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Regulatory matters (Tables)
12 Months Ended
Dec. 31, 2020
Regulatory matters  
Schedule of actual capital ratios and the minimum ratios required for capital adequacy purposes and to be well capitalized under the prompt corrective action provisions

 

Minimum to be Well

 

Capitalized under

 

Minimum For Capital

Prompt Corrective

 

Actual 

Adequacy Purposes 

Action Provisions 

 

December 31, 2020

Amount 

Ratio 

Amount 

Ratio 

Amount 

Ratio 

 

Common equity Tier 1 capital to risk-weighted assets:

    

    

    

    

    

    

Consolidated

$

250,397

 

12.16

%  

$

92,631

 

4.50

%  

Peoples Bank

 

282,104

 

13.73

 

92,461

 

4.50

$

133,554

 

6.50

%

Tier 1 capital to risk-weighted assets:

    

    

    

    

    

    

Consolidated

250,397

 

12.16

123,508

 

6.00

Peoples Bank

 

282,104

 

13.73

 

123,281

 

6.00

164,374

 

8.00

Total capital to risk-weighted assets:

Consolidated

 

310,741

 

15.10

 

164,677

 

8.00

Peoples Bank

 

307,807

 

14.98

 

164,374

 

8.00

 

205,468

 

10.00

Tier 1 capital to average assets:

Consolidated

 

250,397

 

9.28

 

107,878

 

4.00

Peoples Bank

282,104

 

10.08

%  

111,891

 

4.00

%  

139,864

 

5.00

%

 

Minimum to be Well

 

Capitalized under

 

Minimum For Capital

Prompt Corrective

 

Actual 

Adequacy Purposes 

Action Provisions 

 

December 31, 2019

Amount 

Ratio 

Amount 

Ratio 

Amount 

Ratio 

 

Common equity Tier 1 capital to risk-weighted assets:

    

    

    

    

    

    

Consolidated

$

237,280

 

11.90

%  

$

89,717

 

4.50

%  

Peoples Bank

 

231,685

 

11.64

 

89,576

 

4.50

$

129,387

 

6.50

%

Tier 1 capital to risk-weighted assets:

    

    

    

    

    

    

Consolidated

237,280

 

11.90

119,623

 

6.00

Peoples Bank

 

231,685

 

11.64

 

119,434

 

6.00

159,246

 

8.00

Total capital to risk-weighted assets:

Consolidated

 

259,957

 

13.04

 

159,497

 

8.00

Peoples Bank

 

254,362

 

12.78

 

159,246

 

8.00

 

199,057

 

10.00

Tier 1 capital to average assets:

Consolidated

 

237,280

 

10.14

 

93,633

 

4.00

Peoples Bank

231,685

 

9.91

%  

93,508

 

4.00

%  

116,884

 

5.00

%