XML 69 R58.htm IDEA: XBRL DOCUMENT v3.25.2

Loans, net and allowance for credit losses - Allocation of Allowance for Loan Losses and Related Loans by Major Classification of Loans (Details) - USD ($) $ in Thousands	3 Months Ended		6 Months Ended
	Jun. 30, 2025	Jun. 30, 2024	Jun. 30, 2025	Jun. 30, 2024	Dec. 31, 2024
Allowance for loan losses:
Beginning Balance	$ 41,054	$ 22,597	$ 41,776	$ 21,895
Charge-offs	(1,151)	(135)	(2,384)	(243)
Recoveries	1,226	65	1,537	167
(Credits) provisions	(239)	596	(39)	1,304
Ending balance	40,890	23,123	40,890	23,123
Ending balance: individually evaluated for impairment	671		671		$ 949
Ending balance: collectively evaluated for impairment	40,219		40,219		40,827
Loans receivable:
Loans	3,997,525		3,997,525		3,993,505
Ending balance: collectively evaluated for impairment	3,980,739		3,980,739		3,971,341
Real estate
Loans receivable:
Ending balance: individually evaluated for impairment	14,008		14,008		19,444
Non-real estate
Loans receivable:
Ending balance: individually evaluated for impairment	2,778		2,778		2,720
Commercial
Allowance for loan losses:
Beginning Balance	6,422	2,287	6,004	2,272
Charge-offs	(415)	(41)	(572)	(46)
Recoveries	292	25	305	80
(Credits) provisions	(76)	(100)	486	(135)
Ending balance	6,223	2,171	6,223	2,171
Ending balance: individually evaluated for impairment	286		286		325
Ending balance: collectively evaluated for impairment	5,937		5,937		5,679
Loans receivable:
Loans	678,539		678,539		648,102
Ending balance: collectively evaluated for impairment	676,445		676,445		646,189
Commercial | Real estate
Loans receivable:
Ending balance: individually evaluated for impairment	1,718		1,718		906
Commercial | Non-real estate
Loans receivable:
Ending balance: individually evaluated for impairment	376		376		1,007
Municipal
Allowance for loan losses:
Beginning Balance	1,249	698	1,072	788
(Credits) provisions	197	13	374	(77)
Ending balance	1,446	711	1,446	711
Ending balance: collectively evaluated for impairment	1,446		1,446		1,072
Loans receivable:
Loans	194,529		194,529		187,918
Ending balance: collectively evaluated for impairment	194,529		194,529		187,918
Commercial real estate
Allowance for loan losses:
Beginning Balance	20,861	14,470	21,804	14,153
Charge-offs	(62)		(62)
Recoveries	566		566
(Credits) provisions	(745)	686	(1,688)	1,003
Ending balance	20,620	15,156	20,620	15,156
Ending balance: individually evaluated for impairment					190
Ending balance: collectively evaluated for impairment	20,620		20,620		21,614
Loans receivable:
Loans	2,252,574		2,252,574		2,294,113
Ending balance: collectively evaluated for impairment	2,241,313		2,241,313		2,278,503
Commercial real estate | Real estate
Loans receivable:
Ending balance: individually evaluated for impairment	10,330		10,330		15,326
Commercial real estate | Non-real estate
Loans receivable:
Ending balance: individually evaluated for impairment	931		931		284
Residential real estate
Allowance for loan losses:
Beginning Balance	5,069	4,258	4,924	3,782
Charge-offs			(92)
Recoveries	64	2	65	4
(Credits) provisions	(127)	(30)	109	444
Ending balance	5,006	4,230	5,006	4,230
Ending balance: collectively evaluated for impairment	5,006		5,006		4,924
Loans receivable:
Loans	573,864		573,864		551,383
Ending balance: collectively evaluated for impairment	571,904		571,904		548,171
Residential real estate | Real estate
Loans receivable:
Ending balance: individually evaluated for impairment	1,960		1,960		3,212
Consumer
Allowance for loan losses:
Beginning Balance	2,281	884	2,540	900
Charge-offs	(259)	(94)	(646)	(197)
Recoveries	145	38	318	83
(Credits) provisions	14	27	(31)	69
Ending balance	2,181	$ 855	2,181	$ 855
Ending balance: collectively evaluated for impairment	2,181		2,181		2,540
Loans receivable:
Loans	118,547		118,547		132,869
Ending balance: collectively evaluated for impairment	118,547		118,547		132,869
Equipment Financing
Allowance for loan losses:
Beginning Balance	5,172		5,432
Charge-offs	(415)		(1,012)
Recoveries	159		283
(Credits) provisions	498		711
Ending balance	5,414		5,414
Ending balance: individually evaluated for impairment	385		385		434
Ending balance: collectively evaluated for impairment	5,029		5,029		4,998
Loans receivable:
Loans	179,472		179,472		179,120
Ending balance: collectively evaluated for impairment	178,001		178,001		177,691
Equipment Financing | Non-real estate
Loans receivable:
Ending balance: individually evaluated for impairment	$ 1,471		$ 1,471		$ 1,429

X

- Definition

The valuation allowance for financing receivables that are expected to be uncollectible that were collectively evaluated for impairment.

+ References

No definition available.

+ Details

Name:	pfis_FinancingReceivableAllowanceForCreditLossesCollectivelyEvaluatedForImpairment1
Namespace Prefix:	pfis_
Data Type:	xbrli:monetaryItemType
Balance Type:	credit
Period Type:	instant

X

- Definition

Amount of valuation allowance for financing receivables that are expected to be uncollectible that were individually evaluated for impairment.

+ References

No definition available.

+ Details

Name:	pfis_FinancingReceivableAllowanceForCreditLossesIndividuallyEvaluatedForImpairment
Namespace Prefix:	pfis_
Data Type:	xbrli:monetaryItemType
Balance Type:	credit
Period Type:	instant

X

- Definition

Amount excluding accrued interest, of allowance for credit loss on financing receivable. Excludes net investment in lease.

+ References

Reference 1: http://www.xbrl.org/2009/role/commonPracticeRef
-Topic 326
-SubTopic 20
-Name Accounting Standards Codification
-Section 45
-Paragraph 1
-Publisher FASB
-URI https://asc.fasb.org/1943274/2147479344/326-20-45-1

+ Details

Name:	us-gaap_FinancingReceivableAllowanceForCreditLossExcludingAccruedInterest
Namespace Prefix:	us-gaap_
Data Type:	xbrli:monetaryItemType
Balance Type:	credit
Period Type:	instant

X

- Definition

A roll forward is a reconciliation of a concept from the beginning of a period to the end of a period.

+ References

No definition available.

+ Details

Name:	us-gaap_FinancingReceivableAllowanceForCreditLossesRollForward
Namespace Prefix:	us-gaap_
Data Type:	xbrli:stringItemType
Balance Type:	na
Period Type:	duration

X

- Definition

Amount of financing receivable collectively evaluated for credit loss. Excludes financing receivable individually evaluated for credit loss.

+ References

Reference 1: http://www.xbrl.org/2003/role/exampleRef
-Topic 310
-SubTopic 10
-Name Accounting Standards Codification
-Section S99
-Paragraph 4
-Subparagraph (SAB Topic 6.L.5.a)
-Publisher FASB
-URI https://asc.fasb.org/1943274/2147480418/310-10-S99-4

Reference 2: http://www.xbrl.org/2003/role/disclosureRef
-Topic 310
-SubTopic 10
-Name Accounting Standards Codification
-Section 50
-Paragraph 11C
-Subparagraph (a)
-Publisher FASB
-URI https://asc.fasb.org/1943274/2147481962/310-10-50-11C

+ Details

Name:	us-gaap_FinancingReceivableCollectivelyEvaluatedForImpairment
Namespace Prefix:	us-gaap_
Data Type:	xbrli:monetaryItemType
Balance Type:	debit
Period Type:	instant

X

- Definition

Amount, excluding accrued interest, of increase in allowance for credit loss on financing receivable from recovery. Excludes net investment in lease.

+ References

Reference 1: http://www.xbrl.org/2003/role/disclosureRef
-Topic 326
-SubTopic 20
-Name Accounting Standards Codification
-Section 50
-Paragraph 13
-Subparagraph (e)
-Publisher FASB
-URI https://asc.fasb.org/1943274/2147479319/326-20-50-13

+ Details

Name:	us-gaap_FinancingReceivableExcludingAccruedInterestAllowanceForCreditLossRecovery
Namespace Prefix:	us-gaap_
Data Type:	xbrli:monetaryItemType
Balance Type:	credit
Period Type:	duration

X

- Definition

Amount, excluding accrued interest, of decrease in allowance for credit loss on financing receivable from writeoff. Excludes net investment in lease.

+ References

Reference 1: http://www.xbrl.org/2003/role/disclosureRef
-Topic 326
-SubTopic 20
-Name Accounting Standards Codification
-Section 50
-Paragraph 13
-Subparagraph (d)
-Publisher FASB
-URI https://asc.fasb.org/1943274/2147479319/326-20-50-13

Reference 2: http://www.xbrl.org/2003/role/disclosureRef
-Topic 326
-SubTopic 20
-Name Accounting Standards Codification
-Section 50
-Paragraph 6
-Publisher FASB
-URI https://asc.fasb.org/1943274/2147479319/326-20-50-6

+ Details

Name:	us-gaap_FinancingReceivableExcludingAccruedInterestAllowanceForCreditLossWriteoff
Namespace Prefix:	us-gaap_
Data Type:	xbrli:monetaryItemType
Balance Type:	debit
Period Type:	duration

X

- Definition

Amortized cost excluding accrued interest, before allowance for credit loss, of financing receivable. Excludes net investment in lease.

+ References

Reference 1: http://www.xbrl.org/2009/role/commonPracticeRef
-Topic 326
-SubTopic 20
-Name Accounting Standards Codification
-Section 45
-Paragraph 1
-Publisher FASB
-URI https://asc.fasb.org/1943274/2147479344/326-20-45-1

Reference 2: http://www.xbrl.org/2003/role/disclosureRef
-Topic 326
-SubTopic 20
-Name Accounting Standards Codification
-Section 50
-Paragraph 3B
-Publisher FASB
-URI https://asc.fasb.org/1943274/2147479319/326-20-50-3B

Reference 3: http://www.xbrl.org/2003/role/disclosureRef
-Topic 326
-SubTopic 20
-Name Accounting Standards Codification
-Section 50
-Paragraph 5
-Subparagraph (b)
-Publisher FASB
-URI https://asc.fasb.org/1943274/2147479319/326-20-50-5

+ Details

Name:	us-gaap_FinancingReceivableExcludingAccruedInterestBeforeAllowanceForCreditLoss
Namespace Prefix:	us-gaap_
Data Type:	xbrli:monetaryItemType
Balance Type:	debit
Period Type:	instant

X

- Definition

Amount, excluding accrued interest, of credit loss expense (reversal of expense) on financing receivable. Excludes net investment in lease.

+ References

Reference 1: http://www.xbrl.org/2003/role/disclosureRef
-Topic 326
-SubTopic 20
-Name Accounting Standards Codification
-Section 50
-Paragraph 13
-Subparagraph (b)
-Publisher FASB
-URI https://asc.fasb.org/1943274/2147479319/326-20-50-13

Reference 2: http://www.xbrl.org/2003/role/disclosureRef
-Topic 220
-SubTopic 40
-Name Accounting Standards Codification
-Section 50
-Paragraph 22
-Subparagraph (a)
-Publisher FASB
-URI https://asc.fasb.org/1943274/2147476148/220-40-50-22

+ Details

Name:	us-gaap_FinancingReceivableExcludingAccruedInterestCreditLossExpenseReversal
Namespace Prefix:	us-gaap_
Data Type:	xbrli:monetaryItemType
Balance Type:	debit
Period Type:	duration

X

- Definition

Amount of financing receivable individually evaluated for credit loss. Excludes financing receivable collectively evaluated for credit loss.

+ References

Reference 1: http://www.xbrl.org/2003/role/exampleRef
-Topic 310
-SubTopic 10
-Name Accounting Standards Codification
-Section S99
-Paragraph 4
-Subparagraph (SAB Topic 6.L.5.a)
-Publisher FASB
-URI https://asc.fasb.org/1943274/2147480418/310-10-S99-4

Reference 2: http://www.xbrl.org/2003/role/disclosureRef
-Topic 310
-SubTopic 10
-Name Accounting Standards Codification
-Section 50
-Paragraph 11C
-Subparagraph (b)
-Publisher FASB
-URI https://asc.fasb.org/1943274/2147481962/310-10-50-11C

+ Details

Name:	us-gaap_FinancingReceivableIndividuallyEvaluatedForImpairment
Namespace Prefix:	us-gaap_
Data Type:	xbrli:monetaryItemType
Balance Type:	debit
Period Type:	instant

X

- References

No definition available.

+ Details

Name:	us-gaap_NotesReceivableNetAbstract
Namespace Prefix:	us-gaap_
Data Type:	xbrli:stringItemType
Balance Type:	na
Period Type:	duration

X

- Details

Name:	us-gaap_CollateralAxis=us-gaap_RealEstateMember
Namespace Prefix:
Data Type:	na
Balance Type:
Period Type:

X

- Details

Name:	us-gaap_CollateralAxis=pfis_NonRealEstateMember
Namespace Prefix:
Data Type:	na
Balance Type:
Period Type:

X

- Details

Name:	us-gaap_FinancingReceivablePortfolioSegmentAxis=us-gaap_CommercialPortfolioSegmentMember
Namespace Prefix:
Data Type:	na
Balance Type:
Period Type:

X

- Details

Name:	us-gaap_FinancingReceivablePortfolioSegmentAxis=pfis_MunicipalPortfolioSegmentMember
Namespace Prefix:
Data Type:	na
Balance Type:
Period Type:

X

- Details

Name:	us-gaap_FinancingReceivablePortfolioSegmentAxis=us-gaap_CommercialRealEstatePortfolioSegmentMember
Namespace Prefix:
Data Type:	na
Balance Type:
Period Type:

X

- Details

Name:	us-gaap_FinancingReceivablePortfolioSegmentAxis=us-gaap_ResidentialPortfolioSegmentMember
Namespace Prefix:
Data Type:	na
Balance Type:
Period Type:

X

- Details

Name:	us-gaap_FinancingReceivablePortfolioSegmentAxis=us-gaap_ConsumerPortfolioSegmentMember
Namespace Prefix:
Data Type:	na
Balance Type:
Period Type:

X

- Details

Name:	us-gaap_FinancingReceivablePortfolioSegmentAxis=pfis_EquipmentFinancingPortfolioSegmentMember
Namespace Prefix:
Data Type:	na
Balance Type:
Period Type: