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Loans, net and allowance for loan losses (Tables)

12 Months Ended

Dec. 31, 2018

Loans, net and allowance for loan losses

Schedule of major classifications of loans outstanding

			December 31, 2018			December 31, 2017
Commercial		$	494,134		$	476,199
Real estate:
Commercial			907,803			786,210
Residential			299,876			287,935
Consumer			121,453			142,721
Total		$	1,823,266		$	1,693,065

Schedule of changes in allowance for loan losses account by major classification of loans

					Real estate
December 31, 2018		Commercial			Commercial			Residential			Consumer			Unallocated			Total
Allowance for loan losses:
Beginning balance		$	5,513		$	8,944		$	3,111		$	1,392		$			$	18,960
Charge-offs			(154)			(1,250)			(405)			(545)						(2,354)
Recoveries			137			136			98			202						573
Provisions			20			2,906			1,088			186						4,200
Ending balance		$	5,516		$	10,736		$	3,892		$	1,235		$			$	21,379
Ending balance: individually evaluated for impairment			50			403			666			60						1,179
Ending balance: collectively evaluated for impairment		$	5,466		$	10,333		$	3,226		$	1,175					$	20,200
Loans receivable:
Ending balance		$	494,134		$	907,803		$	299,876		$	121,453		$			$	1,823,266
Ending balance: individually evaluated for impairment			2,237			3,121			4,071			212						9,641
Ending balance: collectively evaluated for impairment		$	491,897		$	904,682		$	295,805		$	121,241		$			$	1,813,625

					Real estate
December 31, 2017		Commercial			Commercial			Residential			Consumer			Unallocated			Total
Allowance for loan losses:
Beginning balance		$	4,452		$	7,548		$	2,961		$	1,000		$			$	15,961
Charge-offs			(173)			(706)			(533)			(737)						(2,149)
Recoveries			20			124			44			160						348
Provisions			1,214			1,978			639			969						4,800
Ending balance		$	5,513		$	8,944		$	3,111		$	1,392		$			$	18,960
Ending balance: individually evaluated for impairment			159			263			336			8						766
Ending balance: collectively evaluated for impairment		$	5,354		$	8,681		$	2,775		$	1,384					$	18,194
Loans receivable:
Ending balance		$	476,199		$	786,210		$	287,935		$	142,721		$			$	1,693,065
Ending balance: individually evaluated for impairment			2,463			4,289			3,793			177						10,722
Ending balance: collectively evaluated for impairment		$	473,736		$	781,921		$	284,142		$	142,544		$			$	1,682,343

					Real estate
December 31, 2016		Commercial			Commercial			Residential			Consumer			Unallocated			Total
Allowance for loan losses:
Beginning balance		$	4,113		$	4,751		$	3,174		$	937		$			$	12,975
Charge-offs			(776)			(858)			(339)			(495)						(2,468)
Recoveries			86			122			69			177						454
Provisions			1,029			3,533			57			381						5,000
Ending balance		$	4,452		$	7,548		$	2,961		$	1,000		$			$	15,961
Ending balance: individually evaluated for impairment			225			1,197			520									1,942
Ending balance: collectively evaluated for impairment		$	4,227		$	6,351		$	2,441		$	1,000		$			$	14,019
Loans receivable:
Ending balance		$	408,814		$	700,144		$	289,781		$	134,226		$			$	1,532,965
Ending balance: individually evaluated for impairment			2,687			7,157			3,580			155						13,579
Ending balance: collectively evaluated for impairment		$	406,127		$	692,987		$	286,201		$	134,071		$			$	1,519,386

Schedule of major classification of loans portfolio summarized by credit quality

					Special
December 31, 2018		Pass			Mention			Substandard			Doubtful			Total
Commercial		$	491,531		$	869		$	1,734		$			$	494,134
Real estate:
Commercial			886,849			8,934			12,020						907,803
Residential			295,758			357			3,761						299,876
Consumer			121,229						224						121,453
Total		$	1,795,367		$	10,160		$	17,739		$			$	1,823,266

					Special
December 31, 2017		Pass			Mention			Substandard			Doubtful			Total
Commercial		$	472,185		$	1,958		$	2,056		$			$	476,199
Real estate:
Commercial			764,320			13,015			8,875						786,210
Residential			282,484			18			5,433						287,935
Consumer			142,507						214						142,721
Total		$	1,661,496		$	14,991		$	16,578		$			$	1,693,065

Schedule of information concerning nonaccrual loans by major loan classification

			2018			2017
Commercial		$	776		$	860
Real estate:
Commercial			2,663			3,821
Residential			2,580			2,994
Consumer			212			177
Total		$	6,231		$	7,852

Schedule of major classifications of loans by past due status

								Greater												Loans > 90
		30-59 Days			60-89 Days			than 90			Total Past									Days and
December 31, 2018		Past Due			Past Due			Days			Due			Current			Total Loans			Accruing
Commercial		$	973		$	79		$	776		$	1,828		$	492,306		$	494,134
Real estate:
Commercial			1,889			218			2,736			4,843			902,960			907,803		$	73
Residential			2,486			1,545			3,430			7,461			292,415			299,876			850
Consumer			756			292			212			1,260			120,193			121,453
Total		$	6,104		$	2,134		$	7,154		$	15,392		$	1,807,874		$	1,823,266		$	923

								Greater												Loans > 90
		30-59 Days			60-89 Days			than 90			Total Past									Days and
December 31, 2017		Past Due			Past Due			Days			Due			Current			Total Loans			Accruing
Commercial		$	124		$	216		$	860		$	1,200		$	474,999		$	476,199
Real estate:
Commercial			1,722			194			3,821			5,737			780,473			786,210
Residential			1,134			1,551			3,543			6,228			281,707			287,935		$	549
Consumer			1,101			364			363			1,828			140,893			142,721			186
Total		$	4,081		$	2,325		$	8,587		$	14,993		$	1,678,072		$	1,693,065		$	735

Summarized information concerning impaired loans

											For the Year Ended
					Unpaid						Average			Interest
		Recorded			Principal			Related			Recorded			Income
December 31, 2018		Investment			Balance			Allowance			Investment			Recognized
With no related allowance:
Commercial		$	1,562		$	1,900					$	1,318		$	67
Real estate:
Commercial			1,969			2,299						2,822			28
Residential			1,970			2,658						2,193			22
Consumer			152			160						135
Total			5,653			7,017						6,468			117
With an allowance recorded:
Commercial			675			675			50			1,006			30
Real estate:
Commercial			1,152			1,323			403			1,676			18
Residential			2,101			2,328			666			1,585			22
Consumer			60			60			60			21
Total			3,988			4,386			1,179			4,288			70
Total impaired loans
Commercial			2,237			2,575			50			2,324			97
Real estate:
Commercial			3,121			3,622			403			4,498			46
Residential			4,071			4,986			666			3,778			44
Consumer			212			220			60			156
Total		$	9,641		$	11,403		$	1,179		$	10,756		$	187

											For the Year Ended
					Unpaid						Average			Interest
		Recorded			Principal			Related			Recorded			Income
December 31, 2017		Investment			Balance			Allowance			Investment			Recognized
With no related allowance:
Commercial		$	1,279		$	1,439					$	1,668		$	43
Real estate:
Commercial			2,888			3,190						2,985			24
Residential			2,196			2,672						2,227			21
Consumer			169			181						173
Total			6,532			7,482						7,053			88
With an allowance recorded:
Commercial			1,184			1,218			159			991			50
Real estate:
Commercial			1,401			1,496			263			2,202			18
Residential			1,597			1,759			336			1,335			23
Consumer			8			8			8			20
Total			4,190			4,481			766			4,548			91
Total impaired loans
Commercial			2,463			2,657			159			2,659			93
Real estate:
Commercial			4,289			4,686			263			5,187			42
Residential			3,793			4,431			336			3,562			44
Consumer			177			189			8			193
Total		$	10,722		$	11,963		$	766		$	11,601		$	179

											For the Year Ended
					Unpaid						Average			Interest
		Recorded			Principal			Related			Recorded			Income
December 31, 2016		Investment			Balance			Allowance			Investment			Recognized
With no related allowance:
Commercial		$	2,404		$	3,213					$	1,461		$	48
Real estate:
Commercial			2,364			3,018						4,300			71
Residential			2,205			2,388						2,133			35
Consumer			155			155						147
Total			7,128			8,774						8,041			154
With an allowance recorded:
Commercial			283			283		$	225			859
Real estate:
Commercial			4,793			4,793			1,197			2,366			2
Residential			1,375			1,376			520			1,185			7
Consumer												50
Total			6,451			6,452			1,942			4,460			9
Total impaired loans
Commercial			2,687			3,496			225			2,320			48
Real estate:
Commercial			7,157			7,811			1,197			6,666			73
Residential			3,580			3,764			520			3,318			42
Consumer			155			155						197
Total		$	13,579		$	15,226		$	1,942		$	12,501		$	163

Summary loans whose terms have been modified resulting in troubled debt restructurings

				Pre-Modification			Post-Modification
		Number		Outstanding Recorded			Outstanding			Recorded
December 31, 2018		of Contracts		Investment			Recorded Investment			Investment
Commercial real estate		1		$	340		$	340		$	340
Total		1		$	340		$	340		$	340
				Pre-Modification			Post-Modification
		Number		Outstanding Recorded			Outstanding			Recorded
December 31, 2017		of Contracts		Investment			Recorded Investment			Investment
Commercial		2		$	885		$	885		$	864
Commercial real estate		3			721			721			700
Residential mortgage		1			64			64			64
Total		6		$	1,670		$	1,670		$	1,628
				Pre-Modification			Post-Modification
		Number		Outstanding Recorded			Outstanding			Recorded
December 31, 2016		of Contracts		Investment			Recorded Investment			Investment
Commercial		1		$	1,500		$	1,150		$	1,150
Commercial real estate
Residential mortgage		2			216			216			207
Total		3		$	1,716		$	1,366		$	1,357

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