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Segments (Tables)

3 Months Ended

Mar. 31, 2025

Segment Reporting [Abstract]

Schedule of Revenue, Cost of Services and Gross Profit for Each Reportable Segment

The following table presents revenue, cost of services and gross profit for each reportable segment.

		Three Months Ended March 31,
($ in thousands)		2025				2024
Revenue
Consumer Payments		$	71,942			$	76,136
Business Payments			10,988				9,677
Elimination of intersegment revenues (1)			(5,605	)			(5,093	)
Total revenue		$	77,325			$	80,720
Cost of services (exclusive of depreciation and amortization)
Consumer Payments		$	15,233			$	16,545
Business Payments			3,431				2,630
Total cost of services (exclusive of depreciation and amortization)		$	18,664			$	19,175
Gross profit (2)
Consumer Payments		$	56,709			$	59,591
Business Payments			7,557				7,047
Elimination of intersegment revenues			(5,605	)			(5,093	)
Total gross profit		$	58,661			$	61,545
Total other operating expenses (3)		$	62,281			$	64,049
Total other income (expense)			(5,000	)			(2,559	)
Loss before income tax (expense) benefit			(8,620	)			(5,063	)
Income tax benefit (expense)			452				(302	)
Net loss		$	(8,168	)		$	(5,365	)

(1)Represents revenue eliminations between business units within the Consumer Payments segment and eliminations of intersegment revenues for consolidation purpose.

(2)Represents revenue less costs of services (exclusive of depreciation and amortization).

(3)Represents total operating expenses less costs of services (exclusive of depreciation and amortization).

X

- Definition

Tabular disclosure of the profit or loss and total assets for each reportable segment. An entity discloses certain information on each reportable segment if the amounts (a) are included in the measure of segment profit or loss reviewed by the chief operating decision maker or (b) are otherwise regularly provided to the chief operating decision maker, even if not included in that measure of segment profit or loss.

+ References

Reference 1: http://fasb.org/us-gaap/role/ref/legacyRef
-Name Accounting Standards Codification
-Topic 280
-SubTopic 10
-Section 50
-Paragraph 25
-Publisher FASB
-URI https://asc.fasb.org/1943274/2147482810/280-10-50-25

Reference 2: http://fasb.org/us-gaap/role/ref/legacyRef
-Name Accounting Standards Codification
-Topic 280
-SubTopic 10
-Section 50
-Paragraph 22
-Publisher FASB
-URI https://asc.fasb.org/1943274/2147482810/280-10-50-22

Reference 3: http://fasb.org/us-gaap/role/ref/legacyRef
-Name Accounting Standards Codification
-Topic 280
-SubTopic 10
-Section 50
-Paragraph 30
-Publisher FASB
-URI https://asc.fasb.org/1943274/2147482810/280-10-50-30

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X

- References

No definition available.

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