       </votingAuthority>
   </infoTable>
   <infoTable>
       <nameOfIssuer>WEYERHAEUSER CO REIT</nameOfIssuer>
       <titleOfClass>REAL ESTATE INVESTMENT TRUSTS</titleOfClass>
       <cusip>962166104</cusip>
       <value>296835</value>
       <shrsOrPrnAmt>
           <sshPrnamt>8481</sshPrnamt>
           <sshPrnamtType>SH</sshPrnamtType>
       </shrsOrPrnAmt>
       <investmentDiscretion>DFND</investmentDiscretion>
       <votingAuthority>
           <Sole>0</Sole>
           <Shared>0</Shared>
           <None>0</None>
       </votingAuthority>
   </infoTable>
   <infoTable>
       <nameOfIssuer>WEYERHAEUSER CO REIT</nameOfIssuer>
       <titleOfClass>REAL ESTATE INVESTMENT TRUSTS</titleOfClass>
       <cusip>962166104</cusip>
       <value>71260</value>
       <shrsOrPrnAmt>
           <sshPrnamt>2036</sshPrnamt>
           <sshPrnamtType>SH</sshPrnamtType>
       </shrsOrPrnAmt>
       <investmentDiscretion>OTR</investmentDiscretion>
       <votingAuthority>
           <Sole>0</Sole>
           <Shared>0</Shared>
           <None>0</None>
       </votingAuthority>
   </infoTable>
   <infoTable>
       <nameOfIssuer>ACCENTURE PLC CL A</nameOfIssuer>
       <titleOfClass>FOREIGN SECURITIES</titleOfClass>
       <cusip>G1151C101</cusip>
       <value>757062</value>
       <shrsOrPrnAmt>
           <sshPrnamt>4932</sshPrnamt>
           <sshPrnamtType>SH</sshPrnamtType>
       </shrsOrPrnAmt>
       <investmentDiscretion>DFND</investmentDiscretion>
       <votingAuthority>
           <Sole>4119</Sole>
           <Shared>0</Shared>
           <None>813</None>
       </votingAuthority>
   </infoTable>
   <infoTable>
       <nameOfIssuer>ALLERGAN PLC</nameOfIssuer>
       <titleOfClass>FOREIGN SECURITIES</titleOfClass>
       <cusip>G0177J108</cusip>
       <value>534657</value>
       <shrsOrPrnAmt>
           <sshPrnamt>3177</sshPrnamt>
           <sshPrnamtType>SH</sshPrnamtType>
       </shrsOrPrnAmt>
       <investmentDiscretion>DFND</investmentDiscretion>
       <votingAuthority>
           <Sole>3157</Sole>
           <Shared>0</Shared>
           <None>20</None>
       </votingAuthority>
   </infoTable>
   <infoTable>
       <nameOfIssuer>ALLERGAN PLC</nameOfIssuer>
       <titleOfClass>FOREIGN SECURITIES</titleOfClass>
       <cusip>G0177J108</cusip>
       <value>100133</value>
       <shrsOrPrnAmt>
           <sshPrnamt>595</sshPrnamt>
           <sshPrnamtType>SH</sshPrnamtType>
       </shrsOrPrnAmt>
       <investmentDiscretion>OTR</investmentDiscretion>
       <votingAuthority>
           <Sole>495</Sole>
           <Shared>0</Shared>
           <None>100</None>
       </votingAuthority>
   </infoTable>
   <infoTable>
       <nameOfIssuer>AON PLC</nameOfIssuer>
       <titleOfClass>FOREIGN SECURITIES</titleOfClass>
       <cusip>G0408V102</cusip>
       <value>5609551</value>
       <shrsOrPrnAmt>
           <sshPrnamt>39974</sshPrnamt>
           <sshPrnamtType>SH</sshPrnamtType>
       </shrsOrPrnAmt>
       <investmentDiscretion>DFND</investmentDiscretion>
       <votingAuthority>
           <Sole>39452</Sole>
           <Shared>0</Shared>
           <None>522</None>
       </votingAuthority>
   </infoTable>
   <infoTable>
       <nameOfIssuer>AON PLC</nameOfIssuer>
       <titleOfClass>FOREIGN SECURITIES</titleOfClass>
       <cusip>G0408V102</cusip>
       <value>193655</value>
       <shrsOrPrnAmt>
           <sshPrnamt>1380</sshPrnamt>
           <sshPrnamtType>SH</sshPrnamtType>
       </shrsOrPrnAmt>
       <investmentDiscretion>OTR</investmentDiscretion>
       <votingAuthority>
           <Sole>1380</Sole>
           <Shared>0</Shared>
           <None>0</None>
       </votingAuthority>
   </infoTable>
   <infoTable>
       <nameOfIssuer>BCE INC</nameOfIssuer>
       <titleOfClass>FOREIGN SECURITIES</titleOfClass>
       <cusip>05534B760</cusip>
       <value>438922</value>
       <shrsOrPrnAmt>
           <sshPrnamt>10198</sshPrnamt>
           <sshPrnamtType>SH</sshPrnamtType>
       </shrsOrPrnAmt>
       <investmentDiscretion>DFND</investmentDiscretion>
       <votingAuthority>
           <Sole>10198</Sole>
           <Shared>0</Shared>
           <None>0</None>
       </votingAuthority>
   </infoTable>
   <infoTable>
       <nameOfIssuer>BCE INC</nameOfIssuer>
       <titleOfClass>FOREIGN SECURITIES</titleOfClass>
       <cusip>05534B760</cusip>
       <value>73168</value>
       <shrsOrPrnAmt>
           <sshPrnamt>1700</sshPrnamt>
           <sshPrnamtType>SH</sshPrnamtType>
       </shrsOrPrnAmt>
       <investmentDiscretion>OTR</investmentDiscretion>
       <votingAuthority>
           <Sole>700</Sole>
           <Shared>840</Shared>
           <None>160</None>
       </votingAuthority>
   </infoTable>
   <infoTable>
       <nameOfIssuer>BROADCOM LTD</nameOfIssuer>
       <titleOfClass>FOREIGN SECURITIES</titleOfClass>
       <cusip>Y09827109</cusip>
       <value>503113</value>
       <shrsOrPrnAmt>
           <sshPrnamt>2135</sshPrnamt>
           <sshPrnamtType>SH</sshPrnamtType>
       </shrsOrPrnAmt>
       <investmentDiscretion>DFND</investmentDiscretion>
       <votingAuthority>
           <Sole>1890</Sole>
           <Shared>0</Shared>
           <None>245</None>
       </votingAuthority>
   </infoTable>
   <infoTable>
       <nameOfIssuer>CARNIVAL CORP</nameOfIssuer>
       <titleOfClass>FOREIGN SECURITIES</titleOfClass>
       <cusip>143658300</cusip>
       <value>209397</value>
       <shrsOrPrnAmt>
           <sshPrnamt>3193</sshPrnamt>
           <sshPrnamtType>SH</sshPrnamtType>
       </shrsOrPrnAmt>
       <investmentDiscretion>DFND</investmentDiscretion>
       <votingAuthority>
           <Sole>1213</Sole>
           <Shared>0</Shared>
           <None>1980</None>
       </votingAuthority>
   </infoTable>
   <infoTable>
       <nameOfIssuer>CHUBB LTD</nameOfIssuer>
       <titleOfClass>FOREIGN SECURITIES</titleOfClass>
       <cusip>H1467J104</cusip>
       <value>1245428</value>
       <shrsOrPrnAmt>
           <sshPrnamt>9106</sshPrnamt>
           <sshPrnamtType>SH</sshPrnamtType>
       </shrsOrPrnAmt>
       <investmentDiscretion>DFND</investmentDiscretion>
       <votingAuthority>
           <Sole>8652</Sole>
           <Shared>0</Shared>
           <None>454</None>
       </votingAuthority>
   </infoTable>
   <infoTable>
       <nameOfIssuer>CHUBB LTD</nameOfIssuer>
       <titleOfClass>FOREIGN SECURITIES</titleOfClass>
       <cusip>H1467J104</cusip>
       <value>401146</value>
       <shrsOrPrnAmt>
           <sshPrnamt>2933</sshPrnamt>
           <sshPrnamtType>SH</sshPrnamtType>
       </shrsOrPrnAmt>
       <investmentDiscretion>OTR</investmentDiscretion>
       <votingAuthority>
           <Sole>2061</Sole>
           <Shared>120</Shared>
           <None>752</None>
       </votingAuthority>
   </infoTable>
   <infoTable>
       <nameOfIssuer>EATON CORP PLC</nameOfIssuer>
       <titleOfClass>FOREIGN SECURITIES</titleOfClass>
       <cusip>G29183103</cusip>
       <value>438226</value>
       <shrsOrPrnAmt>
           <sshPrnamt>5484</sshPrnamt>
           <sshPrnamtType>SH</sshPrnamtType>
       </shrsOrPrnAmt>
       <investmentDiscretion>DFND</investmentDiscretion>
       <votingAuthority>
           <Sole>5233</Sole>
           <Shared>0</Shared>
           <None>251</None>
       </votingAuthority>
   </infoTable>
   <infoTable>
       <nameOfIssuer>EATON CORP PLC</nameOfIssuer>
       <titleOfClass>FOREIGN SECURITIES</titleOfClass>
       <cusip>G29183103</cusip>
       <value>58414</value>
       <shrsOrPrnAmt>
           <sshPrnamt>731</sshPrnamt>
           <sshPrnamtType>SH</sshPrnamtType>
       </shrsOrPrnAmt>
       <investmentDiscretion>OTR</investmentDiscretion>
       <votingAuthority>
           <Sole>0</Sole>
           <Shared>0</Shared>
           <None>731</None>
       </votingAuthority>
   </infoTable>
   <infoTable>
       <nameOfIssuer>ENBRIDGE INCORPORATED</nameOfIssuer>
       <titleOfClass>FOREIGN SECURITIES</titleOfClass>
       <cusip>29250N105</cusip>
       <value>205845</value>
       <shrsOrPrnAmt>
           <sshPrnamt>6541</sshPrnamt>
           <sshPrnamtType>SH</sshPrnamtType>
       </shrsOrPrnAmt>
       <investmentDiscretion>DFND</investmentDiscretion>
       <votingAuthority>
           <Sole>6455</Sole>
           <Shared>0</Shared>
           <None>86</None>
       </votingAuthority>
   </infoTable>
   <infoTable>
       <nameOfIssuer>ENBRIDGE INCORPORATED</nameOfIssuer>
       <titleOfClass>FOREIGN SECURITIES</titleOfClass>
       <cusip>29250N105</cusip>
       <value>75969</value>
       <shrsOrPrnAmt>
           <sshPrnamt>2414</sshPrnamt>
           <sshPrnamtType>SH</sshPrnamtType>
       </shrsOrPrnAmt>
       <investmentDiscretion>OTR</investmentDiscretion>
       <votingAuthority>
           <Sole>2414</Sole>
           <Shared>0</Shared>
           <None>0</None>
       </votingAuthority>
   </infoTable>
   <infoTable>
       <nameOfIssuer>INGERSOLL-RAND PLC</nameOfIssuer>
       <titleOfClass>FOREIGN SECURITIES</titleOfClass>
       <cusip>G47791101</cusip>
       <value>1173625</value>
       <shrsOrPrnAmt>
           <sshPrnamt>13725</sshPrnamt>
           <sshPrnamtType>SH</sshPrnamtType>
       </shrsOrPrnAmt>
       <investmentDiscretion>DFND</investmentDiscretion>
       <votingAuthority>
           <Sole>13340</Sole>
           <Shared>0</Shared>
           <None>385</None>
       </votingAuthority>
   </infoTable>
   <infoTable>
       <nameOfIssuer>INGERSOLL-RAND PLC</nameOfIssuer>
       <titleOfClass>FOREIGN SECURITIES</titleOfClass>
       <cusip>G47791101</cusip>
       <value>430885</value>
       <shrsOrPrnAmt>
           <sshPrnamt>5039</sshPrnamt>
           <sshPrnamtType>SH</sshPrnamtType>
       </shrsOrPrnAmt>
       <investmentDiscretion>OTR</investmentDiscretion>
       <votingAuthority>
           <Sole>5039</Sole>
           <Shared>0</Shared>
           <None>0</None>
       </votingAuthority>
   </infoTable>
   <infoTable>
       <nameOfIssuer>INVESCO LIMITED</nameOfIssuer>
       <titleOfClass>FOREIGN SECURITIES</titleOfClass>
       <cusip>G491BT108</cusip>
       <value>2892039</value>
       <shrsOrPrnAmt>
           <sshPrnamt>90348</sshPrnamt>
           <sshPrnamtType>SH</sshPrnamtType>
       </shrsOrPrnAmt>
       <investmentDiscretion>DFND</investmentDiscretion>
       <votingAuthority>
           <Sole>89798</Sole>
           <Shared>0</Shared>
           <None>550</None>
       </votingAuthority>
   </infoTable>
   <infoTable>
       <nameOfIssuer>INVESCO LIMITED</nameOfIssuer>
       <titleOfClass>FOREIGN SECURITIES</titleOfClass>
       <cusip>G491BT108</cusip>
       <value>521283</value>
       <shrsOrPrnAmt>
           <sshPrnamt>16285</sshPrnamt>
           <sshPrnamtType>SH</sshPrnamtType>
       </shrsOrPrnAmt>
       <investmentDiscretion>OTR</investmentDiscretion>
       <votingAuthority>
           <Sole>16285</Sole>
           <Shared>0</Shared>
           <None>0</None>
       </votingAuthority>
   </infoTable>
   <infoTable>
       <nameOfIssuer>LAZARD LTD CL A</nameOfIssuer>
       <titleOfClass>FOREIGN SECURITIES</titleOfClass>
       <cusip>G54050102</cusip>
       <value>505943</value>
       <shrsOrPrnAmt>
           <sshPrnamt>9626</sshPrnamt>
           <sshPrnamtType>SH</sshPrnamtType>
       </shrsOrPrnAmt>
       <investmentDiscretion>DFND</investmentDiscretion>
       <votingAuthority>
           <Sole>9626</Sole>
           <Shared>0</Shared>
           <None>0</None>
       </votingAuthority>
   </infoTable>
   <infoTable>
       <nameOfIssuer>LAZARD LTD CL A</nameOfIssuer>
       <titleOfClass>FOREIGN SECURITIES</titleOfClass>
       <cusip>G54050102</cusip>
       <value>80417</value>
       <shrsOrPrnAmt>
           <sshPrnamt>1530</sshPrnamt>
           <sshPrnamtType>SH</sshPrnamtType>
       </shrsOrPrnAmt>
       <investmentDiscretion>OTR</investmentDiscretion>
       <votingAuthority>
           <Sole>1530</Sole>
           <Shared>0</Shared>
           <None>0</None>
       </votingAuthority>
   </infoTable>
   <infoTable>
       <nameOfIssuer>MEDTRONIC PLC</nameOfIssuer>
       <titleOfClass>FOREIGN SECURITIES</titleOfClass>
       <cusip>G5960L103</cusip>
       <value>872152</value>
       <shrsOrPrnAmt>
           <sshPrnamt>10872</sshPrnamt>
           <sshPrnamtType>SH</sshPrnamtType>
       </shrsOrPrnAmt>
       <investmentDiscretion>DFND</investmentDiscretion>
       <votingAuthority>
           <Sole>9852</Sole>
           <Shared>0</Shared>
           <None>1020</None>
       </votingAuthority>
   </infoTable>
   <infoTable>
       <nameOfIssuer>MEDTRONIC PLC</nameOfIssuer>
       <titleOfClass>FOREIGN SECURITIES</titleOfClass>
       <cusip>G5960L103</cusip>
       <value>82947</value>
       <shrsOrPrnAmt>
           <sshPrnamt>1034</sshPrnamt>
           <sshPrnamtType>SH</sshPrnamtType>
       </shrsOrPrnAmt>
       <investmentDiscretion>OTR</investmentDiscretion>
       <votingAuthority>
           <Sole>834</Sole>
           <Shared>0</Shared>
           <None>200</None>
       </votingAuthority>
   </infoTable>
   <infoTable>
       <nameOfIssuer>SCHLUMBERGER LTD</nameOfIssuer>
       <titleOfClass>FOREIGN SECURITIES</titleOfClass>
       <cusip>806857108</cusip>
       <value>9348402</value>
       <shrsOrPrnAmt>
           <sshPrnamt>144310</sshPrnamt>
           <sshPrnamtType>SH</sshPrnamtType>
       </shrsOrPrnAmt>
       <investmentDiscretion>DFND</investmentDiscretion>
       <votingAuthority>
           <Sole>142704</Sole>
           <Shared>0</Shared>
           <None>1606</None>
       </votingAuthority>
   </infoTable>
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           <sshPrnamt>40123</sshPrnamt>
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       <votingAuthority>
           <Sole>38063</Sole>
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           <None>2060</None>
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       <shrsOrPrnAmt>
           <sshPrnamt>13812</sshPrnamt>
           <sshPrnamtType>SH</sshPrnamtType>
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       <investmentDiscretion>DFND</investmentDiscretion>
       <votingAuthority>
           <Sole>12965</Sole>
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           <None>847</None>
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   <infoTable>
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           <sshPrnamtType>SH</sshPrnamtType>
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       <investmentDiscretion>OTR</investmentDiscretion>
       <votingAuthority>
           <Sole>850</Sole>
           <Shared>0</Shared>
           <None>0</None>
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       <nameOfIssuer>TE CONNECTIVITY LIMITED</nameOfIssuer>
       <titleOfClass>FOREIGN SECURITIES</titleOfClass>
       <cusip>H84989104</cusip>
       <value>5638856</value>
       <shrsOrPrnAmt>
           <sshPrnamt>56445</sshPrnamt>
           <sshPrnamtType>SH</sshPrnamtType>
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       <investmentDiscretion>DFND</investmentDiscretion>
       <votingAuthority>
           <Sole>55449</Sole>
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           <None>996</None>
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   <infoTable>
       <nameOfIssuer>TE CONNECTIVITY LIMITED</nameOfIssuer>
       <titleOfClass>FOREIGN SECURITIES</titleOfClass>
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       <shrsOrPrnAmt>
           <sshPrnamt>5639</sshPrnamt>
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       <investmentDiscretion>OTR</investmentDiscretion>
       <votingAuthority>
           <Sole>5639</Sole>
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           <None>0</None>
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       <titleOfClass>CLOSED END EQUITY MUTUAL FUND</titleOfClass>
       <cusip>00162Q866</cusip>
       <value>2185562</value>
       <shrsOrPrnAmt>
           <sshPrnamt>233251</sshPrnamt>
           <sshPrnamtType>SH</sshPrnamtType>
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       <investmentDiscretion>DFND</investmentDiscretion>
       <votingAuthority>
           <Sole>0</Sole>
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           <None>0</None>
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   <infoTable>
       <nameOfIssuer>ALERIAN MLP ETF</nameOfIssuer>
       <titleOfClass>CLOSED END EQUITY MUTUAL FUND</titleOfClass>
       <cusip>00162Q866</cusip>
       <value>89484</value>
       <shrsOrPrnAmt>
           <sshPrnamt>9550</sshPrnamt>
           <sshPrnamtType>SH</sshPrnamtType>
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       <investmentDiscretion>OTR</investmentDiscretion>
       <votingAuthority>
           <Sole>0</Sole>
           <Shared>0</Shared>
           <None>0</None>
       </votingAuthority>
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   <infoTable>
       <nameOfIssuer>CONSUMER DISCRETIONARY SELT</nameOfIssuer>
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       <cusip>81369Y407</cusip>
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       <shrsOrPrnAmt>
           <sshPrnamt>2431</sshPrnamt>
           <sshPrnamtType>SH</sshPrnamtType>
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       <investmentDiscretion>DFND</investmentDiscretion>
       <votingAuthority>
           <Sole>0</Sole>
           <Shared>0</Shared>
           <None>0</None>
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       <nameOfIssuer>ENERGY SELECT SECTOR SPDR</nameOfIssuer>
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       <cusip>81369Y506</cusip>
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       <shrsOrPrnAmt>
           <sshPrnamt>86379</sshPrnamt>
           <sshPrnamtType>SH</sshPrnamtType>
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       <investmentDiscretion>DFND</investmentDiscretion>
       <votingAuthority>
           <Sole>0</Sole>
           <Shared>0</Shared>
           <None>0</None>
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   <infoTable>
       <nameOfIssuer>ENERGY SELECT SECTOR SPDR</nameOfIssuer>
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       <cusip>81369Y506</cusip>
       <value>73679</value>
       <shrsOrPrnAmt>
           <sshPrnamt>1093</sshPrnamt>
           <sshPrnamtType>SH</sshPrnamtType>
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       <investmentDiscretion>OTR</investmentDiscretion>
       <votingAuthority>
           <Sole>0</Sole>
           <Shared>0</Shared>
           <None>0</None>
       </votingAuthority>
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   <infoTable>
       <nameOfIssuer>FINANCIAL SELECT SECTOR SPDR</nameOfIssuer>
       <titleOfClass>CLOSED END EQUITY MUTUAL FUND</titleOfClass>
       <cusip>81369Y605</cusip>
       <value>921500</value>
       <shrsOrPrnAmt>
           <sshPrnamt>33424</sshPrnamt>
           <sshPrnamtType>SH</sshPrnamtType>
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       <investmentDiscretion>DFND</investmentDiscretion>
       <votingAuthority>
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           <Shared>0</Shared>
           <None>0</None>
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   <infoTable>
       <nameOfIssuer>FINANCIAL SELECT SECTOR SPDR</nameOfIssuer>
       <titleOfClass>CLOSED END EQUITY MUTUAL FUND</titleOfClass>
       <cusip>81369Y605</cusip>
       <value>75266</value>
       <shrsOrPrnAmt>
           <sshPrnamt>2730</sshPrnamt>
           <sshPrnamtType>SH</sshPrnamtType>
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       <investmentDiscretion>OTR</investmentDiscretion>
       <votingAuthority>
           <Sole>0</Sole>
           <Shared>0</Shared>
           <None>0</None>
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   <infoTable>
       <nameOfIssuer>FIRST TR SMALL CAP CORE ALPHADEX-A</nameOfIssuer>
       <titleOfClass>CLOSED END EQUITY MUTUAL FUND</titleOfClass>
       <cusip>33734Y109</cusip>
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       <shrsOrPrnAmt>
           <sshPrnamt>1</sshPrnamt>
           <sshPrnamtType>SH</sshPrnamtType>
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       <investmentDiscretion>DFND</investmentDiscretion>
       <votingAuthority>
           <Sole>0</Sole>
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           <None>0</None>
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   <infoTable>
       <nameOfIssuer>FIRST TR SMALL CAP CORE ALPHADEX-A</nameOfIssuer>
       <titleOfClass>CLOSED END EQUITY MUTUAL FUND</titleOfClass>
       <cusip>33734Y109</cusip>
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       <shrsOrPrnAmt>
           <sshPrnamt>4000</sshPrnamt>
           <sshPrnamtType>SH</sshPrnamtType>
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       <investmentDiscretion>OTR</investmentDiscretion>
       <votingAuthority>
           <Sole>0</Sole>
           <Shared>0</Shared>
           <None>0</None>
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   <infoTable>
       <nameOfIssuer>FIRST TRUST LARGE CAP CORE A</nameOfIssuer>
       <titleOfClass>CLOSED END EQUITY MUTUAL FUND</titleOfClass>
       <cusip>33734K109</cusip>
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       <shrsOrPrnAmt>
           <sshPrnamt>7301</sshPrnamt>
           <sshPrnamtType>SH</sshPrnamtType>
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       <investmentDiscretion>DFND</investmentDiscretion>
       <votingAuthority>
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           <None>0</None>
       </votingAuthority>
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   <infoTable>
       <nameOfIssuer>GABELLI EQUITY TR INC</nameOfIssuer>
       <titleOfClass>CLOSED END EQUITY MUTUAL FUND</titleOfClass>
       <cusip>362397101</cusip>
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       <shrsOrPrnAmt>
           <sshPrnamt>30564</sshPrnamt>
           <sshPrnamtType>SH</sshPrnamtType>
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       <investmentDiscretion>DFND</investmentDiscretion>
       <votingAuthority>
           <Sole>0</Sole>
           <Shared>0</Shared>
           <None>0</None>
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   <infoTable>
       <nameOfIssuer>GUGGENHEIM S&amp;P 500 EQUAL WEIGHT ETF</nameOfIssuer>
       <titleOfClass>CLOSED END EQUITY MUTUAL FUND</titleOfClass>
       <cusip>78355W106</cusip>
       <value>6948479</value>
       <shrsOrPrnAmt>
           <sshPrnamt>69848</sshPrnamt>
           <sshPrnamtType>SH</sshPrnamtType>
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       <investmentDiscretion>DFND</investmentDiscretion>
       <votingAuthority>
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           <Shared>0</Shared>
           <None>0</None>
       </votingAuthority>
   </infoTable>
   <infoTable>
       <nameOfIssuer>GUGGENHEIM S&amp;P 500 EQUAL WEIGHT ETF</nameOfIssuer>
       <titleOfClass>CLOSED END EQUITY MUTUAL FUND</titleOfClass>
       <cusip>78355W106</cusip>
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       <shrsOrPrnAmt>
           <sshPrnamt>8360</sshPrnamt>
           <sshPrnamtType>SH</sshPrnamtType>
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       <investmentDiscretion>OTR</investmentDiscretion>
       <votingAuthority>
           <Sole>0</Sole>
           <Shared>0</Shared>
           <None>0</None>
       </votingAuthority>
   </infoTable>
   <infoTable>
       <nameOfIssuer>HEALTH CARE SELECT SECTOR SPDR</nameOfIssuer>
       <titleOfClass>CLOSED END EQUITY MUTUAL FUND</titleOfClass>
       <cusip>81369Y209</cusip>
       <value>1212941</value>
       <shrsOrPrnAmt>
           <sshPrnamt>14901</sshPrnamt>
           <sshPrnamtType>SH</sshPrnamtType>
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       <investmentDiscretion>DFND</investmentDiscretion>
       <votingAuthority>
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           <Shared>0</Shared>
           <None>0</None>
       </votingAuthority>
   </infoTable>
   <infoTable>
       <nameOfIssuer>HEALTH CARE SELECT SECTOR SPDR</nameOfIssuer>
       <titleOfClass>CLOSED END EQUITY MUTUAL FUND</titleOfClass>
       <cusip>81369Y209</cusip>
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       <shrsOrPrnAmt>
           <sshPrnamt>4375</sshPrnamt>
           <sshPrnamtType>SH</sshPrnamtType>
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       <investmentDiscretion>OTR</investmentDiscretion>
       <votingAuthority>
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           <None>0</None>
       </votingAuthority>
   </infoTable>
   <infoTable>
       <nameOfIssuer>INDUSTRIAL SELECT SECTOR SPDR</nameOfIssuer>
       <titleOfClass>CLOSED END EQUITY MUTUAL FUND</titleOfClass>
       <cusip>81369Y704</cusip>
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       <shrsOrPrnAmt>
           <sshPrnamt>10546</sshPrnamt>
           <sshPrnamtType>SH</sshPrnamtType>
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       <investmentDiscretion>DFND</investmentDiscretion>
       <votingAuthority>
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           <None>0</None>
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   </infoTable>
   <infoTable>
       <nameOfIssuer>INDUSTRIAL SELECT SECTOR SPDR</nameOfIssuer>
       <titleOfClass>CLOSED END EQUITY MUTUAL FUND</titleOfClass>
       <cusip>81369Y704</cusip>
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       <shrsOrPrnAmt>
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           <sshPrnamtType>SH</sshPrnamtType>
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       <investmentDiscretion>OTR</investmentDiscretion>
       <votingAuthority>
           <Sole>0</Sole>
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           <None>0</None>
       </votingAuthority>
   </infoTable>
   <infoTable>
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       <titleOfClass>CLOSED END EQUITY MUTUAL FUND</titleOfClass>
       <cusip>464287564</cusip>
       <value>208514</value>
       <shrsOrPrnAmt>
           <sshPrnamt>2235</sshPrnamt>
           <sshPrnamtType>SH</sshPrnamtType>
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       <investmentDiscretion>DFND</investmentDiscretion>
       <votingAuthority>
           <Sole>0</Sole>
           <Shared>0</Shared>
           <None>0</None>
       </votingAuthority>
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   <infoTable>
       <nameOfIssuer>ISHARES CORE S&amp;P MID-CAP ETF</nameOfIssuer>
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       <cusip>464287507</cusip>
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       <shrsOrPrnAmt>
           <sshPrnamt>6400</sshPrnamt>
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       <investmentDiscretion>DFND</investmentDiscretion>
       <votingAuthority>
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           <None>0</None>
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   </infoTable>
   <infoTable>
       <nameOfIssuer>ISHARES CORE S&amp;P MID-CAP ETF</nameOfIssuer>
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       <cusip>464287507</cusip>
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       <shrsOrPrnAmt>
           <sshPrnamt>330</sshPrnamt>
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       <investmentDiscretion>OTR</investmentDiscretion>
       <votingAuthority>
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           <None>0</None>
       </votingAuthority>
   </infoTable>
   <infoTable>
       <nameOfIssuer>ISHARES CORE S&amp;P SMALL-CAP ETF</nameOfIssuer>
       <titleOfClass>CLOSED END EQUITY MUTUAL FUND</titleOfClass>
       <cusip>464287804</cusip>
       <value>2662082</value>
       <shrsOrPrnAmt>
           <sshPrnamt>34568</sshPrnamt>
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       <votingAuthority>
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           <None>0</None>
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   <infoTable>
       <nameOfIssuer>ISHARES CORE S&amp;P SMALL-CAP ETF</nameOfIssuer>
       <titleOfClass>CLOSED END EQUITY MUTUAL FUND</titleOfClass>
       <cusip>464287804</cusip>
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       <shrsOrPrnAmt>
           <sshPrnamt>496</sshPrnamt>
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       <investmentDiscretion>OTR</investmentDiscretion>
       <votingAuthority>
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           <None>0</None>
       </votingAuthority>
   </infoTable>
   <infoTable>
       <nameOfIssuer>ISHARES CORE S&amp;P 500 ETF</nameOfIssuer>
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       <cusip>464287200</cusip>
       <value>1541004</value>
       <shrsOrPrnAmt>
           <sshPrnamt>5807</sshPrnamt>
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       <investmentDiscretion>DFND</investmentDiscretion>
       <votingAuthority>
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   <infoTable>
       <nameOfIssuer>ISHARES CORE S&amp;P 500 ETF</nameOfIssuer>
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       <cusip>464287200</cusip>
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       <shrsOrPrnAmt>
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       <investmentDiscretion>OTR</investmentDiscretion>
       <votingAuthority>
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           <None>0</None>
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   <infoTable>
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       <titleOfClass>CLOSED END EQUITY MUTUAL FUND</titleOfClass>
       <cusip>464287168</cusip>
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       <shrsOrPrnAmt>
           <sshPrnamt>18063</sshPrnamt>
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   <infoTable>
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       <cusip>464287168</cusip>
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           <sshPrnamt>2175</sshPrnamt>
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   </infoTable>
   <infoTable>
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       <titleOfClass>CLOSED END EQUITY MUTUAL FUND</titleOfClass>
       <cusip>464287739</cusip>
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       <shrsOrPrnAmt>
           <sshPrnamt>4990</sshPrnamt>
           <sshPrnamtType>SH</sshPrnamtType>
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       <investmentDiscretion>DFND</investmentDiscretion>
       <votingAuthority>
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           <None>0</None>
       </votingAuthority>
   </infoTable>
   <infoTable>
       <nameOfIssuer>ISHARES MSCI CANADA ETF</nameOfIssuer>
       <titleOfClass>CLOSED END EQUITY MUTUAL FUND</titleOfClass>
       <cusip>464286509</cusip>
       <value>271328</value>
       <shrsOrPrnAmt>
           <sshPrnamt>9845</sshPrnamt>
           <sshPrnamtType>SH</sshPrnamtType>
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       <investmentDiscretion>DFND</investmentDiscretion>
       <votingAuthority>
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           <None>0</None>
       </votingAuthority>
   </infoTable>
   <infoTable>
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       <titleOfClass>CLOSED END EQUITY MUTUAL FUND</titleOfClass>
       <cusip>464286509</cusip>
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       <shrsOrPrnAmt>
           <sshPrnamt>4820</sshPrnamt>
           <sshPrnamtType>SH</sshPrnamtType>
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       <investmentDiscretion>OTR</investmentDiscretion>
       <votingAuthority>
           <Sole>0</Sole>
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           <None>0</None>
       </votingAuthority>
   </infoTable>
   <infoTable>
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       <titleOfClass>CLOSED END EQUITY MUTUAL FUND</titleOfClass>
       <cusip>464287465</cusip>
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       <shrsOrPrnAmt>
           <sshPrnamt>101604</sshPrnamt>
           <sshPrnamtType>SH</sshPrnamtType>
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       <investmentDiscretion>DFND</investmentDiscretion>
       <votingAuthority>
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       </votingAuthority>
   </infoTable>
   <infoTable>
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       <titleOfClass>CLOSED END EQUITY MUTUAL FUND</titleOfClass>
       <cusip>464287465</cusip>
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       <shrsOrPrnAmt>
           <sshPrnamt>7267</sshPrnamt>
           <sshPrnamtType>SH</sshPrnamtType>
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       <investmentDiscretion>OTR</investmentDiscretion>
       <votingAuthority>
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           <None>0</None>
       </votingAuthority>
   </infoTable>
   <infoTable>
       <nameOfIssuer>ISHARES MSCI EAFE SMALL CAP ETF</nameOfIssuer>
       <titleOfClass>CLOSED END EQUITY MUTUAL FUND</titleOfClass>
       <cusip>464288273</cusip>
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       <shrsOrPrnAmt>
           <sshPrnamt>4230</sshPrnamt>
           <sshPrnamtType>SH</sshPrnamtType>
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       <investmentDiscretion>DFND</investmentDiscretion>
       <votingAuthority>
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       </votingAuthority>
   </infoTable>
   <infoTable>
       <nameOfIssuer>ISHARES MSCI EAFE SMALL CAP ETF</nameOfIssuer>
       <titleOfClass>CLOSED END EQUITY MUTUAL FUND</titleOfClass>
       <cusip>464288273</cusip>
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       <shrsOrPrnAmt>
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       <investmentDiscretion>OTR</investmentDiscretion>
       <votingAuthority>
           <Sole>0</Sole>
           <Shared>0</Shared>
           <None>0</None>
       </votingAuthority>
   </infoTable>
   <infoTable>
       <nameOfIssuer>ISHARES MSCI EMERGING MKT ETF</nameOfIssuer>
       <titleOfClass>CLOSED END EQUITY MUTUAL FUND</titleOfClass>
       <cusip>464287234</cusip>
       <value>6108241</value>
       <shrsOrPrnAmt>
           <sshPrnamt>126517</sshPrnamt>
           <sshPrnamtType>SH</sshPrnamtType>
       </shrsOrPrnAmt>
       <investmentDiscretion>DFND</investmentDiscretion>
       <votingAuthority>
           <Sole>0</Sole>
           <Shared>0</Shared>
           <None>0</None>
       </votingAuthority>
   </infoTable>
   <infoTable>
       <nameOfIssuer>ISHARES MSCI EMERGING MKT ETF</nameOfIssuer>
       <titleOfClass>CLOSED END EQUITY MUTUAL FUND</titleOfClass>
       <cusip>464287234</cusip>
       <value>237055</value>
       <shrsOrPrnAmt>
           <sshPrnamt>4910</sshPrnamt>
           <sshPrnamtType>SH</sshPrnamtType>
       </shrsOrPrnAmt>
       <investmentDiscretion>OTR</investmentDiscretion>
       <votingAuthority>
           <Sole>0</Sole>
           <Shared>0</Shared>
           <None>0</None>
       </votingAuthority>
   </infoTable>
   <infoTable>
       <nameOfIssuer>ISHARES MSCI FRANCE ETF</nameOfIssuer>
       <titleOfClass>CLOSED END EQUITY MUTUAL FUND</titleOfClass>
       <cusip>464286707</cusip>
       <value>184318</value>
       <shrsOrPrnAmt>
           <sshPrnamt>5870</sshPrnamt>
           <sshPrnamtType>SH</sshPrnamtType>
       </shrsOrPrnAmt>
       <investmentDiscretion>DFND</investmentDiscretion>
       <votingAuthority>
           <Sole>0</Sole>
           <Shared>0</Shared>
           <None>0</None>
       </votingAuthority>
   </infoTable>
   <infoTable>
       <nameOfIssuer>ISHARES MSCI FRANCE ETF</nameOfIssuer>
       <titleOfClass>CLOSED END EQUITY MUTUAL FUND</titleOfClass>
       <cusip>464286707</cusip>
       <value>156969</value>
       <shrsOrPrnAmt>
           <sshPrnamt>4999</sshPrnamt>
           <sshPrnamtType>SH</sshPrnamtType>
       </shrsOrPrnAmt>
       <investmentDiscretion>OTR</investmentDiscretion>
       <votingAuthority>
           <Sole>0</Sole>
           <Shared>0</Shared>
           <None>0</None>
       </votingAuthority>
   </infoTable>
   <infoTable>
       <nameOfIssuer>ISHARES MSCI UNITED KINGDOM ETF</nameOfIssuer>
       <titleOfClass>CLOSED END EQUITY MUTUAL FUND</titleOfClass>
       <cusip>46435G334</cusip>
       <value>194600</value>
       <shrsOrPrnAmt>
           <sshPrnamt>5600</sshPrnamt>
           <sshPrnamtType>SH</sshPrnamtType>
       </shrsOrPrnAmt>
       <investmentDiscretion>DFND</investmentDiscretion>
       <votingAuthority>
           <Sole>0</Sole>
           <Shared>0</Shared>
           <None>0</None>
       </votingAuthority>
   </infoTable>
   <infoTable>
       <nameOfIssuer>ISHARES MSCI UNITED KINGDOM ETF</nameOfIssuer>
       <titleOfClass>CLOSED END EQUITY MUTUAL FUND</titleOfClass>
       <cusip>46435G334</cusip>
       <value>34750</value>
       <shrsOrPrnAmt>
           <sshPrnamt>1000</sshPrnamt>
           <sshPrnamtType>SH</sshPrnamtType>
       </shrsOrPrnAmt>
       <investmentDiscretion>OTR</investmentDiscretion>
       <votingAuthority>
           <Sole>0</Sole>
           <Shared>0</Shared>
           <None>0</None>
       </votingAuthority>
   </infoTable>
   <infoTable>
       <nameOfIssuer>ISHARES NASDAQ BIOTECH ETF</nameOfIssuer>
       <titleOfClass>CLOSED END EQUITY MUTUAL FUND</titleOfClass>
       <cusip>464287556</cusip>
       <value>5986406</value>
       <shrsOrPrnAmt>
           <sshPrnamt>56084</sshPrnamt>
           <sshPrnamtType>SH</sshPrnamtType>
       </shrsOrPrnAmt>
       <investmentDiscretion>DFND</investmentDiscretion>
       <votingAuthority>
           <Sole>0</Sole>
           <Shared>0</Shared>
           <None>0</None>
       </votingAuthority>
   </infoTable>
   <infoTable>
       <nameOfIssuer>ISHARES NASDAQ BIOTECH ETF</nameOfIssuer>
       <titleOfClass>CLOSED END EQUITY MUTUAL FUND</titleOfClass>
       <cusip>464287556</cusip>
       <value>1732390</value>
       <shrsOrPrnAmt>
           <sshPrnamt>16230</sshPrnamt>
           <sshPrnamtType>SH</sshPrnamtType>
       </shrsOrPrnAmt>
       <investmentDiscretion>OTR</investmentDiscretion>
       <votingAuthority>
           <Sole>0</Sole>
           <Shared>0</Shared>
           <None>0</None>
       </votingAuthority>
   </infoTable>
   <infoTable>
       <nameOfIssuer>ISHARES RUSSELL MIDCAP ETF</nameOfIssuer>
       <titleOfClass>CLOSED END EQUITY MUTUAL FUND</titleOfClass>
       <cusip>464287499</cusip>
       <value>1800776</value>
       <shrsOrPrnAmt>
           <sshPrnamt>8723</sshPrnamt>
           <sshPrnamtType>SH</sshPrnamtType>
       </shrsOrPrnAmt>
       <investmentDiscretion>DFND</investmentDiscretion>
       <votingAuthority>
           <Sole>0</Sole>
           <Shared>0</Shared>
           <None>0</None>
       </votingAuthority>
   </infoTable>
   <infoTable>
       <nameOfIssuer>ISHARES RUSSELL MIDCAP ETF</nameOfIssuer>
       <titleOfClass>CLOSED END EQUITY MUTUAL FUND</titleOfClass>
       <cusip>464287499</cusip>
       <value>636867</value>
       <shrsOrPrnAmt>
           <sshPrnamt>3085</sshPrnamt>
           <sshPrnamtType>SH</sshPrnamtType>
       </shrsOrPrnAmt>
       <investmentDiscretion>OTR</investmentDiscretion>
       <votingAuthority>
           <Sole>0</Sole>
           <Shared>0</Shared>
           <None>0</None>
       </votingAuthority>
   </infoTable>
   <infoTable>
       <nameOfIssuer>ISHARES RUSSELL MIDCAP GRWTH ETF</nameOfIssuer>
       <titleOfClass>CLOSED END EQUITY MUTUAL FUND</titleOfClass>
       <cusip>464287481</cusip>
       <value>2568426</value>
       <shrsOrPrnAmt>
           <sshPrnamt>20890</sshPrnamt>
           <sshPrnamtType>SH</sshPrnamtType>
       </shrsOrPrnAmt>
       <investmentDiscretion>DFND</investmentDiscretion>
       <votingAuthority>
           <Sole>0</Sole>
           <Shared>0</Shared>
           <None>0</None>
       </votingAuthority>
   </infoTable>
   <infoTable>
       <nameOfIssuer>ISHARES RUSSELL MIDCAP GRWTH ETF</nameOfIssuer>
       <titleOfClass>CLOSED END EQUITY MUTUAL FUND</titleOfClass>
       <cusip>464287481</cusip>
       <value>1821873</value>
       <shrsOrPrnAmt>
           <sshPrnamt>14818</sshPrnamt>
           <sshPrnamtType>SH</sshPrnamtType>
       </shrsOrPrnAmt>
       <investmentDiscretion>OTR</investmentDiscretion>
       <votingAuthority>
           <Sole>0</Sole>
           <Shared>0</Shared>
           <None>0</None>
       </votingAuthority>
   </infoTable>
   <infoTable>
       <nameOfIssuer>ISHARES RUSSELL MIDCAP VALUE ETF</nameOfIssuer>
       <titleOfClass>CLOSED END EQUITY MUTUAL FUND</titleOfClass>
       <cusip>464287473</cusip>
       <value>2481060</value>
       <shrsOrPrnAmt>
           <sshPrnamt>28706</sshPrnamt>
           <sshPrnamtType>SH</sshPrnamtType>
       </shrsOrPrnAmt>
       <investmentDiscretion>DFND</investmentDiscretion>
       <votingAuthority>
           <Sole>0</Sole>
           <Shared>0</Shared>
           <None>0</None>
       </votingAuthority>
   </infoTable>
   <infoTable>
       <nameOfIssuer>ISHARES RUSSELL MIDCAP VALUE ETF</nameOfIssuer>
       <titleOfClass>CLOSED END EQUITY MUTUAL FUND</titleOfClass>
       <cusip>464287473</cusip>
       <value>1678903</value>
       <shrsOrPrnAmt>
           <sshPrnamt>19425</sshPrnamt>
           <sshPrnamtType>SH</sshPrnamtType>
       </shrsOrPrnAmt>
       <investmentDiscretion>OTR</investmentDiscretion>
       <votingAuthority>
           <Sole>0</Sole>
           <Shared>0</Shared>
           <None>0</None>
       </votingAuthority>
   </infoTable>
   <infoTable>
       <nameOfIssuer>ISHARES RUSSELL 1000 ETF</nameOfIssuer>
       <titleOfClass>CLOSED END EQUITY MUTUAL FUND</titleOfClass>
       <cusip>464287622</cusip>
       <value>876901</value>
       <shrsOrPrnAmt>
           <sshPrnamt>5971</sshPrnamt>
           <sshPrnamtType>SH</sshPrnamtType>
       </shrsOrPrnAmt>
       <investmentDiscretion>DFND</investmentDiscretion>
       <votingAuthority>
           <Sole>0</Sole>
           <Shared>0</Shared>
           <None>0</None>
       </votingAuthority>
   </infoTable>
   <infoTable>
       <nameOfIssuer>ISHARES RUSSELL 1000 ETF</nameOfIssuer>
       <titleOfClass>CLOSED END EQUITY MUTUAL FUND</titleOfClass>
       <cusip>464287622</cusip>
       <value>62416</value>
       <shrsOrPrnAmt>
           <sshPrnamt>425</sshPrnamt>
           <sshPrnamtType>SH</sshPrnamtType>
       </shrsOrPrnAmt>
       <investmentDiscretion>OTR</investmentDiscretion>
       <votingAuthority>
           <Sole>0</Sole>
           <Shared>0</Shared>
           <None>0</None>
       </votingAuthority>
   </infoTable>
   <infoTable>
       <nameOfIssuer>ISHARES RUSSELL 1000 GROWTH ETF</nameOfIssuer>
       <titleOfClass>CLOSED END EQUITY MUTUAL FUND</titleOfClass>
       <cusip>464287614</cusip>
       <value>1789039</value>
       <shrsOrPrnAmt>
           <sshPrnamt>13146</sshPrnamt>
           <sshPrnamtType>SH</sshPrnamtType>
       </shrsOrPrnAmt>
       <investmentDiscretion>DFND</investmentDiscretion>
       <votingAuthority>
           <Sole>0</Sole>
           <Shared>0</Shared>
           <None>0</None>
       </votingAuthority>
   </infoTable>
   <infoTable>
       <nameOfIssuer>ISHARES RUSSELL 1000 GROWTH ETF</nameOfIssuer>
       <titleOfClass>CLOSED END EQUITY MUTUAL FUND</titleOfClass>
       <cusip>464287614</cusip>
       <value>359278</value>
       <shrsOrPrnAmt>
           <sshPrnamt>2640</sshPrnamt>
           <sshPrnamtType>SH</sshPrnamtType>
       </shrsOrPrnAmt>
       <investmentDiscretion>OTR</investmentDiscretion>
       <votingAuthority>
           <Sole>0</Sole>
           <Shared>0</Shared>
           <None>0</None>
       </votingAuthority>
   </infoTable>
   <infoTable>
       <nameOfIssuer>ISHARES RUSSELL 1000 VALUE ETF</nameOfIssuer>
       <titleOfClass>CLOSED END EQUITY MUTUAL FUND</titleOfClass>
       <cusip>464287598</cusip>
       <value>984632</value>
       <shrsOrPrnAmt>
           <sshPrnamt>8208</sshPrnamt>
           <sshPrnamtType>SH</sshPrnamtType>
       </shrsOrPrnAmt>
       <investmentDiscretion>DFND</investmentDiscretion>
       <votingAuthority>
           <Sole>0</Sole>
           <Shared>0</Shared>
           <None>0</None>
       </votingAuthority>
   </infoTable>
   <infoTable>
       <nameOfIssuer>ISHARES RUSSELL 1000 VALUE ETF</nameOfIssuer>
       <titleOfClass>CLOSED END EQUITY MUTUAL FUND</titleOfClass>
       <cusip>464287598</cusip>
       <value>250476</value>
       <shrsOrPrnAmt>
           <sshPrnamt>2088</sshPrnamt>
           <sshPrnamtType>SH</sshPrnamtType>
       </shrsOrPrnAmt>
       <investmentDiscretion>OTR</investmentDiscretion>
       <votingAuthority>
           <Sole>0</Sole>
           <Shared>0</Shared>
           <None>0</None>
       </votingAuthority>
   </infoTable>
   <infoTable>
       <nameOfIssuer>ISHARES RUSSELL 2000 ETF</nameOfIssuer>
       <titleOfClass>CLOSED END EQUITY MUTUAL FUND</titleOfClass>
       <cusip>464287655</cusip>
       <value>581357</value>
       <shrsOrPrnAmt>
           <sshPrnamt>3829</sshPrnamt>
           <sshPrnamtType>SH</sshPrnamtType>
       </shrsOrPrnAmt>
       <investmentDiscretion>DFND</investmentDiscretion>
       <votingAuthority>
           <Sole>0</Sole>
           <Shared>0</Shared>
           <None>0</None>
       </votingAuthority>
   </infoTable>
   <infoTable>
       <nameOfIssuer>ISHARES RUSSELL 2000 VALUE ETF</nameOfIssuer>
       <titleOfClass>CLOSED END EQUITY MUTUAL FUND</titleOfClass>
       <cusip>464287630</cusip>
       <value>127974</value>
       <shrsOrPrnAmt>
           <sshPrnamt>1050</sshPrnamt>
           <sshPrnamtType>SH</sshPrnamtType>
       </shrsOrPrnAmt>
       <investmentDiscretion>DFND</investmentDiscretion>
       <votingAuthority>
           <Sole>0</Sole>
           <Shared>0</Shared>
           <None>0</None>
       </votingAuthority>
   </infoTable>
   <infoTable>
       <nameOfIssuer>ISHARES RUSSELL 2000 VALUE ETF</nameOfIssuer>
       <titleOfClass>CLOSED END EQUITY MUTUAL FUND</titleOfClass>
       <cusip>464287630</cusip>
       <value>116152</value>
       <shrsOrPrnAmt>
           <sshPrnamt>953</sshPrnamt>
           <sshPrnamtType>SH</sshPrnamtType>
       </shrsOrPrnAmt>
       <investmentDiscretion>OTR</investmentDiscretion>
       <votingAuthority>
           <Sole>0</Sole>
           <Shared>0</Shared>
           <None>0</None>
       </votingAuthority>
   </infoTable>
   <infoTable>
       <nameOfIssuer>ISHARES RUSSELL 3000 ETF</nameOfIssuer>
       <titleOfClass>CLOSED END EQUITY MUTUAL FUND</titleOfClass>
       <cusip>464287689</cusip>
       <value>218876</value>
       <shrsOrPrnAmt>
           <sshPrnamt>1400</sshPrnamt>
           <sshPrnamtType>SH</sshPrnamtType>
       </shrsOrPrnAmt>
       <investmentDiscretion>DFND</investmentDiscretion>
       <votingAuthority>
           <Sole>0</Sole>
           <Shared>0</Shared>
           <None>0</None>
       </votingAuthority>
   </infoTable>
   <infoTable>
       <nameOfIssuer>ISHARES S&amp;P MIDCAP 400/VALUE ETF</nameOfIssuer>
       <titleOfClass>CLOSED END EQUITY MUTUAL FUND</titleOfClass>
       <cusip>464287705</cusip>
       <value>231750</value>
       <shrsOrPrnAmt>
           <sshPrnamt>1500</sshPrnamt>
           <sshPrnamtType>SH</sshPrnamtType>
       </shrsOrPrnAmt>
       <investmentDiscretion>DFND</investmentDiscretion>
       <votingAuthority>
           <Sole>0</Sole>
           <Shared>0</Shared>
           <None>0</None>
       </votingAuthority>
   </infoTable>
   <infoTable>
       <nameOfIssuer>ISHARES S&amp;P SMALLCAP 600/VAL ETF</nameOfIssuer>
       <titleOfClass>CLOSED END EQUITY MUTUAL FUND</titleOfClass>
       <cusip>464287879</cusip>
       <value>838218</value>
       <shrsOrPrnAmt>
           <sshPrnamt>5557</sshPrnamt>
           <sshPrnamtType>SH</sshPrnamtType>
       </shrsOrPrnAmt>
       <investmentDiscretion>DFND</investmentDiscretion>
       <votingAuthority>
           <Sole>0</Sole>
           <Shared>0</Shared>
           <None>0</None>
       </votingAuthority>
   </infoTable>
   <infoTable>
       <nameOfIssuer>ISHARES S&amp;P SMALLCAP/600 GROWTH ETF</nameOfIssuer>
       <titleOfClass>CLOSED END EQUITY MUTUAL FUND</titleOfClass>
       <cusip>464287887</cusip>
       <value>621861</value>
       <shrsOrPrnAmt>
           <sshPrnamt>3577</sshPrnamt>
           <sshPrnamtType>SH</sshPrnamtType>
       </shrsOrPrnAmt>
       <investmentDiscretion>DFND</investmentDiscretion>
       <votingAuthority>
           <Sole>0</Sole>
           <Shared>0</Shared>
           <None>0</None>
       </votingAuthority>
   </infoTable>
   <infoTable>
       <nameOfIssuer>ISHARES S&amp;P 500 GROWTH ETF</nameOfIssuer>
       <titleOfClass>CLOSED END EQUITY MUTUAL FUND</titleOfClass>
       <cusip>464287309</cusip>
       <value>8621117</value>
       <shrsOrPrnAmt>
           <sshPrnamt>55595</sshPrnamt>
           <sshPrnamtType>SH</sshPrnamtType>
       </shrsOrPrnAmt>
       <investmentDiscretion>DFND</investmentDiscretion>
       <votingAuthority>
           <Sole>0</Sole>
           <Shared>0</Shared>
           <None>0</None>
       </votingAuthority>
   </infoTable>
   <infoTable>
       <nameOfIssuer>ISHARES S&amp;P 500 GROWTH ETF</nameOfIssuer>
       <titleOfClass>CLOSED END EQUITY MUTUAL FUND</titleOfClass>
       <cusip>464287309</cusip>
       <value>1659094</value>
       <shrsOrPrnAmt>
           <sshPrnamt>10699</sshPrnamt>
           <sshPrnamtType>SH</sshPrnamtType>
       </shrsOrPrnAmt>
       <investmentDiscretion>OTR</investmentDiscretion>
       <votingAuthority>
           <Sole>0</Sole>
           <Shared>0</Shared>
           <None>0</None>
       </votingAuthority>
   </infoTable>
   <infoTable>
       <nameOfIssuer>ISHARES S&amp;P 500 VALUE ETF</nameOfIssuer>
       <titleOfClass>CLOSED END EQUITY MUTUAL FUND</titleOfClass>
       <cusip>464287408</cusip>
       <value>10224383</value>
       <shrsOrPrnAmt>
           <sshPrnamt>93510</sshPrnamt>
           <sshPrnamtType>SH</sshPrnamtType>
       </shrsOrPrnAmt>
       <investmentDiscretion>DFND</investmentDiscretion>
       <votingAuthority>
           <Sole>0</Sole>
           <Shared>0</Shared>
           <None>0</None>
       </votingAuthority>
   </infoTable>
   <infoTable>
       <nameOfIssuer>ISHARES S&amp;P 500 VALUE ETF</nameOfIssuer>
       <titleOfClass>CLOSED END EQUITY MUTUAL FUND</titleOfClass>
       <cusip>464287408</cusip>
       <value>2027054</value>
       <shrsOrPrnAmt>
           <sshPrnamt>18539</sshPrnamt>
           <sshPrnamtType>SH</sshPrnamtType>
       </shrsOrPrnAmt>
       <investmentDiscretion>OTR</investmentDiscretion>
       <votingAuthority>
           <Sole>0</Sole>
           <Shared>0</Shared>
           <None>0</None>
       </votingAuthority>
   </infoTable>
   <infoTable>
       <nameOfIssuer>KAYNE ANDERSON MLP INVESTMENT</nameOfIssuer>
       <titleOfClass>CLOSED END EQUITY MUTUAL FUND</titleOfClass>
       <cusip>486606106</cusip>
       <value>239079</value>
       <shrsOrPrnAmt>
           <sshPrnamt>14516</sshPrnamt>
           <sshPrnamtType>SH</sshPrnamtType>
       </shrsOrPrnAmt>
       <investmentDiscretion>DFND</investmentDiscretion>
       <votingAuthority>
           <Sole>0</Sole>
           <Shared>0</Shared>
           <None>0</None>
       </votingAuthority>
   </infoTable>
   <infoTable>
       <nameOfIssuer>POWERSHARES QQQ TRUST</nameOfIssuer>
       <titleOfClass>CLOSED END EQUITY MUTUAL FUND</titleOfClass>
       <cusip>73935A104</cusip>
       <value>49931256</value>
       <shrsOrPrnAmt>
           <sshPrnamt>311817</sshPrnamt>
           <sshPrnamtType>SH</sshPrnamtType>
       </shrsOrPrnAmt>
       <investmentDiscretion>DFND</investmentDiscretion>
       <votingAuthority>
           <Sole>0</Sole>
           <Shared>0</Shared>
           <None>0</None>
       </votingAuthority>
   </infoTable>
   <infoTable>
       <nameOfIssuer>POWERSHARES QQQ TRUST</nameOfIssuer>
       <titleOfClass>CLOSED END EQUITY MUTUAL FUND</titleOfClass>
       <cusip>73935A104</cusip>
       <value>2883141</value>
       <shrsOrPrnAmt>
           <sshPrnamt>18005</sshPrnamt>
           <sshPrnamtType>SH</sshPrnamtType>
       </shrsOrPrnAmt>
       <investmentDiscretion>OTR</investmentDiscretion>
       <votingAuthority>
           <Sole>0</Sole>
           <Shared>0</Shared>
           <None>0</None>
       </votingAuthority>
   </infoTable>
   <infoTable>
       <nameOfIssuer>SCHWAB US LARGE CAP VALUE</nameOfIssuer>
       <titleOfClass>CLOSED END EQUITY MUTUAL FUND</titleOfClass>
       <cusip>808524409</cusip>
       <value>399682</value>
       <shrsOrPrnAmt>
           <sshPrnamt>7564</sshPrnamt>
           <sshPrnamtType>SH</sshPrnamtType>
       </shrsOrPrnAmt>
       <investmentDiscretion>DFND</investmentDiscretion>
       <votingAuthority>
           <Sole>0</Sole>
           <Shared>0</Shared>
           <None>0</None>
       </votingAuthority>
   </infoTable>
   <infoTable>
       <nameOfIssuer>SCHWAB US LARGE CAP VALUE</nameOfIssuer>
       <titleOfClass>CLOSED END EQUITY MUTUAL FUND</titleOfClass>
       <cusip>808524409</cusip>
       <value>85706</value>
       <shrsOrPrnAmt>
           <sshPrnamt>1622</sshPrnamt>
           <sshPrnamtType>SH</sshPrnamtType>
       </shrsOrPrnAmt>
       <investmentDiscretion>OTR</investmentDiscretion>
       <votingAuthority>
           <Sole>0</Sole>
           <Shared>0</Shared>
           <None>0</None>
       </votingAuthority>
   </infoTable>
   <infoTable>
       <nameOfIssuer>SPDR DJIA TRUST</nameOfIssuer>
       <titleOfClass>CLOSED END EQUITY MUTUAL FUND</titleOfClass>
       <cusip>78467X109</cusip>
       <value>304164</value>
       <shrsOrPrnAmt>
           <sshPrnamt>1260</sshPrnamt>
           <sshPrnamtType>SH</sshPrnamtType>
       </shrsOrPrnAmt>
       <investmentDiscretion>DFND</investmentDiscretion>
       <votingAuthority>
           <Sole>0</Sole>
           <Shared>0</Shared>
           <None>0</None>
       </votingAuthority>
   </infoTable>
   <infoTable>
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       <cusip>921937827</cusip>
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