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CONSOLIDATED STATEMENTS OF CASH FLOWS - USD ($)
$ in Thousands
 3 Months Ended
Mar. 31, 2025
Mar. 31, 2024
Cash flows from operating activities:    
Net income $ 15,009 $ 3,466
Adjustments to reconcile net income to net cash provided by operating activities:    
Depreciation of premises and equipment 798 749
Amortization of right-of-use lease asset 258 140
(Accretion) amortization of deferred loan fees, net (278) 164
Amortization of CDI and other intangibles 1,709  
Amortization expense related to acquired borrowings 114  
Accretion income related to acquired loans (4,115)  
Amortization expense related to acquired deposits 316  
Amortization of low income housing partnerships 434 125
Provision for (credit to) credit losses 200 708
Net unrealized (gain) loss on equity investment securities (71) 8
Loans originated for sale (859) (300)
Proceeds from sale of loans originated for sale 437 252
Net loss (gain) on sale of loans originated for sale 2 (2)
Net (accretion) amortization of investment securities (732) 218
Loss (gain) on sale of premises and equipment (680) 9
Increase in cash surrender value of life insurance (526) (279)
Deferred income tax (benefit) expense 1,877 (174)
Stock compensation, including tax effects and expenses (188) 61
Net change in:    
Accrued interest receivable (804) (831)
Other assets 2,408 (1,450)
Accrued interest payable (64) (438)
Other liabilities (6,174) 800
Net cash provided by operating activities 9,071 3,226
Proceeds from repayments of investment securities:    
Available for sale 29,613 1,881
Held to maturity 1,472 1,520
Net (purchase) redemption of restricted equity securities 944 199
Net decrease (increase) in loans 5,437 (8,685)
Purchases of premises and equipment (499) (216)
Proceeds from the sale of premises and equipment 3,696  
Net cash provided by (used in) investing activities 40,663 (5,301)
Cash flows from financing activities:    
Net (decrease) increase in deposits (90,941) (75,099)
Repayment of long-term borrowings (10,324)  
Net (decrease) proceeds from short-term borrowings (1,060) 2,670
Cash dividends paid (6,158) (2,893)
Net cash (used in) provided by financing activities (108,483) (75,322)
Net (decrease) increase in cash and cash equivalents (58,749) (77,397)
Cash and cash equivalents at beginning of period 135,851 187,365
Cash and cash equivalents at end of period 77,102 109,968
Supplemental disclosures:    
Interest 22,942 20,117
Income taxes 22 24
Noncash items:    
Transfers of fixed assets to other real estate   $ 1,497
Origination of mortgage servicing rights 8  
Initial recognition of right-of-use assets (1) 2,782  
Initial recognition of lease liability (1) $ 2,782