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CONSOLIDATED STATEMENTS OF INCOME - USD ($)
$ in Thousands
 12 Months Ended
Dec. 31, 2019
Dec. 31, 2018
Dec. 31, 2017
INTEREST INCOME      
Loans, including fees $ 165,663 $ 148,576 $ 130,971
Securities available for sale:      
Taxable 10,228 8,903 6,271
Tax-exempt 322 401 464
Interest-earning deposits 4,457 1,806 1,021
Total interest income 180,670 159,686 138,727
INTEREST EXPENSE      
Checking accounts 13,697 8,125 4,229
Savings and money market accounts 18,589 12,806 6,375
Certificates of deposit 14,210 9,938 7,118
Overnight and short-term borrowings 574 2,155 220
Federal Home Loan Bank advances 3,367 1,451 1,143
Finance lease liability 382 418 451
Subordinated debt 4,895 4,887 3,206
Subtotal – interest expense 55,714 39,780 22,742
Interest-bearing demand - brokered 3,457 3,135 2,934
Interest on certificates of deposits – brokered 1,225 1,608 1,910
Total interest expense 60,396 44,523 27,586
Net interest income before provision for loan and lease losses 120,274 115,163 111,141
Provision for loan and lease losses 4,000 3,550 5,850
Net interest income after provision for loan and lease losses 116,274 111,613 105,291
OTHER INCOME      
Wealth management fee income 38,363 33,245 23,183
Service charges and fees 3,488 3,502 3,239
Bank owned life insurance 1,321 1,381 1,356
Gain on loans held for sale at fair value (mortgage banking) 721 334 401
(Loss)/gain on loans held for sale at lower of cost or fair value (10) (4,392) 412
Fee income related to loan level, back-to-back swaps 5,799 3,844 2,814
Gain on sale of SBA loans 2,145 1,636 1,564
Other income 2,752 5,036 1,658
Securities gains/(losses), net 117 (393)  
Total other income 54,696 44,193 34,627
OPERATING EXPENSES      
Compensation and employee benefits 70,129 62,802 53,956
Premises and equipment 14,735 13,497 11,988
FDIC insurance expense 277 2,443 2,366
Other operating expenses 19,707 19,344 17,301
Total operating expenses 104,848 98,086 85,611
Income before income tax expense 66,122 57,720 54,307
Income tax expense 18,688 13,550 17,810
Net income $ 47,434 $ 44,170 $ 36,497
EARNINGS PER SHARE      
Basic $ 2.46 $ 2.33 $ 2.07
Diluted $ 2.44 $ 2.31 $ 2.03