10. Deposits:

The major components of interest-bearing and noninterest-bearing deposits at December 31, 2013 and 2012 are summarized as follows:


December 31	2013		2012
Interest-bearing deposits:
Money market accounts	$	229,626	$	166,273
Now accounts		194,931		102,722
Savings accounts		372,101		126,618
Time deposits less than $100		168,085		93,359
Time deposits $100 or more		134,822		81,855

Total interest-bearing deposits		1,099,565		570,827
Noninterest-bearing deposits		279,942		151,121

Total deposits	$	1,379,507	$	721,948

The aggregate amounts of maturities for all time deposits at December 31, 2013, are summarized as follows:


2014	$	174,362
2015		41,110
2016		29,691
2017		16,075
2018		23,104
Thereafter		18,565

	$	302,907

The aggregate amount of deposits reclassified as loans was $405 at December 31, 2013, and $193 at December 31, 2012. Management evaluates transaction accounts that are overdrawn for collectability as part of its evaluation for credit losses. During 2013 and 2012, no deposits were received on terms other than those available in the normal course of business.