10. Deposits:

The major components of interest-bearing and noninterest-bearing deposits at December 31, 2014 and 2013 are summarized as follows:


December 31	2014		2013
Interest-bearing deposits:
Money market accounts	$	197,442	$	229,626
Now accounts		254,924		194,931
Savings accounts		391,952		372,101
Time deposits less than $100		191,890		204,546
Time deposits $100 or more		75,852		98,361

Total interest-bearing deposits		1,112,060		1,099,565
Noninterest-bearing deposits		313,498		279,942

Total deposits	$	1,425,558	$	1,379,507

The aggregate amounts of maturities for all time deposits at December 31, 2014, are summarized as follows:


2015	$	141,078
2016		49,212
2017		19,430
2018		26,146
2019		11,648
Thereafter		20,228

	$	267,742

The aggregate amount of deposits reclassified as loans was $463 at December 31, 2014, and $405 at December 31, 2013. Management evaluates transaction accounts that are overdrawn for collectability as part of its evaluation for credit losses. During 2014 and 2013, no deposits were received on terms other than those available in the normal course of business.