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SUMMARY OF SIGNIFICANT ACCOUNTING POLICIES (Tables)

9 Months Ended

Sep. 30, 2025

Accounting Policies [Abstract]

Schedule of Changes in Non-Vested Performance-Based Shares

Changes in non-vested shares dependent on performance criteria for the nine months ended September 30, 2025 were as follows:


						Weighted
						Average
		Number of				Grant Date
		Shares				Fair Value
Balance, January 1, 2025			135,477			$	33.35
Granted during 2025			66,252				29.55
Vested during 2025			(65,515	)			36.80
Forfeited during 2025			(2,278	)			30.96
Balance, September 30, 2025			133,936			$	30.37

Schedule of Changes in Service-Based Restricted Stock Awards/Units

Changes in service-based restricted stock awards/units for the nine months ended September 30, 2025 were as follows:


						Weighted
						Average
		Number of				Grant Date
		Shares				Fair Value
Balance, January 1, 2025			247,905			$	33.00
Granted during 2025			88,101				29.55
Vested during 2025			(109,609	)			33.51
Forfeited during 2025			(11,623	)			32.12
Balance, September 30, 2025			214,774			$	31.37

Schedule of Calculation of Basic and Diluted Earnings per Share

The following is a reconciliation of the calculation of basic and diluted earnings per share. Basic net income per share is calculated by dividing net income available to shareholders by the weighted average shares outstanding during the reporting period. Diluted net income per share is computed similarly to that of basic net income per share, except that the denominator is increased to include the number of additional shares that would have been outstanding utilizing the Treasury Stock Method if all shares underlying potentially dilutive stock options were issued and all shares of restricted stock, stock warrants or restricted stock units were to vest during the reporting period.


	Three Months Ended								Nine Months Ended
	September 30,								September 30,
(Dollars in thousands, except per share data)	2025				2024				2025				2024
Net income available to common shareholders	$	9,631			$	7,587			$	25,167			$	23,748

Basic weighted average shares outstanding		17,576,899				17,616,046				17,630,517				17,691,309
Plus: common stock equivalents		110,080				83,996				133,354				55,251
Diluted weighted average shares outstanding		17,686,979				17,700,042				17,763,871				17,746,560
Net income per share
Basic	$	0.55			$	0.43			$	1.43			$	1.34
Diluted		0.54				0.43				1.42				1.34