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Consolidated Statements of Cash Flows - USD ($)
$ in Thousands
12 Months Ended
Dec. 31, 2018
Dec. 31, 2017
Dec. 31, 2016
Cash flows from operating activities:      
Net income $ 24,920 $ 18,457 $ 19,583
Adjustments to reconcile net income to net cash provided by operating activities:      
Depreciation of premises and equipment 2,333 1,950 1,661
Amortization of deferred loan costs 525 907 786
Amortization of intangibles 881 1,034 1,186
Amortization of low income housing partnerships 465 470 477
Provision for loan losses 4,200 4,800 5,000
Net unrealized gain on equity investment securities (14)    
Net gain on sale of other real estate owned (21) (11) 137
Gain on life insurance proceeds (368)    
Loans originated for sale (13,194) (21,036) (26,708)
Proceeds from sale of loans originated for sale 12,650 21,149 27,593
Net gain on sale of loans originated for sale (99) (219) (885)
Net amortization of investment securities 2,206 2,764 3,635
Net gain on sale of investment securities available-for-sale     623
Net gain on sale of credit card loans held for sale (291)    
Net gain on sale of merchant services business   (2,278)  
Life insurance investment income (757) (769) (791)
Deferred income tax expense (benefit) (681) 1,665 (1,442)
Stock based compensation 272 177 71
Net change in:      
Accrued interest receivable (179) (708) (432)
Other assets 816 2,023 1,373
Accrued interest payable 698 35 (98)
Other liabilities (1,736) (1,817) (2,470)
Net cash provided by operating activities 32,626 28,593 28,053
Cash flows from investing activities:      
Proceeds from sales of investment securities available-for-sale     27,408
Proceeds from repayments of investment securities:      
Available-for-sale 31,093 55,800 53,128
Held-to-maturity 898 1,222 1,561
Purchases of investment securities:      
Available-for-sale (32,709) (73,471) (62,022)
Net redemption of restricted equity securities 1,100 (1,511) (1,648)
Proceeds from sale of student loan portfolio 5,103    
Proceeds from sale of credit card loan portfolio 2,698    
Net increase in lending activities (141,277) (163,236) (195,408)
Investment in low income housing partnerships     (2,045)
Purchases of premises and equipment (4,069) (6,247) (6,764)
Proceeds from the sale of premises and equipment 404    
Purchase of investment in life insurance 672   (1,500)
Proceeds from the sale of merchant services business   2,300  
Proceeds from sale of other real estate owned 1,281 580 933
Net cash used in investing activities (134,806) (184,563) (186,357)
Cash flows from financing activities:      
Net increase in deposits 156,004 130,261 132,947
Repayment of long-term debt (11,828) (8,400) (2,220)
Net (decrease) increase in short-term borrowings (37,175) 40,975 44,375
Retirement of common stock     (604)
Cash dividends paid (9,693) (9,319) (9,170)
Net cash provided by (used in) financing activities 97,308 153,517 165,328
Net increase (decrease) in cash and cash equivalents (4,872) (2,453) 7,024
Cash and cash equivalents at beginning of period 37,488 39,941 32,917
Cash and cash equivalents at end of period 32,616 37,488 39,941
Cash paid during the period for:      
Interest 12,624 8,663 7,349
Income taxes 2,650 5,900 5,900
Noncash items:      
Transfers of loans to other real estate $ 1,432 $ 460 $ 757