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v3.25.1

Segments (Tables) | 3 Months Ended
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Mar. 31, 2025
Segment Reporting [Abstract] |
Schedule of Revenue, Cost of Services and Gross Profit for Each Reportable Segment | The following table presents revenue, cost of services and gross profit for each reportable segment.
|  | Three Months Ended March 31, |
($ in thousands) |  | 2025 |  |  | 2024 |
Revenue |  |  |  |  |  |
Consumer Payments |  | $ | 71,942 |  |  | $ | 76,136 |
Business Payments |  |  | 10,988 |  |  |  | 9,677 |
Elimination of intersegment revenues (1) |  |  | (5,605 | ) |  |  | (5,093 | )
Total revenue |  | $ | 77,325 |  |  | $ | 80,720 |
Cost of services (exclusive of depreciation and amortization) |  |  |  |  |  |
Consumer Payments |  | $ | 15,233 |  |  | $ | 16,545 |
Business Payments |  |  | 3,431 |  |  |  | 2,630 |
Total cost of services (exclusive of depreciation and amortization) |  | $ | 18,664 |  |  | $ | 19,175 |
Gross profit (2) |  |  |  |  |  |
Consumer Payments |  | $ | 56,709 |  |  | $ | 59,591 |
Business Payments |  |  | 7,557 |  |  |  | 7,047 |
Elimination of intersegment revenues |  |  | (5,605 | ) |  |  | (5,093 | )
Total gross profit |  | $ | 58,661 |  |  | $ | 61,545 |
Total other operating expenses (3) |  | $ | 62,281 |  |  | $ | 64,049 |
Total other income (expense) |  |  | (5,000 | ) |  |  | (2,559 | )
Loss before income tax (expense) benefit |  |  | (8,620 | ) |  |  | (5,063 | )
Income tax benefit (expense) |  |  | 452 |  |  |  | (302 | )
Net loss |  | $ | (8,168 | ) |  | $ | (5,365 | )
(1) Represents revenue eliminations between business units within the Consumer Payments segment and eliminations of intersegment revenues for consolidation purpose. (2) Represents revenue less costs of services (exclusive of depreciation and amortization). (3) Represents total operating expenses less costs of services (exclusive of depreciation and amortization).

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- Definition Tabular disclosure of the profit or loss and total assets for each reportable segment. An entity discloses certain information on each reportable segment if the amounts (a) are included in the measure of segment profit or loss reviewed by the chief operating decision maker or (b) are otherwise regularly provided to the chief operating decision maker, even if not included in that measure of segment profit or loss. + References Reference 1: http://fasb.org/us-gaap/role/ref/legacyRef -Name Accounting Standards Codification -Topic 280 -SubTopic 10 -Section 50 -Paragraph 25 -Publisher FASB -URI https://asc.fasb.org/1943274/2147482810/280-10-50-25 Reference 2: http://fasb.org/us-gaap/role/ref/legacyRef -Name Accounting Standards Codification -Topic 280 -SubTopic 10 -Section 50 -Paragraph 22 -Publisher FASB -URI https://asc.fasb.org/1943274/2147482810/280-10-50-22 Reference 3: http://fasb.org/us-gaap/role/ref/legacyRef -Name Accounting Standards Codification -Topic 280 -SubTopic 10 -Section 50 -Paragraph 30 -Publisher FASB -URI https://asc.fasb.org/1943274/2147482810/280-10-50-30 + Details
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