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Loans, net and allowance for loan losses (Tables)

9 Months Ended

Sep. 30, 2015

Receivables [Abstract]

Major Classifications of Loans Outstanding

			September 30, 2015			December 31, 2014
Commercial		$	342,937		$	319,590
Real estate:
Commercial			529,499			493,481
Residential			306,740			322,454
Consumer			91,369			74,369
Total		$	1,270,545		$	1,209,894

Changes in Allowance for Loan Losses Account and Related Loans by Major Classification of Loans

The changes in the allowance for loan losses account by major classification of loan for the three and nine months ended September 30, 2015 and 2014 are summarized as follows:

					Real estate
September 30, 2015		Commercial			Commercial			Residential				Consumer			Total
Allowance for loan losses:
Beginning Balance July 1, 2015		$	2,435		$	3,190		$	4,027		$		1,776		$	11,428
Charge-offs						(120)			(128)				(67)			(315)
Recoveries			2			2			2				24			30
Provisions						342			369				189			900
Ending balance		$	2,437		$	3,414		$	4,270		$		1,922		$	12,043
					Real estate
September 30, 2014		Commercial			Commercial			Residential				Consumer			Total
Allowance for loan losses:
Beginning Balance July 1, 2014		$	2,201		$	2,675		$	3,458			$	1,288		$	9,622
Charge-offs						(57)			(56)				(64)			(177)
Recoveries			5			22							33			60
Provisions			152			185			239				90			666
Ending balance		$	2,358		$	2,825		$	3,641			$	1,347		$	10,171

					Real estate
September 30, 2015		Commercial			Commercial			Residential			Consumer			Total
Allowance for loan losses:
Beginning Balance January 1, 2015		$	2,321		$	3,037		$	3,690		$	1,290		$	10,338
Charge-offs			(40)			(199)			(362)			(253)			(854)
Recoveries			66			8			10			75			159
Provisions			90			568			932			810			2,400
Ending balance		$	2,437		$	3,414		$	4,270		$	1,922		$	12,043
					Real estate
September 30, 2014		Commercial			Commercial			Residential			Consumer			Total
Allowance for loan losses:
Beginning Balance January 1, 2014		$	2,008		$	2,394		$	3,135		$	1,114		$	8,651
Charge-offs			(376)			(489)			(566)			(219)			(1,650)
Recoveries			6			291			38			111			446
Provisions			720			629			1,034			341			2,724
Ending balance		$	2,358		$	2,825		$	3,641		$	1,347		$	10,171

The allocation of the allowance for loan losses and the related loans by major classifications of loans at September 30, 2015 and December 31, 2014 is summarized as follows:

					Real estate
September 30, 2015		Commercial			Commercial			Residential			Consumer			Unallocated			Total
Allowance for loan losses:
Ending balance		$	2,437		$	3,414		$	4,270		$	1,922		$			$	12,043
Ending balance: individually evaluated for impairment			2,032			269			1,000			179						3,480
Ending balance: collectively evaluated for impairment			405			3,038			3,270			1,743						8,456
Ending balance: loans acquired with deteriorated credit quality		$			$	107		$			$						$	107
Loans receivable:
Ending balance		$	342,937		$	529,499		$	306,740		$	91,369		$			$	1,270,545
Ending balance: individually evaluated for impairment			3,120			5,309			4,829			191						13,449
Ending balance: collectively evaluated for impairment			338,780			522,812			301,857			91,178						1,254,627
Ending balance: loans acquired with deteriorated credit quality			1,037			1,378			54								$	2,469

					Real estate
December 31, 2014		Commercial			Commercial			Residential			Consumer			Unallocated			Total
Allowance for loan losses:
Ending balance		$	2,321		$	3,037		$	3,690		$	1,290		$			$	10,338
Ending balance: individually evaluated for impairment			1,072			805			767			38						2,682
Ending balance: collectively evaluated for impairment			1,081			2,125			2,921			1,252						7,379
Ending balance: loans acquired with deteriorated credit quality		$	168		$	107		$	2		$						$	277
Loans receivable:
Ending balance		$	319,590		$	493,481		$	322,454		$	74,369		$			$	1,209,894
Ending balance: individually evaluated for impairment			2,595			5,084			4,001			127						11,807
Ending balance: collectively evaluated for impairment			315,642			487,024			318,395		$	74,242						1,195,303
Ending balance: loans acquired with deteriorated credit quality		$	1,353		$	1,373		$	58					$			$	2,784

Major Classification of Loans Portfolio Summarized by Credit Quality

					Special
September 30, 2015		Pass			Mention			Substandard			Doubtful			Total
Commercial		$	329,803		$	3,690		$	9,444		$			$	342,937
Real estate:
Commercial			502,017			10,395			17,087						529,499
Residential			295,998			1,438			9,304						306,740
Consumer			91,178						191						91,369
Total		$	1,218,996		$	15,523		$	36,026		$			$	1,270,545

					Special
December 31, 2014		Pass			Mention			Substandard			Doubtful			Total
Commercial		$	306,066		$	6,135		$	7,389		$			$	319,590
Real estate:
Commercial			472,270			9,858			11,353						493,481
Residential			312,086			2,123			8,245						322,454
Consumer			74,250			13			106						74,369
Total		$	1,164,672		$	18,129		$	27,093		$			$	1,209,894

Information Concerning Nonaccrual Loans by Major Loan Classification

			September 30, 2015			December 31, 2014
Commercial		$	1,444		$	1,322
Real estate:
Commercial			3,415			3,732
Residential			4,326			3,523
Consumer			190			122
Total		$	9,375		$	8,699

Major Classifications of Loans by Past Due Status

								Greater												Loans > 90
		30-59 Days			60-89 Days			than 90			Total Past									Days and
September 30, 2015		Past Due			Past Due			Days			Due			Current			Total Loans			Accruing
Commercial		$	503		$			$	1,444		$	1,947		$	340,990		$	342,937
Real estate:
Commercial			1,371			908			3,415			5,694			523,805			529,499
Residential			883			631			5,684			7,198			299,542			306,740		$	1,358
Consumer			608			258			463			1,329			90,040			91,369			273
Total		$	3,365		$	1,797		$	11,006		$	16,168		$	1,254,377		$	1,270,545		$	1,631

								Greater												Loans > 90
		30-59 Days			60-89 Days			than 90			Total Past									Days and
December 31, 2014		Past Due			Past Due			Days			Due			Current			Total Loans			Accruing
Commercial		$	898		$	117		$	1,322		$	2,337		$	317,253		$	319,590
Real estate:
Commercial			2,100			888			3,868			6,856			486,625			493,481		$	136
Residential			3,154			1,239			4,585			8,978			313,476			322,454			1,062
Consumer			848			247			547			1,642			72,727			74,369			425
Total		$	7,000		$	2,491		$	10,322		$	19,813		$	1,190,081		$	1,209,894		$	1,623

Summarize Information in Concerning to Impaired Loans

												This Quarter						Year-to-Date
					Unpaid						Average			Interest			Average			Interest
		Recorded			Principal			Related			Recorded			Income			Recorded			Income
September 30, 2015		Investment			Balance			Allowance			Investment			Recognized			Investment			Recognized
With no related allowance:
Commercial		$	1,561		$	3,024					$	1,610		$	33		$	1,980		$	70
Real estate:
Commercial			2,410			3,102						2,275			25			2,335			72
Residential			2,784			2,967						2,759			1			2,579			3
Consumer																		17
Total			6,755			9,093						6,644			59			6,911			145
With an allowance recorded:
Commercial			2,596			2,596		$	2,032			1,954			13			1,675			40
Real estate:
Commercial			4,277			4,277			376			4,797			21			4,389			86
Residential			2,099			2,099			1,000			1,903			7			1,697			24
Consumer			191			191			179			164						116
Total			9,163			9,163			3,587			8,818			41			7,877			150
Commercial			4,157			5,620			2,032			3,564			46			3,655			110
Real estate:
Commercial			6,687			7,379			376			7,072			46			6,724			158
Residential			4,883			5,066			1,000			4,662			8			4,276			27
Consumer			191			191			179			164						133
Total		$	15,918		$	18,256		$	3,587		$	15,462		$	100		$	14,788		$	295

											For the Year Ended
					Unpaid						Average			Interest
		Recorded			Principal			Related			Recorded			Income
December 31, 2014		Investment			Balance			Allowance			Investment			Recognized
With no related allowance:
Commercial		$	2,379		$	4,084					$	2,669			141
Real estate:
Commercial			2,932			3,690						7,944			120
Residential			2,672			2,857						2,731			4
Consumer			83			83						94
Total			8,066			10,714						13,438			265
With an allowance recorded:
Commercial			1,569			1,569		$	1,240			1,787		$	58
Real estate:
Commercial			3,525			3,525			912			2,293			28
Residential			1,387			1,387			769			590			10
Consumer			44			44			38			10			1
Total			6,525			6,525			2,959			4,680			97
Commercial			3,948			5,653			1,240			4,456			199
Real estate:
Commercial			6,457			7,215			912			10,237			148
Residential			4,059			4,244			769			3,321			14
Consumer			127			127			38			104			1
Total		$	14,591		$	17,239		$	2,959		$	18,118		$	362

												This Quarter						Year-to-Date
					Unpaid						Average			Interest			Average			Interest
		Recorded			Principal			Related			Recorded			Income			Recorded			Income
September 30, 2014		Investment			Balance			Allowance			Investment			Recognized			Investment			Recognized
With no related allowance:
Commercial		$	2,352		$	4,076					$	2,501			19		$	2,771			71
Real estate:
Commercial			5,275			6,074						7,587			20			9,238			58
Residential			2,629			2,816						2,675			1			2,758			3
Consumer			64			64						81						101
Total			10,320			13,030						12,844			40			14,868			132
With an allowance recorded:
Commercial			1,781			1,781		$	1,163			1,769		$	20			1,825		$	63
Real estate:
Commercial			3,893			3,893			660			2,640			14			1,816			43
Residential			750			750			275			504			4			428			4
Consumer			17			17			17			9						3
Total			6,441			6,441			2,115			4,922			38			4,072			110
Commercial			4,133			5,857			1,163			4,270			39			4,596			134
Real estate:
Commercial			9,168			9,967			660			10,227			34			11,054			101
Residential			3,379			3,566			275			3,179			5			3,186			7
Consumer			81			81			17			90						104
Total		$	16,761		$	19,471		$	2,115		$	17,766		$	78		$	18,940		$	242

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- Definition

Tabular disclosure of financing receivables (examples of financing receivables include loans, trade accounts receivable and notes receivable) and activity in the allowance for credit losses account.

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Tabular disclosure of financing receivables by credit quality indicator. The credit quality indicator is a statistic about the credit quality of financing receivables. Examples include, but not limited to, consumer credit risk scores, credit-rating-agency ratings, an entity's internal credit risk grades, loan-to-value ratios, collateral, collection experience and other internal metrics.

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Tabular disclosure of financing receivables that are past due but not impaired, financing receivables that are 90 days past due and still accruing, and financing receivables on nonaccrual status.

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Tabular disclosure of the various types of trade accounts and notes receivable and for each the gross carrying value, allowance, and net carrying value as of the balance sheet date. Presentation is categorized by current, noncurrent and unclassified receivables.

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Tabular disclosure of nonaccrual and past due financing receivables (such as loans and trade receivables), including: (a) the recorded investment in loans and trade receivables, if applicable, on nonaccrual status as of each balance sheet date (b) the recorded investment in loans and trade receivables, if applicable, past due 90 days or more and still accruing.

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