<SEC-DOCUMENT>0001437749-25-028293.txt : 20250903
<SEC-HEADER>0001437749-25-028293.hdr.sgml : 20250903
<ACCEPTANCE-DATETIME>20250903165902
ACCESSION NUMBER:		0001437749-25-028293
CONFORMED SUBMISSION TYPE:	4
PUBLIC DOCUMENT COUNT:		1
CONFORMED PERIOD OF REPORT:	20250829
FILED AS OF DATE:		20250903
DATE AS OF CHANGE:		20250903

REPORTING-OWNER:	

	OWNER DATA:	
		COMPANY CONFORMED NAME:			DENAPLES LOUIS A
		CENTRAL INDEX KEY:			0001206491
		ORGANIZATION NAME:           	

	FILING VALUES:
		FORM TYPE:		4
		SEC ACT:		1934 Act
		SEC FILE NUMBER:	001-36388
		FILM NUMBER:		251290695

	MAIL ADDRESS:	
		STREET 1:		ELMHURST BLVD.
		STREET 2:		BOX 4375
		CITY:			MOSCOW
		STATE:			PA
		ZIP:			18444

ISSUER:		

	COMPANY DATA:	
		COMPANY CONFORMED NAME:			PEOPLES FINANCIAL SERVICES CORP.
		CENTRAL INDEX KEY:			0001056943
		STANDARD INDUSTRIAL CLASSIFICATION:	NATIONAL COMMERCIAL BANKS [6021]
		ORGANIZATION NAME:           	02 Finance
		EIN:				232391852
		STATE OF INCORPORATION:			PA
		FISCAL YEAR END:			1231

	BUSINESS ADDRESS:	
		STREET 1:		102 E. DRINKER STREET
		CITY:			DUNMORE
		STATE:			PA
		ZIP:			18512
		BUSINESS PHONE:		570-346-7741

	MAIL ADDRESS:	
		STREET 1:		102 E. DRINKER STREET
		CITY:			DUNMORE
		STATE:			PA
		ZIP:			18512

	FORMER COMPANY:	
		FORMER CONFORMED NAME:	PEOPLES FINANCIAL SERVICES CORP/
		DATE OF NAME CHANGE:	19980303
</SEC-HEADER>
<DOCUMENT>
<TYPE>4
<SEQUENCE>1
<FILENAME>rdgdoc.xml
<DESCRIPTION>FORM 4
<TEXT>
<XML>
<?xml version="1.0"?>
<ownershipDocument>

    <schemaVersion>X0508</schemaVersion>

    <documentType>4</documentType>

    <periodOfReport>2025-08-29</periodOfReport>

    <issuer>
        <issuerCik>0001056943</issuerCik>
        <issuerName>PEOPLES FINANCIAL SERVICES CORP.</issuerName>
        <issuerTradingSymbol>PFIS</issuerTradingSymbol>
    </issuer>

    <reportingOwner>
        <reportingOwnerId>
            <rptOwnerCik>0001206491</rptOwnerCik>
            <rptOwnerName>DENAPLES LOUIS A</rptOwnerName>
        </reportingOwnerId>
        <reportingOwnerAddress>
            <rptOwnerStreet1>C/O PEOPLES SECURITY BANK &amp; TRUST CO.</rptOwnerStreet1>
            <rptOwnerStreet2>102 E. DRINKER ST.</rptOwnerStreet2>
            <rptOwnerCity>DUNMORE</rptOwnerCity>
            <rptOwnerState>PA</rptOwnerState>
            <rptOwnerZipCode>18512</rptOwnerZipCode>
            <rptOwnerStateDescription></rptOwnerStateDescription>
        </reportingOwnerAddress>
        <reportingOwnerRelationship>
            <isDirector>1</isDirector>
        </reportingOwnerRelationship>
    </reportingOwner>

    <aff10b5One>0</aff10b5One>

    <nonDerivativeTable>
        <nonDerivativeTransaction>
            <securityTitle>
                <value>Common Stock</value>
            </securityTitle>
            <transactionDate>
                <value>2025-08-29</value>
            </transactionDate>
            <transactionCoding>
                <transactionFormType>4</transactionFormType>
                <transactionCode>A</transactionCode>
                <equitySwapInvolved>0</equitySwapInvolved>
            </transactionCoding>
            <transactionAmounts>
                <transactionShares>
                    <value>1709</value>
                </transactionShares>
                <transactionPricePerShare>
                    <value>53</value>
                </transactionPricePerShare>
                <transactionAcquiredDisposedCode>
                    <value>A</value>
                </transactionAcquiredDisposedCode>
            </transactionAmounts>
            <postTransactionAmounts>
                <sharesOwnedFollowingTransaction>
                    <value>332626.469</value>
                    <footnoteId id="F1"/>
                </sharesOwnedFollowingTransaction>
            </postTransactionAmounts>
            <ownershipNature>
                <directOrIndirectOwnership>
                    <value>D</value>
                </directOrIndirectOwnership>
            </ownershipNature>
        </nonDerivativeTransaction>
        <nonDerivativeHolding>
            <securityTitle>
                <value>Common Stock</value>
            </securityTitle>
            <postTransactionAmounts>
                <sharesOwnedFollowingTransaction>
                    <value>356</value>
                </sharesOwnedFollowingTransaction>
            </postTransactionAmounts>
            <ownershipNature>
                <directOrIndirectOwnership>
                    <value>I</value>
                </directOrIndirectOwnership>
                <natureOfOwnership>
                    <value>By DeNaples Equipment Company</value>
                    <footnoteId id="F3"/>
                </natureOfOwnership>
            </ownershipNature>
        </nonDerivativeHolding>
        <nonDerivativeHolding>
            <securityTitle>
                <value>Common Stock</value>
            </securityTitle>
            <postTransactionAmounts>
                <sharesOwnedFollowingTransaction>
                    <value>6741.134</value>
                    <footnoteId id="F2"/>
                </sharesOwnedFollowingTransaction>
            </postTransactionAmounts>
            <ownershipNature>
                <directOrIndirectOwnership>
                    <value>I</value>
                </directOrIndirectOwnership>
                <natureOfOwnership>
                    <value>Family Partnership</value>
                    <footnoteId id="F3"/>
                </natureOfOwnership>
            </ownershipNature>
        </nonDerivativeHolding>
        <nonDerivativeHolding>
            <securityTitle>
                <value>Common Stock</value>
            </securityTitle>
            <postTransactionAmounts>
                <sharesOwnedFollowingTransaction>
                    <value>2861.82</value>
                </sharesOwnedFollowingTransaction>
            </postTransactionAmounts>
            <ownershipNature>
                <directOrIndirectOwnership>
                    <value>I</value>
                </directOrIndirectOwnership>
                <natureOfOwnership>
                    <value>By Spouse</value>
                </natureOfOwnership>
            </ownershipNature>
        </nonDerivativeHolding>
    </nonDerivativeTable>

    <footnotes>
        <footnote id="F1">This amount includes 331,682.6710 shares held by Mr. DeNaples which includes 131.2220 shares acquired in March 2025 and 4,164.5440 shares acquired in June 2025 pursuant to the Issuer's Dividend Reinvestment Stock Purchase Plan (DRP); and 943.7980 shares held jointly with his spouse, which includes 11.7980 shares acquired in June 2025 pursuant to the Issuer's Dividend Reinvestment Stock Purchase Plan (DRP).</footnote>
        <footnote id="F2">This amount includes 87.263 shares acquired in March 2025 and 84.266 shares acquired in June 2025 pursuant to the DRP.</footnote>
        <footnote id="F3">To the extent permitted under applicable law, the Reporting Person disclaims beneficial ownership of the shares held by such entity.</footnote>
    </footnotes>

    <ownerSignature>
        <signatureName>/s/ James M. Bone, Jr. as Attorney-in-Fact for Louis A. DeNaples</signatureName>
        <signatureDate>2025-09-03</signatureDate>
    </ownerSignature>
</ownershipDocument>
</XML>
</TEXT>
</DOCUMENT>
</SEC-DOCUMENT>
