<SEC-DOCUMENT>0000717538-15-000081-index.html : 20150721
<SEC-HEADER>0000717538-15-000081.hdr.sgml : 20150721
<ACCEPTANCE-DATETIME>20150721110643
ACCESSION NUMBER:		0000717538-15-000081
CONFORMED SUBMISSION TYPE:	8-K
PUBLIC DOCUMENT COUNT:		4
CONFORMED PERIOD OF REPORT:	20150720
ITEM INFORMATION:		Results of Operations and Financial Condition
ITEM INFORMATION:		Financial Statements and Exhibits
FILED AS OF DATE:		20150721
DATE AS OF CHANGE:		20150721

FILER:

	COMPANY DATA:	
		COMPANY CONFORMED NAME:			ARROW FINANCIAL CORP
		CENTRAL INDEX KEY:			0000717538
		STANDARD INDUSTRIAL CLASSIFICATION:	NATIONAL COMMERCIAL BANKS [6021]
		IRS NUMBER:				222448962
		STATE OF INCORPORATION:			NY
		FISCAL YEAR END:			1231

	FILING VALUES:
		FORM TYPE:		8-K
		SEC ACT:		1934 Act
		SEC FILE NUMBER:	000-12507
		FILM NUMBER:		15997165

	BUSINESS ADDRESS:	
		STREET 1:		250 GLEN ST
		CITY:			GLENS FALLS
		STATE:			NY
		ZIP:			12801
		BUSINESS PHONE:		5184154299

	MAIL ADDRESS:	
		STREET 1:		250 GLEN STREET
		CITY:			GLENS FALLS
		STATE:			NY
		ZIP:			12801

	FORMER COMPANY:	
		FORMER CONFORMED NAME:	ARROW BANK CORP
		DATE OF NAME CHANGE:	19900710
</SEC-HEADER>
<DOCUMENT>
<TYPE>8-K
<SEQUENCE>1
<FILENAME>form8kq22015earningsrelease.htm
<DESCRIPTION>8-K
<TEXT>
Document 1 - file: form8kq22015earningsrelease.htm

</DOCUMENT>
<DOCUMENT>
<TYPE>EX-99
<SEQUENCE>2
<FILENAME>ex99-earningsq22015.htm
<DESCRIPTION>EXHIBIT 99
<TEXT>
Document 2 - file: ex99-earningsq22015.htm

</DOCUMENT>
<DOCUMENT>
<TYPE>8-K
<SEQUENCE>3
<FILENAME>form8kq22015earnings.pdf
<DESCRIPTION>8-K
<TEXT>
Document 3 - file: form8kq22015earnings.pdf

</DOCUMENT>
<DOCUMENT>
<TYPE>GRAPHIC
<SEQUENCE>4
<FILENAME>newsreleaselogoafca04.jpg
<TEXT>
Document 4 - file: newsreleaselogoafca04.jpg

</DOCUMENT>
</SEC-DOCUMENT>