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Regulatory matters (Tables)
12 Months Ended
Dec. 31, 2022
Regulatory matters  
Schedule of actual capital ratios and the minimum ratios required for capital adequacy purposes and to be well capitalized under the prompt corrective action provisions

December 31, 2022

 

Minimum to be Well

 

Capitalized under

 

Minimum For Capital

Prompt Corrective

 

Actual 

Adequacy Purposes 

Action Provisions 

 

(Dollars in thousands, except percents)

Amount 

Ratio 

Amount 

Ratio 

Amount 

Ratio 

 

Common equity Tier 1 capital to risk-weighted assets:

    

    

    

    

    

    

Consolidated

$

308,211

11.13

%  

$

124,569

 

4.50

%  

$

%

Peoples Bank

 

339,596

12.27

 

124,563

 

4.50

179,924

 

6.50

Tier 1 capital to risk-weighted assets:

    

    

    

    

    

Consolidated

308,211

11.13

166,093

 

6.00

Peoples Bank

 

339,596

12.27

 

166,083

 

6.00

221,444

 

8.00

Total capital to risk-weighted assets:

Consolidated

 

335,683

12.13

 

221,457

 

8.00

Peoples Bank

 

367,068

13.26

 

221,444

 

8.00

 

276,806

 

10.00

Tier 1 capital to average assets:

Consolidated

 

308,211

9.03

 

136,559

 

4.00

Peoples Bank

339,596

9.69

140,167

 

4.00

175,209

 

5.00

December 31, 2021

 

Minimum to be Well

 

Capitalized under

 

Minimum For Capital

Prompt Corrective

 

Actual 

Adequacy Purposes 

Action Provisions 

 

(Dollars in thousands, except percents)

Amount 

Ratio 

Amount 

Ratio 

Amount 

Ratio 

 

Common equity Tier 1 capital to risk-weighted assets:

    

    

    

    

    

    

Consolidated

$

281,802

 

12.32

%  

$

102,949

 

4.50

%  

$

%

Peoples Bank

 

310,102

 

13.76

 

101,449

 

4.50

146,538

 

6.50

Tier 1 capital to risk-weighted assets:

    

    

    

    

    

    

Consolidated

281,802

 

12.32

137,266

 

6.00

Peoples Bank

 

310,102

 

13.76

 

135,266

 

6.00

180,355

 

8.00

Total capital to risk-weighted assets:

Consolidated

 

310,185

 

13.56

 

183,021

 

8.00

Peoples Bank

 

338,284

 

15.01

 

180,355

 

8.00

 

225,443

 

10.00

Tier 1 capital to average assets:

Consolidated

 

281,802

 

9.16

 

123,013

 

4.00

Peoples Bank

310,102

 

9.58

129,476

 

4.00

161,845

 

5.00