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CONSOLIDATED STATEMENTS OF CASH FLOWS (UNAUDITED) (USD $)
In Thousands, unless otherwise specified
3 Months Ended
Mar. 31, 2012
Mar. 31, 2011
Cash flows from operating activities:    
Net income $ 2,420 $ 1,799
Adjustments to reconcile net income to net cash provided by operating activities:    
Depreciation and amortization of premises and equipment 202 191
Amortization of intangibles 70 92
Provision for loan losses 645 421
Loss on sale of other real estate owned 8  
Loss on disposal of equipment   1
Net amortization of investment securities available-for-sale 472 96
Amortization of deferred loan costs 59 49
Gain on sale of investment securities available-for-sale (284) (10)
Other-than-temporary impairment of investment equity securities   84
Net income from investment in life insurance (91) (81)
Net change in:    
Loans held for sale (2,155) 418
Accrued interest receivable (24) (17)
Other assets (487) 283
Accrued interest payable (40) 87
Other liabilities (400) (1,495)
Net cash provided by operating activities 395 1,918
Cash flows from investing activities:    
Proceeds from sale of investment securities available-for-sale 3,767 15,149
Proceeds from repayment on investment securities available-for-sale 3,019 536
Purchases of investment securities available-for-sale (264)  
Net increase in loans (15,947) (17,284)
Purchases of premises and equipment (521) (314)
Purchases of investment in life insurance   (2,000)
Proceeds from sale of other real estate owned 62 141
Net cash used in investing activities (9,884) (3,772)
Cash flows from financing activities:    
Net increase in deposits 7,849 14,838
Repayment of long-term debt (196) (236)
Net increase (decrease) in short-term borrowings 1,584 (3,431)
Repurchase of common shares (56)  
Reissuance of common shares 41 32
Cash dividends paid (654) (628)
Net cash provided by financing activities 8,568 10,575
Net increase (decrease) in cash and cash equivalents (921) 8,721
Cash and cash equivalents at beginning of year 10,559 17,841
Cash and cash equivalents at end of year 9,638 26,562
Cash paid during the period for:    
Interest 1,323 1,300
Income taxes 450 100
Noncash items:    
Transfers of loans to other real estate owned $ 1,363