XML 68 R57.htm IDEA: XBRL DOCUMENT
v3.25.2

Loans, net and allowance for credit losses - Changes in Allowance for Loan Losses Account by Major Classification of Loans (Details) - USD ($) $ in Thousands | 3 Months Ended | 6 Months Ended
--- | --- | ---
Jun. 30, 2025 | Jun. 30, 2024 | Jun. 30, 2025 | Jun. 30, 2024
Allowance for loan losses: |  |  |  |
Beginning Balance | $ 41,054 | $ 22,597 | $ 41,776 | $ 21,895
Charge-offs | (1,151) | (135) | (2,384) | (243)
Recoveries | 1,226 | 65 | 1,537 | 167
(Credits) provisions | (239) | 596 | (39) | 1,304
Ending balance | 40,890 | 23,123 | 40,890 | 23,123
Commercial |  |  |  |
Allowance for loan losses: |  |  |  |
Beginning Balance | 6,422 | 2,287 | 6,004 | 2,272
Charge-offs | (415) | (41) | (572) | (46)
Recoveries | 292 | 25 | 305 | 80
(Credits) provisions | (76) | (100) | 486 | (135)
Ending balance | 6,223 | 2,171 | 6,223 | 2,171
Municipal |  |  |  |
Allowance for loan losses: |  |  |  |
Beginning Balance | 1,249 | 698 | 1,072 | 788
(Credits) provisions | 197 | 13 | 374 | (77)
Ending balance | 1,446 | 711 | 1,446 | 711
Commercial real estate |  |  |  |
Allowance for loan losses: |  |  |  |
Beginning Balance | 20,861 | 14,470 | 21,804 | 14,153
Charge-offs | (62) |  | (62) |
Recoveries | 566 |  | 566 |
(Credits) provisions | (745) | 686 | (1,688) | 1,003
Ending balance | 20,620 | 15,156 | 20,620 | 15,156
Residential real estate |  |  |  |
Allowance for loan losses: |  |  |  |
Beginning Balance | 5,069 | 4,258 | 4,924 | 3,782
Charge-offs |  |  | (92) |
Recoveries | 64 | 2 | 65 | 4
(Credits) provisions | (127) | (30) | 109 | 444
Ending balance | 5,006 | 4,230 | 5,006 | 4,230
Consumer |  |  |  |
Allowance for loan losses: |  |  |  |
Beginning Balance | 2,281 | 884 | 2,540 | 900
Charge-offs | (259) | (94) | (646) | (197)
Recoveries | 145 | 38 | 318 | 83
(Credits) provisions | 14 | 27 | (31) | 69
Ending balance | 2,181 | $ 855 | 2,181 | $ 855
Equipment Financing |  |  |  |
Allowance for loan losses: |  |  |  |
Beginning Balance | 5,172 |  | 5,432 |
Charge-offs | (415) |  | (1,012) |
Recoveries | 159 |  | 283 |
(Credits) provisions | 498 |  | 711 |
Ending balance | $ 5,414 |  | $ 5,414 |

X
- Definition Amount excluding accrued interest, of allowance for credit loss on financing receivable. Excludes net investment in lease. + References Reference 1: http://www.xbrl.org/2009/role/commonPracticeRef -Topic 326 -SubTopic 20 -Name Accounting Standards Codification -Section 45 -Paragraph 1 -Publisher FASB -URI https://asc.fasb.org/1943274/2147479344/326-20-45-1 + Details
Name: | us-gaap_FinancingReceivableAllowanceForCreditLossExcludingAccruedInterest
Namespace Prefix: | us-gaap_
Data Type: | xbrli:monetaryItemType
Balance Type: | credit
Period Type: | instant

X
- Definition A roll forward is a reconciliation of a concept from the beginning of a period to the end of a period. + References No definition available. + Details
Name: | us-gaap_FinancingReceivableAllowanceForCreditLossesRollForward
Namespace Prefix: | us-gaap_
Data Type: | xbrli:stringItemType
Balance Type: | na
Period Type: | duration

X
- Definition Amount, excluding accrued interest, of increase in allowance for credit loss on financing receivable from recovery. Excludes net investment in lease. + References Reference 1: http://www.xbrl.org/2003/role/disclosureRef -Topic 326 -SubTopic 20 -Name Accounting Standards Codification -Section 50 -Paragraph 13 -Subparagraph (e) -Publisher FASB -URI https://asc.fasb.org/1943274/2147479319/326-20-50-13 + Details
Name: | us-gaap_FinancingReceivableExcludingAccruedInterestAllowanceForCreditLossRecovery
Namespace Prefix: | us-gaap_
Data Type: | xbrli:monetaryItemType
Balance Type: | credit
Period Type: | duration

X
- Definition Amount, excluding accrued interest, of decrease in allowance for credit loss on financing receivable from writeoff. Excludes net investment in lease. + References Reference 1: http://www.xbrl.org/2003/role/disclosureRef -Topic 326 -SubTopic 20 -Name Accounting Standards Codification -Section 50 -Paragraph 13 -Subparagraph (d) -Publisher FASB -URI https://asc.fasb.org/1943274/2147479319/326-20-50-13 Reference 2: http://www.xbrl.org/2003/role/disclosureRef -Topic 326 -SubTopic 20 -Name Accounting Standards Codification -Section 50 -Paragraph 6 -Publisher FASB -URI https://asc.fasb.org/1943274/2147479319/326-20-50-6 + Details
Name: | us-gaap_FinancingReceivableExcludingAccruedInterestAllowanceForCreditLossWriteoff
Namespace Prefix: | us-gaap_
Data Type: | xbrli:monetaryItemType
Balance Type: | debit
Period Type: | duration

X
- Definition Amount, excluding accrued interest, of credit loss expense (reversal of expense) on financing receivable. Excludes net investment in lease. + References Reference 1: http://www.xbrl.org/2003/role/disclosureRef -Topic 326 -SubTopic 20 -Name Accounting Standards Codification -Section 50 -Paragraph 13 -Subparagraph (b) -Publisher FASB -URI https://asc.fasb.org/1943274/2147479319/326-20-50-13 Reference 2: http://www.xbrl.org/2003/role/disclosureRef -Topic 220 -SubTopic 40 -Name Accounting Standards Codification -Section 50 -Paragraph 22 -Subparagraph (a) -Publisher FASB -URI https://asc.fasb.org/1943274/2147476148/220-40-50-22 + Details
Name: | us-gaap_FinancingReceivableExcludingAccruedInterestCreditLossExpenseReversal
Namespace Prefix: | us-gaap_
Data Type: | xbrli:monetaryItemType
Balance Type: | debit
Period Type: | duration

X
- Details
Name: | us-gaap_FinancingReceivablePortfolioSegmentAxis=us-gaap_CommercialPortfolioSegmentMember
Namespace Prefix: |
Data Type: | na
Balance Type: |
Period Type: |

X
- Details
Name: | us-gaap_FinancingReceivablePortfolioSegmentAxis=pfis_MunicipalPortfolioSegmentMember
Namespace Prefix: |
Data Type: | na
Balance Type: |
Period Type: |

X
- Details
Name: | us-gaap_FinancingReceivablePortfolioSegmentAxis=us-gaap_CommercialRealEstatePortfolioSegmentMember
Namespace Prefix: |
Data Type: | na
Balance Type: |
Period Type: |

X
- Details
Name: | us-gaap_FinancingReceivablePortfolioSegmentAxis=us-gaap_ResidentialPortfolioSegmentMember
Namespace Prefix: |
Data Type: | na
Balance Type: |
Period Type: |

X
- Details
Name: | us-gaap_FinancingReceivablePortfolioSegmentAxis=us-gaap_ConsumerPortfolioSegmentMember
Namespace Prefix: |
Data Type: | na
Balance Type: |
Period Type: |

X
- Details
Name: | us-gaap_FinancingReceivablePortfolioSegmentAxis=pfis_EquipmentFinancingPortfolioSegmentMember
Namespace Prefix: |
Data Type: | na
Balance Type: |
Period Type: |