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Loans, net and allowance for credit losses - Allocation of Allowance for Loan Losses and Related Loans by Major Classification of Loans (Details) - USD ($) $ in Thousands | 3 Months Ended | 6 Months Ended |
--- | --- | --- | ---
Jun. 30, 2025 | Jun. 30, 2024 | Jun. 30, 2025 | Jun. 30, 2024 | Dec. 31, 2024
Allowance for loan losses: |  |  |  |  |
Beginning Balance | $ 41,054 | $ 22,597 | $ 41,776 | $ 21,895 |
Charge-offs | (1,151) | (135) | (2,384) | (243) |
Recoveries | 1,226 | 65 | 1,537 | 167 |
(Credits) provisions | (239) | 596 | (39) | 1,304 |
Ending balance | 40,890 | 23,123 | 40,890 | 23,123 |
Ending balance: individually evaluated for impairment | 671 |  | 671 |  | $ 949
Ending balance: collectively evaluated for impairment | 40,219 |  | 40,219 |  | 40,827
Loans receivable: |  |  |  |  |
Loans | 3,997,525 |  | 3,997,525 |  | 3,993,505
Ending balance: collectively evaluated for impairment | 3,980,739 |  | 3,980,739 |  | 3,971,341
Real estate |  |  |  |  |
Loans receivable: |  |  |  |  |
Ending balance: individually evaluated for impairment | 14,008 |  | 14,008 |  | 19,444
Non-real estate |  |  |  |  |
Loans receivable: |  |  |  |  |
Ending balance: individually evaluated for impairment | 2,778 |  | 2,778 |  | 2,720
Commercial |  |  |  |  |
Allowance for loan losses: |  |  |  |  |
Beginning Balance | 6,422 | 2,287 | 6,004 | 2,272 |
Charge-offs | (415) | (41) | (572) | (46) |
Recoveries | 292 | 25 | 305 | 80 |
(Credits) provisions | (76) | (100) | 486 | (135) |
Ending balance | 6,223 | 2,171 | 6,223 | 2,171 |
Ending balance: individually evaluated for impairment | 286 |  | 286 |  | 325
Ending balance: collectively evaluated for impairment | 5,937 |  | 5,937 |  | 5,679
Loans receivable: |  |  |  |  |
Loans | 678,539 |  | 678,539 |  | 648,102
Ending balance: collectively evaluated for impairment | 676,445 |  | 676,445 |  | 646,189
Commercial | Real estate |  |  |  |  |
Loans receivable: |  |  |  |  |
Ending balance: individually evaluated for impairment | 1,718 |  | 1,718 |  | 906
Commercial | Non-real estate |  |  |  |  |
Loans receivable: |  |  |  |  |
Ending balance: individually evaluated for impairment | 376 |  | 376 |  | 1,007
Municipal |  |  |  |  |
Allowance for loan losses: |  |  |  |  |
Beginning Balance | 1,249 | 698 | 1,072 | 788 |
(Credits) provisions | 197 | 13 | 374 | (77) |
Ending balance | 1,446 | 711 | 1,446 | 711 |
Ending balance: collectively evaluated for impairment | 1,446 |  | 1,446 |  | 1,072
Loans receivable: |  |  |  |  |
Loans | 194,529 |  | 194,529 |  | 187,918
Ending balance: collectively evaluated for impairment | 194,529 |  | 194,529 |  | 187,918
Commercial real estate |  |  |  |  |
Allowance for loan losses: |  |  |  |  |
Beginning Balance | 20,861 | 14,470 | 21,804 | 14,153 |
Charge-offs | (62) |  | (62) |  |
Recoveries | 566 |  | 566 |  |
(Credits) provisions | (745) | 686 | (1,688) | 1,003 |
Ending balance | 20,620 | 15,156 | 20,620 | 15,156 |
Ending balance: individually evaluated for impairment |  |  |  |  | 190
Ending balance: collectively evaluated for impairment | 20,620 |  | 20,620 |  | 21,614
Loans receivable: |  |  |  |  |
Loans | 2,252,574 |  | 2,252,574 |  | 2,294,113
Ending balance: collectively evaluated for impairment | 2,241,313 |  | 2,241,313 |  | 2,278,503
Commercial real estate | Real estate |  |  |  |  |
Loans receivable: |  |  |  |  |
Ending balance: individually evaluated for impairment | 10,330 |  | 10,330 |  | 15,326
Commercial real estate | Non-real estate |  |  |  |  |
Loans receivable: |  |  |  |  |
Ending balance: individually evaluated for impairment | 931 |  | 931 |  | 284
Residential real estate |  |  |  |  |
Allowance for loan losses: |  |  |  |  |
Beginning Balance | 5,069 | 4,258 | 4,924 | 3,782 |
Charge-offs |  |  | (92) |  |
Recoveries | 64 | 2 | 65 | 4 |
(Credits) provisions | (127) | (30) | 109 | 444 |
Ending balance | 5,006 | 4,230 | 5,006 | 4,230 |
Ending balance: collectively evaluated for impairment | 5,006 |  | 5,006 |  | 4,924
Loans receivable: |  |  |  |  |
Loans | 573,864 |  | 573,864 |  | 551,383
Ending balance: collectively evaluated for impairment | 571,904 |  | 571,904 |  | 548,171
Residential real estate | Real estate |  |  |  |  |
Loans receivable: |  |  |  |  |
Ending balance: individually evaluated for impairment | 1,960 |  | 1,960 |  | 3,212
Consumer |  |  |  |  |
Allowance for loan losses: |  |  |  |  |
Beginning Balance | 2,281 | 884 | 2,540 | 900 |
Charge-offs | (259) | (94) | (646) | (197) |
Recoveries | 145 | 38 | 318 | 83 |
(Credits) provisions | 14 | 27 | (31) | 69 |
Ending balance | 2,181 | $ 855 | 2,181 | $ 855 |
Ending balance: collectively evaluated for impairment | 2,181 |  | 2,181 |  | 2,540
Loans receivable: |  |  |  |  |
Loans | 118,547 |  | 118,547 |  | 132,869
Ending balance: collectively evaluated for impairment | 118,547 |  | 118,547 |  | 132,869
Equipment Financing |  |  |  |  |
Allowance for loan losses: |  |  |  |  |
Beginning Balance | 5,172 |  | 5,432 |  |
Charge-offs | (415) |  | (1,012) |  |
Recoveries | 159 |  | 283 |  |
(Credits) provisions | 498 |  | 711 |  |
Ending balance | 5,414 |  | 5,414 |  |
Ending balance: individually evaluated for impairment | 385 |  | 385 |  | 434
Ending balance: collectively evaluated for impairment | 5,029 |  | 5,029 |  | 4,998
Loans receivable: |  |  |  |  |
Loans | 179,472 |  | 179,472 |  | 179,120
Ending balance: collectively evaluated for impairment | 178,001 |  | 178,001 |  | 177,691
Equipment Financing | Non-real estate |  |  |  |  |
Loans receivable: |  |  |  |  |
Ending balance: individually evaluated for impairment | $ 1,471 |  | $ 1,471 |  | $ 1,429

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