9. Deposits:

The major components of interest-bearing and noninterest-bearing deposits at December 31, 2016 and 2015 are summarized as follows:


December 31	2016		2015
Interest-bearing deposits:
Money market accounts	$	224,414	$	197,258
Now accounts		330,914		279,004
Savings accounts		394,033		386,593
Time deposits less than $250		233,513		237,176
Time deposits $250 or more		52,197		34,801
Total interest-bearing deposits		1,235,071		1,134,832
Noninterest-bearing deposits		353,686		320,978
Total deposits	$	1,588,757	$	1,455,810

The aggregate amounts of maturities for all time deposits at December 31, 2016, are summarized as follows:


2017	$	166,637
2018		45,695
2019		14,466
2020		23,860
2021		18,860
Thereafter		16,192
	$	285,710

The aggregate amount of deposits reclassified as loans was $194 at December 31, 2016, and $187 at December 31, 2015. Management evaluates transaction accounts that are overdrawn for collectability as part of its evaluation for credit losses.