XML 24 R15.htm IDEA: XBRL DOCUMENT v3.25.3

DEPOSITS

9 Months Ended

Sep. 30, 2025

Deposits [Abstract]

DEPOSITS

5. DEPOSITS

Certificates of deposit that met or exceeded $250,000 totaled $113.1 million and $137.3 million at September 30, 2025 and December 31, 2024, respectively. The Company had no brokered certificates of deposit at either September 30, 2025 or at December 31, 2024.

The following table sets forth the details of total deposits as of September 30, 2025 and December 31, 2024:

		September 30,								December 31,
		2025								2024
(Dollars in thousands)
Noninterest-bearing demand deposits		$	1,323,492				20.17	%		$	1,112,734				18.16	%
Interest-bearing checking (A)			3,509,403				53.48				3,334,269				54.40
Savings			104,524				1.59				103,136				1.68
Money market (B)			1,226,506				18.69				1,078,024				17.59
Certificates of deposit - retail			397,338				6.06				483,998				7.90
Certificates of deposit - listing service			899				0.01				6,861				0.11
Subtotal deposits			6,562,162				100.00				6,119,022				99.84
Interest-bearing demand - Brokered			—				—				10,000				0.16
Total deposits		$	6,562,162				100.00	%		$	6,129,022				100.00	%

(A)Interest-bearing checking included $1.88 billion at September 30, 2025 and $1.57 billion at December 31, 2024 of reciprocal balances in the Reich & Tang or Promontory Demand Deposit Marketplace program.

(B)Money market included $221.9 million at September 30, 2025 and $85.3 million at December 31, 2024 of reciprocal balances in the Promontory Demand Deposit Marketplace program.

The scheduled maturities of certificates of deposit, including brokered certificates of deposit, as of September 30, 2025, are as follows:

(In thousands)
2025		$	136,210
2026			253,847
2027			6,192
2028			540
2029			1,112
2030 and later			336
Total		$	398,237

X

- Definition

The entire disclosure for deposit liabilities including data and tables. It may include a description of the entity's deposit liabilities, the aggregate amount of time deposits (including certificates of deposit) in denominations of $100,000 or more at the balance sheet date; the aggregate amount of any demand deposits that have been reclassified as loan balances, such as overdrafts, at the balance sheet date; deposits that are received on terms other than those in the normal course of business, the amount of accrued interest on deposit liabilities; securities, mortgage loans or other financial instruments that serve as collateral for deposits; for time deposits having a remaining term of more than one year, the aggregate amount of maturities for each of the five years following the balance sheet date; and the weighted average interest rate for all deposit liabilities held by the entity.

+ References

Reference 1: http://fasb.org/us-gaap/role/ref/legacyRef
-Name Accounting Standards Codification
-Section 50
-Paragraph 1
-SubTopic 405
-Topic 942
-Publisher FASB
-URI https://asc.fasb.org/1943274/2147478353/942-405-50-1

Reference 2: http://fasb.org/us-gaap/role/ref/legacyRef
-Topic 942
-SubTopic 210
-Name Accounting Standards Codification
-Section S99
-Paragraph 1
-Subparagraph (SX 210.9-03(12))
-Publisher FASB
-URI https://asc.fasb.org/1943274/2147478546/942-210-S99-1

Reference 3: http://www.xbrl.org/2003/role/disclosureRef
-Name Regulation S-K (SK)
-Number 229
-Section 1406
-Paragraph e
-Publisher SEC

Reference 4: http://www.xbrl.org/2003/role/disclosureRef
-Name Regulation S-K (SK)
-Number 229
-Section 1406
-Publisher SEC

+ Details

Name:	us-gaap_DepositLiabilitiesDisclosuresTextBlock
Namespace Prefix:	us-gaap_
Data Type:	dtr-types:textBlockItemType
Balance Type:	na
Period Type:	duration

X

- References

No definition available.

+ Details

Name:	us-gaap_DepositsAbstract
Namespace Prefix:	us-gaap_
Data Type:	xbrli:stringItemType
Balance Type:	na
Period Type:	duration