    <SEC-DOCUMENT>0000717538-16-000384-index.html : 20161202
    <SEC-HEADER>0000717538-16-000384.hdr.sgml : 20161202
    <ACCEPTANCE-DATETIME>20161202163654
    ACCESSION NUMBER:		0000717538-16-000384
    CONFORMED SUBMISSION TYPE:	8-K
    PUBLIC DOCUMENT COUNT:		6
    CONFORMED PERIOD OF REPORT:	20161202
    ITEM INFORMATION:		Departure of Directors or Certain Officers; Election of Directors; Appointment of Certain Officers: Compensatory Arrangements of Certain Officers
    ITEM INFORMATION:		Financial Statements and Exhibits
    FILED AS OF DATE:		20161202
    DATE AS OF CHANGE:		20161202

    FILER:

    	COMPANY DATA:
    		COMPANY CONFORMED NAME:			ARROW FINANCIAL CORP
    		CENTRAL INDEX KEY:			0000717538
    		STANDARD INDUSTRIAL CLASSIFICATION:	NATIONAL COMMERCIAL BANKS [6021]
    		IRS NUMBER:				222448962
    		STATE OF INCORPORATION:			NY
    		FISCAL YEAR END:			1231

    	FILING VALUES:
    		FORM TYPE:		8-K
    		SEC ACT:		1934 Act
    		SEC FILE NUMBER:	000-12507
    		FILM NUMBER:		162031580

    	BUSINESS ADDRESS:
    		STREET 1:		250 GLEN ST
    		CITY:			GLENS FALLS
    		STATE:			NY
    		ZIP:			12801
    		BUSINESS PHONE:		5184154299

    	MAIL ADDRESS:
    		STREET 1:		250 GLEN STREET
    		CITY:			GLENS FALLS
    		STATE:			NY
    		ZIP:			12801

    	FORMER COMPANY:
    		FORMER CONFORMED NAME:	ARROW BANK CORP
    		DATE OF NAME CHANGE:	19900710
    </SEC-HEADER>
    <DOCUMENT>
    <TYPE>8-K
    <SEQUENCE>1
    <FILENAME>form8kthreedirectorsappoin.htm
    <DESCRIPTION>8-K
    <TEXT>
    Document 1 - file: form8kthreedirectorsappoin.htm

    </DOCUMENT>
    <DOCUMENT>
    <TYPE>EX-99.1
    <SEQUENCE>2
    <FILENAME>ex99-threedirectorsappoint.htm
    <DESCRIPTION>EXHIBIT 99.1
    <TEXT>
    Document 2 - file: ex99-threedirectorsappoint.htm

    </DOCUMENT>
    <DOCUMENT>
    <TYPE>GRAPHIC
    <SEQUENCE>3
    <FILENAME>elizabethmiller15.jpg
    <TEXT>
    Document 3 - file: elizabethmiller15.jpg

    </DOCUMENT>
    <DOCUMENT>
    <TYPE>GRAPHIC
    <SEQUENCE>4
    <FILENAME>markbehan15.jpg
    <TEXT>
    Document 4 - file: markbehan15.jpg

    </DOCUMENT>
    <DOCUMENT>
    <TYPE>GRAPHIC
    <SEQUENCE>5
    <FILENAME>newsreleaselogoafca25.jpg
    <TEXT>
    Document 5 - file: newsreleaselogoafca25.jpg

    </DOCUMENT>
    <DOCUMENT>
    <TYPE>GRAPHIC
    <SEQUENCE>6
    <FILENAME>rayoconor16.jpg
    <TEXT>
    Document 6 - file: rayoconor16.jpg

    </DOCUMENT>
    </SEC-DOCUMENT>