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CONSOLIDATED STATEMENTS OF INCOME (Unaudited) - USD ($)
$ in Thousands
3 Months Ended
Mar. 31, 2026
Mar. 31, 2025
INTEREST INCOME    
Interest and fees on loans $ 86,590 $ 75,347
Interest on investments:    
Taxable 7,126 8,213
Interest on loans held for sale 8 9
Interest on interest-earning deposits 1,325 2,776
Total interest income 95,049 86,345
INTEREST EXPENSE    
Interest on savings and interest-bearing deposit accounts 30,403 34,913
Interest on certificates of deposit 3,099 4,363
Interest on borrowed funds 432 11
Interest on finance lease liability 12 14
Interest on subordinated debt 1,207 1,439
Subtotal - interest expense 35,153 40,740
Interest on interest-bearing demand - brokered   100
Total interest expense 35,153 40,840
NET INTEREST INCOME BEFORE PROVISION FOR CREDIT LOSSES 59,896 45,505
Provision for credit losses 7,327 4,471
NET INTEREST INCOME AFTER PROVISION FOR CREDIT LOSSES 52,569 41,034
OTHER INCOME    
Wealth management fee income 16,503 15,435
Service charges and fees 1,359 1,112
Bank owned life insurance 345 371
Gain on loans held for sale at fair value (mortgage banking) 72 63
Gain on sale of SBA loans 403 302
Corporate advisory fee income 69 90
Other income 4,011 1,286
Securities losses (81)  
Fair value adjustment for CRA equity security (84) 195
Total other income 22,597 18,854
OPERATING EXPENSES    
Compensation expense 29,782 26,315
Benefits Expense 9,583 9,564
Premises and equipment 6,858 6,154
FDIC insurance expense 1,388 855
Professional and legal fees 1,554 1,190
Trust department expense 1,180 1,043
Loan Expense 556 433
Advertising 267 154
Other expense 4,272 3,732
Total operating expenses 55,440 49,440
INCOME BEFORE INCOME TAX EXPENSE 19,726 10,448
Income tax expense 5,573 2,853
NET INCOME 14,153 7,595
NET INCOME AVAILABLE TO COMMON SHAREHOLDERS $ 14,153 $ 7,595
EARNINGS PER SHARE    
Basic $ 0.8 $ 0.43
Diluted $ 0.8 $ 0.43
WEIGHTED AVERAGE NUMBER OF SHARES OUTSTANDING    
Basic 17,585,846 17,610,917
Diluted 17,760,678 17,812,222