    <SEC-DOCUMENT>0000717538-16-000223-index.html : 20160325
    <SEC-HEADER>0000717538-16-000223.hdr.sgml : 20160325
    <ACCEPTANCE-DATETIME>20160325155457
    ACCESSION NUMBER:		0000717538-16-000223
    CONFORMED SUBMISSION TYPE:	DEF 14A
    PUBLIC DOCUMENT COUNT:		4
    CONFORMED PERIOD OF REPORT:	20160504
    FILED AS OF DATE:		20160325
    DATE AS OF CHANGE:		20160325
    EFFECTIVENESS DATE:		20160325

    FILER:

    	COMPANY DATA:
    		COMPANY CONFORMED NAME:			ARROW FINANCIAL CORP
    		CENTRAL INDEX KEY:			0000717538
    		STANDARD INDUSTRIAL CLASSIFICATION:	NATIONAL COMMERCIAL BANKS [6021]
    		IRS NUMBER:				222448962
    		STATE OF INCORPORATION:			NY
    		FISCAL YEAR END:			1231

    	FILING VALUES:
    		FORM TYPE:		DEF 14A
    		SEC ACT:		1934 Act
    		SEC FILE NUMBER:	000-12507
    		FILM NUMBER:		161529770

    	BUSINESS ADDRESS:
    		STREET 1:		250 GLEN ST
    		CITY:			GLENS FALLS
    		STATE:			NY
    		ZIP:			12801
    		BUSINESS PHONE:		5184154299

    	MAIL ADDRESS:
    		STREET 1:		250 GLEN STREET
    		CITY:			GLENS FALLS
    		STATE:			NY
    		ZIP:			12801

    	FORMER COMPANY:
    		FORMER CONFORMED NAME:	ARROW BANK CORP
    		DATE OF NAME CHANGE:	19900710
    </SEC-HEADER>
    <DOCUMENT>
    <TYPE>DEF 14A
    <SEQUENCE>1
    <FILENAME>arrow2016proxystatement.htm
    <DESCRIPTION>DEF 14A
    <TEXT>
    Document 1 - file: arrow2016proxystatement.htm

    </DOCUMENT>
    <DOCUMENT>
    <TYPE>GRAPHIC
    <SEQUENCE>2
    <FILENAME>a2016proxycardpage1.jpg
    <TEXT>
    Document 2 - file: a2016proxycardpage1.jpg

    </DOCUMENT>
    <DOCUMENT>
    <TYPE>GRAPHIC
    <SEQUENCE>3
    <FILENAME>a2016proxycardpage2.jpg
    <TEXT>
    Document 3 - file: a2016proxycardpage2.jpg

    </DOCUMENT>
    <DOCUMENT>
    <TYPE>GRAPHIC
    <SEQUENCE>4
    <FILENAME>afclogoa02.jpg
    <TEXT>
    Document 4 - file: afclogoa02.jpg

    </DOCUMENT>
    </SEC-DOCUMENT>