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Consolidated Statements of Cash Flows
$ in Thousands
 12 Months Ended
Dec. 31, 2020
USD ($)
Dec. 31, 2019
USD ($)
Dec. 31, 2018
USD ($)
Cash flows from operating activities:      
Net income $ 29,354 $ 25,736 $ 24,920
Adjustments to reconcile net income to net cash provided by operating activities:      
Depreciation of premises and equipment 2,900 3,083 2,333
Amortization of right-of-use lease asset 744 398  
Amortization of deferred loan fees, net (2,236) (164) 525
Amortization of intangibles 606 730 881
Amortization of low income housing partnerships 569 476 465
Provision for loan losses 7,400 6,100 4,200
Net unrealized (gain) loss on equity investment securities 35 (132) (14)
Net (gain) loss on sale of other real estate owned 39 9 (21)
Net gain on sale of equity securities (29)    
Gain from bank owned life insurance     (368)
Loans originated for sale (43,780) (15,901) (13,194)
Proceeds from sale of loans originated for sale 44,832 15,753 12,650
Net gain on sale of loans originated for sale (903) (89) (99)
Net amortization of investment securities 1,084 1,668 2,206
Net gain on sale of investment securities available-for-sale (918) (23)  
Net gain on sale of credit card loans held for sale     (291)
Increase in cash surrender value of life insurance (774) (755) (757)
Deferred income tax expense (benefit) (1,779) 394 (681)
Stock based compensation 570 554 272
Net change in:      
Accrued interest receivable (1,274) 134 (179)
Other assets (12,268) (3,363) 816
Accrued interest payable (541) 82 698
Other liabilities 13,549 2,389 (1,736)
Net cash provided by operating activities 37,180 37,079 32,626
Cash flows from investing activities:      
Proceeds from sales of investment securities available-for-sale 65,120 9,677  
Proceeds from repayments of investment securities:      
Available-for-sale 84,622 57,477 31,093
Held-to-maturity 427 697 898
Purchases of investment securities:      
Available-for-sale (107,196) (124,501) (32,709)
Net redemption of restricted equity securities 4,804 (2,739) 1,100
Proceeds from sale of student loan portfolio     5,103
Proceeds from sale of credit card loan portfolio     2,698
Net increase in lending activities (241,307) (119,998) (141,277)
Purchase of investment in life insurance (6,500)    
Purchases of premises and equipment (2,292) (5,603) (4,069)
Proceeds from the sale of premises and equipment 435   404
Proceeds from bank owned life insurance     672
Proceeds from sale of other real estate owned 647 269 1,281
Net cash used in investing activities (201,240) (184,721) (134,806)
Cash flows from financing activities:      
Net increase in deposits 465,624 96,467 156,004
Proceeds from long-term debt   16,000  
Repayment of long-term debt (17,964) (21,173) (11,828)
Net increase (decrease) in short-term borrowings (102,150) 65,650 (37,175)
Retirement of common stock (6,893) (634)  
Cash dividends paid (10,518) (10,131) (9,693)
Net cash provided by financing activities 361,099 146,179 97,308
Net increase in cash and cash equivalents 197,039 (1,463) (4,872)
Cash and cash equivalents at beginning of period 31,153 32,616 37,488
Cash and cash equivalents at end of period 228,192 31,153 32,616
Cash paid during the period for:      
Interest 14,865 17,786 12,624
Income taxes 6,250 4,550 2,650
Noncash items:      
Transfers of loans to other real estate 1,163 421 1,432
Origination of mortgage servicing rights 318 172 $ 141
Initial recognition of right-of-use assets 899 6,523  
Initial recognition of lease liability 899 $ 6,523  
Paycheck Protection Program Liquidity Facility      
Cash flows from financing activities:      
Proceeds from long-term debt 103,650    
Repayment of long-term debt (103,650)    
Subordinated Debentures      
Cash flows from financing activities:      
Proceeds from long-term debt $ 33,000