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v3.26.1

Loans, net and allowance for credit losses - Allocation of Allowance for Loan Losses and Related Loans by Major Classification of Loans (Details) - USD ($) $ in Thousands | 3 Months Ended | 6 Months Ended |
--- | --- | --- | ---
Jun. 30, 2026 | Jun. 30, 2025 | Jun. 30, 2026 | Jun. 30, 2025 | Dec. 31, 2025
Allowance for loan losses: |  |  |  |  |
Beginning Balance | $ 39,586 | $ 41,054 | $ 39,007 | $ 41,776 |
Charge-offs | (697) | (1,151) | (1,673) | (2,384) |
Recoveries | 317 | 1,226 | 485 | 1,537 |
Provisions (Credits) | 3,105 | (239) | 4,492 | (39) |
Ending balance | 42,311 | 40,890 | 42,311 | 40,890 |
Ending balance: individually evaluated for impairment | 1,092 |  | 1,092 |  | $ 1,332
Ending balance: collectively evaluated for impairment | 41,219 |  | 41,219 |  | 37,675
Loans receivable: |  |  |  |  |
Loans | 4,302,821 |  | 4,302,821 |  | 4,066,896
Ending balance: collectively evaluated for impairment | 4,290,467 |  | 4,290,467 |  | 4,056,693
Real estate |  |  |  |  |
Loans receivable: |  |  |  |  |
Ending balance: individually evaluated for impairment | 8,913 |  | 8,913 |  | 8,565
Non-real estate |  |  |  |  |
Loans receivable: |  |  |  |  |
Ending balance: individually evaluated for impairment | 3,441 |  | 3,441 |  | 1,638
Commercial |  |  |  |  |
Allowance for loan losses: |  |  |  |  |
Beginning Balance | 5,985 | 6,422 | 6,036 | 6,004 |
Charge-offs | (156) | (415) | (156) | (572) |
Recoveries | 6 | 292 | 27 | 305 |
Provisions (Credits) | 1,164 | (76) | 1,092 | 486 |
Ending balance | 6,999 | 6,223 | 6,999 | 6,223 |
Ending balance: individually evaluated for impairment | 440 |  | 440 |  | 404
Ending balance: collectively evaluated for impairment | 6,559 |  | 6,559 |  | 5,632
Loans receivable: |  |  |  |  |
Loans | 712,705 |  | 712,705 |  | 667,948
Ending balance: collectively evaluated for impairment | 710,105 |  | 710,105 |  | 665,993
Commercial | Real estate |  |  |  |  |
Loans receivable: |  |  |  |  |
Ending balance: individually evaluated for impairment |  |  |  |  | 1,470
Commercial | Non-real estate |  |  |  |  |
Loans receivable: |  |  |  |  |
Ending balance: individually evaluated for impairment | 2,600 |  | 2,600 |  | 485
Municipal |  |  |  |  |
Allowance for loan losses: |  |  |  |  |
Beginning Balance | 1,490 | 1,249 | 1,413 | 1,072 |
Provisions (Credits) | (287) | 197 | (210) | 374 |
Ending balance | 1,203 | 1,446 | 1,203 | 1,446 |
Ending balance: collectively evaluated for impairment | 1,203 |  | 1,203 |  | 1,413
Loans receivable: |  |  |  |  |
Loans | 200,552 |  | 200,552 |  | 202,303
Ending balance: collectively evaluated for impairment | 200,552 |  | 200,552 |  | 202,303
Real estate |  |  |  |  |
Loans receivable: |  |  |  |  |
Loans | 3,130,510 |  | 3,130,510 |  | 2,916,419
Commercial real estate |  |  |  |  |
Allowance for loan losses: |  |  |  |  |
Beginning Balance | 22,171 | 20,861 | 19,998 | 21,804 |
Charge-offs | (166) | (62) | (166) | (62) |
Recoveries |  | 566 | 3 | 566 |
Provisions (Credits) | 3,356 | (745) | 5,526 | (1,688) |
Ending balance | 25,361 | 20,620 | 25,361 | 20,620 |
Ending balance: individually evaluated for impairment | 419 |  | 419 |  | 451
Ending balance: collectively evaluated for impairment | 24,942 |  | 24,942 |  | 19,547
Loans receivable: |  |  |  |  |
Loans | 2,490,510 |  | 2,490,510 |  | 2,314,110
Ending balance: collectively evaluated for impairment | 2,483,487 |  | 2,483,487 |  | 2,310,054
Commercial real estate | Real estate |  |  |  |  |
Loans receivable: |  |  |  |  |
Ending balance: individually evaluated for impairment | 7,023 |  | 7,023 |  | 4,056
Residential real estate |  |  |  |  |
Allowance for loan losses: |  |  |  |  |
Beginning Balance | 5,071 | 5,069 | 4,963 | 4,924 |
Charge-offs |  |  |  | (92) |
Recoveries | 1 | 64 | 10 | 65 |
Provisions (Credits) | (470) | (127) | (371) | 109 |
Ending balance | 4,602 | 5,006 | 4,602 | 5,006 |
Ending balance: individually evaluated for impairment | 69 |  | 69 |  | 78
Ending balance: collectively evaluated for impairment | 4,533 |  | 4,533 |  | 4,885
Loans receivable: |  |  |  |  |
Loans | 640,000 |  | 640,000 |  | 602,309
Ending balance: collectively evaluated for impairment | 638,110 |  | 638,110 |  | 599,270
Residential real estate | Real estate |  |  |  |  |
Loans receivable: |  |  |  |  |
Ending balance: individually evaluated for impairment | 1,890 |  | 1,890 |  | 3,039
Consumer |  |  |  |  |
Allowance for loan losses: |  |  |  |  |
Beginning Balance | 1,710 | 2,281 | 1,759 | 2,540 |
Charge-offs | (311) | (259) | (905) | (646) |
Recoveries | 156 | 145 | 257 | 318 |
Provisions (Credits) | 28 | 14 | 472 | (31) |
Ending balance | 1,583 | 2,181 | 1,583 | 2,181 |
Ending balance: collectively evaluated for impairment | 1,583 |  | 1,583 |  | 1,759
Loans receivable: |  |  |  |  |
Loans | 99,496 |  | 99,496 |  | 111,238
Ending balance: collectively evaluated for impairment | 99,496 |  | 99,496 |  | 111,238
Equipment Financing |  |  |  |  |
Allowance for loan losses: |  |  |  |  |
Beginning Balance | 3,159 | 5,172 | 4,838 | 5,432 |
Charge-offs | (64) | (415) | (446) | (1,012) |
Recoveries | 154 | 159 | 188 | 283 |
Provisions (Credits) | (686) | 498 | (2,017) | 711 |
Ending balance | 2,563 | $ 5,414 | 2,563 | $ 5,414 |
Ending balance: individually evaluated for impairment | 164 |  | 164 |  | 399
Ending balance: collectively evaluated for impairment | 2,399 |  | 2,399 |  | 4,439
Loans receivable: |  |  |  |  |
Loans | 159,558 |  | 159,558 |  | 168,988
Ending balance: collectively evaluated for impairment | 158,717 |  | 158,717 |  | 167,835
Equipment Financing | Non-real estate |  |  |  |  |
Loans receivable: |  |  |  |  |
Ending balance: individually evaluated for impairment | $ 841 |  | $ 841 |  | $ 1,153

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