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Regulatory matters (Tables)

12 Months Ended

Dec. 31, 2023

Regulatory matters

Schedule of actual capital ratios and the minimum ratios required for capital adequacy purposes and to be well capitalized under the prompt corrective action provisions


		December 31, 2023
												Minimum to be Well
												Capitalized under
							Minimum For Capital					Prompt Corrective
		Actual					Adequacy Purposes					Action Provisions
(Dollars in thousands, except percents)		Amount			Ratio		Amount			Ratio		Amount			Ratio
Common equity Tier 1 capital to risk-weighted assets:
Company		$	321,403		12.10	%	$	119,577		4.50	%		NA		NA
Peoples Bank			353,330		13.30			119,561		4.50		$	172,699		6.50	%
Tier 1 capital to risk-weighted assets:
Company			321,403		12.10			159,436		6.00			NA		NA
Peoples Bank			353,330		13.30			159,414		6.00			212,552		8.00
Total capital to risk-weighted assets:
Company			376,341		14.16			212,581		8.00			NA		NA
Peoples Bank			375,268		14.12			212,552		8.00			265,690		10.00
Tier 1 capital to average assets:
Company			321,403		8.50			151,252		4.00			NA		NA
Peoples Bank			353,330		9.34	%		151,274		4.00	%		189,093		5.00	%
NA = not applicable


		December 31, 2022
												Minimum to be Well
												Capitalized under
							Minimum For Capital					Prompt Corrective
		Actual					Adequacy Purposes					Action Provisions
(Dollars in thousands, except percents)		Amount			Ratio		Amount			Ratio		Amount			Ratio
Common equity Tier 1 capital to risk-weighted assets:
Company		$	308,211		11.13	%	$	124,569		4.50	%		NA		NA
Peoples Bank			339,596		12.27			124,563		4.50		$	179,924		6.50	%
Tier 1 capital to risk-weighted assets:
Company			308,211		11.13			166,093		6.00			NA		NA
Peoples Bank			339,596		12.27			166,083		6.00			221,444		8.00
Total capital to risk-weighted assets:
Company			335,683		12.13			221,457		8.00			NA		NA
Peoples Bank			367,068		13.26			221,444		8.00			276,806		10.00
Tier 1 capital to average assets:
Company			308,211		9.03			136,559		4.00			NA		NA
Peoples Bank			339,596		9.69			140,167		4.00			175,209		5.00
NA = not applicable