<SEC-DOCUMENT>0000943374-25-000315.txt : 20250630
<SEC-HEADER>0000943374-25-000315.hdr.sgml : 20250630
<ACCEPTANCE-DATETIME>20250630160255
ACCESSION NUMBER:		0000943374-25-000315
CONFORMED SUBMISSION TYPE:	S-8
PUBLIC DOCUMENT COUNT:		8
FILED AS OF DATE:		20250630
DATE AS OF CHANGE:		20250630
EFFECTIVENESS DATE:		20250630

FILER:

	COMPANY DATA:	
		COMPANY CONFORMED NAME:			PEAPACK GLADSTONE FINANCIAL CORP
		CENTRAL INDEX KEY:			0001050743
		STANDARD INDUSTRIAL CLASSIFICATION:	COMMERCIAL BANKS, NEC [6029]
		ORGANIZATION NAME:           	02 Finance
		EIN:				223537895
		STATE OF INCORPORATION:			NJ
		FISCAL YEAR END:			1231

	FILING VALUES:
		FORM TYPE:		S-8
		SEC ACT:		1933 Act
		SEC FILE NUMBER:	333-288422
		FILM NUMBER:		251091931

	BUSINESS ADDRESS:	
		STREET 1:		500 HILLS DRIVE
		CITY:			BEDMINSTER
		STATE:			NJ
		ZIP:			07921
		BUSINESS PHONE:		9082340700

	MAIL ADDRESS:	
		STREET 1:		500 HILLS DRIVE
		CITY:			BEDMINSTER
		STATE:			NJ
		ZIP:			07921
</SEC-HEADER>
<DOCUMENT>
<TYPE>S-8
<SEQUENCE>1
<FILENAME>s8_063025.htm
<DESCRIPTION>PEAPACK-GLADSTONE FINANCIAL CORPORATION FORM S-8 REGISTRATION STATEMENT JUNE 30, 2025
<TEXT>
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    <div style="text-align: right;"><font style="font-weight: bold;">Registration No. 333-</font></div>
    <div style="text-align: right;"><font style="font-weight: bold;"></font><font class="TRGRRTFtoHTMLTab" style="display: inline-block; text-indent: 0px; font-size: 1px; width: 216pt">&#160;</font></div>
    <div style="text-align: center; font-weight: bold;">As filed with the Securities and Exchange Commission on June 30, 2025</div>
    <div style="text-align: center; font-weight: bold;"> <br>
    </div>
    <div style="text-align: center; font-size: 12pt;"><font style="font-weight: bold;">UNITED STATES</font></div>
    <div style="text-align: center; font-size: 12pt;"><font style="font-weight: bold;">SECURITIES AND EXCHANGE COMMISSION</font></div>
    <div style="text-align: center; font-size: 12pt;"><font style="font-weight: bold;">Washington, D.C.&#160; 20549</font></div>
    <div style="text-align: center; font-size: 12pt;"><font style="font-weight: bold;"></font>_________________________</div>
    <div style="text-align: center; font-size: 12pt;"> <br>
    </div>
    <div style="text-align: center; font-size: 12pt; font-weight: bold;">FORM S-8</div>
    <div style="text-align: center; font-size: 12pt; font-weight: bold;"> <br>
    </div>
    <div style="text-align: center; font-size: 12pt; font-weight: bold;">REGISTRATION STATEMENT</div>
    <div style="text-align: center; font-size: 12pt; font-weight: bold;">UNDER</div>
    <div style="text-align: center; font-size: 12pt; font-weight: bold;">THE SECURITIES ACT OF 1933</div>
    <div style="text-align: center; font-size: 12pt; font-weight: bold;"> <br>
    </div>
    <div style="text-align: center; font-size: 12pt; font-weight: bold;">Peapack-Gladstone Financial Corporation</div>
    <div style="text-align: center; font-size: 8pt;">(Exact Name of Registrant as Specified in its Charter)</div>
    <div><br>
    </div>
    <table cellspacing="0" cellpadding="0" id="z093e3cb148694a5884114b73c3f40e6e" style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; width: 100%; text-align: left; color: #000000;">

        <tr>
          <td style="width: 50%; vertical-align: top;">
            <div style="text-align: center; font-size: 12pt; font-weight: bold;">New Jersey</div>
          </td>
          <td style="width: 50%; vertical-align: top;">
            <div style="text-align: center; font-size: 12pt; font-weight: bold;">22-3537895</div>
          </td>
        </tr>
        <tr>
          <td style="width: 50%; vertical-align: top;">
            <div style="text-align: center; font-size: 8pt;">(State or Other Jurisdiction of</div>
          </td>
          <td style="width: 50%; vertical-align: top;">
            <div style="text-align: center; font-size: 8pt;">(I.R.S. Employer Identification No.)</div>
          </td>
        </tr>
        <tr>
          <td style="width: 50%; vertical-align: top;">
            <div style="text-align: center; font-size: 8pt;">Incorporation or Organization)</div>
          </td>
          <td style="width: 50%; vertical-align: top;">&#160;</td>
        </tr>

    </table>
    <div><br>
    </div>
    <div style="text-align: center; font-size: 12pt; font-weight: bold;">500 Hills Drive, Suite 300</div>
    <div style="text-align: center; font-size: 12pt; font-weight: bold;">Bedminster, New Jersey 07921</div>
    <div style="text-align: center;"><font style="font-size: 8pt;">(Address of Principal Executive Offices)</font><font style="font-size: 12pt; font-weight: bold;"></font></div>
    <div style="text-align: center;"><font style="font-size: 12pt; font-weight: bold;"> <br>
      </font></div>
    <div style="text-align: center;"><font style="font-size: 12pt; font-weight: bold;">Peapack-Gladstone Financial Corporation </font></div>
    <div style="text-align: center;"><font style="font-size: 12pt; font-weight: bold;">2025 Long-Term Incentive Plan</font></div>
    <div style="text-align: center;"><font style="font-size: 8pt;">(Full Title of the Plan)</font></div>
    <div style="text-align: center;"> <br>
    </div>
    <div style="text-align: center;">Copies to:</div>
    <table cellspacing="0" cellpadding="0" id="z44f8495e16fd4b44846991758bcde697" style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; width: 100%; text-align: left; color: #000000;">

        <tr>
          <td style="width: 47.34%; vertical-align: top;">
            <div style="text-align: center;">Frank A. Cavallaro</div>
          </td>
          <td style="width: 5.34%; vertical-align: top;">&#160;</td>
          <td style="width: 47.32%; vertical-align: top;">
            <div style="text-align: center;">Lawrence M.F. Spaccasi, Esq.</div>
          </td>
        </tr>
        <tr>
          <td style="width: 47.34%; vertical-align: top;">
            <div style="text-align: center;">Chief Financial Officer</div>
          </td>
          <td style="width: 5.34%; vertical-align: top;">&#160;</td>
          <td style="width: 47.32%; vertical-align: top;">
            <div style="text-align: center;">Scott A. Brown, Esq.</div>
          </td>
        </tr>
        <tr>
          <td style="width: 47.34%; vertical-align: top;">
            <div style="text-align: center;">Peapack-Gladstone Financial Corporation</div>
          </td>
          <td style="width: 5.34%; vertical-align: top;">&#160;</td>
          <td style="width: 47.32%; vertical-align: top;">
            <div style="text-align: center;">Luse Gorman, PC</div>
          </td>
        </tr>
        <tr>
          <td style="width: 47.34%; vertical-align: top;">
            <div style="text-align: center;">500 Hills Drive, Suite 300</div>
          </td>
          <td style="width: 5.34%; vertical-align: top;">&#160;</td>
          <td style="width: 47.32%; vertical-align: top;">
            <div style="text-align: center;">5335 Wisconsin Ave., N.W., Suite 780</div>
          </td>
        </tr>
        <tr>
          <td style="width: 47.34%; vertical-align: top;">
            <div style="text-align: center;">Bedminster, New Jersey 07291</div>
          </td>
          <td style="width: 5.34%; vertical-align: top;">&#160;</td>
          <td style="width: 47.32%; vertical-align: top;">
            <div style="text-align: center;">Washington, DC 20015-2035</div>
          </td>
        </tr>
        <tr>
          <td style="width: 47.34%; vertical-align: top;">
            <div style="text-align: center;">(908) 234-0700</div>
          </td>
          <td style="width: 5.34%; vertical-align: top;">&#160;</td>
          <td style="width: 47.32%; vertical-align: top;">
            <div style="text-align: center;">(202) 274-2000</div>
          </td>
        </tr>
        <tr>
          <td style="width: 47.34%; vertical-align: top;">
            <div style="text-align: center;">(Name, Address and Telephone</div>
          </td>
          <td style="width: 5.34%; vertical-align: top;">&#160;</td>
          <td style="width: 47.32%; vertical-align: top;">&#160;</td>
        </tr>
        <tr>
          <td style="width: 47.34%; vertical-align: top;">
            <div style="text-align: center;">Number of Agent for Service)</div>
          </td>
          <td style="width: 5.34%; vertical-align: top;">&#160;</td>
          <td style="width: 47.32%; vertical-align: top;">&#160;</td>
        </tr>
        <tr>
          <td style="width: 47.34%; vertical-align: top;">&#160;</td>
          <td style="width: 5.34%; vertical-align: top;">&#160;</td>
          <td style="width: 47.32%; vertical-align: top;">&#160;</td>
        </tr>

    </table>
    <div><br>
    </div>
    <div style="text-align: justify;">Indicate by check mark whether the registrant is a large accelerated filer, an accelerated filer, a non-accelerated filer, smaller reporting company, or an emerging growth company. See the definitions of &#8220;large
      accelerated filer,&#8221; &#8220;accelerated filer,&#8221; &#8220;smaller reporting company&#8221; and &#8220;emerging growth company&#8221; in Rule 12b-2 of the Securities Exchange Act of 1934, as amended:</div>
    <div><br>
    </div>
    <table cellspacing="0" cellpadding="0" id="z72cd1be11ba74a92844dfd02c887b283" style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; width: 100%; text-align: left; color: #000000;">

        <tr>
          <td style="width: 66.66%; vertical-align: top;">
            <div>Large accelerated filer &#9744;</div>
          </td>
          <td style="width: 33.34%; vertical-align: top;">
            <div>Accelerated filer &#8999;</div>
          </td>
        </tr>
        <tr>
          <td style="width: 66.66%; vertical-align: top;">
            <div>Non-accelerated filer&#160; &#9744;</div>
          </td>
          <td style="width: 33.34%; vertical-align: top;">
            <div>Smaller reporting company&#9744;</div>
          </td>
        </tr>
        <tr>
          <td style="width: 66.66%; vertical-align: top;">
            <div>Emerging growth company&#9744;</div>
          </td>
          <td style="width: 33.34%; vertical-align: top;">&#160;</td>
        </tr>

    </table>
    <div><br>
    </div>
    <div style="text-align: justify;">If an emerging growth company, indicate by check mark if the registrant has elected not to use the extended transition period for complying with any new or revised financial accounting standards provided pursuant to
      Section 7(a)(2)(B) of the Securities Act. &#9744;</div>
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    <div><br>
    </div>
    <div style="text-align: justify; margin-bottom: 12pt;"><font style="font-weight: bold;">PART I.</font><font class="TRGRRTFtoHTMLTab" style="display: inline-block; text-indent: 0px; font-size: 1px; width: 72pt">&#160;</font><font style="font-weight: bold;">INFORMATION



        REQUIRED IN THE SECTION 10(a) PROSPECTUS</font></div>
    <div style="text-align: justify; margin-bottom: 12pt;"><font style="font-weight: bold;">Items 1 and 2.</font><font class="TRGRRTFtoHTMLTab" style="display: inline-block; text-indent: 0px; font-size: 1px; width: 108pt">&#160;</font><font style="font-weight: bold;">Plan Information; and Registrant Information and Employee Plan Annual Information</font></div>
    <div style="text-align: justify; text-indent: 36pt; margin-bottom: 12pt;">The documents containing the information specified in Part I of Form S-8 have been or will be sent or given to participants in the Peapack-Gladstone Financial Corporation 2025
      Long-Term Incentive Plan (the &#8220;Plan&#8221;) as specified by Rule 428(b)(1) promulgated by the Securities and Exchange Commission (the &#8220;Commission&#8221;) under the Securities Act of 1933, as amended (the &#8220;Securities Act&#8221;).</div>
    <div style="text-align: justify; text-indent: 36pt; margin-bottom: 12pt;">Such documents are not being filed with the Commission but constitute (along with the documents incorporated by reference into this Registration Statement pursuant to Item 3 of
      Part II hereof) a prospectus that meets the requirements of Section 10(a) of the Securities Act.</div>
    <div style="text-align: justify; margin-bottom: 12pt;"><font style="font-weight: bold;">PART II.</font><font class="TRGRRTFtoHTMLTab" style="display: inline-block; text-indent: 0px; font-size: 1px; width: 72pt">&#160;</font><font style="font-weight: bold;">INFORMATION



        REQUIRED IN THE REGISTRATION STATEMENT</font></div>
    <div style="text-align: justify; margin-bottom: 12pt;"><font style="font-weight: bold;">Item 3.</font><font class="TRGRRTFtoHTMLTab" style="display: inline-block; text-indent: 0px; font-size: 1px; width: 72pt">&#160;</font><font style="font-weight: bold;">Incorporation



        of Documents by Reference</font></div>
    <div style="text-align: justify; text-indent: 36pt; margin-bottom: 12pt;">The following documents previously filed by Peapack-Gladstone Financial Corporation (the &#8220;Company&#8221;) with the Commission under the Securities Exchange Act of 1934, as amended (the
      &#8220;Exchange Act&#8221;), are incorporated herein by reference (other than any such documents or portions thereof that are furnished under Item 2.02 or Item 7.01 of Form&#160;8-K,&#160;unless otherwise indicated therein, including any exhibits included with such
      items):</div>
    <div style="text-align: justify; text-indent: 36pt; margin-bottom: 12pt;">(a)<font class="TRGRRTFtoHTMLTab" style="display: inline-block; text-indent: 0px; font-size: 1px; width: 36pt">&#160;</font>The Company&#8217;s <a href="https://www.sec.gov/Archives/edgar/data/1050743/000095017025037821/0000950170-25-037821-index.htm">Annual Report on Form 10-K</a> for the year ended December 31, 2024, filed with the Commission on March 12, 2025 (File No. 001-16197) pursuant
      to Section 13(a) of the Exchange Act (including information specifically incorporated by reference therein from the Company&#8217;s <a href="https://www.sec.gov/Archives/edgar/data/1050743/000095017025042474/0000950170-25-042474-index.htm">definitive
        proxy statement on Schedule 14A</a>, filed on March 20, 2025);</div>
    <div style="text-align: justify; text-indent: 36pt; margin-bottom: 12pt;">(b)<font class="TRGRRTFtoHTMLTab" style="display: inline-block; text-indent: 0px; font-size: 1px; width: 36pt">&#160;</font>The Company&#8217;s <a href="https://www.sec.gov/Archives/edgar/data/1050743/000095017025067615/0000950170-25-067615-index.htm">Quarterly Report on Form 10-Q</a> for the quarter ended March 31, 2025, filed with the Commission on May 9, 2025 (File No. 001-16197);</div>
    <div style="text-align: justify; text-indent: 36pt; margin-bottom: 12pt;">(c)<font class="TRGRRTFtoHTMLTab" style="display: inline-block; text-indent: 0px; font-size: 1px; width: 36pt">&#160;</font>The Company&#8217;s <a href="https://www.sec.gov/Archives/edgar/data/1050743/000095017025060851/0000950170-25-060851-index.htm">Current Report on Form 8-K</a> filed with the Commission on April 30, 2025 (File No. 001-16197); and</div>
    <div style="text-align: justify; text-indent: 36pt; margin-bottom: 12pt;">(d)<font class="TRGRRTFtoHTMLTab" style="display: inline-block; text-indent: 0px; font-size: 1px; width: 36pt">&#160;</font>The description of the Company&#8217;s common stock contained in
      the Company&#8217;s <a href="https://www.sec.gov/Archives/edgar/data/1050743/000091431708002204/0000914317-08-002204-index.htm">Registration Statement on Form 8-A/A</a> (Amendment No. 1) filed with the Commission on August 18, 2008 (File No. 001-16197),
      as updated by Exhibit 4.E to the <a href="https://www.sec.gov/Archives/edgar/data/1050743/000156459020010802/0001564590-20-010802-index.htm">Company&#8217;s Annual Report on Form 10-K</a> for the year ended December 31, 2019 (File No. 001-16197), filed
      with the Commission on March 13, 2020, including any amendment or report filed for the purpose of updating such information.</div>
    <div style="text-align: justify; text-indent: 36pt; margin-bottom: 12pt;">All documents subsequently filed by the Company with the Commission pursuant to Sections 13(a), 13(c), 14, or 15(d) of the Exchange Act, after the date hereof, and prior to the
      filing of a post-effective amendment which indicates that all securities offered hereby have been sold or which deregisters all securities then remaining unsold, shall be deemed incorporated by reference into this Registration Statement and to be a
      part thereof from the date of the filing of such documents.</div>
    <div style="text-align: justify; text-indent: 36pt; margin-bottom: 12pt;">Any statement contained in the documents incorporated, or deemed to be incorporated, by reference herein or therein shall be deemed to be modified or superseded for purposes of
      this Registration Statement and the prospectus to the extent that a statement contained herein or therein or in any other subsequently filed document which also is, or is deemed to be, incorporated by reference herein or therein modifies or
      supersedes such statement.&#160; Any such statement so modified or superseded shall not be deemed, except as so modified or superseded, to constitute a part of this Registration Statement and the prospectus.</div>
    <div style="text-align: justify; text-indent: 36pt; margin-bottom: 12pt;">All information appearing in this Registration Statement and the prospectus is qualified in its entirety by the detailed information, including financial statements, appearing in
      the documents incorporated herein or therein by reference.</div>
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    </div>
    <div style="margin-bottom: 12pt;"><br>
    </div>
    <div style="text-align: justify; margin-bottom: 12pt; font-weight: bold;">Item 4.&#160; Description of Securities</div>
    <div style="text-align: justify; text-indent: 36pt; margin-bottom: 12pt;">Not applicable.</div>
    <div style="text-align: justify; margin-bottom: 12pt; font-weight: bold;">Item 5.&#160; Interests of Named Experts and Counsel</div>
    <div style="text-align: justify; text-indent: 36pt; margin-bottom: 12pt;">None.</div>
    <div style="text-align: justify; margin-bottom: 12pt; font-weight: bold;">Item 6.&#160;&#160;Indemnification of Directors and Officers</div>
    <div style="text-align: justify; text-indent: 36pt;"><font style="font-style: italic;">Indemnification</font>. Article VI of the Company&#8217;s certificate of incorporation provides that, unless expressly prohibited by law, the Company shall indemnify a
      director or officer of the Company or of a subsidiary of the Company against his reasonable expenses and all liabilities in connection with any proceeding involving that director or officer of the Company or a wholly-owned subsidiary of the Company,
      including a proceeding by or in the right of the Company or its wholly-owned subsidiary, unless such breach of duty is based on an act or omission (a) in breach of such person&#8217;s duty of loyalty to the Company or its shareholders; (b) not in good
      faith or involving a knowing violation of law; or (c) resulting in receipt by such person of an improper personal benefit. The Company shall advance or pay those reasonable expenses incurred by such director or officer in a proceeding as and when
      incurred, provided, however, that the director or officer shall, as a condition to receipt of such advances, undertake to repay all amounts advanced if it shall finally be adjudicated that the breach of duty by the director or officer was based upon
      an act or omission (a) in breach of such person&#8217;s duty of loyalty to the Company (and/or its subsidiary) or its shareholders; (b) not in good faith or involving a knowing violation of law; or (c) resulting in receipt by such person of an improper
      personal benefit.</div>
    <div><br>
    </div>
    <div style="text-align: justify; text-indent: 36pt;">The New Jersey Business Corporation Act empowers a corporation to indemnify a corporate agent against his expenses and liabilities incurred in connection with any proceeding (other than a derivative
      lawsuit) involving the corporate agent by reason of his being or having been a corporate agent if (a) the agent acted in good faith and in a manner he reasonably believed to be in or not opposed to the best interests of the corporation, and (b) with
      respect to any criminal proceeding, the corporate agent had no reasonable cause to believe his conduct was unlawful. For purposes of the Act, the term &#8220;corporate agent&#8221; includes any present or former director, officer, employee or agent of the
      corporation, and a person serving as a &#8220;corporate agent&#8221; at the request of the corporation for any other enterprise.</div>
    <div><br>
    </div>
    <div style="text-align: justify; text-indent: 36pt;">With respect to any derivative action, the corporation is empowered to indemnify a corporate agent against his expenses (but not his liabilities) incurred in connection with any proceeding involving
      the corporate agent by reason of his being or having been a corporate agent if the agent acted in good faith and in a manner he reasonably believed to be in or not opposed to the best interests of the corporation. However, only the court in which the
      proceeding was brought can empower a corporation to indemnify a corporate agent against expenses with respect to any claim, issue or matter as to which the agent was adjudged liable for negligence or misconduct.</div>
    <div><br>
    </div>
    <div style="text-align: justify; text-indent: 36pt;">The corporation may indemnify a corporate agent in a specific case if a determination is made by any of the following that the applicable standard of conduct was met: (i) the board of directors, or a
      committee thereof, acting by a majority vote of a quorum consisting of disinterested directors; (ii) by independent legal counsel, if there is not a quorum of disinterested directors or if the disinterested quorum empowers counsel to make the
      determination; or (iii) by the shareholders.</div>
    <div><br>
    </div>
    <div style="text-align: justify; text-indent: 36pt;">A corporate agent is entitled to mandatory indemnification to the extent that the agent is successful on the merits or otherwise in any proceeding, or in defense of any claim, issue or matter in the
      proceeding. If a corporation fails or refuses to indemnify a corporate agent, whether the indemnification is permissive or mandatory, the agent may apply to a court to grant him the requested indemnification. In advance of the final disposition of a
      proceeding, the corporation may pay an agent&#8217;s expenses if the agent agrees to repay the expenses unless it is ultimately determined he is entitled to indemnification.</div>
    <div><br>
    </div>
    <div style="text-align: justify; text-indent: 36pt;"><font style="font-style: italic;">Exculpation. </font>Article VI of the Company&#8217;s certificate of incorporation provides that no director or officer of the Company, or of a subsidiary of the Company,
      shall be personally liable to the Company or to its shareholders for damages for breach of any duty owed to the Company or its shareholders unless such breach of duty is based on an act or omission (a) in breach of such person&#8217;s duty of loyalty to
      the Company (and/or its subsidiary) or its shareholders;</div>
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    <div><br>
    </div>
    <div style="text-align: justify;">(b) not in good faith or involving a knowing violation of law; or (c) resulting in receipt by such person of an improper benefit.</div>
    <div><br>
    </div>
    <div style="text-align: justify; text-indent: 36pt;"><font style="font-style: italic;">Insurance.</font> The Company maintains insurance policies insuring the Company&#8217;s directors and officers against liability for wrongful acts or omissions arising out
      of their positions as directors and officers, subject to certain limitations.</div>
    <div><br>
    </div>
    <div style="text-align: justify; font-weight: bold;">Item 7.&#160; Exemption From Registration Claimed.</div>
    <div><br>
    </div>
    <div style="text-align: justify; text-indent: 36pt;">Not applicable.</div>
    <div><br>
    </div>
    <div style="text-align: justify; font-weight: bold;">Item 8.&#160; List of Exhibits.</div>
    <div><br>
    </div>
    <table cellspacing="0" cellpadding="0" id="z8f1be38ff8ca448f90379393fe5e210b" style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; width: 100%; text-align: left; color: #000000;">

        <tr>
          <td style="width: 19.91%; vertical-align: bottom; border-bottom: #000000 2px solid;">
            <div style="text-align: center;">Regulation S-K</div>
            <div style="text-align: center;">Exhibit Number</div>
          </td>
          <td style="width: 2.82%; vertical-align: bottom;">&#160;</td>
          <td style="width: 77.26%; vertical-align: bottom; border-bottom: #000000 2px solid;">
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        </tr>
        <tr>
          <td style="width: 19.91%; vertical-align: top;">&#160;</td>
          <td style="width: 2.82%; vertical-align: top;">&#160;</td>
          <td style="width: 77.26%; vertical-align: top;">&#160;</td>
        </tr>
        <tr>
          <td style="width: 19.91%; vertical-align: top;">
            <div style="text-align: center;"><a href="https://www.sec.gov/Archives/edgar/data/1050743/000091431709002063/ex3.htm">4.1</a></div>
          </td>
          <td style="width: 2.82%; vertical-align: top;"><br>
          </td>
          <td style="width: 77.26%; vertical-align: top;">
            <div><a href="https://www.sec.gov/Archives/edgar/data/1050743/000091431709002063/ex3.htm">Certificate of Incorporation of Peapack-Gladstone Financial Corporation (incorporated by reference to Exhibit 3 of the Company&#8217;s Form 10-Q Quarterly
                Report filed on November 9, 2009 (File No. 001-16197))</a></div>
          </td>
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        <tr>
          <td style="width: 19.91%; vertical-align: top;">&#160;</td>
          <td style="width: 2.82%; vertical-align: top;">&#160;</td>
          <td style="width: 77.26%; vertical-align: top;">&#160;</td>
        </tr>
        <tr>
          <td style="width: 19.91%; vertical-align: top;">
            <div style="text-align: center;"><a href="https://www.sec.gov/Archives/edgar/data/1050743/000094337423000151/ex3-2.htm">4.2</a></div>
          </td>
          <td style="width: 2.82%; vertical-align: top;"><br>
          </td>
          <td style="width: 77.26%; vertical-align: top;">
            <div><a href="https://www.sec.gov/Archives/edgar/data/1050743/000094337423000151/ex3-2.htm">Bylaws of Peapack-Gladstone Financial Corporation (incorporated by reference to Exhibit 3.2 of the Company&#8217;s Form 8-K Current Report filed on March 23,
                2023 (File No. 001-16197))</a></div>
          </td>
        </tr>
        <tr>
          <td style="width: 19.91%; vertical-align: top;">&#160;</td>
          <td style="width: 2.82%; vertical-align: top;">&#160;</td>
          <td style="width: 77.26%; vertical-align: top;">&#160;</td>
        </tr>
        <tr>
          <td style="width: 19.91%; vertical-align: top;">
            <div style="text-align: center;"><a href="ex5-s8063025.htm">5</a></div>
          </td>
          <td style="width: 2.82%; vertical-align: top;"><br>
          </td>
          <td style="width: 77.26%; vertical-align: top;">
            <div><a href="ex5-s8063025.htm">Opinion of Luse Gorman, PC</a></div>
          </td>
        </tr>
        <tr>
          <td style="width: 19.91%; vertical-align: top;">&#160;</td>
          <td style="width: 2.82%; vertical-align: top;">&#160;</td>
          <td style="width: 77.26%; vertical-align: top;">&#160;</td>
        </tr>
        <tr>
          <td style="width: 19.91%; vertical-align: top;">
            <div style="text-align: center;"><a href="https://www.sec.gov/ix?doc=/Archives/edgar/data/0001050743/000095017025042474/pgc-20250320.htm">10.1</a></div>
          </td>
          <td style="width: 2.82%; vertical-align: top;"><br>
          </td>
          <td style="width: 77.26%; vertical-align: top;">
            <div style="text-align: justify;"><a href="https://www.sec.gov/ix?doc=/Archives/edgar/data/0001050743/000095017025042474/pgc-20250320.htm">Peapack-Gladstone Financial Corporation 2025 Long-Term Incentive Plan (incorporated by reference to
                Appendix A to the proxy statement for the Annual Meeting of Shareholders of Peapack-Gladstone Financial Corporation, filed under the Exchange Act on March 20, 2025 (File No. 001-16197))</a></div>
          </td>
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        <tr>
          <td style="width: 19.91%; vertical-align: top;">&#160;</td>
          <td style="width: 2.82%; vertical-align: top;">&#160;</td>
          <td style="width: 77.26%; vertical-align: top;">&#160;</td>
        </tr>
        <tr>
          <td style="width: 19.91%; vertical-align: top;">
            <div style="text-align: center;"><a href="ex10-2_s8063025.htm">10.2</a></div>
          </td>
          <td style="width: 2.82%; vertical-align: top;"><br>
          </td>
          <td style="width: 77.26%; vertical-align: top;">
            <div><a href="ex10-2_s8063025.htm">Form of Restricted Stock Unit Agreement (for Non-Employee Directors)</a></div>
          </td>
        </tr>
        <tr>
          <td style="width: 19.91%; vertical-align: top;">&#160;</td>
          <td style="width: 2.82%; vertical-align: top;">&#160;</td>
          <td style="width: 77.26%; vertical-align: top;">&#160;</td>
        </tr>
        <tr>
          <td style="width: 19.91%; vertical-align: top;">
            <div style="text-align: center;"><a href="ex10-3_s8063025.htm">10.3</a></div>
          </td>
          <td style="width: 2.82%; vertical-align: top;"><br>
          </td>
          <td style="width: 77.26%; vertical-align: top;">
            <div><a href="ex10-3_s8063025.htm">Form of Restricted Stock Unit Agreement (for Employees)</a></div>
          </td>
        </tr>
        <tr>
          <td style="width: 19.91%; vertical-align: top;">&#160;</td>
          <td style="width: 2.82%; vertical-align: top;">&#160;</td>
          <td style="width: 77.26%; vertical-align: top;">&#160;</td>
        </tr>
        <tr>
          <td style="width: 19.91%; vertical-align: top;">
            <div style="text-align: center;"><a href="ex10-4_s8063025.htm">10.4</a></div>
          </td>
          <td style="width: 2.82%; vertical-align: top;"><br>
          </td>
          <td style="width: 77.26%; vertical-align: top;">
            <div><a href="ex10-4_s8063025.htm">Form of Performance Restricted Stock Unit Agreement (for Employees)</a></div>
          </td>
        </tr>
        <tr>
          <td style="width: 19.91%; vertical-align: top;">&#160;</td>
          <td style="width: 2.82%; vertical-align: top;">&#160;</td>
          <td style="width: 77.26%; vertical-align: top;">&#160;</td>
        </tr>
        <tr>
          <td style="width: 19.91%; vertical-align: top;">
            <div style="text-align: center;"><a href="ex5-s8063025.htm">23.1</a></div>
          </td>
          <td style="width: 2.82%; vertical-align: top;"><br>
          </td>
          <td style="width: 77.26%; vertical-align: top;">
            <div><a href="ex5-s8063025.htm">Consent of Luse Gorman, PC (contained in Exhibit 5)</a></div>
          </td>
        </tr>
        <tr>
          <td style="width: 19.91%; vertical-align: top;">&#160;</td>
          <td style="width: 2.82%; vertical-align: top;">&#160;</td>
          <td style="width: 77.26%; vertical-align: top;">&#160;</td>
        </tr>
        <tr>
          <td style="width: 19.91%; vertical-align: top;">
            <div style="text-align: center;"><a href="ex23-2_s8063025.htm">23.2</a></div>
          </td>
          <td style="width: 2.82%; vertical-align: top;"><br>
          </td>
          <td style="width: 77.26%; vertical-align: top;">
            <div><a href="ex23-2_s8063025.htm">Consent of Crowe LLP (Independent Registered Public Accounting Firm)</a></div>
          </td>
        </tr>
        <tr>
          <td style="width: 19.91%; vertical-align: top;">&#160;</td>
          <td style="width: 2.82%; vertical-align: top;">&#160;</td>
          <td style="width: 77.26%; vertical-align: top;">&#160;</td>
        </tr>
        <tr>
          <td style="width: 19.91%; vertical-align: top;">
            <div style="text-align: center;"><a href="#POWEROFATTORNEY">24</a></div>
          </td>
          <td style="width: 2.82%; vertical-align: top;"><br>
          </td>
          <td style="width: 77.26%; vertical-align: top;">
            <div><a href="#POWEROFATTORNEY">Power of Attorney (contained on signature page)</a></div>
          </td>
        </tr>
        <tr>
          <td style="width: 19.91%; vertical-align: top;">&#160;</td>
          <td style="width: 2.82%; vertical-align: top;">&#160;</td>
          <td style="width: 77.26%; vertical-align: top;">&#160;</td>
        </tr>
        <tr>
          <td style="width: 19.91%; vertical-align: top;">
            <div style="text-align: center;"><a href="ex107_s8063025.htm">107</a></div>
          </td>
          <td style="width: 2.82%; vertical-align: top;"><br>
          </td>
          <td style="width: 77.26%; vertical-align: top;">
            <div><a href="ex107_s8063025.htm">Filing Fee Table</a></div>
          </td>
        </tr>

    </table>
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          <td style="width: 72pt; vertical-align: top; font-weight: bold;">Item 9.</td>
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            <div style="font-weight: bold;">Undertakings</div>
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    </table>
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    <div style="text-align: justify; text-indent: 36pt; margin-bottom: 12pt;">The undersigned registrant hereby undertakes:</div>
    <div style="text-align: justify; text-indent: 36pt; margin-bottom: 12pt;">1.<font class="TRGRRTFtoHTMLTab" style="display: inline-block; text-indent: 0px; font-size: 1px; width: 36pt">&#160;</font>To file, during any period in which offers or sales are
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    <div style="text-align: justify; text-indent: 72pt; margin-bottom: 12pt;">(i)<font class="TRGRRTFtoHTMLTab" style="display: inline-block; text-indent: 0px; font-size: 1px; width: 36pt">&#160;</font>to include any prospectus required by Section 10(a)(3) of
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    <div style="text-align: justify; text-indent: 72pt; margin-bottom: 12pt;">(ii)<font class="TRGRRTFtoHTMLTab" style="display: inline-block; text-indent: 0px; font-size: 1px; width: 36pt">&#160;</font>to reflect in the prospectus any facts or events arising
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    <div style="text-align: justify; margin-bottom: 12pt;">represent a fundamental change in the information set forth in the registration statement.&#160; Notwithstanding the foregoing, any increase or decrease in volume of securities offered (if the total
      dollar value of securities offered would not exceed that which was registered) and any deviation from the low or high end of the estimated maximum offering range may be reflected in the form of prospectus filed with the Commission pursuant to Rule
      424(b) (Section 230.424(b)) if, in the aggregate, the changes in volume and price represent no more than a 20% change in the maximum aggregate offering price set forth in the &#8220;Calculation of Filing Fees&#8221; table in the effective registration statement;</div>
    <div style="text-align: justify; text-indent: 72pt; margin-bottom: 12pt;">(iii)<font class="TRGRRTFtoHTMLTab" style="display: inline-block; text-indent: 0px; font-size: 1px; width: 36pt">&#160;</font>to include any material information with respect to the
      plan of distribution not previously disclosed in this Registration Statement or any material change to such information in this Registration Statement;</div>
    <div style="text-align: justify; text-indent: 36pt; margin-bottom: 12pt;">provided, however, that paragraphs 1(i) and 1(ii) above do not apply if the information required to be included in a post-effective amendment by these paragraphs is contained in
      reports filed with or furnished to the Commission by the Company pursuant to Section 13 or Section 15(d) of the Exchange Act that are incorporated by reference in this Registration Statement;</div>
    <div style="text-align: justify; text-indent: 36pt; margin-bottom: 12pt;">2.<font class="TRGRRTFtoHTMLTab" style="display: inline-block; text-indent: 0px; font-size: 1px; width: 36pt">&#160;</font>That, for the purpose of determining any liability under the
      Securities Act, each such post-effective amendment shall be deemed to be a new registration statement relating to the securities offered therein, and the offering of such securities at that time shall be deemed to be the initial <font style="font-style: italic;">bona fide</font> offering thereof;</div>
    <div style="text-align: justify; text-indent: 36pt; margin-bottom: 12pt;">3.<font class="TRGRRTFtoHTMLTab" style="display: inline-block; text-indent: 0px; font-size: 1px; width: 36pt">&#160;</font>To remove from registration by means of a post-effective
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    <div style="text-align: justify; text-indent: 36pt; margin-bottom: 12pt;">4.<font class="TRGRRTFtoHTMLTab" style="display: inline-block; text-indent: 0px; font-size: 1px; width: 36pt">&#160;</font>That, for purposes of determining any liability under the
      Securities Act, each filing of the registrant&#8217;s annual report pursuant to Section 13(a) or 15(d) of the Exchange Act that is incorporated by reference in the Registration Statement shall be deemed to be a new registration statement relating to the
      securities offered therein, and the offering of such securities at that time shall be deemed to be the initial <font style="font-style: italic;">bona fide</font> offering thereof; and</div>
    <div style="text-align: justify; text-indent: 36pt; margin-bottom: 12pt;">5.<font class="TRGRRTFtoHTMLTab" style="display: inline-block; text-indent: 0px; font-size: 1px; width: 36pt">&#160;</font>Insofar as indemnification for liabilities arising under the
      Securities Act may be permitted to directors, officers and controlling persons of the registrant pursuant to the foregoing provisions, or otherwise, the registrant has been advised that in the opinion of the Commission such indemnification is against
      public policy as expressed in the Securities Act and is, therefore, unenforceable.&#160; In the event that a claim for indemnification against such liabilities (other than the payment by the registrant of expenses incurred or paid by a director, officer
      or controlling person of the registrant in the successful defense of any action, suit or proceeding) is asserted by such director, officer or controlling person in connection with the securities being registered, the registrant will, unless in the
      opinion of its counsel the matter has been settled by controlling precedent, submit to a court of appropriate jurisdiction the question whether such indemnification by it is against public policy as expressed in the Securities Act and will be
      governed by the final adjudication of such issue.</div>
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    <div style="text-align: center; font-weight: bold;">SIGNATURES</div>
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    <div style="text-align: justify; text-indent: 36pt; margin-bottom: 12pt;"><font style="font-weight: bold;">The Registrant.</font>&#160; Pursuant to the requirements of the Securities Act of 1933, the Registrant certifies that it has reasonable grounds to
      believe that it meets all of the requirements for filing on Form S-8 and has duly caused this registration statement to be signed on its behalf by the undersigned, thereunto duly authorized, in the Township of Bedminster, State of New Jersey, on the
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        <tr>
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            <div style="font-weight: bold;">PEAPACK-GLADSTONE FINANCIAL CORPORATION</div>
            <div>&#160;</div>
            <div>&#160;</div>
          </td>
        </tr>
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          <td style="width: 37.19%; vertical-align: top;">&#160;</td>
          <td style="width: 22.89%; vertical-align: top;">
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            <div style="text-align: justify;">Douglas L. Kennedy</div>
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          <td style="width: 37.19%; vertical-align: top;">&#160;</td>
          <td style="width: 22.89%; vertical-align: top;">&#160;</td>
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            <div style="text-align: justify;">President and Chief Executive Officer</div>
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          <td style="width: 37.19%; vertical-align: top;">&#160;</td>
          <td style="width: 22.89%; vertical-align: top;">&#160;</td>
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            <div style="text-align: justify;">(Duly Authorized Representative)</div>
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    <div style="text-align: center; font-weight: bold;"><a name="POWEROFATTORNEY"><!--Anchor--></a>POWER OF ATTORNEY</div>
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    <div style="text-align: justify; text-indent: 36pt; margin-bottom: 12pt;">We, the undersigned directors and officers of Peapack-Gladstone Financial Corporation (the &#8220;Company&#8221;) hereby severally constitute and appoint Douglas L. Kennedy and Frank A.
      Cavallaro, and each of them, as our true and lawful attorneys and agents, to do any and all things in our names in the capacities indicated below which said Douglas L. Kennedy and Frank A. Cavallaro may deem necessary or advisable to enable the
      Company to comply with the Securities Act of 1933, as amended, and any rules, regulations and requirements of the Securities and Exchange Commission, in connection with the registration of shares of common stock to be issued under the
      Peapack-Gladstone Financial Corporation 2025 Long-Term Incentive Plan, including specifically, but not limited to, power and authority to sign for us in our names in the capacities indicated below the registration statement and any and all amendments
      (including post-effective amendments) thereto; and we hereby approve, ratify and confirm all that said Douglas L. Kennedy and Frank A. Cavallaro shall do or cause to be done by virtue thereof.</div>
    <div style="text-align: justify; text-indent: 36pt; margin-bottom: 12pt;">Pursuant to the requirements of the Securities Act of 1933, as amended, this Registration Statement on Form S-8 has been signed by the following persons in the capacities and on
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            <div>Signatures</div>
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          <td style="width: 33.79%; vertical-align: top;">&#160;</td>
          <td style="width: 2.84%; vertical-align: top;">&#160;</td>
          <td style="width: 34.25%; vertical-align: top;">&#160;</td>
          <td style="width: 3.22%; vertical-align: top;">&#160;</td>
          <td style="width: 25.89%; vertical-align: top;">&#160;</td>
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          <td style="width: 33.79%; vertical-align: top;">&#160;</td>
          <td style="width: 2.84%; vertical-align: top;">&#160;</td>
          <td style="width: 34.25%; vertical-align: top;">&#160;</td>
          <td style="width: 3.22%; vertical-align: top;">&#160;</td>
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            <div>President, Chief Executive Officer and Director</div>
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            <div>&#160;June 30, 2025</div>
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            <div>Douglas L. Kennedy</div>
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          <td style="width: 3.22%; vertical-align: top;">&#160;</td>
          <td style="width: 25.89%; vertical-align: top;">&#160;</td>
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          <td style="width: 33.79%; vertical-align: top;">&#160;</td>
          <td style="width: 2.84%; vertical-align: top;">&#160;</td>
          <td style="width: 34.25%; vertical-align: top;">&#160;</td>
          <td style="width: 3.22%; vertical-align: top;">&#160;</td>
          <td style="width: 25.89%; vertical-align: top;">&#160;</td>
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          <td style="width: 33.79%; vertical-align: top;">&#160;</td>
          <td style="width: 2.84%; vertical-align: top;">&#160;</td>
          <td style="width: 34.25%; vertical-align: top;">&#160;</td>
          <td style="width: 3.22%; vertical-align: top;">&#160;</td>
          <td style="width: 25.89%; vertical-align: top;">&#160;</td>
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          <td style="width: 3.22%; vertical-align: top;">&#160;</td>
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            <div>&#160;June 30, 2025</div>
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        <tr>
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            <div>Frank A. Cavallaro</div>
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          <td style="width: 2.84%; vertical-align: top;">&#160;</td>
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          <td style="width: 3.22%; vertical-align: top;">&#160;</td>
          <td style="width: 25.89%; vertical-align: top;">&#160;</td>
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        <tr>
          <td style="width: 33.79%; vertical-align: top;">&#160;</td>
          <td style="width: 2.84%; vertical-align: top;">&#160;</td>
          <td style="width: 34.25%; vertical-align: top;">&#160;</td>
          <td style="width: 3.22%; vertical-align: top;">&#160;</td>
          <td style="width: 25.89%; vertical-align: top;">&#160;</td>
        </tr>
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          <td style="width: 33.79%; vertical-align: top;">&#160;</td>
          <td style="width: 2.84%; vertical-align: top;">&#160;</td>
          <td style="width: 34.25%; vertical-align: top;">&#160;</td>
          <td style="width: 3.22%; vertical-align: top;">&#160;</td>
          <td style="width: 25.89%; vertical-align: top;">&#160;</td>
        </tr>
        <tr>
          <td style="width: 33.79%; vertical-align: top;">&#160;</td>
          <td style="width: 2.84%; vertical-align: top;">&#160;</td>
          <td style="width: 34.25%; vertical-align: top;">&#160;</td>
          <td style="width: 3.22%; vertical-align: top;">&#160;</td>
          <td style="width: 25.89%; vertical-align: top;">&#160;</td>
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          <td style="width: 2.84%; vertical-align: top;">&#160;</td>
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          <td style="width: 3.22%; vertical-align: top;">&#160;</td>
          <td style="width: 25.89%; vertical-align: top; border-bottom: 2px solid black;">
            <div>&#160;June 30, 2025</div>
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        <tr>
          <td style="width: 33.79%; vertical-align: top;">
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          <td style="width: 2.84%; vertical-align: top;">&#160;</td>
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          <td style="width: 3.22%; vertical-align: top;">&#160;</td>
          <td style="width: 25.89%; vertical-align: top;">&#160;</td>
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          <td style="width: 33.79%; vertical-align: top;">&#160;</td>
          <td style="width: 2.84%; vertical-align: top;">&#160;</td>
          <td style="width: 34.25%; vertical-align: top;">&#160;</td>
          <td style="width: 3.22%; vertical-align: top;">&#160;</td>
          <td style="width: 25.89%; vertical-align: top;">&#160;</td>
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          <td style="width: 33.79%; vertical-align: top;">&#160;</td>
          <td style="width: 2.84%; vertical-align: top;">&#160;</td>
          <td style="width: 34.25%; vertical-align: top;">&#160;</td>
          <td style="width: 3.22%; vertical-align: top;">&#160;</td>
          <td style="width: 25.89%; vertical-align: top;">&#160;</td>
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          <td style="width: 3.22%; vertical-align: top;">&#160;</td>
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            <div>&#160;June 30, 2025</div>
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          <td style="width: 33.79%; vertical-align: top;">
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          <td style="width: 2.84%; vertical-align: top;">&#160;</td>
          <td style="width: 34.25%; vertical-align: top;">&#160;</td>
          <td style="width: 3.22%; vertical-align: top;">&#160;</td>
          <td style="width: 25.89%; vertical-align: top;">&#160;</td>
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          <td style="width: 6.18%; vertical-align: top;">&#160;</td>
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          <td style="width: 32.92%; vertical-align: top;">&#160;</td>
          <td style="width: 6.18%; vertical-align: top;">&#160;</td>
          <td style="width: 27.9%; vertical-align: top;">&#160;</td>
          <td style="width: 6.16%; vertical-align: top;">&#160;</td>
          <td style="width: 26.84%; vertical-align: top;">&#160;</td>
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          <td style="width: 32.92%; vertical-align: top;">&#160;</td>
          <td style="width: 6.18%; vertical-align: top;">&#160;</td>
          <td style="width: 27.9%; vertical-align: top;">&#160;</td>
          <td style="width: 6.16%; vertical-align: top;">&#160;</td>
          <td style="width: 26.84%; vertical-align: top;">&#160;</td>
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          <td style="width: 32.92%; vertical-align: top; border-bottom: #000000 2px solid;">&#160;/s/ Carmen M. Bowser<br>
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          <td style="width: 6.18%; vertical-align: top;">&#160;</td>
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          <td style="width: 6.16%; vertical-align: top;">&#160;</td>
          <td style="width: 26.84%; vertical-align: top; border-bottom: 2px solid black;">
            <div>&#160;June 30, 2025</div>
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          <td style="width: 6.18%; vertical-align: top;">&#160;</td>
          <td style="width: 27.9%; vertical-align: top;">&#160;</td>
          <td style="width: 6.16%; vertical-align: top;">&#160;</td>
          <td style="width: 26.84%; vertical-align: top;">&#160;</td>
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          <td style="width: 32.92%; vertical-align: top;">&#160;</td>
          <td style="width: 6.18%; vertical-align: top;">&#160;</td>
          <td style="width: 27.9%; vertical-align: top;">&#160;</td>
          <td style="width: 6.16%; vertical-align: top;">&#160;</td>
          <td style="width: 26.84%; vertical-align: top;">&#160;</td>
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        <tr>
          <td style="width: 32.92%; vertical-align: top;">&#160;</td>
          <td style="width: 6.18%; vertical-align: top;">&#160;</td>
          <td style="width: 27.9%; vertical-align: top;">&#160;</td>
          <td style="width: 6.16%; vertical-align: top;">&#160;</td>
          <td style="width: 26.84%; vertical-align: top;">&#160;</td>
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          <td style="width: 32.92%; vertical-align: top; border-bottom: #000000 2px solid;">&#160;/s/ Patrick M. Campion<br>
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          <td style="width: 6.18%; vertical-align: top;">&#160;</td>
          <td style="width: 27.9%; vertical-align: top;">
            <div>Director</div>
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          <td style="width: 6.16%; vertical-align: top;">&#160;</td>
          <td style="width: 26.84%; vertical-align: top; border-bottom: 2px solid black;">
            <div>&#160;June 30, 2025</div>
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        <tr>
          <td style="width: 32.92%; vertical-align: top;">
            <div>Patrick M. Campion</div>
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          <td style="width: 6.18%; vertical-align: top;">&#160;</td>
          <td style="width: 27.9%; vertical-align: top;">&#160;</td>
          <td style="width: 6.16%; vertical-align: top;">&#160;</td>
          <td style="width: 26.84%; vertical-align: top;">&#160;</td>
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        <tr>
          <td style="width: 32.92%; vertical-align: top;">&#160;</td>
          <td style="width: 6.18%; vertical-align: top;">&#160;</td>
          <td style="width: 27.9%; vertical-align: top;">&#160;</td>
          <td style="width: 6.16%; vertical-align: top;">&#160;</td>
          <td style="width: 26.84%; vertical-align: top;">&#160;</td>
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        <tr>
          <td style="width: 32.92%; vertical-align: top;">&#160;</td>
          <td style="width: 6.18%; vertical-align: top;">&#160;</td>
          <td style="width: 27.9%; vertical-align: top;">&#160;</td>
          <td style="width: 6.16%; vertical-align: top;">&#160;</td>
          <td style="width: 26.84%; vertical-align: top;">&#160;</td>
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          <td style="width: 32.92%; vertical-align: top; border-bottom: #000000 2px solid;">&#160;/s/ Susan A. Cole<br>
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          <td style="width: 6.18%; vertical-align: top;">&#160;</td>
          <td style="width: 27.9%; vertical-align: top;">
            <div>Director</div>
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          <td style="width: 6.16%; vertical-align: top;">&#160;</td>
          <td style="width: 26.84%; vertical-align: top; border-bottom: 2px solid black;">
            <div>&#160;June 30, 2025</div>
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          <td style="width: 32.92%; vertical-align: top;">
            <div>Susan A. Cole</div>
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          <td style="width: 6.18%; vertical-align: top;">&#160;</td>
          <td style="width: 27.9%; vertical-align: top;">&#160;</td>
          <td style="width: 6.16%; vertical-align: top;">&#160;</td>
          <td style="width: 26.84%; vertical-align: top;">&#160;</td>
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        <tr>
          <td style="width: 32.92%; vertical-align: top;">&#160;</td>
          <td style="width: 6.18%; vertical-align: top;">&#160;</td>
          <td style="width: 27.9%; vertical-align: top;">&#160;</td>
          <td style="width: 6.16%; vertical-align: top;">&#160;</td>
          <td style="width: 26.84%; vertical-align: top;">&#160;</td>
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        <tr>
          <td style="width: 32.92%; vertical-align: top;">&#160;</td>
          <td style="width: 6.18%; vertical-align: top;">&#160;</td>
          <td style="width: 27.9%; vertical-align: top;">&#160;</td>
          <td style="width: 6.16%; vertical-align: top;">&#160;</td>
          <td style="width: 26.84%; vertical-align: top;">&#160;</td>
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        <tr>
          <td style="width: 32.92%; vertical-align: top; border-bottom: #000000 2px solid;">&#160;/s/ Anthony J. Consi<br>
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          <td style="width: 6.18%; vertical-align: top;">&#160;</td>
          <td style="width: 27.9%; vertical-align: top;">
            <div>Director</div>
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          <td style="width: 6.16%; vertical-align: top;">&#160;</td>
          <td style="width: 26.84%; vertical-align: top; border-bottom: 2px solid black;">
            <div>&#160;June 30, 2025</div>
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        <tr>
          <td style="width: 32.92%; vertical-align: top;">
            <div>Anthony J. Consi</div>
          </td>
          <td style="width: 6.18%; vertical-align: top;">&#160;</td>
          <td style="width: 27.9%; vertical-align: top;">&#160;</td>
          <td style="width: 6.16%; vertical-align: top;">&#160;</td>
          <td style="width: 26.84%; vertical-align: top;">&#160;</td>
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        <tr>
          <td style="width: 32.92%; vertical-align: top;">&#160;</td>
          <td style="width: 6.18%; vertical-align: top;">&#160;</td>
          <td style="width: 27.9%; vertical-align: top;">&#160;</td>
          <td style="width: 6.16%; vertical-align: top;">&#160;</td>
          <td style="width: 26.84%; vertical-align: top;">&#160;</td>
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        <tr>
          <td style="width: 32.92%; vertical-align: top;">&#160;</td>
          <td style="width: 6.18%; vertical-align: top;">&#160;</td>
          <td style="width: 27.9%; vertical-align: top;">&#160;</td>
          <td style="width: 6.16%; vertical-align: top;">&#160;</td>
          <td style="width: 26.84%; vertical-align: top;">&#160;</td>
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        <tr>
          <td style="width: 32.92%; vertical-align: top; border-bottom: #000000 2px solid;">&#160;/s/ Richard Daingerfield<br>
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          <td style="width: 6.18%; vertical-align: top;">&#160;</td>
          <td style="width: 27.9%; vertical-align: top;">
            <div>Director</div>
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          <td style="width: 6.16%; vertical-align: top;">&#160;</td>
          <td style="width: 26.84%; vertical-align: top; border-bottom: 2px solid black;">
            <div>&#160;June 30, 2025</div>
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        <tr>
          <td style="width: 32.92%; vertical-align: top;">
            <div>Richard Daingerfield</div>
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          <td style="width: 6.18%; vertical-align: top;">&#160;</td>
          <td style="width: 27.9%; vertical-align: top;">&#160;</td>
          <td style="width: 6.16%; vertical-align: top;">&#160;</td>
          <td style="width: 26.84%; vertical-align: top;">&#160;</td>
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        <tr>
          <td style="width: 32.92%; vertical-align: top;">&#160;</td>
          <td style="width: 6.18%; vertical-align: top;">&#160;</td>
          <td style="width: 27.9%; vertical-align: top;">&#160;</td>
          <td style="width: 6.16%; vertical-align: top;">&#160;</td>
          <td style="width: 26.84%; vertical-align: top;">&#160;</td>
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        <tr>
          <td style="width: 32.92%; vertical-align: top;">&#160;</td>
          <td style="width: 6.18%; vertical-align: top;">&#160;</td>
          <td style="width: 27.9%; vertical-align: top;">&#160;</td>
          <td style="width: 6.16%; vertical-align: top;">&#160;</td>
          <td style="width: 26.84%; vertical-align: top;">&#160;</td>
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          <td style="width: 32.92%; vertical-align: top; border-bottom: #000000 2px solid;">&#160;/s/ Edward A. Gramigna, Jr.<br>
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          <td style="width: 6.18%; vertical-align: top;">&#160;</td>
          <td style="width: 27.9%; vertical-align: top;">
            <div>Director</div>
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          <td style="width: 6.16%; vertical-align: top;">&#160;</td>
          <td style="width: 26.84%; vertical-align: top; border-bottom: 2px solid black;">
            <div>&#160;June 30, 2025</div>
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          <td style="width: 32.92%; vertical-align: top;">
            <div>Edward A. Gramigna, Jr.</div>
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          <td style="width: 6.18%; vertical-align: top;">&#160;</td>
          <td style="width: 27.9%; vertical-align: top;">&#160;</td>
          <td style="width: 6.16%; vertical-align: top;">&#160;</td>
          <td style="width: 26.84%; vertical-align: top;">&#160;</td>
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        <tr>
          <td style="width: 32.92%; vertical-align: top;">&#160;</td>
          <td style="width: 6.18%; vertical-align: top;">&#160;</td>
          <td style="width: 27.9%; vertical-align: top;">&#160;</td>
          <td style="width: 6.16%; vertical-align: top;">&#160;</td>
          <td style="width: 26.84%; vertical-align: top;">&#160;</td>
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        <tr>
          <td style="width: 32.92%; vertical-align: top;">&#160;</td>
          <td style="width: 6.18%; vertical-align: top;">&#160;</td>
          <td style="width: 27.9%; vertical-align: top;">&#160;</td>
          <td style="width: 6.16%; vertical-align: top;">&#160;</td>
          <td style="width: 26.84%; vertical-align: top;">&#160;</td>
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        <tr>
          <td style="width: 32.92%; vertical-align: top; border-bottom: #000000 2px solid;">&#160;/s/ Peter D. Horst<br>
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          <td style="width: 6.18%; vertical-align: top;">&#160;</td>
          <td style="width: 27.9%; vertical-align: top;">
            <div>Director</div>
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          <td style="width: 6.16%; vertical-align: top;">&#160;</td>
          <td style="width: 26.84%; vertical-align: top; border-bottom: 2px solid black;">
            <div>&#160;June 30, 2025</div>
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        <tr>
          <td style="width: 32.92%; vertical-align: top;">
            <div>Peter D. Horst</div>
          </td>
          <td style="width: 6.18%; vertical-align: top;">&#160;</td>
          <td style="width: 27.9%; vertical-align: top;">&#160;</td>
          <td style="width: 6.16%; vertical-align: top;">&#160;</td>
          <td style="width: 26.84%; vertical-align: top;">&#160;</td>
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        <tr>
          <td style="width: 32.92%; vertical-align: top;">&#160;</td>
          <td style="width: 6.18%; vertical-align: top;">&#160;</td>
          <td style="width: 27.9%; vertical-align: top;">&#160;</td>
          <td style="width: 6.16%; vertical-align: top;">&#160;</td>
          <td style="width: 26.84%; vertical-align: top;">&#160;</td>
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        <tr>
          <td style="width: 32.92%; vertical-align: top;">&#160;</td>
          <td style="width: 6.18%; vertical-align: top;">&#160;</td>
          <td style="width: 27.9%; vertical-align: top;">&#160;</td>
          <td style="width: 6.16%; vertical-align: top;">&#160;</td>
          <td style="width: 26.84%; vertical-align: top;">&#160;</td>
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          <td style="width: 32.92%; vertical-align: top; border-bottom: #000000 2px solid;">&#160;/s/ Steven A. Kass<br>
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          <td style="width: 6.18%; vertical-align: top;">&#160;</td>
          <td style="width: 27.9%; vertical-align: top;">
            <div>Director</div>
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          <td style="width: 6.16%; vertical-align: top;">&#160;</td>
          <td style="width: 26.84%; vertical-align: top; border-bottom: 2px solid black;">
            <div>&#160;June 30, 2025</div>
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          <td style="width: 32.92%; vertical-align: top;">
            <div>Steven A. Kass</div>
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          <td style="width: 6.18%; vertical-align: top;">&#160;</td>
          <td style="width: 27.9%; vertical-align: top;">&#160;</td>
          <td style="width: 6.16%; vertical-align: top;">&#160;</td>
          <td style="width: 26.84%; vertical-align: top;">&#160;</td>
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          <td style="width: 32.92%; vertical-align: top;">&#160;</td>
          <td style="width: 6.18%; vertical-align: top;">&#160;</td>
          <td style="width: 27.9%; vertical-align: top;">&#160;</td>
          <td style="width: 6.16%; vertical-align: top;">&#160;</td>
          <td style="width: 26.84%; vertical-align: top;">&#160;</td>
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        <tr>
          <td style="width: 32.92%; vertical-align: top;">&#160;</td>
          <td style="width: 6.18%; vertical-align: top;">&#160;</td>
          <td style="width: 27.9%; vertical-align: top;">&#160;</td>
          <td style="width: 6.16%; vertical-align: top;">&#160;</td>
          <td style="width: 26.84%; vertical-align: top;">&#160;</td>
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          <td style="width: 32.92%; vertical-align: top; border-bottom: #000000 2px solid;">&#160;/s/ Patrick J. Mullen<br>
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          <td style="width: 6.18%; vertical-align: top;">&#160;</td>
          <td style="width: 27.9%; vertical-align: top;">
            <div>Director</div>
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          <td style="width: 6.16%; vertical-align: top;">&#160;</td>
          <td style="width: 26.84%; vertical-align: top; border-bottom: 2px solid black;">
            <div>&#160;June 30, 2025</div>
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          <td style="width: 32.92%; vertical-align: top;">
            <div>Patrick J. Mullen</div>
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          <td style="width: 6.18%; vertical-align: top;">&#160;</td>
          <td style="width: 27.9%; vertical-align: top;">&#160;</td>
          <td style="width: 6.16%; vertical-align: top;">&#160;</td>
          <td style="width: 26.84%; vertical-align: top;">&#160;</td>
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          <td style="width: 32.92%; vertical-align: top;">&#160;</td>
          <td style="width: 6.18%; vertical-align: top;">&#160;</td>
          <td style="width: 27.9%; vertical-align: top;">&#160;</td>
          <td style="width: 6.16%; vertical-align: top;">&#160;</td>
          <td style="width: 26.84%; vertical-align: top;">&#160;</td>
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        <tr>
          <td style="width: 32.92%; vertical-align: top;">&#160;</td>
          <td style="width: 6.18%; vertical-align: top;">&#160;</td>
          <td style="width: 27.9%; vertical-align: top;">&#160;</td>
          <td style="width: 6.16%; vertical-align: top;">&#160;</td>
          <td style="width: 26.84%; vertical-align: top;">&#160;</td>
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          <td style="width: 32.92%; vertical-align: top; border-bottom: #000000 2px solid;">&#160;/s/ Philip W. Smith, III<br>
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          <td style="width: 6.18%; vertical-align: top;">&#160;</td>
          <td style="width: 27.9%; vertical-align: top;">
            <div>Director</div>
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          <td style="width: 6.16%; vertical-align: top;">&#160;</td>
          <td style="width: 26.84%; vertical-align: top; border-bottom: 2px solid black;">
            <div>&#160;June 30, 2025</div>
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        <tr>
          <td style="width: 32.92%; vertical-align: top;">
            <div>Philip W. Smith, III</div>
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          <td style="width: 6.18%; vertical-align: top;">&#160;</td>
          <td style="width: 27.9%; vertical-align: top;">&#160;</td>
          <td style="width: 6.16%; vertical-align: top;">&#160;</td>
          <td style="width: 26.84%; vertical-align: top;">&#160;</td>
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        <tr>
          <td style="width: 32.92%; vertical-align: top;">&#160;</td>
          <td style="width: 6.18%; vertical-align: top;">&#160;</td>
          <td style="width: 27.9%; vertical-align: top;">&#160;</td>
          <td style="width: 6.16%; vertical-align: top;">&#160;</td>
          <td style="width: 26.84%; vertical-align: top;">&#160;</td>
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        <tr>
          <td style="width: 32.92%; vertical-align: top;">&#160;</td>
          <td style="width: 6.18%; vertical-align: top;">&#160;</td>
          <td style="width: 27.9%; vertical-align: top;">&#160;</td>
          <td style="width: 6.16%; vertical-align: top;">&#160;</td>
          <td style="width: 26.84%; vertical-align: top;">&#160;</td>
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          <td style="width: 32.92%; vertical-align: top; border-bottom: #000000 2px solid;">&#160;/s/ Tony Spinelli<br>
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          <td style="width: 6.18%; vertical-align: top;">&#160;</td>
          <td style="width: 27.9%; vertical-align: top;">
            <div>Director</div>
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          <td style="width: 6.16%; vertical-align: top;">&#160;</td>
          <td style="width: 26.84%; vertical-align: top; border-bottom: 2px solid black;">
            <div>&#160;June 30, 2025</div>
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          <td style="width: 32.92%; vertical-align: top;">
            <div>Tony Spinelli</div>
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          <td style="width: 6.18%; vertical-align: top;">&#160;</td>
          <td style="width: 27.9%; vertical-align: top;">&#160;</td>
          <td style="width: 6.16%; vertical-align: top;">&#160;</td>
          <td style="width: 26.84%; vertical-align: top;">&#160;</td>
        </tr>
        <tr>
          <td style="width: 32.92%; vertical-align: top;">&#160;</td>
          <td style="width: 6.18%; vertical-align: top;">&#160;</td>
          <td style="width: 27.9%; vertical-align: top;">&#160;</td>
          <td style="width: 6.16%; vertical-align: top;">&#160;</td>
          <td style="width: 26.84%; vertical-align: top;">&#160;</td>
        </tr>
        <tr>
          <td style="width: 32.92%; vertical-align: top;">&#160;</td>
          <td style="width: 6.18%; vertical-align: top;">&#160;</td>
          <td style="width: 27.9%; vertical-align: top;">&#160;</td>
          <td style="width: 6.16%; vertical-align: top;">&#160;</td>
          <td style="width: 26.84%; vertical-align: top;">&#160;</td>
        </tr>
        <tr>
          <td style="width: 32.92%; vertical-align: top; border-bottom: #000000 2px solid;">&#160;/s/ Beth Welsh<br>
          </td>
          <td style="width: 6.18%; vertical-align: top;">&#160;</td>
          <td style="width: 27.9%; vertical-align: top;">
            <div>Director</div>
          </td>
          <td style="width: 6.16%; vertical-align: top;">&#160;</td>
          <td style="width: 26.84%; vertical-align: top; border-bottom: 2px solid black;">
            <div>&#160;June 30, 2025</div>
          </td>
        </tr>
        <tr>
          <td style="width: 32.92%; vertical-align: top;">
            <div>Beth Welsh</div>
          </td>
          <td style="width: 6.18%; vertical-align: top;">&#160;</td>
          <td style="width: 27.9%; vertical-align: top;">&#160;</td>
          <td style="width: 6.16%; vertical-align: top;">&#160;</td>
          <td style="width: 26.84%; vertical-align: top;">&#160;</td>
        </tr>
        <tr>
          <td style="width: 32.92%; vertical-align: top;">&#160;</td>
          <td style="width: 6.18%; vertical-align: top;">&#160;</td>
          <td style="width: 27.9%; vertical-align: top;">&#160;</td>
          <td style="width: 6.16%; vertical-align: top;">&#160;</td>
          <td style="width: 26.84%; vertical-align: top;">&#160;</td>
        </tr>
        <tr>
          <td style="width: 32.92%; vertical-align: top;">&#160;</td>
          <td style="width: 6.18%; vertical-align: top;">&#160;</td>
          <td style="width: 27.9%; vertical-align: top;">&#160;</td>
          <td style="width: 6.16%; vertical-align: top;">&#160;</td>
          <td style="width: 26.84%; vertical-align: top;">&#160;</td>
        </tr>

    </table>
    <div><br>
    </div>
    <div><br>
    </div>
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</DOCUMENT>
<DOCUMENT>
<TYPE>EX-5
<SEQUENCE>2
<FILENAME>ex5-s8063025.htm
<DESCRIPTION>OPINION OF LUSE GORMAN, PC
<TEXT>
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  <div>
    <div style="text-align: right; font-weight: bold;">EXHIBIT 5</div>
    <div><br>
    </div>
    <div style="text-align: center; font-size: 12pt; font-weight: bold;">LUSE GORMAN, PC</div>
    <div style="text-align: center; font-size: 8pt; font-weight: bold;">ATTORNEYS AT LAW</div>
    <div><br>
    </div>
    <div style="text-align: center; font-size: 8pt; font-weight: bold;">5335 WISCONSIN AVENUE, N.W., SUITE 780</div>
    <div style="text-align: center; font-size: 8pt; font-weight: bold;">WASHINGTON, D.C. 20015</div>
    <div><br>
    </div>
    <div style="text-align: center; font-size: 8pt; font-weight: bold;">TELEPHONE (202) 274-2000</div>
    <div style="text-align: center; font-size: 8pt; font-weight: bold;">FACSIMILE (202) 362-2902</div>
    <div style="text-align: center; font-size: 8pt;">www.luselaw.com</div>
    <div><br>
    </div>
    <div><br>
    </div>
    <div>June 30, 2025</div>
    <div><br>
    </div>
    <div>Board of Directors</div>
    <div>Peapack-Gladstone Financial Corporation</div>
    <div>500 Hills Drive, Suite 300</div>
    <div>Bedminster, New Jersey 07921</div>
    <div><br>
    </div>
    <div><br>
    </div>
    <table cellspacing="0" cellpadding="0" style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; width: 100%; text-align: left; color: #000000;" class="DSPFListTable" id="z36bd1972e733468fb073221e61940c30">

        <tr>
          <td style="width: 36pt;"><br>
          </td>
          <td style="width: 36pt; vertical-align: top; font-weight: bold;">Re:</td>
          <td style="width: auto; vertical-align: top;">
            <div style="font-weight: bold;">Peapack-Gladstone Financial Corporation 2025 Long-Term Incentive Plan</div>
            <div style="font-weight: bold;">Registration Statement on Form S-8 </div>
          </td>
        </tr>

    </table>
    <div><br>
    </div>
    <div>Ladies and Gentlemen:</div>
    <div><br>
    </div>
    <div style="text-align: justify; text-indent: 36pt;">You have requested the opinion of this firm as to certain matters in connection with the registration of 857,830 shares of common stock, no par value (the &#8220;Shares&#8221;), of Peapack-Gladstone Financial
      Corporation (the &#8220;Company&#8221;) to be issued pursuant to the Peapack-Gladstone Financial Corporation 2025 Long-Term Incentive Plan (the &#8220;Plan&#8221;).</div>
    <div><br>
    </div>
    <div style="text-align: justify; text-indent: 36pt;">In rendering the opinion expressed herein, we have examined originals or copies, certified or otherwise identified to our satisfaction of the following: (i) the Company&#8217;s Registration Statement on
      Form S-8 (the &#8220;Form S-8&#8221;) to be filed with the Securities and Exchange Commission (the &#8220;Commission&#8221;) under the Securities Act of 1933, as amended (the &#8220;Act&#8221;), on the date hereof; (ii) the Certificate of Incorporation of the Company, as currently in
      effect; (iii) the Amended and Restated Bylaws of the Company, as currently in effect; (iv) the Plan; (v) certain actions taken by the board of directors of the Company relating to the approval of the Plan, the filing of the Registration Statement,
      and certain related matters; and (vi) applicable statutes and regulations governing the Company.&#160; We have assumed the authenticity, accuracy and completeness of all documents in connection with the opinion expressed herein.&#160; We have also assumed the
      legal capacity and genuineness of the signatures of persons signing all documents in connection with which the opinions expressed herein are rendered.</div>
    <div><br>
    </div>
    <div style="text-align: justify; text-indent: 36pt;">Based on the foregoing, we are of the following opinion:</div>
    <div><br>
    </div>
    <div style="text-align: justify; text-indent: 36pt;">Following the effectiveness of the Form S-8, the Shares of the Company, when issued in accordance with the terms and conditions of the Plan, will be legally issued, fully paid and non-assessable.</div>
    <div><br>
    </div>
    <div style="text-align: justify; text-indent: 36pt;">This opinion has been prepared solely for the use of the Company in connection with the preparation and filing of the Form S-8 and shall not be used for any other purpose or relied upon by any other
      person without the prior express written consent of this firm.&#160; We hereby consent to the use of this opinion in the Form S-8.&#160; By giving such consent, we do not hereby admit that we are in the category of persons whose consent is required under
      Section&#160;7 of the Act.</div>
    <div><br>
    </div>
    <table cellspacing="0" cellpadding="0" style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; width: 100%; text-align: left; color: #000000;" id="zfd20e316b8fa4ee381b681eea563edd1">

        <tr>
          <td style="width: 49.86%; vertical-align: top;">&#160;</td>
          <td style="width: 50.14%; vertical-align: top;">
            <div>Very truly yours,</div>
          </td>
        </tr>
        <tr>
          <td style="width: 49.86%; vertical-align: top;">&#160;</td>
          <td style="width: 50.14%; vertical-align: top;">&#160;</td>
        </tr>
        <tr>
          <td style="width: 49.86%; vertical-align: top;">&#160;</td>
          <td style="width: 50.14%; vertical-align: top;">&#160;</td>
        </tr>
        <tr>
          <td style="width: 49.86%; vertical-align: top;">&#160;</td>
          <td style="width: 50.14%; vertical-align: top;"><u>&#160;/s/ Luse Gorman, PC</u><br>
          </td>
        </tr>
        <tr>
          <td style="width: 49.86%; vertical-align: top;">&#160;</td>
          <td style="width: 50.14%; vertical-align: top;">
            <div>LUSE GORMAN, PC</div>
          </td>
        </tr>

    </table>
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</DOCUMENT>
<DOCUMENT>
<TYPE>EX-10.2
<SEQUENCE>3
<FILENAME>ex10-2_s8063025.htm
<DESCRIPTION>FORM OF RESTRICTED STOCK UNIT AGREEMENT (FOR NON-EMPLOYEE DIRECTORS)
<TEXT>
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  <div style="text-align: right;"><font style="font-weight: bold;">EXHIBIT 10.2</font><br>
  </div>
  <div><br>
    <div class="BRPFPageNumberArea" style="text-align: center;">
      <div style="font-size: 12pt; font-variant: small-caps; font-weight: bold;">Restricted Stock Unit Award Agreement</div>
      <div><br>
      </div>
      <div style="font-size: 12pt;">Granted by</div>
      <div><br>
      </div>
      <div style="font-size: 12pt; font-variant: small-caps; font-weight: bold;">PEAPACK-GLADSTONE FINANCIAL CORPORATION</div>
      <div><br>
      </div>
      <div style="font-size: 12pt;">under the</div>
      <div><br>
      </div>
      <div style="font-size: 12pt; font-weight: bold;">PEAPACK-GLADSTONE FINANCIAL CORPORATION</div>
      <div style="font-size: 12pt; font-weight: bold;">2025 LONG-TERM INCENTIVE PLAN</div>
      <div><br>
      </div>
      <div style="text-align: justify; text-indent: 36pt; font-size: 12pt;">This Restricted Stock Unit Award Agreement (&#8220;<font style="font-weight: bold;">Agreement</font>&#8221;) is and shall be subject in every respect to the provisions of the Peapack-Gladstone
        Financial Corporation 2025 Long-Term Incentive Plan (the &#8220;<font style="font-weight: bold;">Plan</font>&#8221;) of Peapack-Gladstone Financial Corporation (the &#8220;<font style="font-weight: bold;">Company</font>&#8221;) which are incorporated herein by reference
        and made a part hereof, subject to the provisions of this Agreement.&#160; A copy of the Plan has been provided to each person (&#8220;<font style="font-weight: bold;">Grantee</font>&#8221;) granted a Restricted Stock Unit Award (&#8220;<font style="font-weight: bold;">Restricted
          Stock Unit Award</font>&#8221;) pursuant to the Plan.&#160; The Grantee of this Restricted Stock Unit Award hereby accepts this Restricted Stock Unit Award, subject to all the terms and provisions of the Plan and this Agreement, and agrees that all
        decisions under and interpretations of the Plan and this Agreement by the Committee appointed to administer the Plan (&#8220;<font style="font-weight: bold;">Committee</font>&#8221;) or the Board of Directors shall be final, binding and conclusive upon the
        Grantee and the Grantee&#8217;s heirs, legal representatives, successors and permitted assigns.&#160; Except where the context otherwise requires, the term &#8220;Company&#8221; shall include the parent and all present and future subsidiaries of the Company as defined in
        Section 424(e) and 424(f) of the Internal Revenue Code of 1986, as amended from time to time (the &#8220;<font style="font-weight: bold;">Code</font>&#8221;).&#160; Capitalized terms used herein but not defined shall have the same meaning as in the Plan.</div>
      <div style="text-align: justify; text-indent: 36pt; font-size: 12pt;"> <br>
      </div>
      <div style="text-align: justify; font-family: 'Times New Roman',Times,serif; font-size: 12pt;">
        <table cellspacing="0" cellpadding="0" style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; width: 100%; text-align: left; color: #000000;" class="DSPFListTable">

            <tr>
              <td style="width: 36.7pt; vertical-align: top; text-align: right;">
                <div style="text-align: left; font-size: 12pt; font-weight: bold;">1.</div>
              </td>
              <td style="width: auto; vertical-align: top;">
                <div style="text-align: justify; font-family: 'Times New Roman',Times,serif; font-size: 12pt;"><font style="font-family: 'Times New Roman', Times, serif; font-weight: bold;">Name of Grantee</font>:
                  ____________________________________________</div>
              </td>
            </tr>

        </table>
      </div>
      <div><font style="font-size: 1px;"><font style="display: inline-block; text-indent: 0px; width: 36pt;" class="TRGRRTFtoHTMLTab"><br>
          </font></font></div>
      <div><br>
        <table cellspacing="0" cellpadding="0" style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; width: 100%; text-align: left; color: #000000;" class="DSPFListTable">

            <tr>
              <td style="width: 36.7pt; vertical-align: top; text-align: right;">
                <div style="text-align: left; font-size: 12pt; font-weight: bold;">2.</div>
              </td>
              <td style="width: auto; vertical-align: top;">
                <div style="text-align: justify; font-family: 'Times New Roman',Times,serif; font-size: 12pt;"><font style="font-family: 'Times New Roman', Times, serif;"><font style="font-weight: bold;">Date of Grant</font></font>:
                  ____________________________________________</div>
              </td>
            </tr>

        </table>
      </div>
      <div><br>
      </div>
      <div>
        <table cellspacing="0" cellpadding="0" style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; width: 100%; text-align: left; color: #000000;" class="DSPFListTable" id="z92a3313a4fc04c88b173d9e4bc6c8647">

            <tr>
              <td style="width: 36.7pt; vertical-align: top; text-align: right;">
                <div style="text-align: left; font-size: 12pt; font-weight: bold;">3.</div>
              </td>
              <td style="width: auto; vertical-align: top;">
                <div style="text-align: justify; font-family: 'Times New Roman',Times,serif; font-size: 12pt;"><font style="font-weight: bold;">Total number of Restricted Stock Units covered by the Restricted Stock Unit Award</font>:
                  ____________________________________________</div>
              </td>
            </tr>

        </table>
      </div>
      <div style="text-indent: 36pt; font-size: 12pt;">(Subject to adjustment pursuant to Section 9 below)</div>
      <div style="text-indent: 36pt; font-size: 12pt;"> <br>
      </div>
      <div>
        <table cellspacing="0" cellpadding="0" style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; width: 100%; text-align: left; color: #000000;" class="DSPFListTable" id="z2c4b57e814da484e9b5beed1b4fcedd7">

            <tr>
              <td style="width: 37.05pt; vertical-align: top; text-align: right;">
                <div style="text-align: left; font-size: 12pt; font-weight: bold;">4.</div>
              </td>
              <td style="width: auto; vertical-align: top;">
                <div style="text-align: justify; font-family: 'Times New Roman',Times,serif; font-size: 12pt;"><font style="font-weight: bold;">&#160;Vesting Schedule</font>.&#160; Except as otherwise provided in this Agreement, this Restricted Stock Unit Award will
                  become one-hundred percent (100%) cliff vested on [______] (and 0% vested before that date).</div>
              </td>
            </tr>

        </table>
      </div>
      <div style="text-align: justify;"><br>
        <table cellspacing="0" cellpadding="0" style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; width: 100%; text-align: left; color: #000000;" class="DSPFListTable">

            <tr>
              <td style="width: 36.7pt; vertical-align: top; text-align: right;">
                <div style="text-align: left; font-size: 12pt; font-weight: bold;">5.</div>
              </td>
              <td style="width: auto; vertical-align: top;">
                <div style="text-align: justify; font-family: 'Times New Roman',Times,serif; font-size: 12pt;"><font style="font-family: 'Times New Roman', Times, serif;"><font style="font-weight: bold;">Grant of Restricted Stock Unit Award</font>.</font></div>
              </td>
            </tr>

        </table>
      </div>
      <div><br>
      </div>
      <div style="text-align: justify; margin-left: 37.05pt; font-size: 12pt;">The Restricted Stock Unit Award is an Award denominated in shares of Stock, except that no shares of Stock are actually awarded to the Grantee on the Date of Grant.&#160; The
        Restricted Stock Units will be credited to the Grantee&#8217;s account, subject to the terms of the Plan and this Agreement. The Committee shall impose any conditions or restrictions on any Restricted Stock Unit Awards as it may deem advisable, including
        purchase price, time-</div>
      <div style="clear: both; margin-top: 10pt; margin-bottom: 10pt;" class="BRPFPageBreakArea">
        <div class="BRPFPageNumberArea"><font class="BRPFPageNumber" style="font-size: 8pt; font-weight: normal; font-style: normal;">1</font></div>
        <div style="page-break-after: always;" class="BRPFPageBreak">
          <hr noshade="noshade" style="margin: 4px 0px; width: 100%; border-width: 0; height: 2px; color: #000000; background-color: #000000; clear: both;"></div>
      </div>
      <div><br>
      </div>
      <div style="text-align: justify; margin-left: 37.05pt; font-size: 12pt;">based restrictions, or holding requirements or sale restrictions.&#160; A Restricted Stock Unit Award will be settled in shares of the Company&#8217;s Stock.</div>
      <div style="text-align: justify; margin-left: 37.05pt; font-size: 12pt;"> <br>
      </div>
      <table cellspacing="0" cellpadding="0" style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; width: 100%; text-align: left; color: #000000;" class="DSPFListTable" id="zea607ca3f96d4f4f884bcbdec5714e39">

          <tr>
            <td style="width: 36.7pt; vertical-align: top; font-size: 12pt; font-weight: bold;">6.</td>
            <td style="width: auto; vertical-align: top; text-align: justify;">
              <div style="font-size: 12pt; font-weight: bold;">Terms and Conditions.</div>
              <div style="font-size: 12pt; font-weight: bold;"> <br>
              </div>
            </td>
          </tr>

      </table>
      <table cellspacing="0" cellpadding="0" style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; width: 100%; text-align: left; color: #000000;" class="DSPFListTable" id="z15c1d743374f40a88a4e57c61f269b96">

          <tr>
            <td style="width: 34.95pt;"><br>
            </td>
            <td style="width: 37.05pt; vertical-align: top; font-size: 12pt;">6.1</td>
            <td style="width: auto; vertical-align: top; text-align: justify;">
              <div style="font-size: 12pt;"><u>Dividend Equivalent Rights</u>.&#160; Subject to the restrictions, limitations and conditions described in the Plan and/or this Agreement, Restricted Stock Units will earn dividend equivalent rights during the
                vesting period at the rate of dividends per share paid by the Company on the Company&#8217;s Stock.&#160; Dividend equivalent rights will be accrued but not paid until the Restricted Stock Units are earned, vested and issued.&#160; Dividend equivalent
                rights will be forfeited if the Restricted Stock Units are forfeited.</div>
              <div style="font-size: 12pt;"> <br>
              </div>
            </td>
          </tr>

      </table>
      <table cellspacing="0" cellpadding="0" style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; width: 100%; text-align: left; color: #000000;" class="DSPFListTable" id="z7da61c122a8c4981abab89b66b8d4379">

          <tr>
            <td style="width: 36pt;"><br>
            </td>
            <td style="width: 36pt; vertical-align: top; font-size: 12pt;">6.2</td>
            <td style="width: auto; vertical-align: top; text-align: justify;">
              <div style="font-size: 12pt;"><u>No Voting Rights</u>.&#160; The Grantee shall not be entitled to vote the Restricted Stock Units granted hereunder.</div>
              <div style="font-size: 12pt;"> <br>
              </div>
            </td>
          </tr>

      </table>
      <table cellspacing="0" cellpadding="0" style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; width: 100%; text-align: left; color: #000000;" class="DSPFListTable" id="z1236150d00564a29bd8857a18a2ce822">

          <tr>
            <td style="width: 2.9pt;"><br>
            </td>
            <td style="width: 34.55pt; vertical-align: top; font-size: 12pt; font-weight: bold;">7.</td>
            <td style="width: auto; vertical-align: top; text-align: justify;">
              <div style="font-size: 12pt; font-weight: bold;">Accelerated Vesting on Change in Control, Death or Disability.</div>
              <div style="font-size: 12pt; font-weight: bold;"> <br>
              </div>
            </td>
          </tr>

      </table>
      <table cellspacing="0" cellpadding="0" style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; width: 100%; text-align: left; color: #000000;" class="DSPFListTable" id="z04da563984f944cbb6a72aa338a863ff">

          <tr>
            <td style="width: 34.2pt;"><br>
            </td>
            <td style="width: 37.05pt; vertical-align: top; font-size: 12pt;">7.1</td>
            <td style="width: auto; vertical-align: top; text-align: justify;">
              <div style="font-size: 12pt;">In the event of the Grantee&#8217;s Involuntary Termination at or following a Change in Control (including a resignation for &#8220;Good Reason&#8221;), all Restricted Stock Unit Awards held by the Grantee will become fully
                vested.&#160; In addition, in the event a successor entity does not assume outstanding Awards granted under the Plan following a Change in Control, such Awards will vest in full.</div>
            </td>
          </tr>

      </table>
      <div><br>
      </div>
      <table cellspacing="0" cellpadding="0" style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; width: 100%; text-align: left; color: #000000;" class="DSPFListTable" id="zd23dac8ff7284bdca1ceb73cb6513b43">

          <tr>
            <td style="width: 36pt;"><br>
            </td>
            <td style="width: 35.25pt; vertical-align: top; font-size: 12pt;">7.2</td>
            <td style="width: auto; vertical-align: top; text-align: justify;">
              <div style="font-size: 12pt;">In the event of the Grantee&#8217;s death or Disability during the vesting period, the Grantee (or the Grantee&#8217;s beneficiary, as applicable) shall become fully vested in all outstanding Restricted Stock Unit Awards
                subject to this Agreement.</div>
            </td>
          </tr>

      </table>
      <div style="text-align: justify; text-indent: -35.25pt; margin-left: 71.25pt;"><font style="font-size: 12pt;"> </font><br>
      </div>
      <table cellspacing="0" cellpadding="0" style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; width: 100%; text-align: left; color: #000000;" class="DSPFListTable" id="z468626b5f2eb49d59a639288a9d3debf">

          <tr>
            <td style="width: 36pt;"><br>
            </td>
            <td style="width: 35.25pt; vertical-align: top; font-size: 12pt;">7.3</td>
            <td style="width: auto; vertical-align: top; text-align: justify;">
              <div style="font-size: 12pt;">In the event that a Grantee: (i) fails to seek re-election to the Board of Directors, or (ii) seeks re-election to the Board of Directors and is not re-elected during the vesting period, all Restricted Stock Unit
                Awards granted to a Grantee that have not vested will expire and be forfeited as of the date of the applicable Company stockholder meeting.</div>
              <div style="font-size: 12pt;"> <br>
              </div>
            </td>
          </tr>

      </table>
      <table cellspacing="0" cellpadding="0" style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; width: 100%; text-align: left; color: #000000;" class="DSPFListTable" id="z7a5b95d74de64207901744449bddc0f5">

          <tr>
            <td style="width: 36pt;"><br>
            </td>
            <td style="width: 36pt; vertical-align: top; font-size: 12pt;">7.4</td>
            <td style="width: auto; vertical-align: top;">
              <div style="font-size: 12pt;">Other than as set forth in <u>Sections 7.1, 7.2 and 7.3</u> above, no Restricted Stock Unit Award will vest in less than the one (1) year from the date of grant.</div>
            </td>
          </tr>

      </table>
      <div style="text-align: justify;"><br>
        <table cellspacing="0" cellpadding="0" style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; width: 100%; text-align: left; color: #000000;" class="DSPFListTable">

            <tr>
              <td style="width: 36.7pt; vertical-align: top; font-size: 12pt; font-weight: bold;">8.</td>
              <td style="width: auto; vertical-align: top; text-align: justify;">
                <div style="font-size: 12pt; font-weight: bold;"><font style="font-weight: bold;">Effect of Other Terminations of Service on Award.</font></div>
              </td>
            </tr>

        </table>
      </div>
      <div><br>
      </div>
      <table cellspacing="0" cellpadding="0" style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; width: 100%; text-align: left; color: #000000;" class="DSPFListTable" id="z8e9915cf67e247428056102979542b3a">

          <tr>
            <td style="width: 36pt;"><br>
            </td>
            <td style="width: 36pt; vertical-align: top; font-size: 12pt;">8.1</td>
            <td style="width: auto; vertical-align: top; text-align: justify;">
              <div style="font-size: 12pt;"><u>Termination by the Company for Cause</u>.&#160; In the event Grantee&#8217;s service with the Company is terminated by the Company for &#8220;<font style="font-weight: bold;">Cause</font>&#8221; all unvested Restricted Stock Units
                shall be forfeited by Grantee as of the date of Grantee&#8217;s termination (the &#8220;<font style="font-weight: bold;">Termination Dat</font>e&#8221;).</div>
              <div style="font-size: 12pt;"> <br>
              </div>
            </td>
          </tr>

      </table>
      <table cellspacing="0" cellpadding="0" style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; width: 100%; text-align: left; color: #000000;" class="DSPFListTable" id="z08c3f5d7478c4eed9f05b7c071eeab90">

          <tr>
            <td style="width: 36pt;"><br>
            </td>
            <td style="width: 36pt; vertical-align: top; font-size: 12pt;">&#160;8.2</td>
            <td style="width: auto; vertical-align: top; text-align: justify;">
              <div style="font-size: 12pt;"><u>Termination by Grantee</u>.&#160; If Grantee terminates Service prior to the last vesting date set forth in <u>Section 4</u> above for any reason not set forth in this <u>Section 8</u> or <u>Section 7</u> above,
                all remaining Restricted Stock Units will be forfeited.</div>
            </td>
          </tr>

      </table>
      <div style="clear: both; margin-top: 10pt; margin-bottom: 10pt;" class="BRPFPageBreakArea">
        <div class="BRPFPageNumberArea"><font class="BRPFPageNumber" style="font-size: 8pt; font-weight: normal; font-style: normal;">2</font></div>
        <div style="page-break-after: always;" class="BRPFPageBreak">
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      </div>
      <div>
        <table cellspacing="0" cellpadding="0" style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; width: 100%; text-align: left; color: #000000;" class="DSPFListTable">

            <tr>
              <td style="width: 36.7pt; vertical-align: top; font-size: 12pt; font-weight: bold;">9.</td>
              <td style="width: auto; vertical-align: top; text-align: justify;">
                <div style="font-size: 12pt; font-weight: bold;"><font style="font-weight: bold;">Adjustment Provisions.</font></div>
              </td>
            </tr>

        </table>
      </div>
      <div style="text-align: justify;"><br>
      </div>
      <div style="text-align: justify; text-indent: 0pt; margin-left: 36pt; font-size: 12pt;">This Restricted Stock Unit Award, including the number of shares subject to the Restricted Stock Unit Award will be adjusted upon the occurrence of the events
        specified in, and in accordance with the provisions of, Section 3.4(a) of the Plan.</div>
      <div style="text-align: justify;"><br>
        <table cellspacing="0" cellpadding="0" style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; width: 100%; text-align: left; color: #000000;" class="DSPFListTable">

            <tr>
              <td style="width: 36.7pt; vertical-align: top; font-size: 12pt; font-weight: bold;">10.</td>
              <td style="width: auto; vertical-align: top; text-align: justify;">
                <div style="font-size: 12pt; font-weight: bold;"><font style="font-weight: bold;">Miscellaneous.</font></div>
              </td>
            </tr>

        </table>
      </div>
      <div style="text-align: justify;"><br>
      </div>
      <table cellspacing="0" cellpadding="0" style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; width: 100%; text-align: left; color: #000000;" class="DSPFListTable" id="z01502db089314c3dbb6335ffe7844f1a">

          <tr>
            <td style="width: 36pt;"><br>
            </td>
            <td style="width: 36pt; vertical-align: top; font-size: 12pt;">10.1</td>
            <td style="width: auto; vertical-align: top; text-align: justify;">
              <div style="font-size: 12pt;">This Agreement may not be amended or otherwise modified unless evidenced in writing and signed by the Company and the Grantee.</div>
              <div style="font-size: 12pt;"> <br>
              </div>
            </td>
          </tr>

      </table>
      <table cellspacing="0" cellpadding="0" style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; width: 100%; text-align: left; color: #000000;" class="DSPFListTable" id="z7e06a50b1b3a4c13b57bdef7f27bf898">

          <tr>
            <td style="width: 36pt;"><br>
            </td>
            <td style="width: 36pt; vertical-align: top; font-size: 12pt;">10.2</td>
            <td style="width: auto; vertical-align: top; text-align: justify;">
              <div style="font-size: 12pt;">This Restricted Stock Unit Award shall be governed by and construed in accordance with the laws of the State of New Jersey, without regard to its principles of conflicts of laws, except as superseded by federal
                law.</div>
              <div style="font-size: 12pt;"> <br>
              </div>
            </td>
          </tr>

      </table>
      <table cellspacing="0" cellpadding="0" style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; width: 100%; text-align: left; color: #000000;" class="DSPFListTable" id="z558bee471cda414bb31d9b723a8b3795">

          <tr>
            <td style="width: 37.05pt;"><br>
            </td>
            <td style="width: 34.2pt; vertical-align: top; font-size: 12pt;">10.3</td>
            <td style="width: auto; vertical-align: top; text-align: justify;">
              <div style="font-size: 12pt;">This Restricted Stock Unit Award is subject to all laws, regulations and orders of any governmental authority which may be applicable thereto and, notwithstanding any of the provisions hereof, the Company will
                not be obligated to issue any shares of Common Stock hereunder if the issuance of such shares would constitute a violation of any such law, regulation or order or any provision thereof.</div>
              <div style="font-size: 12pt;"> <br>
              </div>
            </td>
          </tr>

      </table>
      <table cellspacing="0" cellpadding="0" style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; width: 100%; text-align: left; color: #000000;" class="DSPFListTable" id="z1fb7969903b24ae9880762f23c3592e3">

          <tr>
            <td style="width: 37.05pt;"><br>
            </td>
            <td style="width: 34.2pt; vertical-align: top; font-size: 12pt;">10.4</td>
            <td style="width: auto; vertical-align: top; text-align: justify;">
              <div style="font-size: 12pt;">The granting of this Restricted Stock Unit Award does not confer upon the Grantee any right to be retained in the employ of the Company or any subsidiary.</div>
            </td>
          </tr>

      </table>
      <div style="text-align: justify;"><br>
        <table cellspacing="0" cellpadding="0" style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; width: 100%; text-align: left; color: #000000;" class="DSPFListTable">

            <tr>
              <td style="width: 36.7pt; vertical-align: top; font-size: 12pt; font-weight: bold;">11.</td>
              <td style="width: auto; vertical-align: top; text-align: justify;">
                <div style="font-size: 12pt; font-weight: bold;"><font style="font-weight: bold;">Section 409A of the Code.</font></div>
                <div style="font-size: 12pt; font-weight: bold;"><font style="font-weight: bold;"> <br>
                  </font></div>
                <div style="font-size: 12pt; font-weight: bold;"><font style="font-weight: normal;">It is the intention of the parties that the provisions of this Agreement comply with the requirements of Section 409A of the Code and Treasury Regulations
                    thereunder, to the extent applicable.</font><font style="font-weight: bold;"> </font></div>
              </td>
            </tr>

        </table>
      </div>
      <div style="text-align: justify;"><br>
      </div>
      <div style="text-align: justify; text-indent: 36pt; font-size: 12pt;"><br>
      </div>
      <div style="text-indent: 36pt; margin-bottom: 12pt; font-size: 12pt;">[Signature Page Follows]</div>
      <div style="clear: both; margin-top: 10pt; margin-bottom: 10pt;" class="BRPFPageBreakArea">
        <div class="BRPFPageNumberArea"><font class="BRPFPageNumber" style="font-size: 8pt; font-weight: normal; font-style: normal;">3</font></div>
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          <hr noshade="noshade" style="margin: 4px 0px; width: 100%; border-width: 0; height: 2px; color: #000000; background-color: #000000; clear: both;"></div>
      </div>
      <div style="text-align: justify; text-indent: 36pt; margin-bottom: 12pt; font-size: 12pt;"><font style="font-weight: bold;">IN WITNESS WHEREOF,</font> the Company has caused this instrument to be executed in its name and on its behalf as of the date
        of grant of this Restricted Stock Unit Award set forth above.</div>
      <div style="text-align: justify; text-indent: -13.5pt; margin-left: 180pt; margin-bottom: 24pt; font-size: 12pt; font-variant: small-caps; font-weight: bold;">PEAPACK-GLADSTONE FINANCIAL CORPORATION</div>
      <div><br>
      </div>
      <div style="text-align: justify; text-indent: 36pt; margin-left: 180pt;"><font style="font-size: 12pt;">By:</font><font style="display: inline-block; text-indent: 0px; font-size: 12pt; width: 216pt;" class="TRGRRTFtoHTMLTab">
          ______________________________________</font></div>
      <div style="font-size: 12pt;"><br>
      </div>
      <div style="text-align: justify;"><font style="font-size: 12pt;"> <br>
        </font></div>
      <div style="margin-bottom: 12pt; font-size: 12pt;"><br>
      </div>
      <div style="margin-bottom: 12pt; font-size: 12pt; font-weight: bold;">GRANTEE&#8217;S ACCEPTANCE</div>
      <div style="text-align: justify; text-indent: 36pt; margin-bottom: 12pt; font-size: 12pt;">The undersigned hereby accepts the foregoing Restricted Stock Unit Award and agrees to the terms and conditions hereof, including the terms and provisions of
        the Peapack-Gladstone Financial Corporation 2025 Long-Term Incentive Plan. The undersigned hereby acknowledges receipt of a copy of the Peapack-Gladstone Financial Corporation 2025 Long-Term Incentive Plan and related Prospectus.</div>
      <div style="text-align: justify; text-indent: 36pt; margin-left: 180pt; margin-bottom: 12pt; font-size: 12pt; font-variant: small-caps; font-weight: bold;">GRANTEE</div>
      <div style="text-align: justify; margin-bottom: 12pt; font-size: 12pt; font-variant: small-caps; font-weight: bold;"> <br>
      </div>
      <div style="text-align: justify; text-indent: 36pt; margin-left: 180pt; margin-bottom: 12pt; font-size: 12pt; font-variant: small-caps; font-weight: bold;"> ___________________________________________<br>
      </div>
      <font class="BRPFPageNumber" style="font-size: 8pt; font-weight: normal; font-style: normal;">4</font></div>
  </div>
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</DOCUMENT>
<DOCUMENT>
<TYPE>EX-10.3
<SEQUENCE>4
<FILENAME>ex10-3_s8063025.htm
<DESCRIPTION>FORM OF RESTRICTED STOCK UNIT AGREEMENT (FOR EMPLOYEES)
<TEXT>
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    <title></title>
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  <div style="text-align: right;"><font style="font-weight: bold;">EXHIBIT 10.3</font><br>
  </div>
  <div><br>
  </div>
  <div><br>
  </div>
  <div>
    <div style="text-align: center; font-size: 12pt; font-weight: bold;">RESTRICTED STOCK UNIT AWARD AGREEMENT</div>
    <div><br>
    </div>
    <div style="text-align: center; font-size: 12pt;">Granted by</div>
    <div><br>
    </div>
    <div style="text-align: center; font-size: 12pt; font-weight: bold;">PEAPACK-GLADSTONE FINANCIAL CORPORATION</div>
    <div><br>
    </div>
    <div style="text-align: center; font-size: 12pt;">under the</div>
    <div><br>
    </div>
    <div style="text-align: center; font-size: 12pt; font-weight: bold;">PEAPACK-GLADSTONE FINANCIAL CORPORATION</div>
    <div style="text-align: center; font-size: 12pt; font-weight: bold;">2025 LONG-TERM INCENTIVE PLAN</div>
    <div><br>
    </div>
    <div style="text-align: justify; text-indent: 36pt; font-size: 12pt;">This Restricted Stock Unit Agreement (&#8220;<font style="font-weight: bold;">Restricted
        Stock Unit Award</font>&#8221; or &#8220;<font style="font-weight: bold;">Agreement</font>&#8221;) is and will be subject in every respect to the provisions of the 2025 Long-Term Incentive Plan (the &#8220;<font style="font-weight: bold;">Plan</font>&#8221;) of Peapack-Gladstone Financial Corporation (the &#8220;<font style="font-weight: bold;">Corporation</font>&#8221;)
      which are incorporated herein by reference and made a part hereof, subject to the provisions of this Agreement.&#160; The awards issued hereunder shall be referred to as &#8220;<font style="font-weight: bold;">Restricted Stock Units</font>.&#8221;&#160; A copy of the Plan and related prospectus have been provided or made available to each person granted a Restricted Stock Unit Award pursuant to the Plan.&#160; The holder of this Restricted Stock Unit
      Award (the &#8220;<font style="font-weight: bold;">Participant</font>&#8221;) hereby accepts this Restricted Stock Unit Award, subject to all the terms and provisions of the Plan and this Agreement,
      and agrees that all decisions under and interpretations of the Plan and this Agreement by the committee appointed to administer the Plan (&#8220;<font style="font-weight: bold;">Committee</font>&#8221;)
      or the Board of Directors (the &#8220;<font style="font-weight: bold;">Board</font>&#8221;) will be final, binding and conclusive upon the Participant and the Participant&#8217;s heirs, legal
      representatives, successors and permitted assigns.&#160; The Restricted Stock Units shall vest and become payable in shares of Stock of the Corporation according to the vesting schedule described below, subject to earlier expiration or termination of the
      Restricted Stock Units, as provided in this Agreement.&#160; Capitalized terms used herein but not defined will have the same meaning as in the Plan.</div>
    <div style="text-align: justify;"><br>
      <table cellspacing="0" cellpadding="0" class="DSPFListTable" style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; width: 100%; text-align: left; color: #000000;">

          <tr>
            <td style="width: 36pt; vertical-align: top; font-size: 12pt; font-weight: bold;">1.</td>
            <td style="width: auto; vertical-align: top; text-align: justify;">
              <div style="font-size: 12pt;"><font style="font-weight: bold;">Name of Participant</font>:__________________________<br>
              </div>
            </td>
          </tr>

      </table>
      <br>
      <table cellspacing="0" cellpadding="0" class="DSPFListTable" style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; width: 100%; text-align: left; color: #000000;">

          <tr>
            <td style="width: 36pt; vertical-align: top; font-size: 12pt; font-weight: bold;">2.</td>
            <td style="width: auto; vertical-align: top; text-align: justify;">
              <div style="font-size: 12pt;"><font style="font-weight: bold;">Name of Participant</font>:__________________________<br>
              </div>
            </td>
          </tr>

      </table>
      <font style="font-size: 12pt;"><font class="TRGRRTFtoHTMLTab" style="display: inline-block; text-indent: 0px; font-size: 1px; width: 432pt"></font></font></div>
    <div style="text-align: justify;"><br>
      <font style="font-size: 12pt;"><font class="TRGRRTFtoHTMLTab" style="display: inline-block; text-indent: 0px; font-size: 1px; width: 432pt"></font></font></div>
    <table cellspacing="0" cellpadding="0" id="z25b961f1b8054d40a3c02bab13f65134" class="DSPFListTable" style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; width: 100%; text-align: left; color: #000000;">

        <tr>
          <td style="width: 36pt; vertical-align: top; font-size: 12pt; font-weight: bold;">3.</td>
          <td style="width: auto; vertical-align: top; text-align: justify;">
            <div style="font-size: 12pt;"><font style="font-weight: bold;">Total number of Restricted Stock Units covered by this Agreement</font>:
              <br>
              (Each Restricted Stock Unit granted is equivalent to the Fair Market Value of one share of the Corporation (&#8220;<font style="font-weight: bold;">Stock</font>&#8221;))</div>
          </td>
        </tr>

    </table>
    <div><br>
    </div>
    <div>
      <table cellspacing="0" cellpadding="0" class="DSPFListTable" style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; width: 100%; text-align: left; color: #000000;">

          <tr>
            <td style="width: 36pt; vertical-align: top; font-size: 12pt; font-weight: bold;">4.</td>
            <td style="width: auto; vertical-align: top; text-align: justify;">
              <div style="font-size: 12pt;"><font style="font-weight: bold;">Vesting of Restricted Stock Units.</font></div>
            </td>
          </tr>

      </table>
    </div>
    <div><br>
    </div>
    <table cellspacing="0" cellpadding="0" id="z4976ac0e1b324e629d419c93ed49d125" class="DSPFListTable" style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; width: 100%; text-align: left; color: #000000;">

        <tr>
          <td style="width: 36pt;"><br>
          </td>
          <td style="width: 36pt; vertical-align: top; font-size: 12pt;">4.1</td>
          <td style="width: auto; vertical-align: top; text-align: justify;">
            <div style="font-size: 12pt;"><font style="font-style: italic;">General Vesting</font>.&#160; Except as otherwise provided in this
              Agreement, this Restricted Stock Unit first becomes earned in accordance with the vesting schedule specified herein.</div>
          </td>
        </tr>

    </table>
    <div><br>
    </div>
    <table cellspacing="0" cellpadding="0" id="z10c58fe8392342b4948ff475cc27b7eb" style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; width: 100%; text-align: left; color: #000000;">

        <tr>
          <td style="width: 42.89%; vertical-align: top; border-bottom: 2px solid black;">
            <div style="text-align: center; text-indent: -72pt; margin-left: 72pt; font-size: 12pt; font-weight: bold;">Vesting Date</div>
          </td>
          <td style="width: 2%; vertical-align: top; padding-bottom: 2px;" colspan="1">&#160;</td>
          <td style="width: 55.11%; vertical-align: top; border-bottom: 2px solid black;">
            <div style="text-align: center; font-size: 12pt; font-weight: bold;">Vested Portion of Award</div>
          </td>
        </tr>
        <tr>
          <td style="width: 42.89%; vertical-align: top;">&#160;</td>
          <td style="width: 2%; vertical-align: top;" colspan="1">&#160;</td>
          <td style="width: 55.11%; vertical-align: top;">&#160;</td>
        </tr>
        <tr>
          <td style="width: 42.89%; vertical-align: top;">&#160;</td>
          <td style="width: 2%; vertical-align: top;" colspan="1">&#160;</td>
          <td style="width: 55.11%; vertical-align: top;">&#160;</td>
        </tr>
        <tr>
          <td style="width: 42.89%; vertical-align: top;">&#160;</td>
          <td style="width: 2%; vertical-align: top;" colspan="1">&#160;</td>
          <td style="width: 55.11%; vertical-align: top;">&#160;</td>
        </tr>
        <tr>
          <td style="width: 42.89%; vertical-align: top;">&#160;</td>
          <td style="width: 2%; vertical-align: top;" colspan="1">&#160;</td>
          <td style="width: 55.11%; vertical-align: top;">&#160;</td>
        </tr>

    </table>
    <table cellspacing="0" cellpadding="0" id="z51c84a5f8e4044b4b493e18e60e62ee5" class="DSPFListTable" style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; width: 100%; text-align: left; color: #000000;">

        <tr>
          <td style="width: 36pt;"><br>
          </td>
          <td style="width: 36pt; vertical-align: top; font-size: 12pt;">4.2</td>
          <td style="width: auto; vertical-align: top; text-align: justify;">
            <div style="font-size: 12pt;"><font style="font-style: italic;">Accelerated Vesting Due to Certain Events</font>.&#160; As set forth in
              Section 9 of this Agreement, vesting will automatically accelerate pursuant to Sections 2.7 and 4.1 of</div>
          </td>
        </tr>

    </table>
    <div class="BRPFPageBreakArea" style="clear: both; margin-top: 10pt; margin-bottom: 10pt;">
      <div style="text-align: center;" class="BRPFPageNumberArea"><font style="font-size: 8pt; font-weight: normal; font-style: normal;" class="BRPFPageNumber">1</font></div>
      <div class="BRPFPageBreak" style="page-break-after: always;">
        <hr noshade="noshade" style="margin: 4px 0px; width: 100%; border-width: 0; height: 2px; color: #000000; background-color: #000000; clear: both;"></div>
    </div>
    <div><br>
    </div>
    <div style="margin-left: 36pt; font-size: 12pt;">the Plan, in the event of death, Disability or Involuntary Termination at or following a Change in Control.</div>
    <div style="margin-left: 36pt; font-size: 12pt;"> <br>
    </div>
    <table cellspacing="0" cellpadding="0" id="zafb4a61957764e31b4cd63004d094ae7" class="DSPFListTable" style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; width: 100%; text-align: left; color: #000000;">

        <tr>
          <td style="width: 36pt; vertical-align: top; font-size: 12pt; font-weight: bold;">5.</td>
          <td style="width: auto; vertical-align: top; text-align: justify;">
            <div style="font-size: 12pt;"><font style="font-weight: bold;">Delivery of Earned Shares Following Vesting Date.</font>&#160; Subject to the
              other terms of this Agreement and the terms of the Plan, any Restricted Stock Units that vest will be paid to the Participant solely in whole shares of Stock (and not in cash, as the Plan permits), generally within ten (10) days following the
              applicable vesting date, or as soon as practicable after such vesting date, but in any event, within the period ending on the later to occur of the date that is two and one-half months from the end of (i)&#160;the Participant&#8217;s tax year that
              includes the applicable vesting date or (ii)&#160;the Corporation tax year that includes the applicable vesting date.</div>
          </td>
        </tr>

    </table>
    <div><br>
    </div>
    <table cellspacing="0" cellpadding="0" id="z3ab49d56676d409092109bb905f33efc" class="DSPFListTable" style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; width: 100%; text-align: left; color: #000000;">

        <tr>
          <td style="width: 36pt; vertical-align: top; font-size: 12pt; font-weight: bold;">6.</td>
          <td style="width: auto; vertical-align: top; text-align: justify;">
            <div style="font-size: 12pt; font-weight: bold;">Terms and Conditions.</div>
          </td>
        </tr>

    </table>
    <div><br>
    </div>
    <table cellspacing="0" cellpadding="0" id="zb0c892bba8c54fe3ba5978a70045dba7" class="DSPFListTable" style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; width: 100%; text-align: left; color: #000000;">

        <tr>
          <td style="width: 36pt;"><br>
          </td>
          <td style="width: 36pt; vertical-align: top; font-size: 12pt;">6.1</td>
          <td style="width: auto; vertical-align: top; text-align: justify;">
            <div style="font-size: 12pt;">Dividend Equivalent Rights.&#160; If set forth in the Committee&#8217;s grantresolutions and noted by marking &#8220;x&#8221; in the box below, Dividend Equivalent Rights</div>
          </td>
        </tr>

    </table>
    <div><br>
    </div>
    <div style="text-align: justify; margin-left: 72pt; font-size: 12pt;">[&#160;&#160; ] will&#160;&#160; [&#160;&#160; ] will not</div>
    <div><br>
    </div>
    <div style="text-align: justify; margin-left: 72pt; font-size: 12pt;">be paid on the Restricted Stock Units.&#160; If Dividend Equivalent Rights are to be paid on the Restricted Stock Units, any such Dividend
      Equivalent Rights shall be credited by the Corporation to an account for the Participant and accumulated, with interest for each calendar year (or portion thereof) at an annual rate equal to the dividend yield rate for the immediately preceding
      calendar year, until the date upon which the underlying Restricted Stock Units become vested or are earned.&#160; In the event any Restricted Stock Units are forfeited such Dividend Equivalents credited to the Participant with respect to such forfeited
      Restricted Stock Units and any interest accrued thereon shall be forfeited to the Corporation, and the Participant shall have no rights and the Corporation shall have no liability as to such Dividend Equivalents or interest.</div>
    <div><br>
    </div>
    <table cellspacing="0" cellpadding="0" id="zb13aa431686546bcbfc4a67930fed92a" class="DSPFListTable" style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; width: 100%; text-align: left; color: #000000;">

        <tr>
          <td style="width: 36pt;"><br>
          </td>
          <td style="width: 36pt; vertical-align: top; font-size: 12pt;">6.2</td>
          <td style="width: auto; vertical-align: top; text-align: justify;">
            <div style="font-size: 12pt;">Voting Rights.&#160; The Participant will have no voting right with respect to any Restricted Stock Units granted hereunder.</div>
          </td>
        </tr>

    </table>
    <div><br>
    </div>
    <table cellspacing="0" cellpadding="0" id="zb357393452144231a87fb101accf1bb7" class="DSPFListTable" style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; width: 100%; text-align: left; color: #000000;">

        <tr>
          <td style="width: 36pt; vertical-align: top; font-size: 12pt; font-weight: bold;">7.</td>
          <td style="width: auto; vertical-align: top; text-align: justify;">
            <div style="font-size: 12pt;"><font style="font-weight: bold;">Code Section&#160;409A.&#160; </font>The Restricted Stock Unit Award and payments
              made pursuant to this Agreement and the Plan are intended to satisfy the &#8220;short-term deferral&#8221; rule set forth in Code Section 409A and the regulations of the United States Treasury Department issued thereunder (&#8220;<font style="font-weight: bold;">Treasury Regulations</font>&#8221;). Notwithstanding any other provision in this Agreement or the Plan, the Corporation, to the extent it deems necessary or advisable in its sole
              discretion, reserves the right, but shall not be required, to unilaterally amend or modify this Agreement and/or the Plan so that the Restricted Stock Units granted to the Participant qualify for exemption from or comply with Code
              Section&#160;409A; provided, however, that the Corporation makes no representations that the Restricted Stock Units shall be exempt from or comply with Code Section&#160;409A and makes no undertaking to preclude Code Section&#160;409A from applying to the
              Restricted Stock Units. Nothing in this Agreement or the Plan shall provide a basis for any person to take action against the Corporation or any affiliate based on matters covered by Code Section&#160;409A, including the tax treatment of any
              amount paid or payable or Award made under this Agreement, and neither the Corporation</div>
          </td>
        </tr>

    </table>
    <div class="BRPFPageBreakArea" style="clear: both; margin-top: 10pt; margin-bottom: 10pt;">
      <div style="text-align: center;" class="BRPFPageNumberArea"><font style="font-size: 8pt; font-weight: normal; font-style: normal;" class="BRPFPageNumber">2</font></div>
      <div class="BRPFPageBreak" style="page-break-after: always;">
        <hr noshade="noshade" style="margin: 4px 0px; width: 100%; border-width: 0; height: 2px; color: #000000; background-color: #000000; clear: both;"></div>
    </div>
    <div><br>
    </div>
    <div style="text-align: justify; margin-left: 36pt; font-size: 12pt;">nor any of its affiliates shall under any circumstances have any liability to any Participant or his or her estate or any other party
      for any taxes, penalties or interest imposed under Code Section&#160;409A for any amounts paid or payable under this Agreement.</div>
    <div><br>
    </div>
    <div style="text-align: justify; margin-left: 36pt; font-size: 12pt;">If this Award fails to satisfy the requirements of the short-term deferral rule and is otherwise not exempt from, and therefore deemed
      to be deferred compensation subject to, Code Section&#160;409A, and if the Participant is a &#8220;Specified Employee&#8221; (within the meaning set forth Code Section&#160;409A(a)(2)(B)(i)) as of the date of the Participant&#8217;s separation from service (within the meaning
      of Treasury Regulation Section&#160;1.409A-1(h)), then the issuance of any shares that would otherwise be made upon the date of the separation from service or within the first six months thereafter will not be made on the originally scheduled dates and
      will instead be issued in a lump sum on the date that is six months and one day after the date of the separation from service, with the balance of the shares issued thereafter in accordance with the original vesting and issuance schedule set forth in
      this Agreement, but if and only if such delay in the issuance of the shares is necessary to avoid the imposition of taxation under Code Section&#160;409A. Each installment of shares that vests is a &#8220;separate payment&#8221; for purposes of Treasury Regulation
      Section&#160;1.409A-2(b)(2).</div>
    <div><br>
    </div>
    <table cellspacing="0" cellpadding="0" id="z74ebf751c2f346dc8cb79ec9e986540b" class="DSPFListTable" style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; width: 100%; text-align: left; color: #000000;">

        <tr>
          <td style="width: 36pt; vertical-align: top; font-size: 12pt; font-weight: bold;">8.</td>
          <td style="width: auto; vertical-align: top; text-align: justify;">
            <div style="font-size: 12pt;"><font style="font-weight: bold;">Adjustment Provisions.&#160; </font>This Restricted Stock Unit Award,
              including the total number of shares subject to this Agreement, will be adjusted upon the occurrence of the events specified in, and in accordance with the provisions of, Section 3.4 of the Plan.</div>
          </td>
        </tr>

    </table>
    <div><br>
    </div>
    <table cellspacing="0" cellpadding="0" id="z7dc7d6febfc34cfab152b91a02799204" class="DSPFListTable" style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; width: 100%; text-align: left; color: #000000;">

        <tr>
          <td style="width: 36pt; vertical-align: top; font-size: 12pt; font-weight: bold;">9.</td>
          <td style="width: auto; vertical-align: top; text-align: justify;">
            <div style="font-size: 12pt;"><font style="font-weight: bold;">Effect of Termination of Service on Restricted Stock Unit Award</font>.</div>
          </td>
        </tr>

    </table>
    <div><br>
    </div>
    <table cellspacing="0" cellpadding="0" id="zf730669756ac417f947b5efd9fb483a2" class="DSPFListTable" style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; width: 100%; text-align: left; color: #000000;">

        <tr>
          <td style="width: 36pt;"><br>
          </td>
          <td style="width: 36pt; vertical-align: top; font-size: 12pt;">9.1</td>
          <td style="width: auto; vertical-align: top; text-align: justify;">
            <div style="font-size: 12pt;">Upon the Participant&#8217;s Termination of Service, this Restricted Stock Unit Award will vest as follows:</div>
            <div style="font-size: 12pt;"> <br>
            </div>
          </td>
        </tr>

    </table>
    <div>
      <table cellspacing="0" cellpadding="0" id="z96f287f11a1f45e78f792bcb6b6fd25b" class="DSPFListTable" style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; width: 100%; text-align: left; color: #000000;">

          <tr>
            <td style="width: 108pt; vertical-align: top; text-align: right; font-style: normal;">
              <div style="text-align: left; margin-left: 72pt; font-family: 'Times New Roman',Times,serif; font-size: 12pt;">(i)</div>
            </td>
            <td style="width: auto; vertical-align: top;">
              <div style="text-align: justify; font-size: 12pt;"><font style="font-weight: bold;">Death</font>.&#160; In the event of the Participant&#8217;s
                Termination of Service by reason of death, any unvested Restricted Stock Units subject to this Agreement will immediately vest.</div>
              <div style="text-align: justify; font-size: 12pt;"> <br>
              </div>
            </td>
          </tr>

      </table>
    </div>
    <div>
      <table cellspacing="0" cellpadding="0" id="z295d9a423ced44c8b582ddcbd1111ac2" class="DSPFListTable" style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; width: 100%; text-align: left; color: #000000;">

          <tr>
            <td style="width: 108pt; vertical-align: top; text-align: right;">
              <div style="text-align: left; margin-left: 72pt; font-size: 12pt;">(ii)</div>
            </td>
            <td style="width: auto; vertical-align: top;">
              <div style="text-align: justify; font-size: 12pt;"><font style="font-weight: bold;">Disability</font>.&#160; In the event of the
                Participant&#8217;s Termination of Service by reason of Disability, any unvested Restricted Stock Units subject to this Agreement will immediately vest.</div>
              <div style="text-align: justify; font-size: 12pt;"> <br>
              </div>
            </td>
          </tr>

      </table>
    </div>
    <div>
      <table cellspacing="0" cellpadding="0" id="zcf122087ce0041379ec94ac945ca4f35" class="DSPFListTable" style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; width: 100%; text-align: left; color: #000000;">

          <tr>
            <td style="width: 108.3pt; vertical-align: top; text-align: right;">
              <div style="text-align: left; margin-left: 71.25pt; font-size: 12pt;">(iii)</div>
            </td>
            <td style="width: auto; vertical-align: top;">
              <div style="text-align: justify; font-size: 12pt;"><font style="font-weight: bold;">Retirement</font>.&#160; Unless otherwise determined
                pursuant to a Retirement Transition Agreement between the Corporation and the Participant (which shall constitute an amendment to this Agreement), in the event of the Participant&#8217;s Termination of Service by reason of Retirement, any
                unvested Restricted Stock Units subject to this Agreement will expire and be forfeited as of the date of the Termination of Service.</div>
              <div style="text-align: justify; font-size: 12pt;"> <br>
              </div>
            </td>
          </tr>

      </table>
    </div>
    <div>
      <table cellspacing="0" cellpadding="0" id="z515f93be765c467e9288ecaa81d0b0ac" class="DSPFListTable" style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; width: 100%; text-align: left; color: #000000;">

          <tr>
            <td style="width: 108.3pt; vertical-align: top; text-align: right;">
              <div style="text-align: left; margin-left: 71.25pt; font-size: 12pt;">(iv)</div>
            </td>
            <td style="width: auto; vertical-align: top;">
              <div style="text-align: justify; font-size: 12pt;"><font style="font-weight: bold;">Change in Control</font>.&#160; In the event of the
                Participant&#8217;s Involuntary Termination of Service at or following a Change in Control, any unvested Restricted Stock Units subject to this Agreement will immediately vest.</div>
              <div style="text-align: justify; font-size: 12pt;"> <br>
              </div>
            </td>
          </tr>

      </table>
    </div>
    <div>
      <table cellspacing="0" cellpadding="0" id="z7119cf743dc845919f5184bc6948c5ed" class="DSPFListTable" style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; width: 100%; text-align: left; color: #000000;">

          <tr>
            <td style="width: 108pt; vertical-align: top; text-align: right;">
              <div style="text-align: left; margin-left: 72pt; font-size: 12pt;">(v)</div>
            </td>
            <td style="width: auto; vertical-align: top;">
              <div style="text-align: justify; font-size: 12pt;"><font style="font-weight: bold;">Termination for Cause</font><font style="font-style: italic;">.</font>&#160; In the event of the Participant&#8217;s Termination of Service for Cause, any unvested Restricted Stock Units subject to this</div>
            </td>
          </tr>

      </table>
    </div>
    <div class="BRPFPageBreakArea" style="clear: both; margin-top: 10pt; margin-bottom: 10pt;">
      <div style="text-align: center;" class="BRPFPageNumberArea"><font style="font-size: 8pt; font-weight: normal; font-style: normal;" class="BRPFPageNumber">3</font></div>
      <div class="BRPFPageBreak" style="page-break-after: always;">
        <hr noshade="noshade" style="margin: 4px 0px; width: 100%; border-width: 0; height: 2px; color: #000000; background-color: #000000; clear: both;"></div>
    </div>
    <div>
      <table cellspacing="0" cellpadding="0" id="z43bb66ac4e5345998b425e2a758621a2" class="DSPFListTable" style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; width: 100%; text-align: left; color: #000000;">

          <tr>
            <td style="width: 108pt; vertical-align: top; text-align: right;"><br>
            </td>
            <td style="width: auto; vertical-align: top; font-size: 12pt;">Agreement will expire and be forfeited as of the date of the Termination of Service.</td>
          </tr>

      </table>
    </div>
    <div style="text-align: justify; margin-left: 108pt; font-size: 12pt;"><br>
    </div>
    <div>
      <table cellspacing="0" cellpadding="0" id="z37153f73914c469fbb7ba9f31bee0cf6" class="DSPFListTable" style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; width: 100%; text-align: left; color: #000000;">

          <tr>
            <td style="width: 108pt; vertical-align: top; text-align: right;">
              <div style="text-align: left; margin-left: 72pt; font-size: 12pt;">(vi)</div>
            </td>
            <td style="width: auto; vertical-align: top;">
              <div style="text-align: justify; font-size: 12pt;"><font style="font-weight: bold;">Other Termination</font><font style="font-style: italic;">.</font> In the event of the Participant&#8217;s Termination of Service for any reason other than due to death, Disability or for Cause or an Involuntary Termination of
                Service at or following a Change in Control, any Restricted Stock Units subject to this Agreement will expire and be forfeited as of the date of the Termination of Service.</div>
            </td>
          </tr>

      </table>
    </div>
    <div><br>
    </div>
    <table cellspacing="0" cellpadding="0" id="z3d6480945cb74fbdb554b630d40edfe3" class="DSPFListTable" style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; width: 100%; text-align: left; color: #000000;">

        <tr>
          <td style="width: 36pt; vertical-align: top; font-size: 12pt; font-weight: bold;">10.</td>
          <td style="width: auto; vertical-align: top; text-align: justify;">
            <div style="font-size: 12pt;">&#160;<font style="font-weight: bold;">Electronic Delivery.</font>&#160;The Corporation may, in its sole
              discretion, decide to deliver any documents related to current or future participation in the Plan by electronic means. The Participant hereby consents to receive such documents by electronic delivery and agrees to participate in the Plan
              through an online or electronic system established and maintained by the Corporation or another third party designated by the Corporation.</div>
          </td>
        </tr>

    </table>
    <div><br>
    </div>
    <div style="text-align: justify;"><font style="font-size: 12pt; font-weight: bold;">11.</font><font class="TRGRRTFtoHTMLTab" style="display: inline-block; text-indent: 0px; font-size: 1px; width: 36pt">&#160;</font><font style="font-size: 12pt;"><font style="font-weight: bold;">Miscellaneous</font>.</font></div>
    <div><br>
    </div>
    <table cellspacing="0" cellpadding="0" id="z71de8bd41fcc4139a4f67cf874a4b878" class="DSPFListTable" style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; width: 100%; text-align: left; color: #000000;">

        <tr>
          <td style="width: 36pt;"><br>
          </td>
          <td style="width: 36pt; vertical-align: top; font-size: 12pt;">11.1</td>
          <td style="width: auto; vertical-align: top; text-align: justify;">
            <div style="font-size: 12pt;"><font style="font-style: italic;">No Rights to Continued Employment or Service</font>.&#160; This Agreement
              and the grant of Restricted Stock Units hereunder shall not confer, or be construed to confer, upon the Participant any right to employment or service, or continued employment or service, with the Corporation or any subsidiary.</div>
          </td>
        </tr>

    </table>
    <div><br>
    </div>
    <table cellspacing="0" cellpadding="0" id="z1229395855844855a89d272f250f7acd" class="DSPFListTable" style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; width: 100%; text-align: left; color: #000000;">

        <tr>
          <td style="width: 36pt;"><br>
          </td>
          <td style="width: 36pt; vertical-align: top; font-size: 12pt;">11.2</td>
          <td style="width: auto; vertical-align: top;">
            <div style="font-size: 12pt;"><font style="font-style: italic;">No Rights as Shareholder</font>.<font style="font-weight: bold;">&#160;</font>Except as provided in this Agreement,<font style="font-weight: bold;">&#160;</font>the Participant will not
              have dividend, voting or any other rights as a shareholder of the shares of Stock with respect to the Restricted Stock Units. Upon payment of the vested Restricted Stock Units in shares of Stock, the Participant will obtain full dividend,
              voting and other rights as a shareholder of the Corporation.</div>
          </td>
        </tr>

    </table>
    <div><br>
    </div>
    <table cellspacing="0" cellpadding="0" id="zdd274c37da4b4fb3bb4724e602030289" class="DSPFListTable" style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; width: 100%; text-align: left; color: #000000;">

        <tr>
          <td style="width: 36pt;"><br>
          </td>
          <td style="width: 36pt; vertical-align: top; font-size: 12pt;">11.3</td>
          <td style="width: auto; vertical-align: top; text-align: justify;">
            <div style="font-size: 12pt;"><font style="font-style: italic;">Tax Withholding</font>.<font style="font-weight: bold;">&#160; </font>To the extent applicable, the Corporation shall collect federal, state and local income taxes and the Employee portion of the Federal Insurance Contributions Act (&#8220;<font style="font-weight: bold;">FICA</font>&#8221;) taxes (i.e., Social Security and Medicare) with respect to the Restricted Stock Units at the time that both of the following conditions
              are first satisfied: (i) the underlying Restricted Stock Units vest and (ii) Stock and/or cash is distributed to the Participant.&#160; The Corporation shall satisfy the withholding obligations by withholding a number of whole shares of Stock to
              be issued in settlement of the vested Restricted Stock Units, the aggregate Fair Market Value of which is equal to or less than the aggregate withholding obligation as determined by the Corporation with respect to such Award.&#160; The portion of
              any amount required to be withheld that is not divisible in whole shares of Stock may be withheld from the Participant&#8217;s cash wages.</div>
          </td>
        </tr>

    </table>
    <div><br>
    </div>
    <table cellspacing="0" cellpadding="0" id="zcac31d1005d244278f4a87221e31b862" class="DSPFListTable" style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; width: 100%; text-align: left; color: #000000;">

        <tr>
          <td style="width: 36pt;"><br>
          </td>
          <td style="width: 36pt; vertical-align: top; font-size: 12pt;">11.4</td>
          <td style="width: auto; vertical-align: top; text-align: justify;">
            <div style="font-size: 12pt;"><font style="font-style: italic;">Restrictions on Transfer</font>. The Restricted Stock Units are not
              transferable unless and until they have been converted to vested Stock in accordance with this Agreement, other than by will or under the applicable laws of descent and distribution (and then only to the extent that the Restricted Stock Units
              are shortly thereafter converted to vested Stock in accordance with Section 5 hereof).&#160; The terms of this Agreement shall be binding upon the executors, administrators, heirs, successors and assigns of the Participant.&#160; Any attempt to effect
              a transfer of any Restricted Stock Unit prior</div>
          </td>
        </tr>

    </table>
    <div class="BRPFPageBreakArea" style="clear: both; margin-top: 10pt; margin-bottom: 10pt;">
      <div style="text-align: center;" class="BRPFPageNumberArea"><font style="font-size: 8pt; font-weight: normal; font-style: normal;" class="BRPFPageNumber">4</font></div>
      <div class="BRPFPageBreak" style="page-break-after: always;">
        <hr noshade="noshade" style="margin: 4px 0px; width: 100%; border-width: 0; height: 2px; color: #000000; background-color: #000000; clear: both;"></div>
    </div>
    <div><br>
    </div>
    <div style="text-align: justify; margin-left: 72pt; font-size: 12pt;"><br>
    </div>
    <div style="text-align: justify; margin-left: 72pt; font-size: 12pt;"> <br>
    </div>
    <div style="text-align: justify; font-family: 'Times New Roman',Times,serif; font-size: 12pt;">
      <table cellspacing="0" cellpadding="0" class="DSPFListTable" style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; width: 100%; text-align: left; color: #000000;">

          <tr>
            <td style="width: 36pt;"><br>
            </td>
            <td style="width: 36pt; vertical-align: top; font-size: 12pt;"><br>
            </td>
            <td style="width: auto; vertical-align: top; text-align: justify;">
              <div style="font-size: 12pt;">to the date on which the Restricted Stock Unit vests and is converted to vested Stock shall be void <font style="font-family: 'Times New Roman',Times,serif; font-style: italic;">ab</font>&#160;<font style="font-family: 'Times New Roman',Times,serif; font-style: italic;">initio</font>.&#160; For purposes of this Agreement, &#8220;transfer&#8221; shall mean any sale, transfer, encumbrance, gift, donation, assignment, pledge, hypothecation, or
                other disposition, whether similar or dissimilar to those previously enumerated, whether voluntary or involuntary, and including, but not limited to, any disposition by operation of law, by court order, by judicial process, or by
                foreclosure, levy or attachment.</div>
              <div> <br>
              </div>
            </td>
          </tr>

      </table>
    </div>
    <table cellspacing="0" cellpadding="0" id="z70e6189c85d0464fae8dd363b500bea0" class="DSPFListTable" style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; width: 100%; text-align: left; color: #000000;">

        <tr>
          <td style="width: 36pt;"><br>
          </td>
          <td style="width: 36pt; vertical-align: top; font-size: 12pt;">11.5</td>
          <td style="width: auto; vertical-align: top; text-align: justify;">
            <div style="font-size: 12pt;"><font style="font-style: italic;">Modification or Amendment</font>.&#160; This Agreement may not be amended or
              otherwise modified, except as set forth herein or in the Plan, unless evidenced in writing and signed by the Corporation and the Participant.&#160; Notwithstanding the foregoing, this Agreement may be amended by the Committee, to take effect
              retroactively or otherwise, as deemed necessary or advisable for the purpose of: (i)&#160;conforming the Agreement to any present or future law relating to plans of this or similar nature (including, but not limited to, Code Section&#160;409A); or (ii)
              avoiding an accounting treatment resulting from an accounting pronouncement or interpretation thereof issued by the SEC or by the Financial Accounting Standards Board after the grant of this Restricted Stock Unit, which, in the sole
              discretion of the Committee, may materially and adversely affect the financial condition or results of operations of the Corporation.</div>
          </td>
        </tr>

    </table>
    <div><br>
    </div>
    <table cellspacing="0" cellpadding="0" id="z43ff3d0871db40bd978c4469e7d4d2f8" class="DSPFListTable" style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; width: 100%; text-align: left; color: #000000;">

        <tr>
          <td style="width: 36pt;"><br>
          </td>
          <td style="width: 36pt; vertical-align: top; font-size: 12pt;">11.6</td>
          <td style="width: auto; vertical-align: top; text-align: justify;">
            <div style="font-size: 12pt;"><font style="font-style: italic;">Headings</font>.&#160; Section, paragraph and other headings and captions
              are provided solely as a convenience to facilitate reference.&#160; Such headings and captions shall not be deemed in any way material or relevant to the construction, meaning or interpretation of this Agreement or any term or provision hereof.</div>
          </td>
        </tr>

    </table>
    <div><br>
    </div>
    <table cellspacing="0" cellpadding="0" id="z1ff153370e24445cbb2fb403641007f0" class="DSPFListTable" style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; width: 100%; text-align: left; color: #000000;">

        <tr>
          <td style="width: 36pt;"><br>
          </td>
          <td style="width: 36pt; vertical-align: top; font-size: 12pt;">11.7</td>
          <td style="width: auto; vertical-align: top; text-align: justify;">
            <div style="font-size: 12pt;"><font style="font-style: italic;">Interpretation</font>.&#160; The Participant accepts the Restricted Stock
              Units subject to all the terms and provisions and restrictions of this Agreement and the Plan.&#160; The undersigned Participant hereby accepts as binding, conclusive and final all decisions or interpretations of the Board or the Committee upon
              any questions arising under this Agreement or the Plan.</div>
          </td>
        </tr>

    </table>
    <div><br>
    </div>
    <table cellspacing="0" cellpadding="0" id="zcc2c650e69a6420aa3be94deaac80e66" class="DSPFListTable" style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; width: 100%; text-align: left; color: #000000;">

        <tr>
          <td style="width: 36pt;"><br>
          </td>
          <td style="width: 36pt; vertical-align: top; font-size: 12pt;">11.8</td>
          <td style="width: auto; vertical-align: top; text-align: justify;">
            <div style="font-size: 12pt;"><font style="font-style: italic;">Governing Law</font>.&#160; This Restricted Stock Unit will be governed by
              and construed in accordance with the laws of the State of New Jersey. In addition, this Restricted Stock Unit is subject to all laws, regulations and orders of any governmental authority which may be applicable thereto and, notwithstanding
              any of the provisions hereof, the Corporation will not be obligated to issue any Restricted Stock Unit or fully vested Stock hereunder if the issuance of such Restricted Stock Unit or vested Stock would constitute a violation of any such law,
              regulation or order or any provision thereof.&#160; Notwithstanding anything to the contrary herein, the grant and settlement of Restricted Stock Units hereunder are conditioned upon and subject to compliance with Section 18(k) of the Federal
              Deposit Insurance Act, 18 U.S.C. 1828(k), and the rules and regulations promulgated thereunder.</div>
          </td>
        </tr>

    </table>
    <div><br>
    </div>
    <table cellspacing="0" cellpadding="0" id="z9371ddf71c8345ae892dbbaeaa0ec3e4" class="DSPFListTable" style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; width: 100%; text-align: left; color: #000000;">

        <tr>
          <td style="width: 36pt;"><br>
          </td>
          <td style="width: 36pt; vertical-align: top; font-size: 12pt;">11.9</td>
          <td style="width: auto; vertical-align: top; text-align: justify;">
            <div style="font-size: 12pt;"><font style="font-style: italic;">Notices</font>.&#160; All written notices and all other written
              communications to the Corporation provided for in the Plan or in any Award Agreement, shall be delivered personally or sent by registered or certified mail, return receipt requested, postage prepaid (provided that international mail shall be
              sent via overnight or two-day delivery), or sent by facsimile, email or prepaid overnight courier to _________________.</div>
          </td>
        </tr>

    </table>
    <div><br>
    </div>
    <div>
      <table cellspacing="0" cellpadding="0" class="DSPFListTable" style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; width: 100%; text-align: left; color: #000000;">

          <tr>
            <td style="width: 36pt;"><br>
            </td>
            <td style="width: 36pt; vertical-align: top; font-size: 12pt;">11.10</td>
            <td style="width: auto; vertical-align: top; text-align: justify;">
              <div style="font-size: 12pt;"><font style="font-style: italic;">Subject to Company Policies and Restrictions</font>.&#160; Notwithstanding
                any other provision of this Agreement to the contrary, any Restricted Stock Unit granted hereunder or any vested shares of Stock issued upon the settlement of a Restricted Stock Unit, and/or any amount received with respect to any sale of
                any vested shares, shall be subject to potential cancellation, recoupment, rescission, payback or other action in accordance with the terms of any clawback policy maintained by the Corporation, any trading policy restrictions and/or any
                hedging/pledging policy restrictions (the &#8220;<font style="font-weight: bold;">Policies</font>&#8221;).&#160; In addition, the Participant agrees and consents to the Corporation&#8217;s
                application, implementation and enforcement of (a) the Policies and (b) any provision of applicable law relating to cancellation, rescission, payback or recoupment of compensation, and expressly agrees that the Corporation may take such
                actions as are necessary to effectuate the Policies, any similar policy (as applicable to the Participant) or any amendments that may be made from time to time in the future by the Corporation, in its discretion, without further consent or
                action being required by the Participant. To the extent that the terms of this Agreement and any of the Policies or any similar policy conflict, then the terms of such policy shall prevail.</div>
            </td>
          </tr>

      </table>
    </div>
    <div><br>
    </div>
    <div style="margin-bottom: 12pt;"><br>
    </div>
    <div style="text-align: center; margin-bottom: 12pt; font-size: 12pt;">[<font style="font-style: italic;">Signature Page Follows</font>]</div>
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    </div>
    <div style="text-align: justify; text-indent: 36pt; margin-bottom: 12pt; font-size: 12pt;"><font style="font-weight: bold;">IN WITNESS WHEREOF</font>,
      the Corporation has caused this Agreement to be executed in its name and on its behalf as of the date of grant of this Restricted Stock Unit Award set forth above.</div>
    <div style="text-align: justify; margin-left: 252pt; margin-bottom: 24pt; font-size: 12pt; font-variant: small-caps; font-weight: bold;">PEAPACK-GLADSTONE FINANCIAL CORPORATION</div>
    <div style="text-align: justify; margin-left: 252pt; margin-bottom: 10pt;"><font style="font-size: 12pt;">By:</font><font class="TRGRRTFtoHTMLTab" style="display: inline-block; text-indent: 0px; font-size: 12pt; width: 216pt;"> ______________________________________________</font></div>
    <div style="margin-bottom: 12pt; font-size: 12pt;"><br>
    </div>
    <div style="text-align: center; margin-bottom: 12pt; font-size: 12pt; font-weight: bold;">PARTICIPANT&#8217;S ACCEPTANCE</div>
    <div style="text-align: justify; text-indent: 36pt; margin-bottom: 12pt; font-size: 12pt;">The undersigned hereby accepts the foregoing Restricted Stock Unit Award and agrees to the terms and conditions
      hereof, including the terms and provisions of the 2025 Long-Term Incentive Plan.&#160; The undersigned hereby acknowledges receipt of a copy of the Plan and related prospectus.</div>
    <div style="text-align: justify; text-indent: 0.3pt; margin-left: 253.65pt; margin-bottom: 12pt;"><font style="font-size: 12pt; font-weight: bold; font-variant: small-caps;">PARTICIPANT<font style="font-family: 'Times New Roman',Times,serif;"><br>
        </font></font><font style="font-size: 12pt;"><br>
      </font></div>
    <div style="text-align: justify; text-indent: 0.3pt; margin-left: 253.65pt; margin-bottom: 10pt;"><font class="TRGRRTFtoHTMLTab" style="display: inline-block; text-indent: 0px; font-size: 12pt; width: 214.05pt;">&#160;________________________________________________</font><font style="font-size: 12pt;"><br>
      </font></div>
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<DOCUMENT>
<TYPE>EX-10.4
<SEQUENCE>5
<FILENAME>ex10-4_s8063025.htm
<DESCRIPTION>FORM OF PERFORMANCE RESTRICTED STOCK UNIT AGREEMENT (FOR EMPLOYEES)
<TEXT>
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  <div style="text-align: right;"><font style="font-weight: bold;">EXHIBIT 10.4</font><br>
  </div>
  <div><br>
    <div><br>
    </div>
    <br>
    <div style="text-align: center; font-size: 12pt; font-variant: small-caps; font-weight: bold;">PERFORMANCE AWARD AGREEMENT</div>
    <div style="text-align: center; font-size: 12pt; font-variant: small-caps; font-weight: bold;">FOR</div>
    <div style="text-align: center; font-size: 12pt; font-variant: small-caps; font-weight: bold;">RESTRICTED STOCK UNITS</div>
    <div><br>
    </div>
    <div style="text-align: center; font-size: 12pt;">Granted by</div>
    <div><br>
    </div>
    <div style="text-align: center; font-size: 12pt; font-variant: small-caps; font-weight: bold;">PEAPACK-GLADSTONE FINANCIAL CORPORATION</div>
    <div><br>
    </div>
    <div style="text-align: center; font-size: 12pt;">under the</div>
    <div><br>
    </div>
    <div style="text-align: center; font-size: 12pt; font-weight: bold;">PEAPACK-GLADSTONE FINANCIAL CORPORATION</div>
    <div style="text-align: center; font-size: 12pt; font-weight: bold;">2025 LONG-TERM INCENTIVE PLAN</div>
    <div><br>
    </div>
    <div style="text-align: justify; text-indent: 36pt; font-size: 12pt;">This Performance Award Agreement for Restricted Stock Units (&#8220;<font style="font-weight: bold;">Performance RSU Awards</font>&#8221; or &#8220;<font style="font-weight: bold;">Agreement</font>&#8221;) is and will be subject to the provisions of the 2025 Long-Term
      Incentive Plan, as amended (the &#8220;<font style="font-weight: bold;">Plan</font>&#8221;) of Peapack-Gladstone Financial Corporation (the &#8220;<font style="font-weight: bold;">Corporation</font>&#8221;) which are incorporated herein by reference and made a part hereof.&#160; A copy of the Plan has been provided or made available to each person granted a Performance Unit Award pursuant to
      the Plan.&#160; The holder of these Performance RSU Awards (the &#8220;<font style="font-weight: bold;">Participant</font>&#8221;) hereby accepts these Performance RSU Awards, subject to all the terms and
      provisions of the Plan and this Agreement, and agrees that all decisions under and interpretations of the Plan and this Agreement by the Compensation Committee of the Board of Directors of the Corporation (&#8220;<font style="font-weight: bold;">Committee</font>&#8221;) will be final, binding and conclusive upon the Participant and the Participant&#8217;s heirs, legal representatives, successors and permitted assigns.&#160; Capitalized terms used herein
      but not defined will have the same meaning as in the Plan.</div>
    <div style="text-align: justify; text-indent: 36pt; font-size: 12pt;"> <br>
    </div>
    <div>
      <table cellspacing="0" cellpadding="0" id="z113fcfd059794aaea01ac5eaf20413a4" class="DSPFListTable" style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; width: 100%; text-align: left; color: #000000;">

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            <td style="width: 36pt; vertical-align: top; text-align: right; font-weight: normal;">
              <div style="text-align: left; font-family: 'Times New Roman',Times,serif; font-size: 12pt;">1.</div>
            </td>
            <td style="width: auto; vertical-align: top;">
              <div style="font-family: 'Times New Roman',Times,serif; font-size: 12pt;"><font style="font-weight: bold;">Participant.</font>&#160; The Corporation
                hereby grants this Award to the Participant as set forth in <u>Exhibit C</u>.</div>
            </td>
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    </div>
    <div><br>
      <table cellspacing="0" cellpadding="0" class="DSPFListTable" style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; width: 100%; text-align: left; color: #000000;">

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            <td style="width: 36pt; vertical-align: top; text-align: right; font-weight: normal;">
              <div style="text-align: left; font-family: 'Times New Roman',Times,serif; font-size: 12pt;">2.</div>
            </td>
            <td style="width: auto; vertical-align: top;">
              <div style="font-family: 'Times New Roman',Times,serif; font-size: 12pt;">
                <div><font style="font-family: 'Times New Roman', Times, serif;"><font style="font-weight: bold;">Date of Grant.</font> This Award is made as of the date set
                    forth on <u>Exhibit C</u>.</font></div>
              </div>
            </td>
          </tr>

      </table>
    </div>
    <div><br>
    </div>
    <div>
      <table cellspacing="0" cellpadding="0" id="z34a06d855a1440e1b7f6dab80f290e3a" class="DSPFListTable" style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; width: 100%; text-align: left; color: #000000;">

          <tr>
            <td style="width: 37.05pt; vertical-align: top; text-align: right;">
              <div style="text-align: left; font-size: 12pt;">3.</div>
            </td>
            <td style="width: auto; vertical-align: top;">
              <div style="text-align: justify; font-family: 'Times New Roman',Times,serif; font-size: 12pt;"><font style="font-weight: bold;">Total Number of Performance RSU
                  Awards (at Target level).&#160; </font>The Corporation hereby grants the Participant the number Restricted Stock Units (the &#8220;<font style="font-weight: bold;">Units</font>&#8221;)
                set forth in <u>Exhibit C</u>.&#160; The Award and the Units shall be subject to the terms and conditions set forth in this Agreement and the provisions
                of the Plan.</div>
              <div style="text-align: justify; font-family: 'Times New Roman',Times,serif; font-size: 12pt;"> <br>
              </div>
              <div style="text-align: justify; font-family: 'Times New Roman',Times,serif; font-size: 12pt;">The number of Shares covered by the Performance RSU Award to be issued may increase or decrease depending on whether the performance
                conditions are satisfied as set forth in <font style="font-family: 'Times New Roman', Times, serif;"><u>Exhibit A</u></font>. </div>
            </td>
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      </table>
    </div>
    <div style="text-align: justify; font-family: 'Times New Roman',Times,serif; font-size: 12pt;"><br>
    </div>
    <div style="text-align: justify; font-family: 'Times New Roman',Times,serif; font-size: 12pt;">
      <table cellspacing="0" cellpadding="0" class="DSPFListTable" style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; width: 100%; text-align: left; color: #000000;">

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            <td style="width: 36pt; vertical-align: top; text-align: right; font-weight: normal;">
              <div style="text-align: left; font-family: 'Times New Roman',Times,serif; font-size: 12pt;">4.</div>
            </td>
            <td style="width: auto; vertical-align: top;">
              <div style="font-family: 'Times New Roman',Times,serif; font-size: 12pt;">
                <div><font style="font-family: 'Times New Roman', Times, serif; font-weight: bold;">Restricted Stock Units.</font></div>
                <div><br>
                  The Performance RSU Awards are Restricted Stock Units denominated in Shares, except that no Shares are actually awarded to the Participant on the date of grant.&#160; Rather, the Performance RSU Awards will be settled in Shares upon the
                  satisfaction of the terms and conditions of this Agreement and the Plan.&#160; Each Performance RSU Award granted<br>
                  <font style="font-family: 'Times New Roman', Times, serif; font-weight: bold;"></font></div>
              </div>
            </td>
          </tr>

      </table>
    </div>
    <br>
    <div class="BRPFPageBreakArea" style="clear: both; margin-top: 10pt; margin-bottom: 10pt;">
      <div style="text-align: center;" class="BRPFPageNumberArea"><font style="font-size: 8pt; font-weight: normal; font-style: normal;" class="BRPFPageNumber">1</font></div>
      <div class="BRPFPageBreak" style="page-break-after: always;">
        <hr noshade="noshade" style="margin: 4px 0px; width: 100%; border-width: 0; height: 2px; color: #000000; background-color: #000000; clear: both;"></div>
    </div>
    <div><br>
    </div>
    <div style="text-align: justify; margin-left: 37.05pt; font-size: 12pt;">represents the right to receive one Share on the Determination Date (as defined below) in accordance with this Agreement and the
      Plan.</div>
    <div style="text-align: justify; margin-left: 37.05pt; font-size: 12pt;"> <br>
    </div>
    <table cellspacing="0" cellpadding="0" id="zc53be400f72c49779b832c54febeea2c" class="DSPFListTable" style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; width: 100%; text-align: left; color: #000000;">

        <tr>
          <td style="width: 37.05pt; vertical-align: top; font-size: 12pt;">5.</td>
          <td style="width: auto; vertical-align: top; text-align: justify;">
            <div style="font-size: 12pt;"><font style="font-weight: bold;">Performance Goal(s)/Vesting Schedule.</font>&#160; Except as otherwise
              provided in this Agreement, the number of Performance RSU Awards earned at the end of the measurement period (referred to herein as the &#8220;<font style="font-weight: bold;">Performance
                Period</font>&#8221;) is based on the level of achievement of the performance goal(s) set forth in this Agreement.&#160; The Performance Period for the Performance RSU Awards is the period, commencing on the date&#160; and ending on the date set forth in <u>Exhibit A</u>.&#160; The determination date for purposes of vesting of the Award will be no later than March 15 of the calendar year immediately following the
              Performance Period (or as soon thereafter during year following the Performance Period as achievement or non-achievement of the performance measure can be determined, with any earlier or delayed date being deemed the &#8220;<font style="font-weight: bold;">Determination Date</font>&#8221;).&#160; In order to vest in/earn the Performance RSU Awards: (i) the Committee must certify in writing the level at which the performance measure
              was achieved; and (ii) the Participant must be employed on the Determination Date, unless the Performance RSU Awards vest/are earned prior to the Determination Date pursuant to Sections 8 or 10 of this Agreement.</div>
            <div style="font-size: 12pt;"> <br>
            </div>
            <div style="font-size: 12pt;">The performance measure for the Performance RSU Awards is set forth in <u>Exhibit A</u>.
            </div>
          </td>
        </tr>

    </table>
    <div style="text-align: justify; text-indent: -1.05pt; margin-left: 37.05pt; font-size: 12pt;"><br>
    </div>
    <table cellspacing="0" cellpadding="0" id="z75d68f1070c14c16a5927a1f59a0c17e" class="DSPFListTable" style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; width: 100%; text-align: left; color: #000000;">

        <tr>
          <td style="width: 37.05pt; vertical-align: top; font-size: 12pt;">6.</td>
          <td style="width: auto; vertical-align: top; text-align: justify;">
            <div style="font-size: 12pt; font-weight: bold;">Terms and Conditions.</div>
            <div style="font-size: 12pt; font-weight: bold;"> <br>
            </div>
          </td>
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    </table>
    <table cellspacing="0" cellpadding="0" id="z5092d7cd642a47dba1cceb8b4461a037" class="DSPFListTable" style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; width: 100%; text-align: left; color: #000000;">

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          </td>
          <td style="width: 40.5pt; vertical-align: top; font-size: 12pt;">6.1</td>
          <td style="width: auto; vertical-align: top; text-align: justify;">
            <div style="font-size: 12pt;">Dividend Equivalent Rights.&#160; If set forth in the Committee&#8217;s grantresolutions and noted by marking &#8220;x&#8221; in the box below, Dividend Equivalent Rights</div>
            <div style="font-size: 12pt;"> <br>
              </div>
            <div style="font-family: 'Times New Roman',Times,serif; font-size: 12pt;">
              <div>[&#160;&#160; ] will&#160;&#160; [&#160;&#160; ] will not</div>
              <div> <br>
              </div>
              <div>be paid on the Performance RSU Awards.&#160; If Dividend Equivalent Rights are to be paid on the Performance RSU Awards, any such Dividend
                Equivalent Rights shall be credited by the Corporation to an account for the Participant and accumulated, with interest for each calendar year (or portion thereof) at an annual rate equal to the dividend yield rate for the immediately
                preceding calendar year, until the date upon which the underlying Performance RSU Awards become vested or are earned.&#160; In the event any Performance RSU Awards are forfeited such Dividend Equivalents credited to the Participant with respect
                to such forfeited RSU Awards and any interest accrued thereon shall be forfeited to the Corporation, and the Participant shall have no rights and the Corporation shall have no liability as to such Dividend Equivalents or interest.</div>
              <font style="font-family: 'Times New Roman', Times, serif;"> </font></div>
          </td>
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    </table>
    <br>
    <table cellspacing="0" cellpadding="0" id="z50ce9f89312b4cc79f0ec1ef8444c48f" class="DSPFListTable" style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; width: 100%; text-align: left; color: #000000;">

        <tr>
          <td style="width: 36pt;"><br>
          </td>
          <td style="width: 40.5pt; vertical-align: top; font-size: 12pt;">6.2</td>
          <td style="width: auto; vertical-align: top; text-align: justify;">
            <div style="font-size: 12pt;">Voting Rights.&#160; The Participant will have no voting right with respect to any Performance RSU Award granted hereunder.</div>
            <div style="font-size: 12pt;"> <br>
            </div>
          </td>
        </tr>

    </table>
    <table cellspacing="0" cellpadding="0" id="z60f2081c1e7f4ca7a92842c22d45a656" class="DSPFListTable" style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; width: 100%; text-align: left; color: #000000;">

        <tr>
          <td style="width: 2.85pt;"><br>
          </td>
          <td style="width: 34.2pt; vertical-align: top; font-size: 12pt;">7.</td>
          <td style="width: auto; vertical-align: top; text-align: justify;">
            <div style="font-size: 12pt; font-weight: bold;">Delivery of Shares.</div>
            <div style="font-size: 12pt; font-weight: bold;"> <br>
            </div>
            <div style="font-size: 12pt; font-weight: bold;"> <font style="font-weight: normal;">Subject to Sections 7, 8, 10, 11.7 and 11.9, as soon as practicable, but no later than 30 days, after the
                Determination Date (the &#8220;<font style="font-family: 'Times New Roman',Times,serif;">Payment Date</font>&#8221;), the Corporation shall, if applicable, issue the Shares that correspond to the vested Performance RSU Awards
                to the Participant</font></div>
          </td>
        </tr>

    </table>
    <div style="text-align: justify; margin-left: 37.05pt; font-size: 12pt;"><br>
    </div>
    <div class="BRPFPageBreakArea" style="clear: both; margin-top: 10pt; margin-bottom: 10pt;">
      <div style="text-align: center;" class="BRPFPageNumberArea"><font style="font-size: 8pt; font-weight: normal; font-style: normal;" class="BRPFPageNumber">2</font></div>
      <div class="BRPFPageBreak" style="page-break-after: always;">
        <hr noshade="noshade" style="margin: 4px 0px; width: 100%; border-width: 0; height: 2px; color: #000000; background-color: #000000; clear: both;"></div>
    </div>
    <div><br>
    </div>
    <div style="text-align: justify; margin-left: 37.05pt; font-size: 12pt;">either via a stock certificate or in bookkeeping entry account with the Corporation&#8217;s stock transfer agent.</div>
    <div><br>
    </div>
    <div style="text-align: justify; margin-left: 37.05pt; font-size: 12pt;">Delivery of Shares under this Performance RSU Awards will comply with all applicable laws (including, the requirements of the 1934
      Act), and the applicable requirements of any securities exchange or similar entity.</div>
    <div style="text-align: justify; margin-left: 4.5pt;"><br>
      <table cellspacing="0" cellpadding="0" class="DSPFListTable" style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; width: 100%; text-align: left; color: #000000;">

          <tr>
            <td style="width: 37.05pt; vertical-align: top; font-size: 12pt;">8.</td>
            <td style="width: auto; vertical-align: top; text-align: justify;">
              <div style="font-size: 12pt; font-weight: bold;"><font style="font-weight: bold;">Change in Control.</font></div>
            </td>
          </tr>

      </table>
    </div>
    <div style="text-align: justify; margin-left: 4.5pt;"><font style="font-size: 12pt;"> <br>
      </font></div>
    <table cellspacing="0" cellpadding="0" id="ze632a85b22844ac093b32ebd598b9c1f" class="DSPFListTable" style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; width: 100%; text-align: left; color: #000000;">

        <tr>
          <td style="width: 36pt;"><br>
          </td>
          <td style="width: 35.25pt; vertical-align: top; font-size: 12pt;">8.1</td>
          <td style="width: auto; vertical-align: top; text-align: justify;">
            <div style="font-size: 12pt;"><u>Performance RSU Awards Are Assumed or Substituted by a Surviving Entity</u>.&#160;
              With respect to Performance RSU Awards that are assumed by the surviving entity or otherwise equitably converted or substituted in connection with a Change in Control, and within two years following the effective date of a Change in Control,
              the Participant is terminated without Cause or resigns for Good Reason, the Participant will vest in/earn a portion or all of the Performance RSU Awards as follows: (a) with respect to the number of months employed during the applicable
              Performance Period associated with the unvested Performance RSU Awards (the &#8220;<font style="font-weight: bold;"><u>Employment Vesting Period</u></font>&#8221;), the level of achievement
              of the Corporation during the Employment Vesting Period shall be based upon actual achievement of the performance goals with respect to the unvested Performance RSUs during such period and (b) with respect to the remaining months of the
              applicable Performance Period associated the unvested Performance RSU Awards (the &#8220;<font style="font-weight: bold;"><u>Remaining Vesting Period</u></font>&#8221;), the level of
              achievement of the Corporation during the Remaining Vesting Period shall be based on an assumed Target level of achievement of the applicable performance goals with respect to the unvested Performance RSU Awards during such period.&#160; The
              Committee shall determine the extent to which the performance goals have been achieved and the level of achievement. The payout to the Participant shall be made as soon as reasonably practicable but in no event later than 60 days following
              the Participant&#8217;s date of termination.</div>
          </td>
        </tr>

    </table>
    <div><br>
    </div>
    <table cellspacing="0" cellpadding="0" id="za212fd5c76844bcd9fee093c8bed20fb" class="DSPFListTable" style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; width: 100%; text-align: left; color: #000000;">

        <tr>
          <td style="width: 36pt;"><br>
          </td>
          <td style="width: 35.25pt; vertical-align: top; font-size: 12pt;">8.2</td>
          <td style="width: auto; vertical-align: top; text-align: justify;">
            <div style="font-size: 12pt;"><u>Performance RSU Awards Are Not Assumed or Substituted by a Surviving Entity</u>.&#160;
              With respect to Performance RSU Awards that are <font style="font-style: italic;">not</font><font style="font-weight: bold;">&#160;</font>assumed by the surviving entity or otherwise equitably converted or substituted in connection with a Change in Control, in the event of a Change in Control, the Participant will vest in/earn a portion or all of
              the Performance RSU Awards as follows: (a) with respect to the number of months employed during the applicable Performance Period associated with the unvested Performance RSU Awards prior to the effective date of the Change in Control (the &#8220;<font style="font-weight: bold;"><u>Pre-Change in Control Vesting Period</u></font>&#8221;), the level of achievement of the Corporation during the Pre-Change in Control Vesting Period
              shall be based upon actual achievement of the performance goals with respect to the unvested Performance RSUs during such period and (b) with respect to the remaining months of the applicable Performance Period associated the unvested
              Performance RSU Awards (the &#8220;<font style="font-weight: bold;"><u>Remaining Vesting Period</u></font>&#8221;), the level of achievement of the Corporation during the Remaining Vesting
              Period shall be based on an assumed Target level of achievement of the applicable performance goals with respect to the unvested Performance RSU Awards during such period.&#160; The</div>
          </td>
        </tr>

    </table>
    <div class="BRPFPageBreakArea" style="clear: both; margin-top: 10pt; margin-bottom: 10pt;">
      <div style="text-align: center;" class="BRPFPageNumberArea"><font style="font-size: 8pt; font-weight: normal; font-style: normal;" class="BRPFPageNumber">3</font></div>
      <div class="BRPFPageBreak" style="page-break-after: always;">
        <hr noshade="noshade" style="margin: 4px 0px; width: 100%; border-width: 0; height: 2px; color: #000000; background-color: #000000; clear: both;"></div>
    </div>
    <div><br>
    </div>
    <div style="text-align: justify; text-indent: 0.75pt; margin-left: 71.25pt; font-size: 12pt;">Committee shall determine the extent to which the performance goals have been achieved and the level of
      achievement. The payout to the Participant shall be made as soon as reasonably practicable but in no event later than 60 days following the Change in Control.</div>
    <div style="text-align: justify; text-indent: 0.75pt; margin-left: 71.25pt; font-size: 12pt;"> <br>
    </div>
    <table cellspacing="0" cellpadding="0" id="zd392c1ca069943599e2f63b931a5797d" class="DSPFListTable" style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; width: 100%; text-align: left; color: #000000;">

        <tr>
          <td style="width: 36pt;"><br>
          </td>
          <td style="width: 35.25pt; vertical-align: top; font-size: 12pt;">8.3</td>
          <td style="width: auto; vertical-align: top; text-align: justify;">
            <div style="font-size: 12pt;">A &#8220;<font style="font-weight: bold;">Change in Control</font>&#8221; will be deemed to have occurred as defined
              in accordance with the Plan, provided, however, that to the extent necessary to comply with Section 409A of the Code, a &#8220;Change in Control will not be deemed to occur unless the transaction constitutes a &#8220;change in control&#8221; pursuant to
              Section 409A of the Code.</div>
          </td>
        </tr>

    </table>
    <div style="text-align: justify;"><br>
    </div>
    <div style="text-align: justify;">
      <table cellspacing="0" cellpadding="0" class="DSPFListTable" style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; width: 100%; text-align: left; color: #000000;">

          <tr>
            <td style="width: 37.05pt; vertical-align: top; font-size: 12pt;">9.</td>
            <td style="width: auto; vertical-align: top; text-align: justify;">
              <div style="font-size: 12pt; font-weight: bold;"><font style="font-weight: bold;">Adjustment Provisions.</font></div>
            </td>
          </tr>

      </table>
    </div>
    <div><br>
    </div>
    <div style="text-align: justify; text-indent: -1.05pt; margin-left: 37.05pt; font-size: 12pt;">The Performance RSU Awards will be adjusted based on actual achievement at the end of the Performance Period.</div>
    <div style="text-align: justify; text-indent: -1.05pt; margin-left: 37.05pt; font-size: 12pt;">In addition, the Performance RSU Awards may be adjusted equitably in accordance with certain applicable
      provisions of the Plan, including Section 3.4 thereof.</div>
    <div style="text-align: justify;"><br>
      <table cellspacing="0" cellpadding="0" class="DSPFListTable" style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; width: 100%; text-align: left; color: #000000;">

          <tr>
            <td style="width: 37.05pt; vertical-align: top; font-size: 12pt;">10.</td>
            <td style="width: auto; vertical-align: top; text-align: justify;">
              <div style="font-size: 12pt; font-weight: bold;"><font style="font-weight: bold;">Effect of Termination of Service on Performance
                  Award.</font></div>
            </td>
          </tr>

      </table>
    </div>
    <div style="text-align: justify;"><br>
      <font style="font-size: 12pt; font-weight: bold;"></font></div>
    <div style="text-align: justify; margin-left: 36pt;"><font style="font-size: 12pt;">10.1</font><font class="TRGRRTFtoHTMLTab" style="display: inline-block; text-indent: 0px; font-size: 1px; width: 36pt">&#160;</font><font style="font-size: 12pt;">The Performance RSU Awards will vest as follows:</font></div>
    <div style="text-align: justify; margin-left: 36pt;"><font style="font-size: 12pt;"> <br>
      </font></div>
    <div>
      <table cellspacing="0" cellpadding="0" id="zc82a7123b9664f078d747dad5ba77a98" class="DSPFListTable" style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; width: 100%; text-align: left; color: #000000;">

          <tr>
            <td style="width: 108.3pt; vertical-align: top; text-align: right; font-style: normal;">
              <div style="text-align: left; margin-left: 71.25pt; font-family: 'Times New Roman',Times,serif; font-size: 12pt;">(i)</div>
            </td>
            <td style="width: auto; vertical-align: top;">
              <div style="text-align: justify; font-size: 12pt;"><font style="font-weight: bold;">Death.</font>&#160; In the event of the Participant&#8217;s
                termination of service by reason of the Participant&#8217;s death prior to the completion of the Performance Period, the Performance RSU Awards will vest/be settled at the Target level.<font style="font-style: italic;">&#160; </font>Alternatively, in the event of the Participant&#8217;s termination of service by reason of death <font style="font-style: italic;">after</font>
                the completion of the Performance Period, but prior to the Determination Date, the Performance RSU Awards will vest/be settled based on the actual level of performance achieved during the Performance Period.&#160; In either case, the underlying
                Shares will be issued to the Participant&#8217;s beneficiary or estate on the Payment Date.</div>
              <div style="text-align: justify; font-size: 12pt;"> <br>
              </div>
            </td>
          </tr>

      </table>
    </div>
    <div>
      <table cellspacing="0" cellpadding="0" id="z1657de74b4a947959a0d5a3a22d202c6" class="DSPFListTable" style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; width: 100%; text-align: left; color: #000000;">

          <tr>
            <td style="width: 108.3pt; vertical-align: top; text-align: right; font-size: 12pt;">
              <div style="text-align: left; margin-left: 71.25pt; font-family: 'Times New Roman',Times,serif;">(ii)</div>
            </td>
            <td style="width: auto; vertical-align: top;">
              <div style="text-align: justify; font-size: 12pt;"><font style="font-weight: bold;">Disability.</font>&#160; In the event of the
                Participant&#8217;s termination of service by reason of Disability prior to the completion of the Performance Period, the Performance RSU Awards will vest/be settled at the Target level.&#160; Alternatively, in the event of the Participant&#8217;s
                termination of service by reason of Disability <font style="font-style: italic;">after</font> the completion of the Performance Period, but prior to the Determination Date, the
                Performance RSU Awards will vest/be settled based on the actual level of performance achieved during the Performance Period.&#160; In either case, the underlying Shares will be issued to the Participant on the Payment Date.</div>
              <div style="text-align: justify; font-size: 12pt;"> <br>
              </div>
            </td>
          </tr>

      </table>
    </div>
    <div>
      <table cellspacing="0" cellpadding="0" id="z88edc6ed822f4504b8d1c1d4e7f42333" class="DSPFListTable" style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; width: 100%; text-align: left; color: #000000;">

          <tr>
            <td style="width: 108pt; vertical-align: top; text-align: right;">
              <div style="text-align: left; margin-left: 72pt; font-size: 12pt;">(iii)</div>
            </td>
            <td style="width: auto; vertical-align: top;">
              <div style="text-align: justify; font-size: 12pt;"><font style="font-weight: bold;">Retirement.</font>&#160; Unless otherwise determined
                pursuant to a Retirement Transition Agreement between the Corporation and the Participant (which shall constitute an amendment to this Agreement), the event of the Participant&#8217;s termination of service by reason of Retirement prior to the
                Determination Date, a portion of the Performance RSU Awards will vest/be</div>
            </td>
          </tr>

      </table>
    </div>
    <div class="BRPFPageBreakArea" style="clear: both; margin-top: 10pt; margin-bottom: 10pt;">
      <div style="text-align: center;" class="BRPFPageNumberArea"><font style="font-size: 8pt; font-weight: normal; font-style: normal;" class="BRPFPageNumber">4</font></div>
      <div class="BRPFPageBreak" style="page-break-after: always;">
        <hr noshade="noshade" style="margin: 4px 0px; width: 100%; border-width: 0; height: 2px; color: #000000; background-color: #000000; clear: both;"></div>
    </div>
    <div>
      <table cellspacing="0" cellpadding="0" id="z293ba2137bca48a5ad5804ed5c8eb36c" class="DSPFListTable" style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; width: 100%; text-align: left; color: #000000;">

          <tr>
            <td style="width: 108pt; vertical-align: top; text-align: right;"><br>
            </td>
            <td style="width: auto; vertical-align: top; font-size: 12pt;">settled at Target level, <font style="font-family: 'Times New Roman',Times,serif; font-style: italic;">multiplied by a fraction</font>, the numerator of which is the
              number of months completed during the Performance Period as of the Participant&#8217;s date of Retirement (rounded up to the nearest whole month), and the denominator of which is 36.&#160; Alternatively, in the event of the Participant&#8217;s termination of
              service by reason of Retirement <font style="font-family: 'Times New Roman',Times,serif; font-style: italic;">after</font> completion of the Performance Period but prior to the Determination Date, the Performance RSU Awards will
              vest/be settled based on the actual level of performance achieved during the Performance Period.&#160; In either case, the underlying Shares will be issued to the Participant on the Payment Date.</td>
          </tr>

      </table>
    </div>
    <div style="text-align: justify; margin-left: 108pt; font-size: 12pt;"><br>
    </div>
    <div>
      <table cellspacing="0" cellpadding="0" id="zd5ca013e3e3f4da1ac4c9cdb22dc0a82" class="DSPFListTable" style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; width: 100%; text-align: left; color: #000000;">

          <tr>
            <td style="width: 108.3pt; vertical-align: top; text-align: right;">
              <div style="text-align: left; margin-left: 71.25pt; font-size: 12pt;">(iv)</div>
            </td>
            <td style="width: auto; vertical-align: top;">
              <div style="text-align: justify; font-size: 12pt;"><font style="font-weight: bold;">Termination for Cause.</font>&#160; If the
                Participant&#8217;s Service has been terminated for Cause, all Performance RSU Awards granted to the Participant hereunder will expire and be forfeited.</div>
              <div style="text-align: justify; font-size: 12pt;"> <br>
              </div>
            </td>
          </tr>

      </table>
    </div>
    <div>
      <table cellspacing="0" cellpadding="0" id="z8acb22580eba4e5cb25c65a77145eec4" class="DSPFListTable" style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; width: 100%; text-align: left; color: #000000;">

          <tr>
            <td style="width: 108.3pt; vertical-align: top; text-align: right;">
              <div style="text-align: left; margin-left: 71.25pt; font-size: 12pt;">(v)</div>
            </td>
            <td style="width: auto; vertical-align: top;">
              <div style="text-align: justify; font-size: 12pt;"><font style="font-weight: bold;">Other Termination.</font>&#160; If a Participant
                terminates Service for any reason other than due to death, Disability, Retirement, all Performance RSU Awards granted to the Participant hereunder will expire and be forfeited.</div>
            </td>
          </tr>

      </table>
    </div>
    <div style="text-align: justify;"><font style="font-size: 12pt;"> <br>
      </font></div>
    <div style="text-align: justify;"><br>
      <table cellspacing="0" cellpadding="0" class="DSPFListTable" style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; width: 100%; text-align: left; color: #000000;">

          <tr>
            <td style="width: 37.05pt; vertical-align: top; font-size: 12pt;">11.</td>
            <td style="width: auto; vertical-align: top; text-align: justify;">
              <div style="font-size: 12pt; font-weight: bold;"><font style="font-weight: bold;">Miscellaneous</font>.</div>
            </td>
          </tr>

      </table>
      <br>
      <font style="font-size: 12pt;"></font></div>
    <table cellspacing="0" cellpadding="0" id="z1f0427877e814f6ebf9bea701c0c87b9" class="DSPFListTable" style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; width: 100%; text-align: left; color: #000000;">

        <tr>
          <td style="width: 36pt;"><br>
          </td>
          <td style="width: 32.4pt; vertical-align: top; font-size: 12pt;">11.1</td>
          <td style="width: auto; vertical-align: top; text-align: justify;">
            <div style="font-size: 12pt;">No Performance RSU Awards will confer upon the Participant any rights as a stockholder of the Corporation prior to the date on which the individual fulfills all
              conditions for receipt of such rights and Shares are transferred to the Participant.</div>
            <div style="font-size: 12pt;"> <br>
            </div>
          </td>
        </tr>

    </table>
    <table cellspacing="0" cellpadding="0" id="zf78a1f3df2984f8d9d111442f5842117" class="DSPFListTable" style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; width: 100%; text-align: left; color: #000000;">

        <tr>
          <td style="width: 36pt;"><br>
          </td>
          <td style="width: 32.4pt; vertical-align: top; font-size: 12pt;">11.2</td>
          <td style="width: auto; vertical-align: top; text-align: justify;">
            <div style="font-size: 12pt;">This Agreement may not be amended or otherwise modified unless evidenced in writing and signed by the Corporation and the Participant.</div>
            <div style="font-size: 12pt;"> <br>
            </div>
          </td>
        </tr>

    </table>
    <table cellspacing="0" cellpadding="0" id="z1b0935dbd8ab4c8089213ba8038f48b2" class="DSPFListTable" style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; width: 100%; text-align: left; color: #000000;">

        <tr>
          <td style="width: 36pt;"><br>
          </td>
          <td style="width: 35.25pt; vertical-align: top; font-size: 12pt;">11.3</td>
          <td style="width: auto; vertical-align: top; text-align: justify;">
            <div style="font-size: 12pt;">The Performance RSU Awards are not transferable.</div>
            <div style="font-size: 12pt;"> <br>
            </div>
          </td>
        </tr>

    </table>
    <table cellspacing="0" cellpadding="0" id="z5926848810d648a9b5f2892753ec1ac1" class="DSPFListTable" style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; width: 100%; text-align: left; color: #000000;">

        <tr>
          <td style="width: 36pt;"><br>
          </td>
          <td style="width: 35.25pt; vertical-align: top; font-size: 12pt;">11.4</td>
          <td style="width: auto; vertical-align: top; text-align: justify;">
            <div style="font-size: 12pt;">The Performance RSU Awards will be governed by and construed in accordance with the laws of the State of New Jersey.</div>
            <div style="font-size: 12pt;"> <br>
            </div>
          </td>
        </tr>

    </table>
    <table cellspacing="0" cellpadding="0" id="z57584d760acf4aec95e668150931f47b" class="DSPFListTable" style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; width: 100%; text-align: left; color: #000000;">

        <tr>
          <td style="width: 37.05pt;"><br>
          </td>
          <td style="width: 34.2pt; vertical-align: top; font-size: 12pt;">11.5</td>
          <td style="width: auto; vertical-align: top; text-align: justify;">
            <div style="font-size: 12pt;">The Performance RSU Awards are subject to all laws, regulations and orders of any governmental authority that may be applicable thereto and, notwithstanding any of the
              provisions hereof, the Corporation will not be obligated to issue any Shares hereunder if the issuance of such Shares would constitute a violation of any law, regulation or order or any provision thereof.</div>
            <div style="font-size: 12pt;"> <br>
            </div>
          </td>
        </tr>

    </table>
    <table cellspacing="0" cellpadding="0" id="z7c527441406341b7be0ab68f70d7d126" class="DSPFListTable" style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; width: 100%; text-align: left; color: #000000;">

        <tr>
          <td style="width: 36pt;"><br>
          </td>
          <td style="width: 35.25pt; vertical-align: top; font-size: 12pt;">11.6</td>
          <td style="width: auto; vertical-align: top; text-align: justify;">
            <div style="font-size: 12pt;">The granting of the Performance RSU Awards does not confer upon the Participant any right to be retained in the employ of, or as a service provider to, the Corporation
              or any subsidiary.</div>
            <div style="font-size: 12pt;"> <br>
            </div>
          </td>
        </tr>

    </table>
    <table cellspacing="0" cellpadding="0" id="z49f76cefb30c44998cf60a9e88cdd0bc" class="DSPFListTable" style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; width: 100%; text-align: left; color: #000000;">

        <tr>
          <td style="width: 36pt;"><br>
          </td>
          <td style="width: 36pt; vertical-align: top; font-size: 12pt;">11.7</td>
          <td style="width: auto; vertical-align: top; text-align: justify;">
            <div style="font-size: 12pt;">Subject to written consent by the Committee, the Participant shall have the right to direct the Corporation (or an affiliate of the Corporation) to collect federal,
              state and local income taxes and the employee portion of FICA taxes (Social Security and Medicare) with respect to any Performance RSU Award in accordance with the Plan.&#160; Notwithstanding the foregoing, the Corporation shall have the right to
              require the Participant to pay the Corporation (or an affiliate of the Corporation)</div>
          </td>
        </tr>

    </table>
    <div class="BRPFPageBreakArea" style="clear: both; margin-top: 10pt; margin-bottom: 10pt;">
      <div style="text-align: center;" class="BRPFPageNumberArea"><font style="font-size: 8pt; font-weight: normal; font-style: normal;" class="BRPFPageNumber">5</font></div>
      <div class="BRPFPageBreak" style="page-break-after: always;">
        <hr noshade="noshade" style="margin: 4px 0px; width: 100%; border-width: 0; height: 2px; color: #000000; background-color: #000000; clear: both;"></div>
    </div>
    <div><br>
    </div>
    <div style="text-align: justify; margin-left: 72pt; font-size: 12pt;"><br>
    </div>
    <div style="text-align: justify; font-family: 'Times New Roman',Times,serif; font-size: 12pt;"> <br>
    </div>
    <div style="text-align: justify; font-family: 'Times New Roman',Times,serif; font-size: 12pt;">
      <table cellspacing="0" cellpadding="0" class="DSPFListTable" style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; width: 100%; text-align: left; color: #000000;">

          <tr>
            <td style="width: 36pt;"><br>
            </td>
            <td style="width: 36pt; vertical-align: top; font-size: 12pt;"><br>
            </td>
            <td style="width: auto; vertical-align: top; text-align: justify;">
              <div style="font-size: 12pt;">the amount of any tax that the Corporation (or an affiliate of the Corporation) is required to withhold with respect to the settlement of the Performance RSU Awards
                or sell without notice, a sufficient number of Shares received upon settlement of the Performance RSU Awards to cover the maximum amount required to be withheld under applicable law.</div>
              <div style="font-size: 12pt;"> <br>
              </div>
            </td>
          </tr>

      </table>
    </div>
    <table cellspacing="0" cellpadding="0" id="ze9bbe070a8ce422cab2d1d03ddcdaeaa" class="DSPFListTable" style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; width: 100%; text-align: left; color: #000000;">

        <tr>
          <td style="width: 36pt;"><br>
          </td>
          <td style="width: 36pt; vertical-align: top; font-size: 12pt;">11.8</td>
          <td style="width: auto; vertical-align: top; text-align: justify;">
            <div style="font-size: 12pt;">To the extent any provision of this Agreement conflict with the terms of the Plan, the terms of the Plan shall control.</div>
            <div style="font-size: 12pt;"> <br>
            </div>
          </td>
        </tr>

    </table>
    <table cellspacing="0" cellpadding="0" id="z99d1accd18254fed91959cfe7d2203c2" class="DSPFListTable" style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; width: 100%; text-align: left; color: #000000;">

        <tr>
          <td style="width: 36pt;"><br>
          </td>
          <td style="width: 36pt; vertical-align: top; font-size: 12pt;">11.9</td>
          <td style="width: auto; vertical-align: top; text-align: justify;">
            <div style="font-size: 12pt;">Notwithstanding any provision to the contrary and solely to the extent necessary to comply with Section 409A of the Code, if the Participant is a &#8220;specified employee&#8221;
              within the meaning of Section 409A of the Code and any distribution of Shares with respect to the Performance RSU Awards are payable due to the Participant&#8217;s &#8220;separation from service&#8221; within the meaning of Section 409A of the Code
              (hereinafter, referred to as a &#8220;<font style="font-weight: bold;">Separation from Service</font>&#8221;), no payment or distribution of Shares with respect to the Performance RSU Awards
              shall be made within with the first six months following the Participant&#8217;s Separation from Service.&#160; Rather, such payment or distribution of Shares shall be made on the first day of the seventh month following the Participant&#8217;s Separation
              from Service.</div>
          </td>
        </tr>

    </table>
    <div style="text-align: center; margin-bottom: 12pt; font-size: 12pt; font-weight: bold;"> <br>
    </div>
    <div style="text-align: center; margin-bottom: 12pt; font-size: 12pt; font-weight: bold;">[Signature Page Follows on Exhibit C]</div>
    <div class="BRPFPageBreakArea" style="clear: both; margin-top: 10pt; margin-bottom: 10pt;">
      <div style="text-align: center;" class="BRPFPageNumberArea"><font style="font-size: 8pt; font-weight: normal; font-style: normal;" class="BRPFPageNumber">6</font></div>
      <div class="BRPFPageBreak" style="page-break-after: always;">
        <hr noshade="noshade" style="margin: 4px 0px; width: 100%; border-width: 0; height: 2px; color: #000000; background-color: #000000; clear: both;"></div>
    </div>
    <div><br>
    </div>
    <div style="text-align: center; font-size: 12pt; font-weight: bold;">EXHIBIT A</div>
    <div><br>
    </div>
    <div>
      <table cellspacing="0" cellpadding="0" id="z2f2371553cbb428880c62e2e84a8bc5b" class="DSPFListTable" style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; width: 100%; text-align: left; color: #000000;">

          <tr>
            <td style="width: 36pt; vertical-align: top; text-align: right;">
              <div style="text-align: left; font-size: 12pt; font-weight: bold;">(a)</div>
            </td>
            <td style="width: auto; vertical-align: top;">
              <div style="font-size: 12pt; font-weight: bold;">Performance Period:</div>
            </td>
          </tr>

      </table>
    </div>
    <div><br>
    </div>
    <div>
      <table cellspacing="0" cellpadding="0" id="za305ce81e59a4b2aa4751fb9e796cd3a" class="DSPFListTable" style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; width: 100%; text-align: left; color: #000000;">

          <tr>
            <td style="width: 36pt; vertical-align: top; text-align: right;">
              <div style="text-align: left; font-size: 12pt; font-weight: bold;">(b)</div>
            </td>
            <td style="width: auto; vertical-align: top;">
              <div style="font-size: 12pt; font-weight: bold;">Performance Measure:</div>
            </td>
          </tr>

      </table>
    </div>
    <div><br>
    </div>
    <div style="text-align: justify; text-indent: -1.05pt; margin-left: 37.05pt; margin-bottom: 12pt; font-size: 12pt;">The performance measure for the Performance RSU Awards is based on the following:</div>
    <div>
      <table cellspacing="0" cellpadding="0" id="z2165b3939ae047b3a5c17c223c584304" class="DSPFListTable" style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-bottom: 12pt; width: 100%; text-align: left; color: #000000;">

          <tr>
            <td style="width: 54pt; vertical-align: top; text-align: right;">
              <div style="text-align: left; margin-left: 36pt; margin-bottom: 12pt; font-size: 12pt;">1.</div>
            </td>
            <td style="width: auto; vertical-align: top;">
              <div style="text-align: justify; margin-bottom: 12pt; font-size: 12pt;">60% based on the Corporation&#8217;s cumulative earnings per share (&#8220;<font style="font-weight: bold;">EPS</font>&#8221;) growth as compared to the cumulative EPS growth of each member of a selected peer group of the Corporation as set forth in <u>Exhibit B</u> (the &#8220;<font style="font-weight: bold;">Peer Group</font>&#8221;) during the Performance Period;</div>
            </td>
          </tr>

      </table>
    </div>
    <div>
      <table cellspacing="0" cellpadding="0" id="z4667588b73f341a7a7f3bbd2eee5d504" class="DSPFListTable" style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-bottom: 12pt; width: 100%; text-align: left; color: #000000;">

          <tr>
            <td style="width: 54pt; vertical-align: top; text-align: right;">
              <div style="text-align: left; margin-left: 36pt; margin-bottom: 12pt; font-size: 12pt;">2.</div>
            </td>
            <td style="width: auto; vertical-align: top;">
              <div style="text-align: justify; margin-bottom: 12pt; font-size: 12pt;">20% based on [Liquidity growth as compared to the cumulative Liquidity growth of each member of the Peer Group during the
                Performance Period]; and</div>
            </td>
          </tr>

      </table>
    </div>
    <div>
      <table cellspacing="0" cellpadding="0" id="z3aba0a0e06204cf0862e18474263e8c4" class="DSPFListTable" style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-bottom: 12pt; width: 100%; text-align: left; color: #000000;">

          <tr>
            <td style="width: 54pt; vertical-align: top; text-align: right;">
              <div style="text-align: left; margin-left: 36pt; margin-bottom: 12pt; font-size: 12pt;">3.</div>
            </td>
            <td style="width: auto; vertical-align: top;">
              <div style="text-align: justify; margin-bottom: 12pt; font-size: 12pt;">20% based on [Credit growth as compared to the cumulative Credit growth of each member of the Peer Group during the
                Performance Period].</div>
            </td>
          </tr>

      </table>
    </div>
    <div style="text-align: justify; text-indent: -1.05pt; margin-left: 37.05pt; margin-bottom: 12pt; font-size: 12pt;">The Committee, in its sole discretion, may modify the Peer Group to reflect changes to the
      Peer Group members (e.g., as a result of a merger).&#160; The Committee, in its sole discretion and in accordance with the Plan, may also make adjustments to the actual EPS, Liquidity and/or Credit growth results of the Corporation to reflect
      non-recurring or unusual items during the Performance Period.</div>
    <div style="text-align: justify; text-indent: -1.05pt; margin-left: 37.05pt; margin-bottom: 12pt; font-size: 12pt;">Vesting of the Performance RSU Awards is based on the Corporation&#8217;s cumulative EPS growth
      performance relative to the Peer Group during the Performance Period as follows:</div>
    <table cellspacing="0" cellpadding="0" id="z02737b732d334359a7cd02a708360699" style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; width: 100%; text-align: left; color: #000000;">

        <tr>
          <td style="width: 34.04%; vertical-align: bottom; border-bottom: 2px solid #000000;">
            <div>
              <div>&#160;</div>
              <div style="text-align: center; font-weight: bold;">Threshold</div>
              <div style="text-align: center;">Cumulative EPS, Liquidity, and Credit Growth During the Performance Period Compared to the Peer Group</div>
              <div style="text-align: center;">(25<sup style="vertical-align: text-top; line-height: 1; font-size: smaller;">th</sup> Percentile)</div>
            </div>
          </td>
          <td style="width: 32.98%; vertical-align: bottom; border-bottom: 2px solid #000000;">
            <div>
              <div style="text-align: center; font-weight: bold;">Target</div>
              <div style="text-align: center;">Cumulative EPS, Liquidity, and Credit Growth During the Performance Period Compared to the Peer Group</div>
              <div style="text-align: center;">(50<sup style="vertical-align: text-top; line-height: 1; font-size: smaller;">th </sup>Percentile)</div>
            </div>
          </td>
          <td style="width: 32.98%; vertical-align: bottom; border-bottom: 2px solid #000000;">
            <div>
              <div style="text-align: center; font-weight: bold;">Maximum</div>
              <div style="text-align: center;">Cumulative EPS, Liquidity, and Credit Growth During the Performance Period Compared to the Peer Group</div>
              <div style="text-align: center;">(75<sup style="vertical-align: text-top; line-height: 1; font-size: smaller;">th</sup> Percentile)</div>
            </div>
          </td>
        </tr>
        <tr>
          <td style="width: 34.04%; vertical-align: bottom;">&#160;</td>
          <td style="width: 32.98%; vertical-align: bottom;">&#160;</td>
          <td style="width: 32.98%; vertical-align: bottom;">&#160;</td>
        </tr>

    </table>
    <div><br>
    </div>
    <div style="text-align: justify; text-indent: -1.05pt; margin-left: 37.05pt; margin-bottom: 12pt; font-size: 12pt;">If the Corporation&#8217;s cumulative EPS, Liquidity, and Credit growth during the Performance
      Period falls: (1) below the Threshold level; (2) between the Threshold and Target levels; or (3) between the Target and Maximum levels, the number of Performance RSU Awards earned will be calculated by interpolating between payout levels for
      performance between performance levels.&#160; In no event shall the number of Performance RSU Awards earned exceed the number of awards at the Maximum level, regardless if the Corporation&#8217;s cumulative EPS, Liquidity, and Credit growth during the
      Performance Period is greater than the 75<sup style="vertical-align: text-top; line-height: 1; font-size: smaller;">th</sup> percentile of the Peer Group.</div>
    <div><br>
    </div>
    <div class="BRPFPageBreakArea" style="clear: both; margin-top: 10pt; margin-bottom: 10pt;">
      <div class="BRPFPageBreak" style="page-break-after: always;">
        <hr noshade="noshade" style="margin: 4px 0px; width: 100%; border-width: 0; height: 2px; color: #000000; background-color: #000000; clear: both;"></div>
    </div>
    <div><br>
    </div>
    <div style="text-align: center; margin-top: 12pt; margin-bottom: 3pt; font-size: 12pt; font-weight: bold;">EXHIBIT B</div>
    <div><br>
    </div>
    <div style="font-size: 12pt; font-weight: bold;">Peer Group</div>
    <div><br>
    </div>
    <table cellspacing="0" cellpadding="0" id="zd475d60775e74de79ee0b967e90bad4e" style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; width: 100%; text-align: left; color: #000000;">

        <tr>
          <td style="width: 22.88%; vertical-align: top; border-bottom: 2px solid rgb(0, 0, 0); border-left: 2px solid rgb(0, 0, 0); border-top: 2px solid rgb(0, 0, 0);">
            <div>
              <div>&#160;</div>
              <div>&#160;</div>
              <div>&#160;</div>
              <div style="font-weight: bold;">Company Name</div>
            </div>
          </td>
          <td style="width: 13.95%; vertical-align: top; border-bottom: 2px solid rgb(0, 0, 0); border-left: 2px solid rgb(0, 0, 0); border-top: 2px solid rgb(0, 0, 0);">
            <div>
              <div>&#160;</div>
              <div>&#160;</div>
              <div>&#160;</div>
              <div style="text-align: center; font-weight: bold;">Ticker</div>
            </div>
          </td>
          <td style="width: 15.14%; vertical-align: top; border-bottom: 2px solid rgb(0, 0, 0); border-left: 2px solid rgb(0, 0, 0); border-top: 2px solid rgb(0, 0, 0);">
            <div>
              <div>&#160;</div>
              <div>&#160;</div>
              <div>&#160;</div>
              <div style="text-align: center; font-weight: bold;">City</div>
            </div>
          </td>
          <td style="width: 9.7%; vertical-align: top; border-bottom: 2px solid rgb(0, 0, 0); border-left: 2px solid rgb(0, 0, 0); border-top: 2px solid rgb(0, 0, 0);">
            <div>
              <div>&#160;</div>
              <div>&#160;</div>
              <div>&#160;</div>
              <div style="text-align: center; font-weight: bold;">State</div>
            </div>
          </td>
          <td style="width: 16.69%; vertical-align: top; border-bottom: 2px solid rgb(0, 0, 0); border-left: 2px solid rgb(0, 0, 0); border-top: 2px solid rgb(0, 0, 0);">
            <div>
              <div style="text-align: center; font-weight: bold;">Cumulative EPS % During Performance Period</div>
            </div>
          </td>
          <td style="width: 10.87%; vertical-align: bottom; border-bottom: 2px solid rgb(0, 0, 0); border-left: 2px solid rgb(0, 0, 0); border-top: 2px solid rgb(0, 0, 0);">
            <div>
              <div style="text-align: center; font-weight: bold;">Liquidity</div>
            </div>
          </td>
          <td style="width: 10.77%; vertical-align: bottom; border-width: 2px; border-style: solid; border-color: rgb(0, 0, 0);">
            <div>
              <div style="text-align: center; font-weight: bold;">Credit</div>
            </div>
          </td>
        </tr>

    </table>
    <div class="BRPFPageBreakArea" style="clear: both; margin-top: 10pt; margin-bottom: 10pt;">
      <div class="BRPFPageBreak" style="page-break-after: always;">
        <hr noshade="noshade" style="margin: 4px 0px; width: 100%; border-width: 0; height: 2px; color: #000000; background-color: #000000; clear: both;"></div>
    </div>
    <div><br>
    </div>
    <div style="text-align: center; margin-top: 12pt; margin-bottom: 3pt; font-size: 12pt; font-weight: bold;">EXHIBIT C</div>
    <div style="margin-bottom: 12pt;"><br>
    </div>
    <div style="margin-bottom: 12pt;"><font style="font-size: 12pt; font-family: 'Times New Roman',Times,serif; font-weight: normal;">1.</font><font class="TRGRRTFtoHTMLTab" style="display: inline-block; text-indent: 0px; font-size: 1px; width: 36pt; font-weight: normal;">&#160;</font><font style="font-size: 12pt;"><font class="TRGRRTFtoHTMLTab" style="display: inline-block; text-indent: 0px; font-size: 1px; width: 36pt">&#160;</font><font style="font-weight: bold;">Name of Participant.</font><font class="TRGRRTFtoHTMLTab" style="display: inline-block; text-indent: 0px; font-size: 1px; width: 12pt">&#160;</font></font></div>
    <div><font style="font-size: 12pt;">2.</font><font class="TRGRRTFtoHTMLTab" style="display: inline-block; text-indent: 0px; font-size: 1px; width: 36pt">&#160;</font><font style="font-size: 12pt;"><font class="TRGRRTFtoHTMLTab" style="display: inline-block; text-indent: 0px; font-size: 1px; width: 36pt">&#160;</font><font style="font-weight: bold;">Date
          of Grant.</font>&#160;<u>As of [DATE]</u><font class="TRGRRTFtoHTMLTab" style="display: inline-block; text-indent: 0px; font-size: 1px; width: 12pt">&#160;</font></font></div>
    <div style="margin-bottom: 12pt;"><br>
    </div>
    <div>
      <table cellspacing="0" cellpadding="0" id="z8e94ddb8c2074e8abb6799061e9c66c8" class="DSPFListTable" style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-bottom: 12pt; width: 100%; text-align: left; color: #000000;">

          <tr>
            <td style="width: 37.05pt; vertical-align: top; text-align: right;">
              <div style="text-align: left; margin-bottom: 12pt; font-size: 12pt;">3.</div>
            </td>
            <td style="width: auto; vertical-align: top;">
              <div style="text-align: justify; text-indent: 34.95pt; margin-bottom: 12pt; font-size: 12pt;"><font style="font-weight: bold;">&#160;
                  Total Number of Performance RSU Awards (at Target level).&#160; </font><u>[#]</u></div>
            </td>
          </tr>

      </table>
    </div>
    <div style="text-align: justify; margin-left: 37.05pt; margin-bottom: 12pt; font-size: 12pt;">The number of Shares covered by the Performance RSU Award to be issued may increase or decrease depending on
      whether the performance conditions are satisfied as set forth in <u>Exhibit A</u>.</div>
    <div style="margin-bottom: 12pt;"><br>
    </div>
    <div style="text-indent: 36pt; margin-bottom: 12pt; font-size: 12pt;">IN WITNESS WHEREOF, the Corporation has caused this Agreement to be executed in its name and on its behalf as of the
      date of grant of this award set forth above.</div>
    <div style="margin-left: 252pt; margin-bottom: 24pt; font-size: 12pt; font-variant: small-caps; font-weight: bold;">PEAPACK-GLADSTONE FINANCIAL CORPORATION</div>
    <div style="margin-left: 252pt; margin-bottom: 24pt; font-size: 12pt; font-variant: small-caps; font-weight: bold;"> <br>
    </div>
    <div style="text-align: justify; margin-left: 252pt;"><font style="font-size: 12pt;">By:</font><font class="TRGRRTFtoHTMLTab" style="display: inline-block; text-indent: 0px; font-size: 12pt; width: 216pt;">
        _____________________________________________</font></div>
    <div style="text-align: justify; text-indent: 254.85pt; margin-bottom: 12pt;"><font style="font-size: 12pt;">Its:</font><font class="TRGRRTFtoHTMLTab" style="display: inline-block; text-indent: 0px; font-size: 12pt; width: 216pt;"> _____________________________________________</font></div>
    <div style="margin-bottom: 12pt; font-size: 12pt;"><br>
    </div>
    <div style="text-align: center; margin-bottom: 12pt; font-size: 12pt; font-weight: bold;">PARTICIPANT&#8217;S ACCEPTANCE</div>
    <div style="text-align: justify; text-indent: 36pt; margin-bottom: 12pt; font-size: 12pt;">The undersigned hereby accepts the foregoing Performance RSU Awards and agrees to the terms and conditions hereof,
      including the terms and provisions of the 2025 Long-Term Incentive Plan.&#160; The undersigned hereby acknowledges receipt of a copy of the Plan and related prospectus.</div>
    <div style="text-align: justify; text-indent: 252pt; margin-bottom: 12pt; font-size: 12pt; font-weight: bold;">PARTICIPANT</div>
    <div style="text-align: justify; text-indent: 252pt; margin-bottom: 12pt; font-size: 12pt; font-weight: bold;"> <br>
    </div>
    <div style="text-align: justify; text-indent: 252pt; margin-bottom: 12pt; font-size: 12pt; font-weight: bold;"> ___________________________________________________<br>
    </div>
    <div style="text-align: justify; text-indent: 36pt; margin-bottom: 12pt;"><font style="font-size: 12pt;">Date&#160; __________</font><font class="TRGRRTFtoHTMLTab" style="display: inline-block; text-indent: 0px; font-size: 1px; width: 252pt">&#160;</font><font style="font-size: 1px;"><font class="TRGRRTFtoHTMLTab" style="display: inline-block; text-indent: 0px; width: 180pt;">&#160;</font></font></div>
    <div><br>
    </div>
    <div><br>
    </div>
  </div>
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</TEXT>
</DOCUMENT>
<DOCUMENT>
<TYPE>EX-23.2
<SEQUENCE>6
<FILENAME>ex23-2_s8063025.htm
<DESCRIPTION>CONSENT OF CROWE LLP (INDEPENDENT REGISTERED PUBLIC ACCOUNTING FIRM)
<TEXT>
<html>
  <head>
    <title></title>
    <!-- Licensed to: Luse Gorman
         Document created using Broadridge PROfile 25.5.1.5318
         Copyright 1995 - 2025 Broadridge -->
  </head>
<body bgcolor="#ffffff" style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; text-align: left; color: #000000;">
  <div style="text-align: right;"><font style="font-weight: bold;">EXHIBIT 23.2</font><br>
  </div>
  <div><br>
    <div><font style="font-weight: bold;"><br>
      </font> <font style="font-weight: bold;"><br>
      </font> </div>
    <font style="font-weight: bold;"> <br>
    </font>
    <div style="text-align: center; font-family: 'Times New Roman',Times,serif; font-weight: bold;">CONSENT OF INDEPENDENT REGISTERED PUBLIC ACCOUNTING FIRM</div>
    <div> <br>
    </div>
    <div>We consent to the incorporation by reference in this Registration Statement on Form S-8 of Peapack-Gladstone Financial Corporation of our report dated March 12, 2025, relating to the consolidated financial statements and effectiveness of internal
      control over financial reporting, appearing in the Annual Report on Form 10-K of Peapack-Gladstone Financial Corporation for the year ended December 31, 2024.</div>
    <div> <br>
    </div>
    <div> <br>
    </div>
    <div> <br>
    </div>
    <div> <br>
    </div>
    <div style="font-family: 'Times New Roman',Times,serif; margin-left: 315pt;">
      <div><br>
      </div>
      <div style="margin-left: 238pt;"><img width="123" height="22" src="image0.jpg"></div>
    </div>
    <div style="font-family: 'Times New Roman',Times,serif; margin-left: 558pt;">Crowe LLP</div>
    <div>Livingston, New Jersey</div>
    <div>June 30, 2025</div>
  </div>
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</TEXT>
</DOCUMENT>
<DOCUMENT>
<TYPE>EX-FILING FEES
<SEQUENCE>7
<FILENAME>ex107_s8063025.htm
<DESCRIPTION>FILING FEES TABLE
<TEXT>
<html>
  <head>
    <title></title>
    <!-- Licensed to: Luse Gorman
         Document created using Broadridge PROfile 25.5.1.5318
         Copyright 1995 - 2025 Broadridge -->
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<body bgcolor="#ffffff" style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; text-align: left; color: #000000;">
  <div>
    <div style="text-align: right; font-weight: bold;">EXHIBIT 107</div>
    <div>
      <div><br>
      </div>
      <div style="text-align: center; margin-top: 12pt; font-weight: bold;">Calculation of Filing Fee Tables</div>
      <div style="text-align: center; margin-top: 12pt; font-weight: bold;">Form S-8</div>
    </div>
    <div>
      <div style="text-align: center;">(Form Type)</div>
    </div>
    <div>
      <div><br>
      </div>
      <div style="text-align: center; margin-top: 12pt; font-weight: bold;">Peapack-Gladstone Financial Corporation</div>
    </div>
    <div>
      <div style="text-align: center;">(Exact Name of Registrant as Specified in its Charter)</div>
    </div>
    <div>
      <div><br>
      </div>
      <div style="text-align: center; margin-top: 12pt;"><u>Table 1: Newly Registered Securities</u></div>
    </div>
    <div>
      <div><br>
      </div>
    </div>
    <table cellspacing="0" cellpadding="0" id="zcad041340ad649cf9a297806a84742e2" style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; width: 100%; text-align: left; color: #000000;">

        <tr>
          <td style="width: 11.68%; vertical-align: bottom; border-bottom: 2px solid rgb(0, 0, 0); border-top: 2px solid rgb(0, 0, 0); border-left: 2px solid rgb(0, 0, 0);">
            <div style="text-align: center;">Security Type</div>
          </td>
          <td style="width: 12.22%; vertical-align: bottom; border-bottom: 2px solid rgb(0, 0, 0); border-top: 2px solid rgb(0, 0, 0); border-left: 2px solid rgb(0, 0, 0);">
            <div style="text-align: center;">Security Class Title</div>
          </td>
          <td style="width: 11.2%; vertical-align: bottom; border-bottom: 2px solid rgb(0, 0, 0); border-top: 2px solid rgb(0, 0, 0); border-left: 2px solid rgb(0, 0, 0);">
            <div style="text-align: center;">Fee Calculation Rule</div>
          </td>
          <td style="width: 12.24%; vertical-align: bottom; border-bottom: 2px solid rgb(0, 0, 0); border-top: 2px solid rgb(0, 0, 0); border-left: 2px solid rgb(0, 0, 0);">
            <div style="text-align: center;">Amount to be Registered<sup style="vertical-align: text-top; line-height: 1; font-size: smaller;">(1)</sup></div>
          </td>
          <td style="width: 10.76%; vertical-align: bottom; border-bottom: 2px solid rgb(0, 0, 0); border-top: 2px solid rgb(0, 0, 0); border-left: 2px solid rgb(0, 0, 0);">
            <div style="text-align: center;">Proposed Maximum Aggregate Offering Price Per Share<sup style="vertical-align: text-top; line-height: 1; font-size: smaller;">(2)</sup></div>
          </td>
          <td style="width: 15.47%; vertical-align: bottom; border-bottom: 2px solid rgb(0, 0, 0); border-top: 2px solid rgb(0, 0, 0); border-left: 2px solid rgb(0, 0, 0);">
            <div style="text-align: center;">Maximum Aggregate Offering Price</div>
          </td>
          <td style="width: 11.06%; vertical-align: bottom; border-bottom: 2px solid rgb(0, 0, 0); border-top: 2px solid rgb(0, 0, 0); border-left: 2px solid rgb(0, 0, 0);">
            <div style="text-align: center;">Fee Rate</div>
          </td>
          <td style="width: 15.38%; vertical-align: bottom; border-width: 2px; border-style: solid; border-color: rgb(0, 0, 0);">
            <div style="text-align: center;">Amount of Registration Fee</div>
          </td>
        </tr>
        <tr>
          <td style="width: 11.68%; vertical-align: top; border-bottom: 2px solid rgb(0, 0, 0); border-left: 2px solid rgb(0, 0, 0);">
            <div style="text-align: center;">Equity</div>
          </td>
          <td style="width: 12.22%; vertical-align: top; border-bottom: 2px solid rgb(0, 0, 0); border-left: 2px solid rgb(0, 0, 0);">
            <div style="text-align: center;">Common stock, no par value per share</div>
          </td>
          <td style="width: 11.2%; vertical-align: top; border-bottom: 2px solid rgb(0, 0, 0); border-left: 2px solid rgb(0, 0, 0);">
            <div style="text-align: center;">457(c) and 457(h)</div>
          </td>
          <td style="width: 12.24%; vertical-align: top; border-bottom: 2px solid rgb(0, 0, 0); border-left: 2px solid rgb(0, 0, 0);">
            <div style="text-align: center;">857,830<sup style="vertical-align: text-top; line-height: 1; font-size: smaller;">(3)</sup></div>
          </td>
          <td style="width: 10.76%; vertical-align: top; border-bottom: 2px solid rgb(0, 0, 0); border-left: 2px solid rgb(0, 0, 0);">
            <div style="text-align: center;">$27.43</div>
          </td>
          <td style="width: 15.47%; vertical-align: top; border-bottom: 2px solid rgb(0, 0, 0); border-left: 2px solid rgb(0, 0, 0);">
            <div style="text-align: center;">$23,530,276.90</div>
          </td>
          <td style="width: 11.06%; vertical-align: top; border-bottom: 2px solid rgb(0, 0, 0); border-left: 2px solid rgb(0, 0, 0);">
            <div style="text-align: center;">0.00015310</div>
          </td>
          <td style="width: 15.38%; vertical-align: top; border-bottom: 2px solid rgb(0, 0, 0); border-right: 2px solid rgb(0, 0, 0); border-left: 2px solid rgb(0, 0, 0);">
            <div style="text-align: center;">$3,602.49</div>
          </td>
        </tr>
        <tr>
          <td style="width: 11.68%; vertical-align: top; border-bottom: 2px solid rgb(0, 0, 0); border-left: 2px solid rgb(0, 0, 0);">&#160;</td>
          <td style="width: 12.22%; vertical-align: top; border-bottom: 2px solid rgb(0, 0, 0); border-left: 2px solid rgb(0, 0, 0);">&#160;</td>
          <td style="width: 11.2%; vertical-align: top; border-bottom: 2px solid rgb(0, 0, 0); border-left: 2px solid rgb(0, 0, 0);">&#160;</td>
          <td style="width: 12.24%; vertical-align: top; border-bottom: 2px solid rgb(0, 0, 0); border-left: 2px solid rgb(0, 0, 0);">&#160;</td>
          <td style="width: 10.76%; vertical-align: top; border-bottom: 2px solid rgb(0, 0, 0); border-left: 2px solid rgb(0, 0, 0);">&#160;</td>
          <td style="width: 15.47%; vertical-align: top; border-bottom: 2px solid rgb(0, 0, 0); border-left: 2px solid rgb(0, 0, 0);">&#160;</td>
          <td style="width: 11.06%; vertical-align: top; border-bottom: 2px solid rgb(0, 0, 0); border-left: 2px solid rgb(0, 0, 0);">&#160;</td>
          <td style="width: 15.38%; vertical-align: top; border-bottom: 2px solid rgb(0, 0, 0); border-right: 2px solid rgb(0, 0, 0); border-left: 2px solid rgb(0, 0, 0);">&#160;</td>
        </tr>
        <tr>
          <td style="width: 47.34%; vertical-align: bottom; border-bottom: 2px solid rgb(0, 0, 0); border-left: 2px solid rgb(0, 0, 0);" colspan="4">
            <div style="text-align: center;">Total Offering Amounts</div>
          </td>
          <td style="width: 10.76%; vertical-align: bottom; border-bottom: 2px solid rgb(0, 0, 0); border-left: 2px solid rgb(0, 0, 0);">&#160;</td>
          <td style="width: 15.47%; vertical-align: top; border-bottom: 2px solid rgb(0, 0, 0); border-left: 2px solid rgb(0, 0, 0);">
            <div style="text-align: center;">$23,530,276.90</div>
          </td>
          <td style="width: 11.06%; vertical-align: top; border-bottom: 2px solid rgb(0, 0, 0); border-left: 2px solid rgb(0, 0, 0);">&#160;</td>
          <td style="width: 15.38%; vertical-align: top; border-bottom: 2px solid rgb(0, 0, 0); border-right: 2px solid rgb(0, 0, 0); border-left: 2px solid rgb(0, 0, 0);">
            <div style="text-align: center;">$3,602.49</div>
          </td>
        </tr>
        <tr>
          <td style="width: 47.34%; vertical-align: bottom; border-bottom: 2px solid rgb(0, 0, 0); border-left: 2px solid rgb(0, 0, 0);" colspan="4">
            <div style="text-align: center;">Total Fee Offsets</div>
          </td>
          <td style="width: 10.76%; vertical-align: bottom; border-bottom: 2px solid rgb(0, 0, 0); border-left: 2px solid rgb(0, 0, 0);">&#160;</td>
          <td style="width: 15.47%; vertical-align: top; border-bottom: 2px solid rgb(0, 0, 0); border-left: 2px solid rgb(0, 0, 0);">&#160;</td>
          <td style="width: 11.06%; vertical-align: top; border-bottom: 2px solid rgb(0, 0, 0); border-left: 2px solid rgb(0, 0, 0);">&#160;</td>
          <td style="width: 15.38%; vertical-align: top; border-bottom: 2px solid rgb(0, 0, 0); border-right: 2px solid rgb(0, 0, 0); border-left: 2px solid rgb(0, 0, 0);">
            <div style="text-align: center;">$0.00</div>
          </td>
        </tr>
        <tr>
          <td style="width: 47.34%; vertical-align: bottom; border-bottom: 2px solid rgb(0, 0, 0); border-left: 2px solid rgb(0, 0, 0);" colspan="4">
            <div style="text-align: center;">Net Fee Due</div>
          </td>
          <td style="width: 10.76%; vertical-align: bottom; border-bottom: 2px solid rgb(0, 0, 0); border-left: 2px solid rgb(0, 0, 0);">&#160;</td>
          <td style="width: 15.47%; vertical-align: top; border-bottom: 2px solid rgb(0, 0, 0); border-left: 2px solid rgb(0, 0, 0);">&#160;</td>
          <td style="width: 11.06%; vertical-align: top; border-bottom: 2px solid rgb(0, 0, 0); border-left: 2px solid rgb(0, 0, 0);">&#160;</td>
          <td style="width: 15.38%; vertical-align: top; border-bottom: 2px solid rgb(0, 0, 0); border-right: 2px solid rgb(0, 0, 0); border-left: 2px solid rgb(0, 0, 0);">
            <div style="text-align: center;">$3,602.49</div>
          </td>
        </tr>

    </table>
    <div style="text-align: justify; margin-bottom: 3pt;">___________________________________________</div>
    <div>
      <table cellspacing="0" cellpadding="0" id="z599aed4caec740afb9dfd23907d0a5f9" class="DSPFListTable" style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; width: 100%; text-align: left; color: #000000;">

          <tr>
            <td style="width: 36pt; vertical-align: top; text-align: right;">
              <div style="text-align: left;">(1)</div>
            </td>
            <td style="width: auto; vertical-align: top;">
              <div style="text-align: justify;">Together with an indeterminate number of additional shares that may be necessary to adjust the number of shares reserved for issuance pursuant to
                the Peapack-Gladstone Financial Corporation 2025 Long-Term Incentive Plan (the &#8220;2025 LTIP&#8221;) as a result of a stock split, stock dividend or similar adjustment of the outstanding common stock of Peapack-Gladstone Financial Corporation (the
                &#8220;Company&#8221;) pursuant to 17 C.F.R. Section&#160;230.416(a).</div>
            </td>
          </tr>

      </table>
    </div>
    <div>
      <table cellspacing="0" cellpadding="0" id="zcd44d01356fb466baa74871f4817d023" class="DSPFListTable" style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; width: 100%; text-align: left; color: #000000;">

          <tr>
            <td style="width: 36pt; vertical-align: top; text-align: right;">
              <div style="text-align: left;">(2)</div>
            </td>
            <td style="width: auto; vertical-align: top;">
              <div style="text-align: justify;">Estimated solely for the purpose of calculating the registration fee
                  in accordance with Rules 457(c) and (h) under the Securities Act, based on the average of the high and low prices of the Company&#8217;s common stock as
                  reported on the Nasdaq Stock Market on June 25, 2025.</div>
            </td>
          </tr>

      </table>
    </div>
    <div>
      <table cellspacing="0" cellpadding="0" id="z0a56bf4830f048a9ac2cba984bc3781c" class="DSPFListTable" style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; width: 100%; text-align: left; color: #000000;">

          <tr>
            <td style="width: 36pt; vertical-align: top; text-align: right;">
              <div style="text-align: left;">(3)</div>
            </td>
            <td style="width: auto; vertical-align: top;">
              <div style="text-align: justify;">Represents 390,000 shares of common stock reserved for issuance under the 2025 LTIP, plus 105,196 shares of common stock which remained
                  available for issuance under the Peapack-Gladstone Financial Corporation 2021 Long-Term Incentive Plan (the &#8220;2021 LTIP&#8221;) and became available for issuance under the 2025 LTIP, plus up to 362,634 shares of common stock underlying
                  outstanding awards under the 2021 LTIP that expire, are terminated, are canceled or are forfeited for any reason after April 29, 2025.</div>
            </td>
          </tr>

      </table>
    </div>
    <div><br>
    </div>
    <div>
      <div><br>
      </div>
      <div style="margin-top: 12pt;"><br>
      </div>
      <div style="margin-top: 12pt;"><br>
      </div>
    </div>
    <div style="text-align: center;"><u>Table 2: Fee Offset Claims and Sources</u></div>
    <div style="text-align: center;">N/A</div>
    <div>
      <div><br>
      </div>
      <div style="margin-top: 12pt;"><br>
      </div>
    </div>
    <div>
      <div><br>
      </div>
      <div style="margin-top: 12pt;"><br>
      </div>
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end
</TEXT>
</DOCUMENT>
</SEC-DOCUMENT>
