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CONSOLIDATED STATEMENTS OF INCOME AND COMPREHENSIVE INCOME (UNAUDITED) (USD $)
In Thousands, except Share data, unless otherwise specified
3 Months Ended 9 Months Ended
Sep. 30, 2013
Sep. 30, 2012
Sep. 30, 2013
Sep. 30, 2012
Interest and fees on loans:        
Taxable $ 6,042 $ 5,698 $ 17,675 $ 16,895
Tax-exempt 278 316 867 1,128
Interest and dividends on investment securities available-for-sale:        
Taxable 630 558 1,795 1,797
Tax-exempt 345 325 1,041 1,012
Dividends 5 6 17 21
Interest on interest-bearing deposits in other banks   2 2 7
Interest on federal funds sold 18 11 32 11
Total interest income 7,318 6,916 21,429 20,871
Interest expense:        
Interest on deposits 1,032 1,115 3,004 3,234
Interest on short-term borrowings 36 29 100 140
Interest on long-term debt 32 163 144 506
Total interest expense 1,100 1,307 3,248 3,880
Net interest income 6,218 5,609 18,181 16,991
Provision for loan losses 165 330 495 1,365
Net interest income after provision for loan losses 6,053 5,279 17,686 15,626
Noninterest income:        
Service charges, fees, commissions and other 895 804 2,527 2,344
Wealth management income 195 180 589 461
Mortgage banking income 45 277 458 653
Net gain (loss) on sale of investment securities available-for-sale     (1) 383
Total noninterest income 1,135 1,261 3,573 3,841
Noninterest expense:        
Salaries and employee benefits expense 2,307 1,792 6,265 5,271
Net occupancy and equipment expense 851 747 2,520 2,290
Other expenses 1,902 1,299 4,474 3,496
Total noninterest expense 5,060 3,838 13,259 11,057
Income before income taxes 2,128 2,702 8,000 8,410
Provision for income taxes 385 462 1,695 1,466
Net income 1,743 2,240 6,305 6,944
Other comprehensive income (loss):        
Unrealized gain (loss) on investment securities available-for-sale (521) 321 (3,307) 2,086
Reclassification adjustment for gain on sales included in net income     1 (383)
Income tax expense (benefit) related to other comprehensive income (loss) (177) 109 (1,124) 580
Other comprehensive income (loss), net of income taxes (344) 212 (2,182) 1,123
Comprehensive income $ 1,399 $ 2,452 $ 4,123 $ 8,067
Net income:        
Basic (in dollars per share) $ 0.56 $ 0.72 $ 2.04 $ 2.23
Diluted (in dollars per share) $ 0.56 $ 0.72 $ 2.04 $ 2.23
Average common shares outstanding:        
Basic (in shares) 3,087,249 3,118,356 3,085,901 3,118,298
Diluted (in shares) 3,087,408 3,118,356 3,086,110 3,118,705
Dividends declared (in dollars per share) $ 0.23 $ 0.22 $ 0.69 $ 0.64