<SEC-DOCUMENT>0000717538-18-000051-index.html : 20180206
<SEC-HEADER>0000717538-18-000051.hdr.sgml : 20180206
<ACCEPTANCE-DATETIME>20180206172439
ACCESSION NUMBER:		0000717538-18-000051
CONFORMED SUBMISSION TYPE:	8-K
PUBLIC DOCUMENT COUNT:		9
CONFORMED PERIOD OF REPORT:	20180206
ITEM INFORMATION:		Departure of Directors or Certain Officers; Election of Directors; Appointment of Certain Officers: Compensatory Arrangements of Certain Officers
ITEM INFORMATION:		Financial Statements and Exhibits
FILED AS OF DATE:		20180206
DATE AS OF CHANGE:		20180206

FILER:

	COMPANY DATA:	
		COMPANY CONFORMED NAME:			ARROW FINANCIAL CORP
		CENTRAL INDEX KEY:			0000717538
		STANDARD INDUSTRIAL CLASSIFICATION:	NATIONAL COMMERCIAL BANKS [6021]
		IRS NUMBER:				222448962
		STATE OF INCORPORATION:			NY
		FISCAL YEAR END:			1231

	FILING VALUES:
		FORM TYPE:		8-K
		SEC ACT:		1934 Act
		SEC FILE NUMBER:	000-12507
		FILM NUMBER:		18578552

	BUSINESS ADDRESS:	
		STREET 1:		250 GLEN ST
		CITY:			GLENS FALLS
		STATE:			NY
		ZIP:			12801
		BUSINESS PHONE:		5184154299

	MAIL ADDRESS:	
		STREET 1:		250 GLEN STREET
		CITY:			GLENS FALLS
		STATE:			NY
		ZIP:			12801

	FORMER COMPANY:	
		FORMER CONFORMED NAME:	ARROW BANK CORP
		DATE OF NAME CHANGE:	19900710
</SEC-HEADER>
<DOCUMENT>
<TYPE>8-K
<SEQUENCE>1
<FILENAME>form8-k2018managementcontr.htm
<DESCRIPTION>8-K
<TEXT>
Document 1 - file: form8-k2018managementcontr.htm

</DOCUMENT>
<DOCUMENT>
<TYPE>EX-10.1
<SEQUENCE>2
<FILENAME>a1012018employmentagreemen.htm
<DESCRIPTION>EXHIBIT 10.1
<TEXT>
Document 2 - file: a1012018employmentagreemen.htm

</DOCUMENT>
<DOCUMENT>
<TYPE>EX-10.2
<SEQUENCE>3
<FILENAME>a1022018employmentagreemen.htm
<DESCRIPTION>EXHIBIT 10.2
<TEXT>
Document 3 - file: a1022018employmentagreemen.htm

</DOCUMENT>
<DOCUMENT>
<TYPE>EX-10.3
<SEQUENCE>4
<FILENAME>a1032018arrow_murphyrestri.htm
<DESCRIPTION>EXHIBIT 10.3
<TEXT>
Document 4 - file: a1032018arrow_murphyrestri.htm

</DOCUMENT>
<DOCUMENT>
<TYPE>EX-10.4
<SEQUENCE>5
<FILENAME>a1042018employmentagreemen.htm
<DESCRIPTION>EXHIBIT 10.4
<TEXT>
Document 5 - file: a1042018employmentagreemen.htm

</DOCUMENT>
<DOCUMENT>
<TYPE>EX-10.5
<SEQUENCE>6
<FILENAME>a1052018employmentagreemen.htm
<DESCRIPTION>EXHIBIT 10.5
<TEXT>
Document 6 - file: a1052018employmentagreemen.htm

</DOCUMENT>
<DOCUMENT>
<TYPE>EX-10.6
<SEQUENCE>7
<FILENAME>a1062018employmentagreemen.htm
<DESCRIPTION>EXHIBIT 10.6
<TEXT>
Document 7 - file: a1062018employmentagreemen.htm

</DOCUMENT>
<DOCUMENT>
<TYPE>EX-99
<SEQUENCE>8
<FILENAME>a2618-xexecutiveappointmen.htm
<DESCRIPTION>EXHIBIT 99
<TEXT>
Document 8 - file: a2618-xexecutiveappointmen.htm

</DOCUMENT>
<DOCUMENT>
<TYPE>GRAPHIC
<SEQUENCE>9
<FILENAME>a2618executiveappoint_image1.gif
<TEXT>
Document 9 - file: a2618executiveappoint_image1.gif

</DOCUMENT>
</SEC-DOCUMENT>