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Loans, net and allowance for loan losses - Changes in Allowance for Loan Losses Account by Major Classification of Loans (Details) - USD ($) $ in Thousands | 3 Months Ended | 9 Months Ended | 12 Months Ended
--- | --- | --- | ---
Sep. 30, 2020 | Sep. 30, 2019 | Sep. 30, 2020 | Sep. 30, 2019 | Dec. 31, 2019
Allowance for loan losses: |  |  |  |  |
Beginning Balance | $ 26,957 | $ 21,930 | $ 22,677 | $ 21,379 | $ 21,379
Charge-offs | (1,542) | (308) | (2,957) | (1,258) |
Recoveries | 119 | 70 | 514 | 171 |
Provisions | 1,050 | 700 | 6,350 | 2,100 |
Ending balance | 26,584 | 22,392 | 26,584 | 22,392 | $ 22,677
Allowance for credit losses increase (decrease) |  |  | $ 3,900 |  |
Allowance for credit losses increase (decrease) percentage |  |  | 17.20% |  |
Percentage of allowance for loan losses |  |  | 1.21% |  | 1.17%
Percentage of PPP loans to total loans |  |  | 1.35% |  |
Allowance for Loan and Lease Losses Write-offs, Net | $ 1,400 | $ 200 | $ 2,400 | $ 1,100 |
Percentage of allowance for loan losses, charge offs net of recoveries to average loans | 0.26% | 0.05% | 0.16% | 0.08% |
Increase (decrease) in charge offs due to a partial write down of a non-accrual commercial relationship | $ 900 |  | $ 900 |  |
Increase (decrease) in charge offs due to small business lines of credit | 500 |  | 900 |  |
Commercial |  |  |  |  |
Allowance for loan losses: |  |  |  |  |
Beginning Balance | 8,487 | $ 6,142 | 6,888 | $ 5,516 | $ 5,516
Charge-offs | (1,354) | (26) | (2,339) | (113) |
Recoveries | 51 | 12 | 349 | 22 |
Provisions | 1,271 | (205) | 3,557 | 498 |
Ending balance | 8,455 | 5,923 | 8,455 | 5,923 | 6,888
Real estate Commercial |  |  |  |  |
Allowance for loan losses: |  |  |  |  |
Beginning Balance | 13,855 | 11,042 | 11,496 | 10,736 | 10,736
Charge-offs | (66) | (34) | (113) | (383) |
Recoveries | 14 |  | 14 |  |
Provisions | (5) | 762 | 2,401 | 1,417 |
Ending balance | 13,798 | 11,770 | 13,798 | 11,770 | 11,496
Real estate Residential |  |  |  |  |
Allowance for loan losses: |  |  |  |  |
Beginning Balance | 3,567 | 3,615 | 3,226 | 3,892 | 3,892
Charge-offs | (71) | (104) | (206) | (406) |
Recoveries | 9 | 11 | 22 | 27 |
Provisions | (159) | 34 | 304 | 43 |
Ending balance | 3,346 | 3,556 | 3,346 | 3,556 | 3,226
Consumer |  |  |  |  |
Allowance for loan losses: |  |  |  |  |
Beginning Balance | 1,048 | 1,131 | 1,067 | 1,235 | 1,235
Charge-offs | (51) | (144) | (299) | (356) |
Recoveries | 45 | 47 | 129 | 122 |
Provisions | (57) | 109 | 88 | 142 |
Ending balance | $ 985 | $ 1,143 | $ 985 | $ 1,143 | $ 1,067

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