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Regulatory matters (Tables)

6 Months Ended

Jun. 30, 2025

Regulatory matters

Schedule of actual capital ratios and the minimum ratios required for capital adequacy purposes and to be well capitalized under the prompt corrective action provisions


		June 30, 2025
														Minimum to be Well
														Capitalized under
								Minimum For Capital						Prompt Corrective
		Actual						Adequacy Purposes						Action Provisions
(Dollars in thousands, except percents)		Amount			Ratio			Amount			Ratio			Amount			Ratio
Common equity Tier 1 capital to risk-weighted assets:
Company		$	422,320		10.88	%		$	174,673		4.50	%			NA		NA
Bank			503,023		12.98				174,392		4.50			$	251,899		6.50	%
Tier 1 capital to risk-weighted assets:
Company			432,320		11.14				232,847		6.00				NA		NA
Bank			503,023		12.98				232,522		6.00				310,030		8.00
Total capital to risk-weighted assets:
Company			554,688		14.29				310,532		8.00				NA		NA
Bank			542,227		13.99				310,065		8.00				387,582		10.00
Tier 1 capital to average assets:
Company			432,320		8.73				198,085		4.00				NA		NA
Bank			503,023		10.17				197,846		4.00				247,307		5.00
NA = not applicable


		December 31, 2024
														Minimum to be Well
														Capitalized under
								Minimum For Capital						Prompt Corrective
		Actual						Adequacy Purposes						Action Provisions
(Dollars in thousands, except percents)		Amount			Ratio			Amount			Ratio			Amount			Ratio
Common equity Tier 1 capital to risk-weighted assets:
Company		$	399,461		10.16	%		$	176,971		4.50	%			NA		NA
Bank			429,958		10.95				176,640		4.50			$	255,147		6.50	%
Tier 1 capital to risk-weighted assets:
Company			409,461		10.41				235,962		6.00				NA		NA
Bank			429,958		10.95				235,520		6.00				314,027		8.00
Total capital to risk-weighted assets:
Company			485,117		12.34				314,616		8.00				NA		NA
Bank			472,614		12.04				314,027		8.00				392,534		10.00
Tier 1 capital to average assets:
Company			409,461		7.97				205,493		4.00				NA		NA
Bank			429,958		8.37				205,431		4.00				256,788		5.00
NA = not applicable