XML 36 R26.htm IDEA: XBRL DOCUMENT
v3.21.1

LOANS AND LEASES (Tables) | 3 Months Ended
--- | ---
Mar. 31, 2021
Receivables [Abstract] |
Schedule of composition of loans categorized by the type of loan | Loans outstanding, excluding those held for sale, by general ledger classification, as of March 31, 2021 and December 31, 2020, consisted of the following:
|  |  |  |  |  | % of |  |  |  |  |  |  | % of |
|  | March 31, |  |  | Totals |  |  | December 31, |  |  | Total |
(Dollars in thousands) |  | 2021 |  |  | Loans |  |  | 2020 |  |  | Loans |
Residential mortgage |  | $ | 489,665 |  |  |  | 11.18 | % |  | $ | 502,829 |  |  |  | 11.50 | %
Multifamily mortgage |  |  | 1,178,940 |  |  |  | 26.93 |  |  |  | 1,126,946 |  |  |  | 25.77 |
Commercial mortgage |  |  | 697,599 |  |  |  | 15.94 |  |  |  | 691,294 |  |  |  | 15.81 |
Commercial loans (including equipment financing) (A) |  |  | 1,911,520 |  |  |  | 43.66 |  |  |  | 1,950,981 |  |  |  | 44.62 |
Commercial construction |  |  | 17,865 |  |  |  | 0.41 |  |  |  | 12,600 |  |  |  | 0.29 |
Home equity lines of credit |  |  | 45,623 |  |  |  | 1.04 |  |  |  | 50,545 |  |  |  | 1.15 |
Consumer loans, including fixed rate home equity loans |  |  | 36,519 |  |  |  | 0.83 |  |  |  | 37,016 |  |  |  | 0.85 |
Other loans |  |  | 200 |  |  |  | 0.01 |  |  |  | 226 |  |  |  | 0.01 |
Total loans |  | $ | 4,377,931 |  |  |  | 100.00 | % |  | $ | 4,372,437 |  |  |  | 100.00 | %
| (A) | Includes PPP loans of $187 million at March 31, 2021 and $196 million at December 31, 2020.
In determining an appropriate amount for the allowance, the Bank segments and evaluates the loan portfolio based on federal Call Report codes. The following portfolio classes have been identified as of March 31, 2021 and December 31, 2020:
|  |  |  |  |  | % of |  |  |  |  |  |  | % of |
|  | March 31, |  |  | Totals |  |  | December 31, |  |  | Total |
(Dollars in thousands) |  | 2021 |  |  | Loans |  |  | 2020 |  |  | Loans |
Primary residential mortgage |  | $ | 498,570 |  |  |  | 11.39 | % |  | $ | 512,841 |  |  |  | 11.74 | %
Home equity lines of credit |  |  | 45,623 |  |  |  | 1.04 |  |  |  | 50,545 |  |  |  | 1.16 |
Junior lien loan on residence |  |  | 4,686 |  |  |  | 0.11 |  |  |  | 4,527 |  |  |  | 0.10 |
Multifamily property |  |  | 1,178,940 |  |  |  | 26.95 |  |  |  | 1,126,946 |  |  |  | 25.79 |
Owner-occupied commercial real estate |  |  | 241,094 |  |  |  | 5.51 |  |  |  | 253,447 |  |  |  | 5.80 |
Investment commercial real estate |  |  | 966,287 |  |  |  | 22.09 |  |  |  | 995,613 |  |  |  | 22.79 |
Commercial and industrial (A) |  |  | 1,064,133 |  |  |  | 24.32 |  |  |  | 1,059,399 |  |  |  | 24.24 |
Lease financing |  |  | 312,358 |  |  |  | 7.14 |  |  |  | 305,931 |  |  |  | 7.00 |
Farmland/agricultural production |  |  | 3,349 |  |  |  | 0.08 |  |  |  | 3,068 |  |  |  | 0.07 |
Commercial construction loans |  |  | 18,035 |  |  |  | 0.41 |  |  |  | 12,773 |  |  |  | 0.29 |
Consumer and other loans |  |  | 42,080 |  |  |  | 0.96 |  |  |  | 44,483 |  |  |  | 1.02 |
Total loans |  | $ | 4,375,155 |  |  |  | 100.00 | % |  | $ | 4,369,573 |  |  |  | 100.00 | %
Net deferred costs |  |  | 2,776 |  |  |  |  |  |  |  | 2,864 |  |  |  |  |
Total loans including net deferred costs |  | $ | 4,377,931 |  |  |  |  |  |  | $ | 4,372,437 |  |  |  |  |
| (A) | Includes PPP loans of $187 million at March 31, 2021 and $196 million at December 31, 2020.
Schedule of loan balances by portfolio segment, based on impairment method, and the corresponding balances in the allowance for loan losses | The following tables present the loan balances by portfolio class, based on impairment method, and the corresponding balances in the allowance for loan and lease losses (ALLL) as of March 31, 2021 and December 31, 2020:
|  | March 31, 2021 |
|  | Total |  |  | Ending ALLL |  |  | Total |  |  | Ending ALLL |  |  |  |  |  |  |  |  |
|  | Loans |  |  | Attributable |  |  | Loans |  |  | Attributable |  |  |  |  |  |  |  |  |
|  | Individually |  |  | To Loans |  |  | Collectively |  |  | To Loans |  |  |  |  |  |  |  |  |
|  | Evaluated |  |  | Individually |  |  | Evaluated |  |  | Collectively |  |  |  |  |  |  | Total |
|  | For |  |  | Evaluated for |  |  | For |  |  | Evaluated for |  |  | Total |  |  | Ending |
(In thousands) |  | Impairment |  |  | Impairment |  |  | Impairment |  |  | Impairment |  |  | Loans |  |  | ALLL |
Primary residential mortgage |  | $ | 2,264 |  |  | $ | 1 |  |  | $ | 496,306 |  |  | $ | 2,775 |  |  | $ | 498,570 |  |  | $ | 2,776 |
Home equity lines of credit |  |  | — |  |  |  | — |  |  |  | 45,623 |  |  |  | 198 |  |  |  | 45,623 |  |  |  | 198 |
Junior lien loan on residence |  |  | — |  |  |  | — |  |  |  | 4,686 |  |  |  | 16 |  |  |  | 4,686 |  |  |  | 16 |
Multifamily property |  |  | — |  |  |  | — |  |  |  | 1,178,940 |  |  |  | 10,427 |  |  |  | 1,178,940 |  |  |  | 10,427 |
Owner-occupied commercial real estate |  |  | 564 |  |  |  | — |  |  |  | 240,530 |  |  |  | 2,864 |  |  |  | 241,094 |  |  |  | 2,864 |
Investment commercial real estate |  |  | — |  |  |  | — |  |  |  | 966,287 |  |  |  | 26,693 |  |  |  | 966,287 |  |  |  | 26,693 |
Commercial and industrial (A) |  |  | 9,136 |  |  |  | 3,200 |  |  |  | 1,054,997 |  |  |  | 16,925 |  |  |  | 1,064,133 |  |  |  | 20,125 |
Lease financing |  |  | — |  |  |  | — |  |  |  | 312,358 |  |  |  | 3,967 |  |  |  | 312,358 |  |  |  | 3,967 |
Farmland/agricultural production |  |  | — |  |  |  | — |  |  |  | 3,349 |  |  |  | 47 |  |  |  | 3,349 |  |  |  | 47 |
Commercial construction loans |  |  | — |  |  |  | — |  |  |  | 18,035 |  |  |  | 161 |  |  |  | 18,035 |  |  |  | 161 |
Consumer and other loans |  |  | — |  |  |  | — |  |  |  | 42,080 |  |  |  | 262 |  |  |  | 42,080 |  |  |  | 262 |
Total ALLL |  | $ | 11,964 |  |  | $ | 3,201 |  |  | $ | 4,363,191 |  |  | $ | 64,335 |  |  | $ | 4,375,155 |  |  | $ | 67,536 |
| (A) | The balance includes PPP loans of $187 million had no related reserve as these loans are guaranteed by the SBA.
|  | December 31, 2020 |
|  | Total |  |  | Ending ALLL |  |  | Total |  |  | Ending ALLL |  |  |  |  |  |  |  |  |
|  | Loans |  |  | Attributable |  |  | Loans |  |  | Attributable |  |  |  |  |  |  |  |  |
|  | Individually |  |  | To Loans |  |  | Collectively |  |  | To Loans |  |  |  |  |  |  |  |  |
|  | Evaluated |  |  | Individually |  |  | Evaluated |  |  | Collectively |  |  |  |  |  |  | Total |
|  | For |  |  | Evaluated for |  |  | For |  |  | Evaluated for |  |  | Total |  |  | Ending |
(In thousands) |  | Impairment |  |  | Impairment |  |  | Impairment |  |  | Impairment |  |  | Loans |  |  | ALLL |
Primary residential mortgage |  | $ | 1,490 |  |  | $ | 3 |  |  | $ | 511,351 |  |  | $ | 2,902 |  |  | $ | 512,841 |  |  | $ | 2,905 |
Home equity lines of credit |  |  | — |  |  |  | — |  |  |  | 50,545 |  |  |  | 218 |  |  |  | 50,545 |  |  |  | 218 |
Junior lien loan on residence |  |  | — |  |  |  | — |  |  |  | 4,527 |  |  |  | 15 |  |  |  | 4,527 |  |  |  | 15 |
Multifamily property |  |  | — |  |  |  | — |  |  |  | 1,126,946 |  |  |  | 9,945 |  |  |  | 1,126,946 |  |  |  | 9,945 |
Owner-occupied commercial real estate |  |  | 807 |  |  |  | — |  |  |  | 252,640 |  |  |  | 3,050 |  |  |  | 253,447 |  |  |  | 3,050 |
Investment commercial real estate |  |  | 4,593 |  |  |  | — |  |  |  | 991,020 |  |  |  | 27,713 |  |  |  | 995,613 |  |  |  | 27,713 |
Commercial and industrial |  |  | 9,314 |  |  |  | 2,700 |  |  |  | 1,050,085 |  |  |  | 16,347 |  |  |  | 1,059,399 |  |  |  | 19,047 |
Lease financing |  |  | — |  |  |  | — |  |  |  | 305,931 |  |  |  | 3,936 |  |  |  | 305,931 |  |  |  | 3,936 |
Farmland/agricultural production |  |  | — |  |  |  | — |  |  |  | 3,068 |  |  |  | 43 |  |  |  | 3,068 |  |  |  | 43 |
Commercial construction loans |  |  | — |  |  |  | — |  |  |  | 12,773 |  |  |  | 158 |  |  |  | 12,773 |  |  |  | 158 |
Consumer and other loans |  |  | — |  |  |  | — |  |  |  | 44,483 |  |  |  | 279 |  |  |  | 44,483 |  |  |  | 279 |
Total ALLL |  | $ | 16,204 |  |  | $ | 2,703 |  |  | $ | 4,353,369 |  |  | $ | 64,606 |  |  | $ | 4,369,573 |  |  | $ | 67,309 |
Schedule of loans individually evaluated for impairment | The following tables present loans individually evaluated for impairment by class of loans as of March 31, 2021 and December 31, 2020 (The average impaired loans on the following tables represent year to date impaired loans):
|  | March 31, 2021 |
|  | Unpaid |  |  |  |  |  |  |  |  |  |  | Average |
|  | Principal |  |  | Recorded |  |  | Specific |  |  | Impaired |
(In thousands) |  | Balance |  |  | Investment |  |  | Reserves |  |  | Loans |
With no related allowance recorded: |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
Primary residential mortgage |  | $ | 2,384 |  |  | $ | 2,104 |  |  | $ | — |  |  | $ | 1,579 |
Owner-occupied commercial real estate |  |  | 577 |  |  |  | 564 |  |  |  | — |  |  |  | 645 |
Commercial and industrial |  |  | 7,033 |  |  |  | 4,136 |  |  |  | — |  |  |  | 4,198 |
Total loans with no related allowance |  | $ | 9,994 |  |  | $ | 6,804 |  |  | $ | — |  |  | $ | 6,422 |
With related allowance recorded: |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
Primary residential mortgage |  | $ | 160 |  |  | $ | 160 |  |  | $ | 1 |  |  | $ | 161 |
Commercial and industrial |  |  | 5,000 |  |  |  | 5,000 |  |  |  | 3,200 |  |  |  | 5,000 |
Total loans with related allowance |  | $ | 5,160 |  |  | $ | 5,160 |  |  | $ | 3,201 |  |  | $ | 5,161 |
Total loans individually evaluated for impairment |  | $ | 15,154 |  |  | $ | 11,964 |  |  | $ | 3,201 |  |  | $ | 11,583 |
|  | December 31, 2020 |
|  | Unpaid |  |  |  |  |  |  |  |  |  |  | Average |
|  | Principal |  |  | Recorded |  |  | Specific |  |  | Impaired |
(In thousands) |  | Balance |  |  | Investment |  |  | Reserves |  |  | Loans |
With no related allowance recorded: |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
Primary residential mortgage |  | $ | 1,601 |  |  | $ | 1,328 |  |  | $ | — |  |  | $ | 5,544 |
Owner-occupied commercial real estate |  |  | 817 |  |  |  | 807 |  |  |  | — |  |  |  | 516 |
Investment commercial real estate |  |  | 4,593 |  |  |  | 4,593 |  |  |  | — |  |  |  | 6,582 |
Commercial and industrial |  |  | 7,137 |  |  |  | 4,314 |  |  |  | — |  |  |  | 1,677 |
Total loans with no related allowance |  | $ | 14,148 |  |  | $ | 11,042 |  |  | $ | — |  |  | $ | 14,319 |
With related allowance recorded: |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
Primary residential mortgage |  | $ | 162 |  |  | $ | 162 |  |  | $ | 3 |  |  | $ | 526 |
Commercial and industrial |  |  | 5,000 |  |  |  | 5,000 |  |  |  | 2,700 |  |  |  | 4,140 |
Total loans with related allowance |  | $ | 5,162 |  |  | $ | 5,162 |  |  | $ | 2,703 |  |  | $ | 4,666 |
Total loans individually evaluated for impairment |  | $ | 19,310 |  |  | $ | 16,204 |  |  | $ | 2,703 |  |  | $ | 18,985 |
Schedule of recorded investment in nonaccrual and loans past due over 90 days still on accrual | The following tables present the recorded investment in nonaccrual and loans past due over 90 days still on accrual by class of loans as of March 31, 2021 and December 31, 2020:
|  | March 31, 2021 |
|  |  |  |  |  | Loans Past Due |
|  |  |  |  |  | Over 90 Days |
|  |  |  |  |  | And Still |
(In thousands) |  | Nonaccrual |  |  | Accruing Interest |
Primary residential mortgage |  | $ | 2,104 |  |  | $ | — |
Owner-occupied commercial real estate |  |  | 564 |  |  |  | — |
Commercial and industrial |  |  | 9,099 |  |  |  | — |
Total |  | $ | 11,767 |  |  | $ | — |
|  | December 31, 2020 |
|  |  |  |  |  | Loans Past Due |
|  |  |  |  |  | Over 90 Days |
|  |  |  |  |  | And Still |
(In thousands) |  | Nonaccrual |  |  | Accruing Interest |
Primary residential mortgage |  | $ | 1,328 |  |  | $ | — |
Owner-occupied commercial real estate |  |  | 807 |  |  |  | — |
Commercial and industrial |  |  | 9,275 |  |  |  | — |
Total |  | $ | 11,410 |  |  | $ | — |
Schedule of aging of past due loans | The following tables present the aging of the recorded investment in past due loans as of March 31, 2021 and December 31, 2020 by class of loans, excluding nonaccrual loans:
|  | March 31, 2021 |
|  | 30-59 |  |  | 60-89 |  |  | Greater Than |  |  |  |  |
|  | Days |  |  | Days |  |  | 90 Days |  |  | Total |
(In thousands) |  | Past Due |  |  | Past Due |  |  | Past Due |  |  | Past Due |
Primary residential mortgage |  | $ | 990 |  |  | $ | — |  |  | $ | — |  |  | $ | 990 |
Owner occupied commercial real estate |  |  | 550 |  |  |  | — |  |  |  | — |  |  |  | 550 |
Commercial and industrial |  |  | 81 |  |  |  | — |  |  |  | — |  |  |  | 81 |
Consumer and other loans |  |  | — |  |  |  | 1 |  |  |  | — |  |  |  | 1 |
Total |  | $ | 1,621 |  |  | $ | 1 |  |  | $ | — |  |  | $ | 1,622 |
|  | December 31, 2020 |
|  | 30-59 |  |  | 60-89 |  |  | Greater Than |  |  |  |  |
|  | Days |  |  | Days |  |  | 90 Days |  |  | Total |
(In thousands) |  | Past Due |  |  | Past Due |  |  | Past Due |  |  | Past Due |
Primary residential mortgage |  | $ | 2,900 |  |  | $ | 141 |  |  | $ | — |  |  | $ | 3,041 |
Home equity lines of credit |  |  | 181 |  |  |  | — |  |  |  | — |  |  |  | 181 |
Junior lien loan on residence |  |  | — |  |  |  | 25 |  |  |  | — |  |  |  | 25 |
Multifamily property |  |  | — |  |  |  | 269 |  |  |  | — |  |  |  | 269 |
Owner-occupied commercial real estate |  |  | 268 |  |  |  | — |  |  |  | — |  |  |  | 268 |
Commercial and industrial |  |  | 497 |  |  |  | 772 |  |  |  | — |  |  |  | 1,269 |
Total |  | $ | 3,846 |  |  | $ | 1,207 |  |  | $ | — |  |  | $ | 5,053 |
Schedule of the risk category of loans by class of loans | As of March 31, 2021, and based on the most recent analysis performed, the risk category of loans by class of loans is as follows:
|  |  |  |  |  | Special |  |  |  |  |  |  |  |  |
(In thousands) |  | Pass |  |  | Mention |  |  | Substandard |  |  | Doubtful |
Primary residential mortgage |  | $ | 488,941 |  |  | $ | 3,014 |  |  | $ | 6,615 |  |  | $ | — |
Home equity lines of credit |  |  | 45,149 |  |  |  | — |  |  |  | 474 |  |  |  | — |
Junior lien loan on residence |  |  | 4,668 |  |  |  | — |  |  |  | 18 |  |  |  | — |
Multifamily property |  |  | 1,174,380 |  |  |  | 4,206 |  |  |  | 354 |  |  |  | — |
Owner-occupied commercial real estate |  |  | 228,790 |  |  |  | 10,187 |  |  |  | 2,117 |  |  |  | — |
Investment commercial real estate |  |  | 868,088 |  |  |  | 98,199 |  |  |  | — |  |  |  | — |
Commercial and industrial |  |  | 997,669 |  |  |  | 50,328 |  |  |  | 16,136 |  |  |  | — |
Lease financing |  |  | 312,358 |  |  |  | — |  |  |  | — |  |  |  | — |
Farmland/agricultural production |  |  | 3,349 |  |  |  | — |  |  |  | — |  |  |  | — |
Commercial construction loans |  |  | 17,956 |  |  |  | 79 |  |  |  | — |  |  |  | — |
Consumer and other loans |  |  | 42,080 |  |  |  | — |  |  |  | — |  |  |  | — |
Total |  | $ | 4,183,428 |  |  | $ | 166,013 |  |  | $ | 25,714 |  |  | $ | — |
As of December 31, 2020, and based on the most recent analysis performed, the risk category of loans by class of loans is as follows:
|  |  |  |  |  | Special |  |  |  |  |  |  |  |  |
(In thousands) |  | Pass |  |  | Mention |  |  | Substandard |  |  | Doubtful |
Primary residential mortgage |  | $ | 504,795 |  |  | $ | 1,398 |  |  | $ | 6,648 |  |  | $ | — |
Home equity lines of credit |  |  | 50,068 |  |  |  | — |  |  |  | 477 |  |  |  | — |
Junior lien loan on residence |  |  | 4,483 |  |  |  | — |  |  |  | 44 |  |  |  | — |
Multifamily property |  |  | 1,121,145 |  |  |  | 5,441 |  |  |  | 360 |  |  |  | — |
Owner-occupied commercial real estate |  |  | 240,638 |  |  |  | 10,417 |  |  |  | 2,392 |  |  |  | — |
Investment commercial real estate |  |  | 893,115 |  |  |  | 91,162 |  |  |  | 11,336 |  |  |  | — |
Commercial and industrial |  |  | 989,281 |  |  |  | 53,604 |  |  |  | 16,514 |  |  |  | — |
Lease financing |  |  | 305,931 |  |  |  | — |  |  |  | — |  |  |  | — |
Farmland/agricultural production |  |  | 3,068 |  |  |  | — |  |  |  | — |  |  |  | — |
Commercial construction loans |  |  | 12,692 |  |  |  | 81 |  |  |  | — |  |  |  | — |
Consumer and other loans |  |  | 44,483 |  |  |  | — |  |  |  | — |  |  |  | — |
Total |  | $ | 4,169,699 |  |  | $ | 162,103 |  |  | $ | 37,771 |  |  | $ | — |
Schedule of Activity in Allowance for Loan and Lease Losses | The activity in the allowance for loan and lease losses for the three months ended March 31, 2021 is summarized below:
|  | January 1, |  |  |  |  |  |  |  |  |  |  |  |  |  |  | March 31, |
|  | 2021 |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 2021 |
|  | Beginning |  |  |  |  |  |  |  |  |  |  | Provision |  |  | Ending |
(In thousands) |  | ALLL |  |  | Charge-offs |  |  | Recoveries |  |  | (Credit) |  |  | ALLL |
Primary residential mortgage |  | $ | 2,905 |  |  | $ | — |  |  | $ | — |  |  | $ | (129 | ) |  | $ | 2,776 |
Home equity lines of credit |  |  | 218 |  |  |  | — |  |  |  | 9 |  |  |  | (29 | ) |  |  | 198 |
Junior lien loan on residence |  |  | 15 |  |  |  | — |  |  |  | — |  |  |  | 1 |  |  |  | 16 |
Multifamily property |  |  | 9,945 |  |  |  | — |  |  |  | — |  |  |  | 482 |  |  |  | 10,427 |
Owner-occupied commercial real estate |  |  | 3,050 |  |  |  | — |  |  |  | — |  |  |  | (186 | ) |  |  | 2,864 |
Investment commercial real estate |  |  | 27,713 |  |  |  | — |  |  |  | — |  |  |  | (1,020 | ) |  |  | 26,693 |
Commercial and industrial |  |  | 19,047 |  |  |  | — |  |  |  | 7 |  |  |  | 1,071 |  |  |  | 20,125 |
Lease financing |  |  | 3,936 |  |  |  | — |  |  |  | — |  |  |  | 31 |  |  |  | 3,967 |
Farmland/agricultural production |  |  | 43 |  |  |  | — |  |  |  | — |  |  |  | 4 |  |  |  | 47 |
Commercial construction loans |  |  | 158 |  |  |  | — |  |  |  | — |  |  |  | 3 |  |  |  | 161 |
Consumer and other loans |  |  | 279 |  |  |  | (15 | ) |  |  | 1 |  |  |  | (3 | ) |  |  | 262 |
Total ALLL |  | $ | 67,309 |  |  | $ | (15 | ) |  | $ | 17 |  |  | $ | 225 |  |  | $ | 67,536 |
The activity in the allowance for loan and lease losses for the three months ended March 31, 2020 is summarized below:
|  | January 1, |  |  |  |  |  |  |  |  |  |  |  |  |  |  | March 31, |
|  | 2020 |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 2020 |
|  | Beginning |  |  |  |  |  |  |  |  |  |  | Provision |  |  | Ending |
(In thousands) |  | ALLL |  |  | Charge-offs |  |  | Recoveries |  |  | (Credit) |  |  | ALLL |
Primary residential mortgage |  | $ | 2,090 |  |  | $ | — |  |  | $ | 77 |  |  | $ | 1,006 |  |  | $ | 3,173 |
Home equity lines of credit |  |  | 128 |  |  |  | — |  |  |  | 3 |  |  |  | 106 |  |  |  | 237 |
Junior lien loan on residence |  |  | 13 |  |  |  | — |  |  |  | — |  |  |  | 10 |  |  |  | 23 |
Multifamily property |  |  | 6,037 |  |  |  | — |  |  |  | — |  |  |  | 3,067 |  |  |  | 9,104 |
Owner-occupied commercial real estate |  |  | 2,064 |  |  |  | — |  |  |  | — |  |  |  | 774 |  |  |  | 2,838 |
Investment commercial real estate |  |  | 15,988 |  |  |  | — |  |  |  | 31 |  |  |  | 11,652 |  |  |  | 27,671 |
Commercial and industrial |  |  | 14,353 |  |  |  | — |  |  |  | 3 |  |  |  | 2,768 |  |  |  | 17,124 |
Lease financing |  |  | 2,642 |  |  |  | — |  |  |  | — |  |  |  | 499 |  |  |  | 3,141 |
Farmland/agricultural production |  |  | 38 |  |  |  | — |  |  |  | — |  |  |  | — |  |  |  | 38 |
Commercial construction loans |  |  | 27 |  |  |  | — |  |  |  | — |  |  |  | 13 |  |  |  | 40 |
Consumer and other loans |  |  | 296 |  |  |  | (8 | ) |  |  | 1 |  |  |  | 105 |  |  |  | 394 |
Total ALLL |  | $ | 43,676 |  |  | $ | (8 | ) |  | $ | 115 |  |  | $ | 20,000 |  |  | $ | 63,783 |
Schedule of loans modified as troubled debt restructurings | Details with respect to loan modifications are as follows:
|  |  |  |  |  | Post-Modification |
|  |  |  |  |  | Outstanding |
|  | Number of |  |  | Recorded |
(Dollars in thousands) |  | Loans |  |  | Investment |
Primary residential mortgage |  |  | 21 |  |  | $ | 7,477 |
Junior lien loan on residence |  |  | 1 |  |  |  | 18 |
Multifamily property |  |  | 1 |  |  |  | 921 |
Owner-occupied commercial real estate |  |  | 1 |  |  |  | 117 |
Investment commercial real estate |  |  | 1 |  |  |  | 19,887 |
Commercial and industrial |  |  | 6 |  |  |  | 12,993 |
Commercial construction loans |  |  | 1 |  |  |  | 1,344 |
Total |  |  | 32 |  |  | $ | 42,757 |
The following table presents loans by class modified as TDRs during the three-month period ended March 31, 2020:
|  |  |  |  |  | Pre-Modification |  |  | Post-Modification |
|  |  |  |  |  | Outstanding |  |  | Outstanding |
|  | Number of |  |  | Recorded |  |  | Recorded |
(Dollars in thousands) |  | Loans |  |  | Investment |  |  | Investment |
Primary residential mortgage |  |  | 1 |  |  | $ | 253 |  |  | $ | 253 |
Commercial and industrial |  |  | 1 |  |  |  | 48 |  |  |  | 48 |
Total |  |  | 2 |  |  | $ | 301 |  |  | $ | 301 |
The following table presents loans by class modified as TDRs that failed to comply with the modified terms in the twelve months following modification and resulted in a payment default at March 31, 2021:
|  | Number of |  |  | Recorded |
(Dollars in thousands) |  | Loans |  |  | Investment |
Primary residential mortgage |  |  | 1 |  |  | $ | 132 |
Total |  |  | 1 |  |  | $ | 132 |
The following table presents loans by class modified as TDRs that failed to comply with the modified terms in the twelve months following modification and resulted in a payment default at March 31, 2020:
|  | Number of |  |  | Recorded |
(Dollars in thousands) |  | Loans |  |  | Investment |
Primary residential mortgage |  |  | 1 |  |  | $ | 200 |
Total |  |  | 1 |  |  | $ | 200 |

X
- Definition Tabular disclosure of allowance for credit loss on financing receivable. + References Reference 1: http://fasb.org/us-gaap/role/ref/legacyRef -Publisher FASB -Name Accounting Standards Codification -Topic 310 -SubTopic 10 -Section 50 -Paragraph 11B -URI http://asc.fasb.org/extlink&oid=121611835&loc=SL6953423-111524 Reference 2: http://www.xbrl.org/2009/role/commonPracticeRef -Publisher FASB -Name Accounting Standards Codification -Topic 326 -SubTopic 20 -Section 50 -Paragraph 13 -URI http://asc.fasb.org/extlink&oid=121599337&loc=SL82919249-210447 + Details
Name: | us-gaap_AllowanceForCreditLossesOnFinancingReceivablesTableTextBlock
Namespace Prefix: | us-gaap_
Data Type: | nonnum:textBlockItemType
Balance Type: | na
Period Type: | duration

X
- Definition Tabular disclosure of financing receivables by credit quality indicator. The credit quality indicator is a statistic about the credit quality of financing receivables. Examples include, but not limited to, consumer credit risk scores, credit-rating-agency ratings, an entity's internal credit risk grades, loan-to-value ratios, collateral, collection experience and other internal metrics. + References Reference 1: http://www.xbrl.org/2009/role/commonPracticeRef -Publisher FASB -Name Accounting Standards Codification -Topic 326 -SubTopic 20 -Section 50 -Paragraph 5 -URI http://asc.fasb.org/extlink&oid=121599337&loc=SL82919230-210447 Reference 2: http://fasb.org/us-gaap/role/ref/legacyRef -Publisher FASB -Name Accounting Standards Codification -Topic 310 -SubTopic 10 -Section 50 -Paragraph 29 -URI http://asc.fasb.org/extlink&oid=121611835&loc=SL6953659-111524 + Details
Name: | us-gaap_FinancingReceivableCreditQualityIndicatorsTableTextBlock
Namespace Prefix: | us-gaap_
Data Type: | nonnum:textBlockItemType
Balance Type: | na
Period Type: | duration

X
- Definition Tabular disclosure of impaired financing receivables. + References Reference 1: http://fasb.org/us-gaap/role/ref/legacyRef -Publisher FASB -Name Accounting Standards Codification -Topic 310 -SubTopic 10 -Section 50 -Paragraph 15 -URI http://asc.fasb.org/extlink&oid=121611835&loc=d3e5212-111524 + Details
Name: | us-gaap_ImpairedFinancingReceivablesTableTextBlock
Namespace Prefix: | us-gaap_
Data Type: | nonnum:textBlockItemType
Balance Type: | na
Period Type: | duration

X
- Definition Tabular disclosure of aging analysis for financing receivable. + References Reference 1: http://www.xbrl.org/2009/role/commonPracticeRef -Publisher FASB -Name Accounting Standards Codification -Topic 326 -SubTopic 20 -Section 50 -Paragraph 14 -URI http://asc.fasb.org/extlink&oid=121599337&loc=SL82919253-210447 Reference 2: http://fasb.org/us-gaap/role/ref/legacyRef -Publisher FASB -Name Accounting Standards Codification -Topic 310 -SubTopic 10 -Section 50 -Paragraph 7A -URI http://asc.fasb.org/extlink&oid=121611835&loc=SL6953401-111524 Reference 3: http://www.xbrl.org/2003/role/exampleRef -Publisher FASB -Name Accounting Standards Codification -Topic 326 -SubTopic 20 -Section 55 -Paragraph 80 -URI http://asc.fasb.org/extlink&oid=121647567&loc=SL82922355-210448 Reference 4: http://fasb.org/us-gaap/role/ref/legacyRef -Publisher FASB -Name Accounting Standards Codification -Topic 310 -SubTopic 10 -Section 50 -Paragraph 7 -URI http://asc.fasb.org/extlink&oid=121611835&loc=d3e5111-111524 + Details
Name: | us-gaap_PastDueFinancingReceivablesTableTextBlock
Namespace Prefix: | us-gaap_
Data Type: | nonnum:textBlockItemType
Balance Type: | na
Period Type: | duration

X
- References No definition available. + Details
Name: | us-gaap_ReceivablesAbstract
Namespace Prefix: | us-gaap_
Data Type: | xbrli:stringItemType
Balance Type: | na
Period Type: | duration

X
- Definition Tabular disclosure of the various types of trade accounts and notes receivable and for each the gross carrying value, allowance, and net carrying value as of the balance sheet date. Presentation is categorized by current, noncurrent and unclassified receivables. + References Reference 1: http://fasb.org/us-gaap/role/ref/legacyRef -Publisher FASB -Name Accounting Standards Codification -Topic 210 -SubTopic 10 -Section S99 -Paragraph 1 -Subparagraph (SX 210.5-02.3,4) -URI http://asc.fasb.org/extlink&oid=120391452&loc=d3e13212-122682 + Details
Name: | us-gaap_ScheduleOfAccountsNotesLoansAndFinancingReceivableTextBlock
Namespace Prefix: | us-gaap_
Data Type: | nonnum:textBlockItemType
Balance Type: | na
Period Type: | duration

X
- Definition Tabular disclosure of allowance for credit loss of financing receivable, classified as current. + References Reference 1: http://fasb.org/us-gaap/role/ref/legacyRef -Publisher FASB -Name Accounting Standards Codification -Topic 310 -SubTopic 10 -Section 50 -Paragraph 11B -Subparagraph (c) -URI http://asc.fasb.org/extlink&oid=121611835&loc=SL6953423-111524 Reference 2: http://www.xbrl.org/2009/role/commonPracticeRef -Publisher FASB -Name Accounting Standards Codification -Topic 326 -SubTopic 20 -Section 50 -Paragraph 13 -URI http://asc.fasb.org/extlink&oid=121599337&loc=SL82919249-210447 + Details
Name: | us-gaap_ScheduleOfCreditLossesForFinancingReceivablesCurrentTableTextBlock
Namespace Prefix: | us-gaap_
Data Type: | nonnum:textBlockItemType
Balance Type: | na
Period Type: | duration

X
- Definition Tabular disclosure of financing receivable on nonaccrual status. + References Reference 1: http://fasb.org/us-gaap/role/ref/legacyRef -Publisher FASB -Name Accounting Standards Codification -Topic 310 -SubTopic 10 -Section 50 -Paragraph 7 -URI http://asc.fasb.org/extlink&oid=121611835&loc=d3e5111-111524 Reference 2: http://www.xbrl.org/2003/role/disclosureRef -Publisher FASB -Name Accounting Standards Codification -Topic 326 -SubTopic 20 -Section 50 -Paragraph 16 -URI http://asc.fasb.org/extlink&oid=121599337&loc=SL82919258-210447 + Details
Name: | us-gaap_ScheduleOfFinancingReceivablesNonAccrualStatusTableTextBlock
Namespace Prefix: | us-gaap_
Data Type: | nonnum:textBlockItemType
Balance Type: | na
Period Type: | duration

X
- Definition Tabular disclosure of financing receivable modified as troubled debt restructuring. + References Reference 1: http://www.xbrl.org/2009/role/commonPracticeRef -Publisher FASB -Name Accounting Standards Codification -Topic 310 -SubTopic 10 -Section 50 -Paragraph 33 -URI http://asc.fasb.org/extlink&oid=121611835&loc=SL6953676-111524 Reference 2: http://www.xbrl.org/2009/role/commonPracticeRef -Publisher FASB -Name Accounting Standards Codification -Topic 310 -SubTopic 10 -Section 50 -Paragraph 34 -URI http://asc.fasb.org/extlink&oid=121611835&loc=SL6953682-111524 + Details
Name: | us-gaap_TroubledDebtRestructuringsOnFinancingReceivablesTableTextBlock
Namespace Prefix: | us-gaap_
Data Type: | nonnum:textBlockItemType
Balance Type: | na
Period Type: | duration