<?xml version="1.0" encoding="US-ASCII"?>
<!-- Generated by CompSci Transform (tm) - http://www.compsciresources.com -->
<!-- Created: Thu Mar 06 23:35:31 UTC 2025 -->
<linkbase xmlns="http://www.xbrl.org/2003/linkbase" xmlns:xlink="http://www.w3.org/1999/xlink" xmlns:xsi="http://www.w3.org/2001/XMLSchema-instance" xsi:schemaLocation="http://www.xbrl.org/2003/linkbase http://www.xbrl.org/2003/xbrl-linkbase-2003-12-31.xsd">
  <roleRef xlink:type="simple" xlink:href="https://xbrl.sec.gov/ecd/2024/ecd-2024.xsd#PvpDisclosure" roleURI="http://xbrl.sec.gov/ecd/role/PvpDisclosure"/>
<!-- [WMV6][XcpuxYn59dz7vgYynUDuwG7r97K2jUTysl7vcz0lJt/tC7CvZHOJjSUEJbYlSz0QmT1AzchKAjg5AqVJioVI5InN4qYJyWmcSLgmhUjWXJNyanecSLW4vgXr/8WgW6g6opr2g70Gc+0f7n+D2lOYrzvs/1+eF2vqzdfUK4aDJgyU9fz0xRhFagTvDiAUW+LtPjh60QlbGt3aHKur5yc35Ble60eMzCm0sQMiRd4maNrqwfLDmRu9ijIHWysUtPuiPMEUDqbKf+24oapQlUrf5bEgiHEV4/zejXGA1rimrocfrrqcVAvL9A==] CSR-->
  <presentationLink xlink:role="http://xbrl.sec.gov/ecd/role/PvpDisclosure" xlink:type="extended">
    <loc xlink:type="locator" xlink:label="ecd_AllAdjToCompMember" xlink:href="https://xbrl.sec.gov/ecd/2024/ecd-2024.xsd#ecd_AllAdjToCompMember"/>
    <loc xlink:type="locator" xlink:label="ChangeInValueOfEquityAwardsGrantedInPriorYearsWhichVestedInYearMember" xlink:href="pfis-20241231.xsd#pfis_ChangeInValueOfEquityAwardsGrantedInPriorYearsWhichVestedInYearMember"/>
    <presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="ecd_AllAdjToCompMember" xlink:to="ChangeInValueOfEquityAwardsGrantedInPriorYearsWhichVestedInYearMember" order="6.0" preferredLabel="http://www.xbrl.org/2003/role/label"/>
  </presentationLink>
</linkbase>
