<SEC-DOCUMENT>0001056943-14-000045.txt : 20140715
<SEC-HEADER>0001056943-14-000045.hdr.sgml : 20140715
<ACCEPTANCE-DATETIME>20140715091552
ACCESSION NUMBER:		0001056943-14-000045
CONFORMED SUBMISSION TYPE:	13F-HR
PUBLIC DOCUMENT COUNT:		2
CONFORMED PERIOD OF REPORT:	20140630
FILED AS OF DATE:		20140715
DATE AS OF CHANGE:		20140715
EFFECTIVENESS DATE:		20140715

FILER:

	COMPANY DATA:	
		COMPANY CONFORMED NAME:			PEOPLES FINANCIAL SERVICES CORP.
		CENTRAL INDEX KEY:			0001056943
		STANDARD INDUSTRIAL CLASSIFICATION:	NATIONAL COMMERCIAL BANKS [6021]
		IRS NUMBER:				232391852
		STATE OF INCORPORATION:			PA
		FISCAL YEAR END:			1231

	FILING VALUES:
		FORM TYPE:		13F-HR
		SEC ACT:		1934 Act
		SEC FILE NUMBER:	028-15675
		FILM NUMBER:		14974791

	BUSINESS ADDRESS:	
		STREET 1:		82 FRANKLIN AVENUE
		CITY:			HALLSTEAD
		STATE:			PA
		ZIP:			18822
		BUSINESS PHONE:		5708792175

	MAIL ADDRESS:	
		STREET 1:		82 FRANKLIN AVENUE
		CITY:			HALLSTEAD
		STATE:			PA
		ZIP:			18822

	FORMER COMPANY:	
		FORMER CONFORMED NAME:	PEOPLES FINANCIAL SERVICES CORP/
		DATE OF NAME CHANGE:	19980303
</SEC-HEADER>
<DOCUMENT>
<TYPE>13F-HR
<SEQUENCE>1
<FILENAME>primary_doc.xml
<TEXT>
<XML>
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    <submissionType>13F-HR</submissionType>
    <filerInfo>
      <liveTestFlag>LIVE</liveTestFlag>
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      <filer>
        <credentials>
          <cik>0001056943</cik>
          <ccc>XXXXXXXX</ccc>
        </credentials>
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      <periodOfReport>06-30-2014</periodOfReport>
    </filerInfo>
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  <formData>
    <coverPage>
      <reportCalendarOrQuarter>06-30-2014</reportCalendarOrQuarter>
      <filingManager>
        <name>PEOPLES FINANCIAL SERVICES CORP.</name>
        <address>
          <com:street1>82 FRANKLIN AVENUE</com:street1>
          <com:city>HALLSTEAD</com:city>
          <com:stateOrCountry>PA</com:stateOrCountry>
          <com:zipCode>18822</com:zipCode>
        </address>
      </filingManager>
      <reportType>13F HOLDINGS REPORT</reportType>
      <form13FFileNumber>028-15675</form13FFileNumber>
      <provideInfoForInstruction5>N</provideInfoForInstruction5>
    </coverPage>
    <signatureBlock>
      <name>Carla Olenchak</name>
      <title>Trust Operations Manager</title>
      <phone>570-346-7741 x2226</phone>
      <signature>Carla Olenchak</signature>
      <city>Scranton</city>
      <stateOrCountry>PA</stateOrCountry>
      <signatureDate>07-15-2014</signatureDate>
    </signatureBlock>
    <summaryPage>
      <otherIncludedManagersCount>0</otherIncludedManagersCount>
      <tableEntryTotal>483</tableEntryTotal>
      <tableValueTotal>157459</tableValueTotal>
      <isConfidentialOmitted>false</isConfidentialOmitted>
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<DOCUMENT>
<TYPE>INFORMATION TABLE
<SEQUENCE>2
<FILENAME>SGSE123A.xml
<TEXT>
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<infoTable><nameOfIssuer>AMERIPRISE FINL INC         COM</nameOfIssuer><titleOfClass>COMMON STOCK</titleOfClass><cusip>03076C106</cusip><value>87</value><shrsOrPrnAmt><sshPrnamt>725</sshPrnamt><sshPrnamtType>SH</sshPrnamtType></shrsOrPrnAmt><investmentDiscretion>SOLE</investmentDiscretion><votingAuthority><Sole>725</Sole><Shared>0</Shared><None>0</None></votingAuthority></infoTable>
<infoTable><nameOfIssuer>AMERIPRISE FINL INC         COM</nameOfIssuer><titleOfClass>COMMON STOCK</titleOfClass><cusip>03076C106</cusip><value>240</value><shrsOrPrnAmt><sshPrnamt>2000</sshPrnamt><sshPrnamtType>SH</sshPrnamtType></shrsOrPrnAmt><investmentDiscretion>DFND</investmentDiscretion><votingAuthority><Sole>0</Sole><Shared>2000</Shared><None>0</None></votingAuthority></infoTable>
<infoTable><nameOfIssuer>AMGEN INC                   COM</nameOfIssuer><titleOfClass>COMMON STOCK</titleOfClass><cusip>031162100</cusip><value>275</value><shrsOrPrnAmt><sshPrnamt>2325</sshPrnamt><sshPrnamtType>SH</sshPrnamtType></shrsOrPrnAmt><investmentDiscretion>SOLE</investmentDiscretion><votingAuthority><Sole>2325</Sole><Shared>0</Shared><None>0</None></votingAuthority></infoTable>
<infoTable><nameOfIssuer>AMGEN INC                   COM</nameOfIssuer><titleOfClass>COMMON STOCK</titleOfClass><cusip>031162100</cusip><value>24</value><shrsOrPrnAmt><sshPrnamt>200</sshPrnamt><sshPrnamtType>SH</sshPrnamtType></shrsOrPrnAmt><investmentDiscretion>DFND</investmentDiscretion><votingAuthority><Sole>200</Sole><Shared>0</Shared><None>0</None></votingAuthority></infoTable>
<infoTable><nameOfIssuer>APPLE COMPUTER INC          COM</nameOfIssuer><titleOfClass>COMMON STOCK</titleOfClass><cusip>037833100</cusip><value>1288</value><shrsOrPrnAmt><sshPrnamt>13863</sshPrnamt><sshPrnamtType>SH</sshPrnamtType></shrsOrPrnAmt><investmentDiscretion>SOLE</investmentDiscretion><votingAuthority><Sole>13338</Sole><Shared>525</Shared><None>0</None></votingAuthority></infoTable>
<infoTable><nameOfIssuer>APPLE COMPUTER INC          COM</nameOfIssuer><titleOfClass>COMMON STOCK</titleOfClass><cusip>037833100</cusip><value>449</value><shrsOrPrnAmt><sshPrnamt>4830</sshPrnamt><sshPrnamtType>SH</sshPrnamtType></shrsOrPrnAmt><investmentDiscretion>DFND</investmentDiscretion><votingAuthority><Sole>4515</Sole><Shared>315</Shared><None>0</None></votingAuthority></infoTable>
<infoTable><nameOfIssuer>APPLIED MATLS INC           COM</nameOfIssuer><titleOfClass>COMMON STOCK</titleOfClass><cusip>038222105</cusip><value>23</value><shrsOrPrnAmt><sshPrnamt>1000</sshPrnamt><sshPrnamtType>SH</sshPrnamtType></shrsOrPrnAmt><investmentDiscretion>SOLE</investmentDiscretion><votingAuthority><Sole>1000</Sole><Shared>0</Shared><None>0</None></votingAuthority></infoTable>
<infoTable><nameOfIssuer>AQUA AMERICA INC            COM</nameOfIssuer><titleOfClass>COMMON STOCK</titleOfClass><cusip>03836W103</cusip><value>66</value><shrsOrPrnAmt><sshPrnamt>2500</sshPrnamt><sshPrnamtType>SH</sshPrnamtType></shrsOrPrnAmt><investmentDiscretion>SOLE</investmentDiscretion><votingAuthority><Sole>1250</Sole><Shared>0</Shared><None>1250</None></votingAuthority></infoTable>
<infoTable><nameOfIssuer>AQUA AMERICA INC            COM</nameOfIssuer><titleOfClass>COMMON STOCK</titleOfClass><cusip>03836W103</cusip><value>50</value><shrsOrPrnAmt><sshPrnamt>1916</sshPrnamt><sshPrnamtType>SH</sshPrnamtType></shrsOrPrnAmt><investmentDiscretion>DFND</investmentDiscretion><votingAuthority><Sole>250</Sole><Shared>1666</Shared><None>0</None></votingAuthority></infoTable>
<infoTable><nameOfIssuer>ASHLAND INC NEW             COM</nameOfIssuer><titleOfClass>COMMON STOCK</titleOfClass><cusip>044209104</cusip><value>1</value><shrsOrPrnAmt><sshPrnamt>13</sshPrnamt><sshPrnamtType>SH</sshPrnamtType></shrsOrPrnAmt><investmentDiscretion>DFND</investmentDiscretion><votingAuthority><Sole>13</Sole><Shared>0</Shared><None>0</None></votingAuthority></infoTable>
<infoTable><nameOfIssuer>ASTORIA FINL CORP</nameOfIssuer><titleOfClass>COMMON STOCK</titleOfClass><cusip>046265104</cusip><value>2</value><shrsOrPrnAmt><sshPrnamt>138</sshPrnamt><sshPrnamtType>SH</sshPrnamtType></shrsOrPrnAmt><investmentDiscretion>SOLE</investmentDiscretion><votingAuthority><Sole>138</Sole><Shared>0</Shared><None>0</None></votingAuthority></infoTable>
<infoTable><nameOfIssuer>AUTOMATIC DATA PROCESSING INCOM</nameOfIssuer><titleOfClass>COMMON STOCK</titleOfClass><cusip>053015103</cusip><value>757</value><shrsOrPrnAmt><sshPrnamt>9550</sshPrnamt><sshPrnamtType>SH</sshPrnamtType></shrsOrPrnAmt><investmentDiscretion>SOLE</investmentDiscretion><votingAuthority><Sole>9350</Sole><Shared>200</Shared><None>0</None></votingAuthority></infoTable>
<infoTable><nameOfIssuer>AUTOMATIC DATA PROCESSING INCOM</nameOfIssuer><titleOfClass>COMMON STOCK</titleOfClass><cusip>053015103</cusip><value>59</value><shrsOrPrnAmt><sshPrnamt>750</sshPrnamt><sshPrnamtType>SH</sshPrnamtType></shrsOrPrnAmt><investmentDiscretion>DFND</investmentDiscretion><votingAuthority><Sole>250</Sole><Shared>500</Shared><None>0</None></votingAuthority></infoTable>
<infoTable><nameOfIssuer>AVON PRODUCTS INC</nameOfIssuer><titleOfClass>COMMON STOCK</titleOfClass><cusip>054303102</cusip><value>2</value><shrsOrPrnAmt><sshPrnamt>113</sshPrnamt><sshPrnamtType>SH</sshPrnamtType></shrsOrPrnAmt><investmentDiscretion>SOLE</investmentDiscretion><votingAuthority><Sole>113</Sole><Shared>0</Shared><None>0</None></votingAuthority></infoTable>
<infoTable><nameOfIssuer>BB&amp;T CORP                   COM</nameOfIssuer><titleOfClass>COMMON STOCK</titleOfClass><cusip>054937107</cusip><value>22</value><shrsOrPrnAmt><sshPrnamt>560</sshPrnamt><sshPrnamtType>SH</sshPrnamtType></shrsOrPrnAmt><investmentDiscretion>SOLE</investmentDiscretion><votingAuthority><Sole>560</Sole><Shared>0</Shared><None>0</None></votingAuthority></infoTable>
<infoTable><nameOfIssuer>BP  PLC SPONSORED ADR</nameOfIssuer><titleOfClass>FOREIGN EQUITIES</titleOfClass><cusip>055622104</cusip><value>210</value><shrsOrPrnAmt><sshPrnamt>3980</sshPrnamt><sshPrnamtType>SH</sshPrnamtType></shrsOrPrnAmt><investmentDiscretion>SOLE</investmentDiscretion><votingAuthority><Sole>3200</Sole><Shared>780</Shared><None>0</None></votingAuthority></infoTable>
<infoTable><nameOfIssuer>BP  PLC SPONSORED ADR</nameOfIssuer><titleOfClass>FOREIGN EQUITIES</titleOfClass><cusip>055622104</cusip><value>69</value><shrsOrPrnAmt><sshPrnamt>1300</sshPrnamt><sshPrnamtType>SH</sshPrnamtType></shrsOrPrnAmt><investmentDiscretion>DFND</investmentDiscretion><votingAuthority><Sole>1100</Sole><Shared>200</Shared><None>0</None></votingAuthority></infoTable>
<infoTable><nameOfIssuer>BP PRUDHOE BAY ROYALTY      TRUST</nameOfIssuer><titleOfClass>ROYALTY TRUST</titleOfClass><cusip>055630107</cusip><value>30</value><shrsOrPrnAmt><sshPrnamt>300</sshPrnamt><sshPrnamtType>SH</sshPrnamtType></shrsOrPrnAmt><investmentDiscretion>SOLE</investmentDiscretion><votingAuthority><Sole>300</Sole><Shared>0</Shared><None>0</None></votingAuthority></infoTable>
<infoTable><nameOfIssuer>BANKAMERICA CORP NEW</nameOfIssuer><titleOfClass>COMMON STOCK</titleOfClass><cusip>060505104</cusip><value>140</value><shrsOrPrnAmt><sshPrnamt>9130</sshPrnamt><sshPrnamtType>SH</sshPrnamtType></shrsOrPrnAmt><investmentDiscretion>SOLE</investmentDiscretion><votingAuthority><Sole>9130</Sole><Shared>0</Shared><None>0</None></votingAuthority></infoTable>
<infoTable><nameOfIssuer>BANKAMERICA CORP NEW</nameOfIssuer><titleOfClass>COMMON STOCK</titleOfClass><cusip>060505104</cusip><value>10</value><shrsOrPrnAmt><sshPrnamt>650</sshPrnamt><sshPrnamtType>SH</sshPrnamtType></shrsOrPrnAmt><investmentDiscretion>DFND</investmentDiscretion><votingAuthority><Sole>500</Sole><Shared>150</Shared><None>0</None></votingAuthority></infoTable>
<infoTable><nameOfIssuer>BANK NEW YORK MELLON CORP   COM</nameOfIssuer><titleOfClass>COMMON STOCK</titleOfClass><cusip>064058100</cusip><value>172</value><shrsOrPrnAmt><sshPrnamt>4600</sshPrnamt><sshPrnamtType>SH</sshPrnamtType></shrsOrPrnAmt><investmentDiscretion>SOLE</investmentDiscretion><votingAuthority><Sole>4600</Sole><Shared>0</Shared><None>0</None></votingAuthority></infoTable>
<infoTable><nameOfIssuer>BANK NEW YORK MELLON CORP   COM</nameOfIssuer><titleOfClass>COMMON STOCK</titleOfClass><cusip>064058100</cusip><value>105</value><shrsOrPrnAmt><sshPrnamt>2800</sshPrnamt><sshPrnamtType>SH</sshPrnamtType></shrsOrPrnAmt><investmentDiscretion>DFND</investmentDiscretion><votingAuthority><Sole>2800</Sole><Shared>0</Shared><None>0</None></votingAuthority></infoTable>
<infoTable><nameOfIssuer>IPATH DOW JONES AIG COMMDTY</nameOfIssuer><titleOfClass>MUTUAL FUNDS-ETF EQUITIES</titleOfClass><cusip>06738C778</cusip><value>16</value><shrsOrPrnAmt><sshPrnamt>400</sshPrnamt><sshPrnamtType>SH</sshPrnamtType></shrsOrPrnAmt><investmentDiscretion>SOLE</investmentDiscretion><votingAuthority><Sole>400</Sole><Shared>0</Shared><None>0</None></votingAuthority></infoTable>
<infoTable><nameOfIssuer>BAXTER INTL INC             COM</nameOfIssuer><titleOfClass>COMMON STOCK</titleOfClass><cusip>071813109</cusip><value>505</value><shrsOrPrnAmt><sshPrnamt>6987</sshPrnamt><sshPrnamtType>SH</sshPrnamtType></shrsOrPrnAmt><investmentDiscretion>SOLE</investmentDiscretion><votingAuthority><Sole>5887</Sole><Shared>1100</Shared><None>0</None></votingAuthority></infoTable>
<infoTable><nameOfIssuer>BAXTER INTL INC             COM</nameOfIssuer><titleOfClass>COMMON STOCK</titleOfClass><cusip>071813109</cusip><value>105</value><shrsOrPrnAmt><sshPrnamt>1450</sshPrnamt><sshPrnamtType>SH</sshPrnamtType></shrsOrPrnAmt><investmentDiscretion>DFND</investmentDiscretion><votingAuthority><Sole>1150</Sole><Shared>300</Shared><None>0</None></votingAuthority></infoTable>
<infoTable><nameOfIssuer>BERKSHIRE HATHAWAY &quot;B&quot; NEW</nameOfIssuer><titleOfClass>COMMON STOCK</titleOfClass><cusip>084670702</cusip><value>532</value><shrsOrPrnAmt><sshPrnamt>4200</sshPrnamt><sshPrnamtType>SH</sshPrnamtType></shrsOrPrnAmt><investmentDiscretion>SOLE</investmentDiscretion><votingAuthority><Sole>3700</Sole><Shared>500</Shared><None>0</None></votingAuthority></infoTable>
<infoTable><nameOfIssuer>BERKSHIRE HATHAWAY &quot;B&quot; NEW</nameOfIssuer><titleOfClass>COMMON STOCK</titleOfClass><cusip>084670702</cusip><value>165</value><shrsOrPrnAmt><sshPrnamt>1300</sshPrnamt><sshPrnamtType>SH</sshPrnamtType></shrsOrPrnAmt><investmentDiscretion>DFND</investmentDiscretion><votingAuthority><Sole>1300</Sole><Shared>0</Shared><None>0</None></votingAuthority></infoTable>
<infoTable><nameOfIssuer>BIOGEN IDEC INC             COM</nameOfIssuer><titleOfClass>COMMON STOCK</titleOfClass><cusip>09062X103</cusip><value>3</value><shrsOrPrnAmt><sshPrnamt>10</sshPrnamt><sshPrnamtType>SH</sshPrnamtType></shrsOrPrnAmt><investmentDiscretion>SOLE</investmentDiscretion><votingAuthority><Sole>10</Sole><Shared>0</Shared><None>0</None></votingAuthority></infoTable>
<infoTable><nameOfIssuer>BOEING CO                   COM</nameOfIssuer><titleOfClass>COMMON STOCK</titleOfClass><cusip>097023105</cusip><value>504</value><shrsOrPrnAmt><sshPrnamt>3964</sshPrnamt><sshPrnamtType>SH</sshPrnamtType></shrsOrPrnAmt><investmentDiscretion>SOLE</investmentDiscretion><votingAuthority><Sole>3864</Sole><Shared>0</Shared><None>100</None></votingAuthority></infoTable>
<infoTable><nameOfIssuer>BOEING CO                   COM</nameOfIssuer><titleOfClass>COMMON STOCK</titleOfClass><cusip>097023105</cusip><value>394</value><shrsOrPrnAmt><sshPrnamt>3100</sshPrnamt><sshPrnamtType>SH</sshPrnamtType></shrsOrPrnAmt><investmentDiscretion>DFND</investmentDiscretion><votingAuthority><Sole>3100</Sole><Shared>0</Shared><None>0</None></votingAuthority></infoTable>
<infoTable><nameOfIssuer>BRISTOL MYERS SQUIBB CO</nameOfIssuer><titleOfClass>COMMON STOCK</titleOfClass><cusip>110122108</cusip><value>790</value><shrsOrPrnAmt><sshPrnamt>16281</sshPrnamt><sshPrnamtType>SH</sshPrnamtType></shrsOrPrnAmt><investmentDiscretion>SOLE</investmentDiscretion><votingAuthority><Sole>15881</Sole><Shared>0</Shared><None>400</None></votingAuthority></infoTable>
<infoTable><nameOfIssuer>BRISTOL MYERS SQUIBB CO</nameOfIssuer><titleOfClass>COMMON STOCK</titleOfClass><cusip>110122108</cusip><value>276</value><shrsOrPrnAmt><sshPrnamt>5696</sshPrnamt><sshPrnamtType>SH</sshPrnamtType></shrsOrPrnAmt><investmentDiscretion>DFND</investmentDiscretion><votingAuthority><Sole>3333</Sole><Shared>2363</Shared><None>0</None></votingAuthority></infoTable>
<infoTable><nameOfIssuer>BRISTOW GROUP INC</nameOfIssuer><titleOfClass>COMMON STOCK</titleOfClass><cusip>110394103</cusip><value>6</value><shrsOrPrnAmt><sshPrnamt>76</sshPrnamt><sshPrnamtType>SH</sshPrnamtType></shrsOrPrnAmt><investmentDiscretion>SOLE</investmentDiscretion><votingAuthority><Sole>76</Sole><Shared>0</Shared><None>0</None></votingAuthority></infoTable>
<infoTable><nameOfIssuer>BROADCOM CORP CL A</nameOfIssuer><titleOfClass>COMMON STOCK</titleOfClass><cusip>111320107</cusip><value>1</value><shrsOrPrnAmt><sshPrnamt>22</sshPrnamt><sshPrnamtType>SH</sshPrnamtType></shrsOrPrnAmt><investmentDiscretion>SOLE</investmentDiscretion><votingAuthority><Sole>22</Sole><Shared>0</Shared><None>0</None></votingAuthority></infoTable>
<infoTable><nameOfIssuer>BUCKEYE PARTNERS</nameOfIssuer><titleOfClass>COMMON STOCK</titleOfClass><cusip>118230101</cusip><value>249</value><shrsOrPrnAmt><sshPrnamt>3000</sshPrnamt><sshPrnamtType>SH</sshPrnamtType></shrsOrPrnAmt><investmentDiscretion>DFND</investmentDiscretion><votingAuthority><Sole>2900</Sole><Shared>100</Shared><None>0</None></votingAuthority></infoTable>
<infoTable><nameOfIssuer>CBS CORP CL B</nameOfIssuer><titleOfClass>COMMON STOCK</titleOfClass><cusip>124857202</cusip><value>6</value><shrsOrPrnAmt><sshPrnamt>103</sshPrnamt><sshPrnamtType>SH</sshPrnamtType></shrsOrPrnAmt><investmentDiscretion>SOLE</investmentDiscretion><votingAuthority><Sole>103</Sole><Shared>0</Shared><None>0</None></votingAuthority></infoTable>
<infoTable><nameOfIssuer>CIGNA CORP</nameOfIssuer><titleOfClass>COMMON STOCK</titleOfClass><cusip>125509109</cusip><value>184</value><shrsOrPrnAmt><sshPrnamt>2000</sshPrnamt><sshPrnamtType>SH</sshPrnamtType></shrsOrPrnAmt><investmentDiscretion>SOLE</investmentDiscretion><votingAuthority><Sole>2000</Sole><Shared>0</Shared><None>0</None></votingAuthority></infoTable>
<infoTable><nameOfIssuer>CLECO CORP</nameOfIssuer><titleOfClass>COMMON STOCK</titleOfClass><cusip>12561W105</cusip><value>141</value><shrsOrPrnAmt><sshPrnamt>2400</sshPrnamt><sshPrnamtType>SH</sshPrnamtType></shrsOrPrnAmt><investmentDiscretion>SOLE</investmentDiscretion><votingAuthority><Sole>2400</Sole><Shared>0</Shared><None>0</None></votingAuthority></infoTable>
<infoTable><nameOfIssuer>CSX CORP                    COM</nameOfIssuer><titleOfClass>COMMON STOCK</titleOfClass><cusip>126408103</cusip><value>18</value><shrsOrPrnAmt><sshPrnamt>575</sshPrnamt><sshPrnamtType>SH</sshPrnamtType></shrsOrPrnAmt><investmentDiscretion>SOLE</investmentDiscretion><votingAuthority><Sole>575</Sole><Shared>0</Shared><None>0</None></votingAuthority></infoTable>
<infoTable><nameOfIssuer>CVS/CAREMARK CORP           COM</nameOfIssuer><titleOfClass>COMMON STOCK</titleOfClass><cusip>126650100</cusip><value>42</value><shrsOrPrnAmt><sshPrnamt>560</sshPrnamt><sshPrnamtType>SH</sshPrnamtType></shrsOrPrnAmt><investmentDiscretion>SOLE</investmentDiscretion><votingAuthority><Sole>560</Sole><Shared>0</Shared><None>0</None></votingAuthority></infoTable>
<infoTable><nameOfIssuer>CABOT OIL &amp; GAS CORPORATION</nameOfIssuer><titleOfClass>COMMON STOCK</titleOfClass><cusip>127097103</cusip><value>68</value><shrsOrPrnAmt><sshPrnamt>2000</sshPrnamt><sshPrnamtType>SH</sshPrnamtType></shrsOrPrnAmt><investmentDiscretion>SOLE</investmentDiscretion><votingAuthority><Sole>2000</Sole><Shared>0</Shared><None>0</None></votingAuthority></infoTable>
<infoTable><nameOfIssuer>CALAMOS CONV &amp; HIGH INC FD</nameOfIssuer><titleOfClass>MUTUAL FUNDS-FIXED INCOME</titleOfClass><cusip>12811P108</cusip><value>41</value><shrsOrPrnAmt><sshPrnamt>2800</sshPrnamt><sshPrnamtType>SH</sshPrnamtType></shrsOrPrnAmt><investmentDiscretion>SOLE</investmentDiscretion><votingAuthority><Sole>0</Sole><Shared>2800</Shared><None>0</None></votingAuthority></infoTable>
<infoTable><nameOfIssuer>CAMPBELL SOUP CO            COM</nameOfIssuer><titleOfClass>COMMON STOCK</titleOfClass><cusip>134429109</cusip><value>27</value><shrsOrPrnAmt><sshPrnamt>600</sshPrnamt><sshPrnamtType>SH</sshPrnamtType></shrsOrPrnAmt><investmentDiscretion>SOLE</investmentDiscretion><votingAuthority><Sole>600</Sole><Shared>0</Shared><None>0</None></votingAuthority></infoTable>
<infoTable><nameOfIssuer>CANTEL MEDICAL CORP</nameOfIssuer><titleOfClass>COMMON STOCK</titleOfClass><cusip>138098108</cusip><value>4</value><shrsOrPrnAmt><sshPrnamt>105</sshPrnamt><sshPrnamtType>SH</sshPrnamtType></shrsOrPrnAmt><investmentDiscretion>SOLE</investmentDiscretion><votingAuthority><Sole>105</Sole><Shared>0</Shared><None>0</None></votingAuthority></infoTable>
<infoTable><nameOfIssuer>CAPITAL ONE FINL CORP</nameOfIssuer><titleOfClass>COMMON STOCK</titleOfClass><cusip>14040H105</cusip><value>17</value><shrsOrPrnAmt><sshPrnamt>200</sshPrnamt><sshPrnamtType>SH</sshPrnamtType></shrsOrPrnAmt><investmentDiscretion>SOLE</investmentDiscretion><votingAuthority><Sole>200</Sole><Shared>0</Shared><None>0</None></votingAuthority></infoTable>
<infoTable><nameOfIssuer>CARRIZO OIL &amp; GAS INC.</nameOfIssuer><titleOfClass>COMMON STOCK</titleOfClass><cusip>144577103</cusip><value>28</value><shrsOrPrnAmt><sshPrnamt>400</sshPrnamt><sshPrnamtType>SH</sshPrnamtType></shrsOrPrnAmt><investmentDiscretion>SOLE</investmentDiscretion><votingAuthority><Sole>400</Sole><Shared>0</Shared><None>0</None></votingAuthority></infoTable>
<infoTable><nameOfIssuer>CATERPILLAR INC DEL         COM</nameOfIssuer><titleOfClass>COMMON STOCK</titleOfClass><cusip>149123101</cusip><value>245</value><shrsOrPrnAmt><sshPrnamt>2250</sshPrnamt><sshPrnamtType>SH</sshPrnamtType></shrsOrPrnAmt><investmentDiscretion>SOLE</investmentDiscretion><votingAuthority><Sole>2250</Sole><Shared>0</Shared><None>0</None></votingAuthority></infoTable>
<infoTable><nameOfIssuer>CATERPILLAR INC DEL         COM</nameOfIssuer><titleOfClass>COMMON STOCK</titleOfClass><cusip>149123101</cusip><value>49</value><shrsOrPrnAmt><sshPrnamt>450</sshPrnamt><sshPrnamtType>SH</sshPrnamtType></shrsOrPrnAmt><investmentDiscretion>DFND</investmentDiscretion><votingAuthority><Sole>200</Sole><Shared>250</Shared><None>0</None></votingAuthority></infoTable>
<infoTable><nameOfIssuer>CELGENE CORP                COM</nameOfIssuer><titleOfClass>COMMON STOCK</titleOfClass><cusip>151020104</cusip><value>3</value><shrsOrPrnAmt><sshPrnamt>40</sshPrnamt><sshPrnamtType>SH</sshPrnamtType></shrsOrPrnAmt><investmentDiscretion>SOLE</investmentDiscretion><votingAuthority><Sole>40</Sole><Shared>0</Shared><None>0</None></votingAuthority></infoTable>
<infoTable><nameOfIssuer>CHECKPOINT SYSTEMS INC</nameOfIssuer><titleOfClass>COMMON STOCK</titleOfClass><cusip>162825103</cusip><value>1</value><shrsOrPrnAmt><sshPrnamt>81</sshPrnamt><sshPrnamtType>SH</sshPrnamtType></shrsOrPrnAmt><investmentDiscretion>SOLE</investmentDiscretion><votingAuthority><Sole>81</Sole><Shared>0</Shared><None>0</None></votingAuthority></infoTable>
<infoTable><nameOfIssuer>CHESAPEAKE ENERGY CORP      COM</nameOfIssuer><titleOfClass>COMMON STOCK</titleOfClass><cusip>165167107</cusip><value>16</value><shrsOrPrnAmt><sshPrnamt>500</sshPrnamt><sshPrnamtType>SH</sshPrnamtType></shrsOrPrnAmt><investmentDiscretion>SOLE</investmentDiscretion><votingAuthority><Sole>500</Sole><Shared>0</Shared><None>0</None></votingAuthority></infoTable>
<infoTable><nameOfIssuer>CHEVRONTEXACO CORP          COM</nameOfIssuer><titleOfClass>COMMON STOCK</titleOfClass><cusip>166764100</cusip><value>844</value><shrsOrPrnAmt><sshPrnamt>6465</sshPrnamt><sshPrnamtType>SH</sshPrnamtType></shrsOrPrnAmt><investmentDiscretion>SOLE</investmentDiscretion><votingAuthority><Sole>5890</Sole><Shared>575</Shared><None>0</None></votingAuthority></infoTable>
<infoTable><nameOfIssuer>CHEVRONTEXACO CORP          COM</nameOfIssuer><titleOfClass>COMMON STOCK</titleOfClass><cusip>166764100</cusip><value>1102</value><shrsOrPrnAmt><sshPrnamt>8440</sshPrnamt><sshPrnamtType>SH</sshPrnamtType></shrsOrPrnAmt><investmentDiscretion>DFND</investmentDiscretion><votingAuthority><Sole>8140</Sole><Shared>300</Shared><None>0</None></votingAuthority></infoTable>
<infoTable><nameOfIssuer>CHUBB CORP                  COM</nameOfIssuer><titleOfClass>COMMON STOCK</titleOfClass><cusip>171232101</cusip><value>20</value><shrsOrPrnAmt><sshPrnamt>213</sshPrnamt><sshPrnamtType>SH</sshPrnamtType></shrsOrPrnAmt><investmentDiscretion>SOLE</investmentDiscretion><votingAuthority><Sole>213</Sole><Shared>0</Shared><None>0</None></votingAuthority></infoTable>
<infoTable><nameOfIssuer>CISCO SYS INC               COM</nameOfIssuer><titleOfClass>COMMON STOCK</titleOfClass><cusip>17275R102</cusip><value>812</value><shrsOrPrnAmt><sshPrnamt>32690</sshPrnamt><sshPrnamtType>SH</sshPrnamtType></shrsOrPrnAmt><investmentDiscretion>SOLE</investmentDiscretion><votingAuthority><Sole>30490</Sole><Shared>2200</Shared><None>0</None></votingAuthority></infoTable>
<infoTable><nameOfIssuer>CISCO SYS INC               COM</nameOfIssuer><titleOfClass>COMMON STOCK</titleOfClass><cusip>17275R102</cusip><value>108</value><shrsOrPrnAmt><sshPrnamt>4350</sshPrnamt><sshPrnamtType>SH</sshPrnamtType></shrsOrPrnAmt><investmentDiscretion>DFND</investmentDiscretion><votingAuthority><Sole>1950</Sole><Shared>2400</Shared><None>0</None></votingAuthority></infoTable>
<infoTable><nameOfIssuer>CITIZENS &amp; NORTHERN CORP</nameOfIssuer><titleOfClass>COMMON STOCK</titleOfClass><cusip>172922106</cusip><value>29</value><shrsOrPrnAmt><sshPrnamt>1500</sshPrnamt><sshPrnamtType>SH</sshPrnamtType></shrsOrPrnAmt><investmentDiscretion>SOLE</investmentDiscretion><votingAuthority><Sole>1500</Sole><Shared>0</Shared><None>0</None></votingAuthority></infoTable>
<infoTable><nameOfIssuer>CITIGROUP INC NEW</nameOfIssuer><titleOfClass>COMMON STOCK</titleOfClass><cusip>172967424</cusip><value>77</value><shrsOrPrnAmt><sshPrnamt>1643</sshPrnamt><sshPrnamtType>SH</sshPrnamtType></shrsOrPrnAmt><investmentDiscretion>SOLE</investmentDiscretion><votingAuthority><Sole>1593</Sole><Shared>50</Shared><None>0</None></votingAuthority></infoTable>
<infoTable><nameOfIssuer>CITIGROUP INC NEW</nameOfIssuer><titleOfClass>COMMON STOCK</titleOfClass><cusip>172967424</cusip><value>8</value><shrsOrPrnAmt><sshPrnamt>161</sshPrnamt><sshPrnamtType>SH</sshPrnamtType></shrsOrPrnAmt><investmentDiscretion>DFND</investmentDiscretion><votingAuthority><Sole>161</Sole><Shared>0</Shared><None>0</None></votingAuthority></infoTable>
<infoTable><nameOfIssuer>CLOROX COMPANY</nameOfIssuer><titleOfClass>COMMON STOCK</titleOfClass><cusip>189054109</cusip><value>9</value><shrsOrPrnAmt><sshPrnamt>100</sshPrnamt><sshPrnamtType>SH</sshPrnamtType></shrsOrPrnAmt><investmentDiscretion>SOLE</investmentDiscretion><votingAuthority><Sole>100</Sole><Shared>0</Shared><None>0</None></votingAuthority></infoTable>
<infoTable><nameOfIssuer>COCA COLA CO                COM</nameOfIssuer><titleOfClass>COMMON STOCK</titleOfClass><cusip>191216100</cusip><value>2216</value><shrsOrPrnAmt><sshPrnamt>52303</sshPrnamt><sshPrnamtType>SH</sshPrnamtType></shrsOrPrnAmt><investmentDiscretion>SOLE</investmentDiscretion><votingAuthority><Sole>50503</Sole><Shared>1000</Shared><None>800</None></votingAuthority></infoTable>
<infoTable><nameOfIssuer>COCA COLA CO                COM</nameOfIssuer><titleOfClass>COMMON STOCK</titleOfClass><cusip>191216100</cusip><value>285</value><shrsOrPrnAmt><sshPrnamt>6736</sshPrnamt><sshPrnamtType>SH</sshPrnamtType></shrsOrPrnAmt><investmentDiscretion>DFND</investmentDiscretion><votingAuthority><Sole>4936</Sole><Shared>1800</Shared><None>0</None></votingAuthority></infoTable>
<infoTable><nameOfIssuer>COCA-COLA ENTERPRISES INC   NEW</nameOfIssuer><titleOfClass>COMMON STOCK</titleOfClass><cusip>19122T109</cusip><value>9</value><shrsOrPrnAmt><sshPrnamt>193</sshPrnamt><sshPrnamtType>SH</sshPrnamtType></shrsOrPrnAmt><investmentDiscretion>SOLE</investmentDiscretion><votingAuthority><Sole>193</Sole><Shared>0</Shared><None>0</None></votingAuthority></infoTable>
<infoTable><nameOfIssuer>COLGATE PALMOLIVE CO        COM</nameOfIssuer><titleOfClass>COMMON STOCK</titleOfClass><cusip>194162103</cusip><value>537</value><shrsOrPrnAmt><sshPrnamt>7880</sshPrnamt><sshPrnamtType>SH</sshPrnamtType></shrsOrPrnAmt><investmentDiscretion>SOLE</investmentDiscretion><votingAuthority><Sole>7880</Sole><Shared>0</Shared><None>0</None></votingAuthority></infoTable>
<infoTable><nameOfIssuer>COLGATE PALMOLIVE CO        COM</nameOfIssuer><titleOfClass>COMMON STOCK</titleOfClass><cusip>194162103</cusip><value>286</value><shrsOrPrnAmt><sshPrnamt>4200</sshPrnamt><sshPrnamtType>SH</sshPrnamtType></shrsOrPrnAmt><investmentDiscretion>DFND</investmentDiscretion><votingAuthority><Sole>3500</Sole><Shared>700</Shared><None>0</None></votingAuthority></infoTable>
<infoTable><nameOfIssuer>COMCAST CORP</nameOfIssuer><titleOfClass>COMMON STOCK</titleOfClass><cusip>20030N101</cusip><value>106</value><shrsOrPrnAmt><sshPrnamt>1977</sshPrnamt><sshPrnamtType>SH</sshPrnamtType></shrsOrPrnAmt><investmentDiscretion>SOLE</investmentDiscretion><votingAuthority><Sole>1977</Sole><Shared>0</Shared><None>0</None></votingAuthority></infoTable>
<infoTable><nameOfIssuer>COMCAST CORP</nameOfIssuer><titleOfClass>COMMON STOCK</titleOfClass><cusip>20030N101</cusip><value>47</value><shrsOrPrnAmt><sshPrnamt>877</sshPrnamt><sshPrnamtType>SH</sshPrnamtType></shrsOrPrnAmt><investmentDiscretion>DFND</investmentDiscretion><votingAuthority><Sole>877</Sole><Shared>0</Shared><None>0</None></votingAuthority></infoTable>
<infoTable><nameOfIssuer>COMMUNITY BANK SYSTEM INC</nameOfIssuer><titleOfClass>COMMON STOCK</titleOfClass><cusip>203607106</cusip><value>46</value><shrsOrPrnAmt><sshPrnamt>1258</sshPrnamt><sshPrnamtType>SH</sshPrnamtType></shrsOrPrnAmt><investmentDiscretion>SOLE</investmentDiscretion><votingAuthority><Sole>1258</Sole><Shared>0</Shared><None>0</None></votingAuthority></infoTable>
<infoTable><nameOfIssuer>CONAGRA FOODS INC           COM</nameOfIssuer><titleOfClass>COMMON STOCK</titleOfClass><cusip>205887102</cusip><value>3</value><shrsOrPrnAmt><sshPrnamt>100</sshPrnamt><sshPrnamtType>SH</sshPrnamtType></shrsOrPrnAmt><investmentDiscretion>SOLE</investmentDiscretion><votingAuthority><Sole>100</Sole><Shared>0</Shared><None>0</None></votingAuthority></infoTable>
<infoTable><nameOfIssuer>CONOCOPHILLIPS              COM</nameOfIssuer><titleOfClass>COMMON STOCK</titleOfClass><cusip>20825C104</cusip><value>370</value><shrsOrPrnAmt><sshPrnamt>4313</sshPrnamt><sshPrnamtType>SH</sshPrnamtType></shrsOrPrnAmt><investmentDiscretion>SOLE</investmentDiscretion><votingAuthority><Sole>4313</Sole><Shared>0</Shared><None>0</None></votingAuthority></infoTable>
<infoTable><nameOfIssuer>CONOCOPHILLIPS              COM</nameOfIssuer><titleOfClass>COMMON STOCK</titleOfClass><cusip>20825C104</cusip><value>711</value><shrsOrPrnAmt><sshPrnamt>8300</sshPrnamt><sshPrnamtType>SH</sshPrnamtType></shrsOrPrnAmt><investmentDiscretion>DFND</investmentDiscretion><votingAuthority><Sole>3300</Sole><Shared>5000</Shared><None>0</None></votingAuthority></infoTable>
<infoTable><nameOfIssuer>CONSOLIDATED EDISON INC</nameOfIssuer><titleOfClass>COMMON STOCK</titleOfClass><cusip>209115104</cusip><value>84</value><shrsOrPrnAmt><sshPrnamt>1456</sshPrnamt><sshPrnamtType>SH</sshPrnamtType></shrsOrPrnAmt><investmentDiscretion>SOLE</investmentDiscretion><votingAuthority><Sole>1456</Sole><Shared>0</Shared><None>0</None></votingAuthority></infoTable>
<infoTable><nameOfIssuer>CORNING INC                 COM</nameOfIssuer><titleOfClass>COMMON STOCK</titleOfClass><cusip>219350105</cusip><value>5</value><shrsOrPrnAmt><sshPrnamt>233</sshPrnamt><sshPrnamtType>SH</sshPrnamtType></shrsOrPrnAmt><investmentDiscretion>SOLE</investmentDiscretion><votingAuthority><Sole>233</Sole><Shared>0</Shared><None>0</None></votingAuthority></infoTable>
<infoTable><nameOfIssuer>CONVANCE INC</nameOfIssuer><titleOfClass>COMMON STOCK</titleOfClass><cusip>222816100</cusip><value>3</value><shrsOrPrnAmt><sshPrnamt>39</sshPrnamt><sshPrnamtType>SH</sshPrnamtType></shrsOrPrnAmt><investmentDiscretion>SOLE</investmentDiscretion><votingAuthority><Sole>39</Sole><Shared>0</Shared><None>0</None></votingAuthority></infoTable>
<infoTable><nameOfIssuer>CURRENCY SH AUSTRALIAN      DOLLAR SHS</nameOfIssuer><titleOfClass>MUTUAL FUNDS-ETF EQUITIES</titleOfClass><cusip>23129U101</cusip><value>19</value><shrsOrPrnAmt><sshPrnamt>200</sshPrnamt><sshPrnamtType>SH</sshPrnamtType></shrsOrPrnAmt><investmentDiscretion>SOLE</investmentDiscretion><votingAuthority><Sole>200</Sole><Shared>0</Shared><None>0</None></votingAuthority></infoTable>
<infoTable><nameOfIssuer>DNP SELECT INCOME FD INC</nameOfIssuer><titleOfClass>MUTUAL FUNDS- BALANCED</titleOfClass><cusip>23325P104</cusip><value>32</value><shrsOrPrnAmt><sshPrnamt>3000</sshPrnamt><sshPrnamtType>SH</sshPrnamtType></shrsOrPrnAmt><investmentDiscretion>SOLE</investmentDiscretion><votingAuthority><Sole>0</Sole><Shared>3000</Shared><None>0</None></votingAuthority></infoTable>
<infoTable><nameOfIssuer>DEERE &amp; CO                  COM</nameOfIssuer><titleOfClass>COMMON STOCK</titleOfClass><cusip>244199105</cusip><value>483</value><shrsOrPrnAmt><sshPrnamt>5335</sshPrnamt><sshPrnamtType>SH</sshPrnamtType></shrsOrPrnAmt><investmentDiscretion>SOLE</investmentDiscretion><votingAuthority><Sole>4835</Sole><Shared>300</Shared><None>200</None></votingAuthority></infoTable>
<infoTable><nameOfIssuer>DEERE &amp; CO                  COM</nameOfIssuer><titleOfClass>COMMON STOCK</titleOfClass><cusip>244199105</cusip><value>204</value><shrsOrPrnAmt><sshPrnamt>2250</sshPrnamt><sshPrnamtType>SH</sshPrnamtType></shrsOrPrnAmt><investmentDiscretion>DFND</investmentDiscretion><votingAuthority><Sole>2000</Sole><Shared>250</Shared><None>0</None></votingAuthority></infoTable>
<infoTable><nameOfIssuer>DELTA AIR LINES INC NEW</nameOfIssuer><titleOfClass>COMMON STOCK</titleOfClass><cusip>247361702</cusip><value>5</value><shrsOrPrnAmt><sshPrnamt>133</sshPrnamt><sshPrnamtType>SH</sshPrnamtType></shrsOrPrnAmt><investmentDiscretion>SOLE</investmentDiscretion><votingAuthority><Sole>133</Sole><Shared>0</Shared><None>0</None></votingAuthority></infoTable>
<infoTable><nameOfIssuer>DISNEY WALT CO              COM DISNEY</nameOfIssuer><titleOfClass>COMMON STOCK</titleOfClass><cusip>254687106</cusip><value>290</value><shrsOrPrnAmt><sshPrnamt>3384</sshPrnamt><sshPrnamtType>SH</sshPrnamtType></shrsOrPrnAmt><investmentDiscretion>SOLE</investmentDiscretion><votingAuthority><Sole>3384</Sole><Shared>0</Shared><None>0</None></votingAuthority></infoTable>
<infoTable><nameOfIssuer>DISNEY WALT CO              COM DISNEY</nameOfIssuer><titleOfClass>COMMON STOCK</titleOfClass><cusip>254687106</cusip><value>33</value><shrsOrPrnAmt><sshPrnamt>390</sshPrnamt><sshPrnamtType>SH</sshPrnamtType></shrsOrPrnAmt><investmentDiscretion>DFND</investmentDiscretion><votingAuthority><Sole>390</Sole><Shared>0</Shared><None>0</None></votingAuthority></infoTable>
<infoTable><nameOfIssuer>DISCOVER FINL SVCS</nameOfIssuer><titleOfClass>COMMON STOCK</titleOfClass><cusip>254709108</cusip><value>8</value><shrsOrPrnAmt><sshPrnamt>136</sshPrnamt><sshPrnamtType>SH</sshPrnamtType></shrsOrPrnAmt><investmentDiscretion>SOLE</investmentDiscretion><votingAuthority><Sole>136</Sole><Shared>0</Shared><None>0</None></votingAuthority></infoTable>
<infoTable><nameOfIssuer>DIRECTV</nameOfIssuer><titleOfClass>COMMON STOCK</titleOfClass><cusip>25490A309</cusip><value>1</value><shrsOrPrnAmt><sshPrnamt>17</sshPrnamt><sshPrnamtType>SH</sshPrnamtType></shrsOrPrnAmt><investmentDiscretion>SOLE</investmentDiscretion><votingAuthority><Sole>17</Sole><Shared>0</Shared><None>0</None></votingAuthority></infoTable>
<infoTable><nameOfIssuer>DOMINION RES INC VA NEW     COM</nameOfIssuer><titleOfClass>COMMON STOCK</titleOfClass><cusip>25746U109</cusip><value>954</value><shrsOrPrnAmt><sshPrnamt>13342</sshPrnamt><sshPrnamtType>SH</sshPrnamtType></shrsOrPrnAmt><investmentDiscretion>SOLE</investmentDiscretion><votingAuthority><Sole>12542</Sole><Shared>200</Shared><None>600</None></votingAuthority></infoTable>
<infoTable><nameOfIssuer>DOMINION RES INC VA NEW     COM</nameOfIssuer><titleOfClass>COMMON STOCK</titleOfClass><cusip>25746U109</cusip><value>519</value><shrsOrPrnAmt><sshPrnamt>7250</sshPrnamt><sshPrnamtType>SH</sshPrnamtType></shrsOrPrnAmt><investmentDiscretion>DFND</investmentDiscretion><votingAuthority><Sole>5450</Sole><Shared>1800</Shared><None>0</None></votingAuthority></infoTable>
<infoTable><nameOfIssuer>DOW CHEM CO                 COM</nameOfIssuer><titleOfClass>COMMON STOCK</titleOfClass><cusip>260543103</cusip><value>319</value><shrsOrPrnAmt><sshPrnamt>6201</sshPrnamt><sshPrnamtType>SH</sshPrnamtType></shrsOrPrnAmt><investmentDiscretion>SOLE</investmentDiscretion><votingAuthority><Sole>6101</Sole><Shared>0</Shared><None>100</None></votingAuthority></infoTable>
<infoTable><nameOfIssuer>DOW CHEM CO                 COM</nameOfIssuer><titleOfClass>COMMON STOCK</titleOfClass><cusip>260543103</cusip><value>176</value><shrsOrPrnAmt><sshPrnamt>3430</sshPrnamt><sshPrnamtType>SH</sshPrnamtType></shrsOrPrnAmt><investmentDiscretion>DFND</investmentDiscretion><votingAuthority><Sole>3130</Sole><Shared>300</Shared><None>0</None></votingAuthority></infoTable>
<infoTable><nameOfIssuer>DU PONT E I DE NEMOURS &amp; CO COM</nameOfIssuer><titleOfClass>COMMON STOCK</titleOfClass><cusip>263534109</cusip><value>1609</value><shrsOrPrnAmt><sshPrnamt>24582</sshPrnamt><sshPrnamtType>SH</sshPrnamtType></shrsOrPrnAmt><investmentDiscretion>SOLE</investmentDiscretion><votingAuthority><Sole>22982</Sole><Shared>1000</Shared><None>600</None></votingAuthority></infoTable>
<infoTable><nameOfIssuer>DU PONT E I DE NEMOURS &amp; CO COM</nameOfIssuer><titleOfClass>COMMON STOCK</titleOfClass><cusip>263534109</cusip><value>1772</value><shrsOrPrnAmt><sshPrnamt>27074</sshPrnamt><sshPrnamtType>SH</sshPrnamtType></shrsOrPrnAmt><investmentDiscretion>DFND</investmentDiscretion><votingAuthority><Sole>8100</Sole><Shared>18974</Shared><None>0</None></votingAuthority></infoTable>
<infoTable><nameOfIssuer>DUKE ENERGY HLDG CORP</nameOfIssuer><titleOfClass>COMMON STOCK</titleOfClass><cusip>26441C204</cusip><value>251</value><shrsOrPrnAmt><sshPrnamt>3390</sshPrnamt><sshPrnamtType>SH</sshPrnamtType></shrsOrPrnAmt><investmentDiscretion>SOLE</investmentDiscretion><votingAuthority><Sole>3358</Sole><Shared>32</Shared><None>0</None></votingAuthority></infoTable>
<infoTable><nameOfIssuer>DUKE ENERGY HLDG CORP</nameOfIssuer><titleOfClass>COMMON STOCK</titleOfClass><cusip>26441C204</cusip><value>257</value><shrsOrPrnAmt><sshPrnamt>3464</sshPrnamt><sshPrnamtType>SH</sshPrnamtType></shrsOrPrnAmt><investmentDiscretion>DFND</investmentDiscretion><votingAuthority><Sole>3232</Sole><Shared>232</Shared><None>0</None></votingAuthority></infoTable>
<infoTable><nameOfIssuer>E M C CORP MASS             COM</nameOfIssuer><titleOfClass>COMMON STOCK</titleOfClass><cusip>268648102</cusip><value>25</value><shrsOrPrnAmt><sshPrnamt>962</sshPrnamt><sshPrnamtType>SH</sshPrnamtType></shrsOrPrnAmt><investmentDiscretion>SOLE</investmentDiscretion><votingAuthority><Sole>962</Sole><Shared>0</Shared><None>0</None></votingAuthority></infoTable>
<infoTable><nameOfIssuer>E M C CORP MASS             COM</nameOfIssuer><titleOfClass>COMMON STOCK</titleOfClass><cusip>268648102</cusip><value>16</value><shrsOrPrnAmt><sshPrnamt>600</sshPrnamt><sshPrnamtType>SH</sshPrnamtType></shrsOrPrnAmt><investmentDiscretion>DFND</investmentDiscretion><votingAuthority><Sole>0</Sole><Shared>600</Shared><None>0</None></votingAuthority></infoTable>
<infoTable><nameOfIssuer>EQT CORP</nameOfIssuer><titleOfClass>COMMON STOCK</titleOfClass><cusip>26884L109</cusip><value>214</value><shrsOrPrnAmt><sshPrnamt>2000</sshPrnamt><sshPrnamtType>SH</sshPrnamtType></shrsOrPrnAmt><investmentDiscretion>SOLE</investmentDiscretion><votingAuthority><Sole>2000</Sole><Shared>0</Shared><None>0</None></votingAuthority></infoTable>
<infoTable><nameOfIssuer>EATON VANCE CORP- NON VTG</nameOfIssuer><titleOfClass>COMMON STOCK</titleOfClass><cusip>278265103</cusip><value>2</value><shrsOrPrnAmt><sshPrnamt>64</sshPrnamt><sshPrnamtType>SH</sshPrnamtType></shrsOrPrnAmt><investmentDiscretion>SOLE</investmentDiscretion><votingAuthority><Sole>64</Sole><Shared>0</Shared><None>0</None></votingAuthority></infoTable>
<infoTable><nameOfIssuer>EBAY INC                    COM</nameOfIssuer><titleOfClass>COMMON STOCK</titleOfClass><cusip>278642103</cusip><value>22</value><shrsOrPrnAmt><sshPrnamt>434</sshPrnamt><sshPrnamtType>SH</sshPrnamtType></shrsOrPrnAmt><investmentDiscretion>SOLE</investmentDiscretion><votingAuthority><Sole>434</Sole><Shared>0</Shared><None>0</None></votingAuthority></infoTable>
<infoTable><nameOfIssuer>EMERSON ELEC CO             COM</nameOfIssuer><titleOfClass>COMMON STOCK</titleOfClass><cusip>291011104</cusip><value>1534</value><shrsOrPrnAmt><sshPrnamt>23120</sshPrnamt><sshPrnamtType>SH</sshPrnamtType></shrsOrPrnAmt><investmentDiscretion>SOLE</investmentDiscretion><votingAuthority><Sole>21620</Sole><Shared>1100</Shared><None>400</None></votingAuthority></infoTable>
<infoTable><nameOfIssuer>EMERSON ELEC CO             COM</nameOfIssuer><titleOfClass>COMMON STOCK</titleOfClass><cusip>291011104</cusip><value>461</value><shrsOrPrnAmt><sshPrnamt>6950</sshPrnamt><sshPrnamtType>SH</sshPrnamtType></shrsOrPrnAmt><investmentDiscretion>DFND</investmentDiscretion><votingAuthority><Sole>5750</Sole><Shared>1200</Shared><None>0</None></votingAuthority></infoTable>
<infoTable><nameOfIssuer>ENERGY TRANSFER PARTNERS LP</nameOfIssuer><titleOfClass>COMMON STOCK</titleOfClass><cusip>29273R109</cusip><value>6</value><shrsOrPrnAmt><sshPrnamt>100</sshPrnamt><sshPrnamtType>SH</sshPrnamtType></shrsOrPrnAmt><investmentDiscretion>SOLE</investmentDiscretion><votingAuthority><Sole>100</Sole><Shared>0</Shared><None>0</None></votingAuthority></infoTable>
<infoTable><nameOfIssuer>ENERGY TRANSFER EQUITY L P  COM UNIT LTD PRTNERS</nameOfIssuer><titleOfClass>COMMON STOCK</titleOfClass><cusip>29273V100</cusip><value>1414</value><shrsOrPrnAmt><sshPrnamt>24000</sshPrnamt><sshPrnamtType>SH</sshPrnamtType></shrsOrPrnAmt><investmentDiscretion>SOLE</investmentDiscretion><votingAuthority><Sole>24000</Sole><Shared>0</Shared><None>0</None></votingAuthority></infoTable>
<infoTable><nameOfIssuer>ENERGY TRANSFER EQUITY L P  COM UNIT LTD PRTNERS</nameOfIssuer><titleOfClass>COMMON STOCK</titleOfClass><cusip>29273V100</cusip><value>12</value><shrsOrPrnAmt><sshPrnamt>204</sshPrnamt><sshPrnamtType>SH</sshPrnamtType></shrsOrPrnAmt><investmentDiscretion>DFND</investmentDiscretion><votingAuthority><Sole>204</Sole><Shared>0</Shared><None>0</None></votingAuthority></infoTable>
<infoTable><nameOfIssuer>ENERSYS</nameOfIssuer><titleOfClass>COMMON STOCK</titleOfClass><cusip>29275Y102</cusip><value>5</value><shrsOrPrnAmt><sshPrnamt>78</sshPrnamt><sshPrnamtType>SH</sshPrnamtType></shrsOrPrnAmt><investmentDiscretion>SOLE</investmentDiscretion><votingAuthority><Sole>78</Sole><Shared>0</Shared><None>0</None></votingAuthority></infoTable>
<infoTable><nameOfIssuer>ENTEGRIS INC</nameOfIssuer><titleOfClass>COMMON STOCK</titleOfClass><cusip>29362U104</cusip><value>3</value><shrsOrPrnAmt><sshPrnamt>251</sshPrnamt><sshPrnamtType>SH</sshPrnamtType></shrsOrPrnAmt><investmentDiscretion>SOLE</investmentDiscretion><votingAuthority><Sole>251</Sole><Shared>0</Shared><None>0</None></votingAuthority></infoTable>
<infoTable><nameOfIssuer>ENTERPRISE PROD PRTNRS L.P.</nameOfIssuer><titleOfClass>COMMON STOCK</titleOfClass><cusip>293792107</cusip><value>8</value><shrsOrPrnAmt><sshPrnamt>100</sshPrnamt><sshPrnamtType>SH</sshPrnamtType></shrsOrPrnAmt><investmentDiscretion>SOLE</investmentDiscretion><votingAuthority><Sole>100</Sole><Shared>0</Shared><None>0</None></votingAuthority></infoTable>
<infoTable><nameOfIssuer>ENTERPRISE PROD PRTNRS L.P.</nameOfIssuer><titleOfClass>COMMON STOCK</titleOfClass><cusip>293792107</cusip><value>157</value><shrsOrPrnAmt><sshPrnamt>2000</sshPrnamt><sshPrnamtType>SH</sshPrnamtType></shrsOrPrnAmt><investmentDiscretion>DFND</investmentDiscretion><votingAuthority><Sole>2000</Sole><Shared>0</Shared><None>0</None></votingAuthority></infoTable>
<infoTable><nameOfIssuer>EQUIFAX INC</nameOfIssuer><titleOfClass>COMMON STOCK</titleOfClass><cusip>294429105</cusip><value>3</value><shrsOrPrnAmt><sshPrnamt>41</sshPrnamt><sshPrnamtType>SH</sshPrnamtType></shrsOrPrnAmt><investmentDiscretion>SOLE</investmentDiscretion><votingAuthority><Sole>41</Sole><Shared>0</Shared><None>0</None></votingAuthority></infoTable>
<infoTable><nameOfIssuer>YORKVILLE HIGH INCOME MLP   ETF</nameOfIssuer><titleOfClass>MUTUAL FUNDS-ETF EQUITIES</titleOfClass><cusip>301505103</cusip><value>101</value><shrsOrPrnAmt><sshPrnamt>5400</sshPrnamt><sshPrnamtType>SH</sshPrnamtType></shrsOrPrnAmt><investmentDiscretion>SOLE</investmentDiscretion><votingAuthority><Sole>5400</Sole><Shared>0</Shared><None>0</None></votingAuthority></infoTable>
<infoTable><nameOfIssuer>EXELON CORP                 COM</nameOfIssuer><titleOfClass>COMMON STOCK</titleOfClass><cusip>30161N101</cusip><value>577</value><shrsOrPrnAmt><sshPrnamt>15810</sshPrnamt><sshPrnamtType>SH</sshPrnamtType></shrsOrPrnAmt><investmentDiscretion>SOLE</investmentDiscretion><votingAuthority><Sole>15310</Sole><Shared>0</Shared><None>500</None></votingAuthority></infoTable>
<infoTable><nameOfIssuer>EXELON CORP                 COM</nameOfIssuer><titleOfClass>COMMON STOCK</titleOfClass><cusip>30161N101</cusip><value>129</value><shrsOrPrnAmt><sshPrnamt>3533</sshPrnamt><sshPrnamtType>SH</sshPrnamtType></shrsOrPrnAmt><investmentDiscretion>DFND</investmentDiscretion><votingAuthority><Sole>2933</Sole><Shared>600</Shared><None>0</None></votingAuthority></infoTable>
<infoTable><nameOfIssuer>EXELIS INC</nameOfIssuer><titleOfClass>COMMON STOCK</titleOfClass><cusip>30162A108</cusip><value>16</value><shrsOrPrnAmt><sshPrnamt>960</sshPrnamt><sshPrnamtType>SH</sshPrnamtType></shrsOrPrnAmt><investmentDiscretion>SOLE</investmentDiscretion><votingAuthority><Sole>660</Sole><Shared>0</Shared><None>300</None></votingAuthority></infoTable>
<infoTable><nameOfIssuer>EXELIS INC</nameOfIssuer><titleOfClass>COMMON STOCK</titleOfClass><cusip>30162A108</cusip><value>8</value><shrsOrPrnAmt><sshPrnamt>463</sshPrnamt><sshPrnamtType>SH</sshPrnamtType></shrsOrPrnAmt><investmentDiscretion>DFND</investmentDiscretion><votingAuthority><Sole>463</Sole><Shared>0</Shared><None>0</None></votingAuthority></infoTable>
<infoTable><nameOfIssuer>EXPEDITORS INTL WASH INC</nameOfIssuer><titleOfClass>COMMON STOCK</titleOfClass><cusip>302130109</cusip><value>1256</value><shrsOrPrnAmt><sshPrnamt>28445</sshPrnamt><sshPrnamtType>SH</sshPrnamtType></shrsOrPrnAmt><investmentDiscretion>SOLE</investmentDiscretion><votingAuthority><Sole>26495</Sole><Shared>1450</Shared><None>500</None></votingAuthority></infoTable>
<infoTable><nameOfIssuer>EXPEDITORS INTL WASH INC</nameOfIssuer><titleOfClass>COMMON STOCK</titleOfClass><cusip>302130109</cusip><value>270</value><shrsOrPrnAmt><sshPrnamt>6125</sshPrnamt><sshPrnamtType>SH</sshPrnamtType></shrsOrPrnAmt><investmentDiscretion>DFND</investmentDiscretion><votingAuthority><Sole>4325</Sole><Shared>1800</Shared><None>0</None></votingAuthority></infoTable>
<infoTable><nameOfIssuer>EXPRESS SCRIPTS HLDG CO.</nameOfIssuer><titleOfClass>COMMON STOCK</titleOfClass><cusip>30219G108</cusip><value>24</value><shrsOrPrnAmt><sshPrnamt>352</sshPrnamt><sshPrnamtType>SH</sshPrnamtType></shrsOrPrnAmt><investmentDiscretion>SOLE</investmentDiscretion><votingAuthority><Sole>352</Sole><Shared>0</Shared><None>0</None></votingAuthority></infoTable>
<infoTable><nameOfIssuer>EXXON MOBIL CORP            COM</nameOfIssuer><titleOfClass>COMMON STOCK</titleOfClass><cusip>30231G102</cusip><value>4971</value><shrsOrPrnAmt><sshPrnamt>49379</sshPrnamt><sshPrnamtType>SH</sshPrnamtType></shrsOrPrnAmt><investmentDiscretion>SOLE</investmentDiscretion><votingAuthority><Sole>48563</Sole><Shared>716</Shared><None>100</None></votingAuthority></infoTable>
<infoTable><nameOfIssuer>EXXON MOBIL CORP            COM</nameOfIssuer><titleOfClass>COMMON STOCK</titleOfClass><cusip>30231G102</cusip><value>3445</value><shrsOrPrnAmt><sshPrnamt>34216</sshPrnamt><sshPrnamtType>SH</sshPrnamtType></shrsOrPrnAmt><investmentDiscretion>DFND</investmentDiscretion><votingAuthority><Sole>16505</Sole><Shared>17711</Shared><None>0</None></votingAuthority></infoTable>
<infoTable><nameOfIssuer>FLIR SYSTEM INC</nameOfIssuer><titleOfClass>COMMON STOCK</titleOfClass><cusip>302445101</cusip><value>4</value><shrsOrPrnAmt><sshPrnamt>109</sshPrnamt><sshPrnamtType>SH</sshPrnamtType></shrsOrPrnAmt><investmentDiscretion>SOLE</investmentDiscretion><votingAuthority><Sole>109</Sole><Shared>0</Shared><None>0</None></votingAuthority></infoTable>
<infoTable><nameOfIssuer>F N B CORP PA</nameOfIssuer><titleOfClass>COMMON STOCK</titleOfClass><cusip>302520101</cusip><value>762</value><shrsOrPrnAmt><sshPrnamt>59437</sshPrnamt><sshPrnamtType>SH</sshPrnamtType></shrsOrPrnAmt><investmentDiscretion>SOLE</investmentDiscretion><votingAuthority><Sole>59437</Sole><Shared>0</Shared><None>0</None></votingAuthority></infoTable>
<infoTable><nameOfIssuer>FACEBOOK INC</nameOfIssuer><titleOfClass>COMMON STOCK</titleOfClass><cusip>30303M102</cusip><value>17</value><shrsOrPrnAmt><sshPrnamt>250</sshPrnamt><sshPrnamtType>SH</sshPrnamtType></shrsOrPrnAmt><investmentDiscretion>SOLE</investmentDiscretion><votingAuthority><Sole>250</Sole><Shared>0</Shared><None>0</None></votingAuthority></infoTable>
<infoTable><nameOfIssuer>FASTENAL CO                 COM</nameOfIssuer><titleOfClass>COMMON STOCK</titleOfClass><cusip>311900104</cusip><value>2121</value><shrsOrPrnAmt><sshPrnamt>42850</sshPrnamt><sshPrnamtType>SH</sshPrnamtType></shrsOrPrnAmt><investmentDiscretion>SOLE</investmentDiscretion><votingAuthority><Sole>39300</Sole><Shared>2150</Shared><None>1400</None></votingAuthority></infoTable>
<infoTable><nameOfIssuer>FASTENAL CO                 COM</nameOfIssuer><titleOfClass>COMMON STOCK</titleOfClass><cusip>311900104</cusip><value>418</value><shrsOrPrnAmt><sshPrnamt>8450</sshPrnamt><sshPrnamtType>SH</sshPrnamtType></shrsOrPrnAmt><investmentDiscretion>DFND</investmentDiscretion><votingAuthority><Sole>6250</Sole><Shared>2200</Shared><None>0</None></votingAuthority></infoTable>
<infoTable><nameOfIssuer>FIFTH THIRD BANCORP</nameOfIssuer><titleOfClass>COMMON STOCK</titleOfClass><cusip>316773100</cusip><value>11</value><shrsOrPrnAmt><sshPrnamt>493</sshPrnamt><sshPrnamtType>SH</sshPrnamtType></shrsOrPrnAmt><investmentDiscretion>SOLE</investmentDiscretion><votingAuthority><Sole>493</Sole><Shared>0</Shared><None>0</None></votingAuthority></infoTable>
<infoTable><nameOfIssuer>FIRST COMMONWEALTH FINL CP  PA</nameOfIssuer><titleOfClass>COMMON STOCK</titleOfClass><cusip>319829107</cusip><value>9</value><shrsOrPrnAmt><sshPrnamt>1000</sshPrnamt><sshPrnamtType>SH</sshPrnamtType></shrsOrPrnAmt><investmentDiscretion>SOLE</investmentDiscretion><votingAuthority><Sole>1000</Sole><Shared>0</Shared><None>0</None></votingAuthority></infoTable>
<infoTable><nameOfIssuer>FIRST SOLAR INC</nameOfIssuer><titleOfClass>COMMON STOCK</titleOfClass><cusip>336433107</cusip><value>14</value><shrsOrPrnAmt><sshPrnamt>200</sshPrnamt><sshPrnamtType>SH</sshPrnamtType></shrsOrPrnAmt><investmentDiscretion>DFND</investmentDiscretion><votingAuthority><Sole>200</Sole><Shared>0</Shared><None>0</None></votingAuthority></infoTable>
<infoTable><nameOfIssuer>FORD MTR CO DEL             COM PAR $0.01</nameOfIssuer><titleOfClass>COMMON STOCK</titleOfClass><cusip>345370860</cusip><value>9</value><shrsOrPrnAmt><sshPrnamt>500</sshPrnamt><sshPrnamtType>SH</sshPrnamtType></shrsOrPrnAmt><investmentDiscretion>SOLE</investmentDiscretion><votingAuthority><Sole>500</Sole><Shared>0</Shared><None>0</None></votingAuthority></infoTable>
<infoTable><nameOfIssuer>FORD MTR CO DEL             COM PAR $0.01</nameOfIssuer><titleOfClass>COMMON STOCK</titleOfClass><cusip>345370860</cusip><value>3</value><shrsOrPrnAmt><sshPrnamt>157</sshPrnamt><sshPrnamtType>SH</sshPrnamtType></shrsOrPrnAmt><investmentDiscretion>DFND</investmentDiscretion><votingAuthority><Sole>157</Sole><Shared>0</Shared><None>0</None></votingAuthority></infoTable>
<infoTable><nameOfIssuer>FRANKLIN ELECTRIC INC</nameOfIssuer><titleOfClass>COMMON STOCK</titleOfClass><cusip>353514102</cusip><value>4</value><shrsOrPrnAmt><sshPrnamt>104</sshPrnamt><sshPrnamtType>SH</sshPrnamtType></shrsOrPrnAmt><investmentDiscretion>SOLE</investmentDiscretion><votingAuthority><Sole>104</Sole><Shared>0</Shared><None>0</None></votingAuthority></infoTable>
<infoTable><nameOfIssuer>FRANKLIN RESOURCES INC</nameOfIssuer><titleOfClass>COMMON STOCK</titleOfClass><cusip>354613101</cusip><value>8</value><shrsOrPrnAmt><sshPrnamt>141</sshPrnamt><sshPrnamtType>SH</sshPrnamtType></shrsOrPrnAmt><investmentDiscretion>SOLE</investmentDiscretion><votingAuthority><Sole>141</Sole><Shared>0</Shared><None>0</None></votingAuthority></infoTable>
<infoTable><nameOfIssuer>FREEPORTMCMORAN COPP CL B</nameOfIssuer><titleOfClass>COMMON STOCK</titleOfClass><cusip>35671D857</cusip><value>10</value><shrsOrPrnAmt><sshPrnamt>268</sshPrnamt><sshPrnamtType>SH</sshPrnamtType></shrsOrPrnAmt><investmentDiscretion>SOLE</investmentDiscretion><votingAuthority><Sole>54</Sole><Shared>214</Shared><None>0</None></votingAuthority></infoTable>
<infoTable><nameOfIssuer>FRONTIER COMMUNICATIONS CORP</nameOfIssuer><titleOfClass>COMMON STOCK</titleOfClass><cusip>35906A108</cusip><value>4</value><shrsOrPrnAmt><sshPrnamt>661</sshPrnamt><sshPrnamtType>SH</sshPrnamtType></shrsOrPrnAmt><investmentDiscretion>SOLE</investmentDiscretion><votingAuthority><Sole>661</Sole><Shared>0</Shared><None>0</None></votingAuthority></infoTable>
<infoTable><nameOfIssuer>FRONTIER COMMUNICATIONS CORP</nameOfIssuer><titleOfClass>COMMON STOCK</titleOfClass><cusip>35906A108</cusip><value>2</value><shrsOrPrnAmt><sshPrnamt>411</sshPrnamt><sshPrnamtType>SH</sshPrnamtType></shrsOrPrnAmt><investmentDiscretion>DFND</investmentDiscretion><votingAuthority><Sole>411</Sole><Shared>0</Shared><None>0</None></votingAuthority></infoTable>
<infoTable><nameOfIssuer>GATX CORP</nameOfIssuer><titleOfClass>COMMON STOCK</titleOfClass><cusip>361448103</cusip><value>5</value><shrsOrPrnAmt><sshPrnamt>72</sshPrnamt><sshPrnamtType>SH</sshPrnamtType></shrsOrPrnAmt><investmentDiscretion>SOLE</investmentDiscretion><votingAuthority><Sole>72</Sole><Shared>0</Shared><None>0</None></votingAuthority></infoTable>
<infoTable><nameOfIssuer>GABELLI GLOBAL MULTIMEDIA   TR INC</nameOfIssuer><titleOfClass>COMMON STOCK</titleOfClass><cusip>36239Q109</cusip><value>2</value><shrsOrPrnAmt><sshPrnamt>200</sshPrnamt><sshPrnamtType>SH</sshPrnamtType></shrsOrPrnAmt><investmentDiscretion>SOLE</investmentDiscretion><votingAuthority><Sole>200</Sole><Shared>0</Shared><None>0</None></votingAuthority></infoTable>
<infoTable><nameOfIssuer>GABELLI MULTIMEDIA TR RIGHTSEXP 7/18/14</nameOfIssuer><titleOfClass>WARRANTS &amp; RIGHTS</titleOfClass><cusip>36239Q141</cusip><value>0</value><shrsOrPrnAmt><sshPrnamt>201</sshPrnamt><sshPrnamtType>SH</sshPrnamtType></shrsOrPrnAmt><investmentDiscretion>SOLE</investmentDiscretion><votingAuthority><Sole>201</Sole><Shared>0</Shared><None>0</None></votingAuthority></infoTable>
<infoTable><nameOfIssuer>GABELLI EQUITY TR INC</nameOfIssuer><titleOfClass>COMMON STOCK</titleOfClass><cusip>362397101</cusip><value>23</value><shrsOrPrnAmt><sshPrnamt>3000</sshPrnamt><sshPrnamtType>SH</sshPrnamtType></shrsOrPrnAmt><investmentDiscretion>SOLE</investmentDiscretion><votingAuthority><Sole>3000</Sole><Shared>0</Shared><None>0</None></votingAuthority></infoTable>
<infoTable><nameOfIssuer>GABELLI UTILITY TRUST FD</nameOfIssuer><titleOfClass>COMMON STOCK</titleOfClass><cusip>36240A101</cusip><value>15</value><shrsOrPrnAmt><sshPrnamt>2000</sshPrnamt><sshPrnamtType>SH</sshPrnamtType></shrsOrPrnAmt><investmentDiscretion>SOLE</investmentDiscretion><votingAuthority><Sole>2000</Sole><Shared>0</Shared><None>0</None></votingAuthority></infoTable>
<infoTable><nameOfIssuer>GENERAL DYNAMICS CORP</nameOfIssuer><titleOfClass>COMMON STOCK</titleOfClass><cusip>369550108</cusip><value>105</value><shrsOrPrnAmt><sshPrnamt>900</sshPrnamt><sshPrnamtType>SH</sshPrnamtType></shrsOrPrnAmt><investmentDiscretion>SOLE</investmentDiscretion><votingAuthority><Sole>900</Sole><Shared>0</Shared><None>0</None></votingAuthority></infoTable>
<infoTable><nameOfIssuer>GENERAL ELEC CO             COM</nameOfIssuer><titleOfClass>COMMON STOCK</titleOfClass><cusip>369604103</cusip><value>3159</value><shrsOrPrnAmt><sshPrnamt>120238</sshPrnamt><sshPrnamtType>SH</sshPrnamtType></shrsOrPrnAmt><investmentDiscretion>SOLE</investmentDiscretion><votingAuthority><Sole>116438</Sole><Shared>3800</Shared><None>0</None></votingAuthority></infoTable>
<infoTable><nameOfIssuer>GENERAL ELEC CO             COM</nameOfIssuer><titleOfClass>COMMON STOCK</titleOfClass><cusip>369604103</cusip><value>1171</value><shrsOrPrnAmt><sshPrnamt>44571</sshPrnamt><sshPrnamtType>SH</sshPrnamtType></shrsOrPrnAmt><investmentDiscretion>DFND</investmentDiscretion><votingAuthority><Sole>21600</Sole><Shared>22971</Shared><None>0</None></votingAuthority></infoTable>
<infoTable><nameOfIssuer>GENERAL MLS INC             COM</nameOfIssuer><titleOfClass>COMMON STOCK</titleOfClass><cusip>370334104</cusip><value>666</value><shrsOrPrnAmt><sshPrnamt>12684</sshPrnamt><sshPrnamtType>SH</sshPrnamtType></shrsOrPrnAmt><investmentDiscretion>SOLE</investmentDiscretion><votingAuthority><Sole>11584</Sole><Shared>1100</Shared><None>0</None></votingAuthority></infoTable>
<infoTable><nameOfIssuer>GENERAL MLS INC             COM</nameOfIssuer><titleOfClass>COMMON STOCK</titleOfClass><cusip>370334104</cusip><value>202</value><shrsOrPrnAmt><sshPrnamt>3850</sshPrnamt><sshPrnamtType>SH</sshPrnamtType></shrsOrPrnAmt><investmentDiscretion>DFND</investmentDiscretion><votingAuthority><Sole>2850</Sole><Shared>1000</Shared><None>0</None></votingAuthority></infoTable>
<infoTable><nameOfIssuer>GLATFELTER                  COM</nameOfIssuer><titleOfClass>COMMON STOCK</titleOfClass><cusip>377316104</cusip><value>5</value><shrsOrPrnAmt><sshPrnamt>200</sshPrnamt><sshPrnamtType>SH</sshPrnamtType></shrsOrPrnAmt><investmentDiscretion>SOLE</investmentDiscretion><votingAuthority><Sole>200</Sole><Shared>0</Shared><None>0</None></votingAuthority></infoTable>
<infoTable><nameOfIssuer>GLAXOSMITHKLINE PLC         SPONSORED ADR</nameOfIssuer><titleOfClass>FOREIGN EQUITIES</titleOfClass><cusip>37733W105</cusip><value>355</value><shrsOrPrnAmt><sshPrnamt>6635</sshPrnamt><sshPrnamtType>SH</sshPrnamtType></shrsOrPrnAmt><investmentDiscretion>SOLE</investmentDiscretion><votingAuthority><Sole>6585</Sole><Shared>50</Shared><None>0</None></votingAuthority></infoTable>
<infoTable><nameOfIssuer>GLAXOSMITHKLINE PLC         SPONSORED ADR</nameOfIssuer><titleOfClass>FOREIGN EQUITIES</titleOfClass><cusip>37733W105</cusip><value>286</value><shrsOrPrnAmt><sshPrnamt>5350</sshPrnamt><sshPrnamtType>SH</sshPrnamtType></shrsOrPrnAmt><investmentDiscretion>DFND</investmentDiscretion><votingAuthority><Sole>5050</Sole><Shared>300</Shared><None>0</None></votingAuthority></infoTable>
<infoTable><nameOfIssuer>GLOBAL PAMENTS INC</nameOfIssuer><titleOfClass>COMMON STOCK</titleOfClass><cusip>37940X102</cusip><value>4</value><shrsOrPrnAmt><sshPrnamt>57</sshPrnamt><sshPrnamtType>SH</sshPrnamtType></shrsOrPrnAmt><investmentDiscretion>SOLE</investmentDiscretion><votingAuthority><Sole>57</Sole><Shared>0</Shared><None>0</None></votingAuthority></infoTable>
<infoTable><nameOfIssuer>GOLDMAN SACHS GROUP INC</nameOfIssuer><titleOfClass>COMMON STOCK</titleOfClass><cusip>38141G104</cusip><value>9</value><shrsOrPrnAmt><sshPrnamt>55</sshPrnamt><sshPrnamtType>SH</sshPrnamtType></shrsOrPrnAmt><investmentDiscretion>SOLE</investmentDiscretion><votingAuthority><Sole>55</Sole><Shared>0</Shared><None>0</None></votingAuthority></infoTable>
<infoTable><nameOfIssuer>GOOGLE INC CL A</nameOfIssuer><titleOfClass>COMMON STOCK</titleOfClass><cusip>38259P508</cusip><value>118</value><shrsOrPrnAmt><sshPrnamt>201</sshPrnamt><sshPrnamtType>SH</sshPrnamtType></shrsOrPrnAmt><investmentDiscretion>SOLE</investmentDiscretion><votingAuthority><Sole>201</Sole><Shared>0</Shared><None>0</None></votingAuthority></infoTable>
<infoTable><nameOfIssuer>GOOGLE INC CL A</nameOfIssuer><titleOfClass>COMMON STOCK</titleOfClass><cusip>38259P508</cusip><value>6</value><shrsOrPrnAmt><sshPrnamt>10</sshPrnamt><sshPrnamtType>SH</sshPrnamtType></shrsOrPrnAmt><investmentDiscretion>DFND</investmentDiscretion><votingAuthority><Sole>0</Sole><Shared>10</Shared><None>0</None></votingAuthority></infoTable>
<infoTable><nameOfIssuer>GOOGLE INC. CL C</nameOfIssuer><titleOfClass>COMMON STOCK</titleOfClass><cusip>38259P706</cusip><value>116</value><shrsOrPrnAmt><sshPrnamt>201</sshPrnamt><sshPrnamtType>SH</sshPrnamtType></shrsOrPrnAmt><investmentDiscretion>SOLE</investmentDiscretion><votingAuthority><Sole>201</Sole><Shared>0</Shared><None>0</None></votingAuthority></infoTable>
<infoTable><nameOfIssuer>GOOGLE INC. CL C</nameOfIssuer><titleOfClass>COMMON STOCK</titleOfClass><cusip>38259P706</cusip><value>6</value><shrsOrPrnAmt><sshPrnamt>10</sshPrnamt><sshPrnamtType>SH</sshPrnamtType></shrsOrPrnAmt><investmentDiscretion>DFND</investmentDiscretion><votingAuthority><Sole>0</Sole><Shared>10</Shared><None>0</None></votingAuthority></infoTable>
<infoTable><nameOfIssuer>HALLIBURTON CO</nameOfIssuer><titleOfClass>COMMON STOCK</titleOfClass><cusip>406216101</cusip><value>8</value><shrsOrPrnAmt><sshPrnamt>118</sshPrnamt><sshPrnamtType>SH</sshPrnamtType></shrsOrPrnAmt><investmentDiscretion>SOLE</investmentDiscretion><votingAuthority><Sole>118</Sole><Shared>0</Shared><None>0</None></votingAuthority></infoTable>
<infoTable><nameOfIssuer>HANCOCK JOHN INCOME SECS TR COM</nameOfIssuer><titleOfClass>MUTUAL FDS-NON TAX BNY</titleOfClass><cusip>410123103</cusip><value>1</value><shrsOrPrnAmt><sshPrnamt>100</sshPrnamt><sshPrnamtType>SH</sshPrnamtType></shrsOrPrnAmt><investmentDiscretion>SOLE</investmentDiscretion><votingAuthority><Sole>100</Sole><Shared>0</Shared><None>0</None></votingAuthority></infoTable>
<infoTable><nameOfIssuer>HARSCO CORP</nameOfIssuer><titleOfClass>COMMON STOCK</titleOfClass><cusip>415864107</cusip><value>2</value><shrsOrPrnAmt><sshPrnamt>78</sshPrnamt><sshPrnamtType>SH</sshPrnamtType></shrsOrPrnAmt><investmentDiscretion>SOLE</investmentDiscretion><votingAuthority><Sole>78</Sole><Shared>0</Shared><None>0</None></votingAuthority></infoTable>
<infoTable><nameOfIssuer>HARTFORD FINL SVCS</nameOfIssuer><titleOfClass>COMMON STOCK</titleOfClass><cusip>416515104</cusip><value>10</value><shrsOrPrnAmt><sshPrnamt>280</sshPrnamt><sshPrnamtType>SH</sshPrnamtType></shrsOrPrnAmt><investmentDiscretion>SOLE</investmentDiscretion><votingAuthority><Sole>280</Sole><Shared>0</Shared><None>0</None></votingAuthority></infoTable>
<infoTable><nameOfIssuer>HARTFORD FINL SVCS</nameOfIssuer><titleOfClass>COMMON STOCK</titleOfClass><cusip>416515104</cusip><value>13</value><shrsOrPrnAmt><sshPrnamt>373</sshPrnamt><sshPrnamtType>SH</sshPrnamtType></shrsOrPrnAmt><investmentDiscretion>DFND</investmentDiscretion><votingAuthority><Sole>373</Sole><Shared>0</Shared><None>0</None></votingAuthority></infoTable>
<infoTable><nameOfIssuer>HERSHA HOSPITALITY TRUST</nameOfIssuer><titleOfClass>COMMON STOCK</titleOfClass><cusip>427825104</cusip><value>7</value><shrsOrPrnAmt><sshPrnamt>1000</sshPrnamt><sshPrnamtType>SH</sshPrnamtType></shrsOrPrnAmt><investmentDiscretion>SOLE</investmentDiscretion><votingAuthority><Sole>1000</Sole><Shared>0</Shared><None>0</None></votingAuthority></infoTable>
<infoTable><nameOfIssuer>HERSHEY FOODS CORP          COM</nameOfIssuer><titleOfClass>COMMON STOCK</titleOfClass><cusip>427866108</cusip><value>129</value><shrsOrPrnAmt><sshPrnamt>1329</sshPrnamt><sshPrnamtType>SH</sshPrnamtType></shrsOrPrnAmt><investmentDiscretion>SOLE</investmentDiscretion><votingAuthority><Sole>1329</Sole><Shared>0</Shared><None>0</None></votingAuthority></infoTable>
<infoTable><nameOfIssuer>HERTZ GLOBAL HLDGS INC</nameOfIssuer><titleOfClass>COMMON STOCK</titleOfClass><cusip>42805T105</cusip><value>9</value><shrsOrPrnAmt><sshPrnamt>318</sshPrnamt><sshPrnamtType>SH</sshPrnamtType></shrsOrPrnAmt><investmentDiscretion>SOLE</investmentDiscretion><votingAuthority><Sole>318</Sole><Shared>0</Shared><None>0</None></votingAuthority></infoTable>
<infoTable><nameOfIssuer>HEWLETT PACKARD CO          COM</nameOfIssuer><titleOfClass>COMMON STOCK</titleOfClass><cusip>428236103</cusip><value>249</value><shrsOrPrnAmt><sshPrnamt>7400</sshPrnamt><sshPrnamtType>SH</sshPrnamtType></shrsOrPrnAmt><investmentDiscretion>SOLE</investmentDiscretion><votingAuthority><Sole>5600</Sole><Shared>1800</Shared><None>0</None></votingAuthority></infoTable>
<infoTable><nameOfIssuer>HEWLETT PACKARD CO          COM</nameOfIssuer><titleOfClass>COMMON STOCK</titleOfClass><cusip>428236103</cusip><value>29</value><shrsOrPrnAmt><sshPrnamt>850</sshPrnamt><sshPrnamtType>SH</sshPrnamtType></shrsOrPrnAmt><investmentDiscretion>DFND</investmentDiscretion><votingAuthority><Sole>550</Sole><Shared>300</Shared><None>0</None></votingAuthority></infoTable>
<infoTable><nameOfIssuer>HEXCEL CORP- NEW</nameOfIssuer><titleOfClass>COMMON STOCK</titleOfClass><cusip>428291108</cusip><value>6</value><shrsOrPrnAmt><sshPrnamt>146</sshPrnamt><sshPrnamtType>SH</sshPrnamtType></shrsOrPrnAmt><investmentDiscretion>SOLE</investmentDiscretion><votingAuthority><Sole>146</Sole><Shared>0</Shared><None>0</None></votingAuthority></infoTable>
<infoTable><nameOfIssuer>HOME DEPOT INC              COM</nameOfIssuer><titleOfClass>COMMON STOCK</titleOfClass><cusip>437076102</cusip><value>85</value><shrsOrPrnAmt><sshPrnamt>1050</sshPrnamt><sshPrnamtType>SH</sshPrnamtType></shrsOrPrnAmt><investmentDiscretion>SOLE</investmentDiscretion><votingAuthority><Sole>1050</Sole><Shared>0</Shared><None>0</None></votingAuthority></infoTable>
<infoTable><nameOfIssuer>HONEYWELL INTL INC          COM</nameOfIssuer><titleOfClass>COMMON STOCK</titleOfClass><cusip>438516106</cusip><value>49</value><shrsOrPrnAmt><sshPrnamt>525</sshPrnamt><sshPrnamtType>SH</sshPrnamtType></shrsOrPrnAmt><investmentDiscretion>SOLE</investmentDiscretion><votingAuthority><Sole>525</Sole><Shared>0</Shared><None>0</None></votingAuthority></infoTable>
<infoTable><nameOfIssuer>HONEYWELL INTL INC          COM</nameOfIssuer><titleOfClass>COMMON STOCK</titleOfClass><cusip>438516106</cusip><value>70</value><shrsOrPrnAmt><sshPrnamt>750</sshPrnamt><sshPrnamtType>SH</sshPrnamtType></shrsOrPrnAmt><investmentDiscretion>DFND</investmentDiscretion><votingAuthority><Sole>650</Sole><Shared>100</Shared><None>0</None></votingAuthority></infoTable>
<infoTable><nameOfIssuer>HOPFED BANCORP INC</nameOfIssuer><titleOfClass>COMMON STOCK</titleOfClass><cusip>439734104</cusip><value>9</value><shrsOrPrnAmt><sshPrnamt>750</sshPrnamt><sshPrnamtType>SH</sshPrnamtType></shrsOrPrnAmt><investmentDiscretion>SOLE</investmentDiscretion><votingAuthority><Sole>750</Sole><Shared>0</Shared><None>0</None></votingAuthority></infoTable>
<infoTable><nameOfIssuer>HUNTINGTON BANCSHARES INC</nameOfIssuer><titleOfClass>COMMON STOCK</titleOfClass><cusip>446150104</cusip><value>10</value><shrsOrPrnAmt><sshPrnamt>1000</sshPrnamt><sshPrnamtType>SH</sshPrnamtType></shrsOrPrnAmt><investmentDiscretion>SOLE</investmentDiscretion><votingAuthority><Sole>1000</Sole><Shared>0</Shared><None>0</None></votingAuthority></infoTable>
<infoTable><nameOfIssuer>ITT CORP NEW                COM NEW</nameOfIssuer><titleOfClass>COMMON STOCK</titleOfClass><cusip>450911201</cusip><value>23</value><shrsOrPrnAmt><sshPrnamt>480</sshPrnamt><sshPrnamtType>SH</sshPrnamtType></shrsOrPrnAmt><investmentDiscretion>SOLE</investmentDiscretion><votingAuthority><Sole>330</Sole><Shared>0</Shared><None>150</None></votingAuthority></infoTable>
<infoTable><nameOfIssuer>ITT CORP NEW                COM NEW</nameOfIssuer><titleOfClass>COMMON STOCK</titleOfClass><cusip>450911201</cusip><value>11</value><shrsOrPrnAmt><sshPrnamt>231</sshPrnamt><sshPrnamtType>SH</sshPrnamtType></shrsOrPrnAmt><investmentDiscretion>DFND</investmentDiscretion><votingAuthority><Sole>231</Sole><Shared>0</Shared><None>0</None></votingAuthority></infoTable>
<infoTable><nameOfIssuer>INTEL CORP                  COM</nameOfIssuer><titleOfClass>COMMON STOCK</titleOfClass><cusip>458140100</cusip><value>1052</value><shrsOrPrnAmt><sshPrnamt>34056</sshPrnamt><sshPrnamtType>SH</sshPrnamtType></shrsOrPrnAmt><investmentDiscretion>SOLE</investmentDiscretion><votingAuthority><Sole>32256</Sole><Shared>1400</Shared><None>400</None></votingAuthority></infoTable>
<infoTable><nameOfIssuer>INTEL CORP                  COM</nameOfIssuer><titleOfClass>COMMON STOCK</titleOfClass><cusip>458140100</cusip><value>480</value><shrsOrPrnAmt><sshPrnamt>15550</sshPrnamt><sshPrnamtType>SH</sshPrnamtType></shrsOrPrnAmt><investmentDiscretion>DFND</investmentDiscretion><votingAuthority><Sole>13050</Sole><Shared>2500</Shared><None>0</None></votingAuthority></infoTable>
<infoTable><nameOfIssuer>INTERNATIONAL BUSINESS MACHSCOM</nameOfIssuer><titleOfClass>COMMON STOCK</titleOfClass><cusip>459200101</cusip><value>1403</value><shrsOrPrnAmt><sshPrnamt>7738</sshPrnamt><sshPrnamtType>SH</sshPrnamtType></shrsOrPrnAmt><investmentDiscretion>SOLE</investmentDiscretion><votingAuthority><Sole>7538</Sole><Shared>200</Shared><None>0</None></votingAuthority></infoTable>
<infoTable><nameOfIssuer>INTERNATIONAL BUSINESS MACHSCOM</nameOfIssuer><titleOfClass>COMMON STOCK</titleOfClass><cusip>459200101</cusip><value>3702</value><shrsOrPrnAmt><sshPrnamt>20421</sshPrnamt><sshPrnamtType>SH</sshPrnamtType></shrsOrPrnAmt><investmentDiscretion>DFND</investmentDiscretion><votingAuthority><Sole>8900</Sole><Shared>11521</Shared><None>0</None></votingAuthority></infoTable>
<infoTable><nameOfIssuer>INTL PAPER CO               COM</nameOfIssuer><titleOfClass>COMMON STOCK</titleOfClass><cusip>460146103</cusip><value>7</value><shrsOrPrnAmt><sshPrnamt>130</sshPrnamt><sshPrnamtType>SH</sshPrnamtType></shrsOrPrnAmt><investmentDiscretion>SOLE</investmentDiscretion><votingAuthority><Sole>130</Sole><Shared>0</Shared><None>0</None></votingAuthority></infoTable>
<infoTable><nameOfIssuer>INTL PAPER CO               COM</nameOfIssuer><titleOfClass>COMMON STOCK</titleOfClass><cusip>460146103</cusip><value>35</value><shrsOrPrnAmt><sshPrnamt>700</sshPrnamt><sshPrnamtType>SH</sshPrnamtType></shrsOrPrnAmt><investmentDiscretion>DFND</investmentDiscretion><votingAuthority><Sole>0</Sole><Shared>700</Shared><None>0</None></votingAuthority></infoTable>
<infoTable><nameOfIssuer>INTUITIVE SURGICAL INC.</nameOfIssuer><titleOfClass>COMMON STOCK</titleOfClass><cusip>46120E602</cusip><value>6</value><shrsOrPrnAmt><sshPrnamt>15</sshPrnamt><sshPrnamtType>SH</sshPrnamtType></shrsOrPrnAmt><investmentDiscretion>DFND</investmentDiscretion><votingAuthority><Sole>0</Sole><Shared>15</Shared><None>0</None></votingAuthority></infoTable>
<infoTable><nameOfIssuer>INVESCO VAN KAMPEN SR INCOMETR</nameOfIssuer><titleOfClass>MUTUAL FUNDS-ETF EQUITIES</titleOfClass><cusip>46131H107</cusip><value>7</value><shrsOrPrnAmt><sshPrnamt>1400</sshPrnamt><sshPrnamtType>SH</sshPrnamtType></shrsOrPrnAmt><investmentDiscretion>SOLE</investmentDiscretion><votingAuthority><Sole>1400</Sole><Shared>0</Shared><None>0</None></votingAuthority></infoTable>
<infoTable><nameOfIssuer>INVESCO PA VALUE MUNI INC TR</nameOfIssuer><titleOfClass>MUTUAL FUNDS-ETF EQUITIES</titleOfClass><cusip>46132K109</cusip><value>14</value><shrsOrPrnAmt><sshPrnamt>1012</sshPrnamt><sshPrnamtType>SH</sshPrnamtType></shrsOrPrnAmt><investmentDiscretion>SOLE</investmentDiscretion><votingAuthority><Sole>1012</Sole><Shared>0</Shared><None>0</None></votingAuthority></infoTable>
<infoTable><nameOfIssuer>ISHARES GOLD TRUST</nameOfIssuer><titleOfClass>MUTUAL FUNDS-ETF EQUITIES</titleOfClass><cusip>464285105</cusip><value>9</value><shrsOrPrnAmt><sshPrnamt>674</sshPrnamt><sshPrnamtType>SH</sshPrnamtType></shrsOrPrnAmt><investmentDiscretion>SOLE</investmentDiscretion><votingAuthority><Sole>674</Sole><Shared>0</Shared><None>0</None></votingAuthority></infoTable>
<infoTable><nameOfIssuer>ISHARES BARCLAYS TIPS BND FD</nameOfIssuer><titleOfClass>MUTUAL FUNDS-ETF FIXED INCOME</titleOfClass><cusip>464287176</cusip><value>27</value><shrsOrPrnAmt><sshPrnamt>234</sshPrnamt><sshPrnamtType>SH</sshPrnamtType></shrsOrPrnAmt><investmentDiscretion>SOLE</investmentDiscretion><votingAuthority><Sole>234</Sole><Shared>0</Shared><None>0</None></votingAuthority></infoTable>
<infoTable><nameOfIssuer>ISHARES TOTAL US BOND MKT</nameOfIssuer><titleOfClass>MUTUAL FUNDS-ETF FIXED INCOME</titleOfClass><cusip>464287226</cusip><value>20</value><shrsOrPrnAmt><sshPrnamt>185</sshPrnamt><sshPrnamtType>SH</sshPrnamtType></shrsOrPrnAmt><investmentDiscretion>SOLE</investmentDiscretion><votingAuthority><Sole>185</Sole><Shared>0</Shared><None>0</None></votingAuthority></infoTable>
<infoTable><nameOfIssuer>ISHARES TR S&amp;P NA NATURAL   RESOURCES</nameOfIssuer><titleOfClass>MUTUAL FUNDS-EQUITIES</titleOfClass><cusip>464287374</cusip><value>75</value><shrsOrPrnAmt><sshPrnamt>1500</sshPrnamt><sshPrnamtType>SH</sshPrnamtType></shrsOrPrnAmt><investmentDiscretion>DFND</investmentDiscretion><votingAuthority><Sole>0</Sole><Shared>1500</Shared><None>0</None></votingAuthority></infoTable>
<infoTable><nameOfIssuer>ISHARES TR                  MSCI EAFE INDEX</nameOfIssuer><titleOfClass>MUTUAL FUNDS-ETF EQUITIES</titleOfClass><cusip>464287465</cusip><value>85</value><shrsOrPrnAmt><sshPrnamt>1250</sshPrnamt><sshPrnamtType>SH</sshPrnamtType></shrsOrPrnAmt><investmentDiscretion>SOLE</investmentDiscretion><votingAuthority><Sole>1250</Sole><Shared>0</Shared><None>0</None></votingAuthority></infoTable>
<infoTable><nameOfIssuer>ISHARES TR                  MSCI EAFE INDEX</nameOfIssuer><titleOfClass>MUTUAL FUNDS-ETF EQUITIES</titleOfClass><cusip>464287465</cusip><value>103</value><shrsOrPrnAmt><sshPrnamt>1500</sshPrnamt><sshPrnamtType>SH</sshPrnamtType></shrsOrPrnAmt><investmentDiscretion>DFND</investmentDiscretion><votingAuthority><Sole>0</Sole><Shared>1500</Shared><None>0</None></votingAuthority></infoTable>
<infoTable><nameOfIssuer>ISHARES NATIONAL AMT-FREE   MUNI BOND</nameOfIssuer><titleOfClass>MUTUAL FUNDS-ETF NON-TAX</titleOfClass><cusip>464288414</cusip><value>5</value><shrsOrPrnAmt><sshPrnamt>50</sshPrnamt><sshPrnamtType>SH</sshPrnamtType></shrsOrPrnAmt><investmentDiscretion>SOLE</investmentDiscretion><votingAuthority><Sole>50</Sole><Shared>0</Shared><None>0</None></votingAuthority></infoTable>
<infoTable><nameOfIssuer>JDS UNIPHASE CORP</nameOfIssuer><titleOfClass>COMMON STOCK</titleOfClass><cusip>46612J507</cusip><value>0</value><shrsOrPrnAmt><sshPrnamt>3</sshPrnamt><sshPrnamtType>SH</sshPrnamtType></shrsOrPrnAmt><investmentDiscretion>SOLE</investmentDiscretion><votingAuthority><Sole>3</Sole><Shared>0</Shared><None>0</None></votingAuthority></infoTable>
<infoTable><nameOfIssuer>J P MORGAN CHASE &amp; CO       COM</nameOfIssuer><titleOfClass>COMMON STOCK</titleOfClass><cusip>46625H100</cusip><value>1046</value><shrsOrPrnAmt><sshPrnamt>18149</sshPrnamt><sshPrnamtType>SH</sshPrnamtType></shrsOrPrnAmt><investmentDiscretion>SOLE</investmentDiscretion><votingAuthority><Sole>16949</Sole><Shared>1200</Shared><None>0</None></votingAuthority></infoTable>
<infoTable><nameOfIssuer>J P MORGAN CHASE &amp; CO       COM</nameOfIssuer><titleOfClass>COMMON STOCK</titleOfClass><cusip>46625H100</cusip><value>133</value><shrsOrPrnAmt><sshPrnamt>2300</sshPrnamt><sshPrnamtType>SH</sshPrnamtType></shrsOrPrnAmt><investmentDiscretion>DFND</investmentDiscretion><votingAuthority><Sole>1100</Sole><Shared>1200</Shared><None>0</None></votingAuthority></infoTable>
<infoTable><nameOfIssuer>JACOBS ENGR GROUP INC DEL   COM</nameOfIssuer><titleOfClass>COMMON STOCK</titleOfClass><cusip>469814107</cusip><value>7</value><shrsOrPrnAmt><sshPrnamt>136</sshPrnamt><sshPrnamtType>SH</sshPrnamtType></shrsOrPrnAmt><investmentDiscretion>SOLE</investmentDiscretion><votingAuthority><Sole>136</Sole><Shared>0</Shared><None>0</None></votingAuthority></infoTable>
<infoTable><nameOfIssuer>JOHNSON &amp; JOHNSON           COM</nameOfIssuer><titleOfClass>COMMON STOCK</titleOfClass><cusip>478160104</cusip><value>2946</value><shrsOrPrnAmt><sshPrnamt>28158</sshPrnamt><sshPrnamtType>SH</sshPrnamtType></shrsOrPrnAmt><investmentDiscretion>SOLE</investmentDiscretion><votingAuthority><Sole>27226</Sole><Shared>932</Shared><None>0</None></votingAuthority></infoTable>
<infoTable><nameOfIssuer>JOHNSON &amp; JOHNSON           COM</nameOfIssuer><titleOfClass>COMMON STOCK</titleOfClass><cusip>478160104</cusip><value>740</value><shrsOrPrnAmt><sshPrnamt>7073</sshPrnamt><sshPrnamtType>SH</sshPrnamtType></shrsOrPrnAmt><investmentDiscretion>DFND</investmentDiscretion><votingAuthority><Sole>4723</Sole><Shared>2350</Shared><None>0</None></votingAuthority></infoTable>
<infoTable><nameOfIssuer>JOHNSON CONTROLS INC</nameOfIssuer><titleOfClass>COMMON STOCK</titleOfClass><cusip>478366107</cusip><value>32</value><shrsOrPrnAmt><sshPrnamt>650</sshPrnamt><sshPrnamtType>SH</sshPrnamtType></shrsOrPrnAmt><investmentDiscretion>SOLE</investmentDiscretion><votingAuthority><Sole>650</Sole><Shared>0</Shared><None>0</None></votingAuthority></infoTable>
<infoTable><nameOfIssuer>KANSAS CITY SOUTHERN        COM NEW</nameOfIssuer><titleOfClass>COMMON STOCK</titleOfClass><cusip>485170302</cusip><value>11</value><shrsOrPrnAmt><sshPrnamt>100</sshPrnamt><sshPrnamtType>SH</sshPrnamtType></shrsOrPrnAmt><investmentDiscretion>SOLE</investmentDiscretion><votingAuthority><Sole>100</Sole><Shared>0</Shared><None>0</None></votingAuthority></infoTable>
<infoTable><nameOfIssuer>KANSAS CITY SOUTHERN        COM NEW</nameOfIssuer><titleOfClass>COMMON STOCK</titleOfClass><cusip>485170302</cusip><value>43</value><shrsOrPrnAmt><sshPrnamt>400</sshPrnamt><sshPrnamtType>SH</sshPrnamtType></shrsOrPrnAmt><investmentDiscretion>DFND</investmentDiscretion><votingAuthority><Sole>400</Sole><Shared>0</Shared><None>0</None></votingAuthority></infoTable>
<infoTable><nameOfIssuer>KELLOGG CO                  COM</nameOfIssuer><titleOfClass>COMMON STOCK</titleOfClass><cusip>487836108</cusip><value>450</value><shrsOrPrnAmt><sshPrnamt>6850</sshPrnamt><sshPrnamtType>SH</sshPrnamtType></shrsOrPrnAmt><investmentDiscretion>SOLE</investmentDiscretion><votingAuthority><Sole>5650</Sole><Shared>700</Shared><None>500</None></votingAuthority></infoTable>
<infoTable><nameOfIssuer>KELLOGG CO                  COM</nameOfIssuer><titleOfClass>COMMON STOCK</titleOfClass><cusip>487836108</cusip><value>115</value><shrsOrPrnAmt><sshPrnamt>1750</sshPrnamt><sshPrnamtType>SH</sshPrnamtType></shrsOrPrnAmt><investmentDiscretion>DFND</investmentDiscretion><votingAuthority><Sole>1650</Sole><Shared>100</Shared><None>0</None></votingAuthority></infoTable>
<infoTable><nameOfIssuer>KIMBERLY CLARK CORP         COM</nameOfIssuer><titleOfClass>COMMON STOCK</titleOfClass><cusip>494368103</cusip><value>397</value><shrsOrPrnAmt><sshPrnamt>3572</sshPrnamt><sshPrnamtType>SH</sshPrnamtType></shrsOrPrnAmt><investmentDiscretion>SOLE</investmentDiscretion><votingAuthority><Sole>3472</Sole><Shared>100</Shared><None>0</None></votingAuthority></infoTable>
<infoTable><nameOfIssuer>KIMBERLY CLARK CORP         COM</nameOfIssuer><titleOfClass>COMMON STOCK</titleOfClass><cusip>494368103</cusip><value>333</value><shrsOrPrnAmt><sshPrnamt>2997</sshPrnamt><sshPrnamtType>SH</sshPrnamtType></shrsOrPrnAmt><investmentDiscretion>DFND</investmentDiscretion><votingAuthority><Sole>2997</Sole><Shared>0</Shared><None>0</None></votingAuthority></infoTable>
<infoTable><nameOfIssuer>KINDER MORGAN ENERGY PRTNRS</nameOfIssuer><titleOfClass>COMMON STOCK</titleOfClass><cusip>494550106</cusip><value>53</value><shrsOrPrnAmt><sshPrnamt>650</sshPrnamt><sshPrnamtType>SH</sshPrnamtType></shrsOrPrnAmt><investmentDiscretion>SOLE</investmentDiscretion><votingAuthority><Sole>650</Sole><Shared>0</Shared><None>0</None></votingAuthority></infoTable>
<infoTable><nameOfIssuer>KINDER MORGAN ENERGY PRTNRS</nameOfIssuer><titleOfClass>COMMON STOCK</titleOfClass><cusip>494550106</cusip><value>8</value><shrsOrPrnAmt><sshPrnamt>100</sshPrnamt><sshPrnamtType>SH</sshPrnamtType></shrsOrPrnAmt><investmentDiscretion>DFND</investmentDiscretion><votingAuthority><Sole>100</Sole><Shared>0</Shared><None>0</None></votingAuthority></infoTable>
<infoTable><nameOfIssuer>KRAFT FOODS GROUP INC.</nameOfIssuer><titleOfClass>COMMON STOCK</titleOfClass><cusip>50076Q106</cusip><value>203</value><shrsOrPrnAmt><sshPrnamt>3385</sshPrnamt><sshPrnamtType>SH</sshPrnamtType></shrsOrPrnAmt><investmentDiscretion>SOLE</investmentDiscretion><votingAuthority><Sole>3069</Sole><Shared>16</Shared><None>300</None></votingAuthority></infoTable>
<infoTable><nameOfIssuer>KRAFT FOODS GROUP INC.</nameOfIssuer><titleOfClass>COMMON STOCK</titleOfClass><cusip>50076Q106</cusip><value>257</value><shrsOrPrnAmt><sshPrnamt>4293</sshPrnamt><sshPrnamtType>SH</sshPrnamtType></shrsOrPrnAmt><investmentDiscretion>DFND</investmentDiscretion><votingAuthority><Sole>3594</Sole><Shared>699</Shared><None>0</None></votingAuthority></infoTable>
<infoTable><nameOfIssuer>ESTEE LAUDER COMPANIES INC  CL A</nameOfIssuer><titleOfClass>COMMON STOCK</titleOfClass><cusip>518439104</cusip><value>20</value><shrsOrPrnAmt><sshPrnamt>275</sshPrnamt><sshPrnamtType>SH</sshPrnamtType></shrsOrPrnAmt><investmentDiscretion>SOLE</investmentDiscretion><votingAuthority><Sole>275</Sole><Shared>0</Shared><None>0</None></votingAuthority></infoTable>
<infoTable><nameOfIssuer>LIFE TIME FITNESS INC</nameOfIssuer><titleOfClass>COMMON STOCK</titleOfClass><cusip>53217R207</cusip><value>3</value><shrsOrPrnAmt><sshPrnamt>71</sshPrnamt><sshPrnamtType>SH</sshPrnamtType></shrsOrPrnAmt><investmentDiscretion>SOLE</investmentDiscretion><votingAuthority><Sole>71</Sole><Shared>0</Shared><None>0</None></votingAuthority></infoTable>
<infoTable><nameOfIssuer>LILLY ELI &amp; CO              COM</nameOfIssuer><titleOfClass>COMMON STOCK</titleOfClass><cusip>532457108</cusip><value>401</value><shrsOrPrnAmt><sshPrnamt>6450</sshPrnamt><sshPrnamtType>SH</sshPrnamtType></shrsOrPrnAmt><investmentDiscretion>SOLE</investmentDiscretion><votingAuthority><Sole>6000</Sole><Shared>50</Shared><None>400</None></votingAuthority></infoTable>
<infoTable><nameOfIssuer>LILLY ELI &amp; CO              COM</nameOfIssuer><titleOfClass>COMMON STOCK</titleOfClass><cusip>532457108</cusip><value>377</value><shrsOrPrnAmt><sshPrnamt>6070</sshPrnamt><sshPrnamtType>SH</sshPrnamtType></shrsOrPrnAmt><investmentDiscretion>DFND</investmentDiscretion><votingAuthority><Sole>4120</Sole><Shared>1950</Shared><None>0</None></votingAuthority></infoTable>
<infoTable><nameOfIssuer>LINCOLN NATIONAL CORP</nameOfIssuer><titleOfClass>COMMON STOCK</titleOfClass><cusip>534187109</cusip><value>6</value><shrsOrPrnAmt><sshPrnamt>117</sshPrnamt><sshPrnamtType>SH</sshPrnamtType></shrsOrPrnAmt><investmentDiscretion>SOLE</investmentDiscretion><votingAuthority><Sole>117</Sole><Shared>0</Shared><None>0</None></votingAuthority></infoTable>
<infoTable><nameOfIssuer>LINEAR TECHNOLOGY CORP</nameOfIssuer><titleOfClass>COMMON STOCK</titleOfClass><cusip>535678106</cusip><value>1094</value><shrsOrPrnAmt><sshPrnamt>23250</sshPrnamt><sshPrnamtType>SH</sshPrnamtType></shrsOrPrnAmt><investmentDiscretion>SOLE</investmentDiscretion><votingAuthority><Sole>21450</Sole><Shared>1800</Shared><None>0</None></votingAuthority></infoTable>
<infoTable><nameOfIssuer>LINEAR TECHNOLOGY CORP</nameOfIssuer><titleOfClass>COMMON STOCK</titleOfClass><cusip>535678106</cusip><value>327</value><shrsOrPrnAmt><sshPrnamt>6950</sshPrnamt><sshPrnamtType>SH</sshPrnamtType></shrsOrPrnAmt><investmentDiscretion>DFND</investmentDiscretion><votingAuthority><Sole>4850</Sole><Shared>2100</Shared><None>0</None></votingAuthority></infoTable>
<infoTable><nameOfIssuer>LINN ENERGY LLC</nameOfIssuer><titleOfClass>COMMON STOCK</titleOfClass><cusip>536020100</cusip><value>16</value><shrsOrPrnAmt><sshPrnamt>500</sshPrnamt><sshPrnamtType>SH</sshPrnamtType></shrsOrPrnAmt><investmentDiscretion>SOLE</investmentDiscretion><votingAuthority><Sole>500</Sole><Shared>0</Shared><None>0</None></votingAuthority></infoTable>
<infoTable><nameOfIssuer>LINN ENERGY LLC</nameOfIssuer><titleOfClass>COMMON STOCK</titleOfClass><cusip>536020100</cusip><value>18</value><shrsOrPrnAmt><sshPrnamt>550</sshPrnamt><sshPrnamtType>SH</sshPrnamtType></shrsOrPrnAmt><investmentDiscretion>DFND</investmentDiscretion><votingAuthority><Sole>550</Sole><Shared>0</Shared><None>0</None></votingAuthority></infoTable>
<infoTable><nameOfIssuer>LITTLEFUSE INC</nameOfIssuer><titleOfClass>COMMON STOCK</titleOfClass><cusip>537008104</cusip><value>4</value><shrsOrPrnAmt><sshPrnamt>38</sshPrnamt><sshPrnamtType>SH</sshPrnamtType></shrsOrPrnAmt><investmentDiscretion>SOLE</investmentDiscretion><votingAuthority><Sole>38</Sole><Shared>0</Shared><None>0</None></votingAuthority></infoTable>
<infoTable><nameOfIssuer>LOCKHEED MARTIN CORP        COM</nameOfIssuer><titleOfClass>COMMON STOCK</titleOfClass><cusip>539830109</cusip><value>96</value><shrsOrPrnAmt><sshPrnamt>600</sshPrnamt><sshPrnamtType>SH</sshPrnamtType></shrsOrPrnAmt><investmentDiscretion>SOLE</investmentDiscretion><votingAuthority><Sole>600</Sole><Shared>0</Shared><None>0</None></votingAuthority></infoTable>
<infoTable><nameOfIssuer>LOWES COS INC               COM</nameOfIssuer><titleOfClass>COMMON STOCK</titleOfClass><cusip>548661107</cusip><value>203</value><shrsOrPrnAmt><sshPrnamt>4235</sshPrnamt><sshPrnamtType>SH</sshPrnamtType></shrsOrPrnAmt><investmentDiscretion>SOLE</investmentDiscretion><votingAuthority><Sole>3835</Sole><Shared>0</Shared><None>400</None></votingAuthority></infoTable>
<infoTable><nameOfIssuer>LOWES COS INC               COM</nameOfIssuer><titleOfClass>COMMON STOCK</titleOfClass><cusip>548661107</cusip><value>50</value><shrsOrPrnAmt><sshPrnamt>1050</sshPrnamt><sshPrnamtType>SH</sshPrnamtType></shrsOrPrnAmt><investmentDiscretion>DFND</investmentDiscretion><votingAuthority><Sole>300</Sole><Shared>750</Shared><None>0</None></votingAuthority></infoTable>
<infoTable><nameOfIssuer>LULULEMON ATHLETICA</nameOfIssuer><titleOfClass>COMMON STOCK</titleOfClass><cusip>550021109</cusip><value>8</value><shrsOrPrnAmt><sshPrnamt>200</sshPrnamt><sshPrnamtType>SH</sshPrnamtType></shrsOrPrnAmt><investmentDiscretion>SOLE</investmentDiscretion><votingAuthority><Sole>200</Sole><Shared>0</Shared><None>0</None></votingAuthority></infoTable>
<infoTable><nameOfIssuer>M&amp;T BANK CORP</nameOfIssuer><titleOfClass>COMMON STOCK</titleOfClass><cusip>55261F104</cusip><value>38</value><shrsOrPrnAmt><sshPrnamt>310</sshPrnamt><sshPrnamtType>SH</sshPrnamtType></shrsOrPrnAmt><investmentDiscretion>SOLE</investmentDiscretion><votingAuthority><Sole>310</Sole><Shared>0</Shared><None>0</None></votingAuthority></infoTable>
<infoTable><nameOfIssuer>MFS CHARTER INCOME TRUST</nameOfIssuer><titleOfClass>MUTUAL FDS-NON TAX BNY</titleOfClass><cusip>552727109</cusip><value>3</value><shrsOrPrnAmt><sshPrnamt>300</sshPrnamt><sshPrnamtType>SH</sshPrnamtType></shrsOrPrnAmt><investmentDiscretion>SOLE</investmentDiscretion><votingAuthority><Sole>300</Sole><Shared>0</Shared><None>0</None></votingAuthority></infoTable>
<infoTable><nameOfIssuer>MAGNA INTERNATIONAL INC CL A</nameOfIssuer><titleOfClass>FOREIGN EQUITIES</titleOfClass><cusip>559222401</cusip><value>8</value><shrsOrPrnAmt><sshPrnamt>73</sshPrnamt><sshPrnamtType>SH</sshPrnamtType></shrsOrPrnAmt><investmentDiscretion>SOLE</investmentDiscretion><votingAuthority><Sole>73</Sole><Shared>0</Shared><None>0</None></votingAuthority></infoTable>
<infoTable><nameOfIssuer>MANNKIND CORPORATION</nameOfIssuer><titleOfClass>COMMON STOCK</titleOfClass><cusip>56400P201</cusip><value>11</value><shrsOrPrnAmt><sshPrnamt>1000</sshPrnamt><sshPrnamtType>SH</sshPrnamtType></shrsOrPrnAmt><investmentDiscretion>DFND</investmentDiscretion><votingAuthority><Sole>1000</Sole><Shared>0</Shared><None>0</None></votingAuthority></infoTable>
<infoTable><nameOfIssuer>MANULIFE FINANCIAL CORP</nameOfIssuer><titleOfClass>FOREIGN EQUITIES</titleOfClass><cusip>56501R106</cusip><value>65</value><shrsOrPrnAmt><sshPrnamt>3294</sshPrnamt><sshPrnamtType>SH</sshPrnamtType></shrsOrPrnAmt><investmentDiscretion>SOLE</investmentDiscretion><votingAuthority><Sole>3294</Sole><Shared>0</Shared><None>0</None></votingAuthority></infoTable>
<infoTable><nameOfIssuer>MARATHON OIL CO</nameOfIssuer><titleOfClass>COMMON STOCK</titleOfClass><cusip>565849106</cusip><value>50</value><shrsOrPrnAmt><sshPrnamt>1256</sshPrnamt><sshPrnamtType>SH</sshPrnamtType></shrsOrPrnAmt><investmentDiscretion>SOLE</investmentDiscretion><votingAuthority><Sole>34</Sole><Shared>1222</Shared><None>0</None></votingAuthority></infoTable>
<infoTable><nameOfIssuer>MARATHON PETROLEUM CORP</nameOfIssuer><titleOfClass>COMMON STOCK</titleOfClass><cusip>56585A102</cusip><value>49</value><shrsOrPrnAmt><sshPrnamt>628</sshPrnamt><sshPrnamtType>SH</sshPrnamtType></shrsOrPrnAmt><investmentDiscretion>SOLE</investmentDiscretion><votingAuthority><Sole>17</Sole><Shared>611</Shared><None>0</None></votingAuthority></infoTable>
<infoTable><nameOfIssuer>MARKET VECTORS ETF TR       LEHMAN BROS HY</nameOfIssuer><titleOfClass>MUTUAL FUNDS-ETF EQUITIES</titleOfClass><cusip>57060U878</cusip><value>5</value><shrsOrPrnAmt><sshPrnamt>180</sshPrnamt><sshPrnamtType>SH</sshPrnamtType></shrsOrPrnAmt><investmentDiscretion>SOLE</investmentDiscretion><votingAuthority><Sole>180</Sole><Shared>0</Shared><None>0</None></votingAuthority></infoTable>
<infoTable><nameOfIssuer>MARTHA STEWART LIVING</nameOfIssuer><titleOfClass>COMMON STOCK</titleOfClass><cusip>573083102</cusip><value>1</value><shrsOrPrnAmt><sshPrnamt>200</sshPrnamt><sshPrnamtType>SH</sshPrnamtType></shrsOrPrnAmt><investmentDiscretion>SOLE</investmentDiscretion><votingAuthority><Sole>200</Sole><Shared>0</Shared><None>0</None></votingAuthority></infoTable>
<infoTable><nameOfIssuer>MASTERCARD INCORPORATED</nameOfIssuer><titleOfClass>COMMON STOCK</titleOfClass><cusip>57636Q104</cusip><value>1223</value><shrsOrPrnAmt><sshPrnamt>16650</sshPrnamt><sshPrnamtType>SH</sshPrnamtType></shrsOrPrnAmt><investmentDiscretion>SOLE</investmentDiscretion><votingAuthority><Sole>15300</Sole><Shared>1350</Shared><None>0</None></votingAuthority></infoTable>
<infoTable><nameOfIssuer>MASTERCARD INCORPORATED</nameOfIssuer><titleOfClass>COMMON STOCK</titleOfClass><cusip>57636Q104</cusip><value>202</value><shrsOrPrnAmt><sshPrnamt>2750</sshPrnamt><sshPrnamtType>SH</sshPrnamtType></shrsOrPrnAmt><investmentDiscretion>DFND</investmentDiscretion><votingAuthority><Sole>2650</Sole><Shared>100</Shared><None>0</None></votingAuthority></infoTable>
<infoTable><nameOfIssuer>MATTEL INC                  COM</nameOfIssuer><titleOfClass>COMMON STOCK</titleOfClass><cusip>577081102</cusip><value>155</value><shrsOrPrnAmt><sshPrnamt>3983</sshPrnamt><sshPrnamtType>SH</sshPrnamtType></shrsOrPrnAmt><investmentDiscretion>SOLE</investmentDiscretion><votingAuthority><Sole>3983</Sole><Shared>0</Shared><None>0</None></votingAuthority></infoTable>
<infoTable><nameOfIssuer>MCDONALDS CORP              COM</nameOfIssuer><titleOfClass>COMMON STOCK</titleOfClass><cusip>580135101</cusip><value>710</value><shrsOrPrnAmt><sshPrnamt>7050</sshPrnamt><sshPrnamtType>SH</sshPrnamtType></shrsOrPrnAmt><investmentDiscretion>SOLE</investmentDiscretion><votingAuthority><Sole>6550</Sole><Shared>500</Shared><None>0</None></votingAuthority></infoTable>
<infoTable><nameOfIssuer>MCDONALDS CORP              COM</nameOfIssuer><titleOfClass>COMMON STOCK</titleOfClass><cusip>580135101</cusip><value>302</value><shrsOrPrnAmt><sshPrnamt>3000</sshPrnamt><sshPrnamtType>SH</sshPrnamtType></shrsOrPrnAmt><investmentDiscretion>DFND</investmentDiscretion><votingAuthority><Sole>2900</Sole><Shared>100</Shared><None>0</None></votingAuthority></infoTable>
<infoTable><nameOfIssuer>MCKESSON CORP</nameOfIssuer><titleOfClass>COMMON STOCK</titleOfClass><cusip>58155Q103</cusip><value>19</value><shrsOrPrnAmt><sshPrnamt>100</sshPrnamt><sshPrnamtType>SH</sshPrnamtType></shrsOrPrnAmt><investmentDiscretion>SOLE</investmentDiscretion><votingAuthority><Sole>100</Sole><Shared>0</Shared><None>0</None></votingAuthority></infoTable>
<infoTable><nameOfIssuer>MEAD JOHNSON NUTRITION CO   CL A</nameOfIssuer><titleOfClass>COMMON STOCK</titleOfClass><cusip>582839106</cusip><value>6</value><shrsOrPrnAmt><sshPrnamt>68</sshPrnamt><sshPrnamtType>SH</sshPrnamtType></shrsOrPrnAmt><investmentDiscretion>DFND</investmentDiscretion><votingAuthority><Sole>0</Sole><Shared>68</Shared><None>0</None></votingAuthority></infoTable>
<infoTable><nameOfIssuer>MEDICAL PROPERTIES TR INC</nameOfIssuer><titleOfClass>COMMON STOCK</titleOfClass><cusip>58463J304</cusip><value>2</value><shrsOrPrnAmt><sshPrnamt>188</sshPrnamt><sshPrnamtType>SH</sshPrnamtType></shrsOrPrnAmt><investmentDiscretion>SOLE</investmentDiscretion><votingAuthority><Sole>188</Sole><Shared>0</Shared><None>0</None></votingAuthority></infoTable>
<infoTable><nameOfIssuer>MEDTRONIC INC               COM</nameOfIssuer><titleOfClass>COMMON STOCK</titleOfClass><cusip>585055106</cusip><value>542</value><shrsOrPrnAmt><sshPrnamt>8500</sshPrnamt><sshPrnamtType>SH</sshPrnamtType></shrsOrPrnAmt><investmentDiscretion>SOLE</investmentDiscretion><votingAuthority><Sole>8200</Sole><Shared>0</Shared><None>300</None></votingAuthority></infoTable>
<infoTable><nameOfIssuer>MEDTRONIC INC               COM</nameOfIssuer><titleOfClass>COMMON STOCK</titleOfClass><cusip>585055106</cusip><value>45</value><shrsOrPrnAmt><sshPrnamt>700</sshPrnamt><sshPrnamtType>SH</sshPrnamtType></shrsOrPrnAmt><investmentDiscretion>DFND</investmentDiscretion><votingAuthority><Sole>300</Sole><Shared>400</Shared><None>0</None></votingAuthority></infoTable>
<infoTable><nameOfIssuer>MERCK &amp; CO INC NEW</nameOfIssuer><titleOfClass>COMMON STOCK</titleOfClass><cusip>58933Y105</cusip><value>812</value><shrsOrPrnAmt><sshPrnamt>14040</sshPrnamt><sshPrnamtType>SH</sshPrnamtType></shrsOrPrnAmt><investmentDiscretion>SOLE</investmentDiscretion><votingAuthority><Sole>13540</Sole><Shared>0</Shared><None>500</None></votingAuthority></infoTable>
<infoTable><nameOfIssuer>MERCK &amp; CO INC NEW</nameOfIssuer><titleOfClass>COMMON STOCK</titleOfClass><cusip>58933Y105</cusip><value>260</value><shrsOrPrnAmt><sshPrnamt>4500</sshPrnamt><sshPrnamtType>SH</sshPrnamtType></shrsOrPrnAmt><investmentDiscretion>DFND</investmentDiscretion><votingAuthority><Sole>2950</Sole><Shared>1550</Shared><None>0</None></votingAuthority></infoTable>
<infoTable><nameOfIssuer>METLIFE INC</nameOfIssuer><titleOfClass>COMMON STOCK</titleOfClass><cusip>59156R108</cusip><value>27</value><shrsOrPrnAmt><sshPrnamt>482</sshPrnamt><sshPrnamtType>SH</sshPrnamtType></shrsOrPrnAmt><investmentDiscretion>SOLE</investmentDiscretion><votingAuthority><Sole>482</Sole><Shared>0</Shared><None>0</None></votingAuthority></infoTable>
<infoTable><nameOfIssuer>MICROSOFT CORP</nameOfIssuer><titleOfClass>COMMON STOCK</titleOfClass><cusip>594918104</cusip><value>2024</value><shrsOrPrnAmt><sshPrnamt>48545</sshPrnamt><sshPrnamtType>SH</sshPrnamtType></shrsOrPrnAmt><investmentDiscretion>SOLE</investmentDiscretion><votingAuthority><Sole>46145</Sole><Shared>2400</Shared><None>0</None></votingAuthority></infoTable>
<infoTable><nameOfIssuer>MICROSOFT CORP</nameOfIssuer><titleOfClass>COMMON STOCK</titleOfClass><cusip>594918104</cusip><value>409</value><shrsOrPrnAmt><sshPrnamt>9800</sshPrnamt><sshPrnamtType>SH</sshPrnamtType></shrsOrPrnAmt><investmentDiscretion>DFND</investmentDiscretion><votingAuthority><Sole>5000</Sole><Shared>4800</Shared><None>0</None></votingAuthority></infoTable>
<infoTable><nameOfIssuer>MICROCHIP TECHNOLOGY INC    COM</nameOfIssuer><titleOfClass>COMMON STOCK</titleOfClass><cusip>595017104</cusip><value>1148</value><shrsOrPrnAmt><sshPrnamt>23515</sshPrnamt><sshPrnamtType>SH</sshPrnamtType></shrsOrPrnAmt><investmentDiscretion>SOLE</investmentDiscretion><votingAuthority><Sole>21415</Sole><Shared>1700</Shared><None>400</None></votingAuthority></infoTable>
<infoTable><nameOfIssuer>MICROCHIP TECHNOLOGY INC    COM</nameOfIssuer><titleOfClass>COMMON STOCK</titleOfClass><cusip>595017104</cusip><value>334</value><shrsOrPrnAmt><sshPrnamt>6850</sshPrnamt><sshPrnamtType>SH</sshPrnamtType></shrsOrPrnAmt><investmentDiscretion>DFND</investmentDiscretion><votingAuthority><Sole>5350</Sole><Shared>1500</Shared><None>0</None></votingAuthority></infoTable>
<infoTable><nameOfIssuer>MONDELEZ INTL INC</nameOfIssuer><titleOfClass>COMMON STOCK</titleOfClass><cusip>609207105</cusip><value>316</value><shrsOrPrnAmt><sshPrnamt>8403</sshPrnamt><sshPrnamtType>SH</sshPrnamtType></shrsOrPrnAmt><investmentDiscretion>SOLE</investmentDiscretion><votingAuthority><Sole>7848</Sole><Shared>55</Shared><None>500</None></votingAuthority></infoTable>
<infoTable><nameOfIssuer>MONDELEZ INTL INC</nameOfIssuer><titleOfClass>COMMON STOCK</titleOfClass><cusip>609207105</cusip><value>417</value><shrsOrPrnAmt><sshPrnamt>11091</sshPrnamt><sshPrnamtType>SH</sshPrnamtType></shrsOrPrnAmt><investmentDiscretion>DFND</investmentDiscretion><votingAuthority><Sole>9155</Sole><Shared>1936</Shared><None>0</None></votingAuthority></infoTable>
<infoTable><nameOfIssuer>MOOG INC CLASS A</nameOfIssuer><titleOfClass>COMMON STOCK</titleOfClass><cusip>615394202</cusip><value>4</value><shrsOrPrnAmt><sshPrnamt>51</sshPrnamt><sshPrnamtType>SH</sshPrnamtType></shrsOrPrnAmt><investmentDiscretion>SOLE</investmentDiscretion><votingAuthority><Sole>51</Sole><Shared>0</Shared><None>0</None></votingAuthority></infoTable>
<infoTable><nameOfIssuer>MOTOROLA SOLUTIONS, INC.</nameOfIssuer><titleOfClass>COMMON STOCK</titleOfClass><cusip>620076307</cusip><value>20</value><shrsOrPrnAmt><sshPrnamt>299</sshPrnamt><sshPrnamtType>SH</sshPrnamtType></shrsOrPrnAmt><investmentDiscretion>SOLE</investmentDiscretion><votingAuthority><Sole>299</Sole><Shared>0</Shared><None>0</None></votingAuthority></infoTable>
<infoTable><nameOfIssuer>MYLAN INC                   COM</nameOfIssuer><titleOfClass>COMMON STOCK</titleOfClass><cusip>628530107</cusip><value>21</value><shrsOrPrnAmt><sshPrnamt>400</sshPrnamt><sshPrnamtType>SH</sshPrnamtType></shrsOrPrnAmt><investmentDiscretion>SOLE</investmentDiscretion><votingAuthority><Sole>400</Sole><Shared>0</Shared><None>0</None></votingAuthority></infoTable>
<infoTable><nameOfIssuer>NBT BANCORP INC             COM</nameOfIssuer><titleOfClass>COMMON STOCK</titleOfClass><cusip>628778102</cusip><value>6</value><shrsOrPrnAmt><sshPrnamt>230</sshPrnamt><sshPrnamtType>SH</sshPrnamtType></shrsOrPrnAmt><investmentDiscretion>SOLE</investmentDiscretion><votingAuthority><Sole>230</Sole><Shared>0</Shared><None>0</None></votingAuthority></infoTable>
<infoTable><nameOfIssuer>NBT BANCORP INC             COM</nameOfIssuer><titleOfClass>COMMON STOCK</titleOfClass><cusip>628778102</cusip><value>3363</value><shrsOrPrnAmt><sshPrnamt>140025</sshPrnamt><sshPrnamtType>SH</sshPrnamtType></shrsOrPrnAmt><investmentDiscretion>DFND</investmentDiscretion><votingAuthority><Sole>90025</Sole><Shared>50000</Shared><None>0</None></votingAuthority></infoTable>
<infoTable><nameOfIssuer>NCR CORP NEW</nameOfIssuer><titleOfClass>COMMON STOCK</titleOfClass><cusip>62886E108</cusip><value>1</value><shrsOrPrnAmt><sshPrnamt>27</sshPrnamt><sshPrnamtType>SH</sshPrnamtType></shrsOrPrnAmt><investmentDiscretion>DFND</investmentDiscretion><votingAuthority><Sole>27</Sole><Shared>0</Shared><None>0</None></votingAuthority></infoTable>
<infoTable><nameOfIssuer>NATIONAL FUEL GAS COMPANY</nameOfIssuer><titleOfClass>COMMON STOCK</titleOfClass><cusip>636180101</cusip><value>4</value><shrsOrPrnAmt><sshPrnamt>48</sshPrnamt><sshPrnamtType>SH</sshPrnamtType></shrsOrPrnAmt><investmentDiscretion>SOLE</investmentDiscretion><votingAuthority><Sole>48</Sole><Shared>0</Shared><None>0</None></votingAuthority></infoTable>
<infoTable><nameOfIssuer>NATIONAL OILWELL VARCO INC  COM</nameOfIssuer><titleOfClass>COMMON STOCK</titleOfClass><cusip>637071101</cusip><value>794</value><shrsOrPrnAmt><sshPrnamt>9640</sshPrnamt><sshPrnamtType>SH</sshPrnamtType></shrsOrPrnAmt><investmentDiscretion>SOLE</investmentDiscretion><votingAuthority><Sole>9040</Sole><Shared>600</Shared><None>0</None></votingAuthority></infoTable>
<infoTable><nameOfIssuer>NATIONAL OILWELL VARCO INC  COM</nameOfIssuer><titleOfClass>COMMON STOCK</titleOfClass><cusip>637071101</cusip><value>82</value><shrsOrPrnAmt><sshPrnamt>1000</sshPrnamt><sshPrnamtType>SH</sshPrnamtType></shrsOrPrnAmt><investmentDiscretion>DFND</investmentDiscretion><votingAuthority><Sole>800</Sole><Shared>200</Shared><None>0</None></votingAuthority></infoTable>
<infoTable><nameOfIssuer>NATURES SUNSHINE PRODUCTS</nameOfIssuer><titleOfClass>COMMON STOCK</titleOfClass><cusip>639027101</cusip><value>17</value><shrsOrPrnAmt><sshPrnamt>1000</sshPrnamt><sshPrnamtType>SH</sshPrnamtType></shrsOrPrnAmt><investmentDiscretion>SOLE</investmentDiscretion><votingAuthority><Sole>1000</Sole><Shared>0</Shared><None>0</None></votingAuthority></infoTable>
<infoTable><nameOfIssuer>NEW YORK TIMES CO CL A</nameOfIssuer><titleOfClass>COMMON STOCK</titleOfClass><cusip>650111107</cusip><value>9</value><shrsOrPrnAmt><sshPrnamt>600</sshPrnamt><sshPrnamtType>SH</sshPrnamtType></shrsOrPrnAmt><investmentDiscretion>SOLE</investmentDiscretion><votingAuthority><Sole>600</Sole><Shared>0</Shared><None>0</None></votingAuthority></infoTable>
<infoTable><nameOfIssuer>NEWPARK RESOURCES INC</nameOfIssuer><titleOfClass>COMMON STOCK</titleOfClass><cusip>651718504</cusip><value>3</value><shrsOrPrnAmt><sshPrnamt>232</sshPrnamt><sshPrnamtType>SH</sshPrnamtType></shrsOrPrnAmt><investmentDiscretion>SOLE</investmentDiscretion><votingAuthority><Sole>232</Sole><Shared>0</Shared><None>0</None></votingAuthority></infoTable>
<infoTable><nameOfIssuer>NEW SORP NEW CL A</nameOfIssuer><titleOfClass>COMMON STOCK</titleOfClass><cusip>65249B109</cusip><value>0</value><shrsOrPrnAmt><sshPrnamt>1</sshPrnamt><sshPrnamtType>SH</sshPrnamtType></shrsOrPrnAmt><investmentDiscretion>SOLE</investmentDiscretion><votingAuthority><Sole>1</Sole><Shared>0</Shared><None>0</None></votingAuthority></infoTable>
<infoTable><nameOfIssuer>NEXTERA ENERGY INC</nameOfIssuer><titleOfClass>COMMON STOCK</titleOfClass><cusip>65339F101</cusip><value>899</value><shrsOrPrnAmt><sshPrnamt>8770</sshPrnamt><sshPrnamtType>SH</sshPrnamtType></shrsOrPrnAmt><investmentDiscretion>SOLE</investmentDiscretion><votingAuthority><Sole>8770</Sole><Shared>0</Shared><None>0</None></votingAuthority></infoTable>
<infoTable><nameOfIssuer>NEXTERA ENERGY INC</nameOfIssuer><titleOfClass>COMMON STOCK</titleOfClass><cusip>65339F101</cusip><value>495</value><shrsOrPrnAmt><sshPrnamt>4833</sshPrnamt><sshPrnamtType>SH</sshPrnamtType></shrsOrPrnAmt><investmentDiscretion>DFND</investmentDiscretion><votingAuthority><Sole>3183</Sole><Shared>1650</Shared><None>0</None></votingAuthority></infoTable>
<infoTable><nameOfIssuer>NIKE INC CL B</nameOfIssuer><titleOfClass>COMMON STOCK</titleOfClass><cusip>654106103</cusip><value>13</value><shrsOrPrnAmt><sshPrnamt>171</sshPrnamt><sshPrnamtType>SH</sshPrnamtType></shrsOrPrnAmt><investmentDiscretion>SOLE</investmentDiscretion><votingAuthority><Sole>171</Sole><Shared>0</Shared><None>0</None></votingAuthority></infoTable>
<infoTable><nameOfIssuer>NOKIA CORP                  SPONSORED ADR</nameOfIssuer><titleOfClass>FOREIGN EQUITIES</titleOfClass><cusip>654902204</cusip><value>2</value><shrsOrPrnAmt><sshPrnamt>200</sshPrnamt><sshPrnamtType>SH</sshPrnamtType></shrsOrPrnAmt><investmentDiscretion>SOLE</investmentDiscretion><votingAuthority><Sole>200</Sole><Shared>0</Shared><None>0</None></votingAuthority></infoTable>
<infoTable><nameOfIssuer>NORFOLK SOUTHERN CORP</nameOfIssuer><titleOfClass>COMMON STOCK</titleOfClass><cusip>655844108</cusip><value>856</value><shrsOrPrnAmt><sshPrnamt>8305</sshPrnamt><sshPrnamtType>SH</sshPrnamtType></shrsOrPrnAmt><investmentDiscretion>SOLE</investmentDiscretion><votingAuthority><Sole>8305</Sole><Shared>0</Shared><None>0</None></votingAuthority></infoTable>
<infoTable><nameOfIssuer>NORFOLK SOUTHERN CORP</nameOfIssuer><titleOfClass>COMMON STOCK</titleOfClass><cusip>655844108</cusip><value>178</value><shrsOrPrnAmt><sshPrnamt>1725</sshPrnamt><sshPrnamtType>SH</sshPrnamtType></shrsOrPrnAmt><investmentDiscretion>DFND</investmentDiscretion><votingAuthority><Sole>1525</Sole><Shared>200</Shared><None>0</None></votingAuthority></infoTable>
<infoTable><nameOfIssuer>NORTHEAST UTILS             COM</nameOfIssuer><titleOfClass>COMMON STOCK</titleOfClass><cusip>664397106</cusip><value>13</value><shrsOrPrnAmt><sshPrnamt>275</sshPrnamt><sshPrnamtType>SH</sshPrnamtType></shrsOrPrnAmt><investmentDiscretion>SOLE</investmentDiscretion><votingAuthority><Sole>275</Sole><Shared>0</Shared><None>0</None></votingAuthority></infoTable>
<infoTable><nameOfIssuer>NORTHROP GRUMMAN CORP       COM</nameOfIssuer><titleOfClass>COMMON STOCK</titleOfClass><cusip>666807102</cusip><value>24</value><shrsOrPrnAmt><sshPrnamt>200</sshPrnamt><sshPrnamtType>SH</sshPrnamtType></shrsOrPrnAmt><investmentDiscretion>SOLE</investmentDiscretion><votingAuthority><Sole>200</Sole><Shared>0</Shared><None>0</None></votingAuthority></infoTable>
<infoTable><nameOfIssuer>NORWOOD FINANCIAL           CORPORATION</nameOfIssuer><titleOfClass>COMMON STOCK</titleOfClass><cusip>669549107</cusip><value>415</value><shrsOrPrnAmt><sshPrnamt>14546</sshPrnamt><sshPrnamtType>SH</sshPrnamtType></shrsOrPrnAmt><investmentDiscretion>SOLE</investmentDiscretion><votingAuthority><Sole>14546</Sole><Shared>0</Shared><None>0</None></votingAuthority></infoTable>
<infoTable><nameOfIssuer>NOVARTIS AG</nameOfIssuer><titleOfClass>FOREIGN EQUITIES</titleOfClass><cusip>66987V109</cusip><value>166</value><shrsOrPrnAmt><sshPrnamt>1830</sshPrnamt><sshPrnamtType>SH</sshPrnamtType></shrsOrPrnAmt><investmentDiscretion>SOLE</investmentDiscretion><votingAuthority><Sole>1538</Sole><Shared>0</Shared><None>292</None></votingAuthority></infoTable>
<infoTable><nameOfIssuer>NOVARTIS AG</nameOfIssuer><titleOfClass>FOREIGN EQUITIES</titleOfClass><cusip>66987V109</cusip><value>45</value><shrsOrPrnAmt><sshPrnamt>492</sshPrnamt><sshPrnamtType>SH</sshPrnamtType></shrsOrPrnAmt><investmentDiscretion>DFND</investmentDiscretion><votingAuthority><Sole>0</Sole><Shared>492</Shared><None>0</None></votingAuthority></infoTable>
<infoTable><nameOfIssuer>NOW INC</nameOfIssuer><titleOfClass>COMMON STOCK</titleOfClass><cusip>67011P100</cusip><value>87</value><shrsOrPrnAmt><sshPrnamt>2407</sshPrnamt><sshPrnamtType>SH</sshPrnamtType></shrsOrPrnAmt><investmentDiscretion>SOLE</investmentDiscretion><votingAuthority><Sole>2257</Sole><Shared>150</Shared><None>0</None></votingAuthority></infoTable>
<infoTable><nameOfIssuer>NOW INC</nameOfIssuer><titleOfClass>COMMON STOCK</titleOfClass><cusip>67011P100</cusip><value>9</value><shrsOrPrnAmt><sshPrnamt>250</sshPrnamt><sshPrnamtType>SH</sshPrnamtType></shrsOrPrnAmt><investmentDiscretion>DFND</investmentDiscretion><votingAuthority><Sole>200</Sole><Shared>50</Shared><None>0</None></votingAuthority></infoTable>
<infoTable><nameOfIssuer>NU SKIN ENTERPRISES INC A</nameOfIssuer><titleOfClass>COMMON STOCK</titleOfClass><cusip>67018T105</cusip><value>7</value><shrsOrPrnAmt><sshPrnamt>100</sshPrnamt><sshPrnamtType>SH</sshPrnamtType></shrsOrPrnAmt><investmentDiscretion>DFND</investmentDiscretion><votingAuthority><Sole>100</Sole><Shared>0</Shared><None>0</None></votingAuthority></infoTable>
<infoTable><nameOfIssuer>NUCOR CORP</nameOfIssuer><titleOfClass>COMMON STOCK</titleOfClass><cusip>670346105</cusip><value>76</value><shrsOrPrnAmt><sshPrnamt>1550</sshPrnamt><sshPrnamtType>SH</sshPrnamtType></shrsOrPrnAmt><investmentDiscretion>SOLE</investmentDiscretion><votingAuthority><Sole>1550</Sole><Shared>0</Shared><None>0</None></votingAuthority></infoTable>
<infoTable><nameOfIssuer>NUCOR CORP</nameOfIssuer><titleOfClass>COMMON STOCK</titleOfClass><cusip>670346105</cusip><value>148</value><shrsOrPrnAmt><sshPrnamt>3000</sshPrnamt><sshPrnamtType>SH</sshPrnamtType></shrsOrPrnAmt><investmentDiscretion>DFND</investmentDiscretion><votingAuthority><Sole>3000</Sole><Shared>0</Shared><None>0</None></votingAuthority></infoTable>
<infoTable><nameOfIssuer>NUVEEN PERFORMANCE PLUS     MUNICIPAL FUND INC</nameOfIssuer><titleOfClass>MUTUAL FUNDS-ETF EQUITIES</titleOfClass><cusip>67062P108</cusip><value>16</value><shrsOrPrnAmt><sshPrnamt>1096</sshPrnamt><sshPrnamtType>SH</sshPrnamtType></shrsOrPrnAmt><investmentDiscretion>SOLE</investmentDiscretion><votingAuthority><Sole>1096</Sole><Shared>0</Shared><None>0</None></votingAuthority></infoTable>
<infoTable><nameOfIssuer>OCCIDENTAL PETE CORP DEL    COM</nameOfIssuer><titleOfClass>COMMON STOCK</titleOfClass><cusip>674599105</cusip><value>1060</value><shrsOrPrnAmt><sshPrnamt>10325</sshPrnamt><sshPrnamtType>SH</sshPrnamtType></shrsOrPrnAmt><investmentDiscretion>SOLE</investmentDiscretion><votingAuthority><Sole>10311</Sole><Shared>14</Shared><None>0</None></votingAuthority></infoTable>
<infoTable><nameOfIssuer>OCCIDENTAL PETE CORP DEL    COM</nameOfIssuer><titleOfClass>COMMON STOCK</titleOfClass><cusip>674599105</cusip><value>62</value><shrsOrPrnAmt><sshPrnamt>600</sshPrnamt><sshPrnamtType>SH</sshPrnamtType></shrsOrPrnAmt><investmentDiscretion>DFND</investmentDiscretion><votingAuthority><Sole>0</Sole><Shared>600</Shared><None>0</None></votingAuthority></infoTable>
<infoTable><nameOfIssuer>OMNICARE INC                COM</nameOfIssuer><titleOfClass>COMMON STOCK</titleOfClass><cusip>681904108</cusip><value>8</value><shrsOrPrnAmt><sshPrnamt>124</sshPrnamt><sshPrnamtType>SH</sshPrnamtType></shrsOrPrnAmt><investmentDiscretion>SOLE</investmentDiscretion><votingAuthority><Sole>124</Sole><Shared>0</Shared><None>0</None></votingAuthority></infoTable>
<infoTable><nameOfIssuer>ONE GAS INC.</nameOfIssuer><titleOfClass>COMMON STOCK</titleOfClass><cusip>68235P108</cusip><value>1</value><shrsOrPrnAmt><sshPrnamt>19</sshPrnamt><sshPrnamtType>SH</sshPrnamtType></shrsOrPrnAmt><investmentDiscretion>SOLE</investmentDiscretion><votingAuthority><Sole>19</Sole><Shared>0</Shared><None>0</None></votingAuthority></infoTable>
<infoTable><nameOfIssuer>ONEOK INC</nameOfIssuer><titleOfClass>COMMON STOCK</titleOfClass><cusip>682680103</cusip><value>5</value><shrsOrPrnAmt><sshPrnamt>76</sshPrnamt><sshPrnamtType>SH</sshPrnamtType></shrsOrPrnAmt><investmentDiscretion>SOLE</investmentDiscretion><votingAuthority><Sole>76</Sole><Shared>0</Shared><None>0</None></votingAuthority></infoTable>
<infoTable><nameOfIssuer>ORACLE CORP                 COM</nameOfIssuer><titleOfClass>COMMON STOCK</titleOfClass><cusip>68389X105</cusip><value>489</value><shrsOrPrnAmt><sshPrnamt>12079</sshPrnamt><sshPrnamtType>SH</sshPrnamtType></shrsOrPrnAmt><investmentDiscretion>SOLE</investmentDiscretion><votingAuthority><Sole>11879</Sole><Shared>200</Shared><None>0</None></votingAuthority></infoTable>
<infoTable><nameOfIssuer>ORACLE CORP                 COM</nameOfIssuer><titleOfClass>COMMON STOCK</titleOfClass><cusip>68389X105</cusip><value>89</value><shrsOrPrnAmt><sshPrnamt>2200</sshPrnamt><sshPrnamtType>SH</sshPrnamtType></shrsOrPrnAmt><investmentDiscretion>DFND</investmentDiscretion><votingAuthority><Sole>1400</Sole><Shared>800</Shared><None>0</None></votingAuthority></infoTable>
<infoTable><nameOfIssuer>PNC FINL SVCS GROUP INC     COM</nameOfIssuer><titleOfClass>COMMON STOCK</titleOfClass><cusip>693475105</cusip><value>658</value><shrsOrPrnAmt><sshPrnamt>7386</sshPrnamt><sshPrnamtType>SH</sshPrnamtType></shrsOrPrnAmt><investmentDiscretion>SOLE</investmentDiscretion><votingAuthority><Sole>6086</Sole><Shared>900</Shared><None>400</None></votingAuthority></infoTable>
<infoTable><nameOfIssuer>PNC FINL SVCS GROUP INC     COM</nameOfIssuer><titleOfClass>COMMON STOCK</titleOfClass><cusip>693475105</cusip><value>478</value><shrsOrPrnAmt><sshPrnamt>5365</sshPrnamt><sshPrnamtType>SH</sshPrnamtType></shrsOrPrnAmt><investmentDiscretion>DFND</investmentDiscretion><votingAuthority><Sole>115</Sole><Shared>5250</Shared><None>0</None></votingAuthority></infoTable>
<infoTable><nameOfIssuer>PPG INDS INC                COM</nameOfIssuer><titleOfClass>COMMON STOCK</titleOfClass><cusip>693506107</cusip><value>293</value><shrsOrPrnAmt><sshPrnamt>1394</sshPrnamt><sshPrnamtType>SH</sshPrnamtType></shrsOrPrnAmt><investmentDiscretion>SOLE</investmentDiscretion><votingAuthority><Sole>1394</Sole><Shared>0</Shared><None>0</None></votingAuthority></infoTable>
<infoTable><nameOfIssuer>PPG INDS INC                COM</nameOfIssuer><titleOfClass>COMMON STOCK</titleOfClass><cusip>693506107</cusip><value>68</value><shrsOrPrnAmt><sshPrnamt>325</sshPrnamt><sshPrnamtType>SH</sshPrnamtType></shrsOrPrnAmt><investmentDiscretion>DFND</investmentDiscretion><votingAuthority><Sole>75</Sole><Shared>250</Shared><None>0</None></votingAuthority></infoTable>
<infoTable><nameOfIssuer>PPL CORP, COM</nameOfIssuer><titleOfClass>COMMON STOCK</titleOfClass><cusip>69351T106</cusip><value>2458</value><shrsOrPrnAmt><sshPrnamt>69209</sshPrnamt><sshPrnamtType>SH</sshPrnamtType></shrsOrPrnAmt><investmentDiscretion>SOLE</investmentDiscretion><votingAuthority><Sole>68909</Sole><Shared>100</Shared><None>200</None></votingAuthority></infoTable>
<infoTable><nameOfIssuer>PPL CORP, COM</nameOfIssuer><titleOfClass>COMMON STOCK</titleOfClass><cusip>69351T106</cusip><value>749</value><shrsOrPrnAmt><sshPrnamt>21095</sshPrnamt><sshPrnamtType>SH</sshPrnamtType></shrsOrPrnAmt><investmentDiscretion>DFND</investmentDiscretion><votingAuthority><Sole>20095</Sole><Shared>1000</Shared><None>0</None></votingAuthority></infoTable>
<infoTable><nameOfIssuer>PENNS WOODS BANCORP INC</nameOfIssuer><titleOfClass>COMMON STOCK</titleOfClass><cusip>708430103</cusip><value>47</value><shrsOrPrnAmt><sshPrnamt>1000</sshPrnamt><sshPrnamtType>SH</sshPrnamtType></shrsOrPrnAmt><investmentDiscretion>SOLE</investmentDiscretion><votingAuthority><Sole>0</Sole><Shared>1000</Shared><None>0</None></votingAuthority></infoTable>
<infoTable><nameOfIssuer>PEOPLES FINL SVCS CORP</nameOfIssuer><titleOfClass>COMMON STOCK</titleOfClass><cusip>711040105</cusip><value>18366</value><shrsOrPrnAmt><sshPrnamt>357456</sshPrnamt><sshPrnamtType>SH</sshPrnamtType></shrsOrPrnAmt><investmentDiscretion>SOLE</investmentDiscretion><votingAuthority><Sole>235018</Sole><Shared>4545</Shared><None>117893</None></votingAuthority></infoTable>
<infoTable><nameOfIssuer>PEOPLES FINL SVCS CORP</nameOfIssuer><titleOfClass>COMMON STOCK</titleOfClass><cusip>711040105</cusip><value>343</value><shrsOrPrnAmt><sshPrnamt>6671</sshPrnamt><sshPrnamtType>SH</sshPrnamtType></shrsOrPrnAmt><investmentDiscretion>DFND</investmentDiscretion><votingAuthority><Sole>2854</Sole><Shared>3817</Shared><None>0</None></votingAuthority></infoTable>
<infoTable><nameOfIssuer>PEPCO HOLDINGS INC</nameOfIssuer><titleOfClass>COMMON STOCK</titleOfClass><cusip>713291102</cusip><value>14</value><shrsOrPrnAmt><sshPrnamt>513</sshPrnamt><sshPrnamtType>SH</sshPrnamtType></shrsOrPrnAmt><investmentDiscretion>SOLE</investmentDiscretion><votingAuthority><Sole>513</Sole><Shared>0</Shared><None>0</None></votingAuthority></infoTable>
<infoTable><nameOfIssuer>PEPSICO INC                 COM</nameOfIssuer><titleOfClass>COMMON STOCK</titleOfClass><cusip>713448108</cusip><value>3746</value><shrsOrPrnAmt><sshPrnamt>41935</sshPrnamt><sshPrnamtType>SH</sshPrnamtType></shrsOrPrnAmt><investmentDiscretion>SOLE</investmentDiscretion><votingAuthority><Sole>40635</Sole><Shared>1000</Shared><None>300</None></votingAuthority></infoTable>
<infoTable><nameOfIssuer>PEPSICO INC                 COM</nameOfIssuer><titleOfClass>COMMON STOCK</titleOfClass><cusip>713448108</cusip><value>223</value><shrsOrPrnAmt><sshPrnamt>2500</sshPrnamt><sshPrnamtType>SH</sshPrnamtType></shrsOrPrnAmt><investmentDiscretion>DFND</investmentDiscretion><votingAuthority><Sole>650</Sole><Shared>1850</Shared><None>0</None></votingAuthority></infoTable>
<infoTable><nameOfIssuer>PFIZER INC                  COM</nameOfIssuer><titleOfClass>COMMON STOCK</titleOfClass><cusip>717081103</cusip><value>2373</value><shrsOrPrnAmt><sshPrnamt>79940</sshPrnamt><sshPrnamtType>SH</sshPrnamtType></shrsOrPrnAmt><investmentDiscretion>SOLE</investmentDiscretion><votingAuthority><Sole>77390</Sole><Shared>1850</Shared><None>700</None></votingAuthority></infoTable>
<infoTable><nameOfIssuer>PFIZER INC                  COM</nameOfIssuer><titleOfClass>COMMON STOCK</titleOfClass><cusip>717081103</cusip><value>1486</value><shrsOrPrnAmt><sshPrnamt>50076</sshPrnamt><sshPrnamtType>SH</sshPrnamtType></shrsOrPrnAmt><investmentDiscretion>DFND</investmentDiscretion><votingAuthority><Sole>23567</Sole><Shared>26509</Shared><None>0</None></votingAuthority></infoTable>
<infoTable><nameOfIssuer>PHILIP MORRIS INTL INC</nameOfIssuer><titleOfClass>COMMON STOCK</titleOfClass><cusip>718172109</cusip><value>397</value><shrsOrPrnAmt><sshPrnamt>4705</sshPrnamt><sshPrnamtType>SH</sshPrnamtType></shrsOrPrnAmt><investmentDiscretion>SOLE</investmentDiscretion><votingAuthority><Sole>4705</Sole><Shared>0</Shared><None>0</None></votingAuthority></infoTable>
<infoTable><nameOfIssuer>PHILIP MORRIS INTL INC</nameOfIssuer><titleOfClass>COMMON STOCK</titleOfClass><cusip>718172109</cusip><value>248</value><shrsOrPrnAmt><sshPrnamt>2940</sshPrnamt><sshPrnamtType>SH</sshPrnamtType></shrsOrPrnAmt><investmentDiscretion>DFND</investmentDiscretion><votingAuthority><Sole>1240</Sole><Shared>1700</Shared><None>0</None></votingAuthority></infoTable>
<infoTable><nameOfIssuer>PHILLIPS 66</nameOfIssuer><titleOfClass>COMMON STOCK</titleOfClass><cusip>718546104</cusip><value>68</value><shrsOrPrnAmt><sshPrnamt>850</sshPrnamt><sshPrnamtType>SH</sshPrnamtType></shrsOrPrnAmt><investmentDiscretion>SOLE</investmentDiscretion><votingAuthority><Sole>850</Sole><Shared>0</Shared><None>0</None></votingAuthority></infoTable>
<infoTable><nameOfIssuer>PHILLIPS 66</nameOfIssuer><titleOfClass>COMMON STOCK</titleOfClass><cusip>718546104</cusip><value>225</value><shrsOrPrnAmt><sshPrnamt>2800</sshPrnamt><sshPrnamtType>SH</sshPrnamtType></shrsOrPrnAmt><investmentDiscretion>DFND</investmentDiscretion><votingAuthority><Sole>300</Sole><Shared>2500</Shared><None>0</None></votingAuthority></infoTable>
<infoTable><nameOfIssuer>PITNEY BOWES INC            COM</nameOfIssuer><titleOfClass>COMMON STOCK</titleOfClass><cusip>724479100</cusip><value>14</value><shrsOrPrnAmt><sshPrnamt>500</sshPrnamt><sshPrnamtType>SH</sshPrnamtType></shrsOrPrnAmt><investmentDiscretion>SOLE</investmentDiscretion><votingAuthority><Sole>0</Sole><Shared>500</Shared><None>0</None></votingAuthority></infoTable>
<infoTable><nameOfIssuer>PLUM CREEK TIMBER CO INC    COM</nameOfIssuer><titleOfClass>COMMON STOCK</titleOfClass><cusip>729251108</cusip><value>5</value><shrsOrPrnAmt><sshPrnamt>100</sshPrnamt><sshPrnamtType>SH</sshPrnamtType></shrsOrPrnAmt><investmentDiscretion>DFND</investmentDiscretion><votingAuthority><Sole>100</Sole><Shared>0</Shared><None>0</None></votingAuthority></infoTable>
<infoTable><nameOfIssuer>POLARIS INDS INC</nameOfIssuer><titleOfClass>COMMON STOCK</titleOfClass><cusip>731068102</cusip><value>5</value><shrsOrPrnAmt><sshPrnamt>37</sshPrnamt><sshPrnamtType>SH</sshPrnamtType></shrsOrPrnAmt><investmentDiscretion>SOLE</investmentDiscretion><votingAuthority><Sole>37</Sole><Shared>0</Shared><None>0</None></votingAuthority></infoTable>
<infoTable><nameOfIssuer>PRAXAIR INC</nameOfIssuer><titleOfClass>COMMON STOCK</titleOfClass><cusip>74005P104</cusip><value>13</value><shrsOrPrnAmt><sshPrnamt>100</sshPrnamt><sshPrnamtType>SH</sshPrnamtType></shrsOrPrnAmt><investmentDiscretion>SOLE</investmentDiscretion><votingAuthority><Sole>100</Sole><Shared>0</Shared><None>0</None></votingAuthority></infoTable>
<infoTable><nameOfIssuer>PROCTER &amp; GAMBLE CO         COM</nameOfIssuer><titleOfClass>COMMON STOCK</titleOfClass><cusip>742718109</cusip><value>2936</value><shrsOrPrnAmt><sshPrnamt>37355</sshPrnamt><sshPrnamtType>SH</sshPrnamtType></shrsOrPrnAmt><investmentDiscretion>SOLE</investmentDiscretion><votingAuthority><Sole>35755</Sole><Shared>1000</Shared><None>600</None></votingAuthority></infoTable>
<infoTable><nameOfIssuer>PROCTER &amp; GAMBLE CO         COM</nameOfIssuer><titleOfClass>COMMON STOCK</titleOfClass><cusip>742718109</cusip><value>2691</value><shrsOrPrnAmt><sshPrnamt>34238</sshPrnamt><sshPrnamtType>SH</sshPrnamtType></shrsOrPrnAmt><investmentDiscretion>DFND</investmentDiscretion><votingAuthority><Sole>26438</Sole><Shared>7800</Shared><None>0</None></votingAuthority></infoTable>
<infoTable><nameOfIssuer>PROTECTIVE LIFE CORP</nameOfIssuer><titleOfClass>COMMON STOCK</titleOfClass><cusip>743674103</cusip><value>6</value><shrsOrPrnAmt><sshPrnamt>93</sshPrnamt><sshPrnamtType>SH</sshPrnamtType></shrsOrPrnAmt><investmentDiscretion>SOLE</investmentDiscretion><votingAuthority><Sole>93</Sole><Shared>0</Shared><None>0</None></votingAuthority></infoTable>
<infoTable><nameOfIssuer>PUBLIC SVC ENTERPRISE GROUP COM</nameOfIssuer><titleOfClass>COMMON STOCK</titleOfClass><cusip>744573106</cusip><value>16</value><shrsOrPrnAmt><sshPrnamt>400</sshPrnamt><sshPrnamtType>SH</sshPrnamtType></shrsOrPrnAmt><investmentDiscretion>SOLE</investmentDiscretion><votingAuthority><Sole>300</Sole><Shared>100</Shared><None>0</None></votingAuthority></infoTable>
<infoTable><nameOfIssuer>PUBLIC SVC ENTERPRISE GROUP COM</nameOfIssuer><titleOfClass>COMMON STOCK</titleOfClass><cusip>744573106</cusip><value>57</value><shrsOrPrnAmt><sshPrnamt>1400</sshPrnamt><sshPrnamtType>SH</sshPrnamtType></shrsOrPrnAmt><investmentDiscretion>DFND</investmentDiscretion><votingAuthority><Sole>1400</Sole><Shared>0</Shared><None>0</None></votingAuthority></infoTable>
<infoTable><nameOfIssuer>PUTNAM MUNICIPAL OPP TRUST</nameOfIssuer><titleOfClass>MUTUAL FUNDS-ETF EQUITIES</titleOfClass><cusip>746922103</cusip><value>20</value><shrsOrPrnAmt><sshPrnamt>1715</sshPrnamt><sshPrnamtType>SH</sshPrnamtType></shrsOrPrnAmt><investmentDiscretion>SOLE</investmentDiscretion><votingAuthority><Sole>1715</Sole><Shared>0</Shared><None>0</None></votingAuthority></infoTable>
<infoTable><nameOfIssuer>QUALCOMM INC                COM</nameOfIssuer><titleOfClass>COMMON STOCK</titleOfClass><cusip>747525103</cusip><value>9</value><shrsOrPrnAmt><sshPrnamt>115</sshPrnamt><sshPrnamtType>SH</sshPrnamtType></shrsOrPrnAmt><investmentDiscretion>SOLE</investmentDiscretion><votingAuthority><Sole>115</Sole><Shared>0</Shared><None>0</None></votingAuthority></infoTable>
<infoTable><nameOfIssuer>QUALCOMM INC                COM</nameOfIssuer><titleOfClass>COMMON STOCK</titleOfClass><cusip>747525103</cusip><value>8</value><shrsOrPrnAmt><sshPrnamt>100</sshPrnamt><sshPrnamtType>SH</sshPrnamtType></shrsOrPrnAmt><investmentDiscretion>DFND</investmentDiscretion><votingAuthority><Sole>100</Sole><Shared>0</Shared><None>0</None></votingAuthority></infoTable>
<infoTable><nameOfIssuer>RAYMOND JAMES FINANCIAL INC</nameOfIssuer><titleOfClass>COMMON STOCK</titleOfClass><cusip>754730109</cusip><value>4</value><shrsOrPrnAmt><sshPrnamt>80</sshPrnamt><sshPrnamtType>SH</sshPrnamtType></shrsOrPrnAmt><investmentDiscretion>SOLE</investmentDiscretion><votingAuthority><Sole>80</Sole><Shared>0</Shared><None>0</None></votingAuthority></infoTable>
<infoTable><nameOfIssuer>RAYTHEON CO                 COM NEW</nameOfIssuer><titleOfClass>COMMON STOCK</titleOfClass><cusip>755111507</cusip><value>85</value><shrsOrPrnAmt><sshPrnamt>921</sshPrnamt><sshPrnamtType>SH</sshPrnamtType></shrsOrPrnAmt><investmentDiscretion>SOLE</investmentDiscretion><votingAuthority><Sole>921</Sole><Shared>0</Shared><None>0</None></votingAuthority></infoTable>
<infoTable><nameOfIssuer>REGIONS FINANCIAL CORP NEW</nameOfIssuer><titleOfClass>COMMON STOCK</titleOfClass><cusip>7591EP100</cusip><value>7</value><shrsOrPrnAmt><sshPrnamt>684</sshPrnamt><sshPrnamtType>SH</sshPrnamtType></shrsOrPrnAmt><investmentDiscretion>SOLE</investmentDiscretion><votingAuthority><Sole>684</Sole><Shared>0</Shared><None>0</None></votingAuthority></infoTable>
<infoTable><nameOfIssuer>REINSURANCE GROUP AMER INC</nameOfIssuer><titleOfClass>COMMON STOCK</titleOfClass><cusip>759351604</cusip><value>3</value><shrsOrPrnAmt><sshPrnamt>43</sshPrnamt><sshPrnamtType>SH</sshPrnamtType></shrsOrPrnAmt><investmentDiscretion>SOLE</investmentDiscretion><votingAuthority><Sole>43</Sole><Shared>0</Shared><None>0</None></votingAuthority></infoTable>
<infoTable><nameOfIssuer>ROCKWELL AUTOMATION INC</nameOfIssuer><titleOfClass>COMMON STOCK</titleOfClass><cusip>773903109</cusip><value>6</value><shrsOrPrnAmt><sshPrnamt>50</sshPrnamt><sshPrnamtType>SH</sshPrnamtType></shrsOrPrnAmt><investmentDiscretion>SOLE</investmentDiscretion><votingAuthority><Sole>50</Sole><Shared>0</Shared><None>0</None></votingAuthority></infoTable>
<infoTable><nameOfIssuer>ROCKWELL COLLINS INC        COM</nameOfIssuer><titleOfClass>COMMON STOCK</titleOfClass><cusip>774341101</cusip><value>340</value><shrsOrPrnAmt><sshPrnamt>4350</sshPrnamt><sshPrnamtType>SH</sshPrnamtType></shrsOrPrnAmt><investmentDiscretion>SOLE</investmentDiscretion><votingAuthority><Sole>4350</Sole><Shared>0</Shared><None>0</None></votingAuthority></infoTable>
<infoTable><nameOfIssuer>ROYAL BANK OF CANADA</nameOfIssuer><titleOfClass>FOREIGN EQUITIES</titleOfClass><cusip>780087102</cusip><value>21</value><shrsOrPrnAmt><sshPrnamt>300</sshPrnamt><sshPrnamtType>SH</sshPrnamtType></shrsOrPrnAmt><investmentDiscretion>DFND</investmentDiscretion><votingAuthority><Sole>300</Sole><Shared>0</Shared><None>0</None></votingAuthority></infoTable>
<infoTable><nameOfIssuer>ROYAL DUTCH SHELL PLC       RDS-B</nameOfIssuer><titleOfClass>FOREIGN EQUITIES</titleOfClass><cusip>780259107</cusip><value>26</value><shrsOrPrnAmt><sshPrnamt>300</sshPrnamt><sshPrnamtType>SH</sshPrnamtType></shrsOrPrnAmt><investmentDiscretion>SOLE</investmentDiscretion><votingAuthority><Sole>300</Sole><Shared>0</Shared><None>0</None></votingAuthority></infoTable>
<infoTable><nameOfIssuer>ROYAL DUTCH SHELL PLC       SPONS ADR A</nameOfIssuer><titleOfClass>FOREIGN EQUITIES</titleOfClass><cusip>780259206</cusip><value>198</value><shrsOrPrnAmt><sshPrnamt>2400</sshPrnamt><sshPrnamtType>SH</sshPrnamtType></shrsOrPrnAmt><investmentDiscretion>SOLE</investmentDiscretion><votingAuthority><Sole>2400</Sole><Shared>0</Shared><None>0</None></votingAuthority></infoTable>
<infoTable><nameOfIssuer>ROYAL DUTCH SHELL PLC       SPONS ADR A</nameOfIssuer><titleOfClass>FOREIGN EQUITIES</titleOfClass><cusip>780259206</cusip><value>496</value><shrsOrPrnAmt><sshPrnamt>6020</sshPrnamt><sshPrnamtType>SH</sshPrnamtType></shrsOrPrnAmt><investmentDiscretion>DFND</investmentDiscretion><votingAuthority><Sole>3120</Sole><Shared>2900</Shared><None>0</None></votingAuthority></infoTable>
<infoTable><nameOfIssuer>S&amp;T BANCORP INC</nameOfIssuer><titleOfClass>COMMON STOCK</titleOfClass><cusip>783859101</cusip><value>16</value><shrsOrPrnAmt><sshPrnamt>650</sshPrnamt><sshPrnamtType>SH</sshPrnamtType></shrsOrPrnAmt><investmentDiscretion>SOLE</investmentDiscretion><votingAuthority><Sole>650</Sole><Shared>0</Shared><None>0</None></votingAuthority></infoTable>
<infoTable><nameOfIssuer>SBA COMMUNICATIONS CORP     CL A</nameOfIssuer><titleOfClass>COMMON STOCK</titleOfClass><cusip>78388J106</cusip><value>4</value><shrsOrPrnAmt><sshPrnamt>39</sshPrnamt><sshPrnamtType>SH</sshPrnamtType></shrsOrPrnAmt><investmentDiscretion>SOLE</investmentDiscretion><votingAuthority><Sole>39</Sole><Shared>0</Shared><None>0</None></votingAuthority></infoTable>
<infoTable><nameOfIssuer>SPDR TRUST ETF              UNIT SER 1</nameOfIssuer><titleOfClass>COMMON STOCK</titleOfClass><cusip>78462F103</cusip><value>22</value><shrsOrPrnAmt><sshPrnamt>114</sshPrnamt><sshPrnamtType>SH</sshPrnamtType></shrsOrPrnAmt><investmentDiscretion>SOLE</investmentDiscretion><votingAuthority><Sole>114</Sole><Shared>0</Shared><None>0</None></votingAuthority></infoTable>
<infoTable><nameOfIssuer>SPDR INDEX SPDR DJ INTL     REIT ETF</nameOfIssuer><titleOfClass>MUTUAL FUNDS-ETF EQUITIES</titleOfClass><cusip>78463X863</cusip><value>2</value><shrsOrPrnAmt><sshPrnamt>50</sshPrnamt><sshPrnamtType>SH</sshPrnamtType></shrsOrPrnAmt><investmentDiscretion>SOLE</investmentDiscretion><votingAuthority><Sole>50</Sole><Shared>0</Shared><None>0</None></votingAuthority></infoTable>
<infoTable><nameOfIssuer>SPDR BARCLAYS HIGHYIELD  BND</nameOfIssuer><titleOfClass>MUTUAL FUNDS-ETF EQUITIES</titleOfClass><cusip>78464A417</cusip><value>11</value><shrsOrPrnAmt><sshPrnamt>255</sshPrnamt><sshPrnamtType>SH</sshPrnamtType></shrsOrPrnAmt><investmentDiscretion>SOLE</investmentDiscretion><votingAuthority><Sole>255</Sole><Shared>0</Shared><None>0</None></votingAuthority></infoTable>
<infoTable><nameOfIssuer>SPDR DOW JONES INDL AVERAGE UNIT SER 1</nameOfIssuer><titleOfClass>MUTUAL FUNDS-ETF EQUITIES</titleOfClass><cusip>78467X109</cusip><value>19</value><shrsOrPrnAmt><sshPrnamt>111</sshPrnamt><sshPrnamtType>SH</sshPrnamtType></shrsOrPrnAmt><investmentDiscretion>SOLE</investmentDiscretion><votingAuthority><Sole>111</Sole><Shared>0</Shared><None>0</None></votingAuthority></infoTable>
<infoTable><nameOfIssuer>ST JUDE MEDICAL INC</nameOfIssuer><titleOfClass>COMMON STOCK</titleOfClass><cusip>790849103</cusip><value>9</value><shrsOrPrnAmt><sshPrnamt>127</sshPrnamt><sshPrnamtType>SH</sshPrnamtType></shrsOrPrnAmt><investmentDiscretion>SOLE</investmentDiscretion><votingAuthority><Sole>127</Sole><Shared>0</Shared><None>0</None></votingAuthority></infoTable>
<infoTable><nameOfIssuer>SANOFI AVENTIS              SPONSORED ADR</nameOfIssuer><titleOfClass>FOREIGN EQUITIES</titleOfClass><cusip>80105N105</cusip><value>19</value><shrsOrPrnAmt><sshPrnamt>350</sshPrnamt><sshPrnamtType>SH</sshPrnamtType></shrsOrPrnAmt><investmentDiscretion>SOLE</investmentDiscretion><votingAuthority><Sole>350</Sole><Shared>0</Shared><None>0</None></votingAuthority></infoTable>
<infoTable><nameOfIssuer>SANOFI-AVENTIS SA CVR</nameOfIssuer><titleOfClass>FOREIGN EQUITIES</titleOfClass><cusip>80105N113</cusip><value>0</value><shrsOrPrnAmt><sshPrnamt>150</sshPrnamt><sshPrnamtType>SH</sshPrnamtType></shrsOrPrnAmt><investmentDiscretion>SOLE</investmentDiscretion><votingAuthority><Sole>150</Sole><Shared>0</Shared><None>0</None></votingAuthority></infoTable>
<infoTable><nameOfIssuer>SCHLUMBERGER LTD            COM</nameOfIssuer><titleOfClass>COMMON STOCK</titleOfClass><cusip>806857108</cusip><value>934</value><shrsOrPrnAmt><sshPrnamt>7920</sshPrnamt><sshPrnamtType>SH</sshPrnamtType></shrsOrPrnAmt><investmentDiscretion>SOLE</investmentDiscretion><votingAuthority><Sole>7120</Sole><Shared>400</Shared><None>400</None></votingAuthority></infoTable>
<infoTable><nameOfIssuer>SCHLUMBERGER LTD            COM</nameOfIssuer><titleOfClass>COMMON STOCK</titleOfClass><cusip>806857108</cusip><value>489</value><shrsOrPrnAmt><sshPrnamt>4150</sshPrnamt><sshPrnamtType>SH</sshPrnamtType></shrsOrPrnAmt><investmentDiscretion>DFND</investmentDiscretion><votingAuthority><Sole>3750</Sole><Shared>400</Shared><None>0</None></votingAuthority></infoTable>
<infoTable><nameOfIssuer>SPDR ENERGY SELECT SECTOR</nameOfIssuer><titleOfClass>MUTUAL FUNDS-ETF EQUITIES</titleOfClass><cusip>81369Y506</cusip><value>4</value><shrsOrPrnAmt><sshPrnamt>40</sshPrnamt><sshPrnamtType>SH</sshPrnamtType></shrsOrPrnAmt><investmentDiscretion>SOLE</investmentDiscretion><votingAuthority><Sole>40</Sole><Shared>0</Shared><None>0</None></votingAuthority></infoTable>
<infoTable><nameOfIssuer>JM SMUCKER CO</nameOfIssuer><titleOfClass>COMMON STOCK</titleOfClass><cusip>832696405</cusip><value>10</value><shrsOrPrnAmt><sshPrnamt>94</sshPrnamt><sshPrnamtType>SH</sshPrnamtType></shrsOrPrnAmt><investmentDiscretion>SOLE</investmentDiscretion><votingAuthority><Sole>94</Sole><Shared>0</Shared><None>0</None></votingAuthority></infoTable>
<infoTable><nameOfIssuer>JM SMUCKER CO</nameOfIssuer><titleOfClass>COMMON STOCK</titleOfClass><cusip>832696405</cusip><value>21</value><shrsOrPrnAmt><sshPrnamt>200</sshPrnamt><sshPrnamtType>SH</sshPrnamtType></shrsOrPrnAmt><investmentDiscretion>DFND</investmentDiscretion><votingAuthority><Sole>0</Sole><Shared>200</Shared><None>0</None></votingAuthority></infoTable>
<infoTable><nameOfIssuer>SNAP ON INC</nameOfIssuer><titleOfClass>COMMON STOCK</titleOfClass><cusip>833034101</cusip><value>6</value><shrsOrPrnAmt><sshPrnamt>47</sshPrnamt><sshPrnamtType>SH</sshPrnamtType></shrsOrPrnAmt><investmentDiscretion>SOLE</investmentDiscretion><votingAuthority><Sole>47</Sole><Shared>0</Shared><None>0</None></votingAuthority></infoTable>
<infoTable><nameOfIssuer>SOUTH JERSEY INDUSTRIES INC</nameOfIssuer><titleOfClass>COMMON STOCK</titleOfClass><cusip>838518108</cusip><value>63</value><shrsOrPrnAmt><sshPrnamt>1051</sshPrnamt><sshPrnamtType>SH</sshPrnamtType></shrsOrPrnAmt><investmentDiscretion>SOLE</investmentDiscretion><votingAuthority><Sole>1051</Sole><Shared>0</Shared><None>0</None></votingAuthority></infoTable>
<infoTable><nameOfIssuer>SOUTHERN CO                 COM</nameOfIssuer><titleOfClass>COMMON STOCK</titleOfClass><cusip>842587107</cusip><value>802</value><shrsOrPrnAmt><sshPrnamt>17670</sshPrnamt><sshPrnamtType>SH</sshPrnamtType></shrsOrPrnAmt><investmentDiscretion>SOLE</investmentDiscretion><votingAuthority><Sole>16670</Sole><Shared>300</Shared><None>700</None></votingAuthority></infoTable>
<infoTable><nameOfIssuer>SOUTHERN CO                 COM</nameOfIssuer><titleOfClass>COMMON STOCK</titleOfClass><cusip>842587107</cusip><value>281</value><shrsOrPrnAmt><sshPrnamt>6200</sshPrnamt><sshPrnamtType>SH</sshPrnamtType></shrsOrPrnAmt><investmentDiscretion>DFND</investmentDiscretion><votingAuthority><Sole>4900</Sole><Shared>1300</Shared><None>0</None></votingAuthority></infoTable>
<infoTable><nameOfIssuer>SPECTRA ENERGY CORP         COM</nameOfIssuer><titleOfClass>COMMON STOCK</titleOfClass><cusip>847560109</cusip><value>1266</value><shrsOrPrnAmt><sshPrnamt>29800</sshPrnamt><sshPrnamtType>SH</sshPrnamtType></shrsOrPrnAmt><investmentDiscretion>SOLE</investmentDiscretion><votingAuthority><Sole>27600</Sole><Shared>2200</Shared><None>0</None></votingAuthority></infoTable>
<infoTable><nameOfIssuer>SPECTRA ENERGY CORP         COM</nameOfIssuer><titleOfClass>COMMON STOCK</titleOfClass><cusip>847560109</cusip><value>539</value><shrsOrPrnAmt><sshPrnamt>12700</sshPrnamt><sshPrnamtType>SH</sshPrnamtType></shrsOrPrnAmt><investmentDiscretion>DFND</investmentDiscretion><votingAuthority><Sole>10800</Sole><Shared>1900</Shared><None>0</None></votingAuthority></infoTable>
<infoTable><nameOfIssuer>STARBUCKS CORP              COM</nameOfIssuer><titleOfClass>COMMON STOCK</titleOfClass><cusip>855244109</cusip><value>494</value><shrsOrPrnAmt><sshPrnamt>6380</sshPrnamt><sshPrnamtType>SH</sshPrnamtType></shrsOrPrnAmt><investmentDiscretion>SOLE</investmentDiscretion><votingAuthority><Sole>5680</Sole><Shared>700</Shared><None>0</None></votingAuthority></infoTable>
<infoTable><nameOfIssuer>STARBUCKS CORP              COM</nameOfIssuer><titleOfClass>COMMON STOCK</titleOfClass><cusip>855244109</cusip><value>70</value><shrsOrPrnAmt><sshPrnamt>900</sshPrnamt><sshPrnamtType>SH</sshPrnamtType></shrsOrPrnAmt><investmentDiscretion>DFND</investmentDiscretion><votingAuthority><Sole>900</Sole><Shared>0</Shared><None>0</None></votingAuthority></infoTable>
<infoTable><nameOfIssuer>STARWOOD HOTELS&amp;RESORTS WRLDCOM</nameOfIssuer><titleOfClass>COMMON STOCK</titleOfClass><cusip>85590A401</cusip><value>20</value><shrsOrPrnAmt><sshPrnamt>245</sshPrnamt><sshPrnamtType>SH</sshPrnamtType></shrsOrPrnAmt><investmentDiscretion>DFND</investmentDiscretion><votingAuthority><Sole>245</Sole><Shared>0</Shared><None>0</None></votingAuthority></infoTable>
<infoTable><nameOfIssuer>STATE STR CORP              COM</nameOfIssuer><titleOfClass>COMMON STOCK</titleOfClass><cusip>857477103</cusip><value>105</value><shrsOrPrnAmt><sshPrnamt>1568</sshPrnamt><sshPrnamtType>SH</sshPrnamtType></shrsOrPrnAmt><investmentDiscretion>SOLE</investmentDiscretion><votingAuthority><Sole>1568</Sole><Shared>0</Shared><None>0</None></votingAuthority></infoTable>
<infoTable><nameOfIssuer>SUBURBAN PROPANE PARTNERS L UNIT LTD PARTN</nameOfIssuer><titleOfClass>COMMON STOCK</titleOfClass><cusip>864482104</cusip><value>14</value><shrsOrPrnAmt><sshPrnamt>300</sshPrnamt><sshPrnamtType>SH</sshPrnamtType></shrsOrPrnAmt><investmentDiscretion>SOLE</investmentDiscretion><votingAuthority><Sole>300</Sole><Shared>0</Shared><None>0</None></votingAuthority></infoTable>
<infoTable><nameOfIssuer>SUNCOR ENERGY INC NEW       COM</nameOfIssuer><titleOfClass>FOREIGN EQUITIES</titleOfClass><cusip>867224107</cusip><value>294</value><shrsOrPrnAmt><sshPrnamt>6900</sshPrnamt><sshPrnamtType>SH</sshPrnamtType></shrsOrPrnAmt><investmentDiscretion>SOLE</investmentDiscretion><votingAuthority><Sole>6500</Sole><Shared>400</Shared><None>0</None></votingAuthority></infoTable>
<infoTable><nameOfIssuer>SUNCOR ENERGY INC NEW       COM</nameOfIssuer><titleOfClass>FOREIGN EQUITIES</titleOfClass><cusip>867224107</cusip><value>171</value><shrsOrPrnAmt><sshPrnamt>4000</sshPrnamt><sshPrnamtType>SH</sshPrnamtType></shrsOrPrnAmt><investmentDiscretion>DFND</investmentDiscretion><votingAuthority><Sole>3100</Sole><Shared>900</Shared><None>0</None></votingAuthority></infoTable>
<infoTable><nameOfIssuer>SUNOCO LOGISTICS PARTNERS LP</nameOfIssuer><titleOfClass>COMMON STOCK</titleOfClass><cusip>86764L108</cusip><value>85</value><shrsOrPrnAmt><sshPrnamt>1800</sshPrnamt><sshPrnamtType>SH</sshPrnamtType></shrsOrPrnAmt><investmentDiscretion>SOLE</investmentDiscretion><votingAuthority><Sole>1800</Sole><Shared>0</Shared><None>0</None></votingAuthority></infoTable>
<infoTable><nameOfIssuer>SUNPOWER CORP</nameOfIssuer><titleOfClass>COMMON STOCK</titleOfClass><cusip>867652406</cusip><value>1</value><shrsOrPrnAmt><sshPrnamt>30</sshPrnamt><sshPrnamtType>SH</sshPrnamtType></shrsOrPrnAmt><investmentDiscretion>DFND</investmentDiscretion><votingAuthority><Sole>30</Sole><Shared>0</Shared><None>0</None></votingAuthority></infoTable>
<infoTable><nameOfIssuer>SYSCO CORP                  COM</nameOfIssuer><titleOfClass>COMMON STOCK</titleOfClass><cusip>871829107</cusip><value>1014</value><shrsOrPrnAmt><sshPrnamt>27066</sshPrnamt><sshPrnamtType>SH</sshPrnamtType></shrsOrPrnAmt><investmentDiscretion>SOLE</investmentDiscretion><votingAuthority><Sole>24966</Sole><Shared>2100</Shared><None>0</None></votingAuthority></infoTable>
<infoTable><nameOfIssuer>SYSCO CORP                  COM</nameOfIssuer><titleOfClass>COMMON STOCK</titleOfClass><cusip>871829107</cusip><value>79</value><shrsOrPrnAmt><sshPrnamt>2100</sshPrnamt><sshPrnamtType>SH</sshPrnamtType></shrsOrPrnAmt><investmentDiscretion>DFND</investmentDiscretion><votingAuthority><Sole>1400</Sole><Shared>700</Shared><None>0</None></votingAuthority></infoTable>
<infoTable><nameOfIssuer>TECO ENERGY INC             COM</nameOfIssuer><titleOfClass>COMMON STOCK</titleOfClass><cusip>872375100</cusip><value>4</value><shrsOrPrnAmt><sshPrnamt>200</sshPrnamt><sshPrnamtType>SH</sshPrnamtType></shrsOrPrnAmt><investmentDiscretion>SOLE</investmentDiscretion><votingAuthority><Sole>200</Sole><Shared>0</Shared><None>0</None></votingAuthority></infoTable>
<infoTable><nameOfIssuer>TARGET CORP</nameOfIssuer><titleOfClass>COMMON STOCK</titleOfClass><cusip>87612E106</cusip><value>99</value><shrsOrPrnAmt><sshPrnamt>1700</sshPrnamt><sshPrnamtType>SH</sshPrnamtType></shrsOrPrnAmt><investmentDiscretion>SOLE</investmentDiscretion><votingAuthority><Sole>1400</Sole><Shared>0</Shared><None>300</None></votingAuthority></infoTable>
<infoTable><nameOfIssuer>TARGET CORP</nameOfIssuer><titleOfClass>COMMON STOCK</titleOfClass><cusip>87612E106</cusip><value>12</value><shrsOrPrnAmt><sshPrnamt>200</sshPrnamt><sshPrnamtType>SH</sshPrnamtType></shrsOrPrnAmt><investmentDiscretion>DFND</investmentDiscretion><votingAuthority><Sole>0</Sole><Shared>200</Shared><None>0</None></votingAuthority></infoTable>
<infoTable><nameOfIssuer>TELEDYNE TECHNOLOGIES INC</nameOfIssuer><titleOfClass>COMMON STOCK</titleOfClass><cusip>879360105</cusip><value>4</value><shrsOrPrnAmt><sshPrnamt>37</sshPrnamt><sshPrnamtType>SH</sshPrnamtType></shrsOrPrnAmt><investmentDiscretion>SOLE</investmentDiscretion><votingAuthority><Sole>37</Sole><Shared>0</Shared><None>0</None></votingAuthority></infoTable>
<infoTable><nameOfIssuer>TEXAS INSTRS INC            COM</nameOfIssuer><titleOfClass>COMMON STOCK</titleOfClass><cusip>882508104</cusip><value>5</value><shrsOrPrnAmt><sshPrnamt>100</sshPrnamt><sshPrnamtType>SH</sshPrnamtType></shrsOrPrnAmt><investmentDiscretion>SOLE</investmentDiscretion><votingAuthority><Sole>100</Sole><Shared>0</Shared><None>0</None></votingAuthority></infoTable>
<infoTable><nameOfIssuer>3M CO</nameOfIssuer><titleOfClass>COMMON STOCK</titleOfClass><cusip>88579Y101</cusip><value>1593</value><shrsOrPrnAmt><sshPrnamt>11121</sshPrnamt><sshPrnamtType>SH</sshPrnamtType></shrsOrPrnAmt><investmentDiscretion>SOLE</investmentDiscretion><votingAuthority><Sole>11021</Sole><Shared>0</Shared><None>100</None></votingAuthority></infoTable>
<infoTable><nameOfIssuer>3M CO</nameOfIssuer><titleOfClass>COMMON STOCK</titleOfClass><cusip>88579Y101</cusip><value>307</value><shrsOrPrnAmt><sshPrnamt>2141</sshPrnamt><sshPrnamtType>SH</sshPrnamtType></shrsOrPrnAmt><investmentDiscretion>DFND</investmentDiscretion><votingAuthority><Sole>1766</Sole><Shared>375</Shared><None>0</None></votingAuthority></infoTable>
<infoTable><nameOfIssuer>TIME INC NEW</nameOfIssuer><titleOfClass>COMMON STOCK</titleOfClass><cusip>887228104</cusip><value>1</value><shrsOrPrnAmt><sshPrnamt>34</sshPrnamt><sshPrnamtType>SH</sshPrnamtType></shrsOrPrnAmt><investmentDiscretion>SOLE</investmentDiscretion><votingAuthority><Sole>34</Sole><Shared>0</Shared><None>0</None></votingAuthority></infoTable>
<infoTable><nameOfIssuer>TIME INC NEW</nameOfIssuer><titleOfClass>COMMON STOCK</titleOfClass><cusip>887228104</cusip><value>1</value><shrsOrPrnAmt><sshPrnamt>24</sshPrnamt><sshPrnamtType>SH</sshPrnamtType></shrsOrPrnAmt><investmentDiscretion>DFND</investmentDiscretion><votingAuthority><Sole>24</Sole><Shared>0</Shared><None>0</None></votingAuthority></infoTable>
<infoTable><nameOfIssuer>TIME WARNER INC</nameOfIssuer><titleOfClass>COMMON STOCK</titleOfClass><cusip>887317303</cusip><value>20</value><shrsOrPrnAmt><sshPrnamt>283</sshPrnamt><sshPrnamtType>SH</sshPrnamtType></shrsOrPrnAmt><investmentDiscretion>SOLE</investmentDiscretion><votingAuthority><Sole>283</Sole><Shared>0</Shared><None>0</None></votingAuthority></infoTable>
<infoTable><nameOfIssuer>TIME WARNER INC</nameOfIssuer><titleOfClass>COMMON STOCK</titleOfClass><cusip>887317303</cusip><value>14</value><shrsOrPrnAmt><sshPrnamt>199</sshPrnamt><sshPrnamtType>SH</sshPrnamtType></shrsOrPrnAmt><investmentDiscretion>DFND</investmentDiscretion><votingAuthority><Sole>199</Sole><Shared>0</Shared><None>0</None></votingAuthority></infoTable>
<infoTable><nameOfIssuer>TIME WARNER CABLE INC</nameOfIssuer><titleOfClass>COMMON STOCK</titleOfClass><cusip>88732J207</cusip><value>1</value><shrsOrPrnAmt><sshPrnamt>8</sshPrnamt><sshPrnamtType>SH</sshPrnamtType></shrsOrPrnAmt><investmentDiscretion>SOLE</investmentDiscretion><votingAuthority><Sole>8</Sole><Shared>0</Shared><None>0</None></votingAuthority></infoTable>
<infoTable><nameOfIssuer>TIMKEN CO</nameOfIssuer><titleOfClass>COMMON STOCK</titleOfClass><cusip>887389104</cusip><value>4</value><shrsOrPrnAmt><sshPrnamt>60</sshPrnamt><sshPrnamtType>SH</sshPrnamtType></shrsOrPrnAmt><investmentDiscretion>SOLE</investmentDiscretion><votingAuthority><Sole>60</Sole><Shared>0</Shared><None>0</None></votingAuthority></infoTable>
<infoTable><nameOfIssuer>TOOTSIE ROLL IND INC</nameOfIssuer><titleOfClass>COMMON STOCK</titleOfClass><cusip>890516107</cusip><value>119</value><shrsOrPrnAmt><sshPrnamt>4031</sshPrnamt><sshPrnamtType>SH</sshPrnamtType></shrsOrPrnAmt><investmentDiscretion>SOLE</investmentDiscretion><votingAuthority><Sole>4031</Sole><Shared>0</Shared><None>0</None></votingAuthority></infoTable>
<infoTable><nameOfIssuer>TRAVELERS COMPANIES INC     COM</nameOfIssuer><titleOfClass>COMMON STOCK</titleOfClass><cusip>89417E109</cusip><value>145</value><shrsOrPrnAmt><sshPrnamt>1540</sshPrnamt><sshPrnamtType>SH</sshPrnamtType></shrsOrPrnAmt><investmentDiscretion>SOLE</investmentDiscretion><votingAuthority><Sole>1490</Sole><Shared>50</Shared><None>0</None></votingAuthority></infoTable>
<infoTable><nameOfIssuer>TRAVELERS COMPANIES INC     COM</nameOfIssuer><titleOfClass>COMMON STOCK</titleOfClass><cusip>89417E109</cusip><value>14</value><shrsOrPrnAmt><sshPrnamt>150</sshPrnamt><sshPrnamtType>SH</sshPrnamtType></shrsOrPrnAmt><investmentDiscretion>DFND</investmentDiscretion><votingAuthority><Sole>150</Sole><Shared>0</Shared><None>0</None></votingAuthority></infoTable>
<infoTable><nameOfIssuer>TRUSTMARK CORP</nameOfIssuer><titleOfClass>COMMON STOCK</titleOfClass><cusip>898402102</cusip><value>3</value><shrsOrPrnAmt><sshPrnamt>103</sshPrnamt><sshPrnamtType>SH</sshPrnamtType></shrsOrPrnAmt><investmentDiscretion>SOLE</investmentDiscretion><votingAuthority><Sole>103</Sole><Shared>0</Shared><None>0</None></votingAuthority></infoTable>
<infoTable><nameOfIssuer>TWENTY-FIRST CENTY FOX INC.</nameOfIssuer><titleOfClass>COMMON STOCK</titleOfClass><cusip>90130A101</cusip><value>0</value><shrsOrPrnAmt><sshPrnamt>4</sshPrnamt><sshPrnamtType>SH</sshPrnamtType></shrsOrPrnAmt><investmentDiscretion>SOLE</investmentDiscretion><votingAuthority><Sole>4</Sole><Shared>0</Shared><None>0</None></votingAuthority></infoTable>
<infoTable><nameOfIssuer>TWITTER INC.</nameOfIssuer><titleOfClass>COMMON STOCK</titleOfClass><cusip>90184L102</cusip><value>8</value><shrsOrPrnAmt><sshPrnamt>200</sshPrnamt><sshPrnamtType>SH</sshPrnamtType></shrsOrPrnAmt><investmentDiscretion>SOLE</investmentDiscretion><votingAuthority><Sole>200</Sole><Shared>0</Shared><None>0</None></votingAuthority></infoTable>
<infoTable><nameOfIssuer>TWITTER INC.</nameOfIssuer><titleOfClass>COMMON STOCK</titleOfClass><cusip>90184L102</cusip><value>2</value><shrsOrPrnAmt><sshPrnamt>50</sshPrnamt><sshPrnamtType>SH</sshPrnamtType></shrsOrPrnAmt><investmentDiscretion>DFND</investmentDiscretion><votingAuthority><Sole>50</Sole><Shared>0</Shared><None>0</None></votingAuthority></infoTable>
<infoTable><nameOfIssuer>US BANCORP DEL</nameOfIssuer><titleOfClass>COMMON STOCK</titleOfClass><cusip>902973304</cusip><value>1016</value><shrsOrPrnAmt><sshPrnamt>23464</sshPrnamt><sshPrnamtType>SH</sshPrnamtType></shrsOrPrnAmt><investmentDiscretion>SOLE</investmentDiscretion><votingAuthority><Sole>21664</Sole><Shared>1800</Shared><None>0</None></votingAuthority></infoTable>
<infoTable><nameOfIssuer>US BANCORP DEL</nameOfIssuer><titleOfClass>COMMON STOCK</titleOfClass><cusip>902973304</cusip><value>108</value><shrsOrPrnAmt><sshPrnamt>2500</sshPrnamt><sshPrnamtType>SH</sshPrnamtType></shrsOrPrnAmt><investmentDiscretion>DFND</investmentDiscretion><votingAuthority><Sole>2200</Sole><Shared>300</Shared><None>0</None></votingAuthority></infoTable>
<infoTable><nameOfIssuer>UNS ENERGY CORP</nameOfIssuer><titleOfClass>COMMON STOCK</titleOfClass><cusip>903119105</cusip><value>2</value><shrsOrPrnAmt><sshPrnamt>40</sshPrnamt><sshPrnamtType>SH</sshPrnamtType></shrsOrPrnAmt><investmentDiscretion>SOLE</investmentDiscretion><votingAuthority><Sole>40</Sole><Shared>0</Shared><None>0</None></votingAuthority></infoTable>
<infoTable><nameOfIssuer>URS CORP- NEW</nameOfIssuer><titleOfClass>COMMON STOCK</titleOfClass><cusip>903236107</cusip><value>2</value><shrsOrPrnAmt><sshPrnamt>39</sshPrnamt><sshPrnamtType>SH</sshPrnamtType></shrsOrPrnAmt><investmentDiscretion>SOLE</investmentDiscretion><votingAuthority><Sole>39</Sole><Shared>0</Shared><None>0</None></votingAuthority></infoTable>
<infoTable><nameOfIssuer>UNDER ARMOUR INC</nameOfIssuer><titleOfClass>COMMON STOCK</titleOfClass><cusip>904311107</cusip><value>3</value><shrsOrPrnAmt><sshPrnamt>50</sshPrnamt><sshPrnamtType>SH</sshPrnamtType></shrsOrPrnAmt><investmentDiscretion>SOLE</investmentDiscretion><votingAuthority><Sole>50</Sole><Shared>0</Shared><None>0</None></votingAuthority></infoTable>
<infoTable><nameOfIssuer>UNILEVER NV NY SHR NEW</nameOfIssuer><titleOfClass>FOREIGN EQUITIES</titleOfClass><cusip>904784709</cusip><value>4</value><shrsOrPrnAmt><sshPrnamt>100</sshPrnamt><sshPrnamtType>SH</sshPrnamtType></shrsOrPrnAmt><investmentDiscretion>SOLE</investmentDiscretion><votingAuthority><Sole>100</Sole><Shared>0</Shared><None>0</None></votingAuthority></infoTable>
<infoTable><nameOfIssuer>UNION PAC CORP              COM</nameOfIssuer><titleOfClass>COMMON STOCK</titleOfClass><cusip>907818108</cusip><value>872</value><shrsOrPrnAmt><sshPrnamt>8738</sshPrnamt><sshPrnamtType>SH</sshPrnamtType></shrsOrPrnAmt><investmentDiscretion>SOLE</investmentDiscretion><votingAuthority><Sole>8738</Sole><Shared>0</Shared><None>0</None></votingAuthority></infoTable>
<infoTable><nameOfIssuer>UNION PAC CORP              COM</nameOfIssuer><titleOfClass>COMMON STOCK</titleOfClass><cusip>907818108</cusip><value>33</value><shrsOrPrnAmt><sshPrnamt>328</sshPrnamt><sshPrnamtType>SH</sshPrnamtType></shrsOrPrnAmt><investmentDiscretion>DFND</investmentDiscretion><votingAuthority><Sole>328</Sole><Shared>0</Shared><None>0</None></votingAuthority></infoTable>
<infoTable><nameOfIssuer>UNITED BANKSHARES INC</nameOfIssuer><titleOfClass>COMMON STOCK</titleOfClass><cusip>909907107</cusip><value>2</value><shrsOrPrnAmt><sshPrnamt>74</sshPrnamt><sshPrnamtType>SH</sshPrnamtType></shrsOrPrnAmt><investmentDiscretion>SOLE</investmentDiscretion><votingAuthority><Sole>74</Sole><Shared>0</Shared><None>0</None></votingAuthority></infoTable>
<infoTable><nameOfIssuer>UNITED FIRE GROUP INC</nameOfIssuer><titleOfClass>COMMON STOCK</titleOfClass><cusip>910340108</cusip><value>2</value><shrsOrPrnAmt><sshPrnamt>80</sshPrnamt><sshPrnamtType>SH</sshPrnamtType></shrsOrPrnAmt><investmentDiscretion>SOLE</investmentDiscretion><votingAuthority><Sole>80</Sole><Shared>0</Shared><None>0</None></votingAuthority></infoTable>
<infoTable><nameOfIssuer>UNITED PARCEL SERVICE INC   CL B</nameOfIssuer><titleOfClass>COMMON STOCK</titleOfClass><cusip>911312106</cusip><value>74</value><shrsOrPrnAmt><sshPrnamt>716</sshPrnamt><sshPrnamtType>SH</sshPrnamtType></shrsOrPrnAmt><investmentDiscretion>SOLE</investmentDiscretion><votingAuthority><Sole>416</Sole><Shared>0</Shared><None>300</None></votingAuthority></infoTable>
<infoTable><nameOfIssuer>UNITED PARCEL SERVICE INC   CL B</nameOfIssuer><titleOfClass>COMMON STOCK</titleOfClass><cusip>911312106</cusip><value>56</value><shrsOrPrnAmt><sshPrnamt>550</sshPrnamt><sshPrnamtType>SH</sshPrnamtType></shrsOrPrnAmt><investmentDiscretion>DFND</investmentDiscretion><votingAuthority><Sole>150</Sole><Shared>400</Shared><None>0</None></votingAuthority></infoTable>
<infoTable><nameOfIssuer>UNITED RENTALS INC</nameOfIssuer><titleOfClass>COMMON STOCK</titleOfClass><cusip>911363109</cusip><value>12</value><shrsOrPrnAmt><sshPrnamt>112</sshPrnamt><sshPrnamtType>SH</sshPrnamtType></shrsOrPrnAmt><investmentDiscretion>SOLE</investmentDiscretion><votingAuthority><Sole>112</Sole><Shared>0</Shared><None>0</None></votingAuthority></infoTable>
<infoTable><nameOfIssuer>UNITED STATES STL CORP NEW  COM</nameOfIssuer><titleOfClass>COMMON STOCK</titleOfClass><cusip>912909108</cusip><value>2</value><shrsOrPrnAmt><sshPrnamt>62</sshPrnamt><sshPrnamtType>SH</sshPrnamtType></shrsOrPrnAmt><investmentDiscretion>SOLE</investmentDiscretion><votingAuthority><Sole>0</Sole><Shared>62</Shared><None>0</None></votingAuthority></infoTable>
<infoTable><nameOfIssuer>UNITED TECHNOLOGIES CORP</nameOfIssuer><titleOfClass>COMMON STOCK</titleOfClass><cusip>913017109</cusip><value>117</value><shrsOrPrnAmt><sshPrnamt>1010</sshPrnamt><sshPrnamtType>SH</sshPrnamtType></shrsOrPrnAmt><investmentDiscretion>SOLE</investmentDiscretion><votingAuthority><Sole>1010</Sole><Shared>0</Shared><None>0</None></votingAuthority></infoTable>
<infoTable><nameOfIssuer>UNITED TECHNOLOGIES CORP</nameOfIssuer><titleOfClass>COMMON STOCK</titleOfClass><cusip>913017109</cusip><value>635</value><shrsOrPrnAmt><sshPrnamt>5500</sshPrnamt><sshPrnamtType>SH</sshPrnamtType></shrsOrPrnAmt><investmentDiscretion>DFND</investmentDiscretion><votingAuthority><Sole>5500</Sole><Shared>0</Shared><None>0</None></votingAuthority></infoTable>
<infoTable><nameOfIssuer>UNITEDHEALTH GROUP INC      COM</nameOfIssuer><titleOfClass>COMMON STOCK</titleOfClass><cusip>91324P102</cusip><value>41</value><shrsOrPrnAmt><sshPrnamt>500</sshPrnamt><sshPrnamtType>SH</sshPrnamtType></shrsOrPrnAmt><investmentDiscretion>SOLE</investmentDiscretion><votingAuthority><Sole>0</Sole><Shared>500</Shared><None>0</None></votingAuthority></infoTable>
<infoTable><nameOfIssuer>VF CORP</nameOfIssuer><titleOfClass>COMMON STOCK</titleOfClass><cusip>918204108</cusip><value>265</value><shrsOrPrnAmt><sshPrnamt>4200</sshPrnamt><sshPrnamtType>SH</sshPrnamtType></shrsOrPrnAmt><investmentDiscretion>SOLE</investmentDiscretion><votingAuthority><Sole>3400</Sole><Shared>800</Shared><None>0</None></votingAuthority></infoTable>
<infoTable><nameOfIssuer>VF CORP</nameOfIssuer><titleOfClass>COMMON STOCK</titleOfClass><cusip>918204108</cusip><value>76</value><shrsOrPrnAmt><sshPrnamt>1200</sshPrnamt><sshPrnamtType>SH</sshPrnamtType></shrsOrPrnAmt><investmentDiscretion>DFND</investmentDiscretion><votingAuthority><Sole>1000</Sole><Shared>200</Shared><None>0</None></votingAuthority></infoTable>
<infoTable><nameOfIssuer>VALERO ENERGY CORP NEW      COM</nameOfIssuer><titleOfClass>COMMON STOCK</titleOfClass><cusip>91913Y100</cusip><value>8</value><shrsOrPrnAmt><sshPrnamt>152</sshPrnamt><sshPrnamtType>SH</sshPrnamtType></shrsOrPrnAmt><investmentDiscretion>SOLE</investmentDiscretion><votingAuthority><Sole>152</Sole><Shared>0</Shared><None>0</None></votingAuthority></infoTable>
<infoTable><nameOfIssuer>VALSPAR CORP</nameOfIssuer><titleOfClass>COMMON STOCK</titleOfClass><cusip>920355104</cusip><value>5</value><shrsOrPrnAmt><sshPrnamt>68</sshPrnamt><sshPrnamtType>SH</sshPrnamtType></shrsOrPrnAmt><investmentDiscretion>SOLE</investmentDiscretion><votingAuthority><Sole>68</Sole><Shared>0</Shared><None>0</None></votingAuthority></infoTable>
<infoTable><nameOfIssuer>VANGUARD B SHORT TERM BOND</nameOfIssuer><titleOfClass>MUTUAL FUNDS-ETF FIXED INCOME</titleOfClass><cusip>921937827</cusip><value>100</value><shrsOrPrnAmt><sshPrnamt>1250</sshPrnamt><sshPrnamtType>SH</sshPrnamtType></shrsOrPrnAmt><investmentDiscretion>DFND</investmentDiscretion><votingAuthority><Sole>0</Sole><Shared>1250</Shared><None>0</None></votingAuthority></infoTable>
<infoTable><nameOfIssuer>VANGUARD BD INDEX FD INC    TOTAL BD MARKET</nameOfIssuer><titleOfClass>MUTUAL FUNDS-ETF EQUITIES</titleOfClass><cusip>921937835</cusip><value>102</value><shrsOrPrnAmt><sshPrnamt>1237</sshPrnamt><sshPrnamtType>SH</sshPrnamtType></shrsOrPrnAmt><investmentDiscretion>DFND</investmentDiscretion><votingAuthority><Sole>0</Sole><Shared>1237</Shared><None>0</None></votingAuthority></infoTable>
<infoTable><nameOfIssuer>VANGUARD FTSE DEVELOPED     MARKET ETF</nameOfIssuer><titleOfClass>MUTUAL FUNDS-ETF EQUITIES</titleOfClass><cusip>921943858</cusip><value>10</value><shrsOrPrnAmt><sshPrnamt>234</sshPrnamt><sshPrnamtType>SH</sshPrnamtType></shrsOrPrnAmt><investmentDiscretion>SOLE</investmentDiscretion><votingAuthority><Sole>234</Sole><Shared>0</Shared><None>0</None></votingAuthority></infoTable>
<infoTable><nameOfIssuer>VANGUARD INFORMATION TECH   ETF</nameOfIssuer><titleOfClass>MUTUAL FUNDS-ETF EQUITIES</titleOfClass><cusip>92204A702</cusip><value>19</value><shrsOrPrnAmt><sshPrnamt>198</sshPrnamt><sshPrnamtType>SH</sshPrnamtType></shrsOrPrnAmt><investmentDiscretion>SOLE</investmentDiscretion><votingAuthority><Sole>198</Sole><Shared>0</Shared><None>0</None></votingAuthority></infoTable>
<infoTable><nameOfIssuer>VANGUARD FTSE ALL WORLD</nameOfIssuer><titleOfClass>MUTUAL FUNDS-ETF EQUITIES</titleOfClass><cusip>922042775</cusip><value>13</value><shrsOrPrnAmt><sshPrnamt>255</sshPrnamt><sshPrnamtType>SH</sshPrnamtType></shrsOrPrnAmt><investmentDiscretion>SOLE</investmentDiscretion><votingAuthority><Sole>255</Sole><Shared>0</Shared><None>0</None></votingAuthority></infoTable>
<infoTable><nameOfIssuer>VANGUARD EMERGING MARKETS   ETF</nameOfIssuer><titleOfClass>MUTUAL FUNDS-ETF EQUITIES</titleOfClass><cusip>922042858</cusip><value>170</value><shrsOrPrnAmt><sshPrnamt>3937</sshPrnamt><sshPrnamtType>SH</sshPrnamtType></shrsOrPrnAmt><investmentDiscretion>SOLE</investmentDiscretion><votingAuthority><Sole>3366</Sole><Shared>571</Shared><None>0</None></votingAuthority></infoTable>
<infoTable><nameOfIssuer>VANGUARD EMERGING MARKETS   ETF</nameOfIssuer><titleOfClass>MUTUAL FUNDS-ETF EQUITIES</titleOfClass><cusip>922042858</cusip><value>28</value><shrsOrPrnAmt><sshPrnamt>650</sshPrnamt><sshPrnamtType>SH</sshPrnamtType></shrsOrPrnAmt><investmentDiscretion>DFND</investmentDiscretion><votingAuthority><Sole>650</Sole><Shared>0</Shared><None>0</None></votingAuthority></infoTable>
<infoTable><nameOfIssuer>VANGUARD REIT ETF</nameOfIssuer><titleOfClass>MUTUAL FUNDS-ETF EQUITIES</titleOfClass><cusip>922908553</cusip><value>7</value><shrsOrPrnAmt><sshPrnamt>100</sshPrnamt><sshPrnamtType>SH</sshPrnamtType></shrsOrPrnAmt><investmentDiscretion>DFND</investmentDiscretion><votingAuthority><Sole>0</Sole><Shared>100</Shared><None>0</None></votingAuthority></infoTable>
<infoTable><nameOfIssuer>VANGUARD MID CAP ETF</nameOfIssuer><titleOfClass>MUTUAL FUNDS-ETF EQUITIES</titleOfClass><cusip>922908629</cusip><value>75</value><shrsOrPrnAmt><sshPrnamt>636</sshPrnamt><sshPrnamtType>SH</sshPrnamtType></shrsOrPrnAmt><investmentDiscretion>SOLE</investmentDiscretion><votingAuthority><Sole>536</Sole><Shared>100</Shared><None>0</None></votingAuthority></infoTable>
<infoTable><nameOfIssuer>VANGUARD MID CAP ETF</nameOfIssuer><titleOfClass>MUTUAL FUNDS-ETF EQUITIES</titleOfClass><cusip>922908629</cusip><value>47</value><shrsOrPrnAmt><sshPrnamt>400</sshPrnamt><sshPrnamtType>SH</sshPrnamtType></shrsOrPrnAmt><investmentDiscretion>DFND</investmentDiscretion><votingAuthority><Sole>300</Sole><Shared>100</Shared><None>0</None></votingAuthority></infoTable>
<infoTable><nameOfIssuer>VANGUARD GROWTH ETF</nameOfIssuer><titleOfClass>MUTUAL FUNDS-ETF EQUITIES</titleOfClass><cusip>922908736</cusip><value>18</value><shrsOrPrnAmt><sshPrnamt>182</sshPrnamt><sshPrnamtType>SH</sshPrnamtType></shrsOrPrnAmt><investmentDiscretion>SOLE</investmentDiscretion><votingAuthority><Sole>182</Sole><Shared>0</Shared><None>0</None></votingAuthority></infoTable>
<infoTable><nameOfIssuer>VANGUARD VALUE ETF</nameOfIssuer><titleOfClass>MUTUAL FUNDS-ETF EQUITIES</titleOfClass><cusip>922908744</cusip><value>19</value><shrsOrPrnAmt><sshPrnamt>235</sshPrnamt><sshPrnamtType>SH</sshPrnamtType></shrsOrPrnAmt><investmentDiscretion>SOLE</investmentDiscretion><votingAuthority><Sole>235</Sole><Shared>0</Shared><None>0</None></votingAuthority></infoTable>
<infoTable><nameOfIssuer>VANGUARD SMALL CAP ETF</nameOfIssuer><titleOfClass>MUTUAL FUNDS-ETF EQUITIES</titleOfClass><cusip>922908751</cusip><value>77</value><shrsOrPrnAmt><sshPrnamt>661</sshPrnamt><sshPrnamtType>SH</sshPrnamtType></shrsOrPrnAmt><investmentDiscretion>SOLE</investmentDiscretion><votingAuthority><Sole>561</Sole><Shared>100</Shared><None>0</None></votingAuthority></infoTable>
<infoTable><nameOfIssuer>VANGUARD SMALL CAP ETF</nameOfIssuer><titleOfClass>MUTUAL FUNDS-ETF EQUITIES</titleOfClass><cusip>922908751</cusip><value>47</value><shrsOrPrnAmt><sshPrnamt>400</sshPrnamt><sshPrnamtType>SH</sshPrnamtType></shrsOrPrnAmt><investmentDiscretion>DFND</investmentDiscretion><votingAuthority><Sole>300</Sole><Shared>100</Shared><None>0</None></votingAuthority></infoTable>
<infoTable><nameOfIssuer>VANGUARD TOTAL STK MRKT ETF</nameOfIssuer><titleOfClass>MUTUAL FUNDS-ETF EQUITIES</titleOfClass><cusip>922908769</cusip><value>20</value><shrsOrPrnAmt><sshPrnamt>200</sshPrnamt><sshPrnamtType>SH</sshPrnamtType></shrsOrPrnAmt><investmentDiscretion>SOLE</investmentDiscretion><votingAuthority><Sole>200</Sole><Shared>0</Shared><None>0</None></votingAuthority></infoTable>
<infoTable><nameOfIssuer>VERISIGN INC                COM</nameOfIssuer><titleOfClass>COMMON STOCK</titleOfClass><cusip>92343E102</cusip><value>5</value><shrsOrPrnAmt><sshPrnamt>100</sshPrnamt><sshPrnamtType>SH</sshPrnamtType></shrsOrPrnAmt><investmentDiscretion>SOLE</investmentDiscretion><votingAuthority><Sole>100</Sole><Shared>0</Shared><None>0</None></votingAuthority></infoTable>
<infoTable><nameOfIssuer>VERIZON COMMUNICATIONS      COM</nameOfIssuer><titleOfClass>COMMON STOCK</titleOfClass><cusip>92343V104</cusip><value>2583</value><shrsOrPrnAmt><sshPrnamt>52781</sshPrnamt><sshPrnamtType>SH</sshPrnamtType></shrsOrPrnAmt><investmentDiscretion>SOLE</investmentDiscretion><votingAuthority><Sole>49992</Sole><Shared>1658</Shared><None>1131</None></votingAuthority></infoTable>
<infoTable><nameOfIssuer>VERIZON COMMUNICATIONS      COM</nameOfIssuer><titleOfClass>COMMON STOCK</titleOfClass><cusip>92343V104</cusip><value>695</value><shrsOrPrnAmt><sshPrnamt>14200</sshPrnamt><sshPrnamtType>SH</sshPrnamtType></shrsOrPrnAmt><investmentDiscretion>DFND</investmentDiscretion><votingAuthority><Sole>8590</Sole><Shared>5610</Shared><None>0</None></votingAuthority></infoTable>
<infoTable><nameOfIssuer>VIACOM INC CL B</nameOfIssuer><titleOfClass>COMMON STOCK</titleOfClass><cusip>92553P201</cusip><value>22</value><shrsOrPrnAmt><sshPrnamt>254</sshPrnamt><sshPrnamtType>SH</sshPrnamtType></shrsOrPrnAmt><investmentDiscretion>DFND</investmentDiscretion><votingAuthority><Sole>254</Sole><Shared>0</Shared><None>0</None></votingAuthority></infoTable>
<infoTable><nameOfIssuer>VISA CLASS A</nameOfIssuer><titleOfClass>COMMON STOCK</titleOfClass><cusip>92826C839</cusip><value>4010</value><shrsOrPrnAmt><sshPrnamt>19032</sshPrnamt><sshPrnamtType>SH</sshPrnamtType></shrsOrPrnAmt><investmentDiscretion>SOLE</investmentDiscretion><votingAuthority><Sole>19032</Sole><Shared>0</Shared><None>0</None></votingAuthority></infoTable>
<infoTable><nameOfIssuer>VISA CLASS A</nameOfIssuer><titleOfClass>COMMON STOCK</titleOfClass><cusip>92826C839</cusip><value>63</value><shrsOrPrnAmt><sshPrnamt>300</sshPrnamt><sshPrnamtType>SH</sshPrnamtType></shrsOrPrnAmt><investmentDiscretion>DFND</investmentDiscretion><votingAuthority><Sole>300</Sole><Shared>0</Shared><None>0</None></votingAuthority></infoTable>
<infoTable><nameOfIssuer>VODAFONE GROUP PLC</nameOfIssuer><titleOfClass>FOREIGN EQUITIES</titleOfClass><cusip>92857W308</cusip><value>544</value><shrsOrPrnAmt><sshPrnamt>16303</sshPrnamt><sshPrnamtType>SH</sshPrnamtType></shrsOrPrnAmt><investmentDiscretion>SOLE</investmentDiscretion><votingAuthority><Sole>14942</Sole><Shared>1089</Shared><None>272</None></votingAuthority></infoTable>
<infoTable><nameOfIssuer>VODAFONE GROUP PLC</nameOfIssuer><titleOfClass>FOREIGN EQUITIES</titleOfClass><cusip>92857W308</cusip><value>163</value><shrsOrPrnAmt><sshPrnamt>4871</sshPrnamt><sshPrnamtType>SH</sshPrnamtType></shrsOrPrnAmt><investmentDiscretion>DFND</investmentDiscretion><votingAuthority><Sole>4326</Sole><Shared>545</Shared><None>0</None></votingAuthority></infoTable>
<infoTable><nameOfIssuer>WGL HLDGS INC</nameOfIssuer><titleOfClass>COMMON STOCK</titleOfClass><cusip>92924F106</cusip><value>2</value><shrsOrPrnAmt><sshPrnamt>58</sshPrnamt><sshPrnamtType>SH</sshPrnamtType></shrsOrPrnAmt><investmentDiscretion>SOLE</investmentDiscretion><votingAuthority><Sole>58</Sole><Shared>0</Shared><None>0</None></votingAuthority></infoTable>
<infoTable><nameOfIssuer>WAL MART STORES INC         COM</nameOfIssuer><titleOfClass>COMMON STOCK</titleOfClass><cusip>931142103</cusip><value>444</value><shrsOrPrnAmt><sshPrnamt>5920</sshPrnamt><sshPrnamtType>SH</sshPrnamtType></shrsOrPrnAmt><investmentDiscretion>SOLE</investmentDiscretion><votingAuthority><Sole>5920</Sole><Shared>0</Shared><None>0</None></votingAuthority></infoTable>
<infoTable><nameOfIssuer>WALGREEN CO                 COM</nameOfIssuer><titleOfClass>COMMON STOCK</titleOfClass><cusip>931422109</cusip><value>193</value><shrsOrPrnAmt><sshPrnamt>2600</sshPrnamt><sshPrnamtType>SH</sshPrnamtType></shrsOrPrnAmt><investmentDiscretion>SOLE</investmentDiscretion><votingAuthority><Sole>2200</Sole><Shared>0</Shared><None>400</None></votingAuthority></infoTable>
<infoTable><nameOfIssuer>WALGREEN CO                 COM</nameOfIssuer><titleOfClass>COMMON STOCK</titleOfClass><cusip>931422109</cusip><value>15</value><shrsOrPrnAmt><sshPrnamt>200</sshPrnamt><sshPrnamtType>SH</sshPrnamtType></shrsOrPrnAmt><investmentDiscretion>DFND</investmentDiscretion><votingAuthority><Sole>0</Sole><Shared>200</Shared><None>0</None></votingAuthority></infoTable>
<infoTable><nameOfIssuer>WEBSTER FINANCIAL CORP</nameOfIssuer><titleOfClass>COMMON STOCK</titleOfClass><cusip>947890109</cusip><value>5</value><shrsOrPrnAmt><sshPrnamt>143</sshPrnamt><sshPrnamtType>SH</sshPrnamtType></shrsOrPrnAmt><investmentDiscretion>SOLE</investmentDiscretion><votingAuthority><Sole>143</Sole><Shared>0</Shared><None>0</None></votingAuthority></infoTable>
<infoTable><nameOfIssuer>WELLS FARGO &amp; CO NEW        COM</nameOfIssuer><titleOfClass>COMMON STOCK</titleOfClass><cusip>949746101</cusip><value>1258</value><shrsOrPrnAmt><sshPrnamt>23926</sshPrnamt><sshPrnamtType>SH</sshPrnamtType></shrsOrPrnAmt><investmentDiscretion>SOLE</investmentDiscretion><votingAuthority><Sole>22027</Sole><Shared>1800</Shared><None>99</None></votingAuthority></infoTable>
<infoTable><nameOfIssuer>WELLS FARGO &amp; CO NEW        COM</nameOfIssuer><titleOfClass>COMMON STOCK</titleOfClass><cusip>949746101</cusip><value>45</value><shrsOrPrnAmt><sshPrnamt>857</sshPrnamt><sshPrnamtType>SH</sshPrnamtType></shrsOrPrnAmt><investmentDiscretion>DFND</investmentDiscretion><votingAuthority><Sole>557</Sole><Shared>300</Shared><None>0</None></votingAuthority></infoTable>
<infoTable><nameOfIssuer>WELLS FARGO ADVANTAGE INCOME OPPORTUNITIES FD</nameOfIssuer><titleOfClass>MUTUAL FUNDS-FIXED INCOME</titleOfClass><cusip>94987B105</cusip><value>17</value><shrsOrPrnAmt><sshPrnamt>1800</sshPrnamt><sshPrnamtType>SH</sshPrnamtType></shrsOrPrnAmt><investmentDiscretion>SOLE</investmentDiscretion><votingAuthority><Sole>1800</Sole><Shared>0</Shared><None>0</None></votingAuthority></infoTable>
<infoTable><nameOfIssuer>WESTERN UNION CO (WU)</nameOfIssuer><titleOfClass>COMMON STOCK</titleOfClass><cusip>959802109</cusip><value>161</value><shrsOrPrnAmt><sshPrnamt>9300</sshPrnamt><sshPrnamtType>SH</sshPrnamtType></shrsOrPrnAmt><investmentDiscretion>SOLE</investmentDiscretion><votingAuthority><Sole>6300</Sole><Shared>3000</Shared><None>0</None></votingAuthority></infoTable>
<infoTable><nameOfIssuer>WESTERN UNION CO (WU)</nameOfIssuer><titleOfClass>COMMON STOCK</titleOfClass><cusip>959802109</cusip><value>2</value><shrsOrPrnAmt><sshPrnamt>100</sshPrnamt><sshPrnamtType>SH</sshPrnamtType></shrsOrPrnAmt><investmentDiscretion>DFND</investmentDiscretion><votingAuthority><Sole>100</Sole><Shared>0</Shared><None>0</None></votingAuthority></infoTable>
<infoTable><nameOfIssuer>WEYERHAEUSER CO             COM</nameOfIssuer><titleOfClass>COMMON STOCK</titleOfClass><cusip>962166104</cusip><value>1386</value><shrsOrPrnAmt><sshPrnamt>41885</sshPrnamt><sshPrnamtType>SH</sshPrnamtType></shrsOrPrnAmt><investmentDiscretion>SOLE</investmentDiscretion><votingAuthority><Sole>38308</Sole><Shared>2600</Shared><None>977</None></votingAuthority></infoTable>
<infoTable><nameOfIssuer>WEYERHAEUSER CO             COM</nameOfIssuer><titleOfClass>COMMON STOCK</titleOfClass><cusip>962166104</cusip><value>220</value><shrsOrPrnAmt><sshPrnamt>6644</sshPrnamt><sshPrnamtType>SH</sshPrnamtType></shrsOrPrnAmt><investmentDiscretion>DFND</investmentDiscretion><votingAuthority><Sole>4444</Sole><Shared>2200</Shared><None>0</None></votingAuthority></infoTable>
<infoTable><nameOfIssuer>WHITING PETROLEUM CORP NEW</nameOfIssuer><titleOfClass>COMMON STOCK</titleOfClass><cusip>966387102</cusip><value>4</value><shrsOrPrnAmt><sshPrnamt>50</sshPrnamt><sshPrnamtType>SH</sshPrnamtType></shrsOrPrnAmt><investmentDiscretion>SOLE</investmentDiscretion><votingAuthority><Sole>50</Sole><Shared>0</Shared><None>0</None></votingAuthority></infoTable>
<infoTable><nameOfIssuer>WILLIAMS CO INC</nameOfIssuer><titleOfClass>COMMON STOCK</titleOfClass><cusip>969457100</cusip><value>12</value><shrsOrPrnAmt><sshPrnamt>200</sshPrnamt><sshPrnamtType>SH</sshPrnamtType></shrsOrPrnAmt><investmentDiscretion>SOLE</investmentDiscretion><votingAuthority><Sole>200</Sole><Shared>0</Shared><None>0</None></votingAuthority></infoTable>
<infoTable><nameOfIssuer>WILLIAMS PARTNERS L P</nameOfIssuer><titleOfClass>COMMON STOCK</titleOfClass><cusip>96950F104</cusip><value>11</value><shrsOrPrnAmt><sshPrnamt>200</sshPrnamt><sshPrnamtType>SH</sshPrnamtType></shrsOrPrnAmt><investmentDiscretion>DFND</investmentDiscretion><votingAuthority><Sole>0</Sole><Shared>200</Shared><None>0</None></votingAuthority></infoTable>
<infoTable><nameOfIssuer>WISCONSIN ENERGY CORP       COM</nameOfIssuer><titleOfClass>COMMON STOCK</titleOfClass><cusip>976657106</cusip><value>18</value><shrsOrPrnAmt><sshPrnamt>375</sshPrnamt><sshPrnamtType>SH</sshPrnamtType></shrsOrPrnAmt><investmentDiscretion>SOLE</investmentDiscretion><votingAuthority><Sole>375</Sole><Shared>0</Shared><None>0</None></votingAuthority></infoTable>
<infoTable><nameOfIssuer>WYNN RESORTS LTD</nameOfIssuer><titleOfClass>COMMON STOCK</titleOfClass><cusip>983134107</cusip><value>7</value><shrsOrPrnAmt><sshPrnamt>33</sshPrnamt><sshPrnamtType>SH</sshPrnamtType></shrsOrPrnAmt><investmentDiscretion>SOLE</investmentDiscretion><votingAuthority><Sole>33</Sole><Shared>0</Shared><None>0</None></votingAuthority></infoTable>
<infoTable><nameOfIssuer>XEROX CORP                  COM</nameOfIssuer><titleOfClass>COMMON STOCK</titleOfClass><cusip>984121103</cusip><value>11</value><shrsOrPrnAmt><sshPrnamt>875</sshPrnamt><sshPrnamtType>SH</sshPrnamtType></shrsOrPrnAmt><investmentDiscretion>SOLE</investmentDiscretion><votingAuthority><Sole>875</Sole><Shared>0</Shared><None>0</None></votingAuthority></infoTable>
<infoTable><nameOfIssuer>XYLEM INC</nameOfIssuer><titleOfClass>COMMON STOCK</titleOfClass><cusip>98419M100</cusip><value>264</value><shrsOrPrnAmt><sshPrnamt>6760</sshPrnamt><sshPrnamtType>SH</sshPrnamtType></shrsOrPrnAmt><investmentDiscretion>SOLE</investmentDiscretion><votingAuthority><Sole>4960</Sole><Shared>1500</Shared><None>300</None></votingAuthority></infoTable>
<infoTable><nameOfIssuer>XYLEM INC</nameOfIssuer><titleOfClass>COMMON STOCK</titleOfClass><cusip>98419M100</cusip><value>22</value><shrsOrPrnAmt><sshPrnamt>563</sshPrnamt><sshPrnamtType>SH</sshPrnamtType></shrsOrPrnAmt><investmentDiscretion>DFND</investmentDiscretion><votingAuthority><Sole>563</Sole><Shared>0</Shared><None>0</None></votingAuthority></infoTable>
<infoTable><nameOfIssuer>YAHOO INC                   COM</nameOfIssuer><titleOfClass>COMMON STOCK</titleOfClass><cusip>984332106</cusip><value>11</value><shrsOrPrnAmt><sshPrnamt>301</sshPrnamt><sshPrnamtType>SH</sshPrnamtType></shrsOrPrnAmt><investmentDiscretion>SOLE</investmentDiscretion><votingAuthority><Sole>301</Sole><Shared>0</Shared><None>0</None></votingAuthority></infoTable>
<infoTable><nameOfIssuer>YAHOO INC                   COM</nameOfIssuer><titleOfClass>COMMON STOCK</titleOfClass><cusip>984332106</cusip><value>18</value><shrsOrPrnAmt><sshPrnamt>500</sshPrnamt><sshPrnamtType>SH</sshPrnamtType></shrsOrPrnAmt><investmentDiscretion>DFND</investmentDiscretion><votingAuthority><Sole>500</Sole><Shared>0</Shared><None>0</None></votingAuthority></infoTable>
<infoTable><nameOfIssuer>ZIMMER HLDGS INC            COM</nameOfIssuer><titleOfClass>COMMON STOCK</titleOfClass><cusip>98956P102</cusip><value>17</value><shrsOrPrnAmt><sshPrnamt>160</sshPrnamt><sshPrnamtType>SH</sshPrnamtType></shrsOrPrnAmt><investmentDiscretion>SOLE</investmentDiscretion><votingAuthority><Sole>160</Sole><Shared>0</Shared><None>0</None></votingAuthority></infoTable>
<infoTable><nameOfIssuer>ZIMMER HLDGS INC            COM</nameOfIssuer><titleOfClass>COMMON STOCK</titleOfClass><cusip>98956P102</cusip><value>98</value><shrsOrPrnAmt><sshPrnamt>940</sshPrnamt><sshPrnamtType>SH</sshPrnamtType></shrsOrPrnAmt><investmentDiscretion>DFND</investmentDiscretion><votingAuthority><Sole>940</Sole><Shared>0</Shared><None>0</None></votingAuthority></infoTable>
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