XML 48 R38.htm IDEA: XBRL DOCUMENT

Regulatory matters (Tables)

3 Months Ended

Mar. 31, 2025

Regulatory matters

Schedule of actual capital ratios and the minimum ratios required for capital adequacy purposes and to be well capitalized under the prompt corrective action provisions


														Minimum
											Minimum			Required To
											Required For			Be Well
								Minimum			Capital			Capitalized
								Required For			Adequacy			Under Prompt
								Capital			Purposes with			Corrective
								Adequacy			Conservation			Action
		Peoples Bank						Purposes			Buffer			Regulations
(Dollars in thousands)			Amount		Ratio			Ratio			Ratio			Ratio
March 31, 2025

Total capital ( to risk-weighted assets)		$	482,841		12.45	%		8.00	%		10.50	%		10.00	%

Tier I capital ( to risk-weighted assets)			441,110		11.38			6.00			8.50			8.00

Tier I common equity ( to risk-weighted assets)			441,110		11.38			4.50			7.00			6.50

Tier I capital ( to average assets)			441,110		8.92			4.00			4.00			5.00

Total risk-weighted assets			3,876,833

Total average assets			4,942,568


														Minimum
											Minimum			Required To
											Required For			Be Well
								Minimum			Capital			Capitalized
								Required For			Adequacy			Under Prompt
								Capital			Purposes with			Corrective
								Adequacy			Conservation			Action
		Peoples Bank						Purposes			Buffer			Regulations
(Dollars in thousands)			Amount		Ratio			Ratio			Ratio			Ratio
December 31, 2024

Total capital ( to risk-weighted assets)		$	472,614		12.04	%		8.00	%		10.50	%		10.00	%

Tier I capital ( to risk-weighted assets)			429,958		10.95			6.00			8.50			8.00

Tier I common equity ( to risk-weighted assets)			429,958		10.95			4.50			7.00			6.50

Tier I capital ( to average assets)			429,958		8.37			4.00			4.00			5.00

Total risk-weighted assets			3,925,335

Total average assets			5,135,766