<SEC-DOCUMENT>0000717538-16-000355.txt : 20161116
<SEC-HEADER>0000717538-16-000355.hdr.sgml : 20161116
<ACCEPTANCE-DATETIME>20161116163538
ACCESSION NUMBER:		0000717538-16-000355
CONFORMED SUBMISSION TYPE:	4
PUBLIC DOCUMENT COUNT:		1
CONFORMED PERIOD OF REPORT:	20160819
FILED AS OF DATE:		20161116
DATE AS OF CHANGE:		20161116

ISSUER:		

	COMPANY DATA:	
		COMPANY CONFORMED NAME:			ARROW FINANCIAL CORP
		CENTRAL INDEX KEY:			0000717538
		STANDARD INDUSTRIAL CLASSIFICATION:	NATIONAL COMMERCIAL BANKS [6021]
		IRS NUMBER:				222448962
		STATE OF INCORPORATION:			NY
		FISCAL YEAR END:			1231

	BUSINESS ADDRESS:	
		STREET 1:		250 GLEN ST
		CITY:			GLENS FALLS
		STATE:			NY
		ZIP:			12801
		BUSINESS PHONE:		5184154299

	MAIL ADDRESS:	
		STREET 1:		250 GLEN STREET
		CITY:			GLENS FALLS
		STATE:			NY
		ZIP:			12801

	FORMER COMPANY:	
		FORMER CONFORMED NAME:	ARROW BANK CORP
		DATE OF NAME CHANGE:	19900710

REPORTING-OWNER:	

	OWNER DATA:	
		COMPANY CONFORMED NAME:			Clarke Michael B
		CENTRAL INDEX KEY:			0001353113

	FILING VALUES:
		FORM TYPE:		4
		SEC ACT:		1934 Act
		SEC FILE NUMBER:	000-12507
		FILM NUMBER:		162002815

	MAIL ADDRESS:	
		STREET 1:		58 CHRISTIANA COURT
		CITY:			LAKE GEORGE
		STATE:			NY
		ZIP:			12845
</SEC-HEADER>
<DOCUMENT>
<TYPE>4
<SEQUENCE>1
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    </derivativeTable>

    <footnotes>
        <footnote id="F1">The information provided reflects 5 shares acquired under the Company's DRIP and 21shares acquired via a stock dividend since July 25, 2016 which were not required to be reported on a Form 4.  This information is being furnished to disclose the total holdings of the insider as of the date of this Form 4.</footnote>
        <footnote id="F2">The information provided reflects 441 shares acquired via a stock dividend since July 25, 2016 which were not required to be reported on a Form 4.  This information is being furnished to disclose the total holdings of the insider as of the date of this Form 4.</footnote>
        <footnote id="F3">The option vests in four equal installments beginning January 21, 2010.</footnote>
        <footnote id="F4">The option vests in four equal installments beginning January 27, 2011.</footnote>
        <footnote id="F5">The option vests in four equal installments beginning January 26, 2012.</footnote>
        <footnote id="F6">The option vests in four equal installments beginning January 25, 2013.</footnote>
        <footnote id="F7">The option vests in four equal installments beginning January 31, 2014.</footnote>
        <footnote id="F8">The option vests in four equal installments beginning January 29, 2015.</footnote>
        <footnote id="F9">The option vests in four equal installments beginning January 28, 2016.</footnote>
    </footnotes>

    <remarks></remarks>

    <ownerSignature>
        <signatureName>Thomas J. Murphy, Attorney in Fact</signatureName>
        <signatureDate>2016-11-16</signatureDate>
    </ownerSignature>
</ownershipDocument>
</XML>
</TEXT>
</DOCUMENT>
</SEC-DOCUMENT>
