<SEC-DOCUMENT>0001056943-15-000035.txt : 20150709
<SEC-HEADER>0001056943-15-000035.hdr.sgml : 20150709
<ACCEPTANCE-DATETIME>20150709101032
ACCESSION NUMBER:		0001056943-15-000035
CONFORMED SUBMISSION TYPE:	13F-HR
PUBLIC DOCUMENT COUNT:		2
CONFORMED PERIOD OF REPORT:	20150630
FILED AS OF DATE:		20150709
DATE AS OF CHANGE:		20150709
EFFECTIVENESS DATE:		20150709

FILER:

	COMPANY DATA:	
		COMPANY CONFORMED NAME:			PEOPLES FINANCIAL SERVICES CORP.
		CENTRAL INDEX KEY:			0001056943
		STANDARD INDUSTRIAL CLASSIFICATION:	NATIONAL COMMERCIAL BANKS [6021]
		IRS NUMBER:				232391852
		STATE OF INCORPORATION:			PA
		FISCAL YEAR END:			1231

	FILING VALUES:
		FORM TYPE:		13F-HR
		SEC ACT:		1934 Act
		SEC FILE NUMBER:	028-15675
		FILM NUMBER:		15980583

	BUSINESS ADDRESS:	
		STREET 1:		150 N WASHINGTON AVE
		CITY:			SCRANTON
		STATE:			PA
		ZIP:			18503
		BUSINESS PHONE:		570-346-7741

	MAIL ADDRESS:	
		STREET 1:		150 N WASHINGTON AVE
		CITY:			SCRANTON
		STATE:			PA
		ZIP:			18503

	FORMER COMPANY:	
		FORMER CONFORMED NAME:	PEOPLES FINANCIAL SERVICES CORP/
		DATE OF NAME CHANGE:	19980303
</SEC-HEADER>
<DOCUMENT>
<TYPE>13F-HR
<SEQUENCE>1
<FILENAME>primary_doc.xml
<TEXT>
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      <filer>
        <credentials>
          <cik>0001056943</cik>
          <ccc>XXXXXXXX</ccc>
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      <periodOfReport>06-30-2015</periodOfReport>
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    <coverPage>
      <reportCalendarOrQuarter>06-30-2015</reportCalendarOrQuarter>
      <filingManager>
        <name>PEOPLES FINANCIAL SERVICES CORP.</name>
        <address>
          <com:street1>150 N WASHINGTON AVE</com:street1>
          <com:city>SCRANTON</com:city>
          <com:stateOrCountry>PA</com:stateOrCountry>
          <com:zipCode>18503</com:zipCode>
        </address>
      </filingManager>
      <reportType>13F HOLDINGS REPORT</reportType>
      <form13FFileNumber>028-15675</form13FFileNumber>
      <provideInfoForInstruction5>N</provideInfoForInstruction5>
    </coverPage>
    <signatureBlock>
      <name>Carla Olenchak</name>
      <title>AVP &amp; Trust Operations Manager</title>
      <phone>570-346-7741 x2226</phone>
      <signature>Carla Olenchak</signature>
      <city>Scranton</city>
      <stateOrCountry>PA</stateOrCountry>
      <signatureDate>07-09-2015</signatureDate>
    </signatureBlock>
    <summaryPage>
      <otherIncludedManagersCount>0</otherIncludedManagersCount>
      <tableEntryTotal>449</tableEntryTotal>
      <tableValueTotal>149604</tableValueTotal>
      <isConfidentialOmitted>false</isConfidentialOmitted>
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<DOCUMENT>
<TYPE>INFORMATION TABLE
<SEQUENCE>2
<FILENAME>SGSE123A.xml
<TEXT>
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<infoTable><nameOfIssuer>AMERIPRISE FINL INC         COM</nameOfIssuer><titleOfClass>COMMON STOCK</titleOfClass><cusip>03076C106</cusip><value>250</value><shrsOrPrnAmt><sshPrnamt>2000</sshPrnamt><sshPrnamtType>SH</sshPrnamtType></shrsOrPrnAmt><investmentDiscretion>DFND</investmentDiscretion><votingAuthority><Sole>0</Sole><Shared>2000</Shared><None>0</None></votingAuthority></infoTable>
<infoTable><nameOfIssuer>AMGEN INC                   COM</nameOfIssuer><titleOfClass>COMMON STOCK</titleOfClass><cusip>031162100</cusip><value>541</value><shrsOrPrnAmt><sshPrnamt>3525</sshPrnamt><sshPrnamtType>SH</sshPrnamtType></shrsOrPrnAmt><investmentDiscretion>SOLE</investmentDiscretion><votingAuthority><Sole>3325</Sole><Shared>200</Shared><None>0</None></votingAuthority></infoTable>
<infoTable><nameOfIssuer>AMGEN INC                   COM</nameOfIssuer><titleOfClass>COMMON STOCK</titleOfClass><cusip>031162100</cusip><value>154</value><shrsOrPrnAmt><sshPrnamt>1000</sshPrnamt><sshPrnamtType>SH</sshPrnamtType></shrsOrPrnAmt><investmentDiscretion>DFND</investmentDiscretion><votingAuthority><Sole>1000</Sole><Shared>0</Shared><None>0</None></votingAuthority></infoTable>
<infoTable><nameOfIssuer>APPLE COMPUTER INC          COM</nameOfIssuer><titleOfClass>COMMON STOCK</titleOfClass><cusip>037833100</cusip><value>1657</value><shrsOrPrnAmt><sshPrnamt>13211</sshPrnamt><sshPrnamtType>SH</sshPrnamtType></shrsOrPrnAmt><investmentDiscretion>SOLE</investmentDiscretion><votingAuthority><Sole>12586</Sole><Shared>625</Shared><None>0</None></votingAuthority></infoTable>
<infoTable><nameOfIssuer>APPLE COMPUTER INC          COM</nameOfIssuer><titleOfClass>COMMON STOCK</titleOfClass><cusip>037833100</cusip><value>737</value><shrsOrPrnAmt><sshPrnamt>5880</sshPrnamt><sshPrnamtType>SH</sshPrnamtType></shrsOrPrnAmt><investmentDiscretion>DFND</investmentDiscretion><votingAuthority><Sole>5365</Sole><Shared>515</Shared><None>0</None></votingAuthority></infoTable>
<infoTable><nameOfIssuer>APPLIED MATLS INC           COM</nameOfIssuer><titleOfClass>COMMON STOCK</titleOfClass><cusip>038222105</cusip><value>19</value><shrsOrPrnAmt><sshPrnamt>1000</sshPrnamt><sshPrnamtType>SH</sshPrnamtType></shrsOrPrnAmt><investmentDiscretion>SOLE</investmentDiscretion><votingAuthority><Sole>1000</Sole><Shared>0</Shared><None>0</None></votingAuthority></infoTable>
<infoTable><nameOfIssuer>AQUA AMERICA INC            COM</nameOfIssuer><titleOfClass>COMMON STOCK</titleOfClass><cusip>03836W103</cusip><value>61</value><shrsOrPrnAmt><sshPrnamt>2500</sshPrnamt><sshPrnamtType>SH</sshPrnamtType></shrsOrPrnAmt><investmentDiscretion>SOLE</investmentDiscretion><votingAuthority><Sole>1250</Sole><Shared>0</Shared><None>1250</None></votingAuthority></infoTable>
<infoTable><nameOfIssuer>AQUA AMERICA INC            COM</nameOfIssuer><titleOfClass>COMMON STOCK</titleOfClass><cusip>03836W103</cusip><value>47</value><shrsOrPrnAmt><sshPrnamt>1916</sshPrnamt><sshPrnamtType>SH</sshPrnamtType></shrsOrPrnAmt><investmentDiscretion>DFND</investmentDiscretion><votingAuthority><Sole>250</Sole><Shared>1666</Shared><None>0</None></votingAuthority></infoTable>
<infoTable><nameOfIssuer>ASHLAND INC NEW             COM</nameOfIssuer><titleOfClass>COMMON STOCK</titleOfClass><cusip>044209104</cusip><value>2</value><shrsOrPrnAmt><sshPrnamt>13</sshPrnamt><sshPrnamtType>SH</sshPrnamtType></shrsOrPrnAmt><investmentDiscretion>DFND</investmentDiscretion><votingAuthority><Sole>13</Sole><Shared>0</Shared><None>0</None></votingAuthority></infoTable>
<infoTable><nameOfIssuer>ASTORIA FINL CORP</nameOfIssuer><titleOfClass>COMMON STOCK</titleOfClass><cusip>046265104</cusip><value>2</value><shrsOrPrnAmt><sshPrnamt>138</sshPrnamt><sshPrnamtType>SH</sshPrnamtType></shrsOrPrnAmt><investmentDiscretion>SOLE</investmentDiscretion><votingAuthority><Sole>138</Sole><Shared>0</Shared><None>0</None></votingAuthority></infoTable>
<infoTable><nameOfIssuer>AUTOMATIC DATA PROCESSING INCOM</nameOfIssuer><titleOfClass>COMMON STOCK</titleOfClass><cusip>053015103</cusip><value>610</value><shrsOrPrnAmt><sshPrnamt>7600</sshPrnamt><sshPrnamtType>SH</sshPrnamtType></shrsOrPrnAmt><investmentDiscretion>SOLE</investmentDiscretion><votingAuthority><Sole>7400</Sole><Shared>200</Shared><None>0</None></votingAuthority></infoTable>
<infoTable><nameOfIssuer>AUTOMATIC DATA PROCESSING INCOM</nameOfIssuer><titleOfClass>COMMON STOCK</titleOfClass><cusip>053015103</cusip><value>60</value><shrsOrPrnAmt><sshPrnamt>750</sshPrnamt><sshPrnamtType>SH</sshPrnamtType></shrsOrPrnAmt><investmentDiscretion>DFND</investmentDiscretion><votingAuthority><Sole>250</Sole><Shared>500</Shared><None>0</None></votingAuthority></infoTable>
<infoTable><nameOfIssuer>BB&amp;T CORP                   COM</nameOfIssuer><titleOfClass>COMMON STOCK</titleOfClass><cusip>054937107</cusip><value>23</value><shrsOrPrnAmt><sshPrnamt>560</sshPrnamt><sshPrnamtType>SH</sshPrnamtType></shrsOrPrnAmt><investmentDiscretion>SOLE</investmentDiscretion><votingAuthority><Sole>560</Sole><Shared>0</Shared><None>0</None></votingAuthority></infoTable>
<infoTable><nameOfIssuer>BP  PLC SPONSORED ADR</nameOfIssuer><titleOfClass>FOREIGN EQUITIES</titleOfClass><cusip>055622104</cusip><value>228</value><shrsOrPrnAmt><sshPrnamt>5714</sshPrnamt><sshPrnamtType>SH</sshPrnamtType></shrsOrPrnAmt><investmentDiscretion>SOLE</investmentDiscretion><votingAuthority><Sole>4934</Sole><Shared>780</Shared><None>0</None></votingAuthority></infoTable>
<infoTable><nameOfIssuer>BP  PLC SPONSORED ADR</nameOfIssuer><titleOfClass>FOREIGN EQUITIES</titleOfClass><cusip>055622104</cusip><value>72</value><shrsOrPrnAmt><sshPrnamt>1800</sshPrnamt><sshPrnamtType>SH</sshPrnamtType></shrsOrPrnAmt><investmentDiscretion>DFND</investmentDiscretion><votingAuthority><Sole>1600</Sole><Shared>200</Shared><None>0</None></votingAuthority></infoTable>
<infoTable><nameOfIssuer>BP PRUDHOE BAY ROYALTY      TRUST</nameOfIssuer><titleOfClass>ROYALTY TRUST</titleOfClass><cusip>055630107</cusip><value>19</value><shrsOrPrnAmt><sshPrnamt>300</sshPrnamt><sshPrnamtType>SH</sshPrnamtType></shrsOrPrnAmt><investmentDiscretion>SOLE</investmentDiscretion><votingAuthority><Sole>300</Sole><Shared>0</Shared><None>0</None></votingAuthority></infoTable>
<infoTable><nameOfIssuer>BANKAMERICA CORP NEW</nameOfIssuer><titleOfClass>COMMON STOCK</titleOfClass><cusip>060505104</cusip><value>65</value><shrsOrPrnAmt><sshPrnamt>3830</sshPrnamt><sshPrnamtType>SH</sshPrnamtType></shrsOrPrnAmt><investmentDiscretion>SOLE</investmentDiscretion><votingAuthority><Sole>3830</Sole><Shared>0</Shared><None>0</None></votingAuthority></infoTable>
<infoTable><nameOfIssuer>BANKAMERICA CORP NEW</nameOfIssuer><titleOfClass>COMMON STOCK</titleOfClass><cusip>060505104</cusip><value>11</value><shrsOrPrnAmt><sshPrnamt>650</sshPrnamt><sshPrnamtType>SH</sshPrnamtType></shrsOrPrnAmt><investmentDiscretion>DFND</investmentDiscretion><votingAuthority><Sole>500</Sole><Shared>150</Shared><None>0</None></votingAuthority></infoTable>
<infoTable><nameOfIssuer>BANK NEW YORK MELLON CORP   COM</nameOfIssuer><titleOfClass>COMMON STOCK</titleOfClass><cusip>064058100</cusip><value>113</value><shrsOrPrnAmt><sshPrnamt>2700</sshPrnamt><sshPrnamtType>SH</sshPrnamtType></shrsOrPrnAmt><investmentDiscretion>SOLE</investmentDiscretion><votingAuthority><Sole>2700</Sole><Shared>0</Shared><None>0</None></votingAuthority></infoTable>
<infoTable><nameOfIssuer>BANK NEW YORK MELLON CORP   COM</nameOfIssuer><titleOfClass>COMMON STOCK</titleOfClass><cusip>064058100</cusip><value>118</value><shrsOrPrnAmt><sshPrnamt>2800</sshPrnamt><sshPrnamtType>SH</sshPrnamtType></shrsOrPrnAmt><investmentDiscretion>DFND</investmentDiscretion><votingAuthority><Sole>2800</Sole><Shared>0</Shared><None>0</None></votingAuthority></infoTable>
<infoTable><nameOfIssuer>BAXTER INTL INC             COM</nameOfIssuer><titleOfClass>COMMON STOCK</titleOfClass><cusip>071813109</cusip><value>1076</value><shrsOrPrnAmt><sshPrnamt>15387</sshPrnamt><sshPrnamtType>SH</sshPrnamtType></shrsOrPrnAmt><investmentDiscretion>SOLE</investmentDiscretion><votingAuthority><Sole>13487</Sole><Shared>1900</Shared><None>0</None></votingAuthority></infoTable>
<infoTable><nameOfIssuer>BAXTER INTL INC             COM</nameOfIssuer><titleOfClass>COMMON STOCK</titleOfClass><cusip>071813109</cusip><value>171</value><shrsOrPrnAmt><sshPrnamt>2450</sshPrnamt><sshPrnamtType>SH</sshPrnamtType></shrsOrPrnAmt><investmentDiscretion>DFND</investmentDiscretion><votingAuthority><Sole>2150</Sole><Shared>300</Shared><None>0</None></votingAuthority></infoTable>
<infoTable><nameOfIssuer>BERKSHIRE HATHAWAY &quot;B&quot; NEW</nameOfIssuer><titleOfClass>COMMON STOCK</titleOfClass><cusip>084670702</cusip><value>470</value><shrsOrPrnAmt><sshPrnamt>3450</sshPrnamt><sshPrnamtType>SH</sshPrnamtType></shrsOrPrnAmt><investmentDiscretion>SOLE</investmentDiscretion><votingAuthority><Sole>2950</Sole><Shared>500</Shared><None>0</None></votingAuthority></infoTable>
<infoTable><nameOfIssuer>BERKSHIRE HATHAWAY &quot;B&quot; NEW</nameOfIssuer><titleOfClass>COMMON STOCK</titleOfClass><cusip>084670702</cusip><value>191</value><shrsOrPrnAmt><sshPrnamt>1400</sshPrnamt><sshPrnamtType>SH</sshPrnamtType></shrsOrPrnAmt><investmentDiscretion>DFND</investmentDiscretion><votingAuthority><Sole>1400</Sole><Shared>0</Shared><None>0</None></votingAuthority></infoTable>
<infoTable><nameOfIssuer>BIOGEN INC                  COM</nameOfIssuer><titleOfClass>COMMON STOCK</titleOfClass><cusip>09062X103</cusip><value>4</value><shrsOrPrnAmt><sshPrnamt>10</sshPrnamt><sshPrnamtType>SH</sshPrnamtType></shrsOrPrnAmt><investmentDiscretion>SOLE</investmentDiscretion><votingAuthority><Sole>10</Sole><Shared>0</Shared><None>0</None></votingAuthority></infoTable>
<infoTable><nameOfIssuer>BOEING CO                   COM</nameOfIssuer><titleOfClass>COMMON STOCK</titleOfClass><cusip>097023105</cusip><value>546</value><shrsOrPrnAmt><sshPrnamt>3939</sshPrnamt><sshPrnamtType>SH</sshPrnamtType></shrsOrPrnAmt><investmentDiscretion>SOLE</investmentDiscretion><votingAuthority><Sole>3839</Sole><Shared>0</Shared><None>100</None></votingAuthority></infoTable>
<infoTable><nameOfIssuer>BOEING CO                   COM</nameOfIssuer><titleOfClass>COMMON STOCK</titleOfClass><cusip>097023105</cusip><value>430</value><shrsOrPrnAmt><sshPrnamt>3100</sshPrnamt><sshPrnamtType>SH</sshPrnamtType></shrsOrPrnAmt><investmentDiscretion>DFND</investmentDiscretion><votingAuthority><Sole>3100</Sole><Shared>0</Shared><None>0</None></votingAuthority></infoTable>
<infoTable><nameOfIssuer>BRISTOL MYERS SQUIBB CO</nameOfIssuer><titleOfClass>COMMON STOCK</titleOfClass><cusip>110122108</cusip><value>1256</value><shrsOrPrnAmt><sshPrnamt>18870</sshPrnamt><sshPrnamtType>SH</sshPrnamtType></shrsOrPrnAmt><investmentDiscretion>SOLE</investmentDiscretion><votingAuthority><Sole>18470</Sole><Shared>0</Shared><None>400</None></votingAuthority></infoTable>
<infoTable><nameOfIssuer>BRISTOL MYERS SQUIBB CO</nameOfIssuer><titleOfClass>COMMON STOCK</titleOfClass><cusip>110122108</cusip><value>489</value><shrsOrPrnAmt><sshPrnamt>7348</sshPrnamt><sshPrnamtType>SH</sshPrnamtType></shrsOrPrnAmt><investmentDiscretion>DFND</investmentDiscretion><votingAuthority><Sole>5085</Sole><Shared>2263</Shared><None>0</None></votingAuthority></infoTable>
<infoTable><nameOfIssuer>BRISTOW GROUP INC</nameOfIssuer><titleOfClass>COMMON STOCK</titleOfClass><cusip>110394103</cusip><value>4</value><shrsOrPrnAmt><sshPrnamt>76</sshPrnamt><sshPrnamtType>SH</sshPrnamtType></shrsOrPrnAmt><investmentDiscretion>SOLE</investmentDiscretion><votingAuthority><Sole>76</Sole><Shared>0</Shared><None>0</None></votingAuthority></infoTable>
<infoTable><nameOfIssuer>BUCKEYE PARTNERS</nameOfIssuer><titleOfClass>COMMON STOCK</titleOfClass><cusip>118230101</cusip><value>259</value><shrsOrPrnAmt><sshPrnamt>3500</sshPrnamt><sshPrnamtType>SH</sshPrnamtType></shrsOrPrnAmt><investmentDiscretion>DFND</investmentDiscretion><votingAuthority><Sole>3400</Sole><Shared>100</Shared><None>0</None></votingAuthority></infoTable>
<infoTable><nameOfIssuer>CBS CORP CL B</nameOfIssuer><titleOfClass>COMMON STOCK</titleOfClass><cusip>124857202</cusip><value>6</value><shrsOrPrnAmt><sshPrnamt>103</sshPrnamt><sshPrnamtType>SH</sshPrnamtType></shrsOrPrnAmt><investmentDiscretion>SOLE</investmentDiscretion><votingAuthority><Sole>103</Sole><Shared>0</Shared><None>0</None></votingAuthority></infoTable>
<infoTable><nameOfIssuer>CDK GLOBAL, INC.</nameOfIssuer><titleOfClass>COMMON STOCK</titleOfClass><cusip>12508E101</cusip><value>9</value><shrsOrPrnAmt><sshPrnamt>174</sshPrnamt><sshPrnamtType>SH</sshPrnamtType></shrsOrPrnAmt><investmentDiscretion>SOLE</investmentDiscretion><votingAuthority><Sole>174</Sole><Shared>0</Shared><None>0</None></votingAuthority></infoTable>
<infoTable><nameOfIssuer>CLECO CORP</nameOfIssuer><titleOfClass>COMMON STOCK</titleOfClass><cusip>12561W105</cusip><value>102</value><shrsOrPrnAmt><sshPrnamt>1900</sshPrnamt><sshPrnamtType>SH</sshPrnamtType></shrsOrPrnAmt><investmentDiscretion>SOLE</investmentDiscretion><votingAuthority><Sole>1900</Sole><Shared>0</Shared><None>0</None></votingAuthority></infoTable>
<infoTable><nameOfIssuer>CSX CORP                    COM</nameOfIssuer><titleOfClass>COMMON STOCK</titleOfClass><cusip>126408103</cusip><value>19</value><shrsOrPrnAmt><sshPrnamt>575</sshPrnamt><sshPrnamtType>SH</sshPrnamtType></shrsOrPrnAmt><investmentDiscretion>SOLE</investmentDiscretion><votingAuthority><Sole>575</Sole><Shared>0</Shared><None>0</None></votingAuthority></infoTable>
<infoTable><nameOfIssuer>CVS/CAREMARK CORP           COM</nameOfIssuer><titleOfClass>COMMON STOCK</titleOfClass><cusip>126650100</cusip><value>112</value><shrsOrPrnAmt><sshPrnamt>1065</sshPrnamt><sshPrnamtType>SH</sshPrnamtType></shrsOrPrnAmt><investmentDiscretion>SOLE</investmentDiscretion><votingAuthority><Sole>1065</Sole><Shared>0</Shared><None>0</None></votingAuthority></infoTable>
<infoTable><nameOfIssuer>CABOT OIL &amp; GAS CORPORATION</nameOfIssuer><titleOfClass>COMMON STOCK</titleOfClass><cusip>127097103</cusip><value>63</value><shrsOrPrnAmt><sshPrnamt>2000</sshPrnamt><sshPrnamtType>SH</sshPrnamtType></shrsOrPrnAmt><investmentDiscretion>SOLE</investmentDiscretion><votingAuthority><Sole>2000</Sole><Shared>0</Shared><None>0</None></votingAuthority></infoTable>
<infoTable><nameOfIssuer>CALAMOS CONV &amp; HIGH INC FD</nameOfIssuer><titleOfClass>MUTUAL FUNDS-FIXED INCOME</titleOfClass><cusip>12811P108</cusip><value>37</value><shrsOrPrnAmt><sshPrnamt>2800</sshPrnamt><sshPrnamtType>SH</sshPrnamtType></shrsOrPrnAmt><investmentDiscretion>SOLE</investmentDiscretion><votingAuthority><Sole>0</Sole><Shared>2800</Shared><None>0</None></votingAuthority></infoTable>
<infoTable><nameOfIssuer>CALIFORNIA RESOURCES CORP</nameOfIssuer><titleOfClass>COMMON STOCK</titleOfClass><cusip>13057Q107</cusip><value>2</value><shrsOrPrnAmt><sshPrnamt>280</sshPrnamt><sshPrnamtType>SH</sshPrnamtType></shrsOrPrnAmt><investmentDiscretion>SOLE</investmentDiscretion><votingAuthority><Sole>280</Sole><Shared>0</Shared><None>0</None></votingAuthority></infoTable>
<infoTable><nameOfIssuer>CAMPBELL SOUP CO            COM</nameOfIssuer><titleOfClass>COMMON STOCK</titleOfClass><cusip>134429109</cusip><value>29</value><shrsOrPrnAmt><sshPrnamt>600</sshPrnamt><sshPrnamtType>SH</sshPrnamtType></shrsOrPrnAmt><investmentDiscretion>SOLE</investmentDiscretion><votingAuthority><Sole>600</Sole><Shared>0</Shared><None>0</None></votingAuthority></infoTable>
<infoTable><nameOfIssuer>CANTEL MEDICAL CORP</nameOfIssuer><titleOfClass>COMMON STOCK</titleOfClass><cusip>138098108</cusip><value>6</value><shrsOrPrnAmt><sshPrnamt>105</sshPrnamt><sshPrnamtType>SH</sshPrnamtType></shrsOrPrnAmt><investmentDiscretion>SOLE</investmentDiscretion><votingAuthority><Sole>105</Sole><Shared>0</Shared><None>0</None></votingAuthority></infoTable>
<infoTable><nameOfIssuer>CAPITAL ONE FINL CORP</nameOfIssuer><titleOfClass>COMMON STOCK</titleOfClass><cusip>14040H105</cusip><value>18</value><shrsOrPrnAmt><sshPrnamt>200</sshPrnamt><sshPrnamtType>SH</sshPrnamtType></shrsOrPrnAmt><investmentDiscretion>SOLE</investmentDiscretion><votingAuthority><Sole>200</Sole><Shared>0</Shared><None>0</None></votingAuthority></infoTable>
<infoTable><nameOfIssuer>CARDINAL HEALTH INC</nameOfIssuer><titleOfClass>COMMON STOCK</titleOfClass><cusip>14149Y108</cusip><value>31</value><shrsOrPrnAmt><sshPrnamt>374</sshPrnamt><sshPrnamtType>SH</sshPrnamtType></shrsOrPrnAmt><investmentDiscretion>SOLE</investmentDiscretion><votingAuthority><Sole>374</Sole><Shared>0</Shared><None>0</None></votingAuthority></infoTable>
<infoTable><nameOfIssuer>CARRIZO OIL &amp; GAS INC.</nameOfIssuer><titleOfClass>COMMON STOCK</titleOfClass><cusip>144577103</cusip><value>20</value><shrsOrPrnAmt><sshPrnamt>400</sshPrnamt><sshPrnamtType>SH</sshPrnamtType></shrsOrPrnAmt><investmentDiscretion>SOLE</investmentDiscretion><votingAuthority><Sole>400</Sole><Shared>0</Shared><None>0</None></votingAuthority></infoTable>
<infoTable><nameOfIssuer>CATERPILLAR INC DEL         COM</nameOfIssuer><titleOfClass>COMMON STOCK</titleOfClass><cusip>149123101</cusip><value>233</value><shrsOrPrnAmt><sshPrnamt>2750</sshPrnamt><sshPrnamtType>SH</sshPrnamtType></shrsOrPrnAmt><investmentDiscretion>SOLE</investmentDiscretion><votingAuthority><Sole>2750</Sole><Shared>0</Shared><None>0</None></votingAuthority></infoTable>
<infoTable><nameOfIssuer>CATERPILLAR INC DEL         COM</nameOfIssuer><titleOfClass>COMMON STOCK</titleOfClass><cusip>149123101</cusip><value>38</value><shrsOrPrnAmt><sshPrnamt>450</sshPrnamt><sshPrnamtType>SH</sshPrnamtType></shrsOrPrnAmt><investmentDiscretion>DFND</investmentDiscretion><votingAuthority><Sole>200</Sole><Shared>250</Shared><None>0</None></votingAuthority></infoTable>
<infoTable><nameOfIssuer>CELGENE CORP                COM</nameOfIssuer><titleOfClass>COMMON STOCK</titleOfClass><cusip>151020104</cusip><value>9</value><shrsOrPrnAmt><sshPrnamt>80</sshPrnamt><sshPrnamtType>SH</sshPrnamtType></shrsOrPrnAmt><investmentDiscretion>SOLE</investmentDiscretion><votingAuthority><Sole>80</Sole><Shared>0</Shared><None>0</None></votingAuthority></infoTable>
<infoTable><nameOfIssuer>CHECKPOINT SYSTEMS INC</nameOfIssuer><titleOfClass>COMMON STOCK</titleOfClass><cusip>162825103</cusip><value>1</value><shrsOrPrnAmt><sshPrnamt>81</sshPrnamt><sshPrnamtType>SH</sshPrnamtType></shrsOrPrnAmt><investmentDiscretion>SOLE</investmentDiscretion><votingAuthority><Sole>81</Sole><Shared>0</Shared><None>0</None></votingAuthority></infoTable>
<infoTable><nameOfIssuer>CHESAPEAKE ENERGY CORP      COM</nameOfIssuer><titleOfClass>COMMON STOCK</titleOfClass><cusip>165167107</cusip><value>6</value><shrsOrPrnAmt><sshPrnamt>500</sshPrnamt><sshPrnamtType>SH</sshPrnamtType></shrsOrPrnAmt><investmentDiscretion>SOLE</investmentDiscretion><votingAuthority><Sole>500</Sole><Shared>0</Shared><None>0</None></votingAuthority></infoTable>
<infoTable><nameOfIssuer>CHEVRONTEXACO CORP          COM</nameOfIssuer><titleOfClass>COMMON STOCK</titleOfClass><cusip>166764100</cusip><value>687</value><shrsOrPrnAmt><sshPrnamt>7126</sshPrnamt><sshPrnamtType>SH</sshPrnamtType></shrsOrPrnAmt><investmentDiscretion>SOLE</investmentDiscretion><votingAuthority><Sole>5936</Sole><Shared>1190</Shared><None>0</None></votingAuthority></infoTable>
<infoTable><nameOfIssuer>CHEVRONTEXACO CORP          COM</nameOfIssuer><titleOfClass>COMMON STOCK</titleOfClass><cusip>166764100</cusip><value>822</value><shrsOrPrnAmt><sshPrnamt>8520</sshPrnamt><sshPrnamtType>SH</sshPrnamtType></shrsOrPrnAmt><investmentDiscretion>DFND</investmentDiscretion><votingAuthority><Sole>8220</Sole><Shared>300</Shared><None>0</None></votingAuthority></infoTable>
<infoTable><nameOfIssuer>CHUBB CORP                  COM</nameOfIssuer><titleOfClass>COMMON STOCK</titleOfClass><cusip>171232101</cusip><value>30</value><shrsOrPrnAmt><sshPrnamt>313</sshPrnamt><sshPrnamtType>SH</sshPrnamtType></shrsOrPrnAmt><investmentDiscretion>SOLE</investmentDiscretion><votingAuthority><Sole>313</Sole><Shared>0</Shared><None>0</None></votingAuthority></infoTable>
<infoTable><nameOfIssuer>CISCO SYS INC               COM</nameOfIssuer><titleOfClass>COMMON STOCK</titleOfClass><cusip>17275R102</cusip><value>881</value><shrsOrPrnAmt><sshPrnamt>32100</sshPrnamt><sshPrnamtType>SH</sshPrnamtType></shrsOrPrnAmt><investmentDiscretion>SOLE</investmentDiscretion><votingAuthority><Sole>29900</Sole><Shared>2200</Shared><None>0</None></votingAuthority></infoTable>
<infoTable><nameOfIssuer>CISCO SYS INC               COM</nameOfIssuer><titleOfClass>COMMON STOCK</titleOfClass><cusip>17275R102</cusip><value>111</value><shrsOrPrnAmt><sshPrnamt>4050</sshPrnamt><sshPrnamtType>SH</sshPrnamtType></shrsOrPrnAmt><investmentDiscretion>DFND</investmentDiscretion><votingAuthority><Sole>1650</Sole><Shared>2400</Shared><None>0</None></votingAuthority></infoTable>
<infoTable><nameOfIssuer>CITIZENS &amp; NORTHERN CORP</nameOfIssuer><titleOfClass>COMMON STOCK</titleOfClass><cusip>172922106</cusip><value>31</value><shrsOrPrnAmt><sshPrnamt>1500</sshPrnamt><sshPrnamtType>SH</sshPrnamtType></shrsOrPrnAmt><investmentDiscretion>SOLE</investmentDiscretion><votingAuthority><Sole>1500</Sole><Shared>0</Shared><None>0</None></votingAuthority></infoTable>
<infoTable><nameOfIssuer>CITIGROUP INC NEW</nameOfIssuer><titleOfClass>COMMON STOCK</titleOfClass><cusip>172967424</cusip><value>69</value><shrsOrPrnAmt><sshPrnamt>1248</sshPrnamt><sshPrnamtType>SH</sshPrnamtType></shrsOrPrnAmt><investmentDiscretion>SOLE</investmentDiscretion><votingAuthority><Sole>1198</Sole><Shared>50</Shared><None>0</None></votingAuthority></infoTable>
<infoTable><nameOfIssuer>CITIGROUP INC NEW</nameOfIssuer><titleOfClass>COMMON STOCK</titleOfClass><cusip>172967424</cusip><value>9</value><shrsOrPrnAmt><sshPrnamt>161</sshPrnamt><sshPrnamtType>SH</sshPrnamtType></shrsOrPrnAmt><investmentDiscretion>DFND</investmentDiscretion><votingAuthority><Sole>161</Sole><Shared>0</Shared><None>0</None></votingAuthority></infoTable>
<infoTable><nameOfIssuer>CLOROX COMPANY</nameOfIssuer><titleOfClass>COMMON STOCK</titleOfClass><cusip>189054109</cusip><value>10</value><shrsOrPrnAmt><sshPrnamt>100</sshPrnamt><sshPrnamtType>SH</sshPrnamtType></shrsOrPrnAmt><investmentDiscretion>SOLE</investmentDiscretion><votingAuthority><Sole>100</Sole><Shared>0</Shared><None>0</None></votingAuthority></infoTable>
<infoTable><nameOfIssuer>COCA COLA CO                COM</nameOfIssuer><titleOfClass>COMMON STOCK</titleOfClass><cusip>191216100</cusip><value>2266</value><shrsOrPrnAmt><sshPrnamt>57786</sshPrnamt><sshPrnamtType>SH</sshPrnamtType></shrsOrPrnAmt><investmentDiscretion>SOLE</investmentDiscretion><votingAuthority><Sole>55486</Sole><Shared>1500</Shared><None>800</None></votingAuthority></infoTable>
<infoTable><nameOfIssuer>COCA COLA CO                COM</nameOfIssuer><titleOfClass>COMMON STOCK</titleOfClass><cusip>191216100</cusip><value>266</value><shrsOrPrnAmt><sshPrnamt>6786</sshPrnamt><sshPrnamtType>SH</sshPrnamtType></shrsOrPrnAmt><investmentDiscretion>DFND</investmentDiscretion><votingAuthority><Sole>4986</Sole><Shared>1800</Shared><None>0</None></votingAuthority></infoTable>
<infoTable><nameOfIssuer>COCA-COLA ENTERPRISES INC   NEW</nameOfIssuer><titleOfClass>COMMON STOCK</titleOfClass><cusip>19122T109</cusip><value>8</value><shrsOrPrnAmt><sshPrnamt>193</sshPrnamt><sshPrnamtType>SH</sshPrnamtType></shrsOrPrnAmt><investmentDiscretion>SOLE</investmentDiscretion><votingAuthority><Sole>193</Sole><Shared>0</Shared><None>0</None></votingAuthority></infoTable>
<infoTable><nameOfIssuer>COLGATE PALMOLIVE CO        COM</nameOfIssuer><titleOfClass>COMMON STOCK</titleOfClass><cusip>194162103</cusip><value>486</value><shrsOrPrnAmt><sshPrnamt>7430</sshPrnamt><sshPrnamtType>SH</sshPrnamtType></shrsOrPrnAmt><investmentDiscretion>SOLE</investmentDiscretion><votingAuthority><Sole>7430</Sole><Shared>0</Shared><None>0</None></votingAuthority></infoTable>
<infoTable><nameOfIssuer>COLGATE PALMOLIVE CO        COM</nameOfIssuer><titleOfClass>COMMON STOCK</titleOfClass><cusip>194162103</cusip><value>275</value><shrsOrPrnAmt><sshPrnamt>4200</sshPrnamt><sshPrnamtType>SH</sshPrnamtType></shrsOrPrnAmt><investmentDiscretion>DFND</investmentDiscretion><votingAuthority><Sole>3500</Sole><Shared>700</Shared><None>0</None></votingAuthority></infoTable>
<infoTable><nameOfIssuer>COMCAST CORP</nameOfIssuer><titleOfClass>COMMON STOCK</titleOfClass><cusip>20030N101</cusip><value>70</value><shrsOrPrnAmt><sshPrnamt>1169</sshPrnamt><sshPrnamtType>SH</sshPrnamtType></shrsOrPrnAmt><investmentDiscretion>SOLE</investmentDiscretion><votingAuthority><Sole>1169</Sole><Shared>0</Shared><None>0</None></votingAuthority></infoTable>
<infoTable><nameOfIssuer>COMCAST CORP</nameOfIssuer><titleOfClass>COMMON STOCK</titleOfClass><cusip>20030N101</cusip><value>47</value><shrsOrPrnAmt><sshPrnamt>777</sshPrnamt><sshPrnamtType>SH</sshPrnamtType></shrsOrPrnAmt><investmentDiscretion>DFND</investmentDiscretion><votingAuthority><Sole>777</Sole><Shared>0</Shared><None>0</None></votingAuthority></infoTable>
<infoTable><nameOfIssuer>COMMUNITY BANK SYSTEM INC</nameOfIssuer><titleOfClass>COMMON STOCK</titleOfClass><cusip>203607106</cusip><value>8</value><shrsOrPrnAmt><sshPrnamt>200</sshPrnamt><sshPrnamtType>SH</sshPrnamtType></shrsOrPrnAmt><investmentDiscretion>SOLE</investmentDiscretion><votingAuthority><Sole>200</Sole><Shared>0</Shared><None>0</None></votingAuthority></infoTable>
<infoTable><nameOfIssuer>CONAGRA FOODS INC           COM</nameOfIssuer><titleOfClass>COMMON STOCK</titleOfClass><cusip>205887102</cusip><value>4</value><shrsOrPrnAmt><sshPrnamt>100</sshPrnamt><sshPrnamtType>SH</sshPrnamtType></shrsOrPrnAmt><investmentDiscretion>SOLE</investmentDiscretion><votingAuthority><Sole>100</Sole><Shared>0</Shared><None>0</None></votingAuthority></infoTable>
<infoTable><nameOfIssuer>CONOCOPHILLIPS              COM</nameOfIssuer><titleOfClass>COMMON STOCK</titleOfClass><cusip>20825C104</cusip><value>332</value><shrsOrPrnAmt><sshPrnamt>5413</sshPrnamt><sshPrnamtType>SH</sshPrnamtType></shrsOrPrnAmt><investmentDiscretion>SOLE</investmentDiscretion><votingAuthority><Sole>5413</Sole><Shared>0</Shared><None>0</None></votingAuthority></infoTable>
<infoTable><nameOfIssuer>CONOCOPHILLIPS              COM</nameOfIssuer><titleOfClass>COMMON STOCK</titleOfClass><cusip>20825C104</cusip><value>708</value><shrsOrPrnAmt><sshPrnamt>11530</sshPrnamt><sshPrnamtType>SH</sshPrnamtType></shrsOrPrnAmt><investmentDiscretion>DFND</investmentDiscretion><votingAuthority><Sole>6530</Sole><Shared>5000</Shared><None>0</None></votingAuthority></infoTable>
<infoTable><nameOfIssuer>CONSOLIDATED EDISON INC</nameOfIssuer><titleOfClass>COMMON STOCK</titleOfClass><cusip>209115104</cusip><value>26</value><shrsOrPrnAmt><sshPrnamt>456</sshPrnamt><sshPrnamtType>SH</sshPrnamtType></shrsOrPrnAmt><investmentDiscretion>SOLE</investmentDiscretion><votingAuthority><Sole>456</Sole><Shared>0</Shared><None>0</None></votingAuthority></infoTable>
<infoTable><nameOfIssuer>CONSOLIDATED EDISON INC</nameOfIssuer><titleOfClass>COMMON STOCK</titleOfClass><cusip>209115104</cusip><value>58</value><shrsOrPrnAmt><sshPrnamt>1000</sshPrnamt><sshPrnamtType>SH</sshPrnamtType></shrsOrPrnAmt><investmentDiscretion>DFND</investmentDiscretion><votingAuthority><Sole>1000</Sole><Shared>0</Shared><None>0</None></votingAuthority></infoTable>
<infoTable><nameOfIssuer>CORNING INC                 COM</nameOfIssuer><titleOfClass>COMMON STOCK</titleOfClass><cusip>219350105</cusip><value>5</value><shrsOrPrnAmt><sshPrnamt>233</sshPrnamt><sshPrnamtType>SH</sshPrnamtType></shrsOrPrnAmt><investmentDiscretion>SOLE</investmentDiscretion><votingAuthority><Sole>233</Sole><Shared>0</Shared><None>0</None></votingAuthority></infoTable>
<infoTable><nameOfIssuer>CURRENCY SH AUSTRALIAN      DOLLAR SHS</nameOfIssuer><titleOfClass>MUTUAL FUNDS-ETF EQUITIES</titleOfClass><cusip>23129U101</cusip><value>9</value><shrsOrPrnAmt><sshPrnamt>120</sshPrnamt><sshPrnamtType>SH</sshPrnamtType></shrsOrPrnAmt><investmentDiscretion>SOLE</investmentDiscretion><votingAuthority><Sole>120</Sole><Shared>0</Shared><None>0</None></votingAuthority></infoTable>
<infoTable><nameOfIssuer>DNP SELECT INCOME FD INC</nameOfIssuer><titleOfClass>MUTUAL FUNDS- BALANCED</titleOfClass><cusip>23325P104</cusip><value>30</value><shrsOrPrnAmt><sshPrnamt>3000</sshPrnamt><sshPrnamtType>SH</sshPrnamtType></shrsOrPrnAmt><investmentDiscretion>SOLE</investmentDiscretion><votingAuthority><Sole>0</Sole><Shared>3000</Shared><None>0</None></votingAuthority></infoTable>
<infoTable><nameOfIssuer>DEERE &amp; CO                  COM</nameOfIssuer><titleOfClass>COMMON STOCK</titleOfClass><cusip>244199105</cusip><value>561</value><shrsOrPrnAmt><sshPrnamt>5785</sshPrnamt><sshPrnamtType>SH</sshPrnamtType></shrsOrPrnAmt><investmentDiscretion>SOLE</investmentDiscretion><votingAuthority><Sole>5285</Sole><Shared>300</Shared><None>200</None></votingAuthority></infoTable>
<infoTable><nameOfIssuer>DEERE &amp; CO                  COM</nameOfIssuer><titleOfClass>COMMON STOCK</titleOfClass><cusip>244199105</cusip><value>376</value><shrsOrPrnAmt><sshPrnamt>3875</sshPrnamt><sshPrnamtType>SH</sshPrnamtType></shrsOrPrnAmt><investmentDiscretion>DFND</investmentDiscretion><votingAuthority><Sole>3625</Sole><Shared>250</Shared><None>0</None></votingAuthority></infoTable>
<infoTable><nameOfIssuer>DISNEY WALT CO              COM DISNEY</nameOfIssuer><titleOfClass>COMMON STOCK</titleOfClass><cusip>254687106</cusip><value>406</value><shrsOrPrnAmt><sshPrnamt>3554</sshPrnamt><sshPrnamtType>SH</sshPrnamtType></shrsOrPrnAmt><investmentDiscretion>SOLE</investmentDiscretion><votingAuthority><Sole>3554</Sole><Shared>0</Shared><None>0</None></votingAuthority></infoTable>
<infoTable><nameOfIssuer>DISNEY WALT CO              COM DISNEY</nameOfIssuer><titleOfClass>COMMON STOCK</titleOfClass><cusip>254687106</cusip><value>45</value><shrsOrPrnAmt><sshPrnamt>390</sshPrnamt><sshPrnamtType>SH</sshPrnamtType></shrsOrPrnAmt><investmentDiscretion>DFND</investmentDiscretion><votingAuthority><Sole>390</Sole><Shared>0</Shared><None>0</None></votingAuthority></infoTable>
<infoTable><nameOfIssuer>DISCOVER FINL SVCS</nameOfIssuer><titleOfClass>COMMON STOCK</titleOfClass><cusip>254709108</cusip><value>8</value><shrsOrPrnAmt><sshPrnamt>136</sshPrnamt><sshPrnamtType>SH</sshPrnamtType></shrsOrPrnAmt><investmentDiscretion>SOLE</investmentDiscretion><votingAuthority><Sole>136</Sole><Shared>0</Shared><None>0</None></votingAuthority></infoTable>
<infoTable><nameOfIssuer>DOMINION RES INC VA NEW     COM</nameOfIssuer><titleOfClass>COMMON STOCK</titleOfClass><cusip>25746U109</cusip><value>887</value><shrsOrPrnAmt><sshPrnamt>13270</sshPrnamt><sshPrnamtType>SH</sshPrnamtType></shrsOrPrnAmt><investmentDiscretion>SOLE</investmentDiscretion><votingAuthority><Sole>12470</Sole><Shared>200</Shared><None>600</None></votingAuthority></infoTable>
<infoTable><nameOfIssuer>DOMINION RES INC VA NEW     COM</nameOfIssuer><titleOfClass>COMMON STOCK</titleOfClass><cusip>25746U109</cusip><value>488</value><shrsOrPrnAmt><sshPrnamt>7300</sshPrnamt><sshPrnamtType>SH</sshPrnamtType></shrsOrPrnAmt><investmentDiscretion>DFND</investmentDiscretion><votingAuthority><Sole>5500</Sole><Shared>1800</Shared><None>0</None></votingAuthority></infoTable>
<infoTable><nameOfIssuer>DOW CHEM CO                 COM</nameOfIssuer><titleOfClass>COMMON STOCK</titleOfClass><cusip>260543103</cusip><value>270</value><shrsOrPrnAmt><sshPrnamt>5276</sshPrnamt><sshPrnamtType>SH</sshPrnamtType></shrsOrPrnAmt><investmentDiscretion>SOLE</investmentDiscretion><votingAuthority><Sole>5176</Sole><Shared>0</Shared><None>100</None></votingAuthority></infoTable>
<infoTable><nameOfIssuer>DOW CHEM CO                 COM</nameOfIssuer><titleOfClass>COMMON STOCK</titleOfClass><cusip>260543103</cusip><value>175</value><shrsOrPrnAmt><sshPrnamt>3430</sshPrnamt><sshPrnamtType>SH</sshPrnamtType></shrsOrPrnAmt><investmentDiscretion>DFND</investmentDiscretion><votingAuthority><Sole>3130</Sole><Shared>300</Shared><None>0</None></votingAuthority></infoTable>
<infoTable><nameOfIssuer>DU PONT E I DE NEMOURS &amp; CO COM</nameOfIssuer><titleOfClass>COMMON STOCK</titleOfClass><cusip>263534109</cusip><value>1544</value><shrsOrPrnAmt><sshPrnamt>24141</sshPrnamt><sshPrnamtType>SH</sshPrnamtType></shrsOrPrnAmt><investmentDiscretion>SOLE</investmentDiscretion><votingAuthority><Sole>22541</Sole><Shared>1000</Shared><None>600</None></votingAuthority></infoTable>
<infoTable><nameOfIssuer>DU PONT E I DE NEMOURS &amp; CO COM</nameOfIssuer><titleOfClass>COMMON STOCK</titleOfClass><cusip>263534109</cusip><value>1757</value><shrsOrPrnAmt><sshPrnamt>27474</sshPrnamt><sshPrnamtType>SH</sshPrnamtType></shrsOrPrnAmt><investmentDiscretion>DFND</investmentDiscretion><votingAuthority><Sole>8500</Sole><Shared>18974</Shared><None>0</None></votingAuthority></infoTable>
<infoTable><nameOfIssuer>DUKE ENERGY HLDG CORP</nameOfIssuer><titleOfClass>COMMON STOCK</titleOfClass><cusip>26441C204</cusip><value>214</value><shrsOrPrnAmt><sshPrnamt>3026</sshPrnamt><sshPrnamtType>SH</sshPrnamtType></shrsOrPrnAmt><investmentDiscretion>SOLE</investmentDiscretion><votingAuthority><Sole>3026</Sole><Shared>0</Shared><None>0</None></votingAuthority></infoTable>
<infoTable><nameOfIssuer>DUKE ENERGY HLDG CORP</nameOfIssuer><titleOfClass>COMMON STOCK</titleOfClass><cusip>26441C204</cusip><value>233</value><shrsOrPrnAmt><sshPrnamt>3298</sshPrnamt><sshPrnamtType>SH</sshPrnamtType></shrsOrPrnAmt><investmentDiscretion>DFND</investmentDiscretion><votingAuthority><Sole>3232</Sole><Shared>66</Shared><None>0</None></votingAuthority></infoTable>
<infoTable><nameOfIssuer>E M C CORP MASS             COM</nameOfIssuer><titleOfClass>COMMON STOCK</titleOfClass><cusip>268648102</cusip><value>30</value><shrsOrPrnAmt><sshPrnamt>1146</sshPrnamt><sshPrnamtType>SH</sshPrnamtType></shrsOrPrnAmt><investmentDiscretion>SOLE</investmentDiscretion><votingAuthority><Sole>1146</Sole><Shared>0</Shared><None>0</None></votingAuthority></infoTable>
<infoTable><nameOfIssuer>E M C CORP MASS             COM</nameOfIssuer><titleOfClass>COMMON STOCK</titleOfClass><cusip>268648102</cusip><value>16</value><shrsOrPrnAmt><sshPrnamt>600</sshPrnamt><sshPrnamtType>SH</sshPrnamtType></shrsOrPrnAmt><investmentDiscretion>DFND</investmentDiscretion><votingAuthority><Sole>0</Sole><Shared>600</Shared><None>0</None></votingAuthority></infoTable>
<infoTable><nameOfIssuer>EATON VANCE CORP- NON VTG</nameOfIssuer><titleOfClass>COMMON STOCK</titleOfClass><cusip>278265103</cusip><value>3</value><shrsOrPrnAmt><sshPrnamt>64</sshPrnamt><sshPrnamtType>SH</sshPrnamtType></shrsOrPrnAmt><investmentDiscretion>SOLE</investmentDiscretion><votingAuthority><Sole>64</Sole><Shared>0</Shared><None>0</None></votingAuthority></infoTable>
<infoTable><nameOfIssuer>EBAY INC                    COM</nameOfIssuer><titleOfClass>COMMON STOCK</titleOfClass><cusip>278642103</cusip><value>26</value><shrsOrPrnAmt><sshPrnamt>434</sshPrnamt><sshPrnamtType>SH</sshPrnamtType></shrsOrPrnAmt><investmentDiscretion>SOLE</investmentDiscretion><votingAuthority><Sole>434</Sole><Shared>0</Shared><None>0</None></votingAuthority></infoTable>
<infoTable><nameOfIssuer>EDWARDS LIFESCIENCES CORP   COM</nameOfIssuer><titleOfClass>COMMON STOCK</titleOfClass><cusip>28176E108</cusip><value>57</value><shrsOrPrnAmt><sshPrnamt>400</sshPrnamt><sshPrnamtType>SH</sshPrnamtType></shrsOrPrnAmt><investmentDiscretion>SOLE</investmentDiscretion><votingAuthority><Sole>400</Sole><Shared>0</Shared><None>0</None></votingAuthority></infoTable>
<infoTable><nameOfIssuer>EMERSON ELEC CO             COM</nameOfIssuer><titleOfClass>COMMON STOCK</titleOfClass><cusip>291011104</cusip><value>1349</value><shrsOrPrnAmt><sshPrnamt>24345</sshPrnamt><sshPrnamtType>SH</sshPrnamtType></shrsOrPrnAmt><investmentDiscretion>SOLE</investmentDiscretion><votingAuthority><Sole>22545</Sole><Shared>1400</Shared><None>400</None></votingAuthority></infoTable>
<infoTable><nameOfIssuer>EMERSON ELEC CO             COM</nameOfIssuer><titleOfClass>COMMON STOCK</titleOfClass><cusip>291011104</cusip><value>391</value><shrsOrPrnAmt><sshPrnamt>7050</sshPrnamt><sshPrnamtType>SH</sshPrnamtType></shrsOrPrnAmt><investmentDiscretion>DFND</investmentDiscretion><votingAuthority><Sole>5850</Sole><Shared>1200</Shared><None>0</None></votingAuthority></infoTable>
<infoTable><nameOfIssuer>ENERGY TRANSFER PARTNERS LP</nameOfIssuer><titleOfClass>COMMON STOCK</titleOfClass><cusip>29273R109</cusip><value>8</value><shrsOrPrnAmt><sshPrnamt>150</sshPrnamt><sshPrnamtType>SH</sshPrnamtType></shrsOrPrnAmt><investmentDiscretion>SOLE</investmentDiscretion><votingAuthority><Sole>150</Sole><Shared>0</Shared><None>0</None></votingAuthority></infoTable>
<infoTable><nameOfIssuer>ENERGY TRANSFER EQUITY L P  COM UNIT LTD PRTNERS</nameOfIssuer><titleOfClass>COMMON STOCK</titleOfClass><cusip>29273V100</cusip><value>1489</value><shrsOrPrnAmt><sshPrnamt>23200</sshPrnamt><sshPrnamtType>SH</sshPrnamtType></shrsOrPrnAmt><investmentDiscretion>SOLE</investmentDiscretion><votingAuthority><Sole>23200</Sole><Shared>0</Shared><None>0</None></votingAuthority></infoTable>
<infoTable><nameOfIssuer>ENERGY TRANSFER EQUITY L P  COM UNIT LTD PRTNERS</nameOfIssuer><titleOfClass>COMMON STOCK</titleOfClass><cusip>29273V100</cusip><value>13</value><shrsOrPrnAmt><sshPrnamt>204</sshPrnamt><sshPrnamtType>SH</sshPrnamtType></shrsOrPrnAmt><investmentDiscretion>DFND</investmentDiscretion><votingAuthority><Sole>204</Sole><Shared>0</Shared><None>0</None></votingAuthority></infoTable>
<infoTable><nameOfIssuer>ENERSYS</nameOfIssuer><titleOfClass>COMMON STOCK</titleOfClass><cusip>29275Y102</cusip><value>5</value><shrsOrPrnAmt><sshPrnamt>78</sshPrnamt><sshPrnamtType>SH</sshPrnamtType></shrsOrPrnAmt><investmentDiscretion>SOLE</investmentDiscretion><votingAuthority><Sole>78</Sole><Shared>0</Shared><None>0</None></votingAuthority></infoTable>
<infoTable><nameOfIssuer>ENTEGRIS INC</nameOfIssuer><titleOfClass>COMMON STOCK</titleOfClass><cusip>29362U104</cusip><value>4</value><shrsOrPrnAmt><sshPrnamt>251</sshPrnamt><sshPrnamtType>SH</sshPrnamtType></shrsOrPrnAmt><investmentDiscretion>SOLE</investmentDiscretion><votingAuthority><Sole>251</Sole><Shared>0</Shared><None>0</None></votingAuthority></infoTable>
<infoTable><nameOfIssuer>ENTERPRISE PROD PRTNRS L.P.</nameOfIssuer><titleOfClass>COMMON STOCK</titleOfClass><cusip>293792107</cusip><value>120</value><shrsOrPrnAmt><sshPrnamt>4000</sshPrnamt><sshPrnamtType>SH</sshPrnamtType></shrsOrPrnAmt><investmentDiscretion>DFND</investmentDiscretion><votingAuthority><Sole>4000</Sole><Shared>0</Shared><None>0</None></votingAuthority></infoTable>
<infoTable><nameOfIssuer>EQUIFAX INC</nameOfIssuer><titleOfClass>COMMON STOCK</titleOfClass><cusip>294429105</cusip><value>4</value><shrsOrPrnAmt><sshPrnamt>41</sshPrnamt><sshPrnamtType>SH</sshPrnamtType></shrsOrPrnAmt><investmentDiscretion>SOLE</investmentDiscretion><votingAuthority><Sole>41</Sole><Shared>0</Shared><None>0</None></votingAuthority></infoTable>
<infoTable><nameOfIssuer>EVERSOURCE ENERGY NPV</nameOfIssuer><titleOfClass>COMMON STOCK</titleOfClass><cusip>30040W108</cusip><value>2</value><shrsOrPrnAmt><sshPrnamt>50</sshPrnamt><sshPrnamtType>SH</sshPrnamtType></shrsOrPrnAmt><investmentDiscretion>SOLE</investmentDiscretion><votingAuthority><Sole>50</Sole><Shared>0</Shared><None>0</None></votingAuthority></infoTable>
<infoTable><nameOfIssuer>YORKVILLE HIGH INCOME MLP   ETF</nameOfIssuer><titleOfClass>MUTUAL FUNDS-ETF EQUITIES</titleOfClass><cusip>301505103</cusip><value>56</value><shrsOrPrnAmt><sshPrnamt>5400</sshPrnamt><sshPrnamtType>SH</sshPrnamtType></shrsOrPrnAmt><investmentDiscretion>SOLE</investmentDiscretion><votingAuthority><Sole>5400</Sole><Shared>0</Shared><None>0</None></votingAuthority></infoTable>
<infoTable><nameOfIssuer>EXELON CORP                 COM</nameOfIssuer><titleOfClass>COMMON STOCK</titleOfClass><cusip>30161N101</cusip><value>408</value><shrsOrPrnAmt><sshPrnamt>13000</sshPrnamt><sshPrnamtType>SH</sshPrnamtType></shrsOrPrnAmt><investmentDiscretion>SOLE</investmentDiscretion><votingAuthority><Sole>12500</Sole><Shared>0</Shared><None>500</None></votingAuthority></infoTable>
<infoTable><nameOfIssuer>EXELON CORP                 COM</nameOfIssuer><titleOfClass>COMMON STOCK</titleOfClass><cusip>30161N101</cusip><value>89</value><shrsOrPrnAmt><sshPrnamt>2833</sshPrnamt><sshPrnamtType>SH</sshPrnamtType></shrsOrPrnAmt><investmentDiscretion>DFND</investmentDiscretion><votingAuthority><Sole>2633</Sole><Shared>200</Shared><None>0</None></votingAuthority></infoTable>
<infoTable><nameOfIssuer>EXPEDITORS INTL WASH INC</nameOfIssuer><titleOfClass>COMMON STOCK</titleOfClass><cusip>302130109</cusip><value>1258</value><shrsOrPrnAmt><sshPrnamt>27295</sshPrnamt><sshPrnamtType>SH</sshPrnamtType></shrsOrPrnAmt><investmentDiscretion>SOLE</investmentDiscretion><votingAuthority><Sole>25345</Sole><Shared>1450</Shared><None>500</None></votingAuthority></infoTable>
<infoTable><nameOfIssuer>EXPEDITORS INTL WASH INC</nameOfIssuer><titleOfClass>COMMON STOCK</titleOfClass><cusip>302130109</cusip><value>228</value><shrsOrPrnAmt><sshPrnamt>4950</sshPrnamt><sshPrnamtType>SH</sshPrnamtType></shrsOrPrnAmt><investmentDiscretion>DFND</investmentDiscretion><votingAuthority><Sole>3050</Sole><Shared>1900</Shared><None>0</None></votingAuthority></infoTable>
<infoTable><nameOfIssuer>EXPRESS SCRIPTS HLDG CO.</nameOfIssuer><titleOfClass>COMMON STOCK</titleOfClass><cusip>30219G108</cusip><value>44</value><shrsOrPrnAmt><sshPrnamt>500</sshPrnamt><sshPrnamtType>SH</sshPrnamtType></shrsOrPrnAmt><investmentDiscretion>SOLE</investmentDiscretion><votingAuthority><Sole>500</Sole><Shared>0</Shared><None>0</None></votingAuthority></infoTable>
<infoTable><nameOfIssuer>EXXON MOBIL CORP            COM</nameOfIssuer><titleOfClass>COMMON STOCK</titleOfClass><cusip>30231G102</cusip><value>3010</value><shrsOrPrnAmt><sshPrnamt>36179</sshPrnamt><sshPrnamtType>SH</sshPrnamtType></shrsOrPrnAmt><investmentDiscretion>SOLE</investmentDiscretion><votingAuthority><Sole>35179</Sole><Shared>900</Shared><None>100</None></votingAuthority></infoTable>
<infoTable><nameOfIssuer>EXXON MOBIL CORP            COM</nameOfIssuer><titleOfClass>COMMON STOCK</titleOfClass><cusip>30231G102</cusip><value>3108</value><shrsOrPrnAmt><sshPrnamt>37356</sshPrnamt><sshPrnamtType>SH</sshPrnamtType></shrsOrPrnAmt><investmentDiscretion>DFND</investmentDiscretion><votingAuthority><Sole>20045</Sole><Shared>17311</Shared><None>0</None></votingAuthority></infoTable>
<infoTable><nameOfIssuer>FLIR SYSTEM INC</nameOfIssuer><titleOfClass>COMMON STOCK</titleOfClass><cusip>302445101</cusip><value>3</value><shrsOrPrnAmt><sshPrnamt>109</sshPrnamt><sshPrnamtType>SH</sshPrnamtType></shrsOrPrnAmt><investmentDiscretion>SOLE</investmentDiscretion><votingAuthority><Sole>109</Sole><Shared>0</Shared><None>0</None></votingAuthority></infoTable>
<infoTable><nameOfIssuer>F N B CORP PA</nameOfIssuer><titleOfClass>COMMON STOCK</titleOfClass><cusip>302520101</cusip><value>830</value><shrsOrPrnAmt><sshPrnamt>57937</sshPrnamt><sshPrnamtType>SH</sshPrnamtType></shrsOrPrnAmt><investmentDiscretion>SOLE</investmentDiscretion><votingAuthority><Sole>0</Sole><Shared>0</Shared><None>57937</None></votingAuthority></infoTable>
<infoTable><nameOfIssuer>FACEBOOK INC</nameOfIssuer><titleOfClass>COMMON STOCK</titleOfClass><cusip>30303M102</cusip><value>17</value><shrsOrPrnAmt><sshPrnamt>200</sshPrnamt><sshPrnamtType>SH</sshPrnamtType></shrsOrPrnAmt><investmentDiscretion>SOLE</investmentDiscretion><votingAuthority><Sole>200</Sole><Shared>0</Shared><None>0</None></votingAuthority></infoTable>
<infoTable><nameOfIssuer>FACEBOOK INC</nameOfIssuer><titleOfClass>COMMON STOCK</titleOfClass><cusip>30303M102</cusip><value>17</value><shrsOrPrnAmt><sshPrnamt>200</sshPrnamt><sshPrnamtType>SH</sshPrnamtType></shrsOrPrnAmt><investmentDiscretion>DFND</investmentDiscretion><votingAuthority><Sole>0</Sole><Shared>200</Shared><None>0</None></votingAuthority></infoTable>
<infoTable><nameOfIssuer>FASTENAL CO                 COM</nameOfIssuer><titleOfClass>COMMON STOCK</titleOfClass><cusip>311900104</cusip><value>1923</value><shrsOrPrnAmt><sshPrnamt>45600</sshPrnamt><sshPrnamtType>SH</sshPrnamtType></shrsOrPrnAmt><investmentDiscretion>SOLE</investmentDiscretion><votingAuthority><Sole>42050</Sole><Shared>2150</Shared><None>1400</None></votingAuthority></infoTable>
<infoTable><nameOfIssuer>FASTENAL CO                 COM</nameOfIssuer><titleOfClass>COMMON STOCK</titleOfClass><cusip>311900104</cusip><value>327</value><shrsOrPrnAmt><sshPrnamt>7750</sshPrnamt><sshPrnamtType>SH</sshPrnamtType></shrsOrPrnAmt><investmentDiscretion>DFND</investmentDiscretion><votingAuthority><Sole>5450</Sole><Shared>2300</Shared><None>0</None></votingAuthority></infoTable>
<infoTable><nameOfIssuer>FIFTH THIRD BANCORP</nameOfIssuer><titleOfClass>COMMON STOCK</titleOfClass><cusip>316773100</cusip><value>10</value><shrsOrPrnAmt><sshPrnamt>493</sshPrnamt><sshPrnamtType>SH</sshPrnamtType></shrsOrPrnAmt><investmentDiscretion>SOLE</investmentDiscretion><votingAuthority><Sole>493</Sole><Shared>0</Shared><None>0</None></votingAuthority></infoTable>
<infoTable><nameOfIssuer>FIRST COMMONWEALTH FINL CP  PA</nameOfIssuer><titleOfClass>COMMON STOCK</titleOfClass><cusip>319829107</cusip><value>10</value><shrsOrPrnAmt><sshPrnamt>1000</sshPrnamt><sshPrnamtType>SH</sshPrnamtType></shrsOrPrnAmt><investmentDiscretion>SOLE</investmentDiscretion><votingAuthority><Sole>1000</Sole><Shared>0</Shared><None>0</None></votingAuthority></infoTable>
<infoTable><nameOfIssuer>FIRST SOLAR INC</nameOfIssuer><titleOfClass>COMMON STOCK</titleOfClass><cusip>336433107</cusip><value>9</value><shrsOrPrnAmt><sshPrnamt>200</sshPrnamt><sshPrnamtType>SH</sshPrnamtType></shrsOrPrnAmt><investmentDiscretion>DFND</investmentDiscretion><votingAuthority><Sole>200</Sole><Shared>0</Shared><None>0</None></votingAuthority></infoTable>
<infoTable><nameOfIssuer>FORD MTR CO DEL             COM PAR $0.01</nameOfIssuer><titleOfClass>COMMON STOCK</titleOfClass><cusip>345370860</cusip><value>15</value><shrsOrPrnAmt><sshPrnamt>1000</sshPrnamt><sshPrnamtType>SH</sshPrnamtType></shrsOrPrnAmt><investmentDiscretion>SOLE</investmentDiscretion><votingAuthority><Sole>1000</Sole><Shared>0</Shared><None>0</None></votingAuthority></infoTable>
<infoTable><nameOfIssuer>FORD MTR CO DEL             COM PAR $0.01</nameOfIssuer><titleOfClass>COMMON STOCK</titleOfClass><cusip>345370860</cusip><value>2</value><shrsOrPrnAmt><sshPrnamt>157</sshPrnamt><sshPrnamtType>SH</sshPrnamtType></shrsOrPrnAmt><investmentDiscretion>DFND</investmentDiscretion><votingAuthority><Sole>157</Sole><Shared>0</Shared><None>0</None></votingAuthority></infoTable>
<infoTable><nameOfIssuer>FRANKLIN ELECTRIC INC</nameOfIssuer><titleOfClass>COMMON STOCK</titleOfClass><cusip>353514102</cusip><value>3</value><shrsOrPrnAmt><sshPrnamt>104</sshPrnamt><sshPrnamtType>SH</sshPrnamtType></shrsOrPrnAmt><investmentDiscretion>SOLE</investmentDiscretion><votingAuthority><Sole>104</Sole><Shared>0</Shared><None>0</None></votingAuthority></infoTable>
<infoTable><nameOfIssuer>FRANKLIN RESOURCES INC</nameOfIssuer><titleOfClass>COMMON STOCK</titleOfClass><cusip>354613101</cusip><value>7</value><shrsOrPrnAmt><sshPrnamt>141</sshPrnamt><sshPrnamtType>SH</sshPrnamtType></shrsOrPrnAmt><investmentDiscretion>SOLE</investmentDiscretion><votingAuthority><Sole>141</Sole><Shared>0</Shared><None>0</None></votingAuthority></infoTable>
<infoTable><nameOfIssuer>FREEPORTMCMORAN COPP CL B</nameOfIssuer><titleOfClass>COMMON STOCK</titleOfClass><cusip>35671D857</cusip><value>5</value><shrsOrPrnAmt><sshPrnamt>268</sshPrnamt><sshPrnamtType>SH</sshPrnamtType></shrsOrPrnAmt><investmentDiscretion>SOLE</investmentDiscretion><votingAuthority><Sole>54</Sole><Shared>214</Shared><None>0</None></votingAuthority></infoTable>
<infoTable><nameOfIssuer>FRONTIER COMMUNICATIONS CORP</nameOfIssuer><titleOfClass>COMMON STOCK</titleOfClass><cusip>35906A108</cusip><value>0</value><shrsOrPrnAmt><sshPrnamt>95</sshPrnamt><sshPrnamtType>SH</sshPrnamtType></shrsOrPrnAmt><investmentDiscretion>SOLE</investmentDiscretion><votingAuthority><Sole>95</Sole><Shared>0</Shared><None>0</None></votingAuthority></infoTable>
<infoTable><nameOfIssuer>FRONTIER COMMUNICATIONS CORP</nameOfIssuer><titleOfClass>COMMON STOCK</titleOfClass><cusip>35906A108</cusip><value>2</value><shrsOrPrnAmt><sshPrnamt>411</sshPrnamt><sshPrnamtType>SH</sshPrnamtType></shrsOrPrnAmt><investmentDiscretion>DFND</investmentDiscretion><votingAuthority><Sole>411</Sole><Shared>0</Shared><None>0</None></votingAuthority></infoTable>
<infoTable><nameOfIssuer>GATX CORP</nameOfIssuer><titleOfClass>COMMON STOCK</titleOfClass><cusip>361448103</cusip><value>4</value><shrsOrPrnAmt><sshPrnamt>72</sshPrnamt><sshPrnamtType>SH</sshPrnamtType></shrsOrPrnAmt><investmentDiscretion>SOLE</investmentDiscretion><votingAuthority><Sole>72</Sole><Shared>0</Shared><None>0</None></votingAuthority></infoTable>
<infoTable><nameOfIssuer>GENERAL DYNAMICS CORP</nameOfIssuer><titleOfClass>COMMON STOCK</titleOfClass><cusip>369550108</cusip><value>124</value><shrsOrPrnAmt><sshPrnamt>875</sshPrnamt><sshPrnamtType>SH</sshPrnamtType></shrsOrPrnAmt><investmentDiscretion>SOLE</investmentDiscretion><votingAuthority><Sole>875</Sole><Shared>0</Shared><None>0</None></votingAuthority></infoTable>
<infoTable><nameOfIssuer>GENERAL ELEC CO             COM</nameOfIssuer><titleOfClass>COMMON STOCK</titleOfClass><cusip>369604103</cusip><value>2920</value><shrsOrPrnAmt><sshPrnamt>109931</sshPrnamt><sshPrnamtType>SH</sshPrnamtType></shrsOrPrnAmt><investmentDiscretion>SOLE</investmentDiscretion><votingAuthority><Sole>106131</Sole><Shared>3800</Shared><None>0</None></votingAuthority></infoTable>
<infoTable><nameOfIssuer>GENERAL ELEC CO             COM</nameOfIssuer><titleOfClass>COMMON STOCK</titleOfClass><cusip>369604103</cusip><value>1225</value><shrsOrPrnAmt><sshPrnamt>46121</sshPrnamt><sshPrnamtType>SH</sshPrnamtType></shrsOrPrnAmt><investmentDiscretion>DFND</investmentDiscretion><votingAuthority><Sole>23850</Sole><Shared>22271</Shared><None>0</None></votingAuthority></infoTable>
<infoTable><nameOfIssuer>GENERAL MLS INC             COM</nameOfIssuer><titleOfClass>COMMON STOCK</titleOfClass><cusip>370334104</cusip><value>953</value><shrsOrPrnAmt><sshPrnamt>17109</sshPrnamt><sshPrnamtType>SH</sshPrnamtType></shrsOrPrnAmt><investmentDiscretion>SOLE</investmentDiscretion><votingAuthority><Sole>16009</Sole><Shared>1100</Shared><None>0</None></votingAuthority></infoTable>
<infoTable><nameOfIssuer>GENERAL MLS INC             COM</nameOfIssuer><titleOfClass>COMMON STOCK</titleOfClass><cusip>370334104</cusip><value>231</value><shrsOrPrnAmt><sshPrnamt>4150</sshPrnamt><sshPrnamtType>SH</sshPrnamtType></shrsOrPrnAmt><investmentDiscretion>DFND</investmentDiscretion><votingAuthority><Sole>2850</Sole><Shared>1300</Shared><None>0</None></votingAuthority></infoTable>
<infoTable><nameOfIssuer>GILEAD SCIENCES INC</nameOfIssuer><titleOfClass>COMMON STOCK</titleOfClass><cusip>375558103</cusip><value>114</value><shrsOrPrnAmt><sshPrnamt>975</sshPrnamt><sshPrnamtType>SH</sshPrnamtType></shrsOrPrnAmt><investmentDiscretion>SOLE</investmentDiscretion><votingAuthority><Sole>975</Sole><Shared>0</Shared><None>0</None></votingAuthority></infoTable>
<infoTable><nameOfIssuer>GLAXOSMITHKLINE PLC         SPONSORED ADR</nameOfIssuer><titleOfClass>FOREIGN EQUITIES</titleOfClass><cusip>37733W105</cusip><value>411</value><shrsOrPrnAmt><sshPrnamt>9875</sshPrnamt><sshPrnamtType>SH</sshPrnamtType></shrsOrPrnAmt><investmentDiscretion>SOLE</investmentDiscretion><votingAuthority><Sole>9875</Sole><Shared>0</Shared><None>0</None></votingAuthority></infoTable>
<infoTable><nameOfIssuer>GLAXOSMITHKLINE PLC         SPONSORED ADR</nameOfIssuer><titleOfClass>FOREIGN EQUITIES</titleOfClass><cusip>37733W105</cusip><value>283</value><shrsOrPrnAmt><sshPrnamt>6800</sshPrnamt><sshPrnamtType>SH</sshPrnamtType></shrsOrPrnAmt><investmentDiscretion>DFND</investmentDiscretion><votingAuthority><Sole>6200</Sole><Shared>600</Shared><None>0</None></votingAuthority></infoTable>
<infoTable><nameOfIssuer>GLOBAL PAMENTS INC</nameOfIssuer><titleOfClass>COMMON STOCK</titleOfClass><cusip>37940X102</cusip><value>6</value><shrsOrPrnAmt><sshPrnamt>57</sshPrnamt><sshPrnamtType>SH</sshPrnamtType></shrsOrPrnAmt><investmentDiscretion>SOLE</investmentDiscretion><votingAuthority><Sole>57</Sole><Shared>0</Shared><None>0</None></votingAuthority></infoTable>
<infoTable><nameOfIssuer>GOLDMAN SACHS GROUP INC</nameOfIssuer><titleOfClass>COMMON STOCK</titleOfClass><cusip>38141G104</cusip><value>11</value><shrsOrPrnAmt><sshPrnamt>55</sshPrnamt><sshPrnamtType>SH</sshPrnamtType></shrsOrPrnAmt><investmentDiscretion>SOLE</investmentDiscretion><votingAuthority><Sole>55</Sole><Shared>0</Shared><None>0</None></votingAuthority></infoTable>
<infoTable><nameOfIssuer>GOOGLE INC CL A</nameOfIssuer><titleOfClass>COMMON STOCK</titleOfClass><cusip>38259P508</cusip><value>90</value><shrsOrPrnAmt><sshPrnamt>166</sshPrnamt><sshPrnamtType>SH</sshPrnamtType></shrsOrPrnAmt><investmentDiscretion>SOLE</investmentDiscretion><votingAuthority><Sole>166</Sole><Shared>0</Shared><None>0</None></votingAuthority></infoTable>
<infoTable><nameOfIssuer>GOOGLE INC CL A</nameOfIssuer><titleOfClass>COMMON STOCK</titleOfClass><cusip>38259P508</cusip><value>5</value><shrsOrPrnAmt><sshPrnamt>10</sshPrnamt><sshPrnamtType>SH</sshPrnamtType></shrsOrPrnAmt><investmentDiscretion>DFND</investmentDiscretion><votingAuthority><Sole>0</Sole><Shared>10</Shared><None>0</None></votingAuthority></infoTable>
<infoTable><nameOfIssuer>GOOGLE INC. CL C</nameOfIssuer><titleOfClass>COMMON STOCK</titleOfClass><cusip>38259P706</cusip><value>430</value><shrsOrPrnAmt><sshPrnamt>826</sshPrnamt><sshPrnamtType>SH</sshPrnamtType></shrsOrPrnAmt><investmentDiscretion>SOLE</investmentDiscretion><votingAuthority><Sole>746</Sole><Shared>80</Shared><None>0</None></votingAuthority></infoTable>
<infoTable><nameOfIssuer>GOOGLE INC. CL C</nameOfIssuer><titleOfClass>COMMON STOCK</titleOfClass><cusip>38259P706</cusip><value>55</value><shrsOrPrnAmt><sshPrnamt>105</sshPrnamt><sshPrnamtType>SH</sshPrnamtType></shrsOrPrnAmt><investmentDiscretion>DFND</investmentDiscretion><votingAuthority><Sole>45</Sole><Shared>60</Shared><None>0</None></votingAuthority></infoTable>
<infoTable><nameOfIssuer>HALLIBURTON CO</nameOfIssuer><titleOfClass>COMMON STOCK</titleOfClass><cusip>406216101</cusip><value>5</value><shrsOrPrnAmt><sshPrnamt>118</sshPrnamt><sshPrnamtType>SH</sshPrnamtType></shrsOrPrnAmt><investmentDiscretion>SOLE</investmentDiscretion><votingAuthority><Sole>118</Sole><Shared>0</Shared><None>0</None></votingAuthority></infoTable>
<infoTable><nameOfIssuer>HARRIS CORP DEL             COM</nameOfIssuer><titleOfClass>COMMON STOCK</titleOfClass><cusip>413875105</cusip><value>2</value><shrsOrPrnAmt><sshPrnamt>30</sshPrnamt><sshPrnamtType>SH</sshPrnamtType></shrsOrPrnAmt><investmentDiscretion>SOLE</investmentDiscretion><votingAuthority><Sole>30</Sole><Shared>0</Shared><None>0</None></votingAuthority></infoTable>
<infoTable><nameOfIssuer>HARRIS CORP DEL             COM</nameOfIssuer><titleOfClass>COMMON STOCK</titleOfClass><cusip>413875105</cusip><value>4</value><shrsOrPrnAmt><sshPrnamt>46</sshPrnamt><sshPrnamtType>SH</sshPrnamtType></shrsOrPrnAmt><investmentDiscretion>DFND</investmentDiscretion><votingAuthority><Sole>46</Sole><Shared>0</Shared><None>0</None></votingAuthority></infoTable>
<infoTable><nameOfIssuer>HARSCO CORP</nameOfIssuer><titleOfClass>COMMON STOCK</titleOfClass><cusip>415864107</cusip><value>1</value><shrsOrPrnAmt><sshPrnamt>78</sshPrnamt><sshPrnamtType>SH</sshPrnamtType></shrsOrPrnAmt><investmentDiscretion>SOLE</investmentDiscretion><votingAuthority><Sole>78</Sole><Shared>0</Shared><None>0</None></votingAuthority></infoTable>
<infoTable><nameOfIssuer>HARTFORD FINL SVCS</nameOfIssuer><titleOfClass>COMMON STOCK</titleOfClass><cusip>416515104</cusip><value>16</value><shrsOrPrnAmt><sshPrnamt>373</sshPrnamt><sshPrnamtType>SH</sshPrnamtType></shrsOrPrnAmt><investmentDiscretion>DFND</investmentDiscretion><votingAuthority><Sole>373</Sole><Shared>0</Shared><None>0</None></votingAuthority></infoTable>
<infoTable><nameOfIssuer>HERSHA HOSPITALITY TR       PR SHS BEN INT</nameOfIssuer><titleOfClass>COMMON STOCK</titleOfClass><cusip>427825500</cusip><value>6</value><shrsOrPrnAmt><sshPrnamt>250</sshPrnamt><sshPrnamtType>SH</sshPrnamtType></shrsOrPrnAmt><investmentDiscretion>SOLE</investmentDiscretion><votingAuthority><Sole>250</Sole><Shared>0</Shared><None>0</None></votingAuthority></infoTable>
<infoTable><nameOfIssuer>HERSHEY FOODS CORP          COM</nameOfIssuer><titleOfClass>COMMON STOCK</titleOfClass><cusip>427866108</cusip><value>45</value><shrsOrPrnAmt><sshPrnamt>504</sshPrnamt><sshPrnamtType>SH</sshPrnamtType></shrsOrPrnAmt><investmentDiscretion>SOLE</investmentDiscretion><votingAuthority><Sole>504</Sole><Shared>0</Shared><None>0</None></votingAuthority></infoTable>
<infoTable><nameOfIssuer>HEWLETT PACKARD CO          COM</nameOfIssuer><titleOfClass>COMMON STOCK</titleOfClass><cusip>428236103</cusip><value>15</value><shrsOrPrnAmt><sshPrnamt>500</sshPrnamt><sshPrnamtType>SH</sshPrnamtType></shrsOrPrnAmt><investmentDiscretion>SOLE</investmentDiscretion><votingAuthority><Sole>500</Sole><Shared>0</Shared><None>0</None></votingAuthority></infoTable>
<infoTable><nameOfIssuer>HEWLETT PACKARD CO          COM</nameOfIssuer><titleOfClass>COMMON STOCK</titleOfClass><cusip>428236103</cusip><value>2</value><shrsOrPrnAmt><sshPrnamt>50</sshPrnamt><sshPrnamtType>SH</sshPrnamtType></shrsOrPrnAmt><investmentDiscretion>DFND</investmentDiscretion><votingAuthority><Sole>50</Sole><Shared>0</Shared><None>0</None></votingAuthority></infoTable>
<infoTable><nameOfIssuer>HEXCEL CORP- NEW</nameOfIssuer><titleOfClass>COMMON STOCK</titleOfClass><cusip>428291108</cusip><value>7</value><shrsOrPrnAmt><sshPrnamt>146</sshPrnamt><sshPrnamtType>SH</sshPrnamtType></shrsOrPrnAmt><investmentDiscretion>SOLE</investmentDiscretion><votingAuthority><Sole>146</Sole><Shared>0</Shared><None>0</None></votingAuthority></infoTable>
<infoTable><nameOfIssuer>HOME DEPOT INC              COM</nameOfIssuer><titleOfClass>COMMON STOCK</titleOfClass><cusip>437076102</cusip><value>113</value><shrsOrPrnAmt><sshPrnamt>1020</sshPrnamt><sshPrnamtType>SH</sshPrnamtType></shrsOrPrnAmt><investmentDiscretion>SOLE</investmentDiscretion><votingAuthority><Sole>1020</Sole><Shared>0</Shared><None>0</None></votingAuthority></infoTable>
<infoTable><nameOfIssuer>HONEYWELL INTL INC          COM</nameOfIssuer><titleOfClass>COMMON STOCK</titleOfClass><cusip>438516106</cusip><value>31</value><shrsOrPrnAmt><sshPrnamt>300</sshPrnamt><sshPrnamtType>SH</sshPrnamtType></shrsOrPrnAmt><investmentDiscretion>SOLE</investmentDiscretion><votingAuthority><Sole>300</Sole><Shared>0</Shared><None>0</None></votingAuthority></infoTable>
<infoTable><nameOfIssuer>HONEYWELL INTL INC          COM</nameOfIssuer><titleOfClass>COMMON STOCK</titleOfClass><cusip>438516106</cusip><value>71</value><shrsOrPrnAmt><sshPrnamt>700</sshPrnamt><sshPrnamtType>SH</sshPrnamtType></shrsOrPrnAmt><investmentDiscretion>DFND</investmentDiscretion><votingAuthority><Sole>600</Sole><Shared>100</Shared><None>0</None></votingAuthority></infoTable>
<infoTable><nameOfIssuer>HOPFED BANCORP INC</nameOfIssuer><titleOfClass>COMMON STOCK</titleOfClass><cusip>439734104</cusip><value>9</value><shrsOrPrnAmt><sshPrnamt>750</sshPrnamt><sshPrnamtType>SH</sshPrnamtType></shrsOrPrnAmt><investmentDiscretion>SOLE</investmentDiscretion><votingAuthority><Sole>750</Sole><Shared>0</Shared><None>0</None></votingAuthority></infoTable>
<infoTable><nameOfIssuer>HOSPIRA INC</nameOfIssuer><titleOfClass>COMMON STOCK</titleOfClass><cusip>441060100</cusip><value>31</value><shrsOrPrnAmt><sshPrnamt>350</sshPrnamt><sshPrnamtType>SH</sshPrnamtType></shrsOrPrnAmt><investmentDiscretion>SOLE</investmentDiscretion><votingAuthority><Sole>350</Sole><Shared>0</Shared><None>0</None></votingAuthority></infoTable>
<infoTable><nameOfIssuer>HUNTINGTON BANCSHARES INC</nameOfIssuer><titleOfClass>COMMON STOCK</titleOfClass><cusip>446150104</cusip><value>11</value><shrsOrPrnAmt><sshPrnamt>1000</sshPrnamt><sshPrnamtType>SH</sshPrnamtType></shrsOrPrnAmt><investmentDiscretion>SOLE</investmentDiscretion><votingAuthority><Sole>1000</Sole><Shared>0</Shared><None>0</None></votingAuthority></infoTable>
<infoTable><nameOfIssuer>ITT CORP NEW                COM NEW</nameOfIssuer><titleOfClass>COMMON STOCK</titleOfClass><cusip>450911201</cusip><value>6</value><shrsOrPrnAmt><sshPrnamt>150</sshPrnamt><sshPrnamtType>SH</sshPrnamtType></shrsOrPrnAmt><investmentDiscretion>SOLE</investmentDiscretion><votingAuthority><Sole>150</Sole><Shared>0</Shared><None>0</None></votingAuthority></infoTable>
<infoTable><nameOfIssuer>ITT CORP NEW                COM NEW</nameOfIssuer><titleOfClass>COMMON STOCK</titleOfClass><cusip>450911201</cusip><value>10</value><shrsOrPrnAmt><sshPrnamt>231</sshPrnamt><sshPrnamtType>SH</sshPrnamtType></shrsOrPrnAmt><investmentDiscretion>DFND</investmentDiscretion><votingAuthority><Sole>231</Sole><Shared>0</Shared><None>0</None></votingAuthority></infoTable>
<infoTable><nameOfIssuer>INTEL CORP                  COM</nameOfIssuer><titleOfClass>COMMON STOCK</titleOfClass><cusip>458140100</cusip><value>660</value><shrsOrPrnAmt><sshPrnamt>21691</sshPrnamt><sshPrnamtType>SH</sshPrnamtType></shrsOrPrnAmt><investmentDiscretion>SOLE</investmentDiscretion><votingAuthority><Sole>20141</Sole><Shared>1150</Shared><None>400</None></votingAuthority></infoTable>
<infoTable><nameOfIssuer>INTEL CORP                  COM</nameOfIssuer><titleOfClass>COMMON STOCK</titleOfClass><cusip>458140100</cusip><value>339</value><shrsOrPrnAmt><sshPrnamt>11150</sshPrnamt><sshPrnamtType>SH</sshPrnamtType></shrsOrPrnAmt><investmentDiscretion>DFND</investmentDiscretion><votingAuthority><Sole>8650</Sole><Shared>2500</Shared><None>0</None></votingAuthority></infoTable>
<infoTable><nameOfIssuer>INTERNATIONAL BUSINESS MACHSCOM</nameOfIssuer><titleOfClass>COMMON STOCK</titleOfClass><cusip>459200101</cusip><value>1065</value><shrsOrPrnAmt><sshPrnamt>6549</sshPrnamt><sshPrnamtType>SH</sshPrnamtType></shrsOrPrnAmt><investmentDiscretion>SOLE</investmentDiscretion><votingAuthority><Sole>6349</Sole><Shared>200</Shared><None>0</None></votingAuthority></infoTable>
<infoTable><nameOfIssuer>INTERNATIONAL BUSINESS MACHSCOM</nameOfIssuer><titleOfClass>COMMON STOCK</titleOfClass><cusip>459200101</cusip><value>3172</value><shrsOrPrnAmt><sshPrnamt>19500</sshPrnamt><sshPrnamtType>SH</sshPrnamtType></shrsOrPrnAmt><investmentDiscretion>DFND</investmentDiscretion><votingAuthority><Sole>8600</Sole><Shared>10900</Shared><None>0</None></votingAuthority></infoTable>
<infoTable><nameOfIssuer>INTL PAPER CO               COM</nameOfIssuer><titleOfClass>COMMON STOCK</titleOfClass><cusip>460146103</cusip><value>6</value><shrsOrPrnAmt><sshPrnamt>130</sshPrnamt><sshPrnamtType>SH</sshPrnamtType></shrsOrPrnAmt><investmentDiscretion>SOLE</investmentDiscretion><votingAuthority><Sole>130</Sole><Shared>0</Shared><None>0</None></votingAuthority></infoTable>
<infoTable><nameOfIssuer>INTL PAPER CO               COM</nameOfIssuer><titleOfClass>COMMON STOCK</titleOfClass><cusip>460146103</cusip><value>33</value><shrsOrPrnAmt><sshPrnamt>700</sshPrnamt><sshPrnamtType>SH</sshPrnamtType></shrsOrPrnAmt><investmentDiscretion>DFND</investmentDiscretion><votingAuthority><Sole>0</Sole><Shared>700</Shared><None>0</None></votingAuthority></infoTable>
<infoTable><nameOfIssuer>INTUITIVE SURGICAL INC.</nameOfIssuer><titleOfClass>COMMON STOCK</titleOfClass><cusip>46120E602</cusip><value>7</value><shrsOrPrnAmt><sshPrnamt>15</sshPrnamt><sshPrnamtType>SH</sshPrnamtType></shrsOrPrnAmt><investmentDiscretion>DFND</investmentDiscretion><votingAuthority><Sole>0</Sole><Shared>15</Shared><None>0</None></votingAuthority></infoTable>
<infoTable><nameOfIssuer>INVESCO VAN KAMPEN SR INCOMETR</nameOfIssuer><titleOfClass>MUTUAL FUNDS-ETF EQUITIES</titleOfClass><cusip>46131H107</cusip><value>6</value><shrsOrPrnAmt><sshPrnamt>1400</sshPrnamt><sshPrnamtType>SH</sshPrnamtType></shrsOrPrnAmt><investmentDiscretion>SOLE</investmentDiscretion><votingAuthority><Sole>1400</Sole><Shared>0</Shared><None>0</None></votingAuthority></infoTable>
<infoTable><nameOfIssuer>ISHARES SILVER TRUST ETF</nameOfIssuer><titleOfClass>MUTUAL FUNDS-ETF EQUITIES</titleOfClass><cusip>46428Q109</cusip><value>15</value><shrsOrPrnAmt><sshPrnamt>1000</sshPrnamt><sshPrnamtType>SH</sshPrnamtType></shrsOrPrnAmt><investmentDiscretion>SOLE</investmentDiscretion><votingAuthority><Sole>500</Sole><Shared>500</Shared><None>0</None></votingAuthority></infoTable>
<infoTable><nameOfIssuer>ISHARES GOLD TRUST</nameOfIssuer><titleOfClass>MUTUAL FUNDS-ETF EQUITIES</titleOfClass><cusip>464285105</cusip><value>8</value><shrsOrPrnAmt><sshPrnamt>674</sshPrnamt><sshPrnamtType>SH</sshPrnamtType></shrsOrPrnAmt><investmentDiscretion>SOLE</investmentDiscretion><votingAuthority><Sole>674</Sole><Shared>0</Shared><None>0</None></votingAuthority></infoTable>
<infoTable><nameOfIssuer>ISHARES BARCLAYS TIPS BND FD</nameOfIssuer><titleOfClass>MUTUAL FUNDS-ETF FIXED INCOME</titleOfClass><cusip>464287176</cusip><value>15</value><shrsOrPrnAmt><sshPrnamt>134</sshPrnamt><sshPrnamtType>SH</sshPrnamtType></shrsOrPrnAmt><investmentDiscretion>SOLE</investmentDiscretion><votingAuthority><Sole>134</Sole><Shared>0</Shared><None>0</None></votingAuthority></infoTable>
<infoTable><nameOfIssuer>ISHARES MSCI EMERGING MKTS  INDEX FD</nameOfIssuer><titleOfClass>MUTUAL FUNDS-ETF EQUITIES</titleOfClass><cusip>464287234</cusip><value>13</value><shrsOrPrnAmt><sshPrnamt>321</sshPrnamt><sshPrnamtType>SH</sshPrnamtType></shrsOrPrnAmt><investmentDiscretion>SOLE</investmentDiscretion><votingAuthority><Sole>321</Sole><Shared>0</Shared><None>0</None></votingAuthority></infoTable>
<infoTable><nameOfIssuer>ISHARES TR S&amp;P NA NATURAL   RESOURCES</nameOfIssuer><titleOfClass>MUTUAL FUNDS-EQUITIES</titleOfClass><cusip>464287374</cusip><value>54</value><shrsOrPrnAmt><sshPrnamt>1500</sshPrnamt><sshPrnamtType>SH</sshPrnamtType></shrsOrPrnAmt><investmentDiscretion>DFND</investmentDiscretion><votingAuthority><Sole>0</Sole><Shared>1500</Shared><None>0</None></votingAuthority></infoTable>
<infoTable><nameOfIssuer>ISHARES TR                  MSCI EAFE INDEX</nameOfIssuer><titleOfClass>MUTUAL FUNDS-ETF EQUITIES</titleOfClass><cusip>464287465</cusip><value>121</value><shrsOrPrnAmt><sshPrnamt>1902</sshPrnamt><sshPrnamtType>SH</sshPrnamtType></shrsOrPrnAmt><investmentDiscretion>SOLE</investmentDiscretion><votingAuthority><Sole>1902</Sole><Shared>0</Shared><None>0</None></votingAuthority></infoTable>
<infoTable><nameOfIssuer>ISHARES TR                  MSCI EAFE INDEX</nameOfIssuer><titleOfClass>MUTUAL FUNDS-ETF EQUITIES</titleOfClass><cusip>464287465</cusip><value>95</value><shrsOrPrnAmt><sshPrnamt>1500</sshPrnamt><sshPrnamtType>SH</sshPrnamtType></shrsOrPrnAmt><investmentDiscretion>DFND</investmentDiscretion><votingAuthority><Sole>0</Sole><Shared>1500</Shared><None>0</None></votingAuthority></infoTable>
<infoTable><nameOfIssuer>ISHARES RUSSELL MID-CAP ETF</nameOfIssuer><titleOfClass>MUTUAL FUNDS-ETF EQUITIES</titleOfClass><cusip>464287499</cusip><value>52</value><shrsOrPrnAmt><sshPrnamt>305</sshPrnamt><sshPrnamtType>SH</sshPrnamtType></shrsOrPrnAmt><investmentDiscretion>SOLE</investmentDiscretion><votingAuthority><Sole>305</Sole><Shared>0</Shared><None>0</None></votingAuthority></infoTable>
<infoTable><nameOfIssuer>J P MORGAN CHASE &amp; CO       COM</nameOfIssuer><titleOfClass>COMMON STOCK</titleOfClass><cusip>46625H100</cusip><value>1142</value><shrsOrPrnAmt><sshPrnamt>16847</sshPrnamt><sshPrnamtType>SH</sshPrnamtType></shrsOrPrnAmt><investmentDiscretion>SOLE</investmentDiscretion><votingAuthority><Sole>15647</Sole><Shared>1200</Shared><None>0</None></votingAuthority></infoTable>
<infoTable><nameOfIssuer>J P MORGAN CHASE &amp; CO       COM</nameOfIssuer><titleOfClass>COMMON STOCK</titleOfClass><cusip>46625H100</cusip><value>158</value><shrsOrPrnAmt><sshPrnamt>2330</sshPrnamt><sshPrnamtType>SH</sshPrnamtType></shrsOrPrnAmt><investmentDiscretion>DFND</investmentDiscretion><votingAuthority><Sole>1130</Sole><Shared>1200</Shared><None>0</None></votingAuthority></infoTable>
<infoTable><nameOfIssuer>JOHNSON &amp; JOHNSON           COM</nameOfIssuer><titleOfClass>COMMON STOCK</titleOfClass><cusip>478160104</cusip><value>2407</value><shrsOrPrnAmt><sshPrnamt>24693</sshPrnamt><sshPrnamtType>SH</sshPrnamtType></shrsOrPrnAmt><investmentDiscretion>SOLE</investmentDiscretion><votingAuthority><Sole>23793</Sole><Shared>900</Shared><None>0</None></votingAuthority></infoTable>
<infoTable><nameOfIssuer>JOHNSON &amp; JOHNSON           COM</nameOfIssuer><titleOfClass>COMMON STOCK</titleOfClass><cusip>478160104</cusip><value>846</value><shrsOrPrnAmt><sshPrnamt>8683</sshPrnamt><sshPrnamtType>SH</sshPrnamtType></shrsOrPrnAmt><investmentDiscretion>DFND</investmentDiscretion><votingAuthority><Sole>6333</Sole><Shared>2350</Shared><None>0</None></votingAuthority></infoTable>
<infoTable><nameOfIssuer>JOHNSON CONTROLS INC</nameOfIssuer><titleOfClass>COMMON STOCK</titleOfClass><cusip>478366107</cusip><value>41</value><shrsOrPrnAmt><sshPrnamt>820</sshPrnamt><sshPrnamtType>SH</sshPrnamtType></shrsOrPrnAmt><investmentDiscretion>SOLE</investmentDiscretion><votingAuthority><Sole>820</Sole><Shared>0</Shared><None>0</None></votingAuthority></infoTable>
<infoTable><nameOfIssuer>KELLOGG CO                  COM</nameOfIssuer><titleOfClass>COMMON STOCK</titleOfClass><cusip>487836108</cusip><value>508</value><shrsOrPrnAmt><sshPrnamt>8100</sshPrnamt><sshPrnamtType>SH</sshPrnamtType></shrsOrPrnAmt><investmentDiscretion>SOLE</investmentDiscretion><votingAuthority><Sole>6500</Sole><Shared>1100</Shared><None>500</None></votingAuthority></infoTable>
<infoTable><nameOfIssuer>KELLOGG CO                  COM</nameOfIssuer><titleOfClass>COMMON STOCK</titleOfClass><cusip>487836108</cusip><value>110</value><shrsOrPrnAmt><sshPrnamt>1750</sshPrnamt><sshPrnamtType>SH</sshPrnamtType></shrsOrPrnAmt><investmentDiscretion>DFND</investmentDiscretion><votingAuthority><Sole>1650</Sole><Shared>100</Shared><None>0</None></votingAuthority></infoTable>
<infoTable><nameOfIssuer>KEYSIGHT TECHNOLOGIES INC.</nameOfIssuer><titleOfClass>COMMON STOCK</titleOfClass><cusip>49338L103</cusip><value>3</value><shrsOrPrnAmt><sshPrnamt>100</sshPrnamt><sshPrnamtType>SH</sshPrnamtType></shrsOrPrnAmt><investmentDiscretion>DFND</investmentDiscretion><votingAuthority><Sole>0</Sole><Shared>100</Shared><None>0</None></votingAuthority></infoTable>
<infoTable><nameOfIssuer>KIMBERLY CLARK CORP         COM</nameOfIssuer><titleOfClass>COMMON STOCK</titleOfClass><cusip>494368103</cusip><value>212</value><shrsOrPrnAmt><sshPrnamt>2000</sshPrnamt><sshPrnamtType>SH</sshPrnamtType></shrsOrPrnAmt><investmentDiscretion>SOLE</investmentDiscretion><votingAuthority><Sole>1900</Sole><Shared>100</Shared><None>0</None></votingAuthority></infoTable>
<infoTable><nameOfIssuer>KIMBERLY CLARK CORP         COM</nameOfIssuer><titleOfClass>COMMON STOCK</titleOfClass><cusip>494368103</cusip><value>318</value><shrsOrPrnAmt><sshPrnamt>2997</sshPrnamt><sshPrnamtType>SH</sshPrnamtType></shrsOrPrnAmt><investmentDiscretion>DFND</investmentDiscretion><votingAuthority><Sole>2997</Sole><Shared>0</Shared><None>0</None></votingAuthority></infoTable>
<infoTable><nameOfIssuer>KINDER MORGAN INC (DE)      CLASS P</nameOfIssuer><titleOfClass>COMMON STOCK</titleOfClass><cusip>49456B101</cusip><value>34</value><shrsOrPrnAmt><sshPrnamt>877</sshPrnamt><sshPrnamtType>SH</sshPrnamtType></shrsOrPrnAmt><investmentDiscretion>SOLE</investmentDiscretion><votingAuthority><Sole>877</Sole><Shared>0</Shared><None>0</None></votingAuthority></infoTable>
<infoTable><nameOfIssuer>KINDER MORGAN INC (DE)      CLASS P</nameOfIssuer><titleOfClass>COMMON STOCK</titleOfClass><cusip>49456B101</cusip><value>19</value><shrsOrPrnAmt><sshPrnamt>494</sshPrnamt><sshPrnamtType>SH</sshPrnamtType></shrsOrPrnAmt><investmentDiscretion>DFND</investmentDiscretion><votingAuthority><Sole>494</Sole><Shared>0</Shared><None>0</None></votingAuthority></infoTable>
<infoTable><nameOfIssuer>KRAFT FOODS GROUP INC.</nameOfIssuer><titleOfClass>COMMON STOCK</titleOfClass><cusip>50076Q106</cusip><value>238</value><shrsOrPrnAmt><sshPrnamt>2800</sshPrnamt><sshPrnamtType>SH</sshPrnamtType></shrsOrPrnAmt><investmentDiscretion>SOLE</investmentDiscretion><votingAuthority><Sole>2500</Sole><Shared>0</Shared><None>300</None></votingAuthority></infoTable>
<infoTable><nameOfIssuer>KRAFT FOODS GROUP INC.</nameOfIssuer><titleOfClass>COMMON STOCK</titleOfClass><cusip>50076Q106</cusip><value>364</value><shrsOrPrnAmt><sshPrnamt>4277</sshPrnamt><sshPrnamtType>SH</sshPrnamtType></shrsOrPrnAmt><investmentDiscretion>DFND</investmentDiscretion><votingAuthority><Sole>3578</Sole><Shared>699</Shared><None>0</None></votingAuthority></infoTable>
<infoTable><nameOfIssuer>LABORATORY CORP AMER HLDGS  COM NEW</nameOfIssuer><titleOfClass>COMMON STOCK</titleOfClass><cusip>50540R409</cusip><value>1</value><shrsOrPrnAmt><sshPrnamt>10</sshPrnamt><sshPrnamtType>SH</sshPrnamtType></shrsOrPrnAmt><investmentDiscretion>SOLE</investmentDiscretion><votingAuthority><Sole>10</Sole><Shared>0</Shared><None>0</None></votingAuthority></infoTable>
<infoTable><nameOfIssuer>LILLY ELI &amp; CO              COM</nameOfIssuer><titleOfClass>COMMON STOCK</titleOfClass><cusip>532457108</cusip><value>607</value><shrsOrPrnAmt><sshPrnamt>7275</sshPrnamt><sshPrnamtType>SH</sshPrnamtType></shrsOrPrnAmt><investmentDiscretion>SOLE</investmentDiscretion><votingAuthority><Sole>6875</Sole><Shared>0</Shared><None>400</None></votingAuthority></infoTable>
<infoTable><nameOfIssuer>LILLY ELI &amp; CO              COM</nameOfIssuer><titleOfClass>COMMON STOCK</titleOfClass><cusip>532457108</cusip><value>682</value><shrsOrPrnAmt><sshPrnamt>8170</sshPrnamt><sshPrnamtType>SH</sshPrnamtType></shrsOrPrnAmt><investmentDiscretion>DFND</investmentDiscretion><votingAuthority><Sole>6220</Sole><Shared>1950</Shared><None>0</None></votingAuthority></infoTable>
<infoTable><nameOfIssuer>LINCOLN NATIONAL CORP</nameOfIssuer><titleOfClass>COMMON STOCK</titleOfClass><cusip>534187109</cusip><value>7</value><shrsOrPrnAmt><sshPrnamt>117</sshPrnamt><sshPrnamtType>SH</sshPrnamtType></shrsOrPrnAmt><investmentDiscretion>SOLE</investmentDiscretion><votingAuthority><Sole>117</Sole><Shared>0</Shared><None>0</None></votingAuthority></infoTable>
<infoTable><nameOfIssuer>LINEAR TECHNOLOGY CORP</nameOfIssuer><titleOfClass>COMMON STOCK</titleOfClass><cusip>535678106</cusip><value>977</value><shrsOrPrnAmt><sshPrnamt>22100</sshPrnamt><sshPrnamtType>SH</sshPrnamtType></shrsOrPrnAmt><investmentDiscretion>SOLE</investmentDiscretion><votingAuthority><Sole>20200</Sole><Shared>1900</Shared><None>0</None></votingAuthority></infoTable>
<infoTable><nameOfIssuer>LINEAR TECHNOLOGY CORP</nameOfIssuer><titleOfClass>COMMON STOCK</titleOfClass><cusip>535678106</cusip><value>270</value><shrsOrPrnAmt><sshPrnamt>6100</sshPrnamt><sshPrnamtType>SH</sshPrnamtType></shrsOrPrnAmt><investmentDiscretion>DFND</investmentDiscretion><votingAuthority><Sole>4000</Sole><Shared>2100</Shared><None>0</None></votingAuthority></infoTable>
<infoTable><nameOfIssuer>LINN ENERGY LLC</nameOfIssuer><titleOfClass>COMMON STOCK</titleOfClass><cusip>536020100</cusip><value>5</value><shrsOrPrnAmt><sshPrnamt>550</sshPrnamt><sshPrnamtType>SH</sshPrnamtType></shrsOrPrnAmt><investmentDiscretion>DFND</investmentDiscretion><votingAuthority><Sole>550</Sole><Shared>0</Shared><None>0</None></votingAuthority></infoTable>
<infoTable><nameOfIssuer>LITTLEFUSE INC</nameOfIssuer><titleOfClass>COMMON STOCK</titleOfClass><cusip>537008104</cusip><value>4</value><shrsOrPrnAmt><sshPrnamt>38</sshPrnamt><sshPrnamtType>SH</sshPrnamtType></shrsOrPrnAmt><investmentDiscretion>SOLE</investmentDiscretion><votingAuthority><Sole>38</Sole><Shared>0</Shared><None>0</None></votingAuthority></infoTable>
<infoTable><nameOfIssuer>LOCKHEED MARTIN CORP        COM</nameOfIssuer><titleOfClass>COMMON STOCK</titleOfClass><cusip>539830109</cusip><value>121</value><shrsOrPrnAmt><sshPrnamt>650</sshPrnamt><sshPrnamtType>SH</sshPrnamtType></shrsOrPrnAmt><investmentDiscretion>SOLE</investmentDiscretion><votingAuthority><Sole>650</Sole><Shared>0</Shared><None>0</None></votingAuthority></infoTable>
<infoTable><nameOfIssuer>LOWES COS INC               COM</nameOfIssuer><titleOfClass>COMMON STOCK</titleOfClass><cusip>548661107</cusip><value>172</value><shrsOrPrnAmt><sshPrnamt>2575</sshPrnamt><sshPrnamtType>SH</sshPrnamtType></shrsOrPrnAmt><investmentDiscretion>SOLE</investmentDiscretion><votingAuthority><Sole>2175</Sole><Shared>0</Shared><None>400</None></votingAuthority></infoTable>
<infoTable><nameOfIssuer>LOWES COS INC               COM</nameOfIssuer><titleOfClass>COMMON STOCK</titleOfClass><cusip>548661107</cusip><value>50</value><shrsOrPrnAmt><sshPrnamt>750</sshPrnamt><sshPrnamtType>SH</sshPrnamtType></shrsOrPrnAmt><investmentDiscretion>DFND</investmentDiscretion><votingAuthority><Sole>0</Sole><Shared>750</Shared><None>0</None></votingAuthority></infoTable>
<infoTable><nameOfIssuer>LULULEMON ATHLETICA</nameOfIssuer><titleOfClass>COMMON STOCK</titleOfClass><cusip>550021109</cusip><value>13</value><shrsOrPrnAmt><sshPrnamt>200</sshPrnamt><sshPrnamtType>SH</sshPrnamtType></shrsOrPrnAmt><investmentDiscretion>SOLE</investmentDiscretion><votingAuthority><Sole>200</Sole><Shared>0</Shared><None>0</None></votingAuthority></infoTable>
<infoTable><nameOfIssuer>M&amp;T BANK CORP</nameOfIssuer><titleOfClass>COMMON STOCK</titleOfClass><cusip>55261F104</cusip><value>39</value><shrsOrPrnAmt><sshPrnamt>310</sshPrnamt><sshPrnamtType>SH</sshPrnamtType></shrsOrPrnAmt><investmentDiscretion>SOLE</investmentDiscretion><votingAuthority><Sole>310</Sole><Shared>0</Shared><None>0</None></votingAuthority></infoTable>
<infoTable><nameOfIssuer>MFS CHARTER INCOME TRUST</nameOfIssuer><titleOfClass>MUTUAL FDS-NON TAX BNY</titleOfClass><cusip>552727109</cusip><value>3</value><shrsOrPrnAmt><sshPrnamt>300</sshPrnamt><sshPrnamtType>SH</sshPrnamtType></shrsOrPrnAmt><investmentDiscretion>SOLE</investmentDiscretion><votingAuthority><Sole>300</Sole><Shared>0</Shared><None>0</None></votingAuthority></infoTable>
<infoTable><nameOfIssuer>MAGNA INTERNATIONAL INC CL A</nameOfIssuer><titleOfClass>FOREIGN EQUITIES</titleOfClass><cusip>559222401</cusip><value>8</value><shrsOrPrnAmt><sshPrnamt>146</sshPrnamt><sshPrnamtType>SH</sshPrnamtType></shrsOrPrnAmt><investmentDiscretion>SOLE</investmentDiscretion><votingAuthority><Sole>146</Sole><Shared>0</Shared><None>0</None></votingAuthority></infoTable>
<infoTable><nameOfIssuer>MANNKIND CORPORATION</nameOfIssuer><titleOfClass>COMMON STOCK</titleOfClass><cusip>56400P201</cusip><value>7</value><shrsOrPrnAmt><sshPrnamt>1200</sshPrnamt><sshPrnamtType>SH</sshPrnamtType></shrsOrPrnAmt><investmentDiscretion>DFND</investmentDiscretion><votingAuthority><Sole>1200</Sole><Shared>0</Shared><None>0</None></votingAuthority></infoTable>
<infoTable><nameOfIssuer>MANULIFE FINANCIAL CORP</nameOfIssuer><titleOfClass>FOREIGN EQUITIES</titleOfClass><cusip>56501R106</cusip><value>61</value><shrsOrPrnAmt><sshPrnamt>3294</sshPrnamt><sshPrnamtType>SH</sshPrnamtType></shrsOrPrnAmt><investmentDiscretion>SOLE</investmentDiscretion><votingAuthority><Sole>3294</Sole><Shared>0</Shared><None>0</None></votingAuthority></infoTable>
<infoTable><nameOfIssuer>MARATHON OIL CO</nameOfIssuer><titleOfClass>COMMON STOCK</titleOfClass><cusip>565849106</cusip><value>32</value><shrsOrPrnAmt><sshPrnamt>1222</sshPrnamt><sshPrnamtType>SH</sshPrnamtType></shrsOrPrnAmt><investmentDiscretion>SOLE</investmentDiscretion><votingAuthority><Sole>0</Sole><Shared>1222</Shared><None>0</None></votingAuthority></infoTable>
<infoTable><nameOfIssuer>MARATHON PETROLEUM CORP</nameOfIssuer><titleOfClass>COMMON STOCK</titleOfClass><cusip>56585A102</cusip><value>64</value><shrsOrPrnAmt><sshPrnamt>1222</sshPrnamt><sshPrnamtType>SH</sshPrnamtType></shrsOrPrnAmt><investmentDiscretion>SOLE</investmentDiscretion><votingAuthority><Sole>0</Sole><Shared>1222</Shared><None>0</None></votingAuthority></infoTable>
<infoTable><nameOfIssuer>MARTHA STEWART LIVING</nameOfIssuer><titleOfClass>COMMON STOCK</titleOfClass><cusip>573083102</cusip><value>1</value><shrsOrPrnAmt><sshPrnamt>200</sshPrnamt><sshPrnamtType>SH</sshPrnamtType></shrsOrPrnAmt><investmentDiscretion>SOLE</investmentDiscretion><votingAuthority><Sole>200</Sole><Shared>0</Shared><None>0</None></votingAuthority></infoTable>
<infoTable><nameOfIssuer>MASTERCARD INCORPORATED</nameOfIssuer><titleOfClass>COMMON STOCK</titleOfClass><cusip>57636Q104</cusip><value>1743</value><shrsOrPrnAmt><sshPrnamt>18650</sshPrnamt><sshPrnamtType>SH</sshPrnamtType></shrsOrPrnAmt><investmentDiscretion>SOLE</investmentDiscretion><votingAuthority><Sole>17300</Sole><Shared>1350</Shared><None>0</None></votingAuthority></infoTable>
<infoTable><nameOfIssuer>MASTERCARD INCORPORATED</nameOfIssuer><titleOfClass>COMMON STOCK</titleOfClass><cusip>57636Q104</cusip><value>308</value><shrsOrPrnAmt><sshPrnamt>3300</sshPrnamt><sshPrnamtType>SH</sshPrnamtType></shrsOrPrnAmt><investmentDiscretion>DFND</investmentDiscretion><votingAuthority><Sole>3200</Sole><Shared>100</Shared><None>0</None></votingAuthority></infoTable>
<infoTable><nameOfIssuer>MATTEL INC                  COM</nameOfIssuer><titleOfClass>COMMON STOCK</titleOfClass><cusip>577081102</cusip><value>102</value><shrsOrPrnAmt><sshPrnamt>3983</sshPrnamt><sshPrnamtType>SH</sshPrnamtType></shrsOrPrnAmt><investmentDiscretion>SOLE</investmentDiscretion><votingAuthority><Sole>3983</Sole><Shared>0</Shared><None>0</None></votingAuthority></infoTable>
<infoTable><nameOfIssuer>MCDONALDS CORP              COM</nameOfIssuer><titleOfClass>COMMON STOCK</titleOfClass><cusip>580135101</cusip><value>841</value><shrsOrPrnAmt><sshPrnamt>8850</sshPrnamt><sshPrnamtType>SH</sshPrnamtType></shrsOrPrnAmt><investmentDiscretion>SOLE</investmentDiscretion><votingAuthority><Sole>8150</Sole><Shared>700</Shared><None>0</None></votingAuthority></infoTable>
<infoTable><nameOfIssuer>MCDONALDS CORP              COM</nameOfIssuer><titleOfClass>COMMON STOCK</titleOfClass><cusip>580135101</cusip><value>223</value><shrsOrPrnAmt><sshPrnamt>2350</sshPrnamt><sshPrnamtType>SH</sshPrnamtType></shrsOrPrnAmt><investmentDiscretion>DFND</investmentDiscretion><votingAuthority><Sole>2250</Sole><Shared>100</Shared><None>0</None></votingAuthority></infoTable>
<infoTable><nameOfIssuer>MCKESSON CORP</nameOfIssuer><titleOfClass>COMMON STOCK</titleOfClass><cusip>58155Q103</cusip><value>22</value><shrsOrPrnAmt><sshPrnamt>100</sshPrnamt><sshPrnamtType>SH</sshPrnamtType></shrsOrPrnAmt><investmentDiscretion>SOLE</investmentDiscretion><votingAuthority><Sole>100</Sole><Shared>0</Shared><None>0</None></votingAuthority></infoTable>
<infoTable><nameOfIssuer>MEAD JOHNSON NUTRITION CO   CL A</nameOfIssuer><titleOfClass>COMMON STOCK</titleOfClass><cusip>582839106</cusip><value>6</value><shrsOrPrnAmt><sshPrnamt>68</sshPrnamt><sshPrnamtType>SH</sshPrnamtType></shrsOrPrnAmt><investmentDiscretion>DFND</investmentDiscretion><votingAuthority><Sole>0</Sole><Shared>68</Shared><None>0</None></votingAuthority></infoTable>
<infoTable><nameOfIssuer>MEDICAL PROPERTIES TR INC</nameOfIssuer><titleOfClass>COMMON STOCK</titleOfClass><cusip>58463J304</cusip><value>2</value><shrsOrPrnAmt><sshPrnamt>188</sshPrnamt><sshPrnamtType>SH</sshPrnamtType></shrsOrPrnAmt><investmentDiscretion>SOLE</investmentDiscretion><votingAuthority><Sole>188</Sole><Shared>0</Shared><None>0</None></votingAuthority></infoTable>
<infoTable><nameOfIssuer>MERCK &amp; CO INC NEW</nameOfIssuer><titleOfClass>COMMON STOCK</titleOfClass><cusip>58933Y105</cusip><value>627</value><shrsOrPrnAmt><sshPrnamt>11015</sshPrnamt><sshPrnamtType>SH</sshPrnamtType></shrsOrPrnAmt><investmentDiscretion>SOLE</investmentDiscretion><votingAuthority><Sole>10515</Sole><Shared>0</Shared><None>500</None></votingAuthority></infoTable>
<infoTable><nameOfIssuer>MERCK &amp; CO INC NEW</nameOfIssuer><titleOfClass>COMMON STOCK</titleOfClass><cusip>58933Y105</cusip><value>248</value><shrsOrPrnAmt><sshPrnamt>4350</sshPrnamt><sshPrnamtType>SH</sshPrnamtType></shrsOrPrnAmt><investmentDiscretion>DFND</investmentDiscretion><votingAuthority><Sole>2950</Sole><Shared>1400</Shared><None>0</None></votingAuthority></infoTable>
<infoTable><nameOfIssuer>METLIFE INC</nameOfIssuer><titleOfClass>COMMON STOCK</titleOfClass><cusip>59156R108</cusip><value>27</value><shrsOrPrnAmt><sshPrnamt>480</sshPrnamt><sshPrnamtType>SH</sshPrnamtType></shrsOrPrnAmt><investmentDiscretion>SOLE</investmentDiscretion><votingAuthority><Sole>480</Sole><Shared>0</Shared><None>0</None></votingAuthority></infoTable>
<infoTable><nameOfIssuer>METLIFE INC</nameOfIssuer><titleOfClass>COMMON STOCK</titleOfClass><cusip>59156R108</cusip><value>11</value><shrsOrPrnAmt><sshPrnamt>200</sshPrnamt><sshPrnamtType>SH</sshPrnamtType></shrsOrPrnAmt><investmentDiscretion>DFND</investmentDiscretion><votingAuthority><Sole>0</Sole><Shared>200</Shared><None>0</None></votingAuthority></infoTable>
<infoTable><nameOfIssuer>MICROSOFT CORP</nameOfIssuer><titleOfClass>COMMON STOCK</titleOfClass><cusip>594918104</cusip><value>1949</value><shrsOrPrnAmt><sshPrnamt>44135</sshPrnamt><sshPrnamtType>SH</sshPrnamtType></shrsOrPrnAmt><investmentDiscretion>SOLE</investmentDiscretion><votingAuthority><Sole>41735</Sole><Shared>2400</Shared><None>0</None></votingAuthority></infoTable>
<infoTable><nameOfIssuer>MICROSOFT CORP</nameOfIssuer><titleOfClass>COMMON STOCK</titleOfClass><cusip>594918104</cusip><value>430</value><shrsOrPrnAmt><sshPrnamt>9750</sshPrnamt><sshPrnamtType>SH</sshPrnamtType></shrsOrPrnAmt><investmentDiscretion>DFND</investmentDiscretion><votingAuthority><Sole>4950</Sole><Shared>4800</Shared><None>0</None></votingAuthority></infoTable>
<infoTable><nameOfIssuer>MICROCHIP TECHNOLOGY INC    COM</nameOfIssuer><titleOfClass>COMMON STOCK</titleOfClass><cusip>595017104</cusip><value>1158</value><shrsOrPrnAmt><sshPrnamt>24415</sshPrnamt><sshPrnamtType>SH</sshPrnamtType></shrsOrPrnAmt><investmentDiscretion>SOLE</investmentDiscretion><votingAuthority><Sole>22315</Sole><Shared>1700</Shared><None>400</None></votingAuthority></infoTable>
<infoTable><nameOfIssuer>MICROCHIP TECHNOLOGY INC    COM</nameOfIssuer><titleOfClass>COMMON STOCK</titleOfClass><cusip>595017104</cusip><value>228</value><shrsOrPrnAmt><sshPrnamt>4800</sshPrnamt><sshPrnamtType>SH</sshPrnamtType></shrsOrPrnAmt><investmentDiscretion>DFND</investmentDiscretion><votingAuthority><Sole>3300</Sole><Shared>1500</Shared><None>0</None></votingAuthority></infoTable>
<infoTable><nameOfIssuer>MONDELEZ INTL INC</nameOfIssuer><titleOfClass>COMMON STOCK</titleOfClass><cusip>609207105</cusip><value>301</value><shrsOrPrnAmt><sshPrnamt>7312</sshPrnamt><sshPrnamtType>SH</sshPrnamtType></shrsOrPrnAmt><investmentDiscretion>SOLE</investmentDiscretion><votingAuthority><Sole>6812</Sole><Shared>0</Shared><None>500</None></votingAuthority></infoTable>
<infoTable><nameOfIssuer>MONDELEZ INTL INC</nameOfIssuer><titleOfClass>COMMON STOCK</titleOfClass><cusip>609207105</cusip><value>456</value><shrsOrPrnAmt><sshPrnamt>11091</sshPrnamt><sshPrnamtType>SH</sshPrnamtType></shrsOrPrnAmt><investmentDiscretion>DFND</investmentDiscretion><votingAuthority><Sole>9155</Sole><Shared>1936</Shared><None>0</None></votingAuthority></infoTable>
<infoTable><nameOfIssuer>MONSANTO CO (NEW)</nameOfIssuer><titleOfClass>COMMON STOCK</titleOfClass><cusip>61166W101</cusip><value>17</value><shrsOrPrnAmt><sshPrnamt>160</sshPrnamt><sshPrnamtType>SH</sshPrnamtType></shrsOrPrnAmt><investmentDiscretion>SOLE</investmentDiscretion><votingAuthority><Sole>160</Sole><Shared>0</Shared><None>0</None></votingAuthority></infoTable>
<infoTable><nameOfIssuer>MOODYS CORP                 COM</nameOfIssuer><titleOfClass>COMMON STOCK</titleOfClass><cusip>615369105</cusip><value>15</value><shrsOrPrnAmt><sshPrnamt>140</sshPrnamt><sshPrnamtType>SH</sshPrnamtType></shrsOrPrnAmt><investmentDiscretion>SOLE</investmentDiscretion><votingAuthority><Sole>140</Sole><Shared>0</Shared><None>0</None></votingAuthority></infoTable>
<infoTable><nameOfIssuer>MOOG INC CLASS A</nameOfIssuer><titleOfClass>COMMON STOCK</titleOfClass><cusip>615394202</cusip><value>4</value><shrsOrPrnAmt><sshPrnamt>51</sshPrnamt><sshPrnamtType>SH</sshPrnamtType></shrsOrPrnAmt><investmentDiscretion>SOLE</investmentDiscretion><votingAuthority><Sole>51</Sole><Shared>0</Shared><None>0</None></votingAuthority></infoTable>
<infoTable><nameOfIssuer>MOTOROLA SOLUTIONS, INC.</nameOfIssuer><titleOfClass>COMMON STOCK</titleOfClass><cusip>620076307</cusip><value>17</value><shrsOrPrnAmt><sshPrnamt>299</sshPrnamt><sshPrnamtType>SH</sshPrnamtType></shrsOrPrnAmt><investmentDiscretion>SOLE</investmentDiscretion><votingAuthority><Sole>299</Sole><Shared>0</Shared><None>0</None></votingAuthority></infoTable>
<infoTable><nameOfIssuer>NBT BANCORP INC             COM</nameOfIssuer><titleOfClass>COMMON STOCK</titleOfClass><cusip>628778102</cusip><value>3663</value><shrsOrPrnAmt><sshPrnamt>140025</sshPrnamt><sshPrnamtType>SH</sshPrnamtType></shrsOrPrnAmt><investmentDiscretion>DFND</investmentDiscretion><votingAuthority><Sole>90025</Sole><Shared>50000</Shared><None>0</None></votingAuthority></infoTable>
<infoTable><nameOfIssuer>NCR CORP NEW</nameOfIssuer><titleOfClass>COMMON STOCK</titleOfClass><cusip>62886E108</cusip><value>1</value><shrsOrPrnAmt><sshPrnamt>27</sshPrnamt><sshPrnamtType>SH</sshPrnamtType></shrsOrPrnAmt><investmentDiscretion>DFND</investmentDiscretion><votingAuthority><Sole>27</Sole><Shared>0</Shared><None>0</None></votingAuthority></infoTable>
<infoTable><nameOfIssuer>NATIONAL OILWELL VARCO INC  COM</nameOfIssuer><titleOfClass>COMMON STOCK</titleOfClass><cusip>637071101</cusip><value>842</value><shrsOrPrnAmt><sshPrnamt>17440</sshPrnamt><sshPrnamtType>SH</sshPrnamtType></shrsOrPrnAmt><investmentDiscretion>SOLE</investmentDiscretion><votingAuthority><Sole>16340</Sole><Shared>1100</Shared><None>0</None></votingAuthority></infoTable>
<infoTable><nameOfIssuer>NATIONAL OILWELL VARCO INC  COM</nameOfIssuer><titleOfClass>COMMON STOCK</titleOfClass><cusip>637071101</cusip><value>58</value><shrsOrPrnAmt><sshPrnamt>1200</sshPrnamt><sshPrnamtType>SH</sshPrnamtType></shrsOrPrnAmt><investmentDiscretion>DFND</investmentDiscretion><votingAuthority><Sole>1000</Sole><Shared>200</Shared><None>0</None></votingAuthority></infoTable>
<infoTable><nameOfIssuer>NATURES SUNSHINE PRODUCTS</nameOfIssuer><titleOfClass>COMMON STOCK</titleOfClass><cusip>639027101</cusip><value>14</value><shrsOrPrnAmt><sshPrnamt>1000</sshPrnamt><sshPrnamtType>SH</sshPrnamtType></shrsOrPrnAmt><investmentDiscretion>SOLE</investmentDiscretion><votingAuthority><Sole>1000</Sole><Shared>0</Shared><None>0</None></votingAuthority></infoTable>
<infoTable><nameOfIssuer>NEW YORK TIMES CO CL A</nameOfIssuer><titleOfClass>COMMON STOCK</titleOfClass><cusip>650111107</cusip><value>8</value><shrsOrPrnAmt><sshPrnamt>600</sshPrnamt><sshPrnamtType>SH</sshPrnamtType></shrsOrPrnAmt><investmentDiscretion>SOLE</investmentDiscretion><votingAuthority><Sole>600</Sole><Shared>0</Shared><None>0</None></votingAuthority></infoTable>
<infoTable><nameOfIssuer>NEWPARK RESOURCES INC</nameOfIssuer><titleOfClass>COMMON STOCK</titleOfClass><cusip>651718504</cusip><value>2</value><shrsOrPrnAmt><sshPrnamt>232</sshPrnamt><sshPrnamtType>SH</sshPrnamtType></shrsOrPrnAmt><investmentDiscretion>SOLE</investmentDiscretion><votingAuthority><Sole>232</Sole><Shared>0</Shared><None>0</None></votingAuthority></infoTable>
<infoTable><nameOfIssuer>NEXTERA ENERGY INC</nameOfIssuer><titleOfClass>COMMON STOCK</titleOfClass><cusip>65339F101</cusip><value>586</value><shrsOrPrnAmt><sshPrnamt>5975</sshPrnamt><sshPrnamtType>SH</sshPrnamtType></shrsOrPrnAmt><investmentDiscretion>SOLE</investmentDiscretion><votingAuthority><Sole>5975</Sole><Shared>0</Shared><None>0</None></votingAuthority></infoTable>
<infoTable><nameOfIssuer>NEXTERA ENERGY INC</nameOfIssuer><titleOfClass>COMMON STOCK</titleOfClass><cusip>65339F101</cusip><value>474</value><shrsOrPrnAmt><sshPrnamt>4833</sshPrnamt><sshPrnamtType>SH</sshPrnamtType></shrsOrPrnAmt><investmentDiscretion>DFND</investmentDiscretion><votingAuthority><Sole>3183</Sole><Shared>1650</Shared><None>0</None></votingAuthority></infoTable>
<infoTable><nameOfIssuer>NIKE INC CL B</nameOfIssuer><titleOfClass>COMMON STOCK</titleOfClass><cusip>654106103</cusip><value>29</value><shrsOrPrnAmt><sshPrnamt>271</sshPrnamt><sshPrnamtType>SH</sshPrnamtType></shrsOrPrnAmt><investmentDiscretion>SOLE</investmentDiscretion><votingAuthority><Sole>271</Sole><Shared>0</Shared><None>0</None></votingAuthority></infoTable>
<infoTable><nameOfIssuer>NOKIA CORP                  SPONSORED ADR</nameOfIssuer><titleOfClass>FOREIGN EQUITIES</titleOfClass><cusip>654902204</cusip><value>1</value><shrsOrPrnAmt><sshPrnamt>200</sshPrnamt><sshPrnamtType>SH</sshPrnamtType></shrsOrPrnAmt><investmentDiscretion>SOLE</investmentDiscretion><votingAuthority><Sole>200</Sole><Shared>0</Shared><None>0</None></votingAuthority></infoTable>
<infoTable><nameOfIssuer>NORFOLK SOUTHERN CORP</nameOfIssuer><titleOfClass>COMMON STOCK</titleOfClass><cusip>655844108</cusip><value>775</value><shrsOrPrnAmt><sshPrnamt>8875</sshPrnamt><sshPrnamtType>SH</sshPrnamtType></shrsOrPrnAmt><investmentDiscretion>SOLE</investmentDiscretion><votingAuthority><Sole>8875</Sole><Shared>0</Shared><None>0</None></votingAuthority></infoTable>
<infoTable><nameOfIssuer>NORFOLK SOUTHERN CORP</nameOfIssuer><titleOfClass>COMMON STOCK</titleOfClass><cusip>655844108</cusip><value>212</value><shrsOrPrnAmt><sshPrnamt>2425</sshPrnamt><sshPrnamtType>SH</sshPrnamtType></shrsOrPrnAmt><investmentDiscretion>DFND</investmentDiscretion><votingAuthority><Sole>2225</Sole><Shared>200</Shared><None>0</None></votingAuthority></infoTable>
<infoTable><nameOfIssuer>NORTHROP GRUMMAN CORP       COM</nameOfIssuer><titleOfClass>COMMON STOCK</titleOfClass><cusip>666807102</cusip><value>32</value><shrsOrPrnAmt><sshPrnamt>200</sshPrnamt><sshPrnamtType>SH</sshPrnamtType></shrsOrPrnAmt><investmentDiscretion>SOLE</investmentDiscretion><votingAuthority><Sole>200</Sole><Shared>0</Shared><None>0</None></votingAuthority></infoTable>
<infoTable><nameOfIssuer>NORWOOD FINANCIAL           CORPORATION</nameOfIssuer><titleOfClass>COMMON STOCK</titleOfClass><cusip>669549107</cusip><value>172</value><shrsOrPrnAmt><sshPrnamt>5881</sshPrnamt><sshPrnamtType>SH</sshPrnamtType></shrsOrPrnAmt><investmentDiscretion>SOLE</investmentDiscretion><votingAuthority><Sole>5881</Sole><Shared>0</Shared><None>0</None></votingAuthority></infoTable>
<infoTable><nameOfIssuer>NOVARTIS AG</nameOfIssuer><titleOfClass>FOREIGN EQUITIES</titleOfClass><cusip>66987V109</cusip><value>141</value><shrsOrPrnAmt><sshPrnamt>1430</sshPrnamt><sshPrnamtType>SH</sshPrnamtType></shrsOrPrnAmt><investmentDiscretion>SOLE</investmentDiscretion><votingAuthority><Sole>1138</Sole><Shared>0</Shared><None>292</None></votingAuthority></infoTable>
<infoTable><nameOfIssuer>NOVARTIS AG</nameOfIssuer><titleOfClass>FOREIGN EQUITIES</titleOfClass><cusip>66987V109</cusip><value>68</value><shrsOrPrnAmt><sshPrnamt>692</sshPrnamt><sshPrnamtType>SH</sshPrnamtType></shrsOrPrnAmt><investmentDiscretion>DFND</investmentDiscretion><votingAuthority><Sole>200</Sole><Shared>492</Shared><None>0</None></votingAuthority></infoTable>
<infoTable><nameOfIssuer>NOW INC</nameOfIssuer><titleOfClass>COMMON STOCK</titleOfClass><cusip>67011P100</cusip><value>24</value><shrsOrPrnAmt><sshPrnamt>1223</sshPrnamt><sshPrnamtType>SH</sshPrnamtType></shrsOrPrnAmt><investmentDiscretion>SOLE</investmentDiscretion><votingAuthority><Sole>1223</Sole><Shared>0</Shared><None>0</None></votingAuthority></infoTable>
<infoTable><nameOfIssuer>NOW INC</nameOfIssuer><titleOfClass>COMMON STOCK</titleOfClass><cusip>67011P100</cusip><value>4</value><shrsOrPrnAmt><sshPrnamt>200</sshPrnamt><sshPrnamtType>SH</sshPrnamtType></shrsOrPrnAmt><investmentDiscretion>DFND</investmentDiscretion><votingAuthority><Sole>175</Sole><Shared>25</Shared><None>0</None></votingAuthority></infoTable>
<infoTable><nameOfIssuer>NU SKIN ENTERPRISES INC A</nameOfIssuer><titleOfClass>COMMON STOCK</titleOfClass><cusip>67018T105</cusip><value>5</value><shrsOrPrnAmt><sshPrnamt>100</sshPrnamt><sshPrnamtType>SH</sshPrnamtType></shrsOrPrnAmt><investmentDiscretion>DFND</investmentDiscretion><votingAuthority><Sole>100</Sole><Shared>0</Shared><None>0</None></votingAuthority></infoTable>
<infoTable><nameOfIssuer>NUCOR CORP</nameOfIssuer><titleOfClass>COMMON STOCK</titleOfClass><cusip>670346105</cusip><value>247</value><shrsOrPrnAmt><sshPrnamt>5600</sshPrnamt><sshPrnamtType>SH</sshPrnamtType></shrsOrPrnAmt><investmentDiscretion>SOLE</investmentDiscretion><votingAuthority><Sole>5600</Sole><Shared>0</Shared><None>0</None></votingAuthority></infoTable>
<infoTable><nameOfIssuer>NUCOR CORP</nameOfIssuer><titleOfClass>COMMON STOCK</titleOfClass><cusip>670346105</cusip><value>24</value><shrsOrPrnAmt><sshPrnamt>550</sshPrnamt><sshPrnamtType>SH</sshPrnamtType></shrsOrPrnAmt><investmentDiscretion>DFND</investmentDiscretion><votingAuthority><Sole>550</Sole><Shared>0</Shared><None>0</None></votingAuthority></infoTable>
<infoTable><nameOfIssuer>NUVEEN PERFORMANCE PLUS     MUNICIPAL FUND INC</nameOfIssuer><titleOfClass>MUTUAL FUNDS-ETF EQUITIES</titleOfClass><cusip>67062P108</cusip><value>15</value><shrsOrPrnAmt><sshPrnamt>1096</sshPrnamt><sshPrnamtType>SH</sshPrnamtType></shrsOrPrnAmt><investmentDiscretion>SOLE</investmentDiscretion><votingAuthority><Sole>1096</Sole><Shared>0</Shared><None>0</None></votingAuthority></infoTable>
<infoTable><nameOfIssuer>OCCIDENTAL PETE CORP DEL    COM</nameOfIssuer><titleOfClass>COMMON STOCK</titleOfClass><cusip>674599105</cusip><value>709</value><shrsOrPrnAmt><sshPrnamt>9111</sshPrnamt><sshPrnamtType>SH</sshPrnamtType></shrsOrPrnAmt><investmentDiscretion>SOLE</investmentDiscretion><votingAuthority><Sole>9111</Sole><Shared>0</Shared><None>0</None></votingAuthority></infoTable>
<infoTable><nameOfIssuer>OCCIDENTAL PETE CORP DEL    COM</nameOfIssuer><titleOfClass>COMMON STOCK</titleOfClass><cusip>674599105</cusip><value>47</value><shrsOrPrnAmt><sshPrnamt>600</sshPrnamt><sshPrnamtType>SH</sshPrnamtType></shrsOrPrnAmt><investmentDiscretion>DFND</investmentDiscretion><votingAuthority><Sole>0</Sole><Shared>600</Shared><None>0</None></votingAuthority></infoTable>
<infoTable><nameOfIssuer>OMNICARE INC                COM</nameOfIssuer><titleOfClass>COMMON STOCK</titleOfClass><cusip>681904108</cusip><value>12</value><shrsOrPrnAmt><sshPrnamt>124</sshPrnamt><sshPrnamtType>SH</sshPrnamtType></shrsOrPrnAmt><investmentDiscretion>SOLE</investmentDiscretion><votingAuthority><Sole>124</Sole><Shared>0</Shared><None>0</None></votingAuthority></infoTable>
<infoTable><nameOfIssuer>ONE GAS INC.</nameOfIssuer><titleOfClass>COMMON STOCK</titleOfClass><cusip>68235P108</cusip><value>1</value><shrsOrPrnAmt><sshPrnamt>19</sshPrnamt><sshPrnamtType>SH</sshPrnamtType></shrsOrPrnAmt><investmentDiscretion>SOLE</investmentDiscretion><votingAuthority><Sole>19</Sole><Shared>0</Shared><None>0</None></votingAuthority></infoTable>
<infoTable><nameOfIssuer>ONEOK INC</nameOfIssuer><titleOfClass>COMMON STOCK</titleOfClass><cusip>682680103</cusip><value>3</value><shrsOrPrnAmt><sshPrnamt>76</sshPrnamt><sshPrnamtType>SH</sshPrnamtType></shrsOrPrnAmt><investmentDiscretion>SOLE</investmentDiscretion><votingAuthority><Sole>76</Sole><Shared>0</Shared><None>0</None></votingAuthority></infoTable>
<infoTable><nameOfIssuer>ORACLE CORP                 COM</nameOfIssuer><titleOfClass>COMMON STOCK</titleOfClass><cusip>68389X105</cusip><value>741</value><shrsOrPrnAmt><sshPrnamt>18388</sshPrnamt><sshPrnamtType>SH</sshPrnamtType></shrsOrPrnAmt><investmentDiscretion>SOLE</investmentDiscretion><votingAuthority><Sole>17188</Sole><Shared>1200</Shared><None>0</None></votingAuthority></infoTable>
<infoTable><nameOfIssuer>ORACLE CORP                 COM</nameOfIssuer><titleOfClass>COMMON STOCK</titleOfClass><cusip>68389X105</cusip><value>137</value><shrsOrPrnAmt><sshPrnamt>3400</sshPrnamt><sshPrnamtType>SH</sshPrnamtType></shrsOrPrnAmt><investmentDiscretion>DFND</investmentDiscretion><votingAuthority><Sole>2600</Sole><Shared>800</Shared><None>0</None></votingAuthority></infoTable>
<infoTable><nameOfIssuer>PNC FINL SVCS GROUP INC     COM</nameOfIssuer><titleOfClass>COMMON STOCK</titleOfClass><cusip>693475105</cusip><value>588</value><shrsOrPrnAmt><sshPrnamt>6146</sshPrnamt><sshPrnamtType>SH</sshPrnamtType></shrsOrPrnAmt><investmentDiscretion>SOLE</investmentDiscretion><votingAuthority><Sole>4846</Sole><Shared>900</Shared><None>400</None></votingAuthority></infoTable>
<infoTable><nameOfIssuer>PNC FINL SVCS GROUP INC     COM</nameOfIssuer><titleOfClass>COMMON STOCK</titleOfClass><cusip>693475105</cusip><value>504</value><shrsOrPrnAmt><sshPrnamt>5265</sshPrnamt><sshPrnamtType>SH</sshPrnamtType></shrsOrPrnAmt><investmentDiscretion>DFND</investmentDiscretion><votingAuthority><Sole>115</Sole><Shared>5150</Shared><None>0</None></votingAuthority></infoTable>
<infoTable><nameOfIssuer>PPG INDS INC                COM</nameOfIssuer><titleOfClass>COMMON STOCK</titleOfClass><cusip>693506107</cusip><value>194</value><shrsOrPrnAmt><sshPrnamt>1688</sshPrnamt><sshPrnamtType>SH</sshPrnamtType></shrsOrPrnAmt><investmentDiscretion>SOLE</investmentDiscretion><votingAuthority><Sole>1688</Sole><Shared>0</Shared><None>0</None></votingAuthority></infoTable>
<infoTable><nameOfIssuer>PPG INDS INC                COM</nameOfIssuer><titleOfClass>COMMON STOCK</titleOfClass><cusip>693506107</cusip><value>75</value><shrsOrPrnAmt><sshPrnamt>650</sshPrnamt><sshPrnamtType>SH</sshPrnamtType></shrsOrPrnAmt><investmentDiscretion>DFND</investmentDiscretion><votingAuthority><Sole>150</Sole><Shared>500</Shared><None>0</None></votingAuthority></infoTable>
<infoTable><nameOfIssuer>PPL CORP, COM</nameOfIssuer><titleOfClass>COMMON STOCK</titleOfClass><cusip>69351T106</cusip><value>1326</value><shrsOrPrnAmt><sshPrnamt>45010</sshPrnamt><sshPrnamtType>SH</sshPrnamtType></shrsOrPrnAmt><investmentDiscretion>SOLE</investmentDiscretion><votingAuthority><Sole>44410</Sole><Shared>0</Shared><None>600</None></votingAuthority></infoTable>
<infoTable><nameOfIssuer>PPL CORP, COM</nameOfIssuer><titleOfClass>COMMON STOCK</titleOfClass><cusip>69351T106</cusip><value>730</value><shrsOrPrnAmt><sshPrnamt>24795</sshPrnamt><sshPrnamtType>SH</sshPrnamtType></shrsOrPrnAmt><investmentDiscretion>DFND</investmentDiscretion><votingAuthority><Sole>24795</Sole><Shared>0</Shared><None>0</None></votingAuthority></infoTable>
<infoTable><nameOfIssuer>PENNS WOODS BANCORP INC</nameOfIssuer><titleOfClass>COMMON STOCK</titleOfClass><cusip>708430103</cusip><value>44</value><shrsOrPrnAmt><sshPrnamt>1000</sshPrnamt><sshPrnamtType>SH</sshPrnamtType></shrsOrPrnAmt><investmentDiscretion>SOLE</investmentDiscretion><votingAuthority><Sole>0</Sole><Shared>1000</Shared><None>0</None></votingAuthority></infoTable>
<infoTable><nameOfIssuer>PEOPLES FINL SVCS CORP</nameOfIssuer><titleOfClass>COMMON STOCK</titleOfClass><cusip>711040105</cusip><value>13597</value><shrsOrPrnAmt><sshPrnamt>343262</sshPrnamt><sshPrnamtType>SH</sshPrnamtType></shrsOrPrnAmt><investmentDiscretion>SOLE</investmentDiscretion><votingAuthority><Sole>229253</Sole><Shared>4545</Shared><None>109464</None></votingAuthority></infoTable>
<infoTable><nameOfIssuer>PEOPLES FINL SVCS CORP</nameOfIssuer><titleOfClass>COMMON STOCK</titleOfClass><cusip>711040105</cusip><value>257</value><shrsOrPrnAmt><sshPrnamt>6490</sshPrnamt><sshPrnamtType>SH</sshPrnamtType></shrsOrPrnAmt><investmentDiscretion>DFND</investmentDiscretion><votingAuthority><Sole>2854</Sole><Shared>3636</Shared><None>0</None></votingAuthority></infoTable>
<infoTable><nameOfIssuer>PEPSICO INC                 COM</nameOfIssuer><titleOfClass>COMMON STOCK</titleOfClass><cusip>713448108</cusip><value>3242</value><shrsOrPrnAmt><sshPrnamt>34730</sshPrnamt><sshPrnamtType>SH</sshPrnamtType></shrsOrPrnAmt><investmentDiscretion>SOLE</investmentDiscretion><votingAuthority><Sole>33430</Sole><Shared>1000</Shared><None>300</None></votingAuthority></infoTable>
<infoTable><nameOfIssuer>PEPSICO INC                 COM</nameOfIssuer><titleOfClass>COMMON STOCK</titleOfClass><cusip>713448108</cusip><value>257</value><shrsOrPrnAmt><sshPrnamt>2750</sshPrnamt><sshPrnamtType>SH</sshPrnamtType></shrsOrPrnAmt><investmentDiscretion>DFND</investmentDiscretion><votingAuthority><Sole>1150</Sole><Shared>1600</Shared><None>0</None></votingAuthority></infoTable>
<infoTable><nameOfIssuer>PFIZER INC                  COM</nameOfIssuer><titleOfClass>COMMON STOCK</titleOfClass><cusip>717081103</cusip><value>2411</value><shrsOrPrnAmt><sshPrnamt>71932</sshPrnamt><sshPrnamtType>SH</sshPrnamtType></shrsOrPrnAmt><investmentDiscretion>SOLE</investmentDiscretion><votingAuthority><Sole>69382</Sole><Shared>1850</Shared><None>700</None></votingAuthority></infoTable>
<infoTable><nameOfIssuer>PFIZER INC                  COM</nameOfIssuer><titleOfClass>COMMON STOCK</titleOfClass><cusip>717081103</cusip><value>1700</value><shrsOrPrnAmt><sshPrnamt>50725</sshPrnamt><sshPrnamtType>SH</sshPrnamtType></shrsOrPrnAmt><investmentDiscretion>DFND</investmentDiscretion><votingAuthority><Sole>24916</Sole><Shared>25809</Shared><None>0</None></votingAuthority></infoTable>
<infoTable><nameOfIssuer>PHILIP MORRIS INTL INC</nameOfIssuer><titleOfClass>COMMON STOCK</titleOfClass><cusip>718172109</cusip><value>497</value><shrsOrPrnAmt><sshPrnamt>6205</sshPrnamt><sshPrnamtType>SH</sshPrnamtType></shrsOrPrnAmt><investmentDiscretion>SOLE</investmentDiscretion><votingAuthority><Sole>6205</Sole><Shared>0</Shared><None>0</None></votingAuthority></infoTable>
<infoTable><nameOfIssuer>PHILIP MORRIS INTL INC</nameOfIssuer><titleOfClass>COMMON STOCK</titleOfClass><cusip>718172109</cusip><value>240</value><shrsOrPrnAmt><sshPrnamt>2990</sshPrnamt><sshPrnamtType>SH</sshPrnamtType></shrsOrPrnAmt><investmentDiscretion>DFND</investmentDiscretion><votingAuthority><Sole>1290</Sole><Shared>1700</Shared><None>0</None></votingAuthority></infoTable>
<infoTable><nameOfIssuer>PHILLIPS 66</nameOfIssuer><titleOfClass>COMMON STOCK</titleOfClass><cusip>718546104</cusip><value>4</value><shrsOrPrnAmt><sshPrnamt>50</sshPrnamt><sshPrnamtType>SH</sshPrnamtType></shrsOrPrnAmt><investmentDiscretion>SOLE</investmentDiscretion><votingAuthority><Sole>50</Sole><Shared>0</Shared><None>0</None></votingAuthority></infoTable>
<infoTable><nameOfIssuer>PHILLIPS 66</nameOfIssuer><titleOfClass>COMMON STOCK</titleOfClass><cusip>718546104</cusip><value>323</value><shrsOrPrnAmt><sshPrnamt>4015</sshPrnamt><sshPrnamtType>SH</sshPrnamtType></shrsOrPrnAmt><investmentDiscretion>DFND</investmentDiscretion><votingAuthority><Sole>1515</Sole><Shared>2500</Shared><None>0</None></votingAuthority></infoTable>
<infoTable><nameOfIssuer>PITNEY BOWES INC            COM</nameOfIssuer><titleOfClass>COMMON STOCK</titleOfClass><cusip>724479100</cusip><value>10</value><shrsOrPrnAmt><sshPrnamt>500</sshPrnamt><sshPrnamtType>SH</sshPrnamtType></shrsOrPrnAmt><investmentDiscretion>SOLE</investmentDiscretion><votingAuthority><Sole>0</Sole><Shared>500</Shared><None>0</None></votingAuthority></infoTable>
<infoTable><nameOfIssuer>PLUM CREEK TIMBER CO INC    COM</nameOfIssuer><titleOfClass>COMMON STOCK</titleOfClass><cusip>729251108</cusip><value>4</value><shrsOrPrnAmt><sshPrnamt>100</sshPrnamt><sshPrnamtType>SH</sshPrnamtType></shrsOrPrnAmt><investmentDiscretion>DFND</investmentDiscretion><votingAuthority><Sole>100</Sole><Shared>0</Shared><None>0</None></votingAuthority></infoTable>
<infoTable><nameOfIssuer>POLARIS INDS INC</nameOfIssuer><titleOfClass>COMMON STOCK</titleOfClass><cusip>731068102</cusip><value>5</value><shrsOrPrnAmt><sshPrnamt>37</sshPrnamt><sshPrnamtType>SH</sshPrnamtType></shrsOrPrnAmt><investmentDiscretion>SOLE</investmentDiscretion><votingAuthority><Sole>37</Sole><Shared>0</Shared><None>0</None></votingAuthority></infoTable>
<infoTable><nameOfIssuer>PRAXAIR INC</nameOfIssuer><titleOfClass>COMMON STOCK</titleOfClass><cusip>74005P104</cusip><value>12</value><shrsOrPrnAmt><sshPrnamt>100</sshPrnamt><sshPrnamtType>SH</sshPrnamtType></shrsOrPrnAmt><investmentDiscretion>SOLE</investmentDiscretion><votingAuthority><Sole>100</Sole><Shared>0</Shared><None>0</None></votingAuthority></infoTable>
<infoTable><nameOfIssuer>PROCTER &amp; GAMBLE CO         COM</nameOfIssuer><titleOfClass>COMMON STOCK</titleOfClass><cusip>742718109</cusip><value>2697</value><shrsOrPrnAmt><sshPrnamt>34467</sshPrnamt><sshPrnamtType>SH</sshPrnamtType></shrsOrPrnAmt><investmentDiscretion>SOLE</investmentDiscretion><votingAuthority><Sole>32467</Sole><Shared>1400</Shared><None>600</None></votingAuthority></infoTable>
<infoTable><nameOfIssuer>PROCTER &amp; GAMBLE CO         COM</nameOfIssuer><titleOfClass>COMMON STOCK</titleOfClass><cusip>742718109</cusip><value>2890</value><shrsOrPrnAmt><sshPrnamt>36938</sshPrnamt><sshPrnamtType>SH</sshPrnamtType></shrsOrPrnAmt><investmentDiscretion>DFND</investmentDiscretion><votingAuthority><Sole>29638</Sole><Shared>7300</Shared><None>0</None></votingAuthority></infoTable>
<infoTable><nameOfIssuer>PUBLIC SVC ENTERPRISE GROUP COM</nameOfIssuer><titleOfClass>COMMON STOCK</titleOfClass><cusip>744573106</cusip><value>12</value><shrsOrPrnAmt><sshPrnamt>300</sshPrnamt><sshPrnamtType>SH</sshPrnamtType></shrsOrPrnAmt><investmentDiscretion>SOLE</investmentDiscretion><votingAuthority><Sole>300</Sole><Shared>0</Shared><None>0</None></votingAuthority></infoTable>
<infoTable><nameOfIssuer>PUBLIC SVC ENTERPRISE GROUP COM</nameOfIssuer><titleOfClass>COMMON STOCK</titleOfClass><cusip>744573106</cusip><value>55</value><shrsOrPrnAmt><sshPrnamt>1400</sshPrnamt><sshPrnamtType>SH</sshPrnamtType></shrsOrPrnAmt><investmentDiscretion>DFND</investmentDiscretion><votingAuthority><Sole>1400</Sole><Shared>0</Shared><None>0</None></votingAuthority></infoTable>
<infoTable><nameOfIssuer>PUTNAM MUNICIPAL OPP TRUST</nameOfIssuer><titleOfClass>MUTUAL FUNDS-ETF EQUITIES</titleOfClass><cusip>746922103</cusip><value>20</value><shrsOrPrnAmt><sshPrnamt>1715</sshPrnamt><sshPrnamtType>SH</sshPrnamtType></shrsOrPrnAmt><investmentDiscretion>SOLE</investmentDiscretion><votingAuthority><Sole>1715</Sole><Shared>0</Shared><None>0</None></votingAuthority></infoTable>
<infoTable><nameOfIssuer>QUALCOMM INC                COM</nameOfIssuer><titleOfClass>COMMON STOCK</titleOfClass><cusip>747525103</cusip><value>21</value><shrsOrPrnAmt><sshPrnamt>331</sshPrnamt><sshPrnamtType>SH</sshPrnamtType></shrsOrPrnAmt><investmentDiscretion>SOLE</investmentDiscretion><votingAuthority><Sole>331</Sole><Shared>0</Shared><None>0</None></votingAuthority></infoTable>
<infoTable><nameOfIssuer>QUALCOMM INC                COM</nameOfIssuer><titleOfClass>COMMON STOCK</titleOfClass><cusip>747525103</cusip><value>6</value><shrsOrPrnAmt><sshPrnamt>100</sshPrnamt><sshPrnamtType>SH</sshPrnamtType></shrsOrPrnAmt><investmentDiscretion>DFND</investmentDiscretion><votingAuthority><Sole>100</Sole><Shared>0</Shared><None>0</None></votingAuthority></infoTable>
<infoTable><nameOfIssuer>RAYMOND JAMES FINANCIAL INC</nameOfIssuer><titleOfClass>COMMON STOCK</titleOfClass><cusip>754730109</cusip><value>5</value><shrsOrPrnAmt><sshPrnamt>80</sshPrnamt><sshPrnamtType>SH</sshPrnamtType></shrsOrPrnAmt><investmentDiscretion>SOLE</investmentDiscretion><votingAuthority><Sole>80</Sole><Shared>0</Shared><None>0</None></votingAuthority></infoTable>
<infoTable><nameOfIssuer>RAYTHEON CO                 COM NEW</nameOfIssuer><titleOfClass>COMMON STOCK</titleOfClass><cusip>755111507</cusip><value>86</value><shrsOrPrnAmt><sshPrnamt>900</sshPrnamt><sshPrnamtType>SH</sshPrnamtType></shrsOrPrnAmt><investmentDiscretion>SOLE</investmentDiscretion><votingAuthority><Sole>900</Sole><Shared>0</Shared><None>0</None></votingAuthority></infoTable>
<infoTable><nameOfIssuer>REGIONS FINANCIAL CORP NEW</nameOfIssuer><titleOfClass>COMMON STOCK</titleOfClass><cusip>7591EP100</cusip><value>7</value><shrsOrPrnAmt><sshPrnamt>684</sshPrnamt><sshPrnamtType>SH</sshPrnamtType></shrsOrPrnAmt><investmentDiscretion>SOLE</investmentDiscretion><votingAuthority><Sole>684</Sole><Shared>0</Shared><None>0</None></votingAuthority></infoTable>
<infoTable><nameOfIssuer>REINSURANCE GROUP AMER INC</nameOfIssuer><titleOfClass>COMMON STOCK</titleOfClass><cusip>759351604</cusip><value>4</value><shrsOrPrnAmt><sshPrnamt>43</sshPrnamt><sshPrnamtType>SH</sshPrnamtType></shrsOrPrnAmt><investmentDiscretion>SOLE</investmentDiscretion><votingAuthority><Sole>43</Sole><Shared>0</Shared><None>0</None></votingAuthority></infoTable>
<infoTable><nameOfIssuer>ROCKWELL AUTOMATION INC</nameOfIssuer><titleOfClass>COMMON STOCK</titleOfClass><cusip>773903109</cusip><value>6</value><shrsOrPrnAmt><sshPrnamt>50</sshPrnamt><sshPrnamtType>SH</sshPrnamtType></shrsOrPrnAmt><investmentDiscretion>SOLE</investmentDiscretion><votingAuthority><Sole>50</Sole><Shared>0</Shared><None>0</None></votingAuthority></infoTable>
<infoTable><nameOfIssuer>ROCKWELL COLLINS INC        COM</nameOfIssuer><titleOfClass>COMMON STOCK</titleOfClass><cusip>774341101</cusip><value>402</value><shrsOrPrnAmt><sshPrnamt>4350</sshPrnamt><sshPrnamtType>SH</sshPrnamtType></shrsOrPrnAmt><investmentDiscretion>SOLE</investmentDiscretion><votingAuthority><Sole>4350</Sole><Shared>0</Shared><None>0</None></votingAuthority></infoTable>
<infoTable><nameOfIssuer>ROYAL BANCSHARES OF PA CL A</nameOfIssuer><titleOfClass>COMMON STOCK</titleOfClass><cusip>780081105</cusip><value>8</value><shrsOrPrnAmt><sshPrnamt>4000</sshPrnamt><sshPrnamtType>SH</sshPrnamtType></shrsOrPrnAmt><investmentDiscretion>SOLE</investmentDiscretion><votingAuthority><Sole>4000</Sole><Shared>0</Shared><None>0</None></votingAuthority></infoTable>
<infoTable><nameOfIssuer>ROYAL BANK OF CANADA</nameOfIssuer><titleOfClass>FOREIGN EQUITIES</titleOfClass><cusip>780087102</cusip><value>18</value><shrsOrPrnAmt><sshPrnamt>300</sshPrnamt><sshPrnamtType>SH</sshPrnamtType></shrsOrPrnAmt><investmentDiscretion>DFND</investmentDiscretion><votingAuthority><Sole>300</Sole><Shared>0</Shared><None>0</None></votingAuthority></infoTable>
<infoTable><nameOfIssuer>ROYAL DUTCH SHELL PLC       RDS-B</nameOfIssuer><titleOfClass>FOREIGN EQUITIES</titleOfClass><cusip>780259107</cusip><value>17</value><shrsOrPrnAmt><sshPrnamt>300</sshPrnamt><sshPrnamtType>SH</sshPrnamtType></shrsOrPrnAmt><investmentDiscretion>SOLE</investmentDiscretion><votingAuthority><Sole>300</Sole><Shared>0</Shared><None>0</None></votingAuthority></infoTable>
<infoTable><nameOfIssuer>ROYAL DUTCH SHELL PLC       SPONS ADR A</nameOfIssuer><titleOfClass>FOREIGN EQUITIES</titleOfClass><cusip>780259206</cusip><value>137</value><shrsOrPrnAmt><sshPrnamt>2400</sshPrnamt><sshPrnamtType>SH</sshPrnamtType></shrsOrPrnAmt><investmentDiscretion>SOLE</investmentDiscretion><votingAuthority><Sole>2400</Sole><Shared>0</Shared><None>0</None></votingAuthority></infoTable>
<infoTable><nameOfIssuer>ROYAL DUTCH SHELL PLC       SPONS ADR A</nameOfIssuer><titleOfClass>FOREIGN EQUITIES</titleOfClass><cusip>780259206</cusip><value>343</value><shrsOrPrnAmt><sshPrnamt>6020</sshPrnamt><sshPrnamtType>SH</sshPrnamtType></shrsOrPrnAmt><investmentDiscretion>DFND</investmentDiscretion><votingAuthority><Sole>3120</Sole><Shared>2900</Shared><None>0</None></votingAuthority></infoTable>
<infoTable><nameOfIssuer>S&amp;T BANCORP INC</nameOfIssuer><titleOfClass>COMMON STOCK</titleOfClass><cusip>783859101</cusip><value>19</value><shrsOrPrnAmt><sshPrnamt>650</sshPrnamt><sshPrnamtType>SH</sshPrnamtType></shrsOrPrnAmt><investmentDiscretion>SOLE</investmentDiscretion><votingAuthority><Sole>650</Sole><Shared>0</Shared><None>0</None></votingAuthority></infoTable>
<infoTable><nameOfIssuer>SBA COMMUNICATIONS CORP     CL A</nameOfIssuer><titleOfClass>COMMON STOCK</titleOfClass><cusip>78388J106</cusip><value>4</value><shrsOrPrnAmt><sshPrnamt>39</sshPrnamt><sshPrnamtType>SH</sshPrnamtType></shrsOrPrnAmt><investmentDiscretion>SOLE</investmentDiscretion><votingAuthority><Sole>39</Sole><Shared>0</Shared><None>0</None></votingAuthority></infoTable>
<infoTable><nameOfIssuer>ST JUDE MEDICAL INC</nameOfIssuer><titleOfClass>COMMON STOCK</titleOfClass><cusip>790849103</cusip><value>9</value><shrsOrPrnAmt><sshPrnamt>127</sshPrnamt><sshPrnamtType>SH</sshPrnamtType></shrsOrPrnAmt><investmentDiscretion>SOLE</investmentDiscretion><votingAuthority><Sole>127</Sole><Shared>0</Shared><None>0</None></votingAuthority></infoTable>
<infoTable><nameOfIssuer>SANOFI AVENTIS              SPONSORED ADR</nameOfIssuer><titleOfClass>FOREIGN EQUITIES</titleOfClass><cusip>80105N105</cusip><value>17</value><shrsOrPrnAmt><sshPrnamt>350</sshPrnamt><sshPrnamtType>SH</sshPrnamtType></shrsOrPrnAmt><investmentDiscretion>SOLE</investmentDiscretion><votingAuthority><Sole>350</Sole><Shared>0</Shared><None>0</None></votingAuthority></infoTable>
<infoTable><nameOfIssuer>SCHLUMBERGER LTD            COM</nameOfIssuer><titleOfClass>COMMON STOCK</titleOfClass><cusip>806857108</cusip><value>769</value><shrsOrPrnAmt><sshPrnamt>8920</sshPrnamt><sshPrnamtType>SH</sshPrnamtType></shrsOrPrnAmt><investmentDiscretion>SOLE</investmentDiscretion><votingAuthority><Sole>7820</Sole><Shared>700</Shared><None>400</None></votingAuthority></infoTable>
<infoTable><nameOfIssuer>SCHLUMBERGER LTD            COM</nameOfIssuer><titleOfClass>COMMON STOCK</titleOfClass><cusip>806857108</cusip><value>418</value><shrsOrPrnAmt><sshPrnamt>4850</sshPrnamt><sshPrnamtType>SH</sshPrnamtType></shrsOrPrnAmt><investmentDiscretion>DFND</investmentDiscretion><votingAuthority><Sole>4450</Sole><Shared>400</Shared><None>0</None></votingAuthority></infoTable>
<infoTable><nameOfIssuer>TECHNOLOGY SELECT SECT SPDR EFT</nameOfIssuer><titleOfClass>MUTUAL FUNDS-ETF EQUITIES</titleOfClass><cusip>81369Y803</cusip><value>50</value><shrsOrPrnAmt><sshPrnamt>1215</sshPrnamt><sshPrnamtType>SH</sshPrnamtType></shrsOrPrnAmt><investmentDiscretion>SOLE</investmentDiscretion><votingAuthority><Sole>1215</Sole><Shared>0</Shared><None>0</None></votingAuthority></infoTable>
<infoTable><nameOfIssuer>SEVENTY SEVEN ENERGY INC</nameOfIssuer><titleOfClass>COMMON STOCK</titleOfClass><cusip>818097107</cusip><value>0</value><shrsOrPrnAmt><sshPrnamt>35</sshPrnamt><sshPrnamtType>SH</sshPrnamtType></shrsOrPrnAmt><investmentDiscretion>SOLE</investmentDiscretion><votingAuthority><Sole>35</Sole><Shared>0</Shared><None>0</None></votingAuthority></infoTable>
<infoTable><nameOfIssuer>JM SMUCKER CO</nameOfIssuer><titleOfClass>COMMON STOCK</titleOfClass><cusip>832696405</cusip><value>22</value><shrsOrPrnAmt><sshPrnamt>200</sshPrnamt><sshPrnamtType>SH</sshPrnamtType></shrsOrPrnAmt><investmentDiscretion>DFND</investmentDiscretion><votingAuthority><Sole>0</Sole><Shared>200</Shared><None>0</None></votingAuthority></infoTable>
<infoTable><nameOfIssuer>SNAP ON INC</nameOfIssuer><titleOfClass>COMMON STOCK</titleOfClass><cusip>833034101</cusip><value>7</value><shrsOrPrnAmt><sshPrnamt>47</sshPrnamt><sshPrnamtType>SH</sshPrnamtType></shrsOrPrnAmt><investmentDiscretion>SOLE</investmentDiscretion><votingAuthority><Sole>47</Sole><Shared>0</Shared><None>0</None></votingAuthority></infoTable>
<infoTable><nameOfIssuer>SOUTH JERSEY INDUSTRIES INC</nameOfIssuer><titleOfClass>COMMON STOCK</titleOfClass><cusip>838518108</cusip><value>52</value><shrsOrPrnAmt><sshPrnamt>2102</sshPrnamt><sshPrnamtType>SH</sshPrnamtType></shrsOrPrnAmt><investmentDiscretion>SOLE</investmentDiscretion><votingAuthority><Sole>2102</Sole><Shared>0</Shared><None>0</None></votingAuthority></infoTable>
<infoTable><nameOfIssuer>SOUTHERN CO                 COM</nameOfIssuer><titleOfClass>COMMON STOCK</titleOfClass><cusip>842587107</cusip><value>847</value><shrsOrPrnAmt><sshPrnamt>20220</sshPrnamt><sshPrnamtType>SH</sshPrnamtType></shrsOrPrnAmt><investmentDiscretion>SOLE</investmentDiscretion><votingAuthority><Sole>19120</Sole><Shared>400</Shared><None>700</None></votingAuthority></infoTable>
<infoTable><nameOfIssuer>SOUTHERN CO                 COM</nameOfIssuer><titleOfClass>COMMON STOCK</titleOfClass><cusip>842587107</cusip><value>258</value><shrsOrPrnAmt><sshPrnamt>6150</sshPrnamt><sshPrnamtType>SH</sshPrnamtType></shrsOrPrnAmt><investmentDiscretion>DFND</investmentDiscretion><votingAuthority><Sole>5450</Sole><Shared>700</Shared><None>0</None></votingAuthority></infoTable>
<infoTable><nameOfIssuer>SPECTRA ENERGY CORP         COM</nameOfIssuer><titleOfClass>COMMON STOCK</titleOfClass><cusip>847560109</cusip><value>1150</value><shrsOrPrnAmt><sshPrnamt>35275</sshPrnamt><sshPrnamtType>SH</sshPrnamtType></shrsOrPrnAmt><investmentDiscretion>SOLE</investmentDiscretion><votingAuthority><Sole>33075</Sole><Shared>2200</Shared><None>0</None></votingAuthority></infoTable>
<infoTable><nameOfIssuer>SPECTRA ENERGY CORP         COM</nameOfIssuer><titleOfClass>COMMON STOCK</titleOfClass><cusip>847560109</cusip><value>417</value><shrsOrPrnAmt><sshPrnamt>12800</sshPrnamt><sshPrnamtType>SH</sshPrnamtType></shrsOrPrnAmt><investmentDiscretion>DFND</investmentDiscretion><votingAuthority><Sole>10900</Sole><Shared>1900</Shared><None>0</None></votingAuthority></infoTable>
<infoTable><nameOfIssuer>STARBUCKS CORP              COM</nameOfIssuer><titleOfClass>COMMON STOCK</titleOfClass><cusip>855244109</cusip><value>834</value><shrsOrPrnAmt><sshPrnamt>15560</sshPrnamt><sshPrnamtType>SH</sshPrnamtType></shrsOrPrnAmt><investmentDiscretion>SOLE</investmentDiscretion><votingAuthority><Sole>14160</Sole><Shared>1400</Shared><None>0</None></votingAuthority></infoTable>
<infoTable><nameOfIssuer>STARBUCKS CORP              COM</nameOfIssuer><titleOfClass>COMMON STOCK</titleOfClass><cusip>855244109</cusip><value>158</value><shrsOrPrnAmt><sshPrnamt>2950</sshPrnamt><sshPrnamtType>SH</sshPrnamtType></shrsOrPrnAmt><investmentDiscretion>DFND</investmentDiscretion><votingAuthority><Sole>2950</Sole><Shared>0</Shared><None>0</None></votingAuthority></infoTable>
<infoTable><nameOfIssuer>STARWOOD HOTELS&amp;RESORTS WRLDCOM</nameOfIssuer><titleOfClass>COMMON STOCK</titleOfClass><cusip>85590A401</cusip><value>20</value><shrsOrPrnAmt><sshPrnamt>245</sshPrnamt><sshPrnamtType>SH</sshPrnamtType></shrsOrPrnAmt><investmentDiscretion>DFND</investmentDiscretion><votingAuthority><Sole>245</Sole><Shared>0</Shared><None>0</None></votingAuthority></infoTable>
<infoTable><nameOfIssuer>STATE STR CORP              COM</nameOfIssuer><titleOfClass>COMMON STOCK</titleOfClass><cusip>857477103</cusip><value>136</value><shrsOrPrnAmt><sshPrnamt>1768</sshPrnamt><sshPrnamtType>SH</sshPrnamtType></shrsOrPrnAmt><investmentDiscretion>SOLE</investmentDiscretion><votingAuthority><Sole>1768</Sole><Shared>0</Shared><None>0</None></votingAuthority></infoTable>
<infoTable><nameOfIssuer>SUBURBAN PROPANE PARTNERS L UNIT LTD PARTN</nameOfIssuer><titleOfClass>COMMON STOCK</titleOfClass><cusip>864482104</cusip><value>12</value><shrsOrPrnAmt><sshPrnamt>300</sshPrnamt><sshPrnamtType>SH</sshPrnamtType></shrsOrPrnAmt><investmentDiscretion>SOLE</investmentDiscretion><votingAuthority><Sole>300</Sole><Shared>0</Shared><None>0</None></votingAuthority></infoTable>
<infoTable><nameOfIssuer>SUNCOR ENERGY INC NEW       COM</nameOfIssuer><titleOfClass>FOREIGN EQUITIES</titleOfClass><cusip>867224107</cusip><value>314</value><shrsOrPrnAmt><sshPrnamt>11400</sshPrnamt><sshPrnamtType>SH</sshPrnamtType></shrsOrPrnAmt><investmentDiscretion>SOLE</investmentDiscretion><votingAuthority><Sole>10900</Sole><Shared>500</Shared><None>0</None></votingAuthority></infoTable>
<infoTable><nameOfIssuer>SUNCOR ENERGY INC NEW       COM</nameOfIssuer><titleOfClass>FOREIGN EQUITIES</titleOfClass><cusip>867224107</cusip><value>140</value><shrsOrPrnAmt><sshPrnamt>5100</sshPrnamt><sshPrnamtType>SH</sshPrnamtType></shrsOrPrnAmt><investmentDiscretion>DFND</investmentDiscretion><votingAuthority><Sole>4200</Sole><Shared>900</Shared><None>0</None></votingAuthority></infoTable>
<infoTable><nameOfIssuer>SUNOCO LOGISTICS PARTNERS LP</nameOfIssuer><titleOfClass>COMMON STOCK</titleOfClass><cusip>86764L108</cusip><value>61</value><shrsOrPrnAmt><sshPrnamt>1600</sshPrnamt><sshPrnamtType>SH</sshPrnamtType></shrsOrPrnAmt><investmentDiscretion>SOLE</investmentDiscretion><votingAuthority><Sole>1600</Sole><Shared>0</Shared><None>0</None></votingAuthority></infoTable>
<infoTable><nameOfIssuer>SUNPOWER CORP</nameOfIssuer><titleOfClass>COMMON STOCK</titleOfClass><cusip>867652406</cusip><value>1</value><shrsOrPrnAmt><sshPrnamt>30</sshPrnamt><sshPrnamtType>SH</sshPrnamtType></shrsOrPrnAmt><investmentDiscretion>DFND</investmentDiscretion><votingAuthority><Sole>30</Sole><Shared>0</Shared><None>0</None></votingAuthority></infoTable>
<infoTable><nameOfIssuer>SYSCO CORP                  COM</nameOfIssuer><titleOfClass>COMMON STOCK</titleOfClass><cusip>871829107</cusip><value>921</value><shrsOrPrnAmt><sshPrnamt>25516</sshPrnamt><sshPrnamtType>SH</sshPrnamtType></shrsOrPrnAmt><investmentDiscretion>SOLE</investmentDiscretion><votingAuthority><Sole>23416</Sole><Shared>2100</Shared><None>0</None></votingAuthority></infoTable>
<infoTable><nameOfIssuer>SYSCO CORP                  COM</nameOfIssuer><titleOfClass>COMMON STOCK</titleOfClass><cusip>871829107</cusip><value>76</value><shrsOrPrnAmt><sshPrnamt>2100</sshPrnamt><sshPrnamtType>SH</sshPrnamtType></shrsOrPrnAmt><investmentDiscretion>DFND</investmentDiscretion><votingAuthority><Sole>1400</Sole><Shared>700</Shared><None>0</None></votingAuthority></infoTable>
<infoTable><nameOfIssuer>TECO ENERGY INC             COM</nameOfIssuer><titleOfClass>COMMON STOCK</titleOfClass><cusip>872375100</cusip><value>3</value><shrsOrPrnAmt><sshPrnamt>175</sshPrnamt><sshPrnamtType>SH</sshPrnamtType></shrsOrPrnAmt><investmentDiscretion>SOLE</investmentDiscretion><votingAuthority><Sole>175</Sole><Shared>0</Shared><None>0</None></votingAuthority></infoTable>
<infoTable><nameOfIssuer>TALEN ENERGY CORP           COM</nameOfIssuer><titleOfClass>COMMON STOCK</titleOfClass><cusip>87422J105</cusip><value>89</value><shrsOrPrnAmt><sshPrnamt>5214</sshPrnamt><sshPrnamtType>SH</sshPrnamtType></shrsOrPrnAmt><investmentDiscretion>SOLE</investmentDiscretion><votingAuthority><Sole>5141</Sole><Shared>0</Shared><None>73</None></votingAuthority></infoTable>
<infoTable><nameOfIssuer>TALEN ENERGY CORP           COM</nameOfIssuer><titleOfClass>COMMON STOCK</titleOfClass><cusip>87422J105</cusip><value>53</value><shrsOrPrnAmt><sshPrnamt>3094</sshPrnamt><sshPrnamtType>SH</sshPrnamtType></shrsOrPrnAmt><investmentDiscretion>DFND</investmentDiscretion><votingAuthority><Sole>3094</Sole><Shared>0</Shared><None>0</None></votingAuthority></infoTable>
<infoTable><nameOfIssuer>TARGET CORP</nameOfIssuer><titleOfClass>COMMON STOCK</titleOfClass><cusip>87612E106</cusip><value>90</value><shrsOrPrnAmt><sshPrnamt>1100</sshPrnamt><sshPrnamtType>SH</sshPrnamtType></shrsOrPrnAmt><investmentDiscretion>SOLE</investmentDiscretion><votingAuthority><Sole>1100</Sole><Shared>0</Shared><None>0</None></votingAuthority></infoTable>
<infoTable><nameOfIssuer>TELEDYNE TECHNOLOGIES INC</nameOfIssuer><titleOfClass>COMMON STOCK</titleOfClass><cusip>879360105</cusip><value>4</value><shrsOrPrnAmt><sshPrnamt>37</sshPrnamt><sshPrnamtType>SH</sshPrnamtType></shrsOrPrnAmt><investmentDiscretion>SOLE</investmentDiscretion><votingAuthority><Sole>37</Sole><Shared>0</Shared><None>0</None></votingAuthority></infoTable>
<infoTable><nameOfIssuer>3 D SYSTEMS CORP (NEW)</nameOfIssuer><titleOfClass>COMMON STOCK</titleOfClass><cusip>88554D205</cusip><value>39</value><shrsOrPrnAmt><sshPrnamt>2000</sshPrnamt><sshPrnamtType>SH</sshPrnamtType></shrsOrPrnAmt><investmentDiscretion>SOLE</investmentDiscretion><votingAuthority><Sole>2000</Sole><Shared>0</Shared><None>0</None></votingAuthority></infoTable>
<infoTable><nameOfIssuer>3M CO</nameOfIssuer><titleOfClass>COMMON STOCK</titleOfClass><cusip>88579Y101</cusip><value>1571</value><shrsOrPrnAmt><sshPrnamt>10180</sshPrnamt><sshPrnamtType>SH</sshPrnamtType></shrsOrPrnAmt><investmentDiscretion>SOLE</investmentDiscretion><votingAuthority><Sole>10080</Sole><Shared>0</Shared><None>100</None></votingAuthority></infoTable>
<infoTable><nameOfIssuer>3M CO</nameOfIssuer><titleOfClass>COMMON STOCK</titleOfClass><cusip>88579Y101</cusip><value>330</value><shrsOrPrnAmt><sshPrnamt>2141</sshPrnamt><sshPrnamtType>SH</sshPrnamtType></shrsOrPrnAmt><investmentDiscretion>DFND</investmentDiscretion><votingAuthority><Sole>1766</Sole><Shared>375</Shared><None>0</None></votingAuthority></infoTable>
<infoTable><nameOfIssuer>TIME INC NEW</nameOfIssuer><titleOfClass>COMMON STOCK</titleOfClass><cusip>887228104</cusip><value>1</value><shrsOrPrnAmt><sshPrnamt>34</sshPrnamt><sshPrnamtType>SH</sshPrnamtType></shrsOrPrnAmt><investmentDiscretion>SOLE</investmentDiscretion><votingAuthority><Sole>34</Sole><Shared>0</Shared><None>0</None></votingAuthority></infoTable>
<infoTable><nameOfIssuer>TIME INC NEW</nameOfIssuer><titleOfClass>COMMON STOCK</titleOfClass><cusip>887228104</cusip><value>1</value><shrsOrPrnAmt><sshPrnamt>24</sshPrnamt><sshPrnamtType>SH</sshPrnamtType></shrsOrPrnAmt><investmentDiscretion>DFND</investmentDiscretion><votingAuthority><Sole>24</Sole><Shared>0</Shared><None>0</None></votingAuthority></infoTable>
<infoTable><nameOfIssuer>TIME WARNER INC</nameOfIssuer><titleOfClass>COMMON STOCK</titleOfClass><cusip>887317303</cusip><value>25</value><shrsOrPrnAmt><sshPrnamt>283</sshPrnamt><sshPrnamtType>SH</sshPrnamtType></shrsOrPrnAmt><investmentDiscretion>SOLE</investmentDiscretion><votingAuthority><Sole>283</Sole><Shared>0</Shared><None>0</None></votingAuthority></infoTable>
<infoTable><nameOfIssuer>TIME WARNER INC</nameOfIssuer><titleOfClass>COMMON STOCK</titleOfClass><cusip>887317303</cusip><value>17</value><shrsOrPrnAmt><sshPrnamt>199</sshPrnamt><sshPrnamtType>SH</sshPrnamtType></shrsOrPrnAmt><investmentDiscretion>DFND</investmentDiscretion><votingAuthority><Sole>199</Sole><Shared>0</Shared><None>0</None></votingAuthority></infoTable>
<infoTable><nameOfIssuer>TIME WARNER CABLE INC</nameOfIssuer><titleOfClass>COMMON STOCK</titleOfClass><cusip>88732J207</cusip><value>1</value><shrsOrPrnAmt><sshPrnamt>8</sshPrnamt><sshPrnamtType>SH</sshPrnamtType></shrsOrPrnAmt><investmentDiscretion>SOLE</investmentDiscretion><votingAuthority><Sole>8</Sole><Shared>0</Shared><None>0</None></votingAuthority></infoTable>
<infoTable><nameOfIssuer>TIMKEN CO</nameOfIssuer><titleOfClass>COMMON STOCK</titleOfClass><cusip>887389104</cusip><value>2</value><shrsOrPrnAmt><sshPrnamt>60</sshPrnamt><sshPrnamtType>SH</sshPrnamtType></shrsOrPrnAmt><investmentDiscretion>SOLE</investmentDiscretion><votingAuthority><Sole>60</Sole><Shared>0</Shared><None>0</None></votingAuthority></infoTable>
<infoTable><nameOfIssuer>TIMKENSTEEL CORP</nameOfIssuer><titleOfClass>COMMON STOCK</titleOfClass><cusip>887399103</cusip><value>1</value><shrsOrPrnAmt><sshPrnamt>30</sshPrnamt><sshPrnamtType>SH</sshPrnamtType></shrsOrPrnAmt><investmentDiscretion>SOLE</investmentDiscretion><votingAuthority><Sole>30</Sole><Shared>0</Shared><None>0</None></votingAuthority></infoTable>
<infoTable><nameOfIssuer>TOOTSIE ROLL IND INC</nameOfIssuer><titleOfClass>COMMON STOCK</titleOfClass><cusip>890516107</cusip><value>134</value><shrsOrPrnAmt><sshPrnamt>4151</sshPrnamt><sshPrnamtType>SH</sshPrnamtType></shrsOrPrnAmt><investmentDiscretion>SOLE</investmentDiscretion><votingAuthority><Sole>4151</Sole><Shared>0</Shared><None>0</None></votingAuthority></infoTable>
<infoTable><nameOfIssuer>TRAVELERS COMPANIES INC     COM</nameOfIssuer><titleOfClass>COMMON STOCK</titleOfClass><cusip>89417E109</cusip><value>24</value><shrsOrPrnAmt><sshPrnamt>250</sshPrnamt><sshPrnamtType>SH</sshPrnamtType></shrsOrPrnAmt><investmentDiscretion>SOLE</investmentDiscretion><votingAuthority><Sole>250</Sole><Shared>0</Shared><None>0</None></votingAuthority></infoTable>
<infoTable><nameOfIssuer>TRAVELERS COMPANIES INC     COM</nameOfIssuer><titleOfClass>COMMON STOCK</titleOfClass><cusip>89417E109</cusip><value>14</value><shrsOrPrnAmt><sshPrnamt>150</sshPrnamt><sshPrnamtType>SH</sshPrnamtType></shrsOrPrnAmt><investmentDiscretion>DFND</investmentDiscretion><votingAuthority><Sole>150</Sole><Shared>0</Shared><None>0</None></votingAuthority></infoTable>
<infoTable><nameOfIssuer>TRUSTMARK CORP</nameOfIssuer><titleOfClass>COMMON STOCK</titleOfClass><cusip>898402102</cusip><value>3</value><shrsOrPrnAmt><sshPrnamt>103</sshPrnamt><sshPrnamtType>SH</sshPrnamtType></shrsOrPrnAmt><investmentDiscretion>SOLE</investmentDiscretion><votingAuthority><Sole>103</Sole><Shared>0</Shared><None>0</None></votingAuthority></infoTable>
<infoTable><nameOfIssuer>TWITTER INC.</nameOfIssuer><titleOfClass>COMMON STOCK</titleOfClass><cusip>90184L102</cusip><value>11</value><shrsOrPrnAmt><sshPrnamt>300</sshPrnamt><sshPrnamtType>SH</sshPrnamtType></shrsOrPrnAmt><investmentDiscretion>SOLE</investmentDiscretion><votingAuthority><Sole>300</Sole><Shared>0</Shared><None>0</None></votingAuthority></infoTable>
<infoTable><nameOfIssuer>TWITTER INC.</nameOfIssuer><titleOfClass>COMMON STOCK</titleOfClass><cusip>90184L102</cusip><value>9</value><shrsOrPrnAmt><sshPrnamt>250</sshPrnamt><sshPrnamtType>SH</sshPrnamtType></shrsOrPrnAmt><investmentDiscretion>DFND</investmentDiscretion><votingAuthority><Sole>50</Sole><Shared>200</Shared><None>0</None></votingAuthority></infoTable>
<infoTable><nameOfIssuer>US BANCORP DEL</nameOfIssuer><titleOfClass>COMMON STOCK</titleOfClass><cusip>902973304</cusip><value>1063</value><shrsOrPrnAmt><sshPrnamt>24485</sshPrnamt><sshPrnamtType>SH</sshPrnamtType></shrsOrPrnAmt><investmentDiscretion>SOLE</investmentDiscretion><votingAuthority><Sole>22685</Sole><Shared>1800</Shared><None>0</None></votingAuthority></infoTable>
<infoTable><nameOfIssuer>US BANCORP DEL</nameOfIssuer><titleOfClass>COMMON STOCK</titleOfClass><cusip>902973304</cusip><value>69</value><shrsOrPrnAmt><sshPrnamt>1600</sshPrnamt><sshPrnamtType>SH</sshPrnamtType></shrsOrPrnAmt><investmentDiscretion>DFND</investmentDiscretion><votingAuthority><Sole>1200</Sole><Shared>400</Shared><None>0</None></votingAuthority></infoTable>
<infoTable><nameOfIssuer>UNDER ARMOUR INC</nameOfIssuer><titleOfClass>COMMON STOCK</titleOfClass><cusip>904311107</cusip><value>13</value><shrsOrPrnAmt><sshPrnamt>150</sshPrnamt><sshPrnamtType>SH</sshPrnamtType></shrsOrPrnAmt><investmentDiscretion>SOLE</investmentDiscretion><votingAuthority><Sole>150</Sole><Shared>0</Shared><None>0</None></votingAuthority></infoTable>
<infoTable><nameOfIssuer>UNILEVER NV NY SHR NEW</nameOfIssuer><titleOfClass>FOREIGN EQUITIES</titleOfClass><cusip>904784709</cusip><value>4</value><shrsOrPrnAmt><sshPrnamt>100</sshPrnamt><sshPrnamtType>SH</sshPrnamtType></shrsOrPrnAmt><investmentDiscretion>SOLE</investmentDiscretion><votingAuthority><Sole>100</Sole><Shared>0</Shared><None>0</None></votingAuthority></infoTable>
<infoTable><nameOfIssuer>UNION PAC CORP              COM</nameOfIssuer><titleOfClass>COMMON STOCK</titleOfClass><cusip>907818108</cusip><value>833</value><shrsOrPrnAmt><sshPrnamt>8738</sshPrnamt><sshPrnamtType>SH</sshPrnamtType></shrsOrPrnAmt><investmentDiscretion>SOLE</investmentDiscretion><votingAuthority><Sole>8738</Sole><Shared>0</Shared><None>0</None></votingAuthority></infoTable>
<infoTable><nameOfIssuer>UNION PAC CORP              COM</nameOfIssuer><titleOfClass>COMMON STOCK</titleOfClass><cusip>907818108</cusip><value>31</value><shrsOrPrnAmt><sshPrnamt>328</sshPrnamt><sshPrnamtType>SH</sshPrnamtType></shrsOrPrnAmt><investmentDiscretion>DFND</investmentDiscretion><votingAuthority><Sole>328</Sole><Shared>0</Shared><None>0</None></votingAuthority></infoTable>
<infoTable><nameOfIssuer>UNITED BANKSHARES INC</nameOfIssuer><titleOfClass>COMMON STOCK</titleOfClass><cusip>909907107</cusip><value>3</value><shrsOrPrnAmt><sshPrnamt>74</sshPrnamt><sshPrnamtType>SH</sshPrnamtType></shrsOrPrnAmt><investmentDiscretion>SOLE</investmentDiscretion><votingAuthority><Sole>74</Sole><Shared>0</Shared><None>0</None></votingAuthority></infoTable>
<infoTable><nameOfIssuer>UNITED FIRE GROUP INC</nameOfIssuer><titleOfClass>COMMON STOCK</titleOfClass><cusip>910340108</cusip><value>3</value><shrsOrPrnAmt><sshPrnamt>80</sshPrnamt><sshPrnamtType>SH</sshPrnamtType></shrsOrPrnAmt><investmentDiscretion>SOLE</investmentDiscretion><votingAuthority><Sole>80</Sole><Shared>0</Shared><None>0</None></votingAuthority></infoTable>
<infoTable><nameOfIssuer>UNITED PARCEL SERVICE INC   CL B</nameOfIssuer><titleOfClass>COMMON STOCK</titleOfClass><cusip>911312106</cusip><value>53</value><shrsOrPrnAmt><sshPrnamt>550</sshPrnamt><sshPrnamtType>SH</sshPrnamtType></shrsOrPrnAmt><investmentDiscretion>SOLE</investmentDiscretion><votingAuthority><Sole>250</Sole><Shared>0</Shared><None>300</None></votingAuthority></infoTable>
<infoTable><nameOfIssuer>UNITED PARCEL SERVICE INC   CL B</nameOfIssuer><titleOfClass>COMMON STOCK</titleOfClass><cusip>911312106</cusip><value>15</value><shrsOrPrnAmt><sshPrnamt>150</sshPrnamt><sshPrnamtType>SH</sshPrnamtType></shrsOrPrnAmt><investmentDiscretion>DFND</investmentDiscretion><votingAuthority><Sole>150</Sole><Shared>0</Shared><None>0</None></votingAuthority></infoTable>
<infoTable><nameOfIssuer>UNITED STATES STL CORP NEW  COM</nameOfIssuer><titleOfClass>COMMON STOCK</titleOfClass><cusip>912909108</cusip><value>1</value><shrsOrPrnAmt><sshPrnamt>62</sshPrnamt><sshPrnamtType>SH</sshPrnamtType></shrsOrPrnAmt><investmentDiscretion>SOLE</investmentDiscretion><votingAuthority><Sole>0</Sole><Shared>62</Shared><None>0</None></votingAuthority></infoTable>
<infoTable><nameOfIssuer>UNITED TECHNOLOGIES CORP</nameOfIssuer><titleOfClass>COMMON STOCK</titleOfClass><cusip>913017109</cusip><value>141</value><shrsOrPrnAmt><sshPrnamt>1270</sshPrnamt><sshPrnamtType>SH</sshPrnamtType></shrsOrPrnAmt><investmentDiscretion>SOLE</investmentDiscretion><votingAuthority><Sole>1270</Sole><Shared>0</Shared><None>0</None></votingAuthority></infoTable>
<infoTable><nameOfIssuer>UNITED TECHNOLOGIES CORP</nameOfIssuer><titleOfClass>COMMON STOCK</titleOfClass><cusip>913017109</cusip><value>777</value><shrsOrPrnAmt><sshPrnamt>7000</sshPrnamt><sshPrnamtType>SH</sshPrnamtType></shrsOrPrnAmt><investmentDiscretion>DFND</investmentDiscretion><votingAuthority><Sole>7000</Sole><Shared>0</Shared><None>0</None></votingAuthority></infoTable>
<infoTable><nameOfIssuer>UNITEDHEALTH GROUP INC      COM</nameOfIssuer><titleOfClass>COMMON STOCK</titleOfClass><cusip>91324P102</cusip><value>61</value><shrsOrPrnAmt><sshPrnamt>500</sshPrnamt><sshPrnamtType>SH</sshPrnamtType></shrsOrPrnAmt><investmentDiscretion>SOLE</investmentDiscretion><votingAuthority><Sole>0</Sole><Shared>500</Shared><None>0</None></votingAuthority></infoTable>
<infoTable><nameOfIssuer>VF CORP</nameOfIssuer><titleOfClass>COMMON STOCK</titleOfClass><cusip>918204108</cusip><value>502</value><shrsOrPrnAmt><sshPrnamt>7200</sshPrnamt><sshPrnamtType>SH</sshPrnamtType></shrsOrPrnAmt><investmentDiscretion>SOLE</investmentDiscretion><votingAuthority><Sole>6400</Sole><Shared>800</Shared><None>0</None></votingAuthority></infoTable>
<infoTable><nameOfIssuer>VF CORP</nameOfIssuer><titleOfClass>COMMON STOCK</titleOfClass><cusip>918204108</cusip><value>153</value><shrsOrPrnAmt><sshPrnamt>2200</sshPrnamt><sshPrnamtType>SH</sshPrnamtType></shrsOrPrnAmt><investmentDiscretion>DFND</investmentDiscretion><votingAuthority><Sole>2000</Sole><Shared>200</Shared><None>0</None></votingAuthority></infoTable>
<infoTable><nameOfIssuer>VALERO ENERGY CORP NEW      COM</nameOfIssuer><titleOfClass>COMMON STOCK</titleOfClass><cusip>91913Y100</cusip><value>10</value><shrsOrPrnAmt><sshPrnamt>152</sshPrnamt><sshPrnamtType>SH</sshPrnamtType></shrsOrPrnAmt><investmentDiscretion>SOLE</investmentDiscretion><votingAuthority><Sole>152</Sole><Shared>0</Shared><None>0</None></votingAuthority></infoTable>
<infoTable><nameOfIssuer>VALSPAR CORP</nameOfIssuer><titleOfClass>COMMON STOCK</titleOfClass><cusip>920355104</cusip><value>6</value><shrsOrPrnAmt><sshPrnamt>68</sshPrnamt><sshPrnamtType>SH</sshPrnamtType></shrsOrPrnAmt><investmentDiscretion>SOLE</investmentDiscretion><votingAuthority><Sole>68</Sole><Shared>0</Shared><None>0</None></votingAuthority></infoTable>
<infoTable><nameOfIssuer>VANGUARD B SHORT TERM BOND</nameOfIssuer><titleOfClass>MUTUAL FUNDS-ETF FIXED INCOME</titleOfClass><cusip>921937827</cusip><value>100</value><shrsOrPrnAmt><sshPrnamt>1250</sshPrnamt><sshPrnamtType>SH</sshPrnamtType></shrsOrPrnAmt><investmentDiscretion>DFND</investmentDiscretion><votingAuthority><Sole>0</Sole><Shared>1250</Shared><None>0</None></votingAuthority></infoTable>
<infoTable><nameOfIssuer>VANGUARD BD INDEX FD INC    TOTAL BD MARKET</nameOfIssuer><titleOfClass>MUTUAL FUNDS-ETF EQUITIES</titleOfClass><cusip>921937835</cusip><value>101</value><shrsOrPrnAmt><sshPrnamt>1237</sshPrnamt><sshPrnamtType>SH</sshPrnamtType></shrsOrPrnAmt><investmentDiscretion>DFND</investmentDiscretion><votingAuthority><Sole>0</Sole><Shared>1237</Shared><None>0</None></votingAuthority></infoTable>
<infoTable><nameOfIssuer>VANGUARD FTSE DEVELOPED     MARKET ETF</nameOfIssuer><titleOfClass>MUTUAL FUNDS-ETF EQUITIES</titleOfClass><cusip>921943858</cusip><value>9</value><shrsOrPrnAmt><sshPrnamt>234</sshPrnamt><sshPrnamtType>SH</sshPrnamtType></shrsOrPrnAmt><investmentDiscretion>SOLE</investmentDiscretion><votingAuthority><Sole>234</Sole><Shared>0</Shared><None>0</None></votingAuthority></infoTable>
<infoTable><nameOfIssuer>VANGUARD INFORMATION TECH   ETF</nameOfIssuer><titleOfClass>MUTUAL FUNDS-ETF EQUITIES</titleOfClass><cusip>92204A702</cusip><value>21</value><shrsOrPrnAmt><sshPrnamt>198</sshPrnamt><sshPrnamtType>SH</sshPrnamtType></shrsOrPrnAmt><investmentDiscretion>SOLE</investmentDiscretion><votingAuthority><Sole>198</Sole><Shared>0</Shared><None>0</None></votingAuthority></infoTable>
<infoTable><nameOfIssuer>VANGUARD EMERGING MARKETS   ETF</nameOfIssuer><titleOfClass>MUTUAL FUNDS-ETF EQUITIES</titleOfClass><cusip>922042858</cusip><value>140</value><shrsOrPrnAmt><sshPrnamt>3421</sshPrnamt><sshPrnamtType>SH</sshPrnamtType></shrsOrPrnAmt><investmentDiscretion>SOLE</investmentDiscretion><votingAuthority><Sole>2850</Sole><Shared>571</Shared><None>0</None></votingAuthority></infoTable>
<infoTable><nameOfIssuer>VANGUARD EMERGING MARKETS   ETF</nameOfIssuer><titleOfClass>MUTUAL FUNDS-ETF EQUITIES</titleOfClass><cusip>922042858</cusip><value>27</value><shrsOrPrnAmt><sshPrnamt>650</sshPrnamt><sshPrnamtType>SH</sshPrnamtType></shrsOrPrnAmt><investmentDiscretion>DFND</investmentDiscretion><votingAuthority><Sole>650</Sole><Shared>0</Shared><None>0</None></votingAuthority></infoTable>
<infoTable><nameOfIssuer>VECTRUS INC.</nameOfIssuer><titleOfClass>COMMON STOCK</titleOfClass><cusip>92242T101</cusip><value>1</value><shrsOrPrnAmt><sshPrnamt>25</sshPrnamt><sshPrnamtType>SH</sshPrnamtType></shrsOrPrnAmt><investmentDiscretion>DFND</investmentDiscretion><votingAuthority><Sole>25</Sole><Shared>0</Shared><None>0</None></votingAuthority></infoTable>
<infoTable><nameOfIssuer>VANGUARD REIT ETF</nameOfIssuer><titleOfClass>MUTUAL FUNDS-ETF EQUITIES</titleOfClass><cusip>922908553</cusip><value>7</value><shrsOrPrnAmt><sshPrnamt>100</sshPrnamt><sshPrnamtType>SH</sshPrnamtType></shrsOrPrnAmt><investmentDiscretion>DFND</investmentDiscretion><votingAuthority><Sole>0</Sole><Shared>100</Shared><None>0</None></votingAuthority></infoTable>
<infoTable><nameOfIssuer>VANGUARD MID CAP ETF</nameOfIssuer><titleOfClass>MUTUAL FUNDS-ETF EQUITIES</titleOfClass><cusip>922908629</cusip><value>73</value><shrsOrPrnAmt><sshPrnamt>575</sshPrnamt><sshPrnamtType>SH</sshPrnamtType></shrsOrPrnAmt><investmentDiscretion>SOLE</investmentDiscretion><votingAuthority><Sole>475</Sole><Shared>100</Shared><None>0</None></votingAuthority></infoTable>
<infoTable><nameOfIssuer>VANGUARD MID CAP ETF</nameOfIssuer><titleOfClass>MUTUAL FUNDS-ETF EQUITIES</titleOfClass><cusip>922908629</cusip><value>51</value><shrsOrPrnAmt><sshPrnamt>400</sshPrnamt><sshPrnamtType>SH</sshPrnamtType></shrsOrPrnAmt><investmentDiscretion>DFND</investmentDiscretion><votingAuthority><Sole>300</Sole><Shared>100</Shared><None>0</None></votingAuthority></infoTable>
<infoTable><nameOfIssuer>VANGUARD GROWTH ETF</nameOfIssuer><titleOfClass>MUTUAL FUNDS-ETF EQUITIES</titleOfClass><cusip>922908736</cusip><value>16</value><shrsOrPrnAmt><sshPrnamt>150</sshPrnamt><sshPrnamtType>SH</sshPrnamtType></shrsOrPrnAmt><investmentDiscretion>SOLE</investmentDiscretion><votingAuthority><Sole>150</Sole><Shared>0</Shared><None>0</None></votingAuthority></infoTable>
<infoTable><nameOfIssuer>VANGUARD VALUE ETF</nameOfIssuer><titleOfClass>MUTUAL FUNDS-ETF EQUITIES</titleOfClass><cusip>922908744</cusip><value>17</value><shrsOrPrnAmt><sshPrnamt>200</sshPrnamt><sshPrnamtType>SH</sshPrnamtType></shrsOrPrnAmt><investmentDiscretion>SOLE</investmentDiscretion><votingAuthority><Sole>200</Sole><Shared>0</Shared><None>0</None></votingAuthority></infoTable>
<infoTable><nameOfIssuer>VANGUARD SMALL CAP ETF</nameOfIssuer><titleOfClass>MUTUAL FUNDS-ETF EQUITIES</titleOfClass><cusip>922908751</cusip><value>84</value><shrsOrPrnAmt><sshPrnamt>689</sshPrnamt><sshPrnamtType>SH</sshPrnamtType></shrsOrPrnAmt><investmentDiscretion>SOLE</investmentDiscretion><votingAuthority><Sole>589</Sole><Shared>100</Shared><None>0</None></votingAuthority></infoTable>
<infoTable><nameOfIssuer>VANGUARD SMALL CAP ETF</nameOfIssuer><titleOfClass>MUTUAL FUNDS-ETF EQUITIES</titleOfClass><cusip>922908751</cusip><value>49</value><shrsOrPrnAmt><sshPrnamt>400</sshPrnamt><sshPrnamtType>SH</sshPrnamtType></shrsOrPrnAmt><investmentDiscretion>DFND</investmentDiscretion><votingAuthority><Sole>300</Sole><Shared>100</Shared><None>0</None></votingAuthority></infoTable>
<infoTable><nameOfIssuer>VERISIGN INC                COM</nameOfIssuer><titleOfClass>COMMON STOCK</titleOfClass><cusip>92343E102</cusip><value>6</value><shrsOrPrnAmt><sshPrnamt>100</sshPrnamt><sshPrnamtType>SH</sshPrnamtType></shrsOrPrnAmt><investmentDiscretion>SOLE</investmentDiscretion><votingAuthority><Sole>100</Sole><Shared>0</Shared><None>0</None></votingAuthority></infoTable>
<infoTable><nameOfIssuer>VERIZON COMMUNICATIONS      COM</nameOfIssuer><titleOfClass>COMMON STOCK</titleOfClass><cusip>92343V104</cusip><value>2098</value><shrsOrPrnAmt><sshPrnamt>45020</sshPrnamt><sshPrnamtType>SH</sshPrnamtType></shrsOrPrnAmt><investmentDiscretion>SOLE</investmentDiscretion><votingAuthority><Sole>42295</Sole><Shared>1594</Shared><None>1131</None></votingAuthority></infoTable>
<infoTable><nameOfIssuer>VERIZON COMMUNICATIONS      COM</nameOfIssuer><titleOfClass>COMMON STOCK</titleOfClass><cusip>92343V104</cusip><value>799</value><shrsOrPrnAmt><sshPrnamt>17148</sshPrnamt><sshPrnamtType>SH</sshPrnamtType></shrsOrPrnAmt><investmentDiscretion>DFND</investmentDiscretion><votingAuthority><Sole>11538</Sole><Shared>5610</Shared><None>0</None></votingAuthority></infoTable>
<infoTable><nameOfIssuer>VIACOM INC CL B</nameOfIssuer><titleOfClass>COMMON STOCK</titleOfClass><cusip>92553P201</cusip><value>16</value><shrsOrPrnAmt><sshPrnamt>254</sshPrnamt><sshPrnamtType>SH</sshPrnamtType></shrsOrPrnAmt><investmentDiscretion>DFND</investmentDiscretion><votingAuthority><Sole>254</Sole><Shared>0</Shared><None>0</None></votingAuthority></infoTable>
<infoTable><nameOfIssuer>VISA CLASS A</nameOfIssuer><titleOfClass>COMMON STOCK</titleOfClass><cusip>92826C839</cusip><value>4992</value><shrsOrPrnAmt><sshPrnamt>74338</sshPrnamt><sshPrnamtType>SH</sshPrnamtType></shrsOrPrnAmt><investmentDiscretion>SOLE</investmentDiscretion><votingAuthority><Sole>74338</Sole><Shared>0</Shared><None>0</None></votingAuthority></infoTable>
<infoTable><nameOfIssuer>VISA CLASS A</nameOfIssuer><titleOfClass>COMMON STOCK</titleOfClass><cusip>92826C839</cusip><value>94</value><shrsOrPrnAmt><sshPrnamt>1400</sshPrnamt><sshPrnamtType>SH</sshPrnamtType></shrsOrPrnAmt><investmentDiscretion>DFND</investmentDiscretion><votingAuthority><Sole>1400</Sole><Shared>0</Shared><None>0</None></votingAuthority></infoTable>
<infoTable><nameOfIssuer>VODAFONE GROUP PLC</nameOfIssuer><titleOfClass>FOREIGN EQUITIES</titleOfClass><cusip>92857W308</cusip><value>374</value><shrsOrPrnAmt><sshPrnamt>10250</sshPrnamt><sshPrnamtType>SH</sshPrnamtType></shrsOrPrnAmt><investmentDiscretion>SOLE</investmentDiscretion><votingAuthority><Sole>9706</Sole><Shared>272</Shared><None>272</None></votingAuthority></infoTable>
<infoTable><nameOfIssuer>VODAFONE GROUP PLC</nameOfIssuer><titleOfClass>FOREIGN EQUITIES</titleOfClass><cusip>92857W308</cusip><value>160</value><shrsOrPrnAmt><sshPrnamt>4381</sshPrnamt><sshPrnamtType>SH</sshPrnamtType></shrsOrPrnAmt><investmentDiscretion>DFND</investmentDiscretion><votingAuthority><Sole>3836</Sole><Shared>545</Shared><None>0</None></votingAuthority></infoTable>
<infoTable><nameOfIssuer>WGL HLDGS INC</nameOfIssuer><titleOfClass>COMMON STOCK</titleOfClass><cusip>92924F106</cusip><value>3</value><shrsOrPrnAmt><sshPrnamt>58</sshPrnamt><sshPrnamtType>SH</sshPrnamtType></shrsOrPrnAmt><investmentDiscretion>SOLE</investmentDiscretion><votingAuthority><Sole>58</Sole><Shared>0</Shared><None>0</None></votingAuthority></infoTable>
<infoTable><nameOfIssuer>WAL MART STORES INC         COM</nameOfIssuer><titleOfClass>COMMON STOCK</titleOfClass><cusip>931142103</cusip><value>460</value><shrsOrPrnAmt><sshPrnamt>6490</sshPrnamt><sshPrnamtType>SH</sshPrnamtType></shrsOrPrnAmt><investmentDiscretion>SOLE</investmentDiscretion><votingAuthority><Sole>6490</Sole><Shared>0</Shared><None>0</None></votingAuthority></infoTable>
<infoTable><nameOfIssuer>WALGREENS BOOTS ALLIANCE</nameOfIssuer><titleOfClass>COMMON STOCK</titleOfClass><cusip>931427108</cusip><value>203</value><shrsOrPrnAmt><sshPrnamt>2400</sshPrnamt><sshPrnamtType>SH</sshPrnamtType></shrsOrPrnAmt><investmentDiscretion>SOLE</investmentDiscretion><votingAuthority><Sole>2000</Sole><Shared>0</Shared><None>400</None></votingAuthority></infoTable>
<infoTable><nameOfIssuer>WALGREENS BOOTS ALLIANCE</nameOfIssuer><titleOfClass>COMMON STOCK</titleOfClass><cusip>931427108</cusip><value>17</value><shrsOrPrnAmt><sshPrnamt>200</sshPrnamt><sshPrnamtType>SH</sshPrnamtType></shrsOrPrnAmt><investmentDiscretion>DFND</investmentDiscretion><votingAuthority><Sole>0</Sole><Shared>200</Shared><None>0</None></votingAuthority></infoTable>
<infoTable><nameOfIssuer>WELLS FARGO &amp; CO NEW        COM</nameOfIssuer><titleOfClass>COMMON STOCK</titleOfClass><cusip>949746101</cusip><value>1347</value><shrsOrPrnAmt><sshPrnamt>23954</sshPrnamt><sshPrnamtType>SH</sshPrnamtType></shrsOrPrnAmt><investmentDiscretion>SOLE</investmentDiscretion><votingAuthority><Sole>22154</Sole><Shared>1800</Shared><None>0</None></votingAuthority></infoTable>
<infoTable><nameOfIssuer>WELLS FARGO &amp; CO NEW        COM</nameOfIssuer><titleOfClass>COMMON STOCK</titleOfClass><cusip>949746101</cusip><value>48</value><shrsOrPrnAmt><sshPrnamt>857</sshPrnamt><sshPrnamtType>SH</sshPrnamtType></shrsOrPrnAmt><investmentDiscretion>DFND</investmentDiscretion><votingAuthority><Sole>557</Sole><Shared>300</Shared><None>0</None></votingAuthority></infoTable>
<infoTable><nameOfIssuer>WESTERN UNION CO (WU)</nameOfIssuer><titleOfClass>COMMON STOCK</titleOfClass><cusip>959802109</cusip><value>28</value><shrsOrPrnAmt><sshPrnamt>1400</sshPrnamt><sshPrnamtType>SH</sshPrnamtType></shrsOrPrnAmt><investmentDiscretion>SOLE</investmentDiscretion><votingAuthority><Sole>1400</Sole><Shared>0</Shared><None>0</None></votingAuthority></infoTable>
<infoTable><nameOfIssuer>WEYERHAEUSER CO             COM</nameOfIssuer><titleOfClass>COMMON STOCK</titleOfClass><cusip>962166104</cusip><value>1339</value><shrsOrPrnAmt><sshPrnamt>42506</sshPrnamt><sshPrnamtType>SH</sshPrnamtType></shrsOrPrnAmt><investmentDiscretion>SOLE</investmentDiscretion><votingAuthority><Sole>38929</Sole><Shared>2600</Shared><None>977</None></votingAuthority></infoTable>
<infoTable><nameOfIssuer>WEYERHAEUSER CO             COM</nameOfIssuer><titleOfClass>COMMON STOCK</titleOfClass><cusip>962166104</cusip><value>266</value><shrsOrPrnAmt><sshPrnamt>8444</sshPrnamt><sshPrnamtType>SH</sshPrnamtType></shrsOrPrnAmt><investmentDiscretion>DFND</investmentDiscretion><votingAuthority><Sole>6244</Sole><Shared>2200</Shared><None>0</None></votingAuthority></infoTable>
<infoTable><nameOfIssuer>WILLIAMS PARTNERS L P NEW</nameOfIssuer><titleOfClass>COMMON STOCK</titleOfClass><cusip>96949L105</cusip><value>8</value><shrsOrPrnAmt><sshPrnamt>173</sshPrnamt><sshPrnamtType>SH</sshPrnamtType></shrsOrPrnAmt><investmentDiscretion>DFND</investmentDiscretion><votingAuthority><Sole>0</Sole><Shared>173</Shared><None>0</None></votingAuthority></infoTable>
<infoTable><nameOfIssuer>WYNDHAM WORLDWIDE CORP      COM</nameOfIssuer><titleOfClass>COMMON STOCK</titleOfClass><cusip>98310W108</cusip><value>8</value><shrsOrPrnAmt><sshPrnamt>100</sshPrnamt><sshPrnamtType>SH</sshPrnamtType></shrsOrPrnAmt><investmentDiscretion>SOLE</investmentDiscretion><votingAuthority><Sole>100</Sole><Shared>0</Shared><None>0</None></votingAuthority></infoTable>
<infoTable><nameOfIssuer>XEROX CORP                  COM</nameOfIssuer><titleOfClass>COMMON STOCK</titleOfClass><cusip>984121103</cusip><value>9</value><shrsOrPrnAmt><sshPrnamt>875</sshPrnamt><sshPrnamtType>SH</sshPrnamtType></shrsOrPrnAmt><investmentDiscretion>SOLE</investmentDiscretion><votingAuthority><Sole>875</Sole><Shared>0</Shared><None>0</None></votingAuthority></infoTable>
<infoTable><nameOfIssuer>XYLEM INC</nameOfIssuer><titleOfClass>COMMON STOCK</titleOfClass><cusip>98419M100</cusip><value>226</value><shrsOrPrnAmt><sshPrnamt>6100</sshPrnamt><sshPrnamtType>SH</sshPrnamtType></shrsOrPrnAmt><investmentDiscretion>SOLE</investmentDiscretion><votingAuthority><Sole>4600</Sole><Shared>1500</Shared><None>0</None></votingAuthority></infoTable>
<infoTable><nameOfIssuer>XYLEM INC</nameOfIssuer><titleOfClass>COMMON STOCK</titleOfClass><cusip>98419M100</cusip><value>21</value><shrsOrPrnAmt><sshPrnamt>563</sshPrnamt><sshPrnamtType>SH</sshPrnamtType></shrsOrPrnAmt><investmentDiscretion>DFND</investmentDiscretion><votingAuthority><Sole>563</Sole><Shared>0</Shared><None>0</None></votingAuthority></infoTable>
<infoTable><nameOfIssuer>YAHOO INC                   COM</nameOfIssuer><titleOfClass>COMMON STOCK</titleOfClass><cusip>984332106</cusip><value>28</value><shrsOrPrnAmt><sshPrnamt>701</sshPrnamt><sshPrnamtType>SH</sshPrnamtType></shrsOrPrnAmt><investmentDiscretion>SOLE</investmentDiscretion><votingAuthority><Sole>701</Sole><Shared>0</Shared><None>0</None></votingAuthority></infoTable>
<infoTable><nameOfIssuer>YAHOO INC                   COM</nameOfIssuer><titleOfClass>COMMON STOCK</titleOfClass><cusip>984332106</cusip><value>20</value><shrsOrPrnAmt><sshPrnamt>500</sshPrnamt><sshPrnamtType>SH</sshPrnamtType></shrsOrPrnAmt><investmentDiscretion>DFND</investmentDiscretion><votingAuthority><Sole>500</Sole><Shared>0</Shared><None>0</None></votingAuthority></infoTable>
<infoTable><nameOfIssuer>ZIMMER HLDGS INC            COM</nameOfIssuer><titleOfClass>COMMON STOCK</titleOfClass><cusip>98956P102</cusip><value>58</value><shrsOrPrnAmt><sshPrnamt>530</sshPrnamt><sshPrnamtType>SH</sshPrnamtType></shrsOrPrnAmt><investmentDiscretion>SOLE</investmentDiscretion><votingAuthority><Sole>530</Sole><Shared>0</Shared><None>0</None></votingAuthority></infoTable>
<infoTable><nameOfIssuer>ZIMMER HLDGS INC            COM</nameOfIssuer><titleOfClass>COMMON STOCK</titleOfClass><cusip>98956P102</cusip><value>212</value><shrsOrPrnAmt><sshPrnamt>1940</sshPrnamt><sshPrnamtType>SH</sshPrnamtType></shrsOrPrnAmt><investmentDiscretion>DFND</investmentDiscretion><votingAuthority><Sole>1940</Sole><Shared>0</Shared><None>0</None></votingAuthority></infoTable>
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</SEC-DOCUMENT>
