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Consolidated Statements of Cash Flows - USD ($)
$ in Thousands
12 Months Ended
Dec. 31, 2017
Dec. 31, 2016
Dec. 31, 2015
Adjustments to reconcile net income to net cash provided by operating activities:      
Depreciation of premises and equipment $ 1,950 $ 1,661 $ 1,595
Amortization of deferred loan costs 907 786 603
Amortization of intangibles 1,034 1,186 1,195
Amortization of low income housing partnerships 470 477 635
Provision for loan losses 4,800 5,000 3,700
Net (gain) loss on sale of other real estate owned (11) 137 (132)
Net loss on disposal of equipment     87
Loans originated for sale (21,036) (26,708) (25,246)
Proceeds from sale of loans originated for sale 21,149 27,593 29,604
Net gain on sale of loans originated for sale (219) (885) (872)
Net amortization of investment securities 2,764 3,635 4,278
Net gain on sale of investment securities available-for-sale 0 (623) (1,189)
Net gain on sale of merchant services business (2,278)    
Life insurance investment income (769) (791) (767)
Deferred income tax expense 1,665 (1,442) (841)
Stock based compensation 177 71 69
Net change in:      
Accrued interest receivable (708) (432) (216)
Other assets 2,023 1,373 (213)
Accrued interest payable 35 (98) (14)
Other liabilities (1,817) (2,470) (820)
Net cash provided by operating activities 28,593 28,053 29,179
Cash flows from investing activities:      
Proceeds from sales of investment securities available-for-sale 0 27,408 81,983
Proceeds from repayments of investment securities:      
Available-for-sale 55,800 53,128 58,318
Held-to-maturity 1,222 1,561 2,520
Purchases of investment securities:      
Available-for-sale (73,471) (62,022) (90,402)
Net redemption (purchase) of restricted equity securities (1,511) (1,648) (1,716)
Net increase in lending activities (163,236) (195,408) (133,146)
Investment in low income housing partnerships   (2,045) (3,050)
Purchases of premises and equipment (6,247) (6,764) (4,420)
Proceeds from the sale of premises and equipment     14
Purchase of investment in life insurance   (1,500)  
Proceeds from the sale of merchant services business 2,300    
Proceeds from sale of other real estate owned 580 933 484
Net cash used in investing activities (184,563) (186,357) (89,415)
Cash flows from financing activities:      
Net increase in deposits 130,261 132,947 30,252
Proceeds from long-term debt     30,000
Repayment of long-term debt (8,400) (2,220) (2,786)
Net (decrease) increase in short-term borrowings 40,975 44,375 18,768
Retirement of common stock   (604) (5,188)
Net cash provided by (used in) financing activities 153,517 165,328 61,727
Net (decrease) increase in cash and cash equivalents (2,453) 7,024 1,491
Cash and cash equivalents at beginning of year 39,941 32,917 31,426
Cash and cash equivalents at end of year 37,488 39,941 32,917
Cash paid during the period for:      
Interest 8,663 7,349 6,788
Income taxes 5,900 5,900 4,200
Noncash items:      
Transfers of loans to other real estate $ 460 $ 757 $ 869